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guide for the self-employed" class="link--plain" href="/knowledge/get-paid/self-employment-income-support-scheme-guide-for-the-self-employed/">Self-Employment Income Support Scheme &#8211; guide for the self-employed</a></h2><div class="article__content text-content"><p class="text text--secondary">We&#39;ve put together this guide to help you make a claim on the government&#39;s Self-Employment Income Support Scheme aimed at sole traders and partnerships.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/get-paid/self-employment-income-support-scheme-guide-for-the-self-employed/">Read this article &rarr;</a></p></div></article></div></div></div></section></div><div class="columns xsmall-12 medium-4"><section class="u-height--full u-flex section section--spacing--xsmall--bottom"><section class="section"><div class="grid grid-1-columns grid--spacing-small"><div class="theme theme--amsterdam theme--day"><div class="card u-text-align--left u-height--full card--link card--valign-center"><div class="card-section u-padding--xxxsmall"><div class="u-flex-valign--center"><div class="u-margin--right--xxxsmall"><span class="icon icon--miniCalculator icon--solid-circle icon--theme" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-calculator-usage" href="/crunch-icons-826fad.svg#mini-calculator-usage"></use></svg></span></div><div><h4 class="">Online accounting for limited companies</h4></div></div></div></div></div><div class="theme theme--vienna theme--day"><div class="card u-text-align--left u-height--full card--link card--valign-center"><div class="card-section u-padding--xxxsmall"><div class="u-flex-valign--center"><div class="u-margin--right--xxxsmall"><span class="icon icon--miniUser icon--solid-circle icon--theme" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-user-usage" href="/crunch-icons-826fad.svg#mini-user-usage"></use></svg></span></div><div><h4 class="">Online accounting for sole traders</h4></div></div></div></div></div><div class="theme theme--milan theme--day"><div class="card u-text-align--left u-height--full card--link card--valign-center"><div class="card-section u-padding--xxxsmall"><div class="u-flex-valign--center"><div class="u-margin--right--xxxsmall"><span class="icon icon--miniCard icon--solid-circle icon--theme" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-card-usage" href="/crunch-icons-826fad.svg#mini-card-usage"></use></svg></span></div><div><h4 class="">Try our online accounting software for free</h4></div></div></div></div></div><div class="theme theme--amsterdam theme--day"><div class="card u-text-align--left u-height--full card--link card--valign-center"><div class="card-section u-padding--xxxsmall"><div class="u-flex-valign--center"><div class="u-margin--right--xxxsmall"><span class="icon icon--miniMessage icon--solid-circle icon--theme" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-message-usage" href="/crunch-icons-826fad.svg#mini-message-usage"></use></svg></span></div><div><h4 class="">Join our free community for the self-employed</h4></div></div></div></div></div></div></section></section></div></div><div class="card-group card-group--spacing--standard"><div class="row align-center"><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/get-paid/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Get paid</span></a><h2 class="article__heading heading--secondary"><a aria-label="Coronavirus Job Retention Scheme &amp;#8211; Guide for Employers" class="link--plain" href="/knowledge/get-paid/coronavirus-job-retention-scheme-guide-for-employers/">Coronavirus Job Retention Scheme &#8211; Guide for Employers</a></h2><div class="article__content text-content"><p class="text text--secondary">There have been a number of important changes to the Coronavirus Job Retention Scheme (CJSR Furlough). Our guide explains what&#39;s changing and how to claim.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/get-paid/coronavirus-job-retention-scheme-guide-for-employers/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/running-a-business/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Running a business</span></a><h2 class="article__heading heading--secondary"><a aria-label="A-ha! Six Business Lessons from Alan Partridge" class="link--plain" href="/knowledge/running-a-business/business-lessons-alan-partridge/">A-ha! Six Business Lessons from Alan Partridge</a></h2><div class="article__content text-content"><p class="text text--secondary">Here are six important lessons from Alan Partridge for small businesses - some funny, some tragic. Oooh, it&#39;s a good list...</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/running-a-business/business-lessons-alan-partridge/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/tax/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Tax</span></a><h2 class="article__heading heading--secondary"><a aria-label="Capital Allowances, Annual Investment Allowance, and the Super-Deduction" class="link--plain" href="/knowledge/tax/capital-allowances-annual-investment-allowance-and-the-super-deduction/">Capital Allowances, Annual Investment Allowance, and the Super-Deduction</a></h2><div class="article__content text-content"><p class="text text--secondary">Businesses can buy items of “plant and machinery” and offset some of that expenditure against their profits. Ltd companies can also claim a super-deduction.