The Financial Tech Podcast

Sell in May and Go Away and Where Will You Live When You Retire? Guide Rock Weekly Market Commentary May-13 FT028

podcast@theaverageguy.tv (Jim Collison) — Wed, 15 May 2013 03:35:13 +0000

‘Sell in May and Go Away’ is a trading maxim which, according to Investopedia, encourages an investor to “sells his or her stock holdings in May and get back into the equity market in November…” Traders who adhere to that adage may be pondering averages and exceptions right now. During the first two weeks of

Markets Testing Limits and Does Money Buy Happiness? Guide Rock Weekly Market Commentary May-6 FT027

podcast@theaverageguy.tv (Jim Collison) — Tue, 07 May 2013 16:32:01 +0000

Like athletes testing their limits, the Standard & Poor’s 500 and the Dow Jones Industrials Indices both hit new highs last week. The S&P closed the week above the 1,600 level for the first time, while the Dow climbed above the 15,000 mark on Friday before closing lower. Strong corporate earnings, gains in the housing

AP Twitter Hacked and Markets Move, Who Owns all the Gold? – Guide Rock Weekly Market Commentary Apr-29 FT026

podcast@theaverageguy.tv (Jim Collison) — Wed, 01 May 2013 04:48:42 +0000

If anyone doubted the power of Twitter, their skepticism was laid to rest this week. Early Tuesday afternoon, a tweet from the Associated Press reported President Obama had been injured by explosions in the White House. Stock, bond, and commodity markets fell sharply on the news and then rebounded when the Associated Press communicated that

Are You Responsible for Your Loved One’s Unpaid Debt? – Guide Rock Weekly Market Commentary Apr-22 FT025

podcast@theaverageguy.tv (Jim Collison) — Wed, 24 Apr 2013 02:15:21 +0000

It was a wild, wild week. Last Monday, bombs exploded near the finish of the Boston Marathon. Not long after, media outlets let the public know letters to President Obama and a senator from Mississippi contained the poison ricin. On Wednesday, the town of West, Texas was flattened by an explosion at a fertilizer plant.

The Fed Makes a Mistake and Reversion to the Mean – Guide Rock Weekly Market Commentary Apr-15 FT024

podcast@theaverageguy.tv (Jim Collison) — Thu, 18 Apr 2013 03:44:20 +0000

Last week, the term ‘Easy Money’ conjured both comedian Rodney Dangerfield and the U.S. Federal Reserve, and no one was certain how much respect either one should get. The Fed accidentally e-mailed its market-moving Federal Open Market Committee (FOMC) meeting minutes to congressional staffers and trade lobbyists on Tuesday at 2 p.m. The minutes weren’t

There’s a New Bric in Town and Japanese Stagflation – Guide Rock Weekly Market Commentary Apr-08 FT023

podcast@theaverageguy.tv (Jim Collison) — Wed, 10 Apr 2013 02:47:39 +0000

U.S. investors puzzled over disparate pieces of economic and world news last week. By the end of the week, major U.S. markets had tumbled indicating investors didn’t like what they’d seen. Under new leadership, the Bank of Japan (BOJ) announced an aggressive stimulus program that will inject $1.4 trillion into its economy over the next

Positive Results for US Markets for Q1 2013 – Guide Rock Weekly Market Commentary Apr-01 FT022

podcast@theaverageguy.tv (Jim Collison) — Wed, 03 Apr 2013 02:33:00 +0000

U.S. stock markets finished the week – and the quarter – on a positive note. The Federal Reserve’s accommodative monetary policy and strong profit growth helped provide the lift needed to propel the S&P 500 Index to a record high. The Dow Jones Industrials Index also finished the week above its previous record close. For

Slowing Markets and the Growing Middle Class–Guide Rock Weekly Market Commentary Mar-18 FT021

podcast@theaverageguy.tv (Jim Collison) — Tue, 19 Mar 2013 02:59:03 +0000

Like winded runners, stock markets slowed at the end of last week. Since the start of the year, the Dow Jones Industrials Index has risen by almost 11 percent, hurdling past new highs several times. The S&P 500 Index gained 9.4 percent over the same period. The index moved higher in 10 of the past

