The gift card my mom deserves

I’m a fan of buying gift cards at the grocery store kiosk for a few reasons. The first is convenience. I can pick up a gift while taking care of dinner, soccer snacks, and a hundred other things. The second is selection. I can choose from shoe stores and movie gift cards to office supply stores and restaurants. Choice is good. The third reason I like to buy gift cards at the grocery store is because I can buy the little goodies I like to pair with gift cards. It’s truly one-stop shopping and that’s a gift for this busy mom.

Mom’s Birthday

Today is my mom’s birthday. After being a stay-at-home mom to seven kids for nearly 30 years, there isn’t a gift card big enough to thank my mom for all she’s done. I’m wiped out raising three…seven doesn’t seem possible.

So in honor of my mom, I’m profiling her favorite gift card–the My Choice gift card at the Gift Card Mall in Safeway. With this ultra convenient gift card, the recipient takes the My Choice card back to Safeway (or an affiliate grocery store) and buy anything in the store OR exchange it for a different gift card.

Her Choice

In her own words, she says, “I received a $25 My Choice card for Admin’s day. And don’t think I didn’t ponder plenty on which card to exchange it for. But now that I am really using my new Ipod, I exchanged it for some iTunes today! I feel I got something I really wanted, when I really wanted it. The gift card mall has so many choices. I could have used it towards a Southwest trip or JoAnn Fabrics, both would have been fun. But TODAY, I wanted ITunes and didn’t have to spend my own $.”

My Choice

So there’s a shout out to the My Choice card at the Gift Card Mall. If I’d received the gift card today, I would have exchanged it for Golfsmith where I could buy a new tennis skirt without feeling guilty. Tomorrow, I’d probably be looking at the movies because the kids are out of school for labor day weekend and we’re going to need a little entertainment. One option is a treat for me. Another option is a treat for the family. Either way, what gift I end up with would be “my choice.”

What would be your choice?

Combine gift cards and coupons to save money.

With three kids going back to school (and soccer and football and scouts, etc.), my budget is tapped. We’re reusing last year’s backpacks and lunch boxes to save money, but the kids still needed a few things. So I combined gift cards and coupons to stretch the dollars a bit further. Here’s what I did:

Work It:

1. Scoured the newspaper and mailers for high discount coupons.
2. Bought discount gift cards to go along with the best coupons.

Big Savings:

For example, I received coupon for $10 off a $25 purchase at JC Penney. Then I bought a $25 gift card to JC Penney for $21.50 at Plastic Jungle.

At JC Penney, Ally found two pairs of skinny jeans for a total of $25.99 plus a must-have, embellished top on the clearance rack for $10. The bill came to $35.99 plus tax. With our coupon and gift card, however, we paid almost nothing at the register. By combining discounts, I paid $21.5o to Plastic Jungle for essentially $35.99 in merchandise at JC Penney. That’s 40% in savings.

Going Forward:

Yes, it takes a little work and forethought. Yes, a good coupon can make all the difference. But there are stores like JC Penney, Kohls, Macy’s, and Old Navy that routinely send out special promotions. If you buy discount gift cards in advance and match ‘em up with the coupons as they arrive, you can save a lot of money.

Plan Ahead for the Holidays:

With the holidays coming up, combining gift cards with store sales and coupons could be the relief your budget is waiting for.

Parents required to buy $5000 in gift cards?

In this article about a school’s gift card fundraising program, Sarah Lorge Butler writes that she is not only required to participate, but is obligated to buy $5,000 worth of gift cards to net the school $250. While Butler has the option to write a check to the school for $250, the program gives parents a way to buy things they’d normally buy without spending additional money. In other words, buy $5000 in gift cards to the grocery store, hardware store, office supply store, and so forth. Then use the cards every time you shop. Proponents of the plan say it’s better than pressuring parents into buying wrapping paper, cookie dough, or other fundraising products they don’t need. I get it. But the limit is way too steep for my budget.

In addition to personal shopping, here are a few ways Butler can meet her obligation:

1. Offer to buy the group gift. Think about upcoming baby showers, bridal showers, coach gift, teacher gifts, and other occassions where people pitch in to buy one big gift. Collect money from participants and buy the gift card through the fundraiser program.
2. Give gift cards to her kids. I use gift cards to teach my kids about money because it helps them learn that plastic money (credit cards, debit cards, and gift cards) isn’t limitless. It may seem that way to little eyes when mom pulls a card out at every cash register, but not so. Gift cards help kids learn to shop within a budget. So Butler might consider getting gift cards for times when she might otherwise give her kids cash–allowance, vacation spending money, birthdays, etc.
3. Plan ahead. Think holidays, birthdays, graduation for the year and buy gift cards in advance so you don’t end up buying other things at the last minute. Don’t worry that gift cards will feel impersonal, most people love to receive them and you can add a personal touch using one of my many ideas. And don’t worry about these gift cards expiring because gift card laws have changed. No fees for a year and no expiration for at least five.
4. Build a stash. Buy extra gift cards to pull out for birthdays and special occasions you hadn’t planned for. I usually have a few extra iTunes gift cards on hand because it is a gift card nearly everybody enjoys and can be used anywhere. Amazon.com, Fandango, and online bookstores would also be good.

