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<title>Financial Advice For Beginners</title>
<copyright>(c) 2008 www.financial-advice-for-beginners.com</copyright> 
<link>http://www.financial-advice-for-beginners.com</link>
<description>Free financial advice to get you started on the road to riches.</description> 
<language>en-us</language>
<lastBuildDate>Mon, 5 Oct 2009 14:50:00 GMT</lastBuildDate>
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<title>How To Get Wealthy - Eight Things You Need To Know</title>
<link>http://www.financial-advice-for-beginners.com/how-to-get-rich/how-to-get-wealthy-eight-things-you-need-to-know.html</link>
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<pubDate>Mon, 5 Oct 2009 14:50:00 GMT</pubDate>
<description>If you want to know how to get wealthy, here are 8 things that
you absolutely need to know.
</description>
</item>
<item>
<title>Ten Reasons You Should Never Get a Job</title>
<link>http://www.financial-advice-for-beginners.com/how-to-get-rich/ten-reasons-you-should-never-get-a-job.html</link>
<guid>http://www.financial-advice-for-beginners.com/how-to-get-rich/ten-reasons-you-should-never-get-a-job.html</guid>
<pubDate>Mon, 14 Sep 2009 15:20:00 GMT</pubDate>
<description>There are several reasons why I think that
working for somebody else is actually a bad idea. Let me share ten of
them with you today.
</description>
</item>
<item>
<title>Ten Tips On How To Be Frugal - The Old Fashioned Way</title>
<link>http://www.financial-advice-for-beginners.com/frugal-living-tips/how-to-be-frugal-the-old-fashioned-way.html</link>
<guid>http://www.financial-advice-for-beginners.com/frugal-living-tips/how-to-be-frugal-the-old-fashioned-way.html</guid>
<pubDate>Mon, 31 Aug 2009 14:45:00 GMT</pubDate>
<description>My grandparents seemed to know a thing or two about how to be
frugal. Chances are, your grandparents did too. Times have changed
since then. Somewhere along the way, many of us lost the knowledge of
how to be frugal.
</description>
</item>
<item>
<title>Is Loan Insurance Worth The Money?</title>
<link>http://www.financial-advice-for-beginners.com/debt/loan-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/debt/loan-insurance.html</guid>
<pubDate>Mon, 24 Aug 2009 14:00:00 GMT</pubDate>
<description>Banks and credit card companies will often try to sell you loan insurance. But is this protection really worth the cost?
</description>
</item>
<item>
<title>Should You Pay Off Excessive Credit Card Debt Before Applying For a Mortgage?</title>
<link>http://www.financial-advice-for-beginners.com/debt/excessive-credit-card-debt-before-mortgage.html</link>
<guid>http://www.financial-advice-for-beginners.com/debt/excessive-credit-card-debt-before-mortgage.html</guid>
<pubDate>Thurs, 20 Aug 2009 13:43:00 GMT</pubDate>
<description>Owning your own home is a dream that many people share, but should you consider paying down your excessive credit card debt before you apply for that new mortgage?
</description>
</item>
<item>
<title>55 Frugal Grocery Shopping Tips</title>
<link>http://www.financial-advice-for-beginners.com/frugal-living-tips/frugal-grocery-shopping-tips.html</link>
<guid>http://www.financial-advice-for-beginners.com/frugal-living-tips/frugal-grocery-shopping-tips.html</guid>
<pubDate>Wed, 06 May 2009 21:12:00 GMT</pubDate>
<description>Grocery shopping is a neccesity, but there's no need to
overspend. Here are 55 frugal grocery shopping tips to help you save
money.
