The Chase Total Checking account can be opened through the Chase website. In order to receive the sign up bonus, you may either open an account through the bonus offer website link, or manually enter the coupon given when you provide your email. To ensure you receive your bonus, be sure to open a checking account by 7/14/2021 AND set up a direct deposit within 90 days of coupon enrollment.

The Chase Total Checking offers a variety of services, such as access to over 4,700 store branches and 16,000 ATMs COUNTRY-WIDE. Additionally, Chase allows easy banking through their website, Chase Online Banking, or their mobile app, Chase Mobile Banking. The Autosave Feature also enables easy savings by automatically transferring payroll into your own Chase Savings Account (must sign up for this account). Scared of over drafting your account? Chase also offers overdraft protection with the Chase Total Checking account. By signing up for this account, Chase also offers an additional account, The Chase First Banking, for you and your child!

ACCOUNT DETAILS:

• Monthly Service Fee: $12 or $0
  • The Chase Total Checking offers no monthly service fee if you complete any of the following monthly requirements:

1. 1. 1. Monthly electronic deposits into the checking account of $500 or more, such as payments from payroll providers
      2. A beginning balance each day of $1,500 or more in this account
      3. An average beginning balance each day of $5,000 or more in combination with this account and any qualifying Chase checking, savings, and other balances.

• Bank access through over 16,000 ATMs and 4,700 branches country-wide
• Easy banking through Chase Online Banking and Chase Mobile Banking
• Effortless transfers to a savings account through autosave
• Overdraft Services
• Access to Chase First Banking, a checking account for your child

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CIT Bank is an online-only bank that offers some of the highest Savings and CD rates in the nation. They are known for their Savings Account and CD options, and rates are consistently at top of the market nationwide.

If you’re already interested, visit CIT Bank Savings Builder to earn up to 0.45% APY.

CIT Bank Savings Account

Customers can get up to 0.45% APY with their new online savings accounts.

• $100 minimum to open
• There are no opening, monthly servicing, online transfer or incoming wire fees.

How To Get This Rate

These are the current requirements to receive their highest APY rate: maintain a balance of $25,000 or deposit $100 into your account per month.

Here are the rules according to CIT Bank:

1. Monthly Savers:
   • Make at least one single deposit of $100 or more during the first Evaluation Period which begins on the third business day prior to the end of the month the account was opened.
   • Additional deposits made between the account opening date and the beginning of the first Evaluation Period will not qualify.
   • In order to continue to earn the higher rate, make at least one single deposit of $100 every month.
2. High Balance Savers:
   • Have an account balance of $25,000 or more on each Evaluation Day. The Evaluation day is the fourth business day prior to the end of the month.

Rate Tiers

Base: <$25,000 – 0.29%

Upper: < $25,000, but with monthly deposit of $100 or more – 0.95%

Upper: > $25,000 – 0.45%

0.79% APY assumes the account is opened on the 15th day of the month and no qualifying deposits of $100 are made following account opening. Actual APY may be greater or less depending on the date the account is opened. See site for details.

CIT Bank Money Market Account

CIT Bank now offers money market accounts. Going at a rate of up to 0.50% it’s near the top of highest rates. This account is basically a liquid savings account that pays a variable rate of interest and allows up to 6 transfers, deposits, and withdrawals per monthly statement cycle which is governed by federal regulation.

Currently customers can get rates up to 0.50%

• Rate offer has no listed expiration date, but is variable and may change at anytime.
• CIT Bank Money Market account is eligible for this offer
• Offer is available online, nationwide
• Minimum opening deposit of $100
• No Monthly Service Fees
• FDIC Insured
• Use People Pay to send money from your Money Market account to almost anywhere with an email address or mobile phone number.

Learn more about CIT Bank Money Market Account

CIT Bank CD Accounts

There are a variety of CD Options:

• Term CDs
• No-Penalty CDs
• Jumbo CDs

Depending on the amount you can deposit, Term CDs are best for lower deposits. Jumbo CDs are best for deposits of $100,000 or more.