Mar-11 Weekly Market Commentary from Guide Rock Capital – FT020

podcast@theaverageguy.tv (Jim Collison) — Wed, 13 Mar 2013 03:45:14 +0000

During periods of strong market performance, like the one we’ve experienced since the end of last year, it’s important to remember that markets ebb and flow over time. Since December 31, 2012, the Dow Jones Industrial Index has gained 9.9 percent and the Standard & Poor’s 500 added 8.8 percent. Last week, the Dow reached

Feb-25 Weekly Market Commentary from Guide Rock Capital – FT018

podcast@theaverageguy.tv (Jim Collison) — Wed, 27 Feb 2013 04:04:20 +0000

The Markets Like Canadian geese migrating in anticipation of winter, stock markets moved south last week in anticipation of monetary tightening. Minutes from the January Federal Reserve Open Market Committee meeting were released mid-week. After reviewing them, many analysts decided that quantitative easing may begin to taper off before the end of the year. Not

Feb-18 Weekly Market Commentary from Guide Rock Capital – FT017

podcast@theaverageguy.tv (Jim Collison) — Wed, 20 Feb 2013 13:10:28 +0000

Weekly Market Commentary from Guide Rock Capital – February 18, 2013 Stocks delivered mixed performance last week. The Dow Jones Industrials and NASDAQ Indices moved lower while the Standard & Poor’s 500 and Russell 2000 Indices moved higher for the week. Stocks were helped by positive economic news in the United States, including modestly positive

Feb-11 Weekly Market Commentary from Guide Rock Capital – FT016

podcast@theaverageguy.tv (Jim Collison) — Tue, 12 Feb 2013 04:41:16 +0000

The Markets Like a climber determined to reach a peak, stock markets continued to move higher last week. Signs of strength in U.S. and international trade data improved the outlook for economic growth at home and abroad. The U.S. trade deficit narrowed in December, a sign that the economy did better than expected during the

Jan-29 Weekly Market Commentary from Guide Rock Capital – FT015

podcast@theaverageguy.tv (Jim Collison) — Fri, 01 Feb 2013 05:38:48 +0000

The Markets They say that optimism is catching. The performance of markets across the globe last week certainly supported the idea. During the second week of January, there was reason for optimism about the housing market as data showed that housing starts exceeded economists’ expectations and home construction appeared to be on the rebound. Last

Jan-22 Weekly Market Commentary from Guide Rock Capital – FT014

podcast@theaverageguy.tv (Jim Collison) — Wed, 23 Jan 2013 04:04:54 +0000

The Markets Investors appeared to be as optimistic as a newly-engaged couple last week. Strong housing data, a positive labor report, temporary easing of debt ceiling pressures, and some stronger-than-expected earnings results helped the Standard & Poor’s 500 and the Dow Jones Industrials indices close at five-year highs. Commerce Department data showed housing starts

Jan-15 Weekly Market Commentary from Guide Rock Capital – FT013

podcast@theaverageguy.tv (Jim Collison) — Tue, 15 Jan 2013 17:25:52 +0000

The Markets Last week investors were turning to stocks. Was it the generally strong performance of stock market indices during 2012 or something else? Theories were abundant. Some speculated that the surge signaled: Renewed confidence in the American economy Relief that capital gains and dividend taxes remained constant for middle income Americans Faith in the

Financial Tech Podcast 12: Investing 101, Brightscope, Money Desktop

podcast@theaverageguy.tv (Jim Collison) — Fri, 30 Mar 2012 23:08:24 +0000

Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as) What’s the latest happenings for Guide Rock and GFCU? We have a learning series March 30th is our 3 class of 10 Investment focused – entry level Tackle one topic each session Focus

Financial Tech Podcast 11: Big Bonus and Kindle Fire

podcast@theaverageguy.tv (Jim Collison) — Wed, 21 Dec 2011 01:49:15 +0000

Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as) So you got a year-end bonus… now what? End of the year boosts are nice on multiple fronts but the variable income, if not planned for, can slip right between your fingers if you are not careful! Here are

Financial Tech Podcast 10: Values and Money

podcast@theaverageguy.tv (Jim Collison) — Sat, 05 Nov 2011 13:41:50 +0000

Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as) Where we spend our money is a reflection of our interests, values and priorities. Does your bank statement reflect what you value? If a stranger were to look at your last monthly statement what would they assume you love to

