<!DOCTYPE html>
<!--[if IE 7]>
	<html class="ie ie7" lang="en-US">
<![endif]-->
<!--[if IE 8]>
	<html class="ie ie8" lang="en-US">
<![endif]-->
<!--[if !(IE 7) | !(IE 8) ]><!-->
	<html lang="en-US">
<!--<![endif]--><head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, user-scalable=no">
<!-- <meta name="format-detection" content="telephone=no">-->

<title>Take Charge America- Nonprofit Credit Counseling &amp; Debt Management Services</title>
<link rel="dns-prefetch" href="//app.takechargeamerica.org" >

<link rel="dns-prefetch" href="//www.google-analytics.com">
<link rel="dns-prefetch" href="//www.googleadservices.com" >
<link rel='dns-prefetch' href='//apis.google.com' />
<link rel="dns-prefetch" href="//ajax.googleapis.com">
<link rel="dns-prefetch" href="//fonts.googleapis.com">

<link rel="dns-prefetch" href="//connect.facebook.net">
<link rel='dns-prefetch' href='//fast.wistia.com' />
<link rel='dns-prefetch' href='//app-ab06.marketo.com' />
<link rel='dns-prefetch' href='//polyfills.trustpilot.com' />
<link rel='dns-prefetch' href='//widget.trustpilot.com' />
<link rel='dns-prefetch' href='//youtube.com' />



<link rel="icon" type="image/png" href="/wp-content/themes/tca/images/favicon.ico">
<link rel="stylesheet" href="/wp-content/themes/tca/css/grid.css" />



<!--<link rel="stylesheet" href="/css/general.css" />-->

<!--[if lt IE 9]>
	<link rel="stylesheet" href="/wp-content/themes/tca/css/ie8.css" />
  <script src="//cdnjs.cloudflare.com/ajax/libs/html5shiv/3.6.2/html5shiv.js"></script>
  <script src="//s3.amazonaws.com/nwapi/nwmatcher/nwmatcher-1.2.5-min.js"></script>
  <script src="//html5base.googlecode.com/svn-history/r38/trunk/js/selectivizr-1.0.3b.js"></script>
  <script src="//cdnjs.cloudflare.com/ajax/libs/respond.js/1.1.0/respond.min.js"></script>
<![endif]-->

<!-- This site is optimized with the Yoast SEO plugin v12.4 - https://yoast.com/wordpress/plugins/seo/ -->
<meta name="description" content="Take Charge America is a nonprofit credit counseling agency provides credit counseling and debt management services to get you out of debt"/>
<meta name="robots" content="max-snippet:-1, max-image-preview:large, max-video-preview:-1"/>
<link rel="canonical" href="https://www.takechargeamerica.org/" />
<meta property="og:locale" content="en_US" />
<meta property="og:type" content="website" />
<meta property="og:title" content="Take Charge America- Nonprofit Credit Counseling &amp; Debt Management Services" />
<meta property="og:description" content="Take Charge America is a nonprofit credit counseling agency provides credit counseling and debt management services to get you out of debt" />
<meta property="og:url" content="https://www.takechargeamerica.org/" />
<meta property="og:site_name" content="Take Charge America" />
<script type='application/ld+json' class='yoast-schema-graph yoast-schema-graph--main'>{"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://www.takechargeamerica.org/#organization","name":"Take Charge America","url":"https://www.takechargeamerica.org/","sameAs":["https://www.facebook.com/TakeChargeAmerica","https://www.linkedin.com/company/take-charge-america-inc-?trk=biz-companies-cym","https://www.youtube.com/user/TakeChargeAmerica","https://www.pinterest.com/itakecharge/","https://twitter.com/tcasolutions"],"logo":{"@type":"ImageObject","@id":"https://www.takechargeamerica.org/#logo","url":"https://i0.wp.com/www.takechargeamerica.org/wp-content/uploads/take-charge-america-logo.png?fit=459%2C89&ssl=1","width":459,"height":89,"caption":"Take Charge America"},"image":{"@id":"https://www.takechargeamerica.org/#logo"}},{"@type":"WebSite","@id":"https://www.takechargeamerica.org/#website","url":"https://www.takechargeamerica.org/","name":"Take Charge America","publisher":{"@id":"https://www.takechargeamerica.org/#organization"},"potentialAction":{"@type":"SearchAction","target":"https://www.takechargeamerica.org/?s={search_term_string}","query-input":"required name=search_term_string"}},{"@type":"ImageObject","@id":"https://www.takechargeamerica.org/#primaryimage","url":"/wp-content/uploads/credit-counseling.png"},{"@type":"WebPage","@id":"https://www.takechargeamerica.org/#webpage","url":"https://www.takechargeamerica.org/","inLanguage":"en-US","name":"Take Charge America- Nonprofit Credit Counseling &amp; Debt Management Services","isPartOf":{"@id":"https://www.takechargeamerica.org/#website"},"about":{"@id":"https://www.takechargeamerica.org/#organization"},"primaryImageOfPage":{"@id":"https://www.takechargeamerica.org/#primaryimage"},"datePublished":"2014-04-24T09:41:19+00:00","dateModified":"2019-08-08T19:34:47+00:00","description":"Take Charge America is a nonprofit credit counseling agency provides credit counseling and debt management services to get you out of debt"}]}</script>
<!-- / Yoast SEO plugin. -->

<link rel='dns-prefetch' href='//s0.wp.com' />
<link rel='dns-prefetch' href='//s.w.org' />
<link rel='stylesheet' id='wpah-front-styles-css'  href='https://www.takechargeamerica.org/wp-content/plugins/wp-accessibility-helper/assets/css/wp-accessibility-helper.min.css?ver=5.2.4' type='text/css' media='all' />
<script type='text/javascript' src='https://www.takechargeamerica.org/wp-includes/js/jquery/jquery.js?ver=1.12.4-wp'></script>
<script type='text/javascript' src='https://www.takechargeamerica.org/wp-includes/js/jquery/jquery-migrate.min.js?ver=1.4.1'></script>
<link rel='https://api.w.org/' href='https://www.takechargeamerica.org/wp-json/' />
<link rel='shortlink' href='https://wp.me/P7sdKA-9' />
<link rel="alternate" type="application/json+oembed" href="https://www.takechargeamerica.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.takechargeamerica.org%2F" />
<link rel="alternate" type="text/xml+oembed" href="https://www.takechargeamerica.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.takechargeamerica.org%2F&#038;format=xml" />
<script type="text/javascript">
(function(url){
	if(/(?:Chrome\/26\.0\.1410\.63 Safari\/537\.31|WordfenceTestMonBot)/.test(navigator.userAgent)){ return; }
	var addEvent = function(evt, handler) {
		if (window.addEventListener) {
			document.addEventListener(evt, handler, false);
		} else if (window.attachEvent) {
			document.attachEvent('on' + evt, handler);
		}
	};
	var removeEvent = function(evt, handler) {
		if (window.removeEventListener) {
			document.removeEventListener(evt, handler, false);
		} else if (window.detachEvent) {
			document.detachEvent('on' + evt, handler);
		}
	};
	var evts = 'contextmenu dblclick drag dragend dragenter dragleave dragover dragstart drop keydown keypress keyup mousedown mousemove mouseout mouseover mouseup mousewheel scroll'.split(' ');
	var logHuman = function() {
		if (window.wfLogHumanRan) { return; }
		window.wfLogHumanRan = true;
		var wfscr = document.createElement('script');
		wfscr.type = 'text/javascript';
		wfscr.async = true;
		wfscr.src = url + '&r=' + Math.random();
		(document.getElementsByTagName('head')[0]||document.getElementsByTagName('body')[0]).appendChild(wfscr);
		for (var i = 0; i < evts.length; i++) {
			removeEvent(evts[i], logHuman);
		}
	};
	for (var i = 0; i < evts.length; i++) {
		addEvent(evts[i], logHuman);
	}
})('//www.takechargeamerica.org/?wordfence_lh=1&hid=7C087CD5F0F3507015B02B239E00AF63');
</script>
<link rel='dns-prefetch' href='//v0.wordpress.com'/>
<link rel='dns-prefetch' href='//i0.wp.com'/>
<link rel='dns-prefetch' href='//i1.wp.com'/>
<link rel='dns-prefetch' href='//i2.wp.com'/>
<style type='text/css'>img#wpstats{display:none}</style>			<style type="text/css">
				/* If html does not have either class, do not show lazy loaded images. */
				html:not( .jetpack-lazy-images-js-enabled ):not( .js ) .jetpack-lazy-image {
					display: none;
				}
			</style>
			<script>
				document.documentElement.classList.add(
					'jetpack-lazy-images-js-enabled'
				);
			</script>
		