For any gift card purchased, I’d be sure to enter and track them in an app like Tango Card. This will not only help Butler use the cards purchased, but could speed check out processes that sometimes work faster if you know the balance on the card before starting the transaction.

This is What Summer is All About

Summer vacation is winding down and I can honestly say that we’ve lived it to the fullest. Rarely more than an hour away from home, we stay-cationed all over the Bay Area. We went to the beach, played summer league baseball, watched professional baseball, swam every water park in the area, ate ice cream, made ice cream, rode our bikes, connected with old friends, and made several new friends. It’s been a good summer.

I’ve Let Myself Go

But in the 10 weeks we’ve enjoyed as a family, I have completely let myself go. I haven’t done my hair in weeks. Ran out of a few essentials in the make-up bag and didn’t bother to replace them. My toenails are bare and my eyebrows a bit bushy. My lack of self care comes down to two things: time and money. (Doesn’t it always?)

Time and Money

I spent the early part of the summer training my boys to quietly go downstairs in the morning, bypassing the usual tap on my forehead to see if I’m awake. Their quiet departure allowed me an extra half hour or so of sleep. The indulgence, however, meant the kids were either starving or clawing at each other by the time I got up. So I had to shave time off the beauty routine to make up for it. I also let them stay up later which meant less time to myself at night. Heck, what am I saying? Less time to myself all DAY too. Love those kids, but forget about scheduling hair, salon, doctor, or dentist appointments while they’re home. And besides, money I might have spent on myself is going to admissions for various activities anyway.

Back to School

But it’s back to school time and that means every mom I know with school age kids is about to get a makeover. And I will be setting the pace. I need a new do, a splash of color on the toes, gonna look into that Yoga class I’ve talked about for months, and probably need to get my teeth cleaned as well.

So while I see retailers advertising “back to school” specials that revolve around kids, I think they’d do well to remember us moms are in need of a little pampering ourselves. And we could use some gift cards to offset the expense because we just spent all our money on summer activities and school registration. I suggest the following:

• Hair salon gift card for a cut and color
• Nail salon gift card for a manicure and pedicure
• Massage or Spa gift card to work out the summer kinks
• Gym or Yoga gift card to find her center again
• Organization store gift card to help her figure out the new fall schedule
• Lunch gift card to reconnect with girlfriends

It doesn’t have to be her birthday. If you know a mom with school age kids who is about to send the kiddies back to the teachers, get her a “Summer Survival” gift card to celebrate her return to freedom!

A new twist on an old gift idea

I like the Work & Life blog on Real Simple. A recent post by Julie Rottenberg on the ups and downs of giving a magazine subscription as a gift got me thinking.

As Julie points out, a subscription is fun to give initially, but can leave you wondering what to do when renewal time comes along. (Should you renew? Does the recipient want the magazine renewed? Will the renewal look lackluster as a gift or tie you into a long-term gifting arrangement?)

Instead, I suggest giving a gift card for a magazine subscription. The recipient can pick out which magazine to order and the renewal notice won’t come to you. It’s a one-time gift.

With that problem solved, I started thinking of fun ways to deliver a magazine subscription gift card–all starting with a store bought magazine. The recipient can order a different magazine, of course, but your gift ensemble acts as recommended reading plus something for the recipient to enjoy while he or she waits for the first issue to arrive.

Then I’d pick up accessories to go with the magazine like a bag of chips, sunscreen, and a reusable water bottle for poolside reading. Or do something in line with the magazine you’re giving. For example, Sports Illustrated and an energy bar for the athlete, Family Fun magazine and craft supplies for the toddler-age mom, or Real Simple with decorative push-pins for the organizer.

This is a gift that works for Him, Her, the Family, and for Kids. I love it and appreciate Julie’s post that kicked me into re-thinking this old gift idea.

No child's scrapbook left behind.

My mom made a scrapbook for all seven of us kids. So when I had my first child, I too embarked on the memory making journey. Within six months, Ally’s book was so full of photos and quotes, I had to buy her a second scrapbook. (You know where this is headed.) Baby number two has half a book. Baby number three has a box. No book.

Blurb.com Saved Me

As the pile of unscrapped photos, school papers, and artwork increases, so does my guilt. I swear (swear, SWEAR), one day I’ll get those scrapbooks caught up. Until then, I’ve been saved by Blurb.com.

With Blurb’s Booksmart software, every month I add pictures and stories to a family memory book. The pages are not as “pretty” as scrapbooked pages, but they aren’t as time-consuming either. And at year’s end, I order a copy of the family book for each child.

I do have a long range goal to give each child an individual scrapbook of their first years, but for now Blurb.com is helping me avoid the feeling that these precious days are flying by unrecorded.

Save Someone Else

Blurb.com also offers gift cards. If you know a mom suffering from scrapbook anxiety, why not give her this time-saving gift as well? A gift card to Blurb.com or any photo book service (e.g. Shutterfly, Snapfish, etc.) would also be great for New Baby, Wedding, Graduation, and other life events where you know photos taken are likely to end up in a pile after the party is over.