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    <channel>
        <title>Financial Facts and Tax</title>
        <link>http://americanfinancialsecurity.net</link>
        <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
        <itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle>
        <itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
</itunes:summary>
                
        <itunes:author>Ronald and Barbara Stevenson</itunes:author>
                
        <itunes:explicit>no</itunes:explicit>
        <itunes:type>episodic</itunes:type>
        <image>
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            <title><![CDATA[Financial Facts and Tax]]></title>
            <link><![CDATA[https://radio.financiallytuned.com/financialfactsandtax/feed/rss]]></link>
        </image>
        <itunes:image href="https://s3-us-west-2.amazonaws.com/financiallytunedradio/logos/0SL0BVebhmQoGaazZcXc14NG9heCSgpIw6df3Gd1.jpeg"/>
        <language>en</language>
        <lastBuildDate>Thu, 08 Nov 18 14:34:41 -0600</lastBuildDate>
        <copyright>American Financial Security, LLC and American Financial Investments, LLC</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Ronald and Barbara Stevenson</itunes:name></itunes:owner><item>
            <title><![CDATA[Financial Facts & Tax: Pilot Show on New Time and Day]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[In this show Ron & Barbara focus on describing different retirement plans ranging from 401k's, IRA's, Roth IRA's and a general plan of savings for your Retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this show Ron & Barbara focus on describing different retirement plans ranging from 401k's, IRA's, Roth IRA's and a general plan of savings for your Retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54044</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54044</guid>
            <description><![CDATA[In this show Ron & Barbara focus on describing different retirement plans ranging from 401k's, IRA's, Roth IRA's and a general plan of savings for your Retirement.]]></description>


            
            <pubDate>Sat, 10 Nov 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Plans]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we talk about what a retirement plan is and why you need one, with helpful insight and tips to make it happen and do it right.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we talk about what a retirement plan is and why you need one, with helpful insight and tips to make it happen and do it right.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54045</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54045</guid>
            <description><![CDATA[In this episode we talk about what a retirement plan is and why you need one, with helpful insight and tips to make it happen and do it right.]]></description>


            
            <pubDate>Sat, 17 Nov 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Pillars of Retirement Income]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Everyone when planning to retire or are in retirement, need to have pillars of income that will sustain them during their years of not working. This show pinpoints the different ways to prepare.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Everyone when planning to retire or are in retirement, need to have pillars of income that will sustain them during their years of not working. This show pinpoints the different ways to prepare.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54046</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54046</guid>
            <description><![CDATA[Everyone when planning to retire or are in retirement, need to have pillars of income that will sustain them during their years of not working. This show pinpoints the different ways to prepare.]]></description>


            
            <pubDate>Sat, 24 Nov 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Ron and Barbara with D.J. Fone on Talk of the Town]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Retirement can be scary, but it doesn’t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Retirement can be scary, but it doesn’t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/540462</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/540462</guid>
            <description><![CDATA[Retirement can be scary, but it doesn’t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>


            
            <pubDate>Wed, 21 Nov 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Tax Cuts & Jobs Act Overview]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[With the "new" tax laws in place we give a detail overview so that our listeners can understand how their tax obligations will be effected for 2018 income.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[With the "new" tax laws in place we give a detail overview so that our listeners can understand how their tax obligations will be effected for 2018 income.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/540472</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/540472</guid>
            <description><![CDATA[With the "new" tax laws in place we give a detail overview so that our listeners can understand how their tax obligations will be effected for 2018 income.]]></description>


            
            <pubDate>Sat, 01 Dec 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Understanding Different Types of Annuities]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[With the return of volatility in the market, many people look for investments for some of their money that has guarantee's. Our show focuses on different annuities that provide these type of guarantees and protection.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[With the return of volatility in the market, many people look for investments for some of their money that has guarantee's. Our show focuses on different annuities that provide these type of guarantees and protection.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54048</link>
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            <description><![CDATA[With the return of volatility in the market, many people look for investments for some of their money that has guarantee's. Our show focuses on different annuities that provide these type of guarantees and protection.]]></description>


