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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2enclosuresfull.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:media="http://search.yahoo.com/mrss/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:creativeCommons="http://backend.userland.com/creativeCommonsRssModule" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0"><channel><title>Health Plan For You</title><link>http://healthplanforyou.blogspot.com/</link><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/HealthPlanForYou" /><description>plan healthy life style which be done everyday, can keep  the body is health and fresh so it can avoid from the disease</description><language>en</language><managingEditor>noreply@blogger.com (healty)</managingEditor><lastBuildDate>Sun, 15 Apr 2012 15:39:04 PDT</lastBuildDate><generator>Blogger http://www.blogger.com</generator><openSearch:totalResults xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/">12</openSearch:totalResults><openSearch:startIndex xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/">1</openSearch:startIndex><openSearch:itemsPerPage xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/">25</openSearch:itemsPerPage><feedburner:info uri="healthplanforyou" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Health</media:category><itunes:owner><itunes:email>noreply@blogger.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:subtitle>plan healthy life style which be done everyday, can keep the body is health and fresh so it can avoid from the disease</itunes:subtitle><itunes:summary>plan healthy life style which be done everyday, can keep the body is health and fresh so it can avoid from the disease</itunes:summary><itunes:category text="Health" /><creativeCommons:license>http://creativecommons.org/licenses/by/2.0/</creativeCommons:license><feedburner:emailServiceId>HealthPlanForYou</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/0v1bQ8JdZcs/how-to-start-successful-consumer.html</link><author>noreply@blogger.com (healty)</author><pubDate>Sun, 08 Oct 2006 08:17:08 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-116032004349326431</guid><description>&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;&lt;strong&gt;&lt;/p&gt;&lt;/strong&gt;&lt;/span&gt;&lt;h1 align="justify"&gt;How to Start a Successful Consumer Driven &lt;span style="color:#000099;"&gt;Health Plan&lt;/span&gt;&lt;/h1&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;a href="http://photos1.blogger.com/blogger/7621/3691/1600/imdoc.jpg"&gt;&lt;img style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" height="150" alt="Successful Consumer Driven Health Plan" src="http://photos1.blogger.com/blogger/7621/3691/320/imdoc.jpg" width="189" border="0" /&gt;&lt;/a&gt;Any small business with more than one employee will benefit from converting a traditional &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; to a consumer-driven design. These instructions assume that your business already has a traditional group &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; in operation. Once you have decided to get help from Freedom Benefits Association for the investigation, planning and set-up of a CDHP (Consumer Driven &lt;span style="color:#000099;"&gt;Health Plan&lt;/span&gt;s), follow these step-by-step instructions to ensure success of the new &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;. &lt;/p&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 1&lt;/strong&gt; : Determine Specific ObjectivesThe primary objectives of a consumer driven &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; are to improve the quality of health care received and to lower overall health care costs. If you and your employees are completely satisfied with your current &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;, then it makes no sense to make changes. Typically the price increases are greater than the employer can bear and one or more employees has had bad experience with the chosen &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; and wants changes. Attainment of one or both of these goals should be clearly viewed by the change to a consumer-driven &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; as likely results before any change to the current &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; is attempted. Due to the inefficiencies of most small business &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;s, it is usually easy to attain measurable success in each of these. Generally, little effort is required to attain these goal, they are simply the probably result of this type of &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; change. While of course these cannot be guaranteed, OnlineAdviser network is not aware of any businesses, large or small, that have not reported overall favorable results as a result of converting a traditional health plan to a CDHP. &lt;/p&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 2 &lt;/strong&gt;: Complete a "Benefits Worksheet"A worksheet helps to gather the required information in advance and helps the employer better understand some of the options available. Completing the worksheet also helps the employer formulate questions in anticipation of a planning session with the plan adviser. A worksheet is available online at FreedomBenefits.org or can be obtained from the plan