</description>
</item>
<item> 
<title>Get Your Financial Life On Track -Free Ebook Download</title>
<link>http://www.financial-advice-for-beginners.com/files/get-your-financial-life-on-track-free-ebook.html</link>
<guid>http://www.financial-advice-for-beginners.com/files/get-your-financial-life-on-track-free-ebook.html</guid>
<pubDate>Thurs, 23 Apr 2009 14:14:00 GMT</pubDate>
<description>Download your free ebook now. Learn what you need to know to get your financial life on track and be financially successful.</description>
</item>
<item> 
<title>The Secret to Transforming Debt Into Wealth</title>
<link>http://www.financial-advice-for-beginners.com/how-to-get-rich/transforming-debt-into-wealth.html</link>
<guid>http://www.financial-advice-for-beginners.com/how-to-get-rich/transforming-debt-into-wealth.html</guid>
<pubDate>Thurs, 02 Apr 2009 19:39:00 GMT</pubDate>
<description>What if I told you that there is a way of transforming debt into wealth? If you want to become wealthy, debt can help you do it.</description>
</item>
<item> 
<title>How to Get Wealthy: Six Potential Ways</title>
<link>http://www.financial-advice-for-beginners.com/how-to-get-rich/how-to-get-wealthy.html</link>
<guid>http://www.financial-advice-for-beginners.com/how-to-get-rich/how-to-get-wealthy.html</guid>
<pubDate>Tues, 31 Mar 2009 15:27:00 GMT</pubDate>
<description>If you're trying to discover how to get wealthy, check out these six potential ways that you could do it.</description>
</item>
<item> 
<title>5 Ways to Save Money On Car Insurance For Teenagers</title>
<link>http://www.financial-advice-for-beginners.com/insurance/car-insurance/car-insurance-for-teenagers.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/car-insurance/car-insurance-for-teenagers.html</guid>
<pubDate>Mon, 30 Mar 2009 21:19:00 GMT</pubDate>
<description>Car insurance for teenagers can be expensive, but there are ways you can reduce the cost. Try these five money saving tips.</description>
</item>
<item> 
<title>How to Save Money When Buying Life Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/save-money-when-buying-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/save-money-when-buying-life-insurance.html</guid>
<pubDate>Thurs, 26 Mar 2009 20:33:00 GMT</pubDate>
<description>Use these 10 tips to help get yourself some very cheap car insurance.</description>
</item>
<item> 
<title>10 Tips To Help You Get Very Cheap Car Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/car-insurance/very-cheap-car-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/car-insurance/very-cheap-car-insurance.html</guid>
<pubDate>Tues, 24 Mar 2009 00:38:00 GMT</pubDate>
<description>Use these 10 tips to help get yourself some very cheap car insurance.</description>
</item>
<item> 
<title>How to Earn More Money While Working Less Hours</title>
<link>http://www.financial-advice-for-beginners.com/how-to-get-rich/earn-more-money.html</link>
<guid>http://www.financial-advice-for-beginners.com/how-to-get-rich/earn-more-money.html</guid>
<pubDate>Tues, 17 Mar 2009 20:42:00 GMT</pubDate>
<description>Would you like to work fewer hours and earn more money at the same time? For most of us, the idea sounds about as unlikely as winning the lottery. If that's you, please stick with me, it's not as crazy as it might sound.</description>
</item>
<item> 
<title>What Everybody Ought to Know About How to Get Rich</title>
<link>http://www.financial-advice-for-beginners.com/how-to-get-rich/how-to-get-rich.html</link>
<guid>http://www.financial-advice-for-beginners.com/how-to-get-rich/how-to-get-rich.html</guid>
<pubDate>Tues, 17 Mar 2009 20:42:00 GMT</pubDate>
<description>If you currently love your job and aren't at all interested in learning how to get rich and build financial security, then please stop reading now.</description>
</item>
<item> 
<title>Now You Can Spend Smarter With These Frugal Living Tips</title>
<link>http://www.financial-advice-for-beginners.com/frugal-living-tips/frugal-living-tips.html</link>
<guid>http://www.financial-advice-for-beginners.com/frugal-living-tips/frugal-living-tips.html</guid>
<pubDate>Mon, 16 Mar 2009 21:33:00 GMT</pubDate>
<description>Using these frugal living tips doesn't mean that you have to deprive yourself. That's not what being frugal is all about.</description>
</item>
<item> 
<title>Making Sense of Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/insurance.html</guid>
<pubDate>Mon, 16 Mar 2009 21:33:00 GMT</pubDate>
<description>The basic purpose of insurance is risk management. But is it really necessary to insure ourselves against everything, or can we manage some of the risk on our own?</description>
