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	<title>Lucid Realty</title>
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	<description>Superior Service. Substantial Savings.</description>
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		<title>Could Negative Mortgage Rates Ever Happen in the U.S.? What Chicago Buyers Should Know in 2026</title>
		<link>https://lucidrealty.com/could-negative-mortgage-rates-ever-happen-in-the-u-s-what-chicago-buyers-should-know-in-2026/</link>
		
		<dc:creator><![CDATA[Sari Levy]]></dc:creator>
		<pubDate>Mon, 16 Mar 2026 23:51:22 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
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					<description><![CDATA[Could mortgage rates ever go negative in the U.S.? Learn what Chicago homebuyers should know in 2026, how lender incentives create “effective negative rates,” and how Lucid Realty helps buyers maximize savings. If you told someone fifteen years ago that banks might one day pay borrowers to take out a mortgage, they would have laughed. [&#8230;]]]></description>
		
		
		
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		<title>Homeowners Are Staying in Their Homes Longer Than Ever — What It Means for the Chicago Real Estate Market</title>
		<link>https://lucidrealty.com/homeowners-are-staying-in-their-homes-longer-than-ever-what-it-means-for-the-chicago-real-estate-market/</link>
		
		<dc:creator><![CDATA[Sari Levy]]></dc:creator>
		<pubDate>Mon, 01 Dec 2025 22:29:55 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chicago realestate]]></category>
		<category><![CDATA[lucid realty]]></category>
		<guid isPermaLink="false">https://lucidrealty.com/?p=33656</guid>

					<description><![CDATA[Homeowners &#38; What It Means for the Chicago Real Estate Market Homeowners today are staying in their homes nearly twice as long as they did 20 years ago. Learn why tenure is increasing, how it impacts inventory across Chicago, and what buyers and sellers should consider in today’s low-movement housing market. Homeowners Staying in Their [&#8230;]]]></description>
		
		
		
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		<title>Don’t Put Too Much Faith in That Real Estate Appraisal &#124; Chicago Market 2025</title>
		<link>https://lucidrealty.com/dont-put-too-much-faith-in-that-real-estate-appraisal-chicago-market-2025/</link>
		
		<dc:creator><![CDATA[Sari Levy]]></dc:creator>
		<pubDate>Wed, 26 Nov 2025 18:16:17 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[appraisals 2025]]></category>
		<category><![CDATA[chicago realestate]]></category>
		<category><![CDATA[lucid realty]]></category>
		<category><![CDATA[realestate market 2025]]></category>
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					<description><![CDATA[Chicago home values shift fast. Learn why real estate appraisals often miss market realities in 2025 — and how Lucid Realty protects buyers &#38; sellers. Don’t Put Too Much Faith in That Real Estate Appraisal (2025 Chicago Market Update) Buying or selling a home in Chicago involves hundreds of moving parts, but few cause more [&#8230;]]]></description>
		
		
		
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		<title>Addison Real Estate Market Conditions &#8211; October 2023</title>
		<link>https://lucidrealty.com/addison-real-estate-market-conditions-october-2023/</link>
		
		<dc:creator><![CDATA[Sari Levy]]></dc:creator>
		<pubDate>Tue, 07 Nov 2023 22:32:31 +0000</pubDate>
				<category><![CDATA[Addison]]></category>
		<category><![CDATA[Market Insights]]></category>
		<guid isPermaLink="false">https://lucidrealty.com/?p=33039</guid>

					<description><![CDATA[Addison Real Estate Market Update The Addison Real Estate Market continues to see good market conditions despite the extremely low inventory. Single family home sales decreased slightly in October and market times decreased more than 53%. Addison Home Sales Addison single family home sales decreased 4% in October with 24 home sales compared to last [&#8230;]]]></description>
		
		
		
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		<title>Addison Real Estate Market Conditions &#8211; April 2023</title>
		<link>https://lucidrealty.com/addison-real-estate-market-conditions-april-2023/</link>
		
		<dc:creator><![CDATA[Sari Levy]]></dc:creator>
		<pubDate>Mon, 08 May 2023 21:35:15 +0000</pubDate>
				<category><![CDATA[Addison]]></category>
		<guid isPermaLink="false">https://lucidrealty.com/?p=32880</guid>

					<description><![CDATA[Addison Real Estate Market Update The Addison Real Estate Market continues to see good market conditions despite the extremely low inventory. Single family home market times have decreased more than 36% in April compared to last year. Addison Home Sales Single family home sales in Addison decreased more than 55% in April. 17 single family [&#8230;]]]></description>
		
		
		
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		<title>Case Shiller: Chicago Area Home Prices Outperforming Most Of Nation</title>
		<link>https://lucidrealty.com/case-shiller-chicago-area-home-prices-outperforming-most-of-nation/</link>
		
