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    <title><![CDATA[Financial Focus]]></title>
    <link>http://financialconceptsmesquite.com/</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[Financial Focus]]></title>
        <link>http://financialconceptsmesquite.com/</link>
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            <itunes:author>Jeffrey Bird</itunes:author>
        
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    <dc:creator><![CDATA[Jeffrey Scott Bird]]></dc:creator>
    
            <copyright>Financial Concepts, Inc.</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Jeffrey Bird</itunes:name></itunes:owner><item>
            <title><![CDATA[Recession Fears Are Easing]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll discuss the news that the U.S. and China are pausing tariffs for 90 days while they negotiate a formal trade agreement.]]>
                            </description>
            <pubDate>Sat, 31 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8425</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll discuss the news that the U.S. and China are pausing tariffs for 90 days while they negotiate a formal trade agreement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll discuss the news that the U.S. and China are pausing tariffs for 90 days while they negotiate a formal trade agreement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this episode, we’ll discuss the news that the U.S. and China are pausing tariffs for 90 days while they negotiate a formal trade agreement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Obstacles to Retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine and discuss the different challenges and pitfalls that can get in the way of retirement and how to overcome them.]]>
                            </description>
            <pubDate>Sat, 24 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8394</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine and discuss the different challenges and pitfalls that can get in the way of retirement and how to overcome them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine and discuss the different challenges and pitfalls that can get in the way of retirement and how to overcome them.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll examine and discuss the different challenges and pitfalls that can get in the way of retirement and how to overcome them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t make these 401(k) Mistakes]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss common 401(k) mistakes and why it’s important to avoid them.]]>
                            </description>
            <pubDate>Sat, 17 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8360</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss common 401(k) mistakes and why it’s important to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss common 401(k) mistakes and why it’s important to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss common 401(k) mistakes and why it’s important to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for the unexpected]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to consider ways to protect your financial strategy against future inflation and market volatility.]]>
                            </description>
            <pubDate>Sat, 03 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8310</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to consider ways to protect your financial strategy against future inflation and market volatility.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to consider ways to protect your financial strategy against future inflation and market volatility.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to consider ways to protect your financial strategy against future inflation and market volatility.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial news: Hot Off the Presses]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to discuss two current financial news stories: The latest round of tariffs and market downturns and 401(k)s.]]>
                            </description>
            <pubDate>Sat, 26 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8281</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to discuss two current financial news stories: The latest round of tariffs and market downturns and 401(k)s.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to discuss two current financial news stories: The latest round of tariffs and market downturns and 401(k)s.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode we’re going to discuss two current financial news stories: The latest round of tariffs and market downturns and 401(k)s.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Reducing Taxes on Retirement Withdrawals]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                            </description>
            <pubDate>Sat, 12 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8244</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[8 Signs You’re Ready to Retire]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire.]]>
                            </description>
            <pubDate>Sat, 05 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8187</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes and the Power of When]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine and discuss tax diversification strategies and how they offer flexibility for funding your retirement.]]>
                            </description>
            <pubDate>Sat, 29 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8155</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine and discuss tax diversification strategies and how they offer flexibility for funding your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine and discuss tax diversification strategies and how they offer flexibility for funding your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll examine and discuss tax diversification strategies and how they offer flexibility for funding your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing For Retirement Expenses]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss common retirement expenses that many people don’t prepare for.]]>
                            </description>
            <pubDate>Sat, 22 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8125</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss common retirement expenses that many people don’t prepare for.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss common retirement expenses that many people don’t prepare for.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss common retirement expenses that many people don’t prepare for.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Add These to Your Anti-Bucket List]]></title>
                        <description>
                                    <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list.]]>
                            </description>
            <pubDate>Sat, 15 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8087</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security in 2025]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025.]]>
                            </description>
            <pubDate>Sat, 08 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8051</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss things you need to know about Social Security in 2025.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ready to preserve your retirement savings?]]></title>
                        <description>
                                    <![CDATA[During this show, we’re discussing possible tax strategies to preserve your savings and assets for retirement.]]>
                            </description>
            <pubDate>Sat, 01 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8026</guid>
            
            
            
            <enclosure length="17755232" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250301-4319-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re discussing possible tax strategies to preserve your savings and assets for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re discussing possible tax strategies to preserve your savings and assets for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re discussing possible tax strategies to preserve your savings and assets for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 2025 Medicare Picture]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’ll discuss Medicare’s 2025 cost increases.]]>
                            </description>
            <pubDate>Sat, 22 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8000</guid>
            
            
            
            <enclosure length="17008160" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250222-4324-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’ll discuss Medicare’s 2025 cost increases.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’ll discuss Medicare’s 2025 cost increases.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s show, we’ll discuss Medicare’s 2025 cost increases.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security - The modest COLA rise]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security.]]>
                            </description>
            <pubDate>Sat, 15 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7976</guid>
            
            
            