</item>
<item> 
<title>How To Get Out of Debt Faster By Paying a Higher Interest Rate</title>
<link>http://www.financial-advice-for-beginners.com/debt/get-out-of-debt.html</link>
<guid>http://www.financial-advice-for-beginners.com/debt/get-out-of-debt.html</guid>
<pubDate>Mon, 16 Feb 2009 21:59:00 GMT</pubDate>
<description>Today we're going to talk about how to get out of debt faster by paying a higher interest rate. If this sounds a little odd, just stick with me for a few minutes and I'll explain.</description>
</item>
<item> 
<title>6 Steps to Paying off Debt Without Spending Any Extra Money</title>
<link>http://www.financial-advice-for-beginners.com/debt/paying-off-debt.html</link>
<guid>http://www.financial-advice-for-beginners.com/debt/paying-off-debt.html</guid>
<pubDate>Mon, 09 Feb 2009 19:25:00 GMT</pubDate>
<description>Using the snowball method of paying off debt can get you out of debt a lot faster without spending any more money each month than you already are.</description>
</item>
<item> 
<title>Free Debt Reduction Calculator</title>
<link>http://www.financial-advice-for-beginners.com/debt/debt-reduction-calculator.html</link>
<guid>http://www.financial-advice-for-beginners.com/debt/debt-reduction-calculator.html</guid>
<pubDate>Mon, 09 Feb 2009 19:25:00 GMT</pubDate>
<description>This debt reduction calculator will show you how much time and interest you can save by using the snowball method to pay off your debts.</description>
</item>
<item>
<title>5 Ways To Pay Off Debt</title>
<link>http://www.financial-advice-for-beginners.com/debt/ways-to-pay-off-debt.html</link>
<guid>http://www.financial-advice-for-beginners.com/debt/ways-to-pay-off-debt.html</guid>
<pubDate>Tues, 03 Feb 2009 22:35:00 GMT</pubDate>
<description>Check out our list of ways to pay off debt to help you decide which approach is the best for you.</description>
</item>
<item>
<title>10 Debt Management Tips That Are Sure To Save You Money</title>
<link>http://www.financial-advice-for-beginners.com/debt/debt-management-tips.html</link>
<guid>http://www.financial-advice-for-beginners.com/debt/debt-management-tips.html</guid>
<pubDate>Tues, 03 Feb 2009 22:35:00 GMT</pubDate>
<description>Use these debt management tips to get your debts under control and put money back into your pockets where it belongs.</description>
</item>
<item>
<title>Are You Aware of the Importance of Budgeting For Getting Ahead Financially?</title>
<link>http://www.financial-advice-for-beginners.com/budgeting/importance-of-budgeting.html</link>
<guid>http://www.financial-advice-for-beginners.com/budgeting/importance-of-budgeting.html</guid>
<pubDate>Thurs, 29 Jan 2009 20:50:00 GMT</pubDate>
<description>Have you ever thought about the importance of budgeting to help you get ahead financially? Managing your money is one of the first steps to attaining financial success.</description>
</item>
<item> 
<title>Here is a Free Personal Budget Worksheet That Will Help You Gain Control of Your Finances</title>
<link>http://www.financial-advice-for-beginners.com/budgeting/personal-budget-worksheet.html</link>
<guid>http://www.financial-advice-for-beginners.com/budgeting/personal-budget-worksheet.html</guid>
<pubDate>Thurs, 29 Jan 2009 20:50:00 GMT</pubDate>
<description>If you're looking for a personal budget worksheet to help you manage your money, we've got a free one you can download and start using today.</description>
</item>
<item> 
<title>Use Our Investment Calculator to Figure Out How Much You'll Have</title>
<link>http://www.financial-advice-for-beginners.com/investing/investing-calculator.html</link>
<guid>http://www.financial-advice-for-beginners.com/investing/investing-calculator.html</guid>
<pubDate>Fri, 23 Jan 2009 15:31:00 GMT</pubDate>
<description>Use our free investing calculator to figure out how much your investments will be worth in the future.</description>
</item>
<item> 
<title>3 Reasons Why Safe Investing Could Leave You Broke</title>
<link>http://www.financial-advice-for-beginners.com/investing/safe-investing.html</link>
<guid>http://www.financial-advice-for-beginners.com/investing/safe-investing.html</guid>
<pubDate>Thurs, 22 Jan 2009 20:55:00 GMT</pubDate>
<description>Did you know that safe investing really isn't all that safe? Maybe that sounds a little bit crazy, but by the end of this article you'll understand why.</description>
</item>
<item> 
<title>3 Beginner Investing Tips You Ought To Know</title>
<link>http://www.financial-advice-for-beginners.com/investing/beginner-investing.html</link>
<guid>http://www.financial-advice-for-beginners.com/investing/beginner-investing.html</guid>
<pubDate>Wed, 21 Jan 2009 01:45:00 GMT</pubDate>
