tag:blogger.com,1999:blog-38042835678596960412025-05-01T23:19:41.518-07:00Time is our most valuable asset. Money (or need for money) should not drive where and how i spend my time. I must take charge and master money.Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.comBlogger259125tag:blogger.com,1999:blog-3804283567859696041.post-82178074433532526012015-10-06T04:11:00.002-07:002015-10-06T04:11:25.453-07:00

Gifting is such a beautiful aspect of relationship building. When you gift something to your loved one, you are gifting a piece of your thinking. You show that you care, and that you value the relationship. However, with time, the art of gifting has become mundane - kitchenware, sweets, dry fruits, juices... It is high time we change the way we gift...Gift something that elevate someone's

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-10583686550184522062015-09-28T22:56:00.003-07:002015-09-28T22:56:23.575-07:00

This is my book No. 10 of the year 2015.  "Gems from Warren Buffet" by Mark Gavagan has some of the most wittiest and also the most insightful thoughts culled from 34 years of Warren Buffet's letters to Berkshire stakeholders.... Read on... Just finished reading the e-book "Gems from Warren Buffet" by Mark Gavagan.  Here are the 27 key lessons that I learnt, after reading this

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-68698306301328441972015-09-20T03:31:00.002-07:002015-09-20T03:31:53.713-07:00

If you want to buy gold for investment, or if you already have gold that is essentially an investment, the Government of India has two new deals for you. These deals are designed to let you get the core benefit of investing in gold, plus a little more...Read on... Why these schemes? India is the 2nd largest importer of Gold after China. For the government, these schemes will

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-52486881359760740012015-09-11T20:31:00.000-07:002015-09-11T20:31:17.914-07:00

Champion investors love dividend paying stocks. They love the feel of passive income and positive cash flow. What about you? Do you love the feeling of tax free dividend income making its way right into your bank account while your stocks continue to do well? Investing in high dividend stocks is a great long term investment strategy, but it is always better to understand

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-14027777772201796222015-09-08T06:59:00.002-07:002015-09-11T20:32:04.573-07:00

This is my most passionate attempt at elevating our society. This is about Dreams. This is about not only facing setbacks but embracing them, this is about LIFE. We were blessed by the presence of a Mount Everest Conqueror (Mr Ram Lal Sharma) and a Limca Book of Records Holder cyclist (Vamini Sethi) as a part of the launch event for our book DREAM ON.... Read on... The Book Launch

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-16579615017190994872015-08-27T21:11:00.003-07:002015-08-27T21:11:30.651-07:00

'Dream On' is going to be my most passionate attempt ever. This is going to push you out of your comfort zones and lead a more meaningful life... Dream On is here...Just 7 days to go...Read some pre-launch excerpts from the book and what beta readers have been saying... Read on.. A dreamer originates from one among you and me, and he goes on to just convert every setback into an

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-22666269088696698902015-08-22T02:26:00.000-07:002015-08-22T02:26:22.213-07:00

Do you know that Dividend stripping is an investing strategy that can potentially save you a lot of money? If you invest in Mutual Funds or Stocks, understanding this strategy can be quite a handful to get that extra advantage...Read on... What is Dividend stripping Dividend stripping is the purchase of shares (or mutual fund units) just

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-35594789907641372262015-07-20T20:46:00.003-07:002015-07-20T20:46:50.998-07:00

So often, we use the term NRI (Non Resident Indian), but not everything is as simplified when it comes to tax implications when you earn your money outside India. Let us understand the conditions in which you can be termed as an "NRI". This is fundamental to understanding what taxes are applicable for you, and where you can save or invest money...read on... NRI Definition as per IT Act

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-43506322087671211832015-07-05T20:56:00.000-07:002015-07-05T20:56:00.385-07:00

Three key ingredients that make a life worth living : Dreams, Freedom and Happiness. As we get set to launch the book "Dream On" on our 3rd pillar (Dreams), we will complete the circle that we started almost 4 years back - with only one intent - to elevate lives around us.... Want to know how to streamline and balance your life? read on... Any balanced life which is truly worth living, will

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-28029286536035113662015-06-29T21:40:00.002-07:002015-06-29T21:40:26.730-07:00

Most of us feel that investing in direct company stocks is risky. Of course, it is. But so is investing in mutual funds, for the simple reason that mutual funds also invest in company stocks. You may feel that mutual funds is still safer because of the expertise that the fund house has as regards fund management and detailed analytical reports, but then remember that rewards are always in

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-51957788235623204832015-06-21T04:10:00.003-07:002015-06-21T18:05:37.370-07:00

The moment we talk about Mutual Funds, what are the first thoughts that come to your mind? If it is risk, market, stocks, unsafe, low growth or anything that does not generate a positive momentum, then probably you are one of the billions who would love to burst some of your mutual fund myths...read on... Here are the top 13 myths surrounding investments in mutual funds. Get them busted

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-41763077974291115872015-06-14T22:37:00.003-07:002015-06-14T22:40:35.135-07:00

While home loans are easily available for salaried employees, what about a loan to buy a residential plot? Plot loans are also available without too much difficulty and, in most cases, at the same rates as a home loan. But other terms and conditions could be different. It definitely requires some planning. Let us understand more on Land Loans... Basic Difference The basic