            <enclosure length="17710304" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250215-4320-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What about Gen X?]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.]]>
                            </description>
            <pubDate>Sat, 08 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7954</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What’s scarier, death or retirement?]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to look at why so many Americans are afraid of retirement and what you can do to avoid that fear.]]>
                            </description>
            <pubDate>Sat, 01 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7914</guid>
            
            
            
            <enclosure length="17620448" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250201-4316-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to look at why so many Americans are afraid of retirement and what you can do to avoid that fear.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to look at why so many Americans are afraid of retirement and what you can do to avoid that fear.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to look at why so many Americans are afraid of retirement and what you can do to avoid that fear.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do with a retirement account from an old job]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of your options for what to do with a retirement account from a previous employer.]]>
                            </description>
            <pubDate>Sat, 25 Jan 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7899</guid>
            
            
            
            <enclosure length="18707936" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250125-4315-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of your options for what to do with a retirement account from a previous employer.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jan 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of your options for what to do with a retirement account from a previous employer.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine some of your options for what to do with a retirement account from a previous employer.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your year-end financial to-do list]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss year-end financial to-dos.]]>
                            </description>
            <pubDate>Sat, 28 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7835</guid>
            
            
            
            <enclosure length="17125664" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241228-4314-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss year-end financial to-dos.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss year-end financial to-dos.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss year-end financial to-dos.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Moving Up Your Retirement Date]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at steps and strategies you can take if you want to move your retirement date up.]]>
                            </description>
            <pubDate>Sat, 21 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7815</guid>
            
            
            
            <enclosure length="17554784" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241221-4311-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at steps and strategies you can take if you want to move your retirement date up.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at steps and strategies you can take if you want to move your retirement date up.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll look at steps and strategies you can take if you want to move your retirement date up.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Retirement Checklist]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight the steps you should take in years 10 through five of your 10-year retirement checklist.]]>
                            </description>
            <pubDate>Sat, 30 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7735</guid>
            
            
            
            <enclosure length="17331872" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241123-4306-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight the steps you should take in years 10 through five of your 10-year retirement checklist.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight the steps you should take in years 10 through five of your 10-year retirement checklist.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to highlight the steps you should take in years 10 through five of your 10-year retirement checklist.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security Steps for Couples]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples.]]>
                            </description>
            <pubDate>Sat, 09 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7663</guid>
            
            
            
            <enclosure length="18672800" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241109-4309-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to look at five possible Social Security steps for couples.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to look at five possible Social Security steps for couples.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Retirement Magic Number]]></title>
                        <description>
                                    <![CDATA[On this show, we’ll discuss retirement magic numbers and what it would mean to retire at 50 with two million dollars saved.]]>
                            </description>
            <pubDate>Sat, 02 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7641</guid>
            
            
            
            <enclosure length="18182624" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241102-4308-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this show, we’ll discuss retirement magic numbers and what it would mean to retire at 50 with two million dollars saved.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this show, we’ll discuss retirement magic numbers and what it would mean to retire at 50 with two million dollars saved.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this show, we’ll discuss retirement magic numbers and what it would mean to retire at 50 with two million dollars saved.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes may soon rise, here’s what to do]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                            </description>
            <pubDate>Sat, 26 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7614</guid>
            
            
            
            <enclosure length="18070880" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241026-4305-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Balancing Finances and Fulfilment]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll highlight creating a retirement that balances finances and fulfilment.]]>
                            </description>
            <pubDate>Sat, 19 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7594</guid>
            
            
            
            <enclosure length="15916640" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241019-4304-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll highlight creating a retirement that balances finances and fulfilment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll highlight creating a retirement that balances finances and fulfilment.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll highlight creating a retirement that balances finances and fulfilment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Building a Resilient 401(K) Strategy]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll consider what you should do if your 401(k) match is cut.]]>
                            </description>
            <pubDate>Sat, 12 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7569</guid>
            
            
            
            <enclosure length="18098528" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241012-4303-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll consider what you should do if your 401(k) match is cut.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll consider what you should do if your 401(k) match is cut.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll consider what you should do if your 401(k) match is cut.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security Survivor Benefits 101]]></title>
                        <description>
                                    <![CDATA[In this episode, we look at Social Security survivor benefits. Discover strategies and the different scenarios that may affect your eligibility.]]>
                            </description>
            <pubDate>Sat, 05 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7547</guid>
            
            
            
            <enclosure length="18785120" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241005-4302-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we look at Social Security survivor benefits. Discover strategies and the different scenarios that may affect your eligibility.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we look at Social Security survivor benefits. Discover strategies and the different scenarios that may affect your eligibility.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>In this episode, we look at Social Security survivor benefits. Discover strategies and the different scenarios that may affect your eligibility.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Miss These Financial Steps]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                            </description>
            <pubDate>Sat, 28 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7529</guid>
            
            
            