Term CDs

• Minimum deposit of $1,000
• Available terms: Short-term 6-Month and 1-Year CDs to their longer term 5-Year CDs
• Daily compounding interest to maximize your earning potential
• No account opening or maintenance fees
• FDIC insured

Earn up to 0.50% per term. See full list here.

No Penalty CDs

• Minimum deposit of $1,000
• You may withdraw the total balance and interest earned, without penalty, beginning seven days after funds have been received for your CD. No withdrawals are permitted during the first six days following the receipt of funds
• No account opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured**

Earn up to 0.30% per term. See full list here.

Jumbo CDs

• Minimum deposit of $100,000
• No account opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured**

Earn up to 0.50% per term. See full list here.

Bottom Line

When considering Savings account rates, CIT Bank is a definite consideration. Thanks to the ability to strictly stick to online banking, CIT Bank cuts costs that would be used on physical locations. Their savings are then directed towards their customers who get to receive some of the highest rates.

If you’re interested, visit CIT Bank to sign up and learn more!

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Chime Prepaid Card Promotion

Chime Prepaid Card is a mobile-only bank that offers a checking and savings account! Chime is a bank account that helps you save money, automatically! There are many features that are with this mobile-only bank. There aren’t any unnecessary bank fees, save money automatically, and manage your finances wherever you go! Currently, you may get $50 bonus when you set up payroll direct deposit  for each new customer that you refer who signs up for a Chime prepaid card account. However keep in mind, eligible referring Chime members can earn no more than $1,000.00 in referral rewards per calendar year!

Application Link

Chime Prepaid Card: Click this link to earn $50 bonus with Chime!

Chime Prepaid Card Features

• Chime Visa Debit Card may be used everywhere Visa debit cards are accepted
• Chime Spending Account is an FDIC-insured bank account where you can easily deposit funds and handle all your finances on-the-go
• Check your balance, view transactions, and analyze your spending.
• Enroll in Automatic Savings, and you will save money automatically with every Chime card purchase
• Save money with every paycheck by automatically depositing 10% of every paycheck into your Chime Savings Account
• Chime bank account helps you avoid unnecessary bank fees. With Chime, there are no monthly minimums or fees, no overdraft fees, no foreign transaction fees, and ATMs are fee-free at over 24,000 MoneyPass locations
• Learn more: Click this link to learn more about the Chime features!

Chime Prepaid Card Requirements

• The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link and receive a payroll direct deposit of $200.00 or more
• Payroll direct deposit of the referred friend must be made by their employer or payroll provider by an ACH deposit
• Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit
• Referring Chime member must be part of the $50.00 for Payroll Direct Deposit referral reward campaign in order for both parties to be eligible for the $50.00 referral reward
• Referral reward is paid to both parties within two business days after qualifying funds are first deposited into the referred friend’s Spending Account
• Chime reserves the right to cancel or modify the referral reward terms, or terminate the member’s eligibility, at any time with or without prior notice

Summary

Chime Prepaid Card Promotion is a great mobile-only bank because it offers the best features available. You may sign up for Chime and refer your friend to this company so you both may earn a $50 bonus! You still have time to sign up before this offer disappears! Keep in mind,this will only work if your friend signs up and you make a direct deposit of $200 or more. If you’re interested in more, check out our best credit card deals!

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It will provide you with a Debit Card, a simple easy access website, and mobile app, and customer support at your service. Customers here do not need to be a member to register for SoFi Money, all that is required is to be over the age of 18 and to provide basic personal information.

Some features of the SoFi Money are: there are no account fees, there is unlimited reimbursed ATM fees, higher interest rates, an automated bill pay, a freeze on the debit card on-the-go, and FDIC insured deposits that can go up to $1.5M. The customers participation is completely as an independent contractor. You will need to comply with all the applicable laws and regulations for their referrals.