	<script src="https://munchkin.marketo.net/munchkin.js"type="text/javascript" async></script>
    <script>Munchkin.init('715-VCG-874');</script>
    
<script>
  (function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){
  (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),
  m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)
  })(window,document,'script','//www.google-analytics.com/analytics.js','ga');

  ga('create', 'UA-1501731-2', 'auto');
  ga('send', 'pageview');
</script>

<!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-NF86BXK');</script>
<!-- End Google Tag Manager -->


<script async type="text/javascript" src="//widget.trustpilot.com/bootstrap/v5/tp.widget.bootstrap.min.js"></script>

	    <script>
    var TCAPageVars = {blog_id : '1', post_id : '9', first_level_post_id : '9', 	second_level_post_id : '0', first_level_menu_id : '', second_level_menu_id : '', blog_cat_id : '7', qna_cat_id : '8', fin_education_menu_id : '558', blog_menu_id : '66',qna_menu_id : '74', is_single : 0, is_category : 0, is_date : 0}	
    </script>


<!-- Facebook Pixel Code -->
<script>
	!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?
	n.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;
	n.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;
	t.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,
	document,'script','https://connect.facebook.net/en_US/fbevents.js');
	fbq('init', '1792815344311799'); // Insert your pixel ID here.
	fbq('track', 'PageView');
</script>
	
<noscript><img height="1" width="1" style="display:none"
src="https://www.facebook.com/tr?id=1792815344311799&ev=PageView&noscript=1"
/></noscript>
<!-- DO NOT MODIFY -->
<!-- End Facebook Pixel Code -->
	
<!-- this is the MAIN theme header -->
<script type="application/ld+json">
{
   "@context": "http://schema.org",
   "@type": "WebSite",
   "url": "https://www.takechargeamerica.org/",
   "potentialAction": {
     "@type": "SearchAction",
     "target": "https://www.takechargeamerica.org/?s={search_term_string}",
     "query-input": "required name=search_term_string"
   }
}
</script>	
</head>
<body class="home page-template-default page page-id-9 unknown wp-accessibility-helper accessibility-contrast_mode_on wah_fstype_rem accessibility-underline-setup accessibility-location-left group-blog masthead-fixed full-width grid" id="site_tca">
<!-- Google Tag Manager (noscript) -->
<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-NF86BXK"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<!-- End Google Tag Manager (noscript) -->

<div id="wrapper">
	<!--<a class='scroll-to-top scroll' href="#content-wrapper">
		<div class='icon global-up-arrow-icon'></div>
		<div class='text'>Back to Top</div>
	</a> -->

<!--BEGIN: Header-->
<!--<div class="popupTop" style="width:100%;height: 80px;
    text-align: center;
    padding: 20px;
    background: #e2e2e2;
    color: #ff0000; font-weight:bold;">Please note: Take Charge America’s phone system is temporarily unavailable due to a nationwide outage on behalf of our service provider. Please leave us a message and we will follow up with you as soon as possible.<br>
<a href="https://www.takechargeamerica.org/contact-us/">UPDATED 6/18/2019 15:19 MST Contact Us Here</a></div>
-->

<header id="header"  role="banner">
  <div class="row hide-for-small">
    <div class=" large-3 medium-5 columns"> <a href="https://www.takechargeamerica.org/" title="Take Charge America" rel="home"><img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/take-charge-america-logo.png" class="logo" title="Credit Counseling & Debt Management Services" alt="Credit Counseling & Debt Management Services" /></a> </div>
    <div class="large-6 medium-4 columns p-t10">&nbsp;</div>
    <div class="large-3 medium-3 columns p-t10">
      <div class="text-right"><a href="https://www.takechargeamerica.org/contact-us/" class="p-14x p-r20 no-line"><strong>Contact</strong></a><a href="https://mytca.org/" target="_blank" class="button top-appointment-btn">MyTCA Client Login</a></div>
      <div class="call-us light-blue letter-normal"><span class="call-label">Call Us</span>
		        <div class="h-24x"><span  > 866-528-0588</span></div>
      </div>
    </div>
  </div>
  
  <!--BEGIN: Mobile Menu -->
 

  
  <div class="row show-for-small">
    
    <div class="small-2 columns p-t20"> 
    	<a href="#menu-left">
    	<img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/mobile-menu-btn.png" alt="mobile menu button" /></a>
    </div>
    <div class="small-8 columns text-center"> 
    	<a href="https://www.takechargeamerica.org/" title="Take Charge America" rel="home">
        <img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/take-charge-america-logo.png" class="logo" title="Credit Counseling & Debt Management Services" alt="Credit Counseling & Debt Management Services" /></a> 
	</div>
   	
    <div class="small-2 columns text-right p-t20"> <a href="tel:866-528-0588">
    	<img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/mobile-call-btn.png" alt="mobile call button" /></a> 
    </div>
  
