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		<title>MTN SPOTS WANTED</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/KyFaV7TrhU8/</link>
		<comments>http://www.hardmoney-list.net/604/mtn-spots-wanted/#comments</comments>
		<pubDate>Sat, 14 Aug 2010 02:25:18 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[MTN BUYER]]></category>
		<category><![CDATA[MTN SPOT WANTED]]></category>
		<category><![CDATA[MTN WANTED]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=604</guid>
		<description><![CDATA[
MTN, CMO &#38; BG
Friday, 13 August 2010
 No Comments 

 WE WILL PURCHASE MTN WITH THE FOLLOWING PROCEDURES IF YOU HAVE SOME FOR SALE.
IF YOU WANT TO CLOSE A DEAL WE ARE LOOKING FOR MTN’S WITH THE FOLLOWING. IF YOU ARE SELLER OR REP OR MANDATE PLEASE SEND US THE IDENTIFIERS AND WE WILL CHECK [...]]]></description>
			<content:encoded><![CDATA[
<p><a href="http://feedads.g.doubleclick.net/~a/FvrMfvS5AQHPds-CPLildQf-RSY/0/da"><img src="http://feedads.g.doubleclick.net/~a/FvrMfvS5AQHPds-CPLildQf-RSY/0/di" border="0" ismap="true"></img></a><br/>
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<div>MTN, CMO &amp; BG</div>
<div>Friday, 13 August 2010</div>
<div><a title="No Comments" href="http://www.mtn-cmo-bg.com/mtn-spots-needed/#comments"> No Comments </a><img class="favlink" alt="www.mtn-cmo-bg.com" title="www.mtn-cmo-bg.com" src="http://www.google.com/s2/favicons?domain=www.mtn-cmo-bg.com" width="16" height="16" /></div>
</div>
<p><!-- End Meta --> <!-- Begin Content -->WE WILL PURCHASE MTN WITH THE FOLLOWING PROCEDURES IF YOU HAVE SOME FOR SALE.</p>
<p>IF YOU WANT TO CLOSE A DEAL WE ARE LOOKING FOR MTN’S WITH THE FOLLOWING. IF YOU ARE SELLER OR REP OR MANDATE PLEASE SEND US THE IDENTIFIERS AND WE WILL CHECK THE INSTRUMENT THEN WE WILL TAKE IT DOWN IF IT CHECKS OUT.</p>
<p>BANK INSTRUMENT DESCRIPTION:</p>
<p>INSTRUMENTS:(MTN) MEDUIM TERM NOTES (CASH BACKED)<br />
CONDITION : FULLY CASH BACKED – BANK DEBENTURES<br />
CURRENCY : EUROS (€)<br />
CATEGORY : SLIGHTLY SEASONED<br />
TOTAL AMOUNT : XXXX Billion (€00,000,000,000.00)<br />
ROLLS &amp; EXTENSION : ROLLS AND EXTENSIONS BY MUTUAL AGREEMENT<br />
SINGLE TRANCHE : FIVE Hundred Million (€500,000,000,000.00)<br />
CONSULTANT FEES : SPLIT 50%/ 50%</p>
<p>I.S.I.N.#: REQUIRED<br />
CUSIP #: REQUIRED</p>
<p>PROCEDURES:</p>
<p>1.	Trade Desks shall communicate to confirm capabilities and agree procedures.</p>
<p>2.	Exchange and settlement occurs</p>
<p>3.	Fees are remitted.</p>
<p>(1) Buyer sends Letter of Intent (LOI) with banking details, including enlarged copy of Signatories Passport, Client Information Summary, and Master Fee Protection Agreement and Non Solicitation Statement and History of Funds and Corporate Res or whatever else is required.</p>
<p>(2) Seller signs the Letter of Intent (LOI) as read and approved by him, adding his full banking details for the dispatch of the Corporate Invoice, corresponding to the first Tranche of the transaction.</p>
<p>(3) Within one (1) international banking day from the signature by the Seller of this Letter of Intent and the dispatch of the same, signed to the Buyer, the Seller will send Corporate Invoice plus a copy of the Title Page showing beneficial ownership by e-mail:_________ and Fax———- This Corporate Invoice must include: Registration Number, Euro clear Access Code, ISIN#, CUSIP Number, Issuing bank, date of issue, maturity date, complete screening information and other data for authentication and verification of the instruments on the EUROCLEAR External Screen (Brussels). Seller to also provide Buyer with a Proforma Sell Ticket OR Sell Ticket in Buyer’s Name.</p>
<p>(4) Within eight (8) International Banking hours, after receipt of the above referred to Corporate Invoice and Sell Ticket, Buyer will validate and authenticate on EUROCLEAR Screen (Brussels Preferred). Buyer will block the transaction using the blocking codes provided on the Invoice, and will post a Cash Buy Ticket in favor of the Seller for 500m on the EUROCLEAR Screen (Brussels) and settle via Fed Wire, MT 103 or as agreed between Buyer and Seller.</p>
<p>(5) All commissions are paid out through their Paymasters as stipulated in the pay order, on the same day of the settlement of each and every completed tranche.</p>