adviser. &lt;/p&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 3 &lt;/strong&gt;: Schedule a Telephone Call With the Plan AdviserThe plan adviser will personally collect the information necessary to start your new &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;. Since consumer-driven &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;s offer a wide range of flexibility in design, the adviser will walk through the options. It helps if the adviser has received a copy of your completed Worksheet prior to the call. &lt;/p&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 4 &lt;/strong&gt;: Review the Plan DocumentsMake sure that the plan documents reflect the specific benefits you wish to provide. While amendments can always be made later, it makes sense to get it right the first time. Some employers may wish to have their attorney review or prepare the document. Most firms elect to use the prototype document without modification. The plan documents are written in "plain English" and intended to be easy to read. If any changes are needed, tell the plan adviser. &lt;/p&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 5 &lt;/strong&gt;: Communicate Benefits to EmployeesGive each eligible employee a copy of the Summary Plan Description along with an introductory note. This can be delivered by paper or e-mail. This easy-to-read document helps to introduce the &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; changes in an employee meeting and be sure that employees have the telephone number of the plan adviser at home so that spouses can ask questions directly. &lt;/p&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 6 &lt;/strong&gt;: Get Out of the Way!Some employees may elect to keep their health benefits unchanged. Others will change insurance plans or substitute other benefits that makes more sense for their individual situation. When the benefit is elected, some of the employees will use the online claim submission service to request reimbursement for out-of-pocket health expenses or other health insurance costs. All of these discussions and changes take place between the plan adviser, the &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; representative and the individual employee, so the employer does not need to do anything. The &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;s generally take care of all billing issues for insurance benefits. The plan adviser prepares claim verification reports for uninsured medical expense reimbursements on either a monthly, quarterly, semi-annual or annual basis. &lt;/p&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 7 &lt;/strong&gt;: Mid-year claims administrationIf the plan includes periodic cash reimbursement for uninsured expenses, it makes sense to remind employees to submit claims online on a timely basis. Under HIPAA law, the employer should not be involved in any way with the claims process. The plan adviser will compile an accounting report of verified claims that are eligible for reimbursement under the provisions of the new health plan. &lt;/p&gt;&lt;span style="font-family:arial;"&gt;&lt;p align="justify"&gt;&lt;br /&gt;&lt;strong&gt;Step 8 &lt;/strong&gt;: Wrap-up at end of yearMost consumer driven &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;s require a year-end accounting report and this usually coincides with the calendar year. This is usually combined with an independent claim verification report where appropriate. The plan adviser prepares this report and, if necessary, the "signature ready" tax return filing for the benefit plan.&lt;/span&gt;&lt;/p&gt;&lt;table style="WIDTH: 100%; HEIGHT: 8px" cellspacing="0" cellpadding="0" border="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="TEXT-ALIGN: left"&gt;&lt;a href="http://healthplanforyou.blogspot.com"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="TEXT-ALIGN: center"&gt;&lt;a href="http://www.medsave.com/health-insurance-articles/How-to-start-a-successful-consumer-driven-health-plan.htm"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="TEXT-ALIGN: right"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/10/learning-about-medicare-health-plans.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-116032004349326431?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=0v1bQ8JdZcs:Zi9pzQh0y4I:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=0v1bQ8JdZcs:Zi9pzQh0y4I:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=0v1bQ8JdZcs:Zi9pzQh0y4I:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=0v1bQ8JdZcs:Zi9pzQh0y4I:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=0v1bQ8JdZcs:Zi9pzQh0y4I:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=0v1bQ8JdZcs:Zi9pzQh0y4I:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/10/how-to-start-successful-consumer.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/1bLVYnf_6oI/learning-about-medicare-health-plans.html</link><author>noreply@blogger.com (healty)</author><pubDate>Sun, 08 Oct 2006 08:11:16 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-116031872840425128</guid><description>&lt;span style="font-family:arial;"&gt;&lt;strong&gt;&lt;h1 align="justify"&gt;Learning About Medicare &lt;span style="color:#000099;"&gt;Health Plan&lt;/span&gt;s&lt;/h1&gt;&lt;/strong&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;br /&gt;Starting in 1999, Medicare offers more &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices. One of the new &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices might be right for you. The choice is yours. No matter what you decide, you are still in the Medicare program. All Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;s must provide all Medicare covered services described on pages 6-8.