  </div>
  <!--END: Mobile Menu --> 
 
 
</header>
<div class="main-menu-wrapper hide-for-small" id="tnb-wrapper">
  
      	
  	<div id="cssmenu" class="menu-tnb-container"><ul id="menu-tnb" class="menu" role="menubar"><li id="menu-item-2009" class="no-underline menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub" aria-haspopup="true" aria-expanded="false"  tabindex="0"><a><span>Financial Education</span></a>
<ul class='secondLevel'>
	<li id="menu-item-75" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/financial-education/search-the-library/"><span>Search the Library</span></a></li>
	<li id="menu-item-66" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/financial-education/blog/"><span>Blog</span></a></li>
	<li id="menu-item-4627" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/financial-education/consumer-resources/"><span>Consumer Resources</span></a></li>
	<li id="menu-item-738" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://takechargeamerica.org/financial-education/teaching-resources/first-grade/"><span>Teaching Resources</span></a></li>
	<li id="menu-item-74" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/financial-education/qa-articles/"><span>Q&#038;A</span></a></li>
	<li id="menu-item-67" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/financial-education/finance-calculator/"><span>Calculators</span></a></li>
</ul>
</li>
<li id="menu-item-2010" class="no-underline menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub" aria-haspopup="true" aria-expanded="false"  tabindex="0"><a href="https://www.takechargeamerica.org/get-out-of-debt"><span>Debt Help</span></a>
<ul class='secondLevel'>
	<li id="menu-item-861" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/debt-help/credit-counseling/"><span>Credit Counseling</span></a></li>
	<li id="menu-item-401" class="no-underline menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub" aria-haspopup="true" aria-expanded="false"  tabindex="0"><a href="https://debthelp.takechargeamerica.org/"><span>Debt Management</span></a>
	<ul class='secondLevel'>
		<li id="menu-item-404" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://debthelp.takechargeamerica.org/"><span>Overview</span></a></li>
		<li id="menu-item-402" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://debthelp.takechargeamerica.org/how-it-works/"><span>How It Works</span></a></li>
		<li id="menu-item-403" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://debthelp.takechargeamerica.org/success-stories/"><span>Success Stories</span></a></li>
		<li id="menu-item-515" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://debthelp.takechargeamerica.org/faqs/"><span>FAQs</span></a></li>
	</ul>
</li>
	<li id="menu-item-62" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/debt-help/do-it-yourself/"><span>Do It Yourself</span></a></li>
	<li id="menu-item-549" class="no-underline menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub" aria-haspopup="true" aria-expanded="false"  tabindex="0"><a><span>Bankruptcy</span></a>
	<ul class='secondLevel'>
		<li id="menu-item-550" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://www.takechargeamerica.org/bankruptcy/"><span>Bankruptcy Overview</span></a></li>
		<li id="menu-item-551" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://www.takechargeamerica.org/bankruptcy-frequently-asked-questions/"><span>FAQs</span></a></li>
	</ul>
</li>
	<li id="menu-item-64" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/debt-help/debt-settlement/"><span>Debt Settlement</span></a></li>
</ul>
</li>
<li id="menu-item-500" class="no-underline menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub" aria-haspopup="true" aria-expanded="false"  tabindex="0"><a href="https://studentloans.takechargeamerica.org/"><span>Student Loan Support</span></a>
<ul class='secondLevel'>
	<li id="menu-item-470" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://studentloans.takechargeamerica.org/your-options/"><span>My Options</span></a></li>
	<li id="menu-item-473" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://studentloans.takechargeamerica.org/success-stories/"><span>Success Stories</span></a></li>
	<li id="menu-item-472" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://studentloans.takechargeamerica.org/faqs/"><span>FAQs</span></a></li>
	<li id="menu-item-1276" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://studentloans.takechargeamerica.org/resources"><span>Resources</span></a></li>
	<li id="menu-item-1431" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://studentloans.takechargeamerica.org/consumer-alert/"><span>Consumer Alerts</span></a></li>
	<li id="menu-item-1616" class="menu-item menu-item-type-custom menu-item-object-custom"><a href="https://studentloans.takechargeamerica.org/counselor-connect/"><span>Counselor Connect</span></a></li>
</ul>
</li>
<li id="menu-item-407" class="no-underline menu-item menu-item-type-custom menu-item-object-custom"><a href="https://www.takechargeamerica.org/housing-help/buy-a-home/"><span>Housing Help</span></a></li>
<li id="menu-item-50" class="no-underline menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children has-sub" aria-haspopup="true" aria-expanded="false"  tabindex="0"><a href="https://www.takechargeamerica.org/about-us/"><span>About Us</span></a>
<ul class='secondLevel'>
	<li id="menu-item-53" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/about-us/why-choose-tca/"><span>Why Choose TCA</span></a></li>
	<li id="menu-item-900" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/about-us/leadership/"><span>Leadership</span></a></li>
	<li id="menu-item-2011" class="no-underline menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub" aria-haspopup="true" aria-expanded="false"  tabindex="0"><a><span>Newsroom</span></a>
	<ul class='secondLevel'>
		<li id="menu-item-758" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/about-us/newsroom/"><span>Overview</span></a></li>
		<li id="menu-item-400" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/about-us/newsroom/press-releases/"><span>Press Releases</span></a></li>
		<li id="menu-item-399" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/about-us/newsroom/in-the-news/"><span>In the News</span></a></li>
	</ul>
</li>
	<li id="menu-item-51" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/about-us/careers/"><span>Careers</span></a></li>
	<li id="menu-item-442" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/about-us/education-partnerships/"><span>Education Partnerships</span></a></li>
	<li id="menu-item-1992" class="menu-item menu-item-type-post_type menu-item-object-page"><a href="https://www.takechargeamerica.org/reviews/"><span>Reviews</span></a></li>
</ul>
</li>
</ul></div>  
  <div class="clearfix"></div>
</div>
<!--END: Header--> 

<!--BEGIN: Content Wrapper-->
<div id="content-wrapper" >
<nav id="menu-left" class="mmenu ">
  <ul id="menu-mobile-menu" class="mobile-nav"><li id="menu-item-790" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-790"><a href="https://www.takechargeamerica.org/financial-education/">Financial Education</a>
<ul class="sub-menu">
	<li id="menu-item-806" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-806"><a href="https://www.takechargeamerica.org/financial-education/search-the-library/">Search the Library</a></li>
	<li id="menu-item-791" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-791"><a href="https://www.takechargeamerica.org/financial-education/blog/">Blog</a></li>
	<li id="menu-item-4628" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-4628"><a href="https://www.takechargeamerica.org/financial-education/consumer-resources/">Consumer Resources</a></li>
	<li id="menu-item-1730" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1730"><a href="https://takechargeamerica.org/financial-education/teaching-resources/first-grade/">Teaching Resources</a></li>
	<li id="menu-item-805" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-805"><a href="https://www.takechargeamerica.org/financial-education/qa-articles/">Q&#038;A Articles</a></li>
	<li id="menu-item-792" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-792"><a href="https://www.takechargeamerica.org/financial-education/finance-calculator/">Calculators</a></li>
</ul>
</li>
<li id="menu-item-785" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-785"><a href="https://www.takechargeamerica.org/debt-help/">Debt Help</a>
<ul class="sub-menu">
	<li id="menu-item-788" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-788"><a href="https://www.takechargeamerica.org/debt-help/my-options/">Debt Help Options</a></li>
	<li id="menu-item-862" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-862"><a href="https://www.takechargeamerica.org/debt-help/credit-counseling/">Credit Counseling</a></li>
	<li id="menu-item-829" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-829"><a href="https://debthelp.takechargeamerica.org/">Debt Management</a>
	<ul class="sub-menu">
		<li id="menu-item-830" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-830"><a href="https://debthelp.takechargeamerica.org/">Overview</a></li>
		<li id="menu-item-831" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-831"><a href="https://debthelp.takechargeamerica.org/how-it-works/">How It Works</a></li>
		<li id="menu-item-832" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-832"><a href="https://debthelp.takechargeamerica.org/success-stories/">Success Stories</a></li>
		<li id="menu-item-833" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-833"><a href="https://debthelp.takechargeamerica.org/faqs/">FAQs</a></li>
	</ul>
</li>
	<li id="menu-item-787" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-787"><a href="https://www.takechargeamerica.org/debt-help/do-it-yourself/">Do It Yourself</a></li>
	<li id="menu-item-834" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-834"><a href="https://www.takechargeamerica.org/bankruptcy/">Bankruptcy</a>
	<ul class="sub-menu">
		<li id="menu-item-835" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-835"><a href="https://www.takechargeamerica.org/bankruptcy/">Overview</a></li>
		<li id="menu-item-836" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-836"><a href="https://www.takechargeamerica.org/bankruptcy-frequently-asked-questions/">FAQs</a></li>
	</ul>
</li>
	<li id="menu-item-786" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786"><a href="https://www.takechargeamerica.org/debt-help/debt-settlement/">Debt Settlement</a></li>
</ul>
</li>
<li id="menu-item-837" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-837"><a href="https://studentloans.takechargeamerica.org/">Student Loan Support</a>
<ul class="sub-menu">
	<li id="menu-item-838" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-838"><a href="https://studentloans.takechargeamerica.org/">Overview</a></li>
	<li id="menu-item-839" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-839"><a href="https://studentloans.takechargeamerica.org/your-options/">My Options</a></li>
	<li id="menu-item-840" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-840"><a href="https://studentloans.takechargeamerica.org/how-we-help-2/">How We Help</a></li>
	<li id="menu-item-841" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-841"><a href="https://studentloans.takechargeamerica.org/success-stories/">Success Stories</a></li>
	<li id="menu-item-842" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-842"><a href="https://studentloans.takechargeamerica.org/faqs/">FAQs</a></li>
	<li id="menu-item-1275" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1275"><a href="https://studentloans.takechargeamerica.org/resources">Resources</a></li>
	<li id="menu-item-1606" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1606"><a href="https://studentloans.takechargeamerica.org/consumer-alert/">Consumer Alerts</a></li>
	<li id="menu-item-1615" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1615"><a href="https://studentloans.takechargeamerica.org/counselor-connect/">Counselor Connect</a></li>
</ul>
</li>
<li id="menu-item-844" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-844"><a href="https://www.takechargeamerica.org/housing-help/buy-a-home/">Housing Help</a></li>
<li id="menu-item-774" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-774"><a href="https://www.takechargeamerica.org/about-us/">About Us</a>
<ul class="sub-menu">
	<li id="menu-item-851" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-851"><a href="https://www.takechargeamerica.org/about-us/">Overview</a></li>
	<li id="menu-item-781" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-781"><a href="https://www.takechargeamerica.org/about-us/why-choose-tca/">Why Choose TCA</a></li>
	<li id="menu-item-1605" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1605"><a href="https://www.takechargeamerica.org/about-us/leadership/">Leadership</a></li>
	<li id="menu-item-778" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-778"><a href="https://www.takechargeamerica.org/about-us/newsroom/">Newsroom</a>
	<ul class="sub-menu">
		<li id="menu-item-852" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-852"><a href="https://www.takechargeamerica.org/about-us/newsroom/">Overview</a></li>
		<li id="menu-item-780" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-780"><a href="https://www.takechargeamerica.org/about-us/newsroom/press-releases/">Press Releases</a></li>
		<li id="menu-item-779" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-779"><a href="https://www.takechargeamerica.org/about-us/newsroom/in-the-news/">In the News</a></li>
	</ul>
</li>
	<li id="menu-item-775" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-775"><a href="https://www.takechargeamerica.org/about-us/careers/">Careers</a></li>
	<li id="menu-item-776" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-776"><a href="https://www.takechargeamerica.org/about-us/education-partnerships/">Education Partnerships</a></li>
</ul>
</li>
<li id="menu-item-853" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-853"><a href="https://www.takechargeamerica.org/contact-us/">Contact Us</a></li>
</ul></nav>