            
            <pubDate>Sat, 08 Dec 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Year End Retirement & Tax Planning]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[This show discusses the important Year-End tax and retirement planning steps that many should consider to ensure accounts grow with minimal tax consequences.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This show discusses the important Year-End tax and retirement planning steps that many should consider to ensure accounts grow with minimal tax consequences.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54049</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54049</guid>
            <description><![CDATA[This show discusses the important Year-End tax and retirement planning steps that many should consider to ensure accounts grow with minimal tax consequences.]]></description>


            
            <pubDate>Sat, 22 Dec 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Who are Ron and Barbara and Inverview with DJ Fone]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Get to know Ron & Barbara with also a live interview with DJ Fone from KQNA Talk of the Town]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Get to know Ron & Barbara with also a live interview with DJ Fone from KQNA Talk of the Town]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54050</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54050</guid>
            <description><![CDATA[Get to know Ron & Barbara with also a live interview with DJ Fone from KQNA Talk of the Town]]></description>


            
            <pubDate>Sat, 29 Dec 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Market Volatility and Tax Season]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Ron & Barbara were interviewed live on the radio and talk about the recent levels of volatility in the market and what people should do regarding their portfolios, we also discuss the new changes to our tax laws and what people can expect now that we are entering tax season.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Ron & Barbara were interviewed live on the radio and talk about the recent levels of volatility in the market and what people should do regarding their portfolios, we also discuss the new changes to our tax laws and what people can expect now that we are entering tax season.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54051</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54051</guid>
            <description><![CDATA[Ron & Barbara were interviewed live on the radio and talk about the recent levels of volatility in the market and what people should do regarding their portfolios, we also discuss the new changes to our tax laws and what people can expect now that we are entering tax season.]]></description>


            
            <pubDate>Sat, 19 Jan 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Your Financial Pyramid]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Your financial plan should be constructed in a way similar to the idea behind the great pyramids that it will last the retirement years and needs of the individuals that will rely on its income and stability.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Your financial plan should be constructed in a way similar to the idea behind the great pyramids that it will last the retirement years and needs of the individuals that will rely on its income and stability.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54052</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54052</guid>
            <description><![CDATA[Your financial plan should be constructed in a way similar to the idea behind the great pyramids that it will last the retirement years and needs of the individuals that will rely on its income and stability.]]></description>


            
            <pubDate>Sat, 26 Jan 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Lifestyle Planning]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Retirement Lifestyle Planning is the non-financial part of your retirement planning, and it encompasses all the areas of retirement and life. This show we explore areas that retirees and pre-retirees can take to have a fulfilled retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Retirement Lifestyle Planning is the non-financial part of your retirement planning, and it encompasses all the areas of retirement and life. This show we explore areas that retirees and pre-retirees can take to have a fulfilled retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54053</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54053</guid>
            <description><![CDATA[Retirement Lifestyle Planning is the non-financial part of your retirement planning, and it encompasses all the areas of retirement and life. This show we explore areas that retirees and pre-retirees can take to have a fulfilled retirement.]]></description>


            
            <pubDate>Sat, 16 Feb 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Benefits of Life Insurance]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[There's a lot of confusion about life insurance and many different types of insurance. In this episode we talk about the different types and their benefits.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[There's a lot of confusion about life insurance and many different types of insurance. In this episode we talk about the different types and their benefits.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54054</link>
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            <description><![CDATA[There's a lot of confusion about life insurance and many different types of insurance. In this episode we talk about the different types and their benefits.]]></description>


            
            <pubDate>Sat, 23 Feb 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Legacy Planning Basics]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[There are many reasons and benefits as to why you want a financial legacy. If you don't plan your legacy, someone else will. In our show today we give you nine simple legacy planning tips to help listeners ensure that their assets and wishes are carried through exactly as they have planned.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[There are many reasons and benefits as to why you want a financial legacy. If you don't plan your legacy, someone else will. In our show today we give you nine simple legacy planning tips to help listeners ensure that their assets and wishes are carried through exactly as they have planned.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54055</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54055</guid>
            <description><![CDATA[There are many reasons and benefits as to why you want a financial legacy. If you don't plan your legacy, someone else will. In our show today we give you nine simple legacy planning tips to help listeners ensure that their assets and wishes are carried through exactly as they have planned.]]></description>


