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	<title>Hamilton Business Network</title>
	
	<link>http://hamiltonbusinessnetwork.com</link>
	<description>Better Business Networking in Hamilton, Ontario</description>
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		<title>Would You Like an iPod Nano with Camera? Attend a Contacts2Clients Seminar!</title>
		<link>http://hamiltonbusinessnetwork.com/2010/04/would-you-like-an-ipod-nano-with-camera-attend-a-contacts2clients-seminar/</link>
		<comments>http://hamiltonbusinessnetwork.com/2010/04/would-you-like-an-ipod-nano-with-camera-attend-a-contacts2clients-seminar/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 00:53:18 +0000</pubDate>
		<dc:creator>Boris Mahovac</dc:creator>
				<category><![CDATA[Business Blogging]]></category>
		<category><![CDATA[Email Marketing]]></category>
		<category><![CDATA[Online Marketing]]></category>
		<category><![CDATA[business seminar]]></category>
		<category><![CDATA[opt-in email marketing]]></category>
		<category><![CDATA[social media networking]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=222</guid>
		<description><![CDATA[As if you needed any more reasons to attend one of my highly acclaimed business training seminars, I am adding another one: attend any Contacts2Clients business seminar in April, May or June, and you will be entered into a draw for a chance to win an Apple iPod Nano with video, a value of $190 [...]]]></description>
			<content:encoded><![CDATA[<p>As if you needed any more reasons to attend one of my <a href="http://ibizacademy.com/testimonials/">highly acclaimed</a> business training seminars, I am adding another one: attend any <a href="http://ibizacademy.com/seminars-workshops-training/contacts-2-clients-oakville/">Contacts2Clients business seminar</a> in April, May or June, and you will be entered into a draw for a chance to win an <a href="http://www.apple.com/ca/ipodnano/" rel="external" target="_blank">Apple iPod Nano</a> with video, a value of $190 (with tax included).</p>
<p>My 3-hour seminar will give you tools and knowledge to use the internet to generate leads, build relationships and close more deals using simple online marketing strategies: business blogging, social media networking and opt-in email marketing.</p>
<p><a href="http://ibizacademy.com/seminars-workshops-training/contacts-2-clients-oakville/"><img src="http://ibizacademy.com/img/win-ipod-Nano.gif" border="0" alt="attend contacts2clients win iPod Nano" /></a></p>
<p class="info"><a href="http://ibizacademy.com/seminars-workshops-training/contacts-2-clients-oakville/">Click here to learn more about the seminar, see testimonials and to register<img class="aligncenter" width="183" height="41" border="0" alt="Register Now" src="http://ibizacademy.com/img/-buttons/register-now_2_yellow.gif" style="border: 0pt none ;" /></a></p>
<p class="small">Contest rules are simple: attend one of my paid training seminars and each time you attend you will be entered to win the grand prize. The grand prize is one Apple iPod Nano in orange. Only one grand prize will be awarded at the final seminar in June when all attendees&#8217; names will be entered into the draw. Your chances of winning the grand prize will depend on: how many times you attend a Contacts2Clients seminar, and on the total number of attendees. The prize will be drawn by computer at Random.org</p>
<p class="remix">Boris Mahovac R.G.D.</p>
<h4><a title="Web Development and Online Promotion" href="http://iBizAcademy.com" target="_blank">iBizAcademy - Online Marketing For Small Business</a></h4>
<p class="info">Sign up for my next <a title="from Contacts to Clients" href="http://ibizacademy.com/contacts2clients/" target="_blank">Contacts2Clients Business Seminar</a><br /><br />
Let's connect: <a href="http://ca.linkedin.com/in/borismahovac" target="_blank" rel="external nofollow" title="Connect with Boris Mahovac on LinkedIn"><img src="http://hamiltonbusinessnetwork.com/img/linkedin_28x28.png" border="0" alt="LinkedIn " width="28" height="28" /></a><a href="http://twitter.com/YourEzineCoach" target="_blank" rel="external" title="Follow Boris Mahovac on Twitter"><img src="http://hamiltonbusinessnetwork.com/img/twitter_28x28.png" border="0" alt="Twitter " width="28" height="28" /></a><a href="http://facebook.com/boris.mahovac" target="_blank" rel="external" title="Friend Boris Mahovac on Facebook"><img src="http://hamiltonbusinessnetwork.com/img/facebook_28x28.png" border="0" alt="Facebook " width="28" height="28" /></a><a href="http://YourEzineCoach.com/feed/" target="_blank" title="Read Boris Mahovac's blog"><img src="http://hamiltonbusinessnetwork.com/img/rss_28x28.png" border="0" alt="RSS" width="28" height="28" /></a></p><div class="feedflare">
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		<slash:comments>0</slash:comments>
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		<title>Business Blogging: the Cure for the Common Web Site Blahs</title>
		<link>http://hamiltonbusinessnetwork.com/2010/04/business-blogging-the-cure-for-the-common-web-site-blahs/</link>
		<comments>http://hamiltonbusinessnetwork.com/2010/04/business-blogging-the-cure-for-the-common-web-site-blahs/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 12:25:12 +0000</pubDate>
		<dc:creator>Boris Mahovac</dc:creator>
				<category><![CDATA[Business Blogging]]></category>
		<category><![CDATA[Email Marketing]]></category>
		<category><![CDATA[Online Marketing]]></category>
		<category><![CDATA[Social Networking]]></category>
		<category><![CDATA[client testimonials]]></category>
		<category><![CDATA[seminars]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=219</guid>
		<description><![CDATA[The time has come for you to ditch that boring web site and replace it with a Google magnet: a properly set up and fine-tuned business blog. You will never look back.