            <enclosure length="17025440" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240928-4301-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Covering Your Insurance Bases]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss different types of insurance policies that many people can include in their financial strategy.]]>
                            </description>
            <pubDate>Sat, 21 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7499</guid>
            
            
            
            <enclosure length="17837600" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240921-4300-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss different types of insurance policies that many people can include in their financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss different types of insurance policies that many people can include in their financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss different types of insurance policies that many people can include in their financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Success In Every Horizon]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]>
                            </description>
            <pubDate>Sat, 14 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7471</guid>
            
            
            
            <enclosure length="16807136" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240914-4299-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[It’s Time To Get Out Of Debt]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt.]]>
                            </description>
            <pubDate>Sat, 07 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7449</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll highlight some of the things you can do to get out of debt.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Expenses Are Waiting. Are You Ready?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll go over common retirement expenses that many people don’t adequately prepare for.]]>
                            </description>
            <pubDate>Sat, 10 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7346</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll go over common retirement expenses that many people don’t adequately prepare for.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll go over common retirement expenses that many people don’t adequately prepare for.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll go over common retirement expenses that many people don’t adequately prepare for.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Silver Tsunami]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and strategies to help better prepare.]]>
                            </description>
            <pubDate>Sat, 03 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7325</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and strategies to help better prepare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and strategies to help better prepare.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and strategies to help better prepare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What To Do If You’re Named An Executor]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll consider some of the things you should do if you become the executor of an estate.]]>
                            </description>
            <pubDate>Sat, 27 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7304</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll consider some of the things you should do if you become the executor of an estate.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll consider some of the things you should do if you become the executor of an estate.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll consider some of the things you should do if you become the executor of an estate.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes and Your Retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll consider different types of retirement income and what taxes they may be subject to.]]>
                            </description>
            <pubDate>Sat, 20 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7274</guid>
            
            
            
            <enclosure length="17555936" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240720-4293-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll consider different types of retirement income and what taxes they may be subject to.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll consider different types of retirement income and what taxes they may be subject to.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll consider different types of retirement income and what taxes they may be subject to.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Two Essential Retirement Phases]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss retirement steps to take when you’re five years and one year from retirement.]]>
                            </description>
            <pubDate>Sat, 06 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7237</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss retirement steps to take when you’re five years and one year from retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss retirement steps to take when you’re five years and one year from retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll discuss retirement steps to take when you’re five years and one year from retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What You Should Know Before You Retire]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss some of the things current retirees wish they’d known before they stopped working.]]>
                            </description>
            <pubDate>Sat, 29 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7218</guid>
            
            
            
            <enclosure length="18252896" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240629-4291-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss some of the things current retirees wish they’d known before they stopped working.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss some of the things current retirees wish they’d known before they stopped working.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll discuss some of the things current retirees wish they’d known before they stopped working.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Ready For Rainy Days]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                            </description>
            <pubDate>Sat, 22 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7196</guid>
            
            
            
            <enclosure length="17754656" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240622-4290-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to discuss essential steps that can provide rainy day financial protection.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for RMDs]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll break down some of the most important things about RMDs.]]>
                            </description>
            <pubDate>Sat, 01 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7124</guid>
            
            
            
            <enclosure length="18293792" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240601-4289-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll break down some of the most important things about RMDs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll break down some of the most important things about RMDs.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this episode, we’ll break down some of the most important things about RMDs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the New Generation Retirement System Can Do For You]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                            </description>
            <pubDate>Sat, 18 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7079</guid>
            
            
            
            <enclosure length="19501088" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240518-4288-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What The 2024 Elections Means For Your Finances]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </description>
            <pubDate>Sat, 11 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7057</guid>
            
            
            
            <enclosure length="20296544" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240511-4286-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Guide To Roth IRAs and Roth IRA Conversions]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.]]>
                            </description>
            <pubDate>Sat, 04 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7032</guid>
            
            
            
            <enclosure length="19065632" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240504-4284-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement for a New Generation]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]>
                            </description>
            <pubDate>Sat, 27 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7008</guid>
            
            
            
            <enclosure length="18297248" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240427-4285-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Generational Vault And Enhanced Planning: A Powerful Combo]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss enhanced planning and Generational Vault.]]>
                            </description>
            <pubDate>Sat, 13 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6951</guid>
            
            
            
            <enclosure length="18824864" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240413-4283-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss enhanced planning and Generational Vault.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss enhanced planning and Generational Vault.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss enhanced planning and Generational Vault.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Harnessing The Power Of Social Security]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.]]>
                            </description>
            <pubDate>Sat, 06 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6924</guid>
            
            
            
