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	<title>FinGyan</title>
	
	<link>http://www.fingyan.com</link>
	<description>Guide To Finance, Banking &amp; Insurance</description>
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		<title>How To Transfer Or Withdraw Employee Provident Fund (EPF) Online In India?</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/LZGMAvR5rPo/</link>
		<comments>http://www.fingyan.com/how-to-transfer-or-withdraw-employee-provident-fund-epf-online-in-india/#comments</comments>
		<pubDate>Wed, 22 May 2013 12:23:25 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Employee Provident Fund]]></category>
		<category><![CDATA[EPF]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4882</guid>
		<description>Daily I receive hundreds of queries related to Employee Provident Fund (EPF) where people keep on asking about the status of there EPF withdrawal request?, Status of there EPF transfer request, there  EPF account balance etc.. Like us, EPFO is also receiving tons of queries and complaints daily. So to deal with, EPFO has stated &lt;a href='http://www.fingyan.com/how-to-transfer-or-withdraw-employee-provident-fund-epf-online-in-india/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/how-to-transfer-or-withdraw-employee-provident-fund-epf-online-in-india/"&gt;How To Transfer Or Withdraw Employee Provident Fund (EPF) Online In India?&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/LZGMAvR5rPo" height="1" width="1"/&gt;</description>
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		<feedburner:origLink>http://www.fingyan.com/how-to-transfer-or-withdraw-employee-provident-fund-epf-online-in-india/</feedburner:origLink></item>
		<item>
		<title>What Do Banks Do With Our Money To Make More Money?</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/lyVMH8synFI/</link>
		<comments>http://www.fingyan.com/what-do-banks-do-with-our-money/#comments</comments>
		<pubDate>Tue, 21 May 2013 06:49:31 +0000</pubDate>
		<dc:creator>Shankar Ramaswamy</dc:creator>
				<category><![CDATA[Banking Terms]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Cash Reserve Ratio]]></category>
		<category><![CDATA[CRR]]></category>
		<category><![CDATA[SLR]]></category>
		<category><![CDATA[Statutory Liquidity Ratio]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4872</guid>
		<description>I think, most of us already know that banks earn money by taking deposits and lending money. In simple terms, banks takes deposits from public and lends to public. The difference in interest rates is what helps them to sustain. For example- I invested a sum of money in Fixed Deposit (FD) in SBI bank &lt;a href='http://www.fingyan.com/what-do-banks-do-with-our-money/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/what-do-banks-do-with-our-money/"&gt;What Do Banks Do With Our Money To Make More Money?&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/lyVMH8synFI" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Assessing the Major Retirement Schemes: EPS, EPF, GEPS</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/wMi58vv6Uhc/</link>
		<comments>http://www.fingyan.com/best-retirement-plan-in-india/#comments</comments>
		<pubDate>Tue, 14 May 2013 05:54:02 +0000</pubDate>
		<dc:creator>Ishita Singh</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[EPF]]></category>
		<category><![CDATA[EPS]]></category>
		<category><![CDATA[NPS]]></category>
		<category><![CDATA[Pension Fund]]></category>
		<category><![CDATA[pension plan]]></category>
		<category><![CDATA[Retirement Plan]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4842</guid>
		<description>A pension is a kind of a retirement plan, where people receive a fixed sum of money on regular basis from a fund to which they and their employer have contributed over the period of their employment. Though many pension plans are available in the market but the most common ones are Employee Pension Scheme &lt;a href='http://www.fingyan.com/best-retirement-plan-in-india/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/best-retirement-plan-in-india/"&gt;Assessing the Major Retirement Schemes: EPS, EPF, GEPS&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/wMi58vv6Uhc" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How To Do Tax Planning In 2013?</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/1tcJ0AmHuTg/</link>
		<comments>http://www.fingyan.com/how-to-do-tax-planning-in-2013/#comments</comments>
		<pubDate>Mon, 06 May 2013 06:00:53 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[Tax]]></category>
		<category><![CDATA[2013-14]]></category>
		<category><![CDATA[FY 2013]]></category>
		<category><![CDATA[RGESS]]></category>
		<category><![CDATA[section 80C]]></category>
		<category><![CDATA[tax savings]]></category>
		<category><![CDATA[tax-planning]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4835</guid>
		<description>Tax planning implies the spelling out of financial goals, where by the financial goals are aligned according to the tax liabilities and taxation is managed in a legal and systematic manner. Before planning tax liability it is important that the taxpayer studies a few basics. Every taxpayer shall go through Section 80C for getting acquainted &lt;a href='http://www.fingyan.com/how-to-do-tax-planning-in-2013/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/how-to-do-tax-planning-in-2013/"&gt;How To Do Tax Planning In 2013?&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/1tcJ0AmHuTg" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.fingyan.com/how-to-do-tax-planning-in-2013/</feedburner:origLink></item>
		<item>
		<title>A Guide To Tax Saving Mutual Funds</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/Zt1BAlMnEYc/</link>
		<comments>http://www.fingyan.com/tax-saving-mutual-funds/#comments</comments>
		<pubDate>Wed, 01 May 2013 11:00:38 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[expense ratio]]></category>
		<category><![CDATA[funds]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[tax savings]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4829</guid>
		<description>The SEBI (Securities &amp;#38; Exchange Board India) says that taxes levied on a person’s annual income are exempted if he/she makes an investment in tax saving mutual funds. But should tax saving be the only criteria for deciding the mutual fund one should invest in? And how viable it is to rely on such funds &lt;a href='http://www.fingyan.com/tax-saving-mutual-funds/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/tax-saving-mutual-funds/"&gt;A Guide To Tax Saving Mutual Funds&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/Zt1BAlMnEYc" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.fingyan.com/tax-saving-mutual-funds/</feedburner:origLink></item>