<p>(6) Upon receipt of the funds via EUROCLEAR settlement or payment by SWIFT MT103 or Fed Wire, the Seller’s bank shall, with eight (8) International Banking hours, immediately deliver the MTN safe keeping receipts via SWIFT MT760. Physical delivery of the actual instruments will be made within seven (7) international banking days to the Buyer’s bank or other such depository designated in the Buyer’s bank delivery instructions.</p>
<p>(7)	Following tranches will be executed as agreed by both principals until the agreed amount of MTN is exhausted.</p>
<p>please email identifiers or offer to mtn.cmo.bg.paper@gmail.com</p>
<p>﻿</p>
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		<item>
		<title>WE ARE BUYING MTN SPOTS</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/iZI_OhqZmgg/</link>
		<comments>http://www.hardmoney-list.net/601/we-are-buying-mtn-spots/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 23:50:18 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[mtn]]></category>
		<category><![CDATA[buying spot mtn]]></category>
		<category><![CDATA[MTN SPOTS]]></category>
		<category><![CDATA[we need mtn spots]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=601</guid>
		<description><![CDATA[If You Want To Make Some Money Find Us Some Spots With The Following Procedures We Are The Buyer. We Are Buying Mtn Spots Up To 10b If You Are Selling One Or Are Next To A Real Seller Then Please Contact Me Asap. Here Is What We Need To Close.

We Need Info On The [...]]]></description>
			<content:encoded><![CDATA[
<p><a href="http://feedads.g.doubleclick.net/~a/MhJI10gLgC2XICMpmZkd9-GXizE/0/da"><img src="http://feedads.g.doubleclick.net/~a/MhJI10gLgC2XICMpmZkd9-GXizE/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/MhJI10gLgC2XICMpmZkd9-GXizE/1/da"><img src="http://feedads.g.doubleclick.net/~a/MhJI10gLgC2XICMpmZkd9-GXizE/1/di" border="0" ismap="true"></img></a></p><p>If You Want To Make Some Money Find Us Some Spots With The Following Procedures We Are The Buyer. We Are Buying Mtn Spots Up To 10b If You Are Selling One Or Are Next To A Real Seller Then Please Contact Me Asap. Here Is What We Need To Close.</p>
<ol>
<li>We Need Info On The Instrument Either Identifiers Or Screen Shot To Verify What Its Trading At.</li>
<li>We Need A Proforma Sell Ticket Or Sell Ticket And Then We Can Take It Down Within 4 Hours.</li>
</ol>
<blockquote>
<ul>
<li> Seller Contacts The Owner Of Our Euroclear Account To Tell Him You Are Ready To Issue A Sell Ticket.</li>
<li>Our Euroclear Account Owner Will Release The Desk Info For Our Security Desk And Issue Buy Ticket To Take Down Within 4 Hours.  This Is Simple And Clean. If You Are A Seller Or Next To The Seller Or A Seller Rep Please Send Us Your Offer And Contact Me Asap.</li>
</ul>
</blockquote>
<p>Email Me At Mtn.Cmo.Bg.Paper@gmail.Com Or Post On Our Site http://ww.Mtn-Cmo-Bg.Com</p>
<p>If You Have Real Spots And Want To Sell Them Get With Us Asap.</p>
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		<item>
		<title>Consolidating Debts</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/n_WCnm-6V8E/</link>
		<comments>http://www.hardmoney-list.net/596/consolidating-debts/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 07:59:55 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Guest Articles]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Emily Jones]]></category>
		<category><![CDATA[http://www.debtconsolidationcare.com]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=596</guid>
		<description><![CDATA[Debt consolidation is favorable for those who're struggling to manage multiple debts and cannot afford to make several payments each month. Debt consolidation program gives them a way out by which they can replace multiple bills with one low monthly payment and pay off debt with ease. When you consolidate debt, you pay less each month and save thousands of dollars. Check out the 8 benefits of debt consolidation.]]></description>
			<content:encoded><![CDATA[
<p><a href="http://feedads.g.doubleclick.net/~a/kHjc06yr6C9vKlp7mq9LMM0GnHI/0/da"><img src="http://feedads.g.doubleclick.net/~a/kHjc06yr6C9vKlp7mq9LMM0GnHI/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/kHjc06yr6C9vKlp7mq9LMM0GnHI/1/da"><img src="http://feedads.g.doubleclick.net/~a/kHjc06yr6C9vKlp7mq9LMM0GnHI/1/di" border="0" ismap="true"></img></a></p><h2>Here is a great site  i found for<a href="http://www.debtconsolidationcare.com/" target="_blank"> debt consolidation</a><img class="favlink" alt="www.debtconsolidationcare.com" title="www.debtconsolidationcare.com" src="http://www.google.com/s2/favicons?domain=www.debtconsolidationcare.com" width="16" height="16" /> check it out.</h2>