            <enclosure length="18023072" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240406-4282-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Simple But Powerful Financial Steps]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.]]>
                            </description>
            <pubDate>Sat, 23 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6880</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Sensible Strategies For Retirement Account Withdrawals]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                            </description>
            <pubDate>Sat, 16 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6853</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Four Retirement Chapters]]></title>
                        <description>
                                    <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement.]]>
                            </description>
            <pubDate>Sat, 09 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6833</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On today’s show, we’re going to discuss your four chapters of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Women’s Retirement Planning Needs]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]>
                            </description>
            <pubDate>Sat, 24 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6778</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll examine and discuss retirement steps that are unique to women.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2024 Retirement Picture]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                            </description>
            <pubDate>Sat, 17 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6755</guid>
            
            
            
            <enclosure length="17315744" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240210-4277-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Let Your Retirement Become A Horror Story!]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.]]>
                            </description>
            <pubDate>Sat, 03 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6717</guid>
            
            
            
            <enclosure length="16563488" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230203-4275-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is It Time To Go Back To Work?]]></title>
                        <description>
                                    <![CDATA[On this episode, we’re discuss unretirement and whether it may be for you.]]>
                            </description>
            <pubDate>Sat, 27 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6685</guid>
            
            
            
            <enclosure length="15906272" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230127-4274-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’re discuss unretirement and whether it may be for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’re discuss unretirement and whether it may be for you.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this episode, we’re discuss unretirement and whether it may be for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Let Your Retirement Become A Horror Story]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.]]>
                            </description>
            <pubDate>Sat, 20 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6671</guid>
            
            
            
            <enclosure length="16856672" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230120-4273-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2024 Social Security COLA Changes]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                            </description>
            <pubDate>Sat, 13 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6645</guid>
            
            
            
            <enclosure length="17894048" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230113-4271-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[It’s Scam Season — Protect Yourself!]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]>
                            </description>
            <pubDate>Sat, 06 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6614</guid>
            
            
            
            <enclosure length="16965536" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230106-4270-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Leave No Social Security Stone Unturned]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                            </description>
            <pubDate>Sat, 30 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6599</guid>
            
            
            
            <enclosure length="17057120" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231230-4269-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Build. Save. Thrive.]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]>
                            </description>
            <pubDate>Sat, 23 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6578</guid>
            
            
            
            <enclosure length="16896416" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231223-4267-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll consider steps you can take to build more, save more, and thrive more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Tax Strategy Steps]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                            </description>
            <pubDate>Sat, 16 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6558</guid>
            
            
            
            <enclosure length="17914208" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231209-4272-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Strategy Steps for Fall]]></title>
                        <description>
                                    <![CDATA[During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.]]>
                            </description>
            <pubDate>Sat, 02 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6509</guid>
            
            
            
            <enclosure length="17530016" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231202-4264-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Wiping Out Debt Before You Retire]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                            </description>
            <pubDate>Sat, 25 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6485</guid>
            
            
            
            <enclosure length="16826720" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231125-4263-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss some of the steps you can take to get out of debt.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How your retirement money is taxed]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.]]>
                            </description>
            <pubDate>Sat, 18 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6461</guid>
            
            
            
            <enclosure length="18295520" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231118-4261-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Key Retirement Steps for Women]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                            </description>
            <pubDate>Sat, 11 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6435</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss key financial steps designed specifically for women.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Truth About Your Retirement Money]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                            </description>
            <pubDate>Sat, 04 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6410</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Harnessing the Power of Social Security]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.]]>
                            </description>
            <pubDate>Sat, 07 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6313</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Retirement Reality Check]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.]]>
                            </description>
            <pubDate>Sat, 30 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6286</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Future of Retirement]]></title>
                        <description>
                                    <![CDATA[On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.]]>
                            </description>
            <pubDate>Sat, 23 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6261</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Steps During Two Key Phases]]></title>
                        <description>
                                    <![CDATA[In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.]]>
                            </description>
            <pubDate>Sat, 16 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6239</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retired and Considering Part-Time Work? You Call the Shots]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]>
                            </description>
            <pubDate>Sat, 09 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6214</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Family Harmony with Enhanced Planning]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.]]>
                            </description>
            <pubDate>Sat, 02 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6190</guid>
            
            
            
            <enclosure length="18651488" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230909-4239-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Summer Travel Doesn’t Have to Blow Up Your Budget]]></title>
                        <description>
                                    <![CDATA[On today’s program, we’re going to look at some summer vacations that can be enjoyed without blowing up your budget or imperiling your financial strategy.]]>
                            </description>
            <pubDate>Sat, 26 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6161</guid>
            
            
            
            <enclosure length="17796704" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230826-4249-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On today’s program, we’re going to look at some summer vacations that can be enjoyed without blowing up your budget or imperiling your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On today’s program, we’re going to look at some summer vacations that can be enjoyed without blowing up your budget or imperiling your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On today’s program, we’re going to look at some summer vacations that can be enjoyed without blowing up your budget or imperiling your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Changing Landscape of Healthcare]]></title>
                        <description>
                                    <![CDATA[This episode features an examination of the rising hospital at home movement.]]>
                            </description>
            <pubDate>Sat, 19 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6135</guid>
            
            
            
