tag:blogger.com,1999:blog-7858479422102199270Thu, 16 Feb 2012 12:11:04 +0000BudgetsCollegeSavingCharityMaterialismWorkCredit CardAboutSpendDecisionOriginsDebtLessonsAdviceThe path to financial success starts now.http://www.financialtrajectory.com/noreply@blogger.com (Patti Veeraplin)Blogger9125FinancialTrajectoryhttp://feedburner.google.comSubscribe with My Yahoo!Subscribe with NewsGatorSubscribe with My AOLSubscribe with BloglinesSubscribe with NetvibesSubscribe with GoogleSubscribe with PageflakesSubscribe with PlusmoSubscribe with The Free DictionarySubscribe with Bitty BrowserSubscribe with Live.comSubscribe with Excite MIXSubscribe with WebwagSubscribe with Podcast ReadySubscribe with WikioSubscribe with Daily RotationI hope you enjoy my posts. Check out the blog and visit again. Thanks!tag:blogger.com,1999:blog-7858479422102199270.post-5255831179043128663Sun, 29 Aug 2010 20:16:00 +00002010-08-29T16:22:49.635-04:00OriginsAboutWorkFirst I want to wish my lovely little sister, Joy, a very happy birthday! It's been a very long time since I last wrote. I've been on a hiatus due to work reasons. After sitting in front of the computer all day at work, I just wanted to come home and not jump back in front of another screen. So I apologize for the long silence. I wrote a new section to My Money History. It's called The College http://feedproxy.google.com/~r/FinancialTrajectory/~3/Bn66H_GwJlA/college-years.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=Bn66H_GwJlA:bZLE3J_39pM:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=Bn66H_GwJlA:bZLE3J_39pM:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=Bn66H_GwJlA:bZLE3J_39pM:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=Bn66H_GwJlA:bZLE3J_39pM:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=Bn66H_GwJlA:bZLE3J_39pM:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=Bn66H_GwJlA:bZLE3J_39pM:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=Bn66H_GwJlA:bZLE3J_39pM:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=Bn66H_GwJlA:bZLE3J_39pM:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/Bn66H_GwJlA" height="1" width="1"/>http://www.financialtrajectory.com/2010/08/college-years.htmltag:blogger.com,1999:blog-7858479422102199270.post-5903889799672688472Tue, 25 May 2010 02:02:00 +00002010-11-23T07:45:14.615-05:00DebtCredit CardBeing a dutiful daughter I am helping my mom pay off her credit card debt. For the past 11 months I've been sending my mom $300 per month. What I should have done was asked to see the credit card statement. Had I taken a peek early on I could have help reduce some of our payments, our headaches, and most of our heartaches. Here's what I found out. High interest rate - My mom was paying a 24% http://feedproxy.google.com/~r/FinancialTrajectory/~3/QPLuEBKSjbM/little-mom-vs-big-credit-card-company.htmlnoreply@blogger.com (Patti Veeraplin)1<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=QPLuEBKSjbM:3JPpHCLcPO0:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=QPLuEBKSjbM:3JPpHCLcPO0:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=QPLuEBKSjbM:3JPpHCLcPO0:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=QPLuEBKSjbM:3JPpHCLcPO0:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=QPLuEBKSjbM:3JPpHCLcPO0:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=QPLuEBKSjbM:3JPpHCLcPO0:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=QPLuEBKSjbM:3JPpHCLcPO0:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=QPLuEBKSjbM:3JPpHCLcPO0:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/QPLuEBKSjbM" height="1" width="1"/>http://www.financialtrajectory.com/2010/05/little-mom-vs-big-credit-card-company.htmltag:blogger.com,1999:blog-7858479422102199270.post-124142810130707804Mon, 10 May 2010 22:25:00 +00002010-05-10T18:26:10.847-04:00DecisionSavingIt's been a while since I last post. I had a few good topics to write about, but finding the time to write them is getting a bit harder. I might have mentioned that I'm moving to a new apartment at the end of the month. That's one step in the right financial direction - I'll be saving $237/month in rent. Yay! I've been packing some of my possessions and trying to assess what I should throw out. http://feedproxy.google.com/~r/FinancialTrajectory/~3/CNya-q6OXvk/decision-high-yield-savings-account.