<p>How much you can save by consolidating <a href="http://www.mtn-cmo-bg.com/leased-bank-instument/ ">debts</a><img class="favlink" alt="www.mtn-cmo-bg.com" title="www.mtn-cmo-bg.com" src="http://www.google.com/s2/favicons?domain=www.mtn-cmo-bg.com" width="16" height="16" />?<br />
Amount you can pay monthly on your debts.<br />
Is debt consolidation good?</p>
<p>By: Emily Jones</p>
<p>Debt consolidation is favorable for those who&#8217;re struggling to manage multiple debts and cannot afford to make several payments each month. Debt consolidation program gives them a way out by which they can replace multiple bills with one low monthly payment and pay off debt with ease. When you consolidate debt, you pay less each month and save thousands of dollars. Check out the 8 benefits of debt consolidation.<br />
5 Ways to pay off debt</p>
<p>There are 5 ways to get rid of debt and lead a stress-free life. But what&#8217;s important is that you choose the one that works for you.</p>
<p>1. Interest rate arbitration: This is where you choose an independent third party to negotiate low interest rates with your creditors. So, you can consolidate multiple bills with one low monthly payment. This is also known as loan consolidation. The benefits are:<br />
* Pay less each month<br />
* One monthly payment instead of many<br />
* Credit score improves<br />
2. Debt management: This is where you work with a debt solutions company to help you pay off your debts and create a budget. The benefits are:<br />
* Interest is reduced<br />
* Late fees may be waived off<br />
* Manage multiple bills with ease<br />
3. Debt settlement: This is where you have a settlement company/law firm working with your creditors to lower your payoff amount by 40-60%. With settlement, you have 2 major benefits:<br />
* Creditors reduce interest<br />
* They cut your principal balance<br />
4. Chapter 13 bankruptcy: Chapter 13 is a court monitored debt repayment plan. The benefits are:<br />
* Creditors reduce interest on your debt<br />
* They trim the principal debt balance<br />
* You don&#8217;t use your assets to pay off debt<br />
5. Chapter 7 bankruptcy: This is where you hand over your assets to a court-appointed trustee who sells them off and uses the sale proceeds to pay off your debts. With Chapter 7 bankruptcy, you get the following benefits:<br />
* Interest on your debt is lowered<br />
* Principal balance is reduced<br />
However, your credit score takes a hit and it&#8217;ll take quite a few years till you actually rebuild your score.</p>
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		<item>
		<title>CD Collateral Loan</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/AfXIadB_9NA/</link>
		<comments>http://www.hardmoney-list.net/237/cd-collateral-loan/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 06:26:26 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Hard Money Programs]]></category>
		<category><![CDATA[cd collateral loan]]></category>
		<category><![CDATA[cd collateral program]]></category>
		<category><![CDATA[hard money loans]]></category>
		<category><![CDATA[no interest cd loan program]]></category>
		<category><![CDATA[sblc jv partnership program]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=237</guid>
		<description><![CDATA[he CD Collateral Loan Program", commonly called the “CD PROGRAM”, is an established system of financing that uses traditional banking mechanisms as its fundamental components]]></description>
			<content:encoded><![CDATA[
<p><a href="http://feedads.g.doubleclick.net/~a/70-aHeQAfcSZlx4cXRhoy7sPfK8/0/da"><img src="http://feedads.g.doubleclick.net/~a/70-aHeQAfcSZlx4cXRhoy7sPfK8/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/70-aHeQAfcSZlx4cXRhoy7sPfK8/1/da"><img src="http://feedads.g.doubleclick.net/~a/70-aHeQAfcSZlx4cXRhoy7sPfK8/1/di" border="0" ismap="true"></img></a></p><p>&#8220;The CD Collateral Loan&#8221;</p>
