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<channel>
    <title><![CDATA[Financially Free]]></title>
    <link>http://www.wellingtonadams.com</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[Financially Free]]></title>
        <link>http://www.wellingtonadams.com</link>
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    <language>en-us</language>
    
    
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            <itunes:author>Barron Fitz-Gerald and Simon Hilliard</itunes:author>
        
    <itunes:image href="https://s3-us-west-2.amazonaws.com/financiallytunedradio/logos/mkVtoDSzL0Qp9HdUpzDdQpeWdxxXR211T6ZAebUL.jpeg"/>
    
    
    <itunes:explicit>no</itunes:explicit>

    
    <dc:creator><![CDATA[Barron Sean Fitz-gerald]]></dc:creator>
    
            <copyright>Wellington Adams Investment Advisory</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Barron Fitz-Gerald and Simon Hilliard</itunes:name></itunes:owner><item>
            <title><![CDATA[9 Facts About Women and Retirement]]></title>
                        <description>
                                    <![CDATA[Women face unique financial challenges, especially when it comes to retirement. In this episode we talk about 9 of the major challenges women face and ways to help deal with them.]]>
                            </description>
            <pubDate>Sun, 21 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3166</guid>
            
            
            
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            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Women face unique financial challenges, especially when it comes to retirement. In this episode we talk about 9 of the major challenges women face and ways to help deal with them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Women face unique financial challenges, especially when it comes to retirement. In this episode we talk about 9 of the major challenges women face and ways to help deal with them.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Women face unique financial challenges, especially when it comes to retirement. In this episode we talk about 9 of the major challenges women face and ways to help deal with them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning for Women]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 14 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3141</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171209-3096-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[8 Must-Know Social Security Rules]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 07 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3114</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180916-3100-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[All About Annuities]]></title>
                        <description>
                                    <![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]>
                            </description>
            <pubDate>Sat, 28 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2880</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190302-3151-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[HSA&#039;s - A Tax Efficient Way to Save &amp; Pay for Health Expenses]]></title>
                        <description>
                                    <![CDATA[With healthcare costs on the rise you might want to consider a tax advantaged option like an HSA. In this show we discuss the HSA and how you can utilize it to save on taxes and healthcare expenses.]]>
                            </description>
            <pubDate>Sat, 14 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2835</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181201-97015-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With healthcare costs on the rise you might want to consider a tax advantaged option like an HSA. In this show we discuss the HSA and how you can utilize it to save on taxes and healthcare expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With healthcare costs on the rise you might want to consider a tax advantaged option like an HSA. In this show we discuss the HSA and how you can utilize it to save on taxes and healthcare expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>With healthcare costs on the rise you might want to consider a tax advantaged option like an HSA. In this show we discuss the HSA and how you can utilize it to save on taxes and healthcare expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Bonds 101]]></title>
                        <description>
                                    <![CDATA[Today we cover what you need to know about bonds...from myths to the hard facts. We talk about the role bonds can play in your portfolio.]]>
                            </description>
            <pubDate>Sat, 07 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2814</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181110-97012-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Today we cover what you need to know about bonds...from myths to the hard facts. We talk about the role bonds can play in your portfolio.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Today we cover what you need to know about bonds...from myths to the hard facts. We talk about the role bonds can play in your portfolio.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Today we cover what you need to know about bonds...from myths to the hard facts. We talk about the role bonds can play in your portfolio.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Guide on the Road to Medicare]]></title>
                        <description>
                                    <![CDATA[Should you have coverage in addition to Original Medicare?  Which plan should you choose? Do you choose the Medicare supplement? Is a Medicare advantage plan better for you? What about Part D prescription coverage? How do you go about comparing all of these choices? There are a lot of questions that need answers and in this episode we talk with Medicare Planning Specialist Jim Lyter to help you better understand Medicare and the options you may have.]]>
                            </description>
            <pubDate>Sat, 03 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2688</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190629-97025-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Should you have coverage in addition to Original Medicare?  Which plan should you choose? Do you choose the Medicare supplement? Is a Medicare advantage plan better for you? What about Part D prescription coverage? How do you go about comparing all of these choices? There are a lot of questions that need answers and in this episode we talk with Medicare Planning Specialist Jim Lyter to help you better understand Medicare and the options you may have.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Should you have coverage in addition to Original Medicare?  Which plan should you choose? Do you choose the Medicare supplement? Is a Medicare advantage plan better for you? What about Part D prescription coverage? How do you go about comparing all of these choices? There are a lot of questions that need answers and in this episode we talk with Medicare Planning Specialist Jim Lyter to help you better understand Medicare and the options you may have.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Should you have coverage in addition to Original Medicare? Which plan should you choose? Do you choose the Medicare supplement? Is a Medicare advantage plan better for you? What about Part D prescription coverage? How do you go about comparing all of these choices? There are a lot of questions that need answers and in this episode we talk with Medicare Planning Specialist Jim Lyter to help you better understand Medicare and the options you may have.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tis&#039; The Medicard Season]]></title>
                        <description>
                                    <![CDATA[In this show Barron talks about Medicare, healthcare and open enrollment. We discuss strategies to help you get the most out of your benefits.]]>
                            </description>
            <pubDate>Sat, 05 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2596</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181027-97011-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Barron talks about Medicare, healthcare and open enrollment. We discuss strategies to help you get the most out of your benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Barron talks about Medicare, healthcare and open enrollment. We discuss strategies to help you get the most out of your benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this show Barron talks about Medicare, healthcare and open enrollment. We discuss strategies to help you get the most out of your benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Triathlon of Life]]></title>