Learn more about what you can learn about generating leads and closing more sales! And remember, as a member of my networking circle you [...]]]></description>
			<content:encoded><![CDATA[<p>The time has come for you to ditch that boring web site and replace it with a Google magnet: a properly set up and fine-tuned business blog. You will never look back.</p>
<p>Learn more about what <strong>you</strong> can <a href="http://ibizacademy.com/seminars-workshops-training/contacts-2-clients-oakville/">learn about generating leads and closing more sales!</a> And remember, as a member of my networking circle you can save 20% off tuition &#8212; ask me how.</p>
<p>In this video Cheryl Scoffield of <a href="http://ExecutiveSalesSupport.com">Executive Sales Support</a>, shares a testimonial:</p>
<blockquote><p>I&#8217;m here today at Boris Mahovac&#8217;s Contacts 2 Clients, <a href="http://ibizacademy.com/seminars-workshops-training/contacts-2-clients-oakville/">how to use social networking and blogging</a> &#8212; <strong>awesome</strong>! Every time I come to Boris&#8217;s event I always learn something I can apply right away in my business to help me drive traffic to my web site. So, it&#8217;s awesome, and I&#8217;d recommend that you come.</p></blockquote>
<p><object width="425" height="344"><param name="movie" value="http://www.youtube-nocookie.com/v/1L7o-9rblOI&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;color1=0xe1600f&#038;color2=0xfebd01"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube-nocookie.com/v/1L7o-9rblOI&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;color1=0xe1600f&#038;color2=0xfebd01" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object></p>
<p class="remix">Boris Mahovac R.G.D.</p>
<h4><a title="Web Development and Online Promotion" href="http://iBizAcademy.com" target="_blank">iBizAcademy - Online Marketing For Small Business</a></h4>
<p class="info">Sign up for my next <a title="from Contacts to Clients" href="http://ibizacademy.com/contacts2clients/" target="_blank">Contacts2Clients Business Seminar</a><br /><br />
Let's connect: <a href="http://ca.linkedin.com/in/borismahovac" target="_blank" rel="external nofollow" title="Connect with Boris Mahovac on LinkedIn"><img src="http://hamiltonbusinessnetwork.com/img/linkedin_28x28.png" border="0" alt="LinkedIn " width="28" height="28" /></a><a href="http://twitter.com/YourEzineCoach" target="_blank" rel="external" title="Follow Boris Mahovac on Twitter"><img src="http://hamiltonbusinessnetwork.com/img/twitter_28x28.png" border="0" alt="Twitter " width="28" height="28" /></a><a href="http://facebook.com/boris.mahovac" target="_blank" rel="external" title="Friend Boris Mahovac on Facebook"><img src="http://hamiltonbusinessnetwork.com/img/facebook_28x28.png" border="0" alt="Facebook " width="28" height="28" /></a><a href="http://YourEzineCoach.com/feed/" target="_blank" title="Read Boris Mahovac's blog"><img src="http://hamiltonbusinessnetwork.com/img/rss_28x28.png" border="0" alt="RSS" width="28" height="28" /></a></p><div class="feedflare">
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</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Attend My Next Seminar for a Chance to Win a Free Personal Web Site!</title>
		<link>http://hamiltonbusinessnetwork.com/2010/03/attend-my-next-seminar-for-a-chance-to-win-a-free-personal-web-site/</link>
		<comments>http://hamiltonbusinessnetwork.com/2010/03/attend-my-next-seminar-for-a-chance-to-win-a-free-personal-web-site/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 20:31:38 +0000</pubDate>
		<dc:creator>Boris Mahovac</dc:creator>
				<category><![CDATA[Online Marketing]]></category>
		<category><![CDATA[Email Marketing]]></category>
		<category><![CDATA[seminars]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=217</guid>
		<description><![CDATA[Did you know that 80% of all sales now start as research on the Internet &#8211; are you doing your best so that your next ideal client can find you?
Join me and a small group of local business owners for an intensive 3-hour training session in Oakville.