 <div id="page-banner"><div class="row">	
<div class="medium-7 columns p-t50 p-b30">
	<div class="row">
		<div class="medium-9 columns">
		<h1 class="h-40x white home-title"><strong>Financial Stress Ends Here</strong></h1>
		<p class="p-18x white">Ready to get out of debt? You’re in the right place! Let us help you discover the options to overcome credit card debt, pay back student loans or tackle housing issues.</p>
							<ul class="tick-list">
								<li>Help with credit card, student loan &amp; housing debt</li>
								<li>Compassionate help from certified counselors</li>
								<li>Free financial review</li>
                                <li>Solutions to fit your budget</li>
							</ul>		
		</div>
		</div>
		<div class="text-right hide-for-small"><img class="satisfaction-img" src="https://www.takechargeamerica.org/wp-content/themes/tca/images/satisfaction-logo.png" /></div>
		<strong class="white p-20x">AS SEEN ON</strong>
<section id="as-seen-on" class=" m-t10"> <img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/abc-logo.png" alt="as seen on ABC" /> <img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/nbc-logo.png" alt="as seen on nbc"/> <img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/eye-logo.png" alt="as seen on CBS"/> <img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/wall-street-logo.png" alt="as seen in the wall street journal"/> <img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/msn-money-logo.png"  alt="as seen on  MSN"/> <img src="https://www.takechargeamerica.org/wp-content/themes/tca/images/fox-news-logo.png"  alt="as seen on FOX news"/> </section>
    
	</div>
	<div class="medium-5 columns p-t50">
		<!-- <link href="//app.takechargeamerica.org/styles/koinepopup" rel="stylesheet" type="text/css" /> -->
<div id="crm-form" class="form-block">		
    		<div data-form-container='webapp'>
                     <!--<h2 class="text-center">Call <span data-promo-phone-number></span></h2>-->
                  <h2 class="text-center" >Call <a style="text-decoration:none; color:#43b7d7;" href="tel:+1-866-528-0588">866-528-0588</a></h2>
		<div class="text-center h-30x">Or schedule a call now</div>
                <div class="show-for-small p-t10"></div>
			<!-- Optional: this div will be made visible if errors are present when submitting the form. -->
        <div class=""><div class="validation-list text-center">            
            <span>Please complete the required fields to continue.</span>
        </div>
                <form >
				<input value="en" name="language" type="hidden" />
                <input value="tca-home" name="experimentView" id="experimentView" type="hidden" />
				<div class="row m-t20">
                    <div class="large-6 medium-12 columns"><label>First Name <span data-error-show="FirstName" class="red">*</span></label><input type="text" name="FirstName" id="FirstName"/> </div>
					<div class="large-6 medium-12 columns"><label>Last Name <span data-error-show="LastName" class="red">*</span></label><input type="text" name="LastName" id="LastName" /> </div>
                </div>
				<div class="row">
					<div class="large-6 medium-12 columns"><label>Email <span data-error-show="Email" class="red">*</span></label><input type="text" name="Email" id="Email" placeholder="youremail@domain.com" /> </div>
					<div class="large-6 medium-12 columns"><label>Phone <span data-error-show="PhoneNumber" class="red">*</span></label><input type="text" name="PhoneNumber" id="PhoneNumber" placeholder="555-555-5555" /> </div>	
                </div>
				<div class="row">
					<div class="large-6 medium-12 columns">
						<label>State <span data-error-show="StateId" class="red">*</span></label>
						<div class="relative">
                            <select name="StateId" id="StateId" class="JQselect full-width"></select>							
						</div>
					</div>	
					<div class="large-6 medium-12 columns" data-show='call-now'>
					<label>Best Time to Call</label>
					<div class="row m-t5">
						<div class="large-12 medium-12 columns p-16x"> <span class="p-r20">
							<input type="radio" name="CallNow" id="CallNow" value="true" checked="checked" />
                            <span class="nowbutton">Now</span></span>
							<input type="radio" name="CallNow" id="CallLater" value="false" data-popup-role="show-scheduler" />
                            <span class="laterbutton">Later</span> </div>
					</div>
					</div>			
				</div>
				<div class="text-center p-t20">
					<input type="submit" value="Schedule a Call" class="button large" id="submitWebApp" data-submit-form="webapp" data-wait-text="Working..." onclick="Validations.CRM();" />
					</div>				
                </form>
            
                </div>
    </div>
    
    <div class="trustpilot-widget" data-locale="en-US" data-template-id="5418015fb0d04a0c9cf721f2" data-businessunit-id="5512ec7a0000ff00057e4a10" data-style-height="30px" data-style-width="100%" data-theme="light" data-stars="4,5"></div><div align="center" style="width:100%;"><img src="/wp-content/themes/tca/images/TP-Logo.png"/></div>
		</div>

<div id="schedule-popup" class="popup modal" data-form-value='webapp'>
	<select id="TimeZone" tabindex="1" name="ClientTimeZoneId"></select>
	<select id="DateToCall" tabindex="2" name="DateToCall"></select>
	<select id="CallTimeRange" tabindex="3" name="CallTimeRange"></select>
	<input id="submitSchedule" type="submit" value="Schedule a Call" data-popup-role="hide" data-submit-form="webapp" class="button large m-t10" />
</div>	

<div data-success-container="webapp" class="form-block " style="display:none;">
        <!-- begin confirmation contents -->
        <!-- NOTE: these contents may be completely re-worded and styled as desired.  -->
    	<h2 class="text-center">Congratulations!</h2>
    <div class="p-l20 p-14x GTMvis" id="GTMsucess">
            <p>You have completed the first step toward being debt free! </p>
            <p>A certified credit counselor will call to provide your free debt review on:
                    <br />
                <strong><span data-success-value="CallBackDateDisplay"></span><br />
                    <span data-success-value="CallBackTimeDisplay"></span></strong>
            </p>
            <p>If you have any immediate questions or concerns, please feel free to contact us at <span data-success-value="PromoPhoneNumber"></span>.</p>
            <p>Please provide reference number <strong><span data-success-value="ClientId"></span></strong> to your counselor.</p>
        </div>
        <!-- end of confirmation contents -->
    </div>

<script language="javascript" type="text/javascript">
	jQuery(document).ready(function(e) {
			jQuery("#PhoneNumber").mask("(999) 999-9999");
	