                        <description>
                                    <![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]>
                            </description>
            <pubDate>Sat, 25 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2466</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/20725-3154-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Looking at the three stages of life and how retirement is its own race, not the finish line.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Seven Deadly Sins of Retirement Planning]]></title>
                        <description>
                                    <![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]>
                            </description>
            <pubDate>Sat, 18 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2446</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200718-3162-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Maximize Your Retirement Investments]]></title>
                        <description>
                                    <![CDATA[Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you&#039;ll have the income you need in retirement.]]>
                            </description>
            <pubDate>Sat, 11 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2428</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200711-3155-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you&#039;ll have the income you need in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you&#039;ll have the income you need in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you&amp;#039;ll have the income you need in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Communities, Wealth Building &amp; Budget]]></title>
                        <description>
                                    <![CDATA[This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.]]>
                            </description>
            <pubDate>Sat, 04 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2411</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200704-3168-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Increase Happiness &amp; Get Ahead at Work]]></title>
                        <description>
                                    <![CDATA[Your job is the engine of your wealth accumulation machine. This episode looks at ways to increase your happiness at work, to improve your productivity at work. And what to do with the pay increase that comes from being a happy and productive worker.]]>
                            </description>
            <pubDate>Sat, 27 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2395</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200627-3161-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Your job is the engine of your wealth accumulation machine. This episode looks at ways to increase your happiness at work, to improve your productivity at work. And what to do with the pay increase that comes from being a happy and productive worker.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Your job is the engine of your wealth accumulation machine. This episode looks at ways to increase your happiness at work, to improve your productivity at work. And what to do with the pay increase that comes from being a happy and productive worker.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Your job is the engine of your wealth accumulation machine. This episode looks at ways to increase your happiness at work, to improve your productivity at work. And what to do with the pay increase that comes from being a happy and productive worker.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Differences Between Happy &amp; Unhappy Retirees]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how to be happy in retirement. We give tips and strategies to help you be prepared and happy  in retirement.]]>
                            </description>
            <pubDate>Sat, 18 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2198</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200418-97014-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how to be happy in retirement. We give tips and strategies to help you be prepared and happy  in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how to be happy in retirement. We give tips and strategies to help you be prepared and happy  in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this episode we talk about how to be happy in retirement. We give tips and strategies to help you be prepared and happy in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Avoid Returning to the Workforce after Retirement]]></title>
                        <description>
                                    <![CDATA[You don&#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&#039;t happen.]]>
                            </description>
            <pubDate>Sat, 11 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2176</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181006-3129-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You don&#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&#039;t happen.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You don&#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&#039;t happen.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>You don&amp;#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&amp;#039;t happen.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What if You Never Plan to Retire?]]></title>
                        <description>
                                    <![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]>
                            </description>
            <pubDate>Sat, 04 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2153</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200404-3153-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Single&#039;s Key to Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 28 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2130</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190126-3086-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Tips to Control Expenses in Retirement]]></title>
                        <description>
                                    <![CDATA[Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.]]>
                            </description>
            <pubDate>Sat, 21 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2111</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200321-3132-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The SECURE Act: Changes to IRAs]]></title>
                        <description>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </description>
            <pubDate>Sat, 14 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2095</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200314-3185-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Money and Relationships]]></title>
                        <description>
                                    <![CDATA[Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?]]>
                            </description>
            <pubDate>Sat, 29 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2058</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200229-3169-REV-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Monetary Policy and the Role of the Federal Reserve]]></title>
                        <description>
                                    <![CDATA[In this episode Barron welcomes a very special guest, Wayne Scmidt, Chief Investment Officer for Gradient Investments. Wayne and Barron discuss interest rates, inflation and the Federal Reserves policies moving forward. They talk about how this will affect you and your finances.]]>
                            </description>
            <pubDate>Sat, 22 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2041</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200222-97024-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Barron welcomes a very special guest, Wayne Scmidt, Chief Investment Officer for Gradient Investments. Wayne and Barron discuss interest rates, inflation and the Federal Reserves policies moving forward. They talk about how this will affect you and your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Barron welcomes a very special guest, Wayne Scmidt, Chief Investment Officer for Gradient Investments. Wayne and Barron discuss interest rates, inflation and the Federal Reserves policies moving forward. They talk about how this will affect you and your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this episode Barron welcomes a very special guest, Wayne Scmidt, Chief Investment Officer for Gradient Investments. Wayne and Barron discuss interest rates, inflation and the Federal Reserves policies moving forward. They talk about how this will affect you and your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for a Better Retirement in Your 60&#039;s]]></title>