            <enclosure length="17540960" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230819-4248-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode features an examination of the rising hospital at home movement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode features an examination of the rising hospital at home movement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>This episode features an examination of the rising hospital at home movement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is The FIRE Strategy Right For You?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.]]>
                            </description>
            <pubDate>Sat, 29 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6058</guid>
            
            
            
            <enclosure length="17478176" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230729-4236-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Be Content in Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.]]>
                            </description>
            <pubDate>Sat, 22 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6031</guid>
            
            
            
            <enclosure length="16284704" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230722-4235-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to Know Before You Retire]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]>
                            </description>
            <pubDate>Sat, 15 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6012</guid>
            
            
            
            <enclosure length="16907936" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230715-4247-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Key financial steps at 50]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll highlight some of the financial resources available to people when they turn 50.]]>
                            </description>
            <pubDate>Sat, 08 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5983</guid>
            
            
            
            <enclosure length="16182176" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230708-4241-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll highlight some of the financial resources available to people when they turn 50.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll highlight some of the financial resources available to people when they turn 50.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll highlight some of the financial resources available to people when they turn 50.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Looking to retire early?]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]>
                            </description>
            <pubDate>Sat, 01 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5964</guid>
            
            
            
            <enclosure length="17218400" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230701-4240-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax breaks for those 50 and older]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50.]]>
                            </description>
            <pubDate>Sat, 24 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5947</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to highlight some potential tax breaks for those older than 50.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial steps for every part of the game]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.]]>
                            </description>
            <pubDate>Sat, 17 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5925</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security Strategies]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.]]>
                            </description>
            <pubDate>Sat, 10 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5892</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[You Can Beat the Heat on a Budget]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]>
                            </description>
            <pubDate>Sat, 03 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5865</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Save on Retirement Withdrawals]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
                            </description>
            <pubDate>Sat, 27 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5838</guid>
            
            
            
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            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do if your 401(k) match is cut]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss what you should do if your 401(k) match is suddenly cut.]]>
                            </description>
            <pubDate>Sat, 20 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5809</guid>
            
            
            
            <enclosure length="17244896" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230520-4230-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss what you should do if your 401(k) match is suddenly cut.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss what you should do if your 401(k) match is suddenly cut.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to discuss what you should do if your 401(k) match is suddenly cut.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthy body. Healthy mind. Healthy wallet.]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]>
                            </description>
            <pubDate>Sat, 13 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5782</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230513-4245-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement tips for 2023]]></title>
                        <description>
                                    <![CDATA[This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]>
                            </description>
            <pubDate>Sat, 22 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5703</guid>
            
            
            
            <enclosure length="19637024" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230423-4232-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[These assets are key for a happy retirement]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.]]>
                            </description>
            <pubDate>Sat, 15 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5681</guid>
            
            
            
            <enclosure length="17262752" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230415-4216-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Should you unretire?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]>
                            </description>
            <pubDate>Sat, 08 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5654</guid>
            
            
            
            <enclosure length="15906272" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230415-4229-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is $1 million enough?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.]]>
                            </description>
            <pubDate>Sat, 01 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5629</guid>
            
            
            
            <enclosure length="17050208" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230325-4228-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What you need to know about long-term care]]></title>
                        <description>
                                    <![CDATA[In this week&#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]>
                            </description>
            <pubDate>Sat, 25 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5604</guid>
            
            
            
            <enclosure length="17050208" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230325-4228-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this week&#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this week&#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>In this week&amp;#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Steps for building retirement wealth]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.]]>
                            </description>
            <pubDate>Sat, 18 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5578</guid>
            
            
            
            <enclosure length="16095200" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230318-4224-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Understanding Social Security survivor benefits]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits.]]>
                            </description>
            <pubDate>Sat, 11 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5552</guid>
            
            
            
            <enclosure length="19232096" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230311-4220-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll take a thorough look at Social Security survivor benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t make these legacy plan mistakes]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.]]>
                            </description>
            <pubDate>Sat, 25 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5509</guid>
            
            
            
            <enclosure length="18314528" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230218-4217-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do you need a 401(k) tune up?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.]]>
                            </description>
            <pubDate>Sat, 31 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5337</guid>
            
            
            
            <enclosure length="18563936" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221231-4218-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to know about 2023 Medicare costs]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023.]]>
                            </description>
            <pubDate>Sat, 24 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5327</guid>
            
            
            
            <enclosure length="20799968" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221224-4222-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine the cost changes coming to Medicare in 2023.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to include in your retirement budget]]></title>
                        <description>
                                    <![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]>
                            </description>
            <pubDate>Sat, 17 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5307</guid>
            
            
            
            <enclosure length="17799008" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221217-4205-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tips to not outlive your money]]></title>
                        <description>
                                    <![CDATA[During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.]]>
                            </description>
            <pubDate>Sat, 10 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5287</guid>
            
            
            