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;To be eligible for the other Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices :&lt;/b&gt;&lt;br /&gt;&lt;ul&gt;&lt;br /&gt;&lt;li&gt;You must have Part A (Hospital Insurance) and Part B (Medical Insurance).&lt;/li&gt;&lt;br /&gt;&lt;li&gt;You must not have End-Stage Renal Disease. (ESRD is permanent kidney failure that requires dialysis or a transplant.) However, ESRD beneficiaries currently in a &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; will be able to remain in the plan they are in.&lt;/li&gt;&lt;br /&gt;&lt;li&gt;You must live in the service area of a &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;. The service area is the geographic area where the plan accepts enrollees. For plans that require you to use their doctors and hospitals, it is also the area where services are provided. The plan may disenroll you if you move out of the plan's service area. If you are disenrolled, you are automatically covered under the Original Medicare Plan. You can also choose to join a Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; in your new area.&lt;/li&gt;&lt;br /&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Understand Your Medicare &lt;span style="color:#000099;"&gt;Health Plan&lt;/span&gt; Choices&lt;br /&gt;&lt;/strong&gt;&lt;br /&gt;If you want to learn about the new &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices, please keep reading. Think about your current health care needs or the needs you may have in the future. Consider how each &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; would meet your needs. No matter what you decide, you are still in the Medicare program. You will continue to receive at least all the Medicare covered services.&lt;br /&gt;&lt;br /&gt;If you are happy with the way you get health care now, you don't have to do anything! If you do nothing, the way you receive your health care now will not change.&lt;br /&gt;&lt;br /&gt;If you want to look at the choices, the steps below will help you compare your Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Steps to Choosing a &lt;span style="color:#000099;"&gt;Health Plan&lt;/span&gt; :&lt;br /&gt;&lt;/strong&gt;&lt;br /&gt;Step 1: Review your Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices.&lt;br /&gt;&lt;br /&gt;Step 2: Evaluate what's important in a Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;.&lt;br /&gt;&lt;br /&gt;Step 3: Review the Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices available where you live.&lt;br /&gt;&lt;br /&gt;Step 4: Get information about available Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choices.&lt;br /&gt;&lt;br /&gt;Step 5: Make the Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt; choice that is right for you.&lt;br /&gt;&lt;br /&gt;Step 6: Enrolling/Disenrolling in a Medicare &lt;span style="color:#000099;"&gt;health plan&lt;/span&gt;. &lt;/span&gt;&lt;/div&gt;&lt;table style="WIDTH: 100%; HEIGHT: 8px" cellspacing="0" cellpadding="0" border="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="TEXT-ALIGN: left"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/10/how-to-start-successful-consumer.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="TEXT-ALIGN: center"&gt;&lt;a href="http://www.consumer.gov/qualityhealth/choose.htm"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="TEXT-ALIGN: right"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/10/9-keys-to-choosing-right-health-plan.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-116031872840425128?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=1bLVYnf_6oI:p3JMYq3tqEQ:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=1bLVYnf_6oI:p3JMYq3tqEQ:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=1bLVYnf_6oI:p3JMYq3tqEQ:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=1bLVYnf_6oI:p3JMYq3tqEQ:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=1bLVYnf_6oI:p3JMYq3tqEQ:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=1bLVYnf_6oI:p3JMYq3tqEQ:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/10/learning-about-medicare-health-plans.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/VfG5cV8PBQc/9-keys-to-choosing-right-health-plan.html</link><author>noreply@blogger.com (healty)</author><pubDate>Sun, 08 Oct 2006 07:53:25 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115953928064796701</guid><description>&lt;span style="font-family:arial;"&gt;&lt;h1&gt;9 keys to choosing the right &lt;span style="COLOR: rgb(0,0,153)"&gt;health plan&lt;/span&gt;&lt;/h1&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;div style="TEXT-ALIGN: justify"&gt;&lt;span style="font-family:arial;"&gt;The following information will help you make the best decision during the open enrollment process :&lt;/span&gt;&lt;br /&gt;&lt;span style="FONT-WEIGHT: bold;font-family:arial;" &gt;1. What types of changes can I make to my health-insurance plan during open enrollment?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;If you are enrolled, you may switch plans, correct inaccurate information, or add eligible dependents, such as a spouse and children not previously covered.