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/capital-allowances-annual-investment-allowance-and-the-super-deduction/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/tax/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Tax</span></a><h2 class="article__heading heading--secondary"><a aria-label="The Crunch Personal Tax Estimator &amp;#8211; Our Free Tax Calculator" class="link--plain" href="/knowledge/tax/crunch-personal-tax-estimator/">The Crunch Personal Tax Estimator &#8211; Our Free Tax Calculator</a></h2><div class="article__content text-content"><p class="text text--secondary">Crunch&#39;s Personal Tax Estimator will help you work out the tax you may have to pay on your personal income, including sole trade income, salary &amp; dividends.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/crunch-personal-tax-estimator/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/ir35/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">IR35</span></a><h2 class="article__heading heading--secondary"><a aria-label="Who determines your IR35 status and who pays employment taxes? Managing IR35 changes." class="link--plain" href="/knowledge/tax/who-determines-your-ir35-status/">Who determines your IR35 status and who pays employment taxes? Managing IR35 changes.</a></h2><div class="article__content text-content"><p class="text text--secondary">Following changes introduced by HMRC in 2021, responsibility for determining your IR35 status is mostly, the same for both the private &amp; public sectors.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/who-determines-your-ir35-status/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/running-a-business/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Running a business</span></a><h2 class="article__heading heading--secondary"><a aria-label="What is the COVID-19 Recovery Loan Scheme and who can apply?" class="link--plain" href="/knowledge/running-a-business/what-is-the-covid-19-recovery-loan-scheme-and-who-can-claim/">What is the COVID-19 Recovery Loan Scheme and who can apply?</a></h2><div class="article__content text-content"><p class="text text--secondary">The COVID-19 Recovery Loan Scheme (RLS) officially launched on 6th April 2021, to support businesses as they recover from the disruption caused by COVID-19.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/running-a-business/what-is-the-covid-19-recovery-loan-scheme-and-who-can-claim/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/ir35/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">IR35</span></a><h2 class="article__heading heading--secondary"><a aria-label="How to manage the new IR35 private sector rules as a contractor or hiring business" class="link--plain" href="/knowledge/tax/contracting-business-ready-ir35-private-sector/">How to manage the new IR35 private sector rules as a contractor or hiring business</a></h2><div class="article__content text-content"><p class="text text--secondary">The government introduced major changes to IR35 in April 2021. What do contractors and businesses need to do to ensure they&#39;re meeting the new rules?</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/contracting-business-ready-ir35-private-sector/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/tax/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Tax</span></a><h2 class="article__heading heading--secondary"><a aria-label="Personal and business tax changes for the new tax year starting on 6th April 2021" class="link--plain" href="/knowledge/tax/personal-business-tax-changes-new-tax-year/">Personal and business tax changes for the new tax year starting on 6th April 2021</a></h2><div class="article__content text-content"><p class="text text--secondary">A round up of the tax changes that may affect small businesses and business owners for the new tax year that starts on 6th April 2021.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/personal-business-tax-changes-new-tax-year/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/ir35/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">IR35</span></a><h2 class="article__heading heading--secondary"><a aria-label="IR35 and hiring a freelancer, contractor, or worker" class="link--plain" href="/knowledge/tax/ir35-and-hiring-a-freelancer-contractor-or-worker/">IR35 and hiring a freelancer, contractor, or worker</a></h2><div class="article__content text-content"><p class="text text--secondary">Hiring a third party could open you up to tax and legal pitfalls surrounding their employment status – are they a subcontractor or an employee? We explain.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/ir35-and-hiring-a-freelancer-contractor-or-worker/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/tax/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Tax</span></a><h2 class="article__heading heading--secondary"><a aria-label="VAT registration and reporting explained &amp;#8211; and what rate of VAT applies?" class="link--plain" href="/knowledge/tax/flat-rate-standard-vat-registration-explained/">VAT registration and reporting explained &#8211; and what rate of VAT applies?</a></h2><div class="article__content text-content"><p class="text text--secondary">Although the ins &amp; outs may be tricky to grasp for first-timers, the sooner you get your head around the HMRC VAT system the sooner you can benefit from it.