            <enclosure length="9935216" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221210-4206-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Recession-proof your retirement]]></title>
                        <description>
                                    <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                            </description>
            <pubDate>Sat, 03 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5275</guid>
            
            
            
            <enclosure length="16388384" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221126-4204-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the Inflation Reduction Act means for you]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
                            </description>
            <pubDate>Sat, 19 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5232</guid>
            
            
            
            <enclosure length="18833504" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221119-4215-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to handle a bear market]]></title>
                        <description>
                                    <![CDATA[We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.]]>
                            </description>
            <pubDate>Sat, 12 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5206</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221112-4203-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do you know your financial time horizon?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                            </description>
            <pubDate>Sat, 05 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5184</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221105-4200-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are annuities right for you?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
                            </description>
            <pubDate>Sat, 08 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5083</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221015-4208-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The benefits of saving for retirement with a Roth IRA]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </description>
            <pubDate>Sat, 01 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5072</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221001-4198-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax breaks for those 50 and older]]></title>
                        <description>
                                    <![CDATA[During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.]]>
                            </description>
            <pubDate>Sat, 24 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5053</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220924-4194-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do during market volatility]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </description>
            <pubDate>Sat, 03 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4996</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220903-4199-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to increase your Social Security payments]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some of the ways you may be able to boost your monthly Social Security payment.]]>
                            </description>
            <pubDate>Sat, 27 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4977</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220827-4193-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some of the ways you may be able to boost your monthly Social Security payment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some of the ways you may be able to boost your monthly Social Security payment.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to highlight some of the ways you may be able to boost your monthly Social Security payment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preventing retirement wealth gaps]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.]]>
                            </description>
            <pubDate>Sat, 20 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4956</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220820-4192-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Fight back against inflation]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]>
                            </description>
            <pubDate>Sat, 13 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4921</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220820-4195-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market volatility and the future of Medicare]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.]]>
                            </description>
            <pubDate>Sat, 06 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4909</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220806-4189-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement tips for women]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to focus on retirement tips and insights for women.]]>
                            </description>
            <pubDate>Sat, 30 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4888</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220730-4189-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to focus on retirement tips and insights for women.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to focus on retirement tips and insights for women.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode we’re going to focus on retirement tips and insights for women.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement in four phases]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to closely examine the four phases of retirement.]]>
                            </description>
            <pubDate>Sat, 23 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4867</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220723-4186-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to closely examine the four phases of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to closely examine the four phases of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to closely examine the four phases of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The nuts and bolts of long-term care insurance]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to look at the most essential nuts and bolts of long-term care.]]>
                            </description>
            <pubDate>Sat, 11 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4749</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220611-4185-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to look at the most essential nuts and bolts of long-term care.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to look at the most essential nuts and bolts of long-term care.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode we’re going to look at the most essential nuts and bolts of long-term care.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do in the decade before retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some of the financial steps you may want to take in the final decade before you retire to potentially ensure your post-work life is secure and happy.]]>
                            </description>
            <pubDate>Sat, 04 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4735</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220604-4182-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some of the financial steps you may want to take in the final decade before you retire to potentially ensure your post-work life is secure and happy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some of the financial steps you may want to take in the final decade before you retire to potentially ensure your post-work life is secure and happy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to highlight some of the financial steps you may want to take in the final decade before you retire to potentially ensure your post-work life is secure and happy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Keys to a Happy Retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight and discuss some of the things you can do to better ensure that your retirement is not only financially secure but is also full of happiness.]]>
                            </description>
            <pubDate>Sat, 28 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4707</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220528-4181-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight and discuss some of the things you can do to better ensure that your retirement is not only financially secure but is also full of happiness.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight and discuss some of the things you can do to better ensure that your retirement is not only financially secure but is also full of happiness.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to highlight and discuss some of the things you can do to better ensure that your retirement is not only financially secure but is also full of happiness.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Medicare primer for 2022]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to breakdown some of the critical information you need to know for Medicare in 2022.]]>
                            </description>
            <pubDate>Sat, 21 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4689</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220521-4183-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to breakdown some of the critical information you need to know for Medicare in 2022.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to breakdown some of the critical information you need to know for Medicare in 2022.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to breakdown some of the critical information you need to know for Medicare in 2022.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a semi-retired life right for you?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.]]>
                            </description>
            <pubDate>Sat, 14 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4665</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220514-4179-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to know about taxes in 2022]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.]]>
                            </description>
            <pubDate>Sat, 23 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4596</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220423-4184-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for Taxes in Retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]>
                            </description>
            <pubDate>Sat, 09 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4546</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220402-4180-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protect yourself and your money from scams]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                            </description>
            <pubDate>Sat, 29 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4303</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220129-4171-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The things your kids and grandkids actually want]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                            </description>
            <pubDate>Sat, 22 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4258</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220122-4172-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2022 Financial Resolutions]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.]]>
                            </description>
            <pubDate>Sat, 15 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4233</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220115-4176-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security COLA Is on the Rise]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.]]>