After the seminar you will have learnt the A-B-C [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://ibizacademy.com/seminars-workshops-training/contacts-2-clients-oakville/"><img class="size-full wp-image-503 alignright" title="Contacts 2 Clients seminar" src="http://ibizacademy.com/wp/wp-content/uploads/2010/03/Contacts-2-Clients-seminar-125.gif" alt="Contacts 2 Clients seminar" width="125" height="125" /></a><strong>Did you know that 80% of all sales now start as research on the Internet &#8211; are you doing your best so that your next ideal client can find you</strong>?</p>
<p>Join me and a small group of local business owners for an intensive 3-hour training session in Oakville.</p>
<p>After the seminar you will have learnt the A-B-C of my <strong>Contacts 2 Clients™ Integrated Marketing System</strong>. The A-B-C doesn&#8217;t mean &#8220;the basics&#8221;, but rather, you will be equipped with the knowledge and systems to:</p>
<ul>
<li><strong>Attract Contacts</strong> by creating an effective online presence, using your blog site as your home base. I will show you how to create traffic to your site, how to make Google your new best friend, and how to use places like Linkedin, Facebook and Twitter to create followers and leads.</li>
<li><strong>Build Relationships</strong> by following up with your contacts, using automated email marketing messages; engaging in a conversation on social media sites; by unselfishly sharing your expertise and resources with the people who are interested in hearing what you have to say.</li>
<li><strong>Close More Deals</strong> By using email marketing strategies, and simple, but effective online ecommerce systems to sell your knowledge, services and products.</li>
</ul>
<p>The training event is scheduled for March 23, 10am-1pm. Visit this page to learn more about my <a href="http://ibizacademy.com/seminars-workshops-training/contacts-2-clients-oakville/"><strong>live business training event in Oakville</strong></a> today!</p>
<p>See the <a href="http://ibizacademy.com/2009/from-contacts-to-clients-in-3-easy-steps-oakville-seminar/">comments</a> from the last seminar.</p>
<p class="alert">At the end of the seminar I will draw one lucky winner of a <a href="http://personalwebsitedesign.ca/">personal web site design and hosting package</a> worth $110!</p>
<p class="note">As a member of my networking circle <strong>you can save 20%</strong> by using this promo code in the shopping cart: network20</p>
<p class="remix">Boris Mahovac R.G.D.</p>
<h4><a title="Web Development and Online Promotion" href="http://iBizAcademy.com" target="_blank">iBizAcademy - Online Marketing For Small Business</a></h4>
<p class="info">Sign up for my next <a title="from Contacts to Clients" href="http://ibizacademy.com/contacts2clients/" target="_blank">Contacts2Clients Business Seminar</a><br /><br />
Let's connect: <a href="http://ca.linkedin.com/in/borismahovac" target="_blank" rel="external nofollow" title="Connect with Boris Mahovac on LinkedIn"><img src="http://hamiltonbusinessnetwork.com/img/linkedin_28x28.png" border="0" alt="LinkedIn " width="28" height="28" /></a><a href="http://twitter.com/YourEzineCoach" target="_blank" rel="external" title="Follow Boris Mahovac on Twitter"><img src="http://hamiltonbusinessnetwork.com/img/twitter_28x28.png" border="0" alt="Twitter " width="28" height="28" /></a><a href="http://facebook.com/boris.mahovac" target="_blank" rel="external" title="Friend Boris Mahovac on Facebook"><img src="http://hamiltonbusinessnetwork.com/img/facebook_28x28.png" border="0" alt="Facebook " width="28" height="28" /></a><a href="http://YourEzineCoach.com/feed/" target="_blank" title="Read Boris Mahovac's blog"><img src="http://hamiltonbusinessnetwork.com/img/rss_28x28.png" border="0" alt="RSS" width="28" height="28" /></a></p><div class="feedflare">
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		<title>How To Make Google Like Your Site More?</title>
		<link>http://hamiltonbusinessnetwork.com/2009/12/how-to-make-google-like-your-site-more/</link>
		<comments>http://hamiltonbusinessnetwork.com/2009/12/how-to-make-google-like-your-site-more/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 04:53:13 +0000</pubDate>
		<dc:creator>Boris Mahovac</dc:creator>
				<category><![CDATA[Business Blogging]]></category>
		<category><![CDATA[Social Networking]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=210</guid>
		<description><![CDATA[Google is planning on updating their indexing algorithms in 2010 to add more emphasis on social bookmarking. In other words, Google will now not only look at how many quality back-links lead to your pages, but will also take into account the number of Twitter mentions, Facebook updates and Linkedin status updates which link to [...]]]></description>
			<content:encoded><![CDATA[<p>Google is planning on updating their indexing algorithms in 2010 to add more emphasis on <strong>social bookmarking</strong>. In other words, Google will now not only look at how many quality back-links lead to your pages, but will also take into account the number of Twitter mentions, Facebook updates and Linkedin status updates which link to your pages (so, please, retweet this using the link in the upper right corner of this post).</p>