<p>&#8220;The CD Collateral Loan Program&#8221;, commonly called the “CD PROGRAM”, is an established system of financing that uses traditional banking mechanisms as its fundamental components. The result is a stable structure that procures 100% project financing. The program provides highly competitive benefits and profits to all participants.</p>
<p>The “No Interest CD Program” is one of the fastest systems for capital loans, using collateral from a &#8220;third party investor&#8221; or JV partner, because the investor provides collateral by means of a “deposit” to purchase a “Certificate of deposit” (CD), the investor is called a “Depositor”. The end result of the transaction is the equivalent of an “interest free” loan (from the point of view of the client) in most cases, where the Client repays only a discounted amount of money, with minimal risk and maximum benefit to both the bank and all parties involved.</p>
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		<title>Sales of previously occupied homes fell in June</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/7c9eZvB9z0c/</link>
		<comments>http://www.hardmoney-list.net/584/sales-of-previously-occupied-homes-fell-in-june/#comments</comments>
		<pubDate>Sat, 24 Jul 2010 00:10:02 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Hard Money News]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=584</guid>
		<description><![CDATA[Sales of previously occupied homes fell in June
and are expected to keep sinking, indicating that the housing markets troubles are likely to drag on the economic recovery.
Sales fell 5.1 percent to a seasonally adjusted annual rate of 5.37 million, the national association of realtors said Thursday.
Since the tax credits expired, the number of people buying [...]]]></description>
			<content:encoded><![CDATA[
<p><a href="http://feedads.g.doubleclick.net/~a/Y8sUlKZTZ8qgbXOu4p_pS0f-YtI/0/da"><img src="http://feedads.g.doubleclick.net/~a/Y8sUlKZTZ8qgbXOu4p_pS0f-YtI/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/Y8sUlKZTZ8qgbXOu4p_pS0f-YtI/1/da"><img src="http://feedads.g.doubleclick.net/~a/Y8sUlKZTZ8qgbXOu4p_pS0f-YtI/1/di" border="0" ismap="true"></img></a></p><p style="text-align: center;">Sales of previously occupied homes fell in June<br />
and are expected to keep sinking, indicating that the housing markets troubles are likely to drag on the economic recovery.</p>
<p style="text-align: center;">Sales fell 5.1 percent to a seasonally adjusted annual rate of 5.37 million, the national association of realtors said Thursday.</p>
<p style="text-align: center;">Since the tax credits expired, the number of people buying homes has fallen sharply, despite lower prices and the lowest mortgage rates in decades.</p>
<p style="text-align: center;">The situation has been worsened by high unemployment, tight lending standard and rising foreclosures.</p>
<p style="text-align: center;">Here is the opportunity for investor to step it up and purchase the inventory that is out there.</p>
<p style="text-align: center;">Let Smart Funding Solutions Inc. help you with all your financing needs.</p>
<p style="text-align: center;">Give us a call today.</p>
<p style="text-align: center;">Sincerely, Hard money list</p>
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		<item>
		<title>Should I Use Hard Money This Time?</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/h2SLKZMQTu8/</link>
		<comments>http://www.hardmoney-list.net/582/should-i-use-hard-money-this-time/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 21:45:28 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Hard Money Info]]></category>
		<category><![CDATA[hard money lender]]></category>
		<category><![CDATA[hard money loans]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=582</guid>
		<description><![CDATA[So what kind of borrower or scenario would benefit from such a loan?]]></description>
			<content:encoded><![CDATA[
<p><a href="http://feedads.g.doubleclick.net/~a/d3S72X_5jJ68H4Wr9nEIctjD1CY/0/da"><img src="http://feedads.g.doubleclick.net/~a/d3S72X_5jJ68H4Wr9nEIctjD1CY/0/di" border="0" ismap="true"></img></a><br/>
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The terms &#8220;hard money lender&#8221; or &#8220;private money lender&#8221; are thrown around quite often in the real estate investing world, but you&#8217;d be surprised how often these terms are misunderstood and misused. These lenders are often hailed as last minute saviors, or disparaged as usurers, but the fact is that they are merely one of many lending options that may or may not be appropriate for a given loan.</p>