                            </description>
            <pubDate>Sat, 08 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4209</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211225-4173-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Yes, you can be frugal AND happy]]></title>
                        <description>
                                    <![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]>
                            </description>
            <pubDate>Sat, 13 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4073</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211113-4166-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Build a retirement full of adventure]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.]]>
                            </description>
            <pubDate>Sat, 06 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4054</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211106-4165-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Simplify your life to enjoy your retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]>
                            </description>
            <pubDate>Sat, 23 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4005</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211023-4164-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial follies you need to avoid]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans.]]>
                            </description>
            <pubDate>Sat, 31 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3749</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211009-4163-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this show, we’re going to examine some of the common financial follies that befall many Americans.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your financial time machine is already here]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                            </description>
            <pubDate>Sat, 24 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3726</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210724-4151-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are you ready for inflation?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </description>
            <pubDate>Sat, 17 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3695</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210717-4150-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Find YOUR retirement lifestyle]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                            </description>
            <pubDate>Sat, 10 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3673</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210710-4148-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[You can travel on a retirement budget]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]>
                            </description>
            <pubDate>Sat, 03 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3647</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210626-4147-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial steps in two stages]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.]]>
                            </description>
            <pubDate>Sat, 29 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3532</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210529-4137-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions to ask when choosing a financial services professional]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.]]>
                            </description>
            <pubDate>Sat, 22 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3509</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210522-4142-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The right financial steps during your last season]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.]]>
                            </description>
            <pubDate>Sat, 15 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3479</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210515-4143-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Surprising retirement facts you probably didn’t know]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </description>
            <pubDate>Sat, 08 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3449</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210508-4144-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Should I Buy a House?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.]]>
                            </description>
            <pubDate>Sat, 24 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3400</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210424-4136-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Understanding 401(k)s]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.]]>
                            </description>
            <pubDate>Sat, 17 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3376</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210417-4135-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Eye-popping financial stats]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                            </description>
            <pubDate>Sat, 10 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3349</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210410-4140-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the American Rescue Plan means for you]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.]]>
                            </description>
            <pubDate>Sat, 03 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3319</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210327-4141-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are you ready for tax season?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.]]>
                            </description>
            <pubDate>Sat, 20 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3274</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210320-4138-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Advice for Young Workers]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                            </description>
            <pubDate>Sat, 06 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3215</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210306-4130-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is 2021 your retirement year?]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                            </description>
            <pubDate>Sat, 27 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3192</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210227-4134-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial New Year’s Resolutions for 2021]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.]]>
                            </description>
            <pubDate>Sat, 13 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3138</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210213-4132-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Your Finances Ready for 2021]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.]]>
                            </description>
            <pubDate>Sat, 06 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3109</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210206-4131-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Get Over Your Retirement Fears]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.]]>
                            </description>
            <pubDate>Sat, 16 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3028</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210116-4128-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[In-Demand Jobs for Older Workers]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.]]>
                            </description>
            <pubDate>Sat, 09 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3003</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210102-4127-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy Planning During the Pandemic]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]>
                            </description>
            <pubDate>Sat, 26 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2971</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201226-4123-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do if you want to retire right now]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.]]>
                            </description>
            <pubDate>Sat, 19 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2955</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201219-4125-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare premiums and your retirement strategy]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the financial changes coming to Medicare in 2021, as well as some general insights and advice into this essential retirement tool.]]>
                            </description>
            <pubDate>Sat, 12 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2930</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201205-4126-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the financial changes coming to Medicare in 2021, as well as some general insights and advice into this essential retirement tool.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the financial changes coming to Medicare in 2021, as well as some general insights and advice into this essential retirement tool.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’re going to examine some of the financial changes coming to Medicare in 2021, as well as some general insights and advice into this essential retirement tool.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Take Advantage of Black Friday]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.]]>
                            </description>
            <pubDate>Mon, 23 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2876</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201121-4120-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 23 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Your Finances Ready for Fall]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.]]>
                            </description>
            <pubDate>Sat, 21 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2864</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201114-4119-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Guide to Medicare 2020]]></title>
                        <description>
                                    <![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.]]>
                            </description>
            <pubDate>Fri, 30 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2791</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201031-4118-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Fri, 30 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What you need know about annuities]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be taking a close look at annuities to help you understand what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
                            </description>
            <pubDate>Sat, 10 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2733</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201010-4110-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be taking a close look at annuities to help you understand what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be taking a close look at annuities to help you understand what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll be taking a close look at annuities to help you understand what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Strategy After a Divorce]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’ll be discussing how you should go about developing a strategy for retirement after you’ve gone through a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that can make a big difference when it comes to your financial well-being.]]>