                        <description>
                                    <![CDATA[Once you reach your 60&#039;s there&#039;s a lot to remember and a lot to do regarding your finances and retirement plans. In this show we talk about helpful strategies to improve your retirement and to implement while in your 60&#039;s.]]>
                            </description>
            <pubDate>Sat, 08 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1997</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200208-97022-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Once you reach your 60&#039;s there&#039;s a lot to remember and a lot to do regarding your finances and retirement plans. In this show we talk about helpful strategies to improve your retirement and to implement while in your 60&#039;s.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Once you reach your 60&#039;s there&#039;s a lot to remember and a lot to do regarding your finances and retirement plans. In this show we talk about helpful strategies to improve your retirement and to implement while in your 60&#039;s.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Once you reach your 60&amp;#039;s there&amp;#039;s a lot to remember and a lot to do regarding your finances and retirement plans. In this show we talk about helpful strategies to improve your retirement and to implement while in your 60&amp;#039;s.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Advantages of Owning Life Insurance]]></title>
                        <description>
                                    <![CDATA[There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.]]>
                            </description>
            <pubDate>Sat, 01 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1981</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190216-97021-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Increase Your Social Security Benefits While Limiting Taxes on Them]]></title>
                        <description>
                            </description>
            <pubDate>Sat, 25 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1957</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190209-97020-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jan 2020 00:00:00 +0000</dc:date>

            
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Cuts and Jobs Act - Tax Reform and You]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the recent tax reform and what these changes mean to you when you file your taxes and plan your income and savings.]]>
                            </description>
            <pubDate>Sat, 18 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1940</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190202-97019-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the recent tax reform and what these changes mean to you when you file your taxes and plan your income and savings.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the recent tax reform and what these changes mean to you when you file your taxes and plan your income and savings.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this episode we talk about the recent tax reform and what these changes mean to you when you file your taxes and plan your income and savings.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update - Past and Future]]></title>
                        <description>
                                    <![CDATA[In this episode Barron and Simon welcome special guest Jeremy Bryan, the Senior Portfolio Manager for Gradient Investments. He talks with them about what the market is doing now and where it might be headed. Plus helpful tips to help weather the storm.]]>
                            </description>
            <pubDate>Sat, 11 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1924</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190119-97018-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Barron and Simon welcome special guest Jeremy Bryan, the Senior Portfolio Manager for Gradient Investments. He talks with them about what the market is doing now and where it might be headed. Plus helpful tips to help weather the storm.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Barron and Simon welcome special guest Jeremy Bryan, the Senior Portfolio Manager for Gradient Investments. He talks with them about what the market is doing now and where it might be headed. Plus helpful tips to help weather the storm.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this episode Barron and Simon welcome special guest Jeremy Bryan, the Senior Portfolio Manager for Gradient Investments. He talks with them about what the market is doing now and where it might be headed. Plus helpful tips to help weather the storm.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Things You Should Know When Investing]]></title>
                        <description>
                                    <![CDATA[Today we talk about tips and strategies to help you become a better investor.]]>
                            </description>
            <pubDate>Sat, 04 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1916</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181222-97017-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Today we talk about tips and strategies to help you become a better investor.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Today we talk about tips and strategies to help you become a better investor.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Today we talk about tips and strategies to help you become a better investor.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security Changes May Impact Your Monthly Check]]></title>
                        <description>
                                    <![CDATA[Changes in Social Security can have a big impact on your personal finances in retirement. How will the most recently announced changes impact your personal economy?]]>
                            </description>
            <pubDate>Sat, 28 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1905</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190831-3174-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Changes in Social Security can have a big impact on your personal finances in retirement. How will the most recently announced changes impact your personal economy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Changes in Social Security can have a big impact on your personal finances in retirement. How will the most recently announced changes impact your personal economy?]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Changes in Social Security can have a big impact on your personal finances in retirement. How will the most recently announced changes impact your personal economy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Account Mistakes Even Smart People Make]]></title>
                        <description>
                                    <![CDATA[When it comes to saving for retirement and making sure you have enough money to last as long as you do, there is a lot to understand. So many mistakes and misconceptions that can lead to derailing you retirement plans... In this episode we talk about mistakes that you will want to avoid.]]>
                            </description>
            <pubDate>Sat, 21 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1888</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190810-97026-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When it comes to saving for retirement and making sure you have enough money to last as long as you do, there is a lot to understand. So many mistakes and misconceptions that can lead to derailing you retirement plans... In this episode we talk about mistakes that you will want to avoid.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When it comes to saving for retirement and making sure you have enough money to last as long as you do, there is a lot to understand. So many mistakes and misconceptions that can lead to derailing you retirement plans... In this episode we talk about mistakes that you will want to avoid.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>When it comes to saving for retirement and making sure you have enough money to last as long as you do, there is a lot to understand. So many mistakes and misconceptions that can lead to derailing you retirement plans... In this episode we talk about mistakes that you will want to avoid.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Avoid Phone Scams/What are Tariffs?]]></title>