There are no fees when signing up for an account along with no minimum balance required. You will be able to receive a 1.60% APY along with many SoFi membership benefits. The Money Referral Program will be open to all current account holders with SoFi.

With every transaction that is made they place a fully encrypted security code to protect your money and information. SoFi earns a small amount of interest money every time the card is used, it has lower costs when doing transactions online and will pass savings onto the customer with a higher interest rate.

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They believe you should be earning money from your money, not losing anything. SoFi Money is quick and easy to get started with and can be done from your mobile device, giving you access to mobile transfers, photo check deposits, and customer service. It helps you reach whatever goal you may be trying to achieve,  whether it be saving up for a new car or getting ready to pay rent.

Additionally, there are no transaction fees, monthly fees, or any other fees that are commonly applied to your banking experience. Even if you go to any ATM that takes VISA, SoFi money will reimburse any fees that you had to pay, because why should you have to be charged for taking your own money out of an account? SoFi money makes it easy to obtain your money, to store your money, and to transfer your money without having to shell out even a penny.

Want to share your account with someone else? SoFi money makes that easy as well, featuring joint accounts that allow access to your money for you and another.

So many people are talking about SoFi money, ranging from CNN Money to Bloomberg. Many of your friends may be using it already. If you received a referral to join SoFi Money, you could get $75 when you set up direct deposits of at least $500 by using the link from their referral. Join SoFi money today to start making your money earn money for you. If you come for SoFi money, you also get access to membership benefits such as financial planning, career services, member rates discounts on additional SoFi loans, and more!

Save, spend, and earn, all with one product: SoFi Money.

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Capital One 360 Checking Account is an fee-free online checking account that you can use anytime or anywhere. The 360 Checking Account costs $0 to keep or open the account. Further, there are zero fees involved with the contract and your first checkbook is free. In addition to access to over 39,000 fee-free ATMs, you can earn $25 when you deposit $250 or more and have 3 debit card purchases or Zelle transactions. With the 360 Checking Account, you are offered the option for mobile deposits through the Capital One mobile app, online bill pay and automatic payments, and overdraft coverage plans that suit you the best. You also earn 0.20% Annual Percentage Yield on any amount of $0-$100,000 or more in the 360 Checking Account.

360 Performance Savings

360 Performance Savings is a high-yield, fee-free savings account. With the 360 Performance Savings account, you earn 1.70% Annual Percentage Yield (APY) on any balance (5X the National average savings rate). Moreover, there are no monthly fees or minimums to open or maintain your high-yield savings account. The 360 Performance Savings account also comes with access to a 24/7 mobile banking app, digital savings tools to aid in expanding your online account, and the safety of FDIC insurance up to the allowable limits. You also have the opportunity to earn a $25 bonus when you deposit $250-$9,999.99 or a $100 bonus when you deposit $10,000 or more, with the 360 Performance Savings account.

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Chase offers the benefits of its participating members the convenient access to 16,000 ATMs and nearly 5,000 branches. Chase also offers Chase QuickPay with Zelle for its members to allow its users to send and receive money without any inconvenience.

Even if you do not qualify for this deal, the deal is available for a service fee of $6 a month or $0 dollars if you fulfill one of these requirements each monthly statement period:

• A direct deposit made to this account
• OR an average ending day balance of $5,000 or more in this account

Follow these three easy steps to claim your $100 bonus:

1. Open up a new Chase college checking account, which is subject to approval
2. Login to Chase.com and enroll in Chase paperless statements within 60 days of account opening
3. Complete at least 10 qualifying transactions within 60 days of account opening

Qualifying transactions include: Debit card purchases, online bill payments, checks paid, Chase QuickDeposit, Chase QuickPay with Zelle, or direct deposits. Your direct deposit must be an electronic deposit of your paycheck or government pension from your employer or the government.