	});
 </script>
<!-- Google Code for TCA Leads Conversion Page -->
<script type="text/javascript">
/* <![CDATA[ */
var google_conversion_id = 1070544794;
var google_conversion_language = "en";
var google_conversion_format = "1";
var google_conversion_color = "666666";
var google_conversion_label = "xU6gCOKvPxCa77z-Aw";
var google_conversion_value = 1.000000;
var google_remarketing_only = false;
/* ]]> */
</script>
<script type="text/javascript" data-gglx-src="//www.googleadservices.com/pagead/conversion.js"></script>
<script src="//app.takechargeamerica.org/bundles/scripts/tcawebapp"></script><div class="shortcode-manager"></div>	</div>
</div><div class="shortcode-manager"></div></div>
<div id="content" role="main">
	<div class="row">
		<div class="medium-12 columns">
        <div class="shortcode-manager"></div>        
			<div class="row">
<div class="medium-7 columns p-r50">
<h1 class="m-tb20 h-40x">How We Help People</h1>
<ul class="medium-block-grid-2 small-block-grid-1">
<li>
<div class="row">
<div class="small-4 columns text-center"><a href="https://www.takechargeamerica.org/debt-help/credit-counseling/"><img class="m-t20 jetpack-lazy-image" src="/wp-content/uploads/credit-counseling.png" alt="Credit counseling" data-lazy-src="/wp-content/uploads/credit-counseling.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="m-t20" src="/wp-content/uploads/credit-counseling.png" alt="Credit counseling" /></noscript></a></div>
<div class="small-8 columns ">
<p><strong class="p-18x"><a href="https://www.takechargeamerica.org/debt-help/credit-counseling/">Credit Counseling</a></strong></p>
<p class="p-16x">We can provide you with tools, knowledge and a customized budget to help you reach your goals.</p>
</div>
</div>
</li>
<li>
<div class="row">
<div class="small-4 columns text-center"><a href="http://debthelp.takechargeamerica.org"><img class="m-t20 jetpack-lazy-image" src="/wp-content/uploads/managment.png" alt="Debt management help" data-lazy-src="/wp-content/uploads/managment.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="m-t20" src="/wp-content/uploads/managment.png" alt="Debt management help" /></noscript></a></div>
<div class="small-8 columns">
<p><strong class="p-18x"><a href="http://debthelp.takechargeamerica.org">Debt Help</a></strong></p>
<p class="p-16x">We have real solutions for real people with serious debt challenges. Support, compassion and education can be found here.</p>
</div>
</div>
</li>
<li>
<div class="row">
<div class="small-4 columns text-center"><a href="http://studentloans.takechargeamerica.org"><img class="m-t20 jetpack-lazy-image" src="/wp-content/uploads/student.png" alt="student loan help" data-lazy-src="/wp-content/uploads/student.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="m-t20" src="/wp-content/uploads/student.png" alt="student loan help" /></noscript></a></div>
<div class="small-8 columns">
<p><strong class="p-18x"><a href="http://studentloans.takechargeamerica.org">Student Loan Counseling</a></strong></p>
<p class="p-16x">Our specially trained student loan counselors can help you identify the right solution for paying off your debt.</p>
</div>
</div>
</li>
<li>
<div class="row">
<div class="small-4 columns text-center"><a href="http://housinghelp.takechargeamerica.org"><img class="m-t20 jetpack-lazy-image" src="/wp-content/uploads/housing.png" alt="Housing Help" data-lazy-src="/wp-content/uploads/housing.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="m-t20" src="/wp-content/uploads/housing.png" alt="Housing Help" /></noscript></a></div>
<div class="small-8 columns">
<p><strong class="p-18x"><a href="http://housinghelp.takechargeamerica.org">Housing Counseling</a></strong></p>
<p class="p-16x">We empower and educate prospective homebuyers, helping many of them qualify for down payment assistance. </p>
</div>
</div>
</li>
</ul>
</div>
<div class="medium-5 columns p-t30 p-b40">
<p class="h-20x"><strong>Get to Know Take Charge America</strong></p>
<div id="wistia-thumb" style="display:block;">
	<img style="height: 100%; object-fit: contain; width: 100%;" src="https://i0.wp.com/www.takechargeamerica.org/wp-content/uploads/wistia-home-thumb.jpg?w=474&#038;ssl=1" alt data-recalc-dims="1" data-lazy-src="https://i0.wp.com/www.takechargeamerica.org/wp-content/uploads/wistia-home-thumb.jpg?w=474&amp;is-pending-load=1#038;ssl=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class=" jetpack-lazy-image"><noscript><img style="height: 100%; object-fit: contain; width: 100%;" src="https://i0.wp.com/www.takechargeamerica.org/wp-content/uploads/wistia-home-thumb.jpg?w=474&#038;ssl=1" alt="" data-recalc-dims="1" /></noscript>
</div>
<div id="wistia-show" style="display:none; background:#000000;">
<div class="wistia_responsive_padding" style="padding: 56.25% 0 0 0; position: relative;">
<div class="wistia_responsive_wrapper" style="height: 100%; left: 0; position: absolute; top: 0; width: 100%;">
<div class="wistia_embed wistia_async_fc5wr835s8 videoFoam=true autoPlay=true" style="height: 100%; position: relative; width: 100%;">
                <div class="wistia_swatch" style="height: 100%; left: 0; opacity: 0; overflow: hidden; position: absolute; top: 0; transition: opacity 200ms; width: 100%;">
                    
<img style="filter: blur(5px); height: 100%; object-fit: contain; width: 100%;" src="https://fast.wistia.com/embed/medias/fc5wr835s8/swatch" alt data-lazy-src="https://fast.wistia.com/embed/medias/fc5wr835s8/swatch?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class=" jetpack-lazy-image"><noscript><img style="filter: blur(5px); height: 100%; object-fit: contain; width: 100%;" src="https://fast.wistia.com/embed/medias/fc5wr835s8/swatch" alt="" /></noscript>
                
                </div>
            </div>
</p></div>
</p></div>
</div>
<p><script>
jQuery("#wistia-thumb").click(function(){
  jQuery.getScript("https://fast.wistia.com/embed/medias/fc5wr835s8.jsonp");
  jQuery.getScript("https://fast.wistia.com/assets/external/E-v1.js");
 jQuery("#wistia-thumb").toggle();
 jQuery("#wistia-show").toggle();
});</script></p>
</div>
</div>
<div class="row eq-col-child">
<div class="medium-4 columns">
<section class="cta-box eq-children">
<h2 class="h-24x"><a class="white" href="https://www.takechargeamerica.org/financial-education/search-the-library/">Education</a></h2>
<p class="m-tb5 p-18x">Everything you need to know</p>
<p class="p-14x">Financial education is a major component of all our services. We provide educational tools and resources to help you achieve financial independence now and in the future.</p>
<ul class="white-circle p-16x p-l50 m-b0 m-t20">
<li><a class="white" href="https://www.takechargeamerica.org/financial-education/qa-articles/">Helpful Articles</a></li>
<li><a class="white" href="https://www.takechargeamerica.org/financial-education/finance-calculator/">Financial Calculators</a></li>
<li><a class="white" href="https://www.takechargeamerica.org/financial-education/teaching-resources/first-grade/">Lesson Plans for Teachers</a></li>
</ul>
<div class="text-right"><a href="https://www.takechargeamerica.org/financial-education/search-the-library/" class="button tiny button-white m-b0">Learn More</a></div>
</section>
</div>
<div class="medium-4 columns">
<section class="eq-children">
<ul class="medium-block-grid-2 small-block-grid-2">
<li><img src="/wp-content/uploads/client.png" alt="99% client satisfaction" data-lazy-src="/wp-content/uploads/client.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class=" jetpack-lazy-image"><noscript><img src="/wp-content/uploads/client.png" alt="99% client satisfaction" /></noscript></li>
<li><img src="/wp-content/uploads/bbb.png" alt="Better Business Bureau approved member" data-lazy-src="/wp-content/uploads/bbb.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class=" jetpack-lazy-image"><noscript><img src="/wp-content/uploads/bbb.png" alt="Better Business Bureau approved member" /></noscript></li>
<li class="p-b0"><img src="/wp-content/uploads/25plusyear.png" alt="Nonprofit organization for over 25 years" data-lazy-src="/wp-content/uploads/25plusyear.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class=" jetpack-lazy-image"><noscript><img src="/wp-content/uploads/25plusyear.png" alt="Nonprofit organization for over 25 years" /></noscript></li>
<li class="p-b0"><img src="/wp-content/uploads/nonprofit.png" alt="501(3)c Nonprofit organization " data-lazy-src="/wp-content/uploads/nonprofit.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class=" jetpack-lazy-image"><noscript><img src="/wp-content/uploads/nonprofit.png" alt="501(3)c Nonprofit organization " /></noscript></li>
</ul>
</section>
</div>
<div class="medium-4 columns">
<section class="cta-box eq-children"><div id="cta-testimonials">
    <h2 class="h-24x">Testimonials</h2>
<div style="color:#ffffff;" class="trustpilot-widget" data-locale="en-US" data-template-id="54ad5defc6454f065c28af8b" data-businessunit-id="5512ec7a0000ff00057e4a10" data-style-height="220px" data-style-width="100%" data-theme="dark" data-stars="4,5"></div>
</div>	