                        <description>
                                    <![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]>
                            </description>
            <pubDate>Sat, 13 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1563</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190713-3167-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Feelings and Finances]]></title>
                        <description>
                                    <![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]>
                            </description>
            <pubDate>Sat, 15 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1508</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190615-3165-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Shocking Retirement Statistics and Mistakes]]></title>
                        <description>
                                    <![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]>
                            </description>
            <pubDate>Sat, 08 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1488</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190608-3166-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Retirement Plan]]></title>
                        <description>
                                    <![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]>
                            </description>
            <pubDate>Sat, 25 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1457</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190525-3158-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market]]></title>
                        <description>
                                    <![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]>
                            </description>
            <pubDate>Sat, 18 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1442</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190518-3164-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicaid vs Long-Term Care Insurance]]></title>
                        <description>
                                    <![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]>
                            </description>
            <pubDate>Sat, 06 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1349</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190406-3157-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Procrastination and Retirement]]></title>
                        <description>
                                    <![CDATA[It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?]]>
                            </description>
            <pubDate>Sat, 30 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1333</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190330-3152-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Reset Retirement Plans to Weather a Downturn]]></title>
                        <description>
                                    <![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]>
                            </description>
            <pubDate>Sat, 23 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1316</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190323-3134-2-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&amp;#039;s show.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Reform - How It Will Affect You]]></title>
                        <description>
                                    <![CDATA[There are a lot of changes in the tax laws. How will they affect you this year? Next year? In retirement? In this episode we talk about the changes and ways to help you possibly minimize your tax burden.]]>
                            </description>
            <pubDate>Sat, 16 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1297</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190316-97023-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are a lot of changes in the tax laws. How will they affect you this year? Next year? In retirement? In this episode we talk about the changes and ways to help you possibly minimize your tax burden.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are a lot of changes in the tax laws. How will they affect you this year? Next year? In retirement? In this episode we talk about the changes and ways to help you possibly minimize your tax burden.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>There are a lot of changes in the tax laws. How will they affect you this year? Next year? In retirement? In this episode we talk about the changes and ways to help you possibly minimize your tax burden.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Advantages of Owning Life Insurance]]></title>
                        <description>
                                    <![CDATA[There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.]]>
                            </description>
            <pubDate>Sat, 16 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1235</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190216-97021-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>There are a lot of myths and misconceptions about life insurance. In this episode we talk about the different types and how to make it work for you to fit your specific situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Qualified vs. Non-Qualified Money]]></title>
                        <description>
                                    <![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]>
                            </description>
            <pubDate>Sat, 15 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1137</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181215-3145-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Tax Smart Tips for IRA&#039;s]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what you need to know to help you make the right tax decisions before the end of the year. We give tips to help minimize your tax burden and manage your IRA and retirement accounts.]]>
                            </description>
            <pubDate>Sat, 08 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1121</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181208-97016-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what you need to know to help you make the right tax decisions before the end of the year. We give tips to help minimize your tax burden and manage your IRA and retirement accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what you need to know to help you make the right tax decisions before the end of the year. We give tips to help minimize your tax burden and manage your IRA and retirement accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this episode we talk about what you need to know to help you make the right tax decisions before the end of the year. We give tips to help minimize your tax burden and manage your IRA and retirement accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Basics of 401k Retirement Plans]]></title>
                        <description>
                                    <![CDATA[Learn how to get the most out of your 401k and learn how to avoid making expensive mistakes with your retirement accounts.]]>
                            </description>
            <pubDate>Sat, 17 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1083</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181117-97013-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to get the most out of your 401k and learn how to avoid making expensive mistakes with your retirement accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to get the most out of your 401k and learn how to avoid making expensive mistakes with your retirement accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Learn how to get the most out of your 401k and learn how to avoid making expensive mistakes with your retirement accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Reset Retirement Plans to Weather a Downturn]]></title>
                        <description>
                                    <![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]>
                            </description>
            <pubDate>Sat, 03 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1055</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181103-3134-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&amp;#039;s show.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Our Own Foolish Behavior]]></title>