<p>One thing you need to add to your site (blog, preferably) are simple ways visitors can &#8220;share and bookmark&#8221; your pages (blog posts) to places such as Facebook, Linkedin and Twitter, also Digg, Stumbleupon and others. This is easy if your site is a blog, there are a number of ways to add this functionality by adding a plugin to your WordPress-powered blog. Other blogging platforms also have similar solutions you can readily use.</p>
<p>If you have questions about blogging and social networking, you can start by reading this low-cost introduction. <strong>I&#8217;ve arranged a special $10 OFF for you as my networking buddies</strong>! <a href="http://howtoblogforbiz.com/7only/">For only $7 you will find easy-to-read information about basics of business blogging and online marketing</a>.</p>
<p class="remix">Boris Mahovac R.G.D.</p>
<h4><a title="Web Development and Online Promotion" href="http://iBizAcademy.com" target="_blank">iBizAcademy - Online Marketing For Small Business</a></h4>
<p class="info">Sign up for my next <a title="from Contacts to Clients" href="http://ibizacademy.com/contacts2clients/" target="_blank">Contacts2Clients Business Seminar</a><br /><br />
Let's connect: <a href="http://ca.linkedin.com/in/borismahovac" target="_blank" rel="external nofollow" title="Connect with Boris Mahovac on LinkedIn"><img src="http://hamiltonbusinessnetwork.com/img/linkedin_28x28.png" border="0" alt="LinkedIn " width="28" height="28" /></a><a href="http://twitter.com/YourEzineCoach" target="_blank" rel="external" title="Follow Boris Mahovac on Twitter"><img src="http://hamiltonbusinessnetwork.com/img/twitter_28x28.png" border="0" alt="Twitter " width="28" height="28" /></a><a href="http://facebook.com/boris.mahovac" target="_blank" rel="external" title="Friend Boris Mahovac on Facebook"><img src="http://hamiltonbusinessnetwork.com/img/facebook_28x28.png" border="0" alt="Facebook " width="28" height="28" /></a><a href="http://YourEzineCoach.com/feed/" target="_blank" title="Read Boris Mahovac's blog"><img src="http://hamiltonbusinessnetwork.com/img/rss_28x28.png" border="0" alt="RSS" width="28" height="28" /></a></p><div class="feedflare">
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		<title>HamiltonBusinessNetwork.com next meeting: Wed. Dec. 16</title>
		<link>http://hamiltonbusinessnetwork.com/2009/12/hamiltonbusinessnetwork-com-next-networking-meeting-wed-dec-16/</link>
		<comments>http://hamiltonbusinessnetwork.com/2009/12/hamiltonbusinessnetwork-com-next-networking-meeting-wed-dec-16/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 23:30:19 +0000</pubDate>
		<dc:creator>Paul Smith</dc:creator>
				<category><![CDATA[nextmeetingdate]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=199</guid>
		<description><![CDATA[Our next meeting is on Wednesday, December 16, 2009.
Join our free networking group to grow your business by referral marketing.
Our members will be your virtual sales force! Use our blog to promote your own web site, drive traffic to your site and generate qualified leads.
]]></description>
			<content:encoded><![CDATA[<p>Our next meeting is on Wednesday, December 16, 2009.</p>
<p>Join our <a title="Hamilton business networking group - free to join!" href="http://hamiltonbusinessnetwork.com">free networking group</a> to grow your business by referral marketing.</p>
<p>Our members will be your virtual sales force! Use <a title="Use our blog to post articles related to your business and grow traffic to your web site" href="http://hamiltonbusinessnetwork.com/blog-news-and-articles/">our blog</a> to promote your own web site, drive traffic to your site and generate qualified leads.</p>
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		<title>What is the advantage of the BestRateGuys.com team??</title>
		<link>http://hamiltonbusinessnetwork.com/2009/08/what-is-the-advantage-of-the-bestrateguyscom-team/</link>
		<comments>http://hamiltonbusinessnetwork.com/2009/08/what-is-the-advantage-of-the-bestrateguyscom-team/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 16:05:58 +0000</pubDate>
		<dc:creator>Paul Smith</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=184</guid>
		<description><![CDATA[  What can the BestRateGuys.com team do for you? check out our amazing list of factual points, which will make you agree the BestRateGuys.com team is your best choice for mortgage solutions!]]></description>
			<content:encoded><![CDATA[<p>In our previous article we wrote about <a title="what can a mortgage agent do " href="http://bestrateguys.com/2009/08/exactly-what-does-a-mortgage-agent-do/" target="_blank">what a mortgage agent can do for you</a>, we spoke about the role of a mortgage agent vs. The Bank.</p>
<p>However with literally 100&#8217;s of mortgage agents in the Ontario marketplace we feel its necessary now to let you know what BestRateGuys.com can do for you.</p>
<p>The role of a mortgage agent is quite typical, we all do pretty much the same core activities:</p>
<ul type="disc">
<li><a title="First Time Homebuyer" href="http://bestrateguys.com/mortgage-products/first-time-homebuyer/" target="_blank">First time homebuyer mortgage financing</a></li>
<li> <a title="Equity take out" href="http://bestrateguys.com/mortgage-products/home-equity-loans/" target="_blank">2<sup>nd</sup> mortgage financing /equity take out</a></li>
<li><a title="Renewal / Switch" href="http://bestrateguys.com/mortgage-products/renewal-switch/" target="_self"> Renewals or switched mortgage financing</a></li>