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=CNya-q6OXvk:ZKEvTx6ERxk:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=CNya-q6OXvk:ZKEvTx6ERxk:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=CNya-q6OXvk:ZKEvTx6ERxk:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=CNya-q6OXvk:ZKEvTx6ERxk:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=CNya-q6OXvk:ZKEvTx6ERxk:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=CNya-q6OXvk:ZKEvTx6ERxk:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=CNya-q6OXvk:ZKEvTx6ERxk:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=CNya-q6OXvk:ZKEvTx6ERxk:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/CNya-q6OXvk" height="1" width="1"/>http://www.financialtrajectory.com/2010/05/decision-high-yield-savings-account.htmltag:blogger.com,1999:blog-7858479422102199270.post-5758233436665755893Wed, 05 May 2010 01:36:00 +00002010-05-24T22:04:49.320-04:00CharitySpendMaterialismDebtYes, you read this right and didn't stumble upon my other blog. My hobbies can be stressful. To be more specific it's the supplies I acquire for my hobbies that really stress me out. I started crocheting about a year and a half ago in 2008. Two things I needed were crochet hooks and yarn. Lots of yarn. Every week A.C. Moore, Joann's Fabric, and Michael's Arts & Crafts would send out e-mails http://feedproxy.google.com/~r/FinancialTrajectory/~3/KmBDAshD6Rs/big-yarn-stash-little-closet-space.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=KmBDAshD6Rs:xXc8staL2Gc:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=KmBDAshD6Rs:xXc8staL2Gc:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=KmBDAshD6Rs:xXc8staL2Gc:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=KmBDAshD6Rs:xXc8staL2Gc:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=KmBDAshD6Rs:xXc8staL2Gc:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=KmBDAshD6Rs:xXc8staL2Gc:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=KmBDAshD6Rs:xXc8staL2Gc:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=KmBDAshD6Rs:xXc8staL2Gc:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/KmBDAshD6Rs" height="1" width="1"/>http://www.financialtrajectory.com/2010/05/big-yarn-stash-little-closet-space.htmltag:blogger.com,1999:blog-7858479422102199270.post-403990823980454794Sat, 01 May 2010 16:09:00 +00002010-05-24T20:27:06.081-04:00BudgetsCollegeDebtAdviceSavingToday is May 1, 2010. It's been exactly one year since I graduated from college. Where did the time go? It's been an interesting year to say the least. Going to college was great and all, but the one thing I wish they taught me about was personal finance. There should be a mandatory freshman year course on personal finance. If not during freshman year of college then during senior year of high http://feedproxy.google.com/~r/FinancialTrajectory/~3/-Wh7_-wOV5s/one-year-after-graduation-advice-for.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=-Wh7_-wOV5s:nJyk1tuT2NQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=-Wh7_-wOV5s:nJyk1tuT2NQ:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=-Wh7_-wOV5s:nJyk1tuT2NQ:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=-Wh7_-wOV5s:nJyk1tuT2NQ:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=-Wh7_-wOV5s:nJyk1tuT2NQ:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=-Wh7_-wOV5s:nJyk1tuT2NQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=-Wh7_-wOV5s:nJyk1tuT2NQ:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=-Wh7_-wOV5s:nJyk1tuT2NQ:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/-Wh7_-wOV5s" height="1" width="1"/>http://www.financialtrajectory.com/2010/05/one-year-after-graduation-advice-for.htmltag:blogger.com,1999:blog-7858479422102199270.post-3728270285911694680Thu, 29 Apr 2010 23:32:00 +00002010-05-01T13:15:16.261-04:00LessonsSpendMaterialismWorkAh, the first paycheck. That paycheck was my green flag to spending. That paycheck supported my materialism. That paycheck never had a chance to make it to my savings account. Why? Because I made the classical mistake of spending it all before I paid myself. I spent a lot of money at IKEA two weeks prior to receiving my first paycheck. That paycheck was handed over to my mom as a repayment of http://feedproxy.google.com/~r/FinancialTrajectory/~3/RdYRXrDa37c/lessons-learned-first-paycheck.