		<dc:creator><![CDATA[Gary Lucido]]></dc:creator>
		<pubDate>Tue, 25 Apr 2023 18:20:39 +0000</pubDate>
				<category><![CDATA[Case Shiller index]]></category>
		<category><![CDATA[Chicago home prices]]></category>
		<category><![CDATA[Market Insights]]></category>
		<guid isPermaLink="false">https://lucidrealty.com/?p=32861</guid>

					<description><![CDATA[The February Case Shiller Chicago area home price index released this morning by Dow Jones S&#38;P CoreLogic showed a continuation of the decline in year over year appreciation, with single family prices now only 3.6% higher than last year and condo and townhome prices only 3.4% higher. However, that 3.6% number is higher than the [&#8230;]]]></description>
		
		
		
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		<title>Another Cut In The Real Estate Expert Home Price Forecast</title>
		<link>https://lucidrealty.com/another-cut-in-the-real-estate-expert-home-price-forecast/</link>
		
		<dc:creator><![CDATA[Gary Lucido]]></dc:creator>
		<pubDate>Fri, 14 Apr 2023 12:34:41 +0000</pubDate>
				<category><![CDATA[Chicago home prices]]></category>
		<category><![CDATA[Home Prices]]></category>
		<category><![CDATA[Market conditions]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[market conditions]]></category>
		<guid isPermaLink="false">https://lucidrealty.com/?p=32827</guid>

					<description><![CDATA[It was only a month or so ago that Zillow and Pulsenomics released their fourth quarter Home Price Expectations Survey but now they&#8217;ve already released their first quarter 2023 survey about a week ago and they cut their home price forecast yet again. The graph below shows their latest forecast and it now starts with [&#8230;]]]></description>
		
		
		
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		<title>Be Sure To Get Your Full Illinois Property Tax Credit When Selling A Home</title>
		<link>https://lucidrealty.com/be-sure-to-get-your-full-illinois-property-tax-credit-when-selling-a-home/</link>
		
		<dc:creator><![CDATA[Gary Lucido]]></dc:creator>
		<pubDate>Wed, 12 Apr 2023 16:01:17 +0000</pubDate>
				<category><![CDATA[Property taxes]]></category>
		<guid isPermaLink="false">https://lucidrealty.com/?p=32819</guid>

					<description><![CDATA[I just filed my Illinois income tax return and, when looking it over, realized that I had almost missed an opportunity to get my full property tax credit for the home I sold last year. Calculating the Illinois property tax credit when a home is sold is a little tricky because normally you would take [&#8230;]]]></description>
		
		
		
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		<title>Chicago Real Estate Market Update: Home Sales Back To Normal?</title>
		<link>https://lucidrealty.com/chicago-real-estate-market-update-home-sales-back-to-normal/</link>
		
		<dc:creator><![CDATA[Gary Lucido]]></dc:creator>
		<pubDate>Mon, 10 Apr 2023 07:25:00 +0000</pubDate>
				<category><![CDATA[Chicago real estate market update]]></category>
		<category><![CDATA[Covid 19]]></category>
		<category><![CDATA[Market conditions]]></category>
		<category><![CDATA[Market Insights]]></category>
		<category><![CDATA[Chicago monthly real estate market update]]></category>
		<category><![CDATA[market conditions]]></category>
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					<description><![CDATA[Although the headline might be that home sales declined by 23.3% in March vs. last year the reality is that the Chicago real estate market is kinda back to normal. Check out the graph below of monthly home sales and note that I&#8217;ve flagged all the March sales with red dots and I&#8217;ve included a [&#8230;]]]></description>
		
		
		
			</item>
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		<title>Case Shiller: Chicago Area Falls Less Behind As Home Prices Drop</title>
		<link>https://lucidrealty.com/case-shiller-chicago-area-falls-less-behind-as-home-prices-drop/</link>
		
		<dc:creator><![CDATA[Gary Lucido]]></dc:creator>
		<pubDate>Tue, 28 Mar 2023 17:59:22 +0000</pubDate>
				<category><![CDATA[Case Shiller index]]></category>
		<category><![CDATA[Chicago home prices]]></category>
		<category><![CDATA[Market Insights]]></category>
		<guid isPermaLink="false">https://lucidrealty.com/?p=32779</guid>

					<description><![CDATA[The folks at Dow Jones S&#38;P Corelogic came out with their January Case Shiller home price indices for the country and 20 metro areas this morning. The year over year single family home price appreciation numbers are falling fast across the board but the Case Shiller Chicago area index shows our area doing less poorly [&#8230;]]]></description>
		
		
		
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