<li><a title="Contact us today for more info." href="http://bestrateguys.com/contact-us/" target="_self"> Mortgage protection insurance</a></li>
</ul>
<p>How ever it is the quality of service that sets us apart form the others, after all you just don&#8217;t want anyone handling your financial affairs.</p>
<p>At BestRateguys.com it is our continuing mandate to ensure our clients are satisfied with our service. We follow one basic principal:</p>
<p>&#8221; if your not satisfied, we are not satisfied&#8221;.</p>
<p>In a business where reputation is everything, we relay on our clients past and present, to feel good about our services and pass along their experience With others, that&#8217;s how we achieve nearly 90% of our new clientele.</p>
<p>           Our commitment to excellent includes:</p>
<ul>
<li>Understanding any obstacles you have &#8211; after all we are all human, sometimes obstacles are an inevitable part of life.</li>
<li>Educating you on the mortgage process &#8211; not everyone knows the ins and outs of mortgage financing.</li>
<li>Being patient &#8211; this is a big decision, we know that! Take your time, we are hear to help when you are ready.</li>
<li>Answer all questions- no question is too big or too small, ask away&#8230; we love to answer questions!</li>
<li>Creating confidence &#8211; we will only recommend you for a mortgage if we feel confident in you! if mortgage financing is right for you, feed off of our confidence.</li>
<li>Confidentiality &#8211; All you information is secure with us, as is the entire process. We are bound by ethics and the Financial commission of Ontario to protect your information!</li>
<li>Not aggressive &#8211; if you do not qualify for a mortgage, or want sometime to think about it, we understand. We will not push you into anything you are not 100% sure on.</li>
</ul>
<p>Besides all these wonderful attributes, we also pride ourselves on &#8220;constant contact&#8221; even after you mortgage financing is approved and closed. From time to time we will let you know about</p>
<p>Rate changes in the market place and possible ways to save money, after all you have better things to do then watch out for market changes. And of course, we are always here to answer any questions that may come to mind&#8230; 1,2, 3 years down the road.</p>
<p>After all, the BestRateGuys.com team is constantly keeping up to date on market changes and we are educated not only academically but also with experience.</p>
<p>In addition we offer other programs that other Agents may not.</p>
<ul>
<li>We have access to over 52 lenders and several private lenders. &#8211; so we actually &#8220;shop around&#8221; for the best mortgage rate, and don&#8217;t just settle.</li>
<li>Our best rate guarantee &#8211; <a title="Best Rate Guarantee" href="http://bestrateguys.com/rates/lowest-rate-guarantee/" target="_blank">check it out!</a></li>
<li>Secured Visa &#8211; our secured visa program makes it easy for you to obtain a credit card, even when the bank says no.</li>
<li>Monthly promotions that could be beneficial to you.</li>
<li>Exclusive lender relationships &#8211; over the past while we have developed a terrific relationship with some of our lenders, in tern , they have offered us some exclusive rates, for our clientele base.</li>
</ul>
<p>     These are only a few points of what BestRateGuys.com has to offer you. When you use BestRateGuys.com you using  your best choice in the mortgage market!</p>
<p>                To learn more about our service,  <a title="contact us" href="http://bestrateguys.com/contact-us/" target="_blank">contact us today!</a></p>
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		<title>How to cool down your home, while cooling off your wallet.</title>
		<link>http://hamiltonbusinessnetwork.com/2009/08/how-to-cool-down-your-home-while-cooling-off-your-wallet/</link>
		<comments>http://hamiltonbusinessnetwork.com/2009/08/how-to-cool-down-your-home-while-cooling-off-your-wallet/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 16:16:55 +0000</pubDate>
		<dc:creator>Paul Smith</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=182</guid>
		<description><![CDATA[Keeping your house cool in the heat of the summer isn't always easy on your pocketbook. Let BestRateGuys.com show you some cost effective ways to reduce your summer spending.]]></description>
			<content:encoded><![CDATA[<h2><a title="Permanent Link to How to cool down your home, while cooling off your wallet." rel="bookmark" href="http://bestrateguys.com/2009/08/how-to-cool-down-your-home-while-cooling-off-your-wallet/"></a> </h2>
<p>As the Hazy month of August hits its half way point, the true heat of the summer of 2009 keeps getting more and more intense, most homeowners will put their air conditioner at full speed in an effort to stay comfortable while at home. however much like our previous article about<a title="Going Green at home" href="http://bestrateguys.com/2009/08/tip-of-the-day-aug-11-09-make-your-home-a-green-home/" target="_blank"> &#8220;going green around the home&#8221;</a>, there are some useful tips to help with cooling down your home too, therefore reducing your monthly energy consumption and giving  your home the status of being environmentally friendly.</p>
<p> Here are some cost effective things you can do to keep cool, and save some money:</p>
<ul>