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="FONT-WEIGHT: bold;font-family:arial;" &gt;2. Which is more important when choosing a plan : cheaper premiums or less expensive co-payments?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;It depends on your situation. If you're young and healthy, you can go for lower premiums and higher co-pays. But if you're older, have a chronic health condition, or have young children who make frequent visits to the doctor, you're better off with higher premiums and lower co-pays.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="FONT-WEIGHT: bold;font-family:arial;" &gt;3. What is a lifetime maximum benefit?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Many &lt;span style="FONT-WEIGHT: bold"&gt;health plan&lt;/span&gt;s cap lifetime benefits at $1 million and are most often applied to mental illness, drug and alcohol treatment, or organ transplants.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;&lt;span style="FONT-WEIGHT: bold"&gt;4. Can I switch &lt;span style="COLOR: rgb(0,0,153)"&gt;health plan&lt;/span&gt;s without undergoing medical screening for pre-existing conditions&lt;/span&gt;?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Yes. Otherwise, late enrollees in group &lt;span style="FONT-WEIGHT: bold"&gt;health plan&lt;/span&gt;s may have to wait up to 18 months for coverage of pre-existing conditions.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;&lt;span style="FONT-WEIGHT: bold"&gt;5. What's better, an HMO, PPO or POS? And what is an HMO, PPO and POS&lt;/span&gt;?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;There are several &lt;span style="FONT-WEIGHT: bold"&gt;health plan&lt;/span&gt; varieties, including health-maintenance organizations (HMOs), point-of-service plans (POS) and preferred provider organizations (PPO). Each plan has its own features to consider before making your choice. HMOs are the least expensive, but also the least flexible. POS plans are more flexible than HMOs, but they also require you to select a PCP. PPOs give policyholders a financial incentive to stay within the group's network of practitioners, but you can usually visit out-of-network specialists without pre-approval.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="FONT-WEIGHT: bold;font-family:arial;" &gt;6. What is a drug formulary and what are pharmacy benefit tiers?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;A formulary is the list of medications for which a &lt;span style="FONT-WEIGHT: bold"&gt;health plan&lt;/span&gt; pays. Most &lt;span style="FONT-WEIGHT: bold"&gt;health plan&lt;/span&gt;s that pay for prescription drug benefits have pharmacy benefit tiers that group certain medications together for pricing purposes. Most &lt;span style="FONT-WEIGHT: bold"&gt;health plan&lt;/span&gt;s have three or four pharmacy benefit tiers, but some have as many as seven.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="FONT-WEIGHT: bold;font-family:arial;" &gt;7. What are FSAs and HSAs?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;A flexible spending account, or FSA, is a benefit plan that allows companies to give their workers the opportunity to pay for their out-of-pocket health and dependent care costs on a pre-tax basis, which lowers payroll-related taxes for both the employer and employees. A Health Savings Accounts, or HSA, is technically a trust. It's designed to let you save money specifically for health costs, and receive a tax break in the process.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="FONT-WEIGHT: bold;font-family:arial;" &gt;8. How can I judge the quality of competing health-insurance plans?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;For those who have a choice of &lt;span style="FONT-WEIGHT: bold"&gt;health plan&lt;/span&gt;s, price and whether the family's doctors participate in the plan's network of doctors are the most important factors.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="FONT-WEIGHT: bold;font-family:arial;" &gt;9. Who can help me if I have questions?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Your human resources director or benefits administrator at work, and / or insurance company customer service departments, can answer most of your questions. Health-insurance analysts with your state department of insurance can also answer your health-insurance questions. &lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;table style="WIDTH: 100%; HEIGHT: 8px" cellspacing="0" cellpadding="0" border="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="TEXT-ALIGN: left"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/10/learning-about-medicare-health-plans.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="TEXT-ALIGN: center"&gt;&lt;a href="http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/9KeysToChoosingTheRightHealthPlan.aspx"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="TEXT-ALIGN: right"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/10/health-plan-of-tomorrow-increased-role.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115953928064796701?