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/flat-rate-standard-vat-registration-explained/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/expenses/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Expenses</span></a><h2 class="article__heading heading--secondary"><a aria-label="What business expenses can I claim as a Limited Company?" class="link--plain" href="/knowledge/expenses/what-expenses-can-i-claim-as-a-limited-company/">What business expenses can I claim as a Limited Company?</a></h2><div class="article__content text-content"><p class="text text--secondary">There are often limited company business expenses that go unclaimed, which means you could end up paying more tax than you need to.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/expenses/what-expenses-can-i-claim-as-a-limited-company/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/expenses/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Expenses</span></a><h2 class="article__heading heading--secondary"><a aria-label="What business expenses can I claim as a self employed Sole Trader?" class="link--plain" href="/knowledge/expenses/what-expenses-can-i-claim-as-a-sole-trader/">What business expenses can I claim as a self employed Sole Trader?</a></h2><div class="article__content text-content"><p class="text text--secondary">As a sole trader, your business will naturally incur running costs. The good news is that many of these running costs can be claimed as business expenses,</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/expenses/what-expenses-can-i-claim-as-a-sole-trader/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/tax/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Tax</span></a><h2 class="article__heading heading--secondary"><a aria-label="New Tax Year, New You" class="link--plain" href="/knowledge/tax/new-tax-year-new-you/">New Tax Year, New You</a></h2><div class="article__content text-content"><p class="text text--secondary">Want to make this tax year the most profitable yet? Our top financial resolutions and guidance will set you on the course to success.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/new-tax-year-new-you/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/becoming-self-employed/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Becoming self-employed</span></a><h2 class="article__heading heading--secondary"><a aria-label="Should you turn your hobby into a career?" class="link--plain" href="/knowledge/becoming-self-employed/should-turn-hobby-into-career/">Should you turn your hobby into a career?</a></h2><div class="article__content text-content"><p class="text text--secondary">&quot;If there&#39;s always biscuits in the tin, where’s the fun in biscuits?&quot; Find out if the decision to turn your hobby into a career is the right one for you.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/becoming-self-employed/should-turn-hobby-into-career/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/ir35/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">IR35</span></a><h2 class="article__heading heading--secondary"><a aria-label="What do recruiters and agencies need to know about IR35?" class="link--plain" href="/knowledge/tax/what-do-recruiters-need-to-know-about-ir35/">What do recruiters and agencies need to know about IR35?</a></h2><div class="article__content text-content"><p class="text text--secondary">IR35 changes were introduced on 6th April 2021 will have a significant impact on recruiters, both at employment agencies or in-house. Get your free guide.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/what-do-recruiters-need-to-know-about-ir35/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/running-a-business/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Running a business</span></a><h2 class="article__heading heading--secondary"><a aria-label="How the upcoming Making Tax Digital changes affect your business" class="link--plain" href="/knowledge/running-a-business/how-the-upcoming-making-tax-digital-changes-affect-your-business/">How the upcoming Making Tax Digital changes affect your business</a></h2><div class="article__content text-content"><p class="text text--secondary">Updates to the government&#39;s Making Tax Digital scheme are coming to VAT, Income Tax, and Corporation Tax over the next few years.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/running-a-business/how-the-upcoming-making-tax-digital-changes-affect-your-business/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/tax/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Tax</span></a><h2 class="article__heading heading--secondary"><a aria-label="Get ready for end of tax year (5th April 2021) &amp;#038; new tax year" class="link--plain" href="/knowledge/tax/get-ready-for-end-of-tax-year/">Get ready for end of tax year (5th April 2021) &#038; new tax year</a></h2><div class="article__content text-content"><p class="text text--secondary">We’re fast approaching the end of the tax year on 5th April 2019. Let&#39;s take a look at what you’ll need to know.