            
            <pubDate>Sun, 10 Mar 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Dealing with an Unstable Market]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Market volatility can really cause problems for your portfolio and retirement savings. In this episode we discuss some possible solutions to help you prepare for this and alleviate any stress caused by the ups and downs of the market. We talk about risk management and other financial strategies.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Market volatility can really cause problems for your portfolio and retirement savings. In this episode we discuss some possible solutions to help you prepare for this and alleviate any stress caused by the ups and downs of the market. We talk about risk management and other financial strategies.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54056</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54056</guid>
            <description><![CDATA[Market volatility can really cause problems for your portfolio and retirement savings. In this episode we discuss some possible solutions to help you prepare for this and alleviate any stress caused by the ups and downs of the market. We talk about risk management and other financial strategies.]]></description>


            
            <pubDate>Sun, 17 Mar 19 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Special Guest Wayne Schmidt from Gradient Investments]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[We welcome Wayne Schmidt, CFA, Chief Investment Officer with Gradient Investments. This show talks about current equity trends in the US bull market mixed with where bond values are trending given the fed position on rates through 2019 and into 2020. We also discuss outlooks from Wayne on outlooks of markets through the same time frame.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[We welcome Wayne Schmidt, CFA, Chief Investment Officer with Gradient Investments. This show talks about current equity trends in the US bull market mixed with where bond values are trending given the fed position on rates through 2019 and into 2020. We also discuss outlooks from Wayne on outlooks of markets through the same time frame.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54057</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54057</guid>
            <description><![CDATA[We welcome Wayne Schmidt, CFA, Chief Investment Officer with Gradient Investments. This show talks about current equity trends in the US bull market mixed with where bond values are trending given the fed position on rates through 2019 and into 2020. We also discuss outlooks from Wayne on outlooks of markets through the same time frame.]]></description>


            
            <pubDate>Sun, 24 Mar 19 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Taxes & Reality]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Now that America is well into the filing season for the "New" tax laws we talk about the law and what we are seeing from the many personal and business tax returns we have prepared this year so far. We explore the tax brackets, doubling of the standard deductions, child tax credits, corporate pass through income and many other topics associated with the new tax law.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Now that America is well into the filing season for the "New" tax laws we talk about the law and what we are seeing from the many personal and business tax returns we have prepared this year so far. We explore the tax brackets, doubling of the standard deductions, child tax credits, corporate pass through income and many other topics associated with the new tax law.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54058</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54058</guid>
            <description><![CDATA[Now that America is well into the filing season for the "New" tax laws we talk about the law and what we are seeing from the many personal and business tax returns we have prepared this year so far. We explore the tax brackets, doubling of the standard deductions, child tax credits, corporate pass through income and many other topics associated with the new tax law.]]></description>


            
            <pubDate>Sun, 07 Apr 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190407-54058-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Fiduciary & Suitability Responsibilities of Advisors]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Financial Professionals are expected to act in the best interest of their clients and to recommend suitable investments and insurance annuities that are within the time horizon, risk level and financial needs of each bucket of money someone has. Today the podcast will focus on these topics along with making sure that each financial account has appropriate beneficiaries assigned.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Financial Professionals are expected to act in the best interest of their clients and to recommend suitable investments and insurance annuities that are within the time horizon, risk level and financial needs of each bucket of money someone has. Today the podcast will focus on these topics along with making sure that each financial account has appropriate beneficiaries assigned.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54059</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54059</guid>
            <description><![CDATA[Financial Professionals are expected to act in the best interest of their clients and to recommend suitable investments and insurance annuities that are within the time horizon, risk level and financial needs of each bucket of money someone has. Today the podcast will focus on these topics along with making sure that each financial account has appropriate beneficiaries assigned.]]></description>


            
            <pubDate>Sun, 19 May 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190519-54059-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Uptick in Fixed Annuities]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Since 2017 we have seen a large uptick in the US of people investing some of their retirement in Fixed and Fixed Indexed Annuities. This show explores why and explains what these type of annuities are and how they can benefit baby boomers and retirees in their retirement planning. Listen as we discuss the uses of these type of annuities that include the guarantees and riders that people are liking for some of their buckets of retirement dollars.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Since 2017 we have seen a large uptick in the US of people investing some of their retirement in Fixed and Fixed Indexed Annuities. This show explores why and explains what these type of annuities are and how they can benefit baby boomers and retirees in their retirement planning. Listen as we discuss the uses of these type of annuities that include the guarantees and riders that people are liking for some of their buckets of retirement dollars.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54060</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54060</guid>
            <description><![CDATA[Since 2017 we have seen a large uptick in the US of people investing some of their retirement in Fixed and Fixed Indexed Annuities. This show explores why and explains what these type of annuities are and how they can benefit baby boomers and retirees in their retirement planning. Listen as we discuss the uses of these type of annuities that include the guarantees and riders that people are liking for some of their buckets of retirement dollars.]]></description>