<li>  Run your central Air conditioner only when you need it. Most Ontarians have already purchased a New Timer thermostat to control their central air / furnace. This timer works the same as an older version, only this one allows you to set the exact time of when to program your air conditioner to start and when to turn it off. There is no point in running your air conditioner while you are at work for 8+ hours a day. Also try to avoid the Hydro consumption &#8220;peak hours&#8221; ( typically 11am &#8211; 5pm) this is when Hydro tends to cost more as more people are home or in their office to use it, the more demand on the system &#8211; the more money the system charges . Turn you Central air on only when you are home and need it, and avoid peak hours. If you follow this routine, the savings will show.</li>
</ul>
<table border="1" cellspacing="0" cellpadding="0" width="100%">
<tbody>
<tr bgcolor="#cccccc">
<td width="35%"><strong>Day of Week </strong></td>
<td width="21%"><strong>Time of Day</strong></td>
<td width="17%"><strong>Time of Use</strong></td>
<td width="27%"><strong>Price (cents/kWh)</strong></td>
</tr>
<tr>
<td width="35%"><strong>Weekends &amp; Holidays</strong></td>
<td width="21%">All Day</td>
<td width="17%">Off-peak</td>
<td width="27%">4.2</td>
</tr>
<tr>
<td width="35%"><strong>Summer Weekdays (May 1 &#8211; Oct. 31)</strong></td>
<td width="21%">7:00 a.m. &#8211; 11:00 a.m.</td>
<td width="17%">Mid-peak</td>
<td width="27%">7.6</td>
</tr>
<tr>
<td width="35%"> </td>
<td width="21%">11:00 a.m. &#8211; 5:00 p.m.</td>
<td width="17%">On-peak</td>
<td width="27%">9.1</td>
</tr>
<tr>
<td width="35%"> </td>
<td width="21%">5:00 p.m. &#8211; 10:00 p.m.</td>
<td width="17%">Mid-peak</td>
<td width="27%">7.6</td>
</tr>
<tr>
<td width="35%"> </td>
<td width="21%">10:00 p.m. &#8211; 7:00 a.m.</td>
<td width="17%">Off-peak</td>
<td width="27%">4.2</td>
</tr>
<tr>
<td width="35%"><strong>Winter Weekdays (Nov. 1 &#8211; Apr. 30)</strong></td>
<td width="21%">7:00 a.m. &#8211; 11:00 a.m.</td>
<td width="17%">On-peak</td>
<td width="27%">9.1</td>
</tr>
<tr>
<td width="35%"> </td>
<td width="21%">11:00 a.m. &#8211; 5:00 p.m.</td>
<td width="17%">Mid-peak</td>
<td width="27%">7.6</td>
</tr>
<tr>
<td width="35%"> </td>
<td width="21%">5:00 p.m. &#8211; 8:00 p.m.</td>
<td width="17%">On-peak</td>
<td width="27%">9.1</td>
</tr>
<tr>
<td width="35%"> </td>
<td width="21%">8:00 p.m. &#8211; 10:00 p.m.</td>
<td width="17%">Mid-peak</td>
<td width="27%">7.6</td>
</tr>
<tr>
<td width="35%"> </td>
<td width="21%">10:00 p.m. &#8211; 7:00 a.m.</td>
<td width="17%">Off-peak</td>
<td width="27%">4.2</td>
</tr>
</tbody>
</table>
<ul>
<li> Use black out drapes. If you have a room in the house that gets full sun exposure streaming through the windows every day&#8230; that is an unnecessary fault in cooling down your home. purchase &#8220;black out drapes&#8221; &#8211; these drapes come and a verity of styles and textures/ colors to fit in with any decor, and have a special backing that reflects the incoming sunlight back out the window and keeps your room nice and cool. I have purchased a set for myself, they work wonders on a room that I was having an issue with keeping cool. They are also perfect for those who work shift work, and need to sleep during the day, by keeping out the light.</li>
<li> Use an energy star floor or ceiling fan. Don&#8217;t be so quick to turn on your central air, if you need to get just a few degrees cooler, switch on an overhead ceiling fan or floor fan. These are relatively cost effective solution and do a good job of moving the stale air around the house. Opt for an energy star model &#8211; proven to use less hydro at almost the same cost for a traditional model.</li>
<li> Open a window. The simplest form of cooling down your house. Sometimes your house can be hotter inside then it is out. Open your front door and test the temperature, if it is cool enough with a good breeze, then open up some windows, and let mother nature do the cooling off for you. if possible open windows in the opposite ends of the house or room to get some well needed &#8220;cross ventilation&#8221; this will help air out your house and give a summer fresh feeling to your living environment.</li>
</ul>
<p>In conclusion, these simple step are excellent ways to take control of not only your energy costs but as well as your responsibility to the  environment  as a homeowner.</p>
<p>Keeping a cool environment is key to keeping a comfortable environment during the humid days of summer.</p>
<p> For more information on this or other house hold tips to reduce your spending including ways to cut down on your monthly mortgage payments <a title="contact us " href="http://bestrateguys.com/contact-us/" target="_blank">contact us today!</a></p>
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		<title>What to look for.</title>
		<link>http://hamiltonbusinessnetwork.com/2009/08/what-to-look-for/</link>
		<comments>http://hamiltonbusinessnetwork.com/2009/08/what-to-look-for/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 16:08:08 +0000</pubDate>
		<dc:creator>Paul Smith</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=176</guid>
		<description><![CDATA[Purchasing a home is an exciting time! Do you know what you can afford? Do you know what the lender is prepared to lend you? Let BestRateGuys.com find out the answers to these questions, to better assist you in your home buyer shopping. 