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-69928809142720686982015-06-04T23:20:00.000-07:002015-06-04T23:50:40.776-07:00

For those of you who do not know who Bombay Jayashri Ramnath is, she happens to be an Oscar nominee, the best Female Playback singer (Tamil) apart from being a sought after classical performer across the globe.  Why she happens to appear on this Blog?  She just went through our Wealth Management Course on Classle and was all praises... Read on.. We launched our Wealth Management

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-31569193081657698182015-05-28T00:07:00.001-07:002015-05-28T00:08:12.547-07:00

Income Tax authorities are on an overdrive. There are collection and compliance targets that they need to meet. Tax authorities now have integrated databases on taxpayers and can track almost all financial transactions of an individual. You are more likely to get an IT notice now, than ever before. Find out some of the key reasons why you could be served an IT notice,

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-15283928853166694052015-05-22T07:17:00.003-07:002015-05-22T07:17:55.029-07:00

Not that you have any choice, but you should be aware that your corpus of Employee Provident Fund(EPF) (+VPF) which you have been accumulating over many years, is now going to be exposed to equity market. This move has its own merits and demerits. You must understand what's happening to your money, and you may also need to rebalance your portfolio to the extent of your money movement from a

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-45171710406146384472015-05-17T01:28:00.000-07:002015-05-17T01:49:45.422-07:00

                                                        This week, we completed 2 years of the launch of our first book "From the Rat Race to Financial Freedom". Since the launch, it has been an amazingly satisfying journey in which thousands of lives

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-36896506904121670852015-05-06T21:49:00.001-07:002015-05-06T21:50:09.758-07:00

The financial year 2015-16 started more than a month back. Thats how fast time moves. Now that you are well into the new financial year, make sure you do not miss out checking on the following 10 (ten) financial checkpoints to have a financially rewarding year..read on.. 1. Calculate RoI for the last year Most people have no clue about how their portfolio is actually performing year on

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-4517331488209684592015-04-28T07:27:00.000-07:002015-04-28T07:53:13.723-07:00

Last week, a special reporter from 'The Week' magazine connected with me to understand what is driving some of the authors like us to make people financially literate and generally interested in finance. 'The Week' happens to be the largest selling English news magazine in India followed by India Today and Outlook...read on... After a series of articles in the Complete Well Being magazine

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-71900047078366937342015-04-19T07:02:00.002-07:002015-04-19T07:04:52.967-07:00

This is the question which would have haunted you at some stage of your life, or is it still haunting? Your heart wants to chase your passion and calling of life, but your mind restricts you to your profession - for the risks involved as well as lower money assurance in chasing your passion. Is there a way out? Can we make our passion our profession? “Hey Sandeep, Which stream did

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-78950092281192533862015-04-11T22:24:00.003-07:002015-04-11T22:24:19.456-07:00

Section 80D of the Income Tax Act provides provisions for us to claim deductions in taxable income for the health insurance policies, medical expenses and preventive medical checkups that we do throughout the year. Make sure you are aware of the latest provisions as per Budget 2015, so that you can save on taxes for the money you pay on covering your health. With Budget 2015, there has

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-64036576551230125912015-04-02T21:13:00.004-07:002015-04-02T21:21:42.923-07:00

Investing in the new NPS re launched with the budget 2015 is akin to marrying Katrina Kaif. Looks so inviting, but hold on. Given a chance, would you really marry Katie? Really? Surfing through the television channels and nothing great to watch after the sad exit of the Indian cricket team from the world Cup, my hands suddenly got frozen on the remote control. What I was seeing was a

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-10991043520732407992015-03-29T20:21:00.001-07:002015-03-29T20:21:28.653-07:00

So often, we are faced with situations in life where our contribution to change things around us seem just so little, so tiny that it seems like a waste of effort. Again, it is about how we look at it. A different perspective can change things around, and give us the motivation, desire and the energy to continue to seek change. In my teenage days, my mom used to tell me a story of a little

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-69363325651230566052015-03-15T00:22:00.001-07:002015-05-07T08:57:53.927-07:00

Many parents plan to invest in the PPF and fixed deposits for their little one's education or marriage. Things could be changing here, especially if you are blessed with a fairy, rather than a brat :) The Sukanya Samriddhi Yojana (SSY) could just be a better alternative...read on... Launch The scheme - Sukanya Samriddhi Yojana (SSY), also

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-7290448211774291412015-03-08T23:39:00.003-07:002015-03-08T23:39:38.549-07:00

If you have ever taken a home loan, you would have dealt with Equated Monthly Installments (EMIs), and if you have ever been involved in taking a home loan on an under construction property, you have surely dealt with 'pre-EMIs'. Let us clearly understand what separates EMIs and pre-EMIs, both from loan and from taxation perspective.... Read On... What are Equated Monthly

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0tag:blogger.com,1999:blog-3804283567859696041.post-53399490311136137272015-02-28T19:25:00.000-08:002015-02-28T19:25:10.298-08:00

Most of us feel that increasing our income will make us wealthy, and that is why we focus most of our energy on getting a higher salary or getting more profitability of our organisation. We forget that increasing our income is just one of the levers to wealth creation, and NOT a very significant one. Ignore the other three levers at your own peril...read on... It was 9 AM right now. Vinay

Manoj Arorahttp://www.blogger.com/profile/11719758821840275239noreply@blogger.com0