            
            <pubDate>Sat, 08 Jun 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190608-54060-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Avoiding Common Retirement Mistakes]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[A lot is entailed when preparing for retirement and mistakes are sometimes unavoidable. It is important to be aware of helpful ways to prepare for retirement and what to avoid.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[A lot is entailed when preparing for retirement and mistakes are sometimes unavoidable. It is important to be aware of helpful ways to prepare for retirement and what to avoid.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54061</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54061</guid>
            <description><![CDATA[A lot is entailed when preparing for retirement and mistakes are sometimes unavoidable. It is important to be aware of helpful ways to prepare for retirement and what to avoid.]]></description>


            
            <pubDate>Sat, 15 Jun 19 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Building Wealth Might be Simpler than you Think]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Wealth building isn't about get-rich-quick schemes or chasing the trends in the stock market. Often, it comes down to making the right financial decisions, big and small, over and extended period of time. Our simple three step process includes: Make money buy earning it through consistent sources of income. Save some of it through a proactive and consistent saving plan. Invest your savings with an investment mix that matches your risk tolerance and long-term strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Wealth building isn't about get-rich-quick schemes or chasing the trends in the stock market. Often, it comes down to making the right financial decisions, big and small, over and extended period of time. Our simple three step process includes: Make money buy earning it through consistent sources of income. Save some of it through a proactive and consistent saving plan. Invest your savings with an investment mix that matches your risk tolerance and long-term strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54062</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54062</guid>
            <description><![CDATA[Wealth building isn't about get-rich-quick schemes or chasing the trends in the stock market. Often, it comes down to making the right financial decisions, big and small, over and extended period of time. Our simple three step process includes: Make money buy earning it through consistent sources of income. Save some of it through a proactive and consistent saving plan. Invest your savings with an investment mix that matches your risk tolerance and long-term strategy.]]></description>


            
            <pubDate>Sat, 22 Jun 19 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The SECURE Act]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[The Secure Act, The US House of Representatives passed "Setting Every Community Up For Retirement Enhancement Act on June 20, 2019 as a way to enhance and encourage retirement savings. In this show we highlight 8 of the 29 provisions of the Act we feel with greatly help people.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The Secure Act, The US House of Representatives passed "Setting Every Community Up For Retirement Enhancement Act on June 20, 2019 as a way to enhance and encourage retirement savings. In this show we highlight 8 of the 29 provisions of the Act we feel with greatly help people.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54063</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54063</guid>
            <description><![CDATA[The Secure Act, The US House of Representatives passed "Setting Every Community Up For Retirement Enhancement Act on June 20, 2019 as a way to enhance and encourage retirement savings. In this show we highlight 8 of the 29 provisions of the Act we feel with greatly help people.]]></description>


            
            <pubDate>Sat, 29 Jun 19 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Managing Your IRA]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Understanding what an IRA is and the different types and what is best for your retirement savings is discussed in this show. With a Traditional IRA you put away pre-tax savings with growth in the account being tax deferred until withdrawals are made. A Roth IRA is being taxed upfront on contributions that then grow tax free for later (at least 5 years) withdrawals void of taxation.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Understanding what an IRA is and the different types and what is best for your retirement savings is discussed in this show. With a Traditional IRA you put away pre-tax savings with growth in the account being tax deferred until withdrawals are made. A Roth IRA is being taxed upfront on contributions that then grow tax free for later (at least 5 years) withdrawals void of taxation.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54064</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54064</guid>
            <description><![CDATA[Understanding what an IRA is and the different types and what is best for your retirement savings is discussed in this show. With a Traditional IRA you put away pre-tax savings with growth in the account being tax deferred until withdrawals are made. A Roth IRA is being taxed upfront on contributions that then grow tax free for later (at least 5 years) withdrawals void of taxation.]]></description>