#9 Financial Tech Podcast: Tips for a Wild Market!

podcast@theaverageguy.tv (Jim Collison) — Sun, 28 Aug 2011 01:57:22 +0000

Most of us are involved with the securities markets on some level, for most of us it is simply within a 401(k). So how can we reconcile the extreme swings in the market with our own personal savings goals? Ask yourself a few questions: · How long is my time horizon · How long can

#8 The Financial Tech Podcast: Keeping Up With the Jones’ are You?

podcast@theaverageguy.tv (Jim Collison) — Fri, 05 Aug 2011 02:15:19 +0000

Keeping up with Jones’… Are you sure that’s what you want? http://finance.yahoo.com/news/How-to-Avoid-Money-usnews-930915813.html?x=0 Why do we find the need to compare ourselves to our neighbors? · A big part of our culture is based on competition · We have an inherent need to further ourselves · If you are not careful it feeds the “rat race”

#7 The Financial Tech Podcast: All About Insurance

podcast@theaverageguy.tv (Jim Collison) — Thu, 30 Jun 2011 00:12:09 +0000

Insurance is often discussed as something that is complicated and difficult to understand… Let’s fix that! Remember what insurance is for: Risk Transfer! When you think about the things you could insure, several things might come to mind: Home, auto, life, and personal property. There are different types of risk associated with each of these.

#6 The Financial Tech Podcast: Tips and Tricks when Paying for College for both Parents and Students

podcast@theaverageguy.tv (Jim Collison) — Tue, 24 May 2011 00:45:26 +0000

Jim and Andrew are together again for next installment of the Financial Tech Podcast! Jim just had a child graduate from high school – for many people this means college is next. So how do you pay for it? We have blogged about this back in February so check that out. Andrew quizzes Jim who

#5 The Financial Tech Podcast: Mint.com and Listener Questions and Answers

podcast@theaverageguy.tv (Jim Collison) — Sat, 30 Apr 2011 00:45:12 +0000

Andrew Hunt and Jim Collison are back for another episode of the Financial Tech Podcast. Andrew updates us on what is currently keeping him busy. We also spend some time discussing the benefits of using Mint.com as well as answer some questions submitted by you, the listener. To submit your questions, email podcast@theaverageguy.tv Comments submitted

#4 The Financial Tech Podcast: 10 Ways to Win the Lottery…April Fools!

podcast@theaverageguy.tv (Jim Collison) — Fri, 01 Apr 2011 14:45:59 +0000

Jim Collison and Andrew Hunt are together again for the April Fools edition of the Financial Tech Podcast. In a jam packed podcast, we cover some tips and tricks to winning the lottery without ever playing it! This could be the best 30 minutes of your day. “Once I win the Lottery…” I think we

#3 The Financial Tech Podcast: What is a Spending Plan and Who is Dave Ramsey?

podcast@theaverageguy.tv (Jim Collison) — Sat, 05 Mar 2011 01:32:37 +0000

The financial tech podcast is back and this week Jim Collison and Andrew Hunt walk thru the basics of a spending plan. Oh, so you are talking about a budget? Nope, listen and hear how a spending plan is different and why you need to have one! So is it possible to create a Spending

The Financial Tech Podcast #2: How to Manage Your Credit Score and Win!

podcast@theaverageguy.tv (Jim Collison) — Fri, 11 Feb 2011 04:34:11 +0000

Andrew Hunt and Jim Collison are together again in the next installment of the Financial Tech Podcast. In this week’s Podcast we look exploding the myths that surround the credit score industry and what it mean to you to have a high or low credit score. Can you have a 0 for a credit score?

The Financial Tech Podcast #1 Getting Things Started

podcast@theaverageguy.tv (Jim Collison) — Thu, 27 Jan 2011 06:23:38 +0000

Jim Collison and co-host Andrew Hunt of the Gallup Federal Credit Union kick off the first ever Financial Tech Podcast on the Average Guy Podcast Network. We talk about Andrew’s roll at the Credit Union, the technology behind making a financial institution work, shared branching and service network, online banking, online services like mint.com, mobile