                        <description>
                                    <![CDATA[When it comes to our finances and investments, we can often be our own worst enemy. In this episode we talk about ways you can avoid letting your emotions and decisions get in the way of your financial success.]]>
                            </description>
            <pubDate>Sat, 13 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1008</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181013-97009-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When it comes to our finances and investments, we can often be our own worst enemy. In this episode we talk about ways you can avoid letting your emotions and decisions get in the way of your financial success.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When it comes to our finances and investments, we can often be our own worst enemy. In this episode we talk about ways you can avoid letting your emotions and decisions get in the way of your financial success.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>When it comes to our finances and investments, we can often be our own worst enemy. In this episode we talk about ways you can avoid letting your emotions and decisions get in the way of your financial success.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Plan Ahead]]></title>
                        <description>
                                    <![CDATA[Many people don&#039;t plan ahead for taxes, especially taxes they will experience in retirement. This can cost you a lot. In this episode we talk about how you can plan ahead and save money on taxes.]]>
                            </description>
            <pubDate>Sat, 22 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-960</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180923-97008-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many people don&#039;t plan ahead for taxes, especially taxes they will experience in retirement. This can cost you a lot. In this episode we talk about how you can plan ahead and save money on taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many people don&#039;t plan ahead for taxes, especially taxes they will experience in retirement. This can cost you a lot. In this episode we talk about how you can plan ahead and save money on taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Many people don&amp;#039;t plan ahead for taxes, especially taxes they will experience in retirement. This can cost you a lot. In this episode we talk about how you can plan ahead and save money on taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is Your Retirement Income Safe?]]></title>
                        <description>
                                    <![CDATA[Make sure your retirement savings is safe. In this episode we discuss strategies to help you protect your income and make sure it&#039;s actively working and growing for you.]]>
                            </description>
            <pubDate>Sat, 08 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-933</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180901-97007-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your retirement savings is safe. In this episode we discuss strategies to help you protect your income and make sure it&#039;s actively working and growing for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your retirement savings is safe. In this episode we discuss strategies to help you protect your income and make sure it&#039;s actively working and growing for you.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Make sure your retirement savings is safe. In this episode we discuss strategies to help you protect your income and make sure it&amp;#039;s actively working and growing for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Legacy and Insurance]]></title>
                        <description>
                                    <![CDATA[Leaving a legacy is important. You want to make sure you leave what you can for your loved ones. In today&#039;s episode we talk about strategies for leaving a tax-free legacy.]]>
                            </description>
            <pubDate>Sat, 25 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-907</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180825-97006-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Leaving a legacy is important. You want to make sure you leave what you can for your loved ones. In today&#039;s episode we talk about strategies for leaving a tax-free legacy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Leaving a legacy is important. You want to make sure you leave what you can for your loved ones. In today&#039;s episode we talk about strategies for leaving a tax-free legacy.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Leaving a legacy is important. You want to make sure you leave what you can for your loved ones. In today&amp;#039;s episode we talk about strategies for leaving a tax-free legacy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Debt Danger]]></title>
                        <description>
                                    <![CDATA[Debt Danger Will Robinson! Don&#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]>
                            </description>
            <pubDate>Sat, 18 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-891</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180818-3128-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Debt Danger Will Robinson! Don&#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Debt Danger Will Robinson! Don&#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Debt Danger Will Robinson! Don&amp;#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Managing the Hidden Costs of Retirement]]></title>
                        <description>
                                    <![CDATA[Don&#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]>
                            </description>
            <pubDate>Sat, 11 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-880</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180811-3127-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Don&#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Don&#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Don&amp;#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Weather the Heat in Retirement]]></title>
                        <description>
                                    <![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]>
                            </description>
            <pubDate>Sat, 04 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-870</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180804-3125-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Prepare to Board the Flight]]></title>
                        <description>
                                    <![CDATA[You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you&#039;re prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.]]>
                            </description>
            <pubDate>Sat, 28 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-858</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180728-3124-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you&#039;re prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you&#039;re prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you&amp;#039;re prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing your Retirement Garden]]></title>
                        <description>
                                    <![CDATA[Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!]]>
                            </description>
            <pubDate>Sat, 21 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-844</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180721-3121-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with an Unstable Market]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 14 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-828</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180714-3054-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Living to Age 100 and Beyond!]]></title>
                        <description>
                                    <![CDATA[Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.]]>
                            </description>
            <pubDate>Sat, 07 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-814</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180707-3123-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Financial Pyramid]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 30 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-806</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180630-3077-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding your Financial Sherpa]]></title>