]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><a rel="attachment wp-att-175" href="http://hamiltonbusinessnetwork.com/2009/08/what-to-look-for/redh/"><img class="alignleft size-full wp-image-175" src="http://hamiltonbusinessnetwork.com/wp/wp-content/uploads/2009/08/redh.jpg" alt="redh" width="258" height="261" /></a>When looking to purchase a house, in particular for a first time homebuyer, looking on <a title="MLS.ca" href="http://www.mls.ca/splash.aspx" target="_blank">MLS.Ca</a> or going to open houses might having you feel like a kid in a candy store!</p>
<p style="text-align: center;">But how do you establish what house you can actually afford? What is your limit? What are the houses you should be targeting?</p>
<p style="text-align: center;">All in all , it comes down to what you can afford to pay back &#8211; based on this a <a title="Pre Approval" href="https://bestrateguys.com/apply-now/" target="_blank">mortgage pre approval </a>can be made, and you can have an actual solid price range to look for.</p>
<p style="text-align: center;">The process is simple</p>
<p style="text-align: center;"> <a href="http://bestrateguys.com/wp/wp-content/uploads/2009/08/redh.jpg"></a></p>
<ul>
<li>1. <a title="contact us" href="http://bestrateguys.com/contact-us/" target="_blank">Contact BestRateGuys.com</a>, let us know you are in the market for a home. Even if its not immediate, we can still work with you so you can get an idea of what you can afford.</li>
</ul>
<p> </p>
<ul>
<li>2. BestRateGuys.com will educate you on mortgage financing, interest rates and terms&#8230;..so you fully understand the process and you possible future obligations.</li>
</ul>
<p> </p>
<ul>
<li>3. BestRateGuys.com will work out a payment formula with you, something that you agree will be an affordable way to make your dreams reality. Our success is your success as a homeowner, we want to make sure your monthly mortgage payments are do-able for you. we access how much you make every month, combined with your total liability and factor in your assets, also we look if you have a down payment, if not can we arrange financing without one?. We also look at your past history with credit, and offer if need be ways to improve an downfalls you may have had.</li>
</ul>
<p> </p>
<ul>
<li>4. <a title="Pre Approval" href="https://bestrateguys.com/apply-now/" target="_blank">Fill out a pre approval.</a> A pre approval is your BEST tool in discovering what it is you qualify for! This pre approval does NOT mean that you are obligated to get the financing, it does however give us both a feel of the exact financing amount you can qualify for, as well as what lender can offer you the best rate, and we hold that rate for 120 days! If you choose not to move forward with that pre approval, after 120 days you may need to re apply for another pre approval.</li>
</ul>
<p> </p>
<ul>
<li>5. You start looking at homes! This is the exciting part. You work with a realtor to get a feel of what type of home you are looking for. If you don&#8217;t have a realtor, BestRateGuys.com can hook you up with <a title="Jeff's page" href="http://www.jeffsellshomes.ca/" target="_blank">an area realtor.</a></li>
</ul>
<p> </p>
<ul>
<li>6. Find that special home! Work with your realtor to make an offer to purchase your home. Bestrateguys.com will work out the rest of the details concerning solidifying the financing, and take care of all the paper work.</li>
</ul>
<p>             Its that simple.</p>
<p>And remember we get paid only when the deal closes. At that point we get paid by the lender, NOT you!</p>
<p> </p>
<p>There is no cost associated with doing a pre approval- so we suggest you stop wondering what it is your looking at and get a educated on what you should be looking at.</p>
<p>                                         <a title="contact us" href="http://bestrateguys.com/contact-us/" target="_blank">Contact us today</a> or visit our<a title="Pre Approval" href="https://bestrateguys.com/apply-now/" target="_blank"> pre approval page today!</a></p>
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		<title>Toronto’s Greatest Business Networking Bash This Summer!</title>
		<link>http://hamiltonbusinessnetwork.com/2009/08/torontos-greatest-business-networking-bash-this-summer/</link>
		<comments>http://hamiltonbusinessnetwork.com/2009/08/torontos-greatest-business-networking-bash-this-summer/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 21:40:18 +0000</pubDate>
		<dc:creator>Boris Mahovac</dc:creator>
				<category><![CDATA[Business Networking]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=171</guid>
		<description><![CDATA[If you enjoy business networking then the annual Summer Networking Bash in Toronto is the place to be. It is hosted by Unleash PR for the 7th year in a row.
This year&#8217;s event is poised to be the largest ever, with 500+ confirmed guests &#8212; business owners, solopreneurs, sales professionals and entrepreneurs, just like you. [...]]]></description>
			<content:encoded><![CDATA[<p>If you enjoy <strong>business networking</strong> then the annual <a href="http://www.biznetworknews.com/search_bnn_events.php?time=7&#038;region=-&#038;province=-&#038;district=-&#038;group_cat=-&#038;group_type=-&#038;group_name=-&#038;location=-&#038;organizer=-&#038;special=&#038;submit=Search&#038;nosearch=true&#038;eventid=81655">Summer Networking Bash in Toronto</a> is the place to be. It is hosted by Unleash PR for the 7th year in a row.</p>
<p>This year&#8217;s event is poised to be the largest ever, with 500+ confirmed guests &#8212; business owners, solopreneurs, sales professionals and entrepreneurs, just like you. The main purpose of this event is to facilitate connections between business owners.</p>
<p>Several sponsors have contributed to making this <em>the</em> networking event of the summer, and among them will be your webmaster, Boris Mahovac, representing <a href="http://betterbusinessnetworking.com/">Better Business Networking</a>, a <strong>new type of networking idea</strong>. </p>