<p>To begin with, we&#8217;ll define hard money (or private money) as money borrowed from an individual or extremely small firm, who lend their own capital. Borrowing money from a hard money lender is like borrowing money from your uncle instead of borrowing money from a bank, and as such these loans are entirely subject to that individual&#8217;s case by case decisions about a loan, not based on rate sheets or objective loan programs.</p>
<p>This has several implications for hard money loans. First of all, they are extremely expensive; rates typically vary between 12-20% and points typically range from 2-8%. Second, they are extremely fast, due to the small-scale nature of these lending operations. Third, they are conservative with loan-to-value (LTV) ratios, only lending a small fraction of a property&#8217;s value. Finally, they are usually short-term, as hard money lenders prefer a high turnover rate so as to continue lending the same limited pool of capital.</p>
<p><strong>So what kind of borrower or scenario would benefit from such a loan?</strong></p>
<p>Generally speaking, hard money loans are only advised for seasoned real estate investors, who know precisely what they&#8217;re doing by borrowing hard money. Homeowners, by contrast, are usually not well advised to borrow such expensive, short term loans, as homeowners tend to misunderstand the complexities of such a loan and tend to own their real estate for longer periods.</p>
<p><strong>When is it appropriate to borrow hard money for real estate investing?</strong></p>
<p>There are several advantages to hard money loans, which may justify their use. As mentioned above, hard money lenders are fast and responsive, and can often settle in just a few days, unlike lethargic banks and traditional mortgage lenders. Additionally, they will sometimes lend to borrowers with poor credit or un-documentable income, because they are lending at such a low LTV ratio.</p>
<p>This makes them a good choice for real estate investors who need to close a loan immediately in order to take advantage of a bargain property, or for real estate investors who may not be able to easily prove income. However, they are typically only useful for short term real estate investing, due to balloon terms and their high cost.</p>
<p>Because of their speed and flexibility, hard money loans tend to be a viable option for real estate investors looking for short term renovation or construction financing.</p>
<p>Serious real estate investors need to establish relationships with many different types of lenders, from national banks to neighborhood banks to hard money lenders, depending on the deal at hand. Some deals will require inexpensive, long term financing while other deals will require fast, flexible financing  so be sure to establish relationships with all types of lenders, for all the occasions in the real estate investing world.</p>
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		<item>
		<title>Todays Answer For The Tough Economy</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/uXhB7glExj0/</link>
		<comments>http://www.hardmoney-list.net/576/todays-answer-for-the-tough-economy/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 21:38:55 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[trade and barter]]></category>
		<category><![CDATA[save-every-day.com]]></category>
		<category><![CDATA[trade work]]></category>
		<category><![CDATA[tradework]]></category>
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		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=576</guid>
		<description><![CDATA[As many of you have found out over the last little bit, things are very difficult right know.  I have just signed on with a company with a way to make it all a little better.  Let me tell you about it.]]></description>
			<content:encoded><![CDATA[
<p><a href="http://feedads.g.doubleclick.net/~a/xQ17NlA-rNd3XQ0PIfrHp9h3dL0/0/da"><img src="http://feedads.g.doubleclick.net/~a/xQ17NlA-rNd3XQ0PIfrHp9h3dL0/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/xQ17NlA-rNd3XQ0PIfrHp9h3dL0/1/da"><img src="http://feedads.g.doubleclick.net/~a/xQ17NlA-rNd3XQ0PIfrHp9h3dL0/1/di" border="0" ismap="true"></img></a></p><p>By: <a href="http://www.twitter.com/phillipmadsen" target="_blank">Phillip Madsen</a><img class="favlink" alt="www.twitter.com" title="www.twitter.com" src="http://www.google.com/s2/favicons?domain=www.twitter.com" width="16" height="16" /></p>