                        <description>
                                    <![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]>
                            </description>
            <pubDate>Sat, 23 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-792</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180623-3122-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Readiness]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 16 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-777</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180616-3071-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Responsibility in Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 09 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-765</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180609-3075-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning and Elder Law]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 02 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-749</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180210-97003-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning Your Legacy]]></title>
                        <description>
                                    <![CDATA[Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.]]>
                            </description>
            <pubDate>Sat, 02 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-752</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180602-3120-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning and Elder Law]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 26 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-737</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180210-97003-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are You Financially Literate]]></title>
                        <description>
                                    <![CDATA[What you don&#039;t know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.]]>
                            </description>
            <pubDate>Sat, 19 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-725</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180519-3119-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What you don&#039;t know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What you don&#039;t know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>What you don&amp;#039;t know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Be Aware, Changes to Social Security and Medicare]]></title>
                        <description>
                                    <![CDATA[Your Social Security and Medicare benefits are changing. Listen in to find out how.]]>
                            </description>
            <pubDate>Sat, 12 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-710</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180512-3118-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Your Social Security and Medicare benefits are changing. Listen in to find out how.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Your Social Security and Medicare benefits are changing. Listen in to find out how.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Your Social Security and Medicare benefits are changing. Listen in to find out how.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Volatility]]></title>
                        <description>
                                    <![CDATA[Join Barron and his special guest Jeremy Bryan as they talk about  Market Volatility and how you can prepare for it.]]>
                            </description>
            <pubDate>Sat, 05 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-702</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180505-97005-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Join Barron and his special guest Jeremy Bryan as they talk about  Market Volatility and how you can prepare for it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Join Barron and his special guest Jeremy Bryan as they talk about  Market Volatility and how you can prepare for it.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Join Barron and his special guest Jeremy Bryan as they talk about Market Volatility and how you can prepare for it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Caring for Aging Parents In Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 28 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-680</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180428-3091-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protecting the Surviving Spouse]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 21 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-668</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180421-3046-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Taxes Affect Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 14 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-655</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180414-3029-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Reform and You]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 07 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-641</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180407-3117-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Do You Feel About Your Finances?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 31 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-629</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180331-3116-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Running With The Bulls - Investing for a Bull Market]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 24 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-615</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180324-3113-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Schedule Your Retirement Check-Up]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 17 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-607</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180317-3115-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Benefits of Life Insurance]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 10 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-592</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180113-3106-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do You Trust Your Estate Planning?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 03 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-578</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180303-97004-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Prepare for Your Greatest Game]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 24 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-564</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180224-3114-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are the Millennials in Your Life Financially Wise]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 17 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-551</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180217-3111-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning and Elder Law]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 10 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-544</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180210-97003-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update with Wayne Schmidt]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 03 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-532</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180203-97002-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What Will You Leave Behind?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 27 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-526</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180127-3112-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning for Taxes in Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 20 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-513</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180120-3095-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Benefits of Life Insurance]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 13 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-505</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180113-3106-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation Preparation]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 06 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-499</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180106-3006-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 30 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-492</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170909-3102-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Benefits of Delaying Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 23 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-483</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171007-3101-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What&#039;s Keeping You From Early Retirement?