		<item>
		<title>Five Things You Should Know About Your Bank Account</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/ORyj_qN7Pl0/</link>
		<comments>http://www.fingyan.com/5-things-you-should-know-about-your-bank-account/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 07:51:46 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[overdraft]]></category>
		<category><![CDATA[Pan number]]></category>
		<category><![CDATA[saving bank account]]></category>
		<category><![CDATA[Tax Avoidance]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4823</guid>
		<description>Today we are discussing some of the less known facilities offered by banks to there customers. Knowing these facilities can help you during some urgency like you want your Cheque gets credit in your bank account immediately or you want to withdraw more then the available balance from your saving bank account. So lets have a look &lt;a href='http://www.fingyan.com/5-things-you-should-know-about-your-bank-account/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/5-things-you-should-know-about-your-bank-account/"&gt;Five Things You Should Know About Your Bank Account&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/ORyj_qN7Pl0" height="1" width="1"/&gt;</description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>How To Create Tax Saver Fixed Deposit Online?</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/MWVzdqvCviM/</link>
		<comments>http://www.fingyan.com/create-tax-saver-fixed-deposit-fd-online/#comments</comments>
		<pubDate>Tue, 19 Mar 2013 06:43:33 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Bank FD]]></category>
		<category><![CDATA[FD]]></category>
		<category><![CDATA[Fixed Deposit]]></category>
		<category><![CDATA[ICICI bank]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4810</guid>
		<description>Tax saving Fixed Deposit is one of the safest ways of saving tax. As name suggest, tax saving FD’s offers tax exemption to the investors under section 80C of the income tax act 1961. In other words, tax payers can invest under tax saving FD’s to avail tax exemption upto Rs 1 lakhs u/s 80C. &lt;a href='http://www.fingyan.com/create-tax-saver-fixed-deposit-fd-online/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/create-tax-saver-fixed-deposit-fd-online/"&gt;How To Create Tax Saver Fixed Deposit Online?&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/MWVzdqvCviM" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.fingyan.com/create-tax-saver-fixed-deposit-fd-online/</feedburner:origLink></item>
		<item>
		<title>Share Your Tax Saving Tips And Win Gift Vouchers Worth Rs. 5000</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/Mt-0pMSubQM/</link>
		<comments>http://www.fingyan.com/share-your-tax-saving-tips-and-win-gift-vouchers-worth-rs-5000/#comments</comments>
		<pubDate>Mon, 18 Mar 2013 05:30:46 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[contest]]></category>
		<category><![CDATA[EzeClick]]></category>
		<category><![CDATA[gift card]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4794</guid>
		<description>Saving tax is one of the most common incentives behind the investments, most of the individuals do every year. But not all tax saving schemes are profitable to a good extent. There are variety of options and investment instruments which provide tax benefits under various sections of income tax act. Different schemes and options deliver &lt;a href='http://www.fingyan.com/share-your-tax-saving-tips-and-win-gift-vouchers-worth-rs-5000/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/share-your-tax-saving-tips-and-win-gift-vouchers-worth-rs-5000/"&gt;Share Your Tax Saving Tips And Win Gift Vouchers Worth Rs. 5000&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/Mt-0pMSubQM" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Highlights Of Union Budget 2013-14</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/66yScFMT_kQ/</link>
		<comments>http://www.fingyan.com/highlights-of-union-budget-2013-14/#comments</comments>
		<pubDate>Thu, 28 Feb 2013 05:39:50 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget-highlights]]></category>
		<category><![CDATA[FY 2013-14]]></category>
		<category><![CDATA[union budget]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4780</guid>
		<description>- Finance minister of India, P Chidambaram has started his budget speech for the year 2013 –14 in Lok Sabha. - This is Chidambaram’s 8th budget speech. - This is last union budget before elections. -  There is need to encourage Foreign Investment in India. - Current account deficit is a big concern. - 17% &lt;a href='http://www.fingyan.com/highlights-of-union-budget-2013-14/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/highlights-of-union-budget-2013-14/"&gt;Highlights Of Union Budget 2013-14&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/66yScFMT_kQ" height="1" width="1"/&gt;</description>
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		<item>
		<title>Step By Step Instructions To Register And Make Online Payments Through ezeClick?</title>
		<link>http://feedproxy.google.com/~r/Fingyan/~3/dLM1mit7mqo/</link>
		<comments>http://www.fingyan.com/how-to-register-and-use-ezeclick/#comments</comments>
		<pubDate>Wed, 27 Feb 2013 15:53:57 +0000</pubDate>
		<dc:creator>Neetu</dc:creator>
				<category><![CDATA[Financial Terms]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Amex]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[ecommerce]]></category>
		<category><![CDATA[online payment]]></category>

		<guid isPermaLink="false">http://www.fingyan.com/?p=4777</guid>
		<description>American Express has launched an online service with the name ‘ezeClick’ to facilitate its customers. As name suggest this service helps customers make there online payments using their credit cards quite easily. ‘ezeClick’ is a unique product which is launched in India for the first time by a credit card company. ezeClick takes all your &lt;a href='http://www.fingyan.com/how-to-register-and-use-ezeclick/' class='excerpt-more'&gt;[....read more....]&lt;/a&gt;&lt;p&gt;&lt;a href="http://www.fingyan.com/how-to-register-and-use-ezeclick/"&gt;Step By Step Instructions To Register And Make Online Payments Through ezeClick?&lt;/a&gt; is a post from: &lt;a href="http://www.fingyan.com"&gt;FinGyan&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/Fingyan/~4/dLM1mit7mqo" height="1" width="1"/&gt;</description>
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