<p>As many of you have found out over the last little bit, things are very difficult right know.  I have just signed on with a company with a way to make it all a little better.  Let me tell you about it.</p>
<div id="attachment_579" class="wp-caption alignright" style="width: 220px"><a href="http://www.hardmoney-list.net/wp-content/uploads/2010/07/TAG.png"><img class="size-full wp-image-579" title="trade for it" src="http://www.hardmoney-list.net/wp-content/uploads/2010/07/TAG.png" alt="" width="210" height="199" /></a><p class="wp-caption-text">Trade For It </p></div>
<p>As many of you like myself have found out times are tough.  I have gotten sick of actually paying for mundane things that i need to live and maintain my life especially with them all getting more expensive as the providers are also going through the tough times.</p>
<p>Many of you are like me in that you have many talents that nobody can afford to pay for at the moment and like me you need a way to use them to get what you need.  Some of you are providers that do not have a large amount of money to get you info and product out to the nation or just the state.  Possibly you are like most people who have a set of skills that you use to make money and at the moment nobody is hiring you to do them.</p>
<p>Here is a solution to both.  <a href="http://www.save-every-day.com">Tradia</a><img class="favlink" alt="www.save-every-day.com" title="www.save-every-day.com" src="http://www.google.com/s2/favicons?domain=www.save-every-day.com" width="16" height="16" /> Save-Every-day.com A new trade and barter site that is not like the others when nobody maintains the members info or the site to help people find and conclude the barter they need.  <a href="http://www.save-every-day.com/">Tradia</a><img class="favlink" alt="www.save-every-day.com" title="www.save-every-day.com" src="http://www.google.com/s2/favicons?domain=www.save-every-day.com" width="16" height="16" /> is a managed site with people you can call to help you find and get what you need.  There is a once in a lifetime sign-up fee but it is worth paying. I personally have paid the fee and have already done and received work under my membership.  I have got my website design business emailed to all members across the nation and now have over 8 pending  jobs and i am working on 3 and have received a 3500 camera for my wife and her photography in return.  The work i have done on trade is also a write off at the end of the year.</p>
<p>Do not hesitate check out <a href="http://www.save-every-day.com/">Tradia</a><img class="favlink" alt="www.save-every-day.com" title="www.save-every-day.com" src="http://www.google.com/s2/favicons?domain=www.save-every-day.com" width="16" height="16" /> <a href="http://www.Save-Every-Day.com">www.Save-Every-Day.com</a><img class="favlink" alt="www.Save-Every-Day.com" title="www.Save-Every-Day.com" src="http://www.google.com/s2/favicons?domain=www.Save-Every-Day.com" width="16" height="16" /> today to find out if there is anything you might need and for goodness sake people<strong> <span style="color: #ff0000;">TRADE FOR WHAT YOU NEED DO NOT PAY FOR IT.</span></strong></p>
<p><strong><span style="color: #ff0000;"><span style="color: #00ccff;">I hope you take my advise it will make your lives a lot easier.  Good luck to all of you.</span><br />
</span></strong></p>
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		<item>
		<title>Can I Roll Future Payments Into My Hard Money Purchase?</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/fUxij9-LafU/</link>
		<comments>http://www.hardmoney-list.net/572/can-i-roll-future-payments-into-my-hard-money-purchase/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 13:12:28 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Hard Money Info]]></category>
		<category><![CDATA[hard money payments]]></category>
		<category><![CDATA[hard money tips]]></category>
		<category><![CDATA[payments in advance]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=572</guid>
