��< ? x m l   v e r s i o n = " 1 . 0 "   e n c o d i n g = " u t f - 1 6 " ? >  
 < r s s   x m l n s : x s i = " h t t p : / / w w w . w 3 . o r g / 2 0 0 1 / X M L S c h e m a - i n s t a n c e "   x m l n s : x s d = " h t t p : / / w w w . w 3 . o r g / 2 0 0 1 / X M L S c h e m a "   v e r s i o n = " 2 . 0 " >  
     < c h a n n e l >  
         < d e s c r i p t i o n > F i n a n c i a l   C e n t r e   U K   a r t i c l e s < / d e s c r i p t i o n >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; B a n k r u p t c y & l t ; b r & g t ; & l t ; b r & g t ; B a n k r u p t c y   i s   a   l e g a l   s t a t u s   t h a t   u s u a l l y   l a s t s   f o r   a   y e a r   ( s e e   ' H o w   l o n g   d o e s   < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / b a n k r u p t c y - e x p l a i n e d . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > B a n k r u p t c y   E x p l a i n e d < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; I n d i v i d u a l   V o l u n t a r y   A r r a n g e m e t & l t ; b r & g t ; & l t ; b r & g t ; I f   y o u   h a v e   a   l a r g e   a m o u n t   o f   u n s e c u r e d   d e b t   & a m p ; a m p ;   c a n n o t   < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / i v a s - e x p l a i n e d . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > I V A s   E x p l a i n e d < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; A   s e c u r e d   l o a n   i s   a   l o a n   w h e r e   y o u   p r o v i d e   t h e   l e n d e r   w i t h   s o m e   s e c u r i t y   a g a i n s t   t h e   m o n e y   t h e y   l < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / w h a t - i s - a - s e c u r e d - l o a n . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > W h a t   I s   A   S e c u r e d   L o a n < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; B u y - t o - l e t   c o m m e r c i a l   p r o p e r t y   f i n a n c e   o f f e r s   h u g e   p o t e n t i a l   l o n g - t e r m   c a p i t a l   g a i n ,   t h i s   i s   w h y   < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / w h a t - i s - a - b u y - t o - l e t - m o r t g a g e . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > W h a t   i s   a   B u y   T o   L e t   M o r t g a g e < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; A   c o m m e r c i a l   m o r t g a g e   ( o r   b u s i n e s s   m o r t g a g e )   i s   s i m p l y   a   l o a n   s e c u r e d   a g a i n s t   a   p r o p e r t y   u s e d   f o r < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / w h a t - i s - a - c o m m e r c i a l - m o r t g a g e . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > W h a t   i s   a   C o m m e r c i a l   M o r t g a g e < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; A p p l e   c h i e f   S t e v e   J o b s   h a s   d e f e n d e d   t h e   f a c t o r y   i n   C h i n a   w h e r e   t h e   f i r m ' s   i P h o n e   i s   p r o d u c e d ,   f o l < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / a p p l e - c h i e f - d e f e n d s - c h i n a - s u i c i d e - f a c t o r y - . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > A p p l e   C h i e f   D e f e n d s   C h i n a   S u i c i d e   F a c t o r y   < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; T h e   g r o u p   o f   w e a l t h y   b u s i n e s s m e n   k n o w n   a s   t h e   R e d   K n i g h t s   h a v e   s a i d   t h e y   w i l l   n o t   b e   m a k i n g   a   b i d < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / r e d - k n i g h t s - h o l d - o f f - m a k i n g - m a n - u t d - b i d - . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > R e d   K n i g h t s   H o l d   O f f   M a k i n g   M a n   U t d   B i d   < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; L a s t   m o n t h   s a w   t h e   a v e r a g e   p r i c e   c r e e p   u p   b y   0 . 5 % ,   t h e   b u i l d i n g   s o c i e t y   s a i d ,   a s   a   s h o r t a g e   o f   p r < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / h o u s e - p r i c e s - b o u n c i n g - b a c k - t o - 2 0 0 7 - b o o m - . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 2 6 3 7 4 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > H o u s e   P r i c e s   B o u n c i n g   B a c k   T o   2 0 0 7   B o o m   < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > & l t ; p & g t ; T h e   f i n e   -   t h e   l a r g e s t   e v e r   i m p o s e d   b y   t h e   F i n a n c i a l   S e r v i c e s   A u t h o r i t y   ( F S A )   -   w a s   i m p o s e d   a f t e r < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / r e c o r d - f i n e - f o r - i n v e s t m e n t - b a n k - j p - m o r g a n - . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 4 1 9 9 9 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > R e c o r d   F i n e   F o r   I n v e s t m e n t   B a n k   J P   M o r g a n   < / t i t l e >  
         < / i t e m >  
         < i t e m >  
             < d e s c r i p t i o n > R a t i n g s   c o m p a n y   F i t c h   c u t   B P ' s   s t a t u s   f r o m   A A +   t o   A A ,   s a y i n g   t h a t   " r i s k s   t o   b o t h   B P ' s   b u s i n e s s   a n d   f < / d e s c r i p t i o n >  
             < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k / A r t i c l e / b p - c r e d i t - r a t i n g - c u t - a s - o i l - h e a d s - t o - f l o r i d a . a s p x < / l i n k >  
             < p u b D a t e P a r s e d > 2 0 1 1 - 0 5 - 0 7 T 0 5 : 0 7 : 2 4 . 1 4 1 9 9 9 2 Z < / p u b D a t e P a r s e d >  
             < t i t l e > B P   C r e d i t   R a t i n g   C u t   A s   O i l   H e a d s   T o   F l o r i d a < / t i t l e >  
         < / i t e m >  
         < l a s t B u i l d D a t e > 0 6 / 0 5 / 2 0 1 1 < / l a s t B u i l d D a t e >  
         < l i n k > h t t p : / / w w w . f i n a n c i a l c e n t r e u k . c o . u k < / l i n k >  
         < t i t l e > F i n a n c i a l   C e n t r e   U K   ' A L L ' < / t i t l e >  
         < p u b D a t e > 0 6 / 0 5 / 2 0 1 1 < / p u b D a t e >  
         < w e b M a s t e r > i n f o @ f i n a n c i a l c e n t r e u k . c o . u k < / w e b M a s t e r >  
     < / c h a n n e l >  
 < / r s s > 