            
            <pubDate>Sat, 13 Jul 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190713-54064-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Examining Retirement Realities]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[This show examines several realities about retirement that are sometimes forgotten or not followed. Earn more and spend less and save the difference for retirement. Beware of the inherent reality that we cannot always control where financial set backs and health care challenges or other life experiences might lead us. Let us know how social security works and understand the best timing of when to take my benefits to assist in my retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This show examines several realities about retirement that are sometimes forgotten or not followed. Earn more and spend less and save the difference for retirement. Beware of the inherent reality that we cannot always control where financial set backs and health care challenges or other life experiences might lead us. Let us know how social security works and understand the best timing of when to take my benefits to assist in my retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54065</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54065</guid>
            <description><![CDATA[This show examines several realities about retirement that are sometimes forgotten or not followed. Earn more and spend less and save the difference for retirement. Beware of the inherent reality that we cannot always control where financial set backs and health care challenges or other life experiences might lead us. Let us know how social security works and understand the best timing of when to take my benefits to assist in my retirement.]]></description>


            
            <pubDate>Sat, 10 Aug 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/19010-54065-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Feelings and Finances]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Most financial topics are fact based, today we are going to discuss feelings about finances. We will tackle this by talking about financial well-being and ways to help achieve it.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Most financial topics are fact based, today we are going to discuss feelings about finances. We will tackle this by talking about financial well-being and ways to help achieve it.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54066</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54066</guid>
            <description><![CDATA[Most financial topics are fact based, today we are going to discuss feelings about finances. We will tackle this by talking about financial well-being and ways to help achieve it.]]></description>


            
            <pubDate>Sat, 17 Aug 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190817-54066-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Ready. Set. Retire.]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/3051</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/3051</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>


            
            <pubDate>Sat, 28 Sep 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190928-3051-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Tax Bombs]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[The last thing anyone wants is a tax surprise when they file their taxes. We explore in this show the many different tax bombs that might come up during the year. These surprises might be from not taking enough withholding's from wages or income. Other tax surprises can be from gambling, sale of a rental property, missing an RMD, taking out distributions from qualified and non-qualified accounts and inheritance, just to name a few.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The last thing anyone wants is a tax surprise when they file their taxes. We explore in this show the many different tax bombs that might come up during the year. These surprises might be from not taking enough withholding's from wages or income. Other tax surprises can be from gambling, sale of a rental property, missing an RMD, taking out distributions from qualified and non-qualified accounts and inheritance, just to name a few.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54069</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54069</guid>
            <description><![CDATA[The last thing anyone wants is a tax surprise when they file their taxes. We explore in this show the many different tax bombs that might come up during the year. These surprises might be from not taking enough withholding's from wages or income. Other tax surprises can be from gambling, sale of a rental property, missing an RMD, taking out distributions from qualified and non-qualified accounts and inheritance, just to name a few.]]></description>


            
            <pubDate>Sat, 26 Oct 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/191026-54069-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Bombs]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[How life style and financial decisions today can impact your retirement. Today's show focuses on several potential retirement bombs.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[How life style and financial decisions today can impact your retirement. Today's show focuses on several potential retirement bombs.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54070</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54070</guid>
            <description><![CDATA[How life style and financial decisions today can impact your retirement. Today's show focuses on several potential retirement bombs.]]></description>


            
            <pubDate>Sat, 02 Nov 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/191102-54070-Stevenson.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Why a Fiduciary should Consider Fixed Annuities for some Clients]]></title>
            <itunes:author><![CDATA[Ron and Barbara Stevenson]]></itunes:author>
            <itunes:subtitle><![CDATA[A fiduciary advisor working in the best interest of the client should represent many investment options in the market and safe money like fixed annuities.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[A fiduciary advisor working in the best interest of the client should represent many investment options in the market and safe money like fixed annuities.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/financialfactsandtax/54071</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/financialfactsandtax/54071</guid>
            <description><![CDATA[A fiduciary advisor working in the best interest of the client should represent many investment options in the market and safe money like fixed annuities.]]></description>


            
            <pubDate>Sat, 09 Nov 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Ronald and Barbara Stevenson)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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