Financial Hack

Five Ways TV Can Save Money Plus TV Giveaway

admin — Mon, 06 May 2013 22:12:37 +0000

Most financial articles in regard to Television usually write about how expensive it can be with explanations of ways that you can reduce the enormous cost of your cable TV bill. While it’s certainly true that many people waste far too much money on TV and probably should take steps to reduce the amount that they pay for their cable bill, that doesn’t mean that TV can’t be a great asset to help you save money as well. So while … Continue reading →

High Energy Costs? Simple Ways to Conserve

admin — Thu, 18 Apr 2013 00:16:51 +0000

The more you pay toward energy costs, the less money you have available for savings and fun activities. There is no way around energy costs, and unless you rely solely on solar power or candles, you can expect a monthly bill. Although you won’t be able to eliminate this expense altogether, there are a number of moves that you can make to significantly lower the amount you pay each month. The first place to begin is with common sense approaches, … Continue reading →

Car Buying Money Saving Tips

admin — Mon, 01 Apr 2013 23:55:23 +0000

If your family car is on its last leg, you’re probably in the market for a new car. And with the multitude of other family obligations you likely have, keeping the cost affordable is a priority. Of course, this is much easier said than done. A car salesman may recommend vehicles outside your budget, and if you allow yourself to be up-sold, this can create a financial hardship. Fortunately, there are a number of ways to buy a car and … Continue reading →

7 Money Saving Green Energy Tips for Your Home

admin — Thu, 14 Mar 2013 05:48:49 +0000

The first week of February was National Green Week; a week to reflect on what each of us can do to help our environment. However, thinking about the environment is not something that should just be a one-week a year exercise. Rather, it is something that we should all make a daily part of our lives, especially where we spend the majority of our time; at home. There are many ways we can ‘greenify’ our homes and many of them … Continue reading →

10 Way to Make Money with Your Camera

admin — Tue, 05 Mar 2013 20:11:23 +0000

If you enjoy photography, you know that it can be an expensive hobby. That doesn’t mean that you need to pay a fortune to take part in it. There are a number of ways that you can take the time that you spend on photography and turn it into a way to generate money. While this will take both time and effort, it can defray some of the costs of the hobby that you love. Even better, as you improve … Continue reading →

50 Things You Don’t Need and $999.99 Giveaway

admin — Fri, 08 Feb 2013 00:28:53 +0000

When it comes to what we truly need, the list is actually pretty short. Sure, almost everybody makes a lot of excuses why they “need” something, but in reality most of the things that you own are nothing more than a convenience, and rarely are they a true need. How do I know this? Because people survived without the vast majority of the things that you claim you need for thousands of years. That’s not to say that you shouldn’t … Continue reading →

7 Ways to Reduce Credit Card Debt and Control Spending

admin — Thu, 31 Jan 2013 16:58:23 +0000

By Jason Larkins Owning credit cards is a good way to build a credit history and enjoy convenient payment options. However, this convenience comes with some risks. It’s often tempting to whip out these cards on a whim when something strikes our fancy — especially when it’s something we can’t afford if we had to pay for it in CASH. Therefore, to ensure you don’t approach your own “fiscal cliff”, it’s important to control how and why you spend. Here … Continue reading →

7 Tips To Pay Off Your Home Faster

admin — Thu, 24 Jan 2013 07:44:39 +0000

Society generally praises home ownership as a solid indicator of being successful in your life. So why is it that it’s also generally agreed upon that it should take over 20 years to actually finish paying it off and generally 30 years at a minimum? The fact is, the amount we owe on our homes is so large that it just feels impossible to make paying it off a priority. But it is possible to pay off your home much … Continue reading →

Lump Sum Payment vs Yearly Payments + $1000 Giveaway

admin — Wed, 09 Jan 2013 18:28:29 +0000

A question that I have been asked on more than a few occasions is whether it’s better to take the lump sum payment or the yearly payment annuity if you happen to win the lottery. This is really a mute point for me since I don’t play the lottery, but it’s still an interesting question to ponder. One would think that the answer to this question would be quite easy, but the reality is that due to a number of … Continue reading →

Timeshares Suck

admin — Fri, 04 Jan 2013 06:39:39 +0000

If you want a great piece of financial advice that will save you thousands of dollars, one of the best is to never purchase a timeshare. While timeshares sound quite appealing, especially when you are at the resort and listening to the timeshare sales agent, the reality is that they come with so many risks and hidden traps that you will rarely come out of owning a timeshare with even half the money you invested into it. Your best bet … Continue reading →