		<description><![CDATA[The answer to this question is yes, you can roll your upcoming years worth or more  into your hard money mortgage payment; you accomplish this goal through your  equity that you can use out of your hard money  home loan. The first thing one must understand is "the equity" is to be used.]]></description>
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<p><a href="http://feedads.g.doubleclick.net/~a/zjHJyY_YXNI-Qz-xbEYdf5jyujM/0/da"><img src="http://feedads.g.doubleclick.net/~a/zjHJyY_YXNI-Qz-xbEYdf5jyujM/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/zjHJyY_YXNI-Qz-xbEYdf5jyujM/1/da"><img src="http://feedads.g.doubleclick.net/~a/zjHJyY_YXNI-Qz-xbEYdf5jyujM/1/di" border="0" ismap="true"></img></a></p><p>The answer to this question is <strong>yes</strong>, you can roll your upcoming years worth or more  into your hard money mortgage payment; you accomplish this goal through your  <strong>equity that you can use out of your hard money  home loan</strong>. The first thing one must understand is &#8220;the equity&#8221; is to be used. A equity loan is secured by the borrower when, whether knowing it or not, he or she accepts a higher interest rate than the market actually qualifies the appraised value. By accepting a higher rate than the open market is offering, you are producing a larger profit for your lender (you are paying more interest). Because they are in the market to make a profit, lenders incentivize the selling of higher interest rates to consumers by offering the equity that is in the home up front on the loan to use for payments in advance. This  spread is a form of  using the equity in advance and frees up the investors funds to market and fix the property up with out having to worry about making the high interest payment, or other hazards down the road.</p>
<p>This is a smart short term solution, but a terrible long term solution. You should be able to calculate when the <a href="http://www.mortgagenewsdaily.com/wiki/Mortgage_Break_Even_Point.asp">breakeven point</a><img class="favlink" alt="www.mortgagenewsdaily.com" title="www.mortgagenewsdaily.com" src="http://www.google.com/s2/favicons?domain=www.mortgagenewsdaily.com" width="16" height="16" /> is for your particular situation. That is, when in time the cost loan will actually begin costing you more money, then if you were to pay payments or costs up front. This is an important exercise to perform and should be calculated before any final decision as to how you plan on handling closing costs is made.</p>
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		<title>Save time and money with debt settlement programs</title>
		<link>http://feedproxy.google.com/~r/HardMoney-list/~3/yycnYQ0tufo/</link>
		<comments>http://www.hardmoney-list.net/562/save-time-and-money-with-debt-settlement-programs/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 17:44:02 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Guest Articles]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[guest Auther Robin Willliams]]></category>
		<category><![CDATA[Robin Williams]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Save time]]></category>
		<category><![CDATA[www.debtconsolidationcare.com]]></category>

		<guid isPermaLink="false">http://www.hardmoney-list.net/?p=562</guid>
		<description><![CDATA[Author: Robin Williams

Consumers who are overburdened with mounting debts, often become desperate and turn to the last option, debt settlement programs. Debt settlements are done by a debt negotiator wherein he forgives a percentage of the total debt amount and thereby reduces the amount. So, if you are tired of arranging money for the minimum monthly payments, then take recourse to debt settlements and save your time and money.]]></description>
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<p><a href="http://feedads.g.doubleclick.net/~a/-ZfSWSgwmzl72SJNZu7xKYb8Td8/0/da"><img src="http://feedads.g.doubleclick.net/~a/-ZfSWSgwmzl72SJNZu7xKYb8Td8/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/-ZfSWSgwmzl72SJNZu7xKYb8Td8/1/da"><img src="http://feedads.g.doubleclick.net/~a/-ZfSWSgwmzl72SJNZu7xKYb8Td8/1/di" border="0" ismap="true"></img></a></p><p><span style="color: #0000ff;"><strong>Author: Robin Williams </strong></span></p>
<p>Consumers who are overburdened with mounting debts, often become desperate and turn to the last option, debt</p>