<!--<h2 class="h-24x">Testimonials</h2>
    <div id="testimonial-slider">
        <ul class="slides">
            <li class="slide">
                <p class="p-t50 p-18x"><img class="left-mark jetpack-lazy-image" src="/images/left-mark.png" data-lazy-src="/images/left-mark.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="left-mark" src="/images/left-mark.png" /></noscript>We really appreciated your help and guidance these past few years. We have no more debt and plan to keep it that way!<img class="right-mark jetpack-lazy-image" src="/images/right-mark.png" data-lazy-src="/images/right-mark.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="right-mark" src="/images/right-mark.png" /></noscript></p>
                <div class="text-right p-r30 m-b10 p-14x">Kim N</div>
            </li>
            <li class="slide">
                <p class="p-t50 p-18x"><img class="left-mark jetpack-lazy-image" src="/images/left-mark.png" data-lazy-src="/images/left-mark.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="left-mark" src="/images/left-mark.png" /></noscript>I would recommend Take Charge America to anyone whose debt has become unmanageable!<img class="right-mark jetpack-lazy-image" src="/images/right-mark.png" data-lazy-src="/images/right-mark.png?is-pending-load=1" srcset="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7"><noscript><img class="right-mark" src="/images/right-mark.png" /></noscript></p>
                <div class="text-right p-r30 m-b10 p-14x">Kristyanna T</div>
            </li>
        </ul>
    </div>
    <div class="text-center"><a href="http://debthelp.takechargeamerica.org/success-stories/ " class="button tiny button-white">Read More</a></div>--><div class="shortcode-manager"></div></section>
</div>
</div>
		</div>
	</div>
</div>
</div>
<!--END: Content Wrapper-->
	
	<!--BEGIN: Footer-->
	<footer id="footer" class="sticky-stopper" role="contentinfo">
		<div class="row">
			<div class="medium-6 columns">
					
            
			<ul class="medium-block-grid-4 small-block-grid-1 hide-for-small">
				<li><span class="p-20x">ABOUT TCA</span><ul id="footer-main-nav" class=""><li id="menu-item-88" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-88"><a href="https://www.takechargeamerica.org/about-us/">Overview</a></li>
<li id="menu-item-589" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-589"><a href="https://www.takechargeamerica.org/about-us/why-choose-tca/">Why Choose TCA</a></li>
<li id="menu-item-899" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-899"><a href="https://www.takechargeamerica.org/about-us/leadership/">Leadership</a></li>
<li id="menu-item-560" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-560"><a href="https://www.takechargeamerica.org/about-us/newsroom/">Newsroom</a></li>
<li id="menu-item-587" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-587"><a href="https://www.takechargeamerica.org/about-us/careers/">Careers</a></li>
<li id="menu-item-588" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-588"><a href="https://www.takechargeamerica.org/about-us/education-partnerships/">Education Partnerships</a></li>
<li id="menu-item-592" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-592"><a href="https://www.takechargeamerica.org/sitemap/">Sitemap</a></li>
<li id="menu-item-1993" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1993"><a href="https://www.takechargeamerica.org/reviews/">Reviews</a></li>
</ul></li>
				<li><span class="p-20x">SERVICES</span><ul id="footer-main-nav" class=""><li id="menu-item-91" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-91"><a href="https://www.takechargeamerica.org/debt-help/">Debt Help</a></li>
<li id="menu-item-452" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-452"><a href="https://debthelp.takechargeamerica.org/">Debt Management</a></li>
<li id="menu-item-451" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-451"><a href="https://takechargeamerica.org/housing-help">Housing Help</a></li>
<li id="menu-item-561" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-561"><a href="https://www.takechargeamerica.org/bankruptcy">Bankruptcy</a></li>
<li id="menu-item-766" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-766"><a href="https://studentloans.takechargeamerica.org/">Student Loan Support</a></li>
<li id="menu-item-3074" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-3074"><a href="https://cc.takechargeamerica.org/home/shortregistration">Continue Counseling Session</a></li>
</ul></li>
				<li><span class="p-20x">EDUCATION</span><ul id="footer-main-nav" class=""><li id="menu-item-2587" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-2587"><a href="https://www.takechargeamerica.org/financial-education/search-the-library/">Financial Education</a></li>
<li id="menu-item-90" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-90"><a href="https://www.takechargeamerica.org/financial-education/finance-calculator/">Financial Calculators</a></li>
<li id="menu-item-739" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-739"><a href="https://takechargeamerica.org/financial-education/teaching-resources/first-grade/">Teaching Resources</a></li>
<li id="menu-item-563" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-563"><a href="https://www.takechargeamerica.org/financial-education/qa-articles/">Q&#038;A</a></li>
<li id="menu-item-562" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-562"><a href="https://www.takechargeamerica.org/financial-education/blog/">Blog</a></li>
<li id="menu-item-857" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-857"><a href="https://www.takechargeamerica.org/financial-education/consumer-resources/">Consumer Resources</a></li>
</ul></li>
				<!--<li><span class="p-20x">MISCELLANEOUS</span></li>-->
 
			</ul>
				
			</div>
<div class="medium-3 columns">
<span class="p-20x">NEWSLETTER SIGN UP</span><br/>
<p style="font-size:14px; margin-bottom:5px;margin-top:10px;">Enter your email address below to receive our Money Maximizer newsletter.</p>

<script src="//app-ab06.marketo.com/js/forms2/js/forms2.min.js"></script>

<form id="mktoForm_1363" ></form>

<script> MktoForms2.loadForm("//app-ab06.marketo.com", "715-VCG-874", 1363, function (form){
		form.onSuccess(function(){
			document.getElementById('confirmform').style.visibility = 'visible';
			document.getElementById('mktoForm_1363').style.display = 'none';
				return false;			
			});
});</script>

<div id="confirmform" style="visibility:hidden;"><p><strong>Thank you for subscribing.</strong></p></div>
<!-- THIS IS IN THE HEADER 
<script src="https://munchkin.marketo.net/munchkin.js"type="text/javascript"></script>
<script>Munchkin.init('715-VCG-874');</script>   -->

</div>
			
			<div class="large-2 medium-3 columns">
			 <div class="p-20x p-l10">SOCIAL</div>
			 <div class="social_media">
<ul class="medium-block-grid-3 small-block-grid-9 p-r50">
<li><a href="https://www.facebook.com/TakeChargeAmerica" target="_blank"><div class="bg-facebook_icon" ></div></a></li>
<li><a href="https://www.youtube.com/user/TakeChargeAmerica" target="_blank"><div class="bg-youtube_icon" ></div></a></li>
<li class="hide-for-small"><a href="https://www.takechargeamerica.org/financial-education/blog/"><div class="bg-rss_icon" ></div></a></li>
<li><a href="https://www.pinterest.com/itakecharge/" target="_blank"><div class="bg-pinterest_icon" ></div></a></li>
<li><a href="https://twitter.com/tcasolutions" target="_blank"><div class="bg-twitter_icon " ></div></a></li>
<li><a href="https://www.linkedin.com/company/take-charge-america-inc-?trk=biz-companies-cym" target="_blank"> <div class="bg-linkedIn_icon "></div> </a></li>
</ul>
			</div>				
			</div>						
		</div>