                            </description>
            <pubDate>Sat, 03 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2703</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201003-4112-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’ll be discussing how you should go about developing a strategy for retirement after you’ve gone through a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that can make a big difference when it comes to your financial well-being.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’ll be discussing how you should go about developing a strategy for retirement after you’ve gone through a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that can make a big difference when it comes to your financial well-being.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During today’s show, we’ll be discussing how you should go about developing a strategy for retirement after you’ve gone through a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that can make a big difference when it comes to your financial well-being.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for retirement when you’re single]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.]]>
                            </description>
            <pubDate>Sat, 26 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2675</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200926-4111-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mastering the Last Five Years]]></title>
                        <description>
                                    <![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.]]>
                            </description>
            <pubDate>Sat, 12 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2625</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200912-4114-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[It&#039;s Time for a Financial Checkup]]></title>
                        <description>
                                    <![CDATA[During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup. Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. Additionally, we’ll examine some retirement strategy mistakes you should avoid during the current pandemic.]]>
                            </description>
            <pubDate>Sat, 05 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2610</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200905-4113-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup. Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. Additionally, we’ll examine some retirement strategy mistakes you should avoid during the current pandemic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup. Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. Additionally, we’ll examine some retirement strategy mistakes you should avoid during the current pandemic.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup. Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. Additionally, we’ll examine some retirement strategy mistakes you should avoid during the current pandemic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Pensions. Should you Take a Lump Sum Payment?]]></title>
                        <description>
                                    <![CDATA[If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.]]>
                            </description>
            <pubDate>Sat, 29 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2587</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200829-4081-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What you should know about life insurance]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.]]>
                            </description>
            <pubDate>Sat, 08 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2519</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200808-4109-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Stay Healthy and Enjoy Retirement]]></title>
                        <description>
                                    <![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.]]>
                            </description>
            <pubDate>Sat, 25 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2479</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200725-4106-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to travel in retirement without breaking your budget]]></title>
                        <description>
                                    <![CDATA[For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.]]>
                            </description>
            <pubDate>Sat, 18 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2456</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200718-4107-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for Retirement Together]]></title>
                        <description>
                                    <![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]>
                            </description>
            <pubDate>Sat, 11 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2435</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200711-4105-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Delay Estate Planning]]></title>
                        <description>
                                    <![CDATA[For many people, going through the estate planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision. And that means your loved ones can grieve without worrying about paperwork.]]>
                            </description>
            <pubDate>Sat, 20 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2384</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200620-4104-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[For many people, going through the estate planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision. And that means your loved ones can grieve without worrying about paperwork.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[For many people, going through the estate planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision. And that means your loved ones can grieve without worrying about paperwork.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>For many people, going through the estate planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision. And that means your loved ones can grieve without worrying about paperwork.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[3 Hurdles for Women in Retirement]]></title>
                        <description>
                                    <![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]>
                            </description>
            <pubDate>Sat, 13 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2365</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200613-4018-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Women face different hurdles in retirement from men. We break down three of the most common issues.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[One Big Social Security Timing Mistake]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </description>
            <pubDate>Sat, 06 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2342</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200606-4063-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Beginner’s Guide]]></title>
                        <description>
                                    <![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]>
                            </description>
            <pubDate>Sat, 30 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2324</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200530-4097-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why Working in Retirement Doesn&#039;t Always Work]]></title>
                        <description>
                                    <![CDATA[Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.]]>
                            </description>
            <pubDate>Sat, 23 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2306</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200523-4102-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Rainy Day Feeling]]></title>
                        <description>
                                    <![CDATA[A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.]]>
                            </description>
            <pubDate>Sat, 16 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2290</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200516-4022-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[401(k) Mistakes to Avoid]]></title>
                        <description>
                                    <![CDATA[This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?]]>
                            </description>
            <pubDate>Sat, 09 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2269</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200509-4083-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Secure Act: Changes to IRAs]]></title>
                        <description>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </description>
            <pubDate>Sat, 02 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2250</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200502-4091-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Misconceptions]]></title>
                        <description>
                                    <![CDATA[Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?]]>
                            </description>
            <pubDate>Sat, 25 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2231</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200425-4096-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Wish is not a Plan]]></title>
                        <description>
                                    <![CDATA[We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.]]>
                            </description>
            <pubDate>Sat, 18 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2211</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200418-4094-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How a Fed Rate Cut Impacts You]]></title>
                        <description>
                                    <![CDATA[The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.]]>
                            </description>
            <pubDate>Sat, 11 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2187</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200411-4098-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Do Something Besides Worry about COVID-19]]></title>
                        <description>
                                    <![CDATA[There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.]]>
                            </description>
            <pubDate>Sat, 04 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2167</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200404-4103-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Volcano Market Volatility]]></title>
                        <description>
                                    <![CDATA[Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.]]>
                            </description>
            <pubDate>Mon, 30 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2148</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200328-4003-Bird.mp3"/>
                        
            
            <itunes:author><![CDATA[Jeffrey Scott Bird]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Jeffrey Scott Bird</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 30 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.]]></content:encoded>
                    <author>radio@gradientps.com (Jeffrey Bird)</author><itunes:subtitle>Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
    </channel>
</rss>