After completing all the requirements and the 10 qualifying transactions are posted to your account, Chase will deposit the bonus into your account within 10 business days. You can only receive one new checking account opening related bonus every 2 years from the last enrollment date and only one

If the account is closed by the customer or chase within 6 months of account opening, chase will deduct the bonus amount at closing. Enrollment of Chase Online Bill Pay and Chase QuickPay with Zelle are required for activation and certain limitations may apply. This offer is not available for existing Chase Checking customers, or those who have accounts that were closed within 90 days or for those who have had accounts closed with a negative balance. Employers of JPMorgan Chase Bank, N.A, and its affiliates are not eligible for this offer.

Offer Expires 1/11/2020.

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In case you were wondering, Cardpool is definitely legit. Since 2009 Cardpool.com has allowed people to buy or sell gift cards in one of the largest gift card exchanges on the internet. Unlike other gift card exchanges, Cardpool buys gift cards directly from you, allowing them to verify the balance and authenticity of the card. The company then holds it until someone wishes to purchase it.

If you’re looking to sell gift cards, Cardpool purchases them at up to 92% of their value and sends out payments within 24 hours of receiving the gift card. Those of you looking to buy cards will have a huge selection to choose from with options available at up to 35% off. All gift cards are shipped USPS first class and arrive within 3-7 days. Electronic gift cards will be emailed within 24 hours of purchase. The best thing about Cardpool.com is that they do not charge any taxes, fees, or shipping costs, so the advertised price of the card is the only price you pay.

Top 5 Reasons to Use Cardpool.com

• Efficient Platform: Cardpool buys directly from users so you don’t have to deal with any third party companies. This makes the process of verifying your gift card balance quick and easy.
• Seller Protection: Cardpool pays within 1 business day of receiving the gift cards and approval by their fraud and verification departments even if they never find a buyer for the card.
• 100 Day Purchase Guarantee:  If you are not satisfied with your Cardpool purchase for any reason, you may return your unused gift card for a full refund within 100 days of your purchase. If you purchase any gift card from Cardpool, they guarantee it will be valid at the merchant and to the dollar amount specified on your order.
• Fast Delivery: All gift cards are shipped USPS first class and arrive within 3-7 days. Electronic gift cards will be emailed within 24 hours of purchase.
• No Extra Costs:  You never have to worry about taxes, fees, or shipping costs because the advertised price of the card is the only price you pay.

Cardpool is a great platform for gift card buyers and sellers. The site handles of all of the transactions themselves so you can enjoy a fast and convenient experience.

With thousands of different gift card options, you are definitely going to find the one store you’re looking for. And if you aren’t happy, you have 100 days to receive a full refund on your purchase! See our full listing of Discounted Gift Card Deals!

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DoorDash is a food delivery service for those times when you’re just too lazy to get up and get dinner.

They are currently offering a deal where you get $20 free credits, $5 off your first four orders over $10. All you have to do is sign up on this page! Keep in mind that this offer is for new customers only and expires 14 days after your first order.

Simply enter your name, phone number, email and password and you’ve essentially got yourself a free meal. You can even download the app on your smartphone to make it that much easier to get food delivered straight to your doorstep. DoorDash offers countless number of restaurants so you can get almost anything your heart desires.

Even if your favorite restaurant doesn’t offer delivery, DoorDash can get it delivered to you before you even finish an episode of that show you’ve been binge-watching. Sign up now and treat yourself to that chocolate cake you deserve, and DoorDash will treat you with $10 to spend on it.

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Starting today with a referral code, you can save $5 on your first 4 orders of $10 or more. New customers can receive this promotion when they sign up using a code from a friend, earning their friend $7 as well. As people refer more friends they are able to earn more money to use as credit towards future deliveries. Payment for food and delivery is done through DoorDash, saving users time and energy.

DoorDash is easily accessed through their website or downloadable via Apple Store or Google Apps. Sign up can be done by either logging into a Facebook or Google account or users can decide to make a designated DoorDash account with their email and/or mobile number.

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