<div id="attachment_563" class="wp-caption alignright" style="width: 310px"><a rel="attachment wp-att-563" href="http://www.hardmoney-list.net/562/save-time-and-money-with-debt-settlement-programs/hundred-dollar-bills/"><img class="size-medium wp-image-563" title="Hundred dollar bills" src="http://www.hardmoney-list.net/wp-content/uploads/2010/07/4sm-300x200.jpg" alt="Save Money" width="300" height="200" /></a><p class="wp-caption-text">Save Money </p></div>
<p>settlement programs. Debt settlements are done by a debt negotiator wherein he forgives a percentage of the total debt amount and thereby reduces the amount. So, if you are tired of arranging money for the minimum monthly payments, then take recourse to <a href="http://www.debtconsolidationcare.com/debt-settlement.html">debt settlements</a><img class="favlink" alt="www.debtconsolidationcare.com" title="www.debtconsolidationcare.com" src="http://www.google.com/s2/favicons?domain=www.debtconsolidationcare.com" width="16" height="16" /> and save your time and money.</p>
<h3>What is debt settlement?</h3>
<p>A debt settlement program is a program designed to negotiate with your creditors to whom you owe money and settle on a reduced payment plan. Often creditors tend to forgive a large part of your debt which ranges from 40-60% of the total outstanding amount. This reduces your debt amount considerably and makes it easier for you to repay.</p>
<h3>Benefits of debt settlement</h3>
<ol>
<li>Saves money: If you have incurred huge amount of unsecured debts, then you can settle your debts through a debt settlement company. In a debt settlement company, the debt negotiator attempts to reduce your debt amount by negotiating with your creditors. The creditors agree to reduce the total outstanding amount by 40-60% and hence you can save a lot of money. Generally, this debt relief option is taken by those debtors who are going through financial crisis and cannot repay the full debt amount.</li>
<li>Saves time: The benefit of paying off your debts through a debt settlement company is that it saves time. Debt settlements are done by debt negotiators and you no longer need to waste your time in paying off multiple creditors and negotiating with them to reduce interest rates on your loans. You just need to contact a debt settlement program and you can easily repay your debts by saving time.</li>
<li>Reduces debt very fast: This is perhaps the only debt relief option that helps you get rid of debt very fast. As the debt amount is reduced to its half, you can pay it off very easily. This is a particularly great option for those who are going through a poor financial condition and are looking for ways to pay off debts.</li>
<li>Get rid of collection calls: Managing your debts through a debt settlement program helps you to get rid of collection calls. The debt negotiator attempts to reduce the debt amount considerably and therefore you end up paying the amount very fast. Since your creditors receive the money that you owe them, they stop calling you and harassing you for payments.</li>
</ol>
<p>So, if you are looking for a debt relief option that can help you get rid of debt very fast, then you should go for debt settlements. Save money, time and eliminate your debts at the same time with the help pf a debt settlement program.</p>
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		<title>HAPPY 4TH OF JULY WEEKEND</title>
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		<comments>http://www.hardmoney-list.net/557/happy-4th-of-july-weekend/#comments</comments>
		<pubDate>Sun, 04 Jul 2010 02:00:21 +0000</pubDate>
		<dc:creator>HardMoney</dc:creator>
				<category><![CDATA[Holiday]]></category>
		<category><![CDATA[4th of july post]]></category>

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		<description><![CDATA[I HOPE YOU ARE ALL HAVE A GREAT FORTH OF JULY THIS YEAR!!
]]></description>
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<p><a href="http://feedads.g.doubleclick.net/~a/J92Tsn2Ts70Tg4e10CpdBi47b1I/0/da"><img src="http://feedads.g.doubleclick.net/~a/J92Tsn2Ts70Tg4e10CpdBi47b1I/0/di" border="0" ismap="true"></img></a><br/>
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<p>I HOPE YOU ARE ALL HAVE A GREAT FORTH OF JULY THIS YEAR!!</p>
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