		<div class="row"><div  id="copyright-tca" class="medium-12 small-8 columns white p-t20">
		<div class=" h-24x "><a class="light-blue no-line" href="https://www.takechargeamerica.org/" target="_blank"><strong>TakeChargeAmerica.org</strong></a></div>
		<div class="p-14x">Copyright &copy; 2019  Take Charge America, Inc.  |  20620 North 19th Avenue, Phoenix, Arizona 85027 | <a class="no-line white" href="https://www.takechargeamerica.org/state-disclosures/">State Disclosures</a> | <a class=" no-line white" href="https://www.takechargeamerica.org/terms-of-use/">Terms of Use</a> | <a class="no-line white" href="https://www.takechargeamerica.org/wp-content/uploads/PrivacyPolicy_04-19.pdf">Consumer Privacy Policy</a> | <a class="no-line white" href="https://www.takechargeamerica.org/privacy-policy/">Online Privacy Policy</a> | <a class="no-line white" href="https://www.takechargeamerica.org/partners/">Partners</a><br />501 (c) (3) Nonprofit Financial Education.  |  All rights reserved.</div>
		<div class="row">
		<div class="medium-12 small-8 columns p-t30">
			<figure class="text-center">
			<!--<img class="p-r40" src="//tcaimages.org/public/footer/BBB-white.png" />
			<img class="p-r40" src="//tcaimages.org/public/footer/FCAA-logo-white.png" />
			<img class="p-r40" src="https://www.takechargeamerica.org/wp-content/themes/tca/images/COA-logo.png" />
			<img class="p-r40" src="//tcaimages.org/public/footer/nfcc-member-white.png" />-->
            	<div class="bg-BBB_white m-r40"></div>
            <div class="bg-FCAA_logo_white m-r40"></div>
            <div class="bg-COA_logo m-r40"></div>
            <div class="bg-nfcc_member_white m-r40"></div>
            </figure>
		</div></div></div></div>
	</footer>
	<!--END: Footer-->
</div>
     <span class="rating-desc" itemscope="" itemtype="//schema.org/Service">
     <span itemprop="name">Take Charge America</span>
     <span itemprop="aggregateRating" itemscope="" itemtype="//schema.org/AggregateRating">- Rated <span itemprop="ratingValue">
     <strong>4.9</strong></span>
     <strong>/ 5 </strong>based on <span itemprop="reviewCount">
     <strong>834</strong></span> reviews. | <a style="color:#ffffff" class="ratings" target="_blank" href="https://www.trustpilot.com/review/www.takechargeamerica.org?">Review Us On Trustpilot.com</a> </span></span>
	
	
<div id="wp_access_helper_container" class="accessability_container dark_theme">
    <!-- WP Accessibility Helper (WAH) - https://wordpress.org/plugins/wp-accessibility-helper/ -->
	<!-- Official plugin website - https://accessibility-helper.co.il -->
        
            <button type="button" class="wahout aicon_link"
                accesskey="z"
                aria-label="Accessibility Helper sidebar"
                title="Accessibility Helper sidebar">
                <img src="https://www.takechargeamerica.org/wp-content/uploads/handi.png"
                    alt="Accessibility" class="aicon_image" />
            </button>
            <div id="access_container" aria-hidden="false">
                <button tabindex="-1" type="button" class="close_container wahout"
                    accesskey="x"
                    aria-label="Close"
                    title="Close">
                    Close
                </button>
                <div class="access_container_inner">
                    <div class="a_module wah_font_resize">
            <div class="a_module_title">Font Resize</div>
            <div class="a_module_exe font_resizer">
                <button tabindex="-1" type="button" class="wah-action-button smaller wahout" title="smaller font size"
                    aria-label="smaller font size">A-</button>
                <button tabindex="-1" type="button" class="wah-action-button larger wahout" title="larger font size"
                    aria-label="larger font size">A+</button>
            </div>
        </div><div class="a_module wah_keyboard_navigation">
            <div class="a_module_exe">
                <button tabindex="-1" type="button" class="wah-action-button wahout wah-call-keyboard-navigation"
                aria-label="Keyboard navigation" title="Keyboard navigation">Keyboard navigation</button>
            </div>
        </div><div class="a_module wah_contrast_trigger">
                <div class="a_module_title">Contrast</div>
                <div class="a_module_exe">
                    <button tabindex="-1" type="button" id="contrast_trigger" class="contrast_trigger wah-action-button wahout wah-call-contrast-trigger" title="Contrast">Choose color</button>
                    <div class="color_selector" aria-hidden="true">
                        <button type="button" class="convar black wahout" data-bgcolor="#000" data-color="#FFF"
                        title="black">black</button>
                        <button type="button" class="convar white wahout" data-bgcolor="#FFF" data-color="#000"
                        title="white">white</button>
                        <button type="button" class="convar green wahout" data-bgcolor="#00FF21" data-color="#000"
                        title="green">green</button>
                        <button type="button" class="convar blue wahout" data-bgcolor="#0FF" data-color="#000"
                        title="blue">blue</button>
                        <button type="button" class="convar red wahout" data-bgcolor="#F00" data-color="#000"
                        title="red">red</button>
                        <button type="button" class="convar orange wahout" data-bgcolor="#FF6A00" data-color="#000" title="orange">orange</button>
                        <button type="button" class="convar yellow wahout" data-bgcolor="#FFD800" data-color="#000"
                        title="yellow">yellow</button>
                        <button type="button" class="convar navi wahout" data-bgcolor="#B200FF" data-color="#000"
                        title="navi">navi</button>
                    </div>
                </div>
            </div><div class="a_module wah_underline_links">
            <div class="a_module_exe">
                <button tabindex="-1" type="button" class="wah-action-button wahout wah-call-underline-links" aria-label="Underline links" title="Underline links">Underline links</button>
            </div>
        </div><div class="a_module wah_highlight_links">
            <div class="a_module_exe">
                <button tabindex="-1" type="button" class="wah-action-button wahout wah-call-highlight-links" aria-label="Highlight Links" title="Highlight Links">Highlight Links</button>
            </div>
        </div><div class="a_module wah_greyscale">
            <div class="a_module_exe">
                <button tabindex="-1" type="button" id="greyscale" class="greyscale wah-action-button wahout wah-call-greyscale"
                aria-label="Images Greyscale" title="Images Greyscale">Images Greyscale</button>
            </div>
        </div><div class="a_module wah_invert">
            <div class="a_module_exe">
                <button tabindex="-1" type="button" class="wah-action-button wahout wah-call-invert"
                aria-label="Invert Colors" title="Invert Colors">Invert Colors</button>
            </div>
        </div><div class="a_module wah_remove_animations">
            <div class="a_module_exe">
                <button tabindex="-1" type="button" accesskey="a" class="wah-action-button wahout wah-call-remove-animations"
                aria-label="Remove Animations" title="Remove Animations">Remove Animations</button>
            </div>
        </div><div class="a_module wah_clear_cookies">
            <div class="a_module_exe">
                <button tabindex="-1" type="button" class="wah-action-button wahout wah-call-clear-cookies"
                aria-label="Reset Settings" title="Reset Settings">Reset Settings</button>
            </div>
        </div>
                    
    <button type="button" title="Close sidebar" class="wah-skip close-wah-sidebar">
        Close
    </button>

                </div>
            </div>
            

<script type="text/javascript">
    var roleLink = 1;
    
    
    
    
    
    
    
    
    
</script>

<style>
    
        @media only screen and (max-width: 480px) {div#wp_access_helper_container {display: none;}}
    body .accessability_container * {
    background: none !important; 
    color: #fff !important;
}
body .accessability_container{
    top: 98px !important;
}


</style>




        
    <!-- WP Accessibility Helper. Created by Alex Volkov. -->
</div>


    <nav class="wah-skiplinks-menu">
    <!-- WP Accessibility Helper - Skiplinks Menu -->
    <ul id="menu-skiplinks" class="wah-skipper"><li id="menu-item-4175" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-4175"><a href="#content-wrapper">Skip To Content</a></li>
</ul>
    <!-- WP Accessibility Helper - Skiplinks Menu -->
</nav>

