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	<title>Financial Dojo</title>
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	<link>http://financialdojo.com</link>
	<description>Personal finance and wealth building blog</description>
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		<title>Top 10 Roth IRA Questions</title>
		<link>http://financialdojo.com/top-10-roth-ira-questions/</link>
		<comments>http://financialdojo.com/top-10-roth-ira-questions/#respond</comments>
		<pubDate>Thu, 27 Mar 2014 01:36:52 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[fdojo wealth belts]]></category>
		<category><![CDATA[yellow belt]]></category>
		<category><![CDATA[yellow wealth belt]]></category>
		<category><![CDATA[ywb mini-course]]></category>

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		<description><![CDATA[There are a lot of moving parts associated with the Roth IRA, which is one of my favorite investments. But if you're thinking of creating an account for yourself, these top 10 Roth IRA questions and answers should address some of the more common queries.]]></description>
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		<title>Introduction: Renting vs Buying a Home &#8211; What&#8217;s the Better Option?</title>
		<link>http://financialdojo.com/renting-vs-buying-a-home-whats-the-better-option/</link>
		<comments>http://financialdojo.com/renting-vs-buying-a-home-whats-the-better-option/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 19:12:29 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
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		<description><![CDATA[Buying a home is a big investment and an important responsibility. But owning a home also makes you feel like you’re part of a community and proud to have a stable environment to raise a family. And if handled correctly, a home can add to your long term wealth should you decide to sell it [&#8230;]]]></description>
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		<title>4 Big Things to Consider Before Buying a House</title>
		<link>http://financialdojo.com/4-big-things-to-consider-before-buying-a-house/</link>
		<comments>http://financialdojo.com/4-big-things-to-consider-before-buying-a-house/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 18:05:44 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
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		<guid isPermaLink="false">http://financialdojo.com/?p=2867</guid>
		<description><![CDATA[As you begin your quest to buy a new home, it’s important that you understand what you’re getting into. This is especially true if you are a first-time home buyer. You have to be on top of your household budget and savings. That’s because your current financial state will permit you to determine if you’ll [&#8230;]]]></description>
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		<title>4 Different Types of Mortgage Loans</title>
		<link>http://financialdojo.com/4-different-types-of-mortgage-loans/</link>
		<comments>http://financialdojo.com/4-different-types-of-mortgage-loans/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 17:05:34 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
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		<guid isPermaLink="false">http://financialdojo.com/?p=2884</guid>
		<description><![CDATA[When it comes to buying a home, you need to know about your mortgage options. What you’ll discover is that there are four types of mortgage loans. They include fixed rate, adjustable rate, interest only, and balloon. And for each type there will be a variety of terms and options that lenders will offer. But [&#8230;]]]></description>
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		<title>The Fixed vs Adjustable Rate Mortgage Debate (Knowing Which to Choose and When)</title>
		<link>http://financialdojo.com/the-fixed-vs-adjustable-rate-mortgage-debate-knowing-which-to-choose-and-when/</link>
		<comments>http://financialdojo.com/the-fixed-vs-adjustable-rate-mortgage-debate-knowing-which-to-choose-and-when/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 16:06:40 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[gwb spending]]></category>
		<category><![CDATA[rwb spending]]></category>
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		<description><![CDATA[Without a doubt, the two most popular types of home mortgages are fixed rate mortgages and adjustable rate mortgages. The fixed rate mortgage is the original belle-of-the-ball. But the adjustable rate mortgage is no shrinking violet, and has it’s share of adoring fans. So, in this article, I’ll take a closer look at the fixed [&#8230;]]]></description>
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		<title>Pre-qualify vs Pre-approval for Mortgage Loans</title>
		<link>http://financialdojo.com/pre-qualify-vs-pre-approval-for-mortgage-loans/</link>
		<comments>http://financialdojo.com/pre-qualify-vs-pre-approval-for-mortgage-loans/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 15:01:51 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
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		<description><![CDATA[When you begin your hunt for a new home, things may start off slowly and you might still be debating about neighborhoods and areas to narrow your search. That’s perfectly normal and expected. But eventually, the process will get more serious and you’ll decide on a price range. Once this happens, you’ll probably want to [&#8230;]]]></description>
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		<title>How to Choose the Right Home to Buy</title>
		<link>http://financialdojo.com/how-to-choose-the-right-home-to-buy/</link>
		<comments>http://financialdojo.com/how-to-choose-the-right-home-to-buy/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 14:01:56 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
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		<description><![CDATA[If you’re ready to get down to business and start shopping for a home, then pay close attention to the tips and information contained in this article. Specifically, I’ll cover whether you should use a real estate agent or not, the various types of homes, and why you should have a house inspected before you [&#8230;]]]></description>
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		<title>3 Home Buying Options and Alternatives</title>
		<link>http://financialdojo.com/3-home-buying-options-and-alternatives/</link>
		<comments>http://financialdojo.com/3-home-buying-options-and-alternatives/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 13:37:07 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[gwb spending]]></category>
		<category><![CDATA[rwb spending]]></category>
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		<description><![CDATA[If you’re a bargain hunter, there are a few off-the-beaten-path home buying options or alternatives that could put you in a great home for a lot less than you would have expected. The alternatives include property short sales, foreclosures, and real estate owned (REO). Home Buying Tips Ninja Training Guide Introduction: Renting vs Buying a [&#8230;]]]></description>
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		<title>How to Make an Offer On a House &amp; Conclusion</title>
		<link>http://financialdojo.com/how-to-make-an-offer-on-a-house-conclusion/</link>
		<comments>http://financialdojo.com/how-to-make-an-offer-on-a-house-conclusion/#respond</comments>
		<pubDate>Wed, 29 Jan 2014 12:05:54 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Home Buying Guide]]></category>
		<category><![CDATA[gwb spending]]></category>
		<category><![CDATA[rwb spending]]></category>
		<category><![CDATA[wwb spending]]></category>
		<category><![CDATA[ywb spending]]></category>

		<guid isPermaLink="false">http://financialdojo.com/?p=2971</guid>
		<description><![CDATA[If your spidey senses have led you to a great house that you’d like to buy, it’s time to get into a negotiating mindset. This article is all about how to make an offer on a house. You’ll learn some key pre-negotiation tips, ideas for formulating an offer amount, insight into earnest money, and strategies [&#8230;]]]></description>
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		<title>How to Negotiate With Collection Agencies, Creditors and Debt Collectors</title>
		<link>http://financialdojo.com/how-to-negotiate-with-collection-agencies-creditors-and-debt-collectors/</link>
		<comments>http://financialdojo.com/how-to-negotiate-with-collection-agencies-creditors-and-debt-collectors/#respond</comments>
		<pubDate>Thu, 02 Jan 2014 15:38:05 +0000</pubDate>
		<dc:creator><![CDATA[Michael Holland]]></dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[wwb spending]]></category>
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		<description><![CDATA[If you’ve been getting nagging phone calls about paying past due bills, then you should read these tips for how to negotiate with collection agencies, creditors, and debt collectors. You’ll learn how to prepare yourself, which debts to negotiate first, and proven negotiating rules. This information will help you to become a stronger and more [&#8230;]]]></description>
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