<p>As a member of this networking group <strong>you can attend for free</strong>! I have a limited number of tickets to hand out, call me at 905-844-4247 (first-come first-served). Tickets are available online for $22 or $40 at the door.</p>
<p>If you&#8217;re interested in helping me out you can join me at my table to share your experience with being a member of this group. I have a few T-shirts and baseball caps to give to those who help me out.</p>
<p><strong>When</strong>: Wednesday, August 12, 2009<br />
<strong>Time</strong>: 5pm &#8211; 9 pm<br />
<strong>Where</strong>: All Canadian Self Storage, 1 Laird Dr, Toronto</p>
<p><iframe width="425" height="350" frameborder="0" scrolling="no" marginheight="0" marginwidth="0" src="http://maps.google.ca/maps?q=1+Laird+Dr,+Toronto&#038;oe=utf-8&#038;client=firefox-a&#038;ie=UTF8&#038;split=0&#038;gl=ca&#038;ei=pVp_SvuRHZWIMan9xfcC&#038;z=14&#038;iwloc=r0&#038;ll=43.712681,-79.356308&#038;output=embed"></iframe><br /><small><a href="http://maps.google.ca/maps?q=1+Laird+Dr,+Toronto&#038;oe=utf-8&#038;client=firefox-a&#038;ie=UTF8&#038;split=0&#038;gl=ca&#038;ei=pVp_SvuRHZWIMan9xfcC&#038;z=14&#038;iwloc=r0&#038;ll=43.712681,-79.356308&#038;source=embed" style="color:#0000FF;text-align:left">View Larger Map</a></small></p>
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		<title>What does a Mortgage Agent do exactly?</title>
		<link>http://hamiltonbusinessnetwork.com/2009/08/what-does-a-mortgage-agent-do-exactly/</link>
		<comments>http://hamiltonbusinessnetwork.com/2009/08/what-does-a-mortgage-agent-do-exactly/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 14:41:30 +0000</pubDate>
		<dc:creator>Paul Smith</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://hamiltonbusinessnetwork.com/?p=159</guid>
		<description><![CDATA[As mortgage agents the BestRateGuys.com team is licensed by the Financial Services Commission of Ontario, and regulate with high ethical standards and education. ]]></description>
			<content:encoded><![CDATA[<p>A mortgage agent plays a vital role for homeowners before; during and after your mortgage financing is secure.</p>
<p>In the province of Ontario, Mortgage Agents like the BestRateGuys.com are licensed by the Financial Service Commission of Ontario, and are government regulated to provide ethical decisions for you the customer, privacy of information to make sure your information stays confidential, as well as educated in all aspects of the mortgage industry by a government approved and recognized institution.</p>
<p>As mortgage agents, the BestRateGuys .com team can offer you these exciting products and services:</p>
<ul>
<li> <a title="First Time Homebuyer" href="http://bestrateguys.com/mortgage-products/first-time-homebuyer/" target="_blank">First time homebuyer mortgage financing</a></li>
<li> <a title="Equity take out" href="http://bestrateguys.com/mortgage-products/home-equity-loans/" target="_blank">2<sup>nd</sup> mortgage financing /equity take out</a></li>
<li><a title="Renewal / Switch" href="http://bestrateguys.com/mortgage-products/renewal-switch/" target="_self"> Renewals or switched mortgage financing</a></li>
<li><a title="Contact us today for more info." href="http://bestrateguys.com/contact-us/" target="_self"> Mortgage protection insurance</a></li>
<li> <a title="Secured Visa - Info &amp; App" href="http://bestrateguys.com/credit/secured-visa-card/" target="_self">Secured visa card</a></li>
<li> <a title="Contact us for Advice and Info." href="http://bestrateguys.com/mortgage-products/home-equity-loans/" target="_self">Advice on present and future finances</a></li>
<li><a title="Best Rate Guarantee" href="http://bestrateguys.com/rates/lowest-rate-guarantee/" target="_blank">Access to our &#8220;Best Rate Guarantee&#8221; </a></li>
</ul>
<p>It is our commitment at BestRateGuys.com to be with you every step of the way.</p>
<p>Before:  to educate you on the type of mortgage financing available to your specific needs, to walk you through the process and to make sure you understand the process.</p>
<p>During: we are committed to finding you the best rate possible that you qualify for, often well below the bank rate. We will seek the best rate and terms, and educate you on the product to make sure that this is the right fit for you.</p>
<p>After: we will keep in contact with you, to ensure your mortgage terms are still conclusive to your lifestyle, should you run into any issues &#8211; loss of job, a life altering  experience, we will work with you to over come any obstacles to ensure your home is secure. We will also make sure you know of specific rate changes in the industry that may drastically reduce your payments and save you more.</p>
<p>Remember, BestRateGuys.com also has many contacts with in the community, such as a financial planner,real estate agent, photographer, houseware sales, web designer - if you are looking for an industry professional, contact us; chances are we have a recommended referral that may come in use for you! or visit our <a title="Hamilton Business Network site" href="http://hamiltonbusinessnetwork.com/" target="_blank">Community referral site.</a></p>
<p>At BestRateGuys.com we are in the business for the long run, and are constantly furthering our education to achieve higher standards for you our clients. When it comes to mortgage financing questions  and solutions, call on the professionals, call on BestRateGuys.com.</p>
<p>To find out more about what BestRateGuys.com can do for you, <a title="contact us today!" href="http://bestrateguys.com/contact-us/" target="_blank">contact us today!</a></p>
<p>Additionally please take a moment to share your comments or questions to this or our other articles, and post a comment below.</p>
<h3>Best Rate Guys.com</h3>
<p>&#8220;Our name is our commitment&#8221; Phone: 1-866-978-9768</p>
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