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=RdYRXrDa37c:Ppi24dfQ0k8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=RdYRXrDa37c:Ppi24dfQ0k8:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=RdYRXrDa37c:Ppi24dfQ0k8:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=RdYRXrDa37c:Ppi24dfQ0k8:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=RdYRXrDa37c:Ppi24dfQ0k8:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=RdYRXrDa37c:Ppi24dfQ0k8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=RdYRXrDa37c:Ppi24dfQ0k8:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=RdYRXrDa37c:Ppi24dfQ0k8:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/RdYRXrDa37c" height="1" width="1"/>http://www.financialtrajectory.com/2010/04/lessons-learned-first-paycheck.htmltag:blogger.com,1999:blog-7858479422102199270.post-316037423676030004Thu, 29 Apr 2010 10:56:00 +00002010-04-29T19:46:19.790-04:00BudgetsOriginsAboutMy childhood. Growing up almost poor but not knowing it... When I was 4-years-old my mom remarried and moved my family (I have a younger sister) to the United States. My stepdad was an engineer working in Manhattan. We lived in a one bedroom apartment in Jackson Heights, NY. It small, but cozy in it's familiar way. It was a normal childhood really. Nothing changed until the day my stepdad had a http://feedproxy.google.com/~r/FinancialTrajectory/~3/0-3vpcVKIn4/growing-up-with-mommy.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=0-3vpcVKIn4:7dO-xB8MrQQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=0-3vpcVKIn4:7dO-xB8MrQQ:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=0-3vpcVKIn4:7dO-xB8MrQQ:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=0-3vpcVKIn4:7dO-xB8MrQQ:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=0-3vpcVKIn4:7dO-xB8MrQQ:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=0-3vpcVKIn4:7dO-xB8MrQQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=0-3vpcVKIn4:7dO-xB8MrQQ:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=0-3vpcVKIn4:7dO-xB8MrQQ:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/0-3vpcVKIn4" height="1" width="1"/>http://www.financialtrajectory.com/2010/04/growing-up-with-mommy.htmltag:blogger.com,1999:blog-7858479422102199270.post-8858557996736932037Thu, 29 Apr 2010 02:55:00 +00002010-04-29T06:50:08.975-04:00OriginsOkay, I'm somewhat of an engineering geek. When I was thinking of blog names I wanted it to be interesting but reflecting my inner geek. I was thinking along the lines of financial path or journey. At one point I was thinking of calling it an Odyssey. Yes, it was an epic decision. While using DomainsBot with the variations setting selected, the word trajectory came up. It was like BAM! I called http://feedproxy.google.com/~r/FinancialTrajectory/~3/5Ze0RS9_MKg/financial-trajectory.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=5Ze0RS9_MKg:SCRNF8yiG5o:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=5Ze0RS9_MKg:SCRNF8yiG5o:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=5Ze0RS9_MKg:SCRNF8yiG5o:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=5Ze0RS9_MKg:SCRNF8yiG5o:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=5Ze0RS9_MKg:SCRNF8yiG5o:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=5Ze0RS9_MKg:SCRNF8yiG5o:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=5Ze0RS9_MKg:SCRNF8yiG5o:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=5Ze0RS9_MKg:SCRNF8yiG5o:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/5Ze0RS9_MKg" height="1" width="1"/>http://www.financialtrajectory.com/2010/04/financial-trajectory.htmltag:blogger.com,1999:blog-7858479422102199270.post-6355298929562663158Wed, 28 Apr 2010 23:13:00 +00002010-04-29T19:40:48.394-04:00Welcome to my personal finance blog! I hope you check out my About and My Money History pages to get to know more about me. If you like what you see, please add me to your feeds and spread the word. See you around on some of the other finance blogs and websites. =) Thanks! Pattihttp://feedproxy.google.com/~r/FinancialTrajectory/~3/DbAHkAZXwvw/first-post.htmlnoreply@blogger.com (Patti Veeraplin)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=DbAHkAZXwvw:PwYHPVlvBfQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=DbAHkAZXwvw:PwYHPVlvBfQ:-BTjWOF_DHI"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=DbAHkAZXwvw:PwYHPVlvBfQ:-BTjWOF_DHI" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=DbAHkAZXwvw:PwYHPVlvBfQ:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=DbAHkAZXwvw:PwYHPVlvBfQ:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=DbAHkAZXwvw:PwYHPVlvBfQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?i=DbAHkAZXwvw:PwYHPVlvBfQ:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/FinancialTrajectory?a=DbAHkAZXwvw:PwYHPVlvBfQ:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/FinancialTrajectory?d=qj6IDK7rITs" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/FinancialTrajectory/~4/DbAHkAZXwvw" height="1" width="1"/>http://www.financialtrajectory.com/2010/04/first-post.html