        <script type="text/javascript">
            (function(){
                document.addEventListener('DOMContentLoaded', function(){
                    let wpp_widgets = document.querySelectorAll('.popular-posts-sr');

                    if ( wpp_widgets ) {
                        for (let i = 0; i < wpp_widgets.length; i++) {
                            let wpp_widget = wpp_widgets[i];
                            WordPressPopularPosts.theme(wpp_widget);
                        }
                    }
                });
            })();
        </script>
                <script>
            var WPPImageObserver = null;

            function wpp_load_img(img) {
                if ( ! 'imgSrc' in img.dataset || ! img.dataset.imgSrc )
                    return;

                img.src = img.dataset.imgSrc;

                if ( 'imgSrcset' in img.dataset ) {
                    img.srcset = img.dataset.imgSrcset;
                    img.removeAttribute('data-img-srcset');
                }

                img.classList.remove('wpp-lazyload');
                img.removeAttribute('data-img-src');
                img.classList.add('wpp-lazyloaded');
            }

            function wpp_observe_imgs(){
                let wpp_images = document.querySelectorAll('img.wpp-lazyload'),
                    wpp_widgets = document.querySelectorAll('.popular-posts-sr');

                if ( wpp_images.length || wpp_widgets.length ) {
                    if ( 'IntersectionObserver' in window ) {
                        WPPImageObserver = new IntersectionObserver(function(entries, observer) {
                            entries.forEach(function(entry) {
                                if (entry.isIntersecting) {
                                    let img = entry.target;
                                    wpp_load_img(img);
                                    WPPImageObserver.unobserve(img);
                                }
                            });
                        });

                        if ( wpp_images.length ) {
                            wpp_images.forEach(function(image) {
                                WPPImageObserver.observe(image);
                            });
                        }

                        if ( wpp_widgets.length ) {
                            for (var i = 0; i < wpp_widgets.length; i++) {
                                let wpp_widget_images = wpp_widgets[i].querySelectorAll('img.wpp-lazyload');

                                if ( ! wpp_widget_images.length && wpp_widgets[i].shadowRoot ) {
                                    wpp_widget_images = wpp_widgets[i].shadowRoot.querySelectorAll('img.wpp-lazyload');
                                }

                                if ( wpp_widget_images.length ) {
                                    wpp_widget_images.forEach(function(image) {
                                        WPPImageObserver.observe(image);
                                    });
                                }
                            }
                        }
                    } /** Fallback for older browsers */
                    else {
                        if ( wpp_images.length ) {
                            for (var i = 0; i < wpp_images.length; i++) {
                                wpp_load_img(wpp_images[i]);
                                wpp_images[i].classList.remove('wpp-lazyloaded');
                            }
                        }

                        if ( wpp_widgets.length ) {
                            for (var j = 0; j < wpp_widgets.length; j++) {
                                let wpp_widget = wpp_widgets[j],
                                    wpp_widget_images = wpp_widget.querySelectorAll('img.wpp-lazyload');

                                if ( ! wpp_widget_images.length && wpp_widget.shadowRoot ) {
                                    wpp_widget_images = wpp_widget.shadowRoot.querySelectorAll('img.wpp-lazyload');
                                }

                                if ( wpp_widget_images.length ) {
                                    for (var k = 0; k < wpp_widget_images.length; k++) {
                                        wpp_load_img(wpp_widget_images[k]);
                                        wpp_widget_images[k].classList.remove('wpp-lazyloaded');
                                    }
                                }
                            }
                        }
                    }
                }
            }

            document.addEventListener('DOMContentLoaded', function() {
                wpp_observe_imgs();

                // When an ajaxified WPP widget loads,
                // Lazy load its images
                document.addEventListener('wpp-onload', function(){
                    wpp_observe_imgs();
                });
            });
        </script>
        	<div style="display:none">
	</div>
<script type='text/javascript' src='https://www.takechargeamerica.org/wp-content/plugins/jetpack/_inc/build/photon/photon.min.js?ver=20191001'></script>
<script type='text/javascript' src='https://s0.wp.com/wp-content/js/devicepx-jetpack.js?ver=201946'></script>
<script type='text/javascript' src='https://www.takechargeamerica.org/wp-content/plugins/wp-accessibility-helper/assets/js/wp-accessibility-helper.min.js?ver=1.0.0'></script>
<script type='text/javascript' src='https://www.takechargeamerica.org/wp-content/plugins/jetpack/_inc/build/lazy-images/js/lazy-images.min.js?ver=7.9'></script>
<script type='text/javascript' src='https://www.takechargeamerica.org/wp-includes/js/wp-embed.min.js?ver=5.2.4'></script>
<script type='text/javascript' src='https://stats.wp.com/e-201946.js' async='async' defer='defer'></script>
<script type='text/javascript'>
	_stq = window._stq || [];
	_stq.push([ 'view', {v:'ext',j:'1:7.9',blog:'110160396',post:'9',tz:'-7',srv:'www.takechargeamerica.org'} ]);
	_stq.push([ 'clickTrackerInit', '110160396', '9' ]);
</script>
   
	<script src="/wp-content/themes/tca/js/modernizr.js"></script>
	<!--<script src="/js/fastclick.js" async></script>
	<script src="/js/plugins.js"></script>	
	<script src="/js/site.js"></script> 
	<script src="/js/tca.js"></script> -->
         <!--[if lt IE 9]>
    <script src="/wp-content/themes/tca/js/rem.js"></script>
    <![endif]-->    
	
<script src="https://app.takechargeamerica.org/bundles/scripts/tcapromo" async></script>
<!-- Google Code for Remarketing Tag -->
<!--------------------------------------------------
Remarketing tags may not be associated with personally identifiable information or placed on pages related to sensitive categories. See more information and instructions on how to setup the tag on: http://google.com/ads/remarketingsetup
--------------------------------------------------->

<script type="text/javascript">
/* <![CDATA[ */
var google_conversion_id = 1070544794;
var google_custom_params = window.google_tag_params;
var google_remarketing_only = true;
/* ]]> */
</script>
<script type="text/javascript" src="//www.googleadservices.com/pagead/conversion.js">
</script>
<noscript>
    <div style="display:inline;">
    	<img height="1" width="1" style="border-style:none;" alt="" src="//googleads.g.doubleclick.net/pagead/viewthroughconversion/1070544794/?value=0&guid=ON&script=0"/>
    </div>
</noscript>
<script>/*
    jQuery(window).load(function( $ ) {    
      jQuery('#CallTimeRange').append('<option disabled value="" selected="selected">Please Select A Time</option>');
         });
         or after testing          
         jQuery("#TimeZone,#DateToCall").on("click", function(e) {
        jQuery('#CallTimeRange').append('<option disabled value="" selected="selected">Please Select A Time</option>');
    });	*/	        
		
//open the sidebar widgets up to see
        jQuery(window).load(function(){
                jQuery("aside#text-2 h1.widget-title").trigger( "click" );{	
                };
            });
// sticky side bar obviously	
		jQuery("#sidebarDebt").stick_in_parent({offset_top: 100});
		
		jQuery("#stuckTop").stick_in_parent({offset_top: 40, parent: ".stickcontainerbox" });
		
		jQuery('#sidebarDebt')
		.on('sticky_kit:bottom', function(e) {
			jQuery(this).parent().css('position', 'static');
		})
		/*.on('sticky_kit:unbottom', function(e) {
			jQuery(this).parent().css('position', 'relative');
		})*/

</script>


</body> 
</html>
<!--
Performance optimized by W3 Total Cache. Learn more: https://www.w3-edge.com/products/

Page Caching using disk: enhanced (Requested URI contains query) 
Database Caching 67/170 queries in 0.179 seconds using disk (Request-wide modification query)

Served from: www.takechargeamerica.org @ 2019-11-15 10:58:37 by W3 Total Cache
-->