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/tax/get-ready-for-end-of-tax-year/">Read this article &rarr;</a></p></div></article></div></div></div></article></div><div class="columns xsmall-12 medium-4"><article class="card-group__item"><div class="card"><div class="card__section"><div><article class="article"><a class="link--icon theme--amsterdam link--plain" href="/knowledge/category/expenses/"><span class="icon icon--miniPage link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-page-usage" href="/crunch-icons-826fad.svg#mini-page-usage"></use></svg></span><span class="link--icon__label">Expenses</span></a><h2 class="article__heading heading--secondary"><a aria-label="How do I claim expenses for business telephone calls (and the phone itself)?" class="link--plain" href="/knowledge/expenses/how-do-i-claim-expenses-for-business-telephone-calls-and-the-phone-itself/">How do I claim expenses for business telephone calls (and the phone itself)?</a></h2><div class="article__content text-content"><p class="text text--secondary">To claim tax relief on your mobile phone or landline expenses, a contract needs to be set up between your limited company and the service provider.</p><p><a aria-label="Read this article &amp;rarr;" class="link" href="/knowledge/expenses/how-do-i-claim-expenses-for-business-telephone-calls-and-the-phone-itself/">Read this article &rarr;</a></p></div></article></div></div></div></article></div></div></div><section class="section section--spacing--xsmall--top"><div class="pagination"><a class="pagination__link link" href="/knowledge/">1</a><a class="pagination__link link--secondary" href="/knowledge/2/">2</a><a class="pagination__link link--secondary" href="/knowledge/3/">3</a><a class="pagination__link hide-for-xsmall-only link--secondary" href="/knowledge/4/">4</a><a class="pagination__link hide-for-xsmall-only link--secondary" href="/knowledge/5/">5</a><a class="pagination__link hide-for-xsmall-only link--secondary" href="/knowledge/6/">6</a><a class="pagination__link hide-for-xsmall-only link--secondary" href="/knowledge/7/">7</a><span class="pagination__sep">...</span><a class="pagination__link link--secondary" href="/knowledge/25/">25</a><a aria-label="Next →" class="pagination__link link--secondary" rel="next" href="/knowledge/2/">Next →</a></div></section></div></section><section class="section section--spacing--small"><div id="tools-resources" class="u-inpage-link-target"><div class="split-feature"><div class="container"><div class="row align-center align-middle"><div class="columns xsmall-12 medium-10 large-6"><div class="split-feature__content billboard"><div><h2 class="heading--primary">Tools and resources</h2><div class="text-content"><p class="text">We&#39;ve collated a selection of free tools and resources for you to help make running your business a breeze. With everything from software to templates you can work out your take home pay, chase that unpaid invoice and calculate your IR35.</p></div></div><div class="billboard__actions actions--spacing--standard"><nav class="link-group link-group--spacing--standard"><a data-qa="QA_KnowledgeIR35Calculator" class="link--icon link-group__item link" href="/knowledge/ir35-calculator/"><span class="icon icon--miniCalculator link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-calculator-usage" href="/crunch-icons-826fad.svg#mini-calculator-usage"></use></svg></span><span class="link--icon__label">IR35 calculator</span></a><a data-qa="QA_KnowledgeTakeHomePayCalculator" class="link--icon link-group__item link" href="/knowledge/take-home-pay-calculator/"><span class="icon icon--miniCalculator link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use 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href="/crunch-icons-826fad.svg#mini-star-filled-usage"></use></svg></span><span class="link--icon__label">Invoice software</span></a><a data-qa="QA_KnowledgeInvoiceTemplates" class="link--icon link-group__item link" href="/knowledge/invoice-templates/"><span class="icon icon--miniStarFilled link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-star-filled-usage" href="/crunch-icons-826fad.svg#mini-star-filled-usage"></use></svg></span><span class="link--icon__label">Invoice templates</span></a><a data-qa="QA_KnowledgeLatePayReminders" class="link--icon link-group__item link" href="/knowledge/late-payment-reminder-templates/"><span class="icon icon--miniStarFilled link__icon" role="presentation"><svg xmlns:xlink="http://www.w3.org/1999/xlink"><use xlink:href="/crunch-icons-826fad.svg#mini-star-filled-usage" href="/crunch-icons-826fad.svg#mini-star-filled-usage"></use></svg></span><span 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way</h2></div><div class="row align-center billboard__feature"><div class="columns xsmall-12 medium-4"><div class="card-group__item"><div class="card card--link theme--amsterdam theme--sunset"><a class="image-card-link link--plain" href="/knowledge/starting-out/"><article class="image-card__header card__section"><h2 class="image-card__heading heading--minor">Starting out</h2><figure class="image-card__profile media u-flex--no-grow"><div style="height:300px" class="lazyload-placeholder"></div></figure></article></a></div></div></div><div class="columns xsmall-12 medium-4"><div class="card-group__item"><div class="card card--link theme--vienna theme--sunset"><a class="image-card-link link--plain" href="/knowledge/managing-your-money/"><article class="image-card__header card__section"><h2 class="image-card__heading heading--minor">Managing your money</h2><figure class="image-card__profile media u-flex--no-grow"><div style="height:300px" 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