<description>Use these 3 beginner investing tips to get your money working hard for you instead of you having to work hard for your money.</description>
</item>
<item> 
<title>Use our Retirement Calculator to Figure Out How Much You Should Be Saving</title>
<link>http://www.financial-advice-for-beginners.com/investing/retirement-calculator.html</link>
<guid>http://www.financial-advice-for-beginners.com/investing/retirement-calculator.html</guid>
<pubDate>Tues, 20 Jan 2009 02:21:00 GMT</pubDate>
<description>Use our retirment calculator to figure out how much you need to be saving to reach your retirement goals.</description>
</item>
<item> 
<title>If You Don't Buy Life Insurance Now, Your Family Might Pay For It Later</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>Life insurance can never replace lost loved one, but by making sure you have enough coverage, you can be sure that you're family won't struggle financially if you pass away unexpectedly.</description>
</item>
<item> 
<title>Figure Out How Much Life Insurance You Need With Our Life Insurance Calculator</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/life-insurance-calculator.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/life-insurance-calculator.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>Are you wondering how much life insurance you need to be able to take care of your family if you pass away? You can use our life insurance calculator to find out.</description>
</item>
<item> 
<title>Are You Wasting Money By Not Buying the Best Life Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/best-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/best-life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>What’s the best life insurance you can get? We’re going to sort through the different types of life insurance and figure out which is the best.</description>
</item>
<item> 
<title>10 Things You Should Know About Whole Life Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/whole-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/whole-life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>Here's a list of 10 things everybody ought to know about whole life insurance.</description>
</item>
<item> 
<title>10 Things You Should Know About Variable Life Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/variable-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/variable-life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>Here is what everybody ought to know about variable life insurance.</description>
</item>
<item> 
<title>10 Things You Should Know About Universal Life Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/universal-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/universal-life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>10 things that everybody ought to know about universal life insurance.</description>
</item>
<item> 
<title>6 Things You Should Know About Term Life Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/term-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/term-life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>What everybody ought to know about term life insurance.</description>
</item>
<item> 
<title>3 Things You Should Know About Term to 100 Life Insurance</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/permanent-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/permanent-life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>3 Things that everybody ought to know about term to 100 life insurance.</description>
</item>
<item> 
<title>Are You Ready to Make Sense of Permanent Life Insurance?</title>
<link>http://www.financial-advice-for-beginners.com/insurance/life-insurance/permanent-life-insurance.html</link>
<guid>http://www.financial-advice-for-beginners.com/insurance/life-insurance/permanent-life-insurance.html</guid>
<pubDate>Thu, 15 Jan 2009 23:04:00 GMT</pubDate>
<description>With so many types of permanent life insurance and all of the technical terms used, it can be tough to make sense of it all. We're going to help you sort through it all.</description>
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<item> 
<title>Warning! This Financial Advice Could Dramatically Improve Your Finances</title>
<link>http://www.financial-advice-for-beginners.com</link>
<guid>http://www.financial-advice-for-beginners.com</guid>
<pubDate>Tue, 30 Dec 2008 21:29:00 GMT</pubDate>
<description>Free financial advice on: how to make more money, getting out of debt, budgeting, saving money, investing for retirement, insurance, and more.</description>
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