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 16 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-475</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3094-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 02 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-465</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171202-3110-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Retirement Planning]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 25 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-459</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171125-3060-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 18 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-451</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170624-3098-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Spotlight with Mike Binger of Gradient Investments]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 11 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-440</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171111-97001-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Guide to Medicare]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 04 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-433</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3062-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 28 Oct 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-426</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Oct 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 21 Oct 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-417</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3108-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Oct 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What an IRA Can Do for Your Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 14 Oct 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-409</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171014-3107-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Oct 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Benefits of Delaying Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 07 Oct 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-404</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171007-3101-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Oct 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 30 Sep 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-401</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170624-3098-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Sep 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Breaking Free from Retirement Stress]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 23 Sep 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-393</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170923-3105-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Sep 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Rumors to Ignore]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 16 Sep 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-386</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170916-3103-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Sep 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 09 Sep 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-376</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170909-3102-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Sep 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[8 Must-Know Social Security Rules]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 02 Sep 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-370</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170902-3100-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Sep 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Balancing Your Portfolio]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 26 Aug 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-363</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170826-3080-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Aug 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retire With Purpose]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 19 Aug 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-358</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170819-3083-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Aug 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are You Asking the Right Retirement Questions?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 12 Aug 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-348</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170812-3099-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Aug 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes and Your Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 05 Aug 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-343</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170805-3067-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Aug 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Ways You Can Help Protect Your Retirement Income]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 29 Jul 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-333</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170617-3093-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Jul 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Milestones]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 22 Jul 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-328</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170722-3081-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Jul 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Planning for Couples]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 15 Jul 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-320</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170715-3087-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Jul 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Trends to Watch in 2017]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 08 Jul 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-315</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170708-3090-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Jul 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Deal with Market Volatility]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 01 Jul 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-308</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170701-3013-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Jul 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 24 Jun 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-302</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170624-3098-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Jun 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Ways You Can Help Protect Your Retirement Income]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 17 Jun 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-297</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170617-3093-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Jun 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retiring in a Low Interest Rate Environment]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 10 Jun 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-292</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170610-3084-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Jun 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Avoiding Social Security Confusion]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 03 Jun 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-289</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/170603-3010-Hilliard-Fitz-Gerald.mp3"/>
                        
            
            <itunes:author><![CDATA[Barron Sean Fitz-gerald]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Barron Sean Fitz-gerald</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Jun 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Barron Fitz-Gerald and Simon Hilliard)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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