Five Stars Mortgage

Buying a High-End Home in Greenville? Explore Today’s Jumbo Loan Options

National Mortgage — Wed, 27 May 2026 16:37:10 +0000

Greenville has become one of the most attractive housing markets in the Southeast. From luxury homes in downtown Greenville to upscale properties in communities like Travelers Rest, Simpsonville, Greer, and The Cliffs, more buyers are now exploring jumbo home loan options to finance higher-priced properties. As home values continue to rise in desirable areas of […]

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Denver Jumbo Loans With No Monthly PMI: What Homebuyers Should Know

National Mortgage — Mon, 25 May 2026 15:32:08 +0000

Denver has become one of the most popular housing markets in the Mountain West, attracting buyers who want a strong job market, outdoor lifestyle, urban amenities, and access to the Rocky Mountains. As home values have increased in many Denver neighborhoods and surrounding communities, more buyers are finding that they may need jumbo financing options […]

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Buying in San Francisco? How Jumbo Loans Help Finance Higher-Priced Homes

National Mortgage — Mon, 18 May 2026 21:18:06 +0000

San Francisco is one of the most competitive and expensive housing markets in the country, which means many homebuyers quickly discover that a standard conforming mortgage may not be enough. Whether someone is shopping for a condo in SoMa, a single-family home in Noe Valley, a property near Pacific Heights, or the Sunset District, higher […]

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San Jose Jumbo Loans with Low Down Payment: What Buyers Need to Know

National Mortgage — Sun, 17 May 2026 14:24:04 +0000

San Jose buyers face a very different jumbo landscape than buyers in many other parts of the country. In Santa Clara County, the 2026 one-unit conforming loan limit is $1,249,125, the high-cost ceiling published by FHFA for eligible counties. That means a mortgage does not become jumbo in San Jose until it rises above that […]

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Scottsdale Jumbo Loans Explained: How to Buy with Less Cash Down

National Mortgage — Mon, 16 Mar 2026 17:48:32 +0000

Scottsdale homebuyers often begin their search assuming jumbo financing automatically means a huge cash down payment, but that is not always the case. In Maricopa County, the 2026 one-unit conforming loan limit is $832,750, which means any mortgage amount above that threshold is considered a jumbo loan. That matters because Scottsdale and Phoenix buyers are […]

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2026 HomeTown Heroes Program Guide For First Time Buyers

National Mortgage — Tue, 27 Jan 2026 07:53:03 +0000

The Hometown Heroes program offers down payment and closing cost assistance for income-eligible buyers looking to buy their first home in the Florida communities where they work or serve. The program was implemented by Governor Ron DeSantis to help Florida workers afford the cost of buying a home. The Florida Hometown Heroes Housing Program offers […]

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Boston Jumbo Loans Without Monthly PMI: What to Ask and Compare

National Mortgage — Sun, 25 Jan 2026 15:17:34 +0000

Boston is one of those markets where the definition of “jumbo” matters a lot. In many counties, jumbo begins just above the baseline conforming limit. But in high-cost areas like Suffolk County, conforming limits can be higher than the baseline, which means some buyers can borrow more and still stay in the “conforming high-balance” lane. […]

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San Diego Jumbo Loans: Smarter Home Financing Strategies for 2026

National Mortgage — Mon, 19 Jan 2026 18:21:25 +0000

San Diego real estate has a way of stretching budgets—whether you’re aiming for coastal living, a top school district, or just more space for a growing household. That’s why jumbo mortgages matter in certain markets, especially California. A jumbo loan is simply a mortgage that exceeds the local conforming loan limit, which means they aren’t […]

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Memphis-Nashville 95% Jumbo Loans

National Mortgage — Fri, 16 Jan 2026 10:45:38 +0000

Home buyers in Memphis and Nashville now have options to secure jumbo home financing up to 95%. Memphis-Nashville 95% Jumbo Loans are starting to make their way back into the mortgage market last during the last few years. After years of overly tight underwriting standards, the mortgage markets are starting to loosen up once again […]

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95% Jumbo Home Loans St. Louis Missouri

National Mortgage — Fri, 16 Jan 2026 10:01:11 +0000

95% jumbo loans are coming back to the St. Louis market, this is great for borrowers in high-cost areas that need to borrow more than the conforming loan limit. These programs have certain conditions that the borrower must meet in order to get approved. The amount of risk associated with the 5% down jumbo loans […]

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