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=VfG5cV8PBQc:DxnNvgaLkdM:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=VfG5cV8PBQc:DxnNvgaLkdM:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=VfG5cV8PBQc:DxnNvgaLkdM:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=VfG5cV8PBQc:DxnNvgaLkdM:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=VfG5cV8PBQc:DxnNvgaLkdM:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=VfG5cV8PBQc:DxnNvgaLkdM:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><category domain="http://rss.financialcontent.com/stocksymbol">PPO</category><category domain="http://rss.financialcontent.com/stocksymbol">POS</category><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/10/9-keys-to-choosing-right-health-plan.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/ggJnCLdABn0/health-plan-of-tomorrow-increased-role.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 07:37:38 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115953864283232407</guid><description>&lt;h1  style="font-family:arial;"&gt;The &lt;span style="color: rgb(0, 0, 153);"&gt;Health Plan&lt;/span&gt; of Tomorrow&lt;/h1&gt;&lt;br /&gt;&lt;br /&gt;&lt;div style="text-align: justify; font-family: arial;"&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://photos1.blogger.com/blogger/7621/3691/1600/penney-triplets.jpg"&gt;&lt;img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 141px; height: 195px;" src="http://photos1.blogger.com/blogger/7621/3691/320/penney-triplets.jpg" alt="" border="0" /&gt;&lt;/a&gt;The increased role of consumers, along with increased healthcare costs, will compel &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s to use technology so everyone in the equation comes out a winner. With health insurance premiums rising an average of 11 percent annually, most employers are shifting more costs to employees. Some are dropping benefits altogether. As they pick up more of the tab each year, consumers will expect more say in the delivery of their healthcare. They’ll demand better service from &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s, more information about doctors and hospitals, and more help navigating the healthcare system. Macro-level cost pressures also are driving efficiency and modernization in healthcare. Employers’ tolerance of double-digit premium increases is wearing thin. That means &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s need to uncover more internal efficiencies and cost savings, and prove they add value. Better use of technology can help them achieve those goals.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;&lt;u&gt;Preparing for Tomorrow :&lt;/u&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;A Cycle-by-Cycle Approach.&lt;/span&gt; To prepare for the future, &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s must streamline and integrate eight key “business cycles.” The following changes are likely to occur as &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s transform themselves into more consumer-oriented organizations.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Product development.&lt;/span&gt; &lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt;s are developing products that appeal to consumers as well as employers. Soon, they will employ mass customization via the Internet. Consumers will be able to build their own benefit plans with options like provider panels, premiums, copays, coinsurance and drug formularies.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Revenue management&lt;/span&gt;. &lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt;s will use automation and e-business to generate more revenue with less effort. Quotes will be delivered to brokers in real time via the Web. New members will enroll online, replacing paperwork and manual processing.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Risk management.&lt;/span&gt; The benefit? More precise risk assessment, more competitively priced premium rates and more accurately calculated financial reserves.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Customer service&lt;/span&gt;. Self-service over the Internet will become the rule, not the exception, for &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt; constituents. &lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt;s will also adopt sophisticated techniques that allow members to obtain live assistance when necessary.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Reimbursement management.&lt;/span&gt; To deal with this complexity, &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s will continue integrating their information systems and automating claims payments.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Care management.&lt;/span&gt; A member will self-manage her illness over the Internet by following an online disease-management program tailored to her benefit plan and provider network.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Network management&lt;/span&gt;. &lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt;s will automate management of their provider networks, a growing challenge as benefit plans and network options become more complex. &lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt;s will also open their internal information systems to the Internet, arming consumers with easily accessible information such as a surgeon’s patient-satisfaction rates, surgery success rates and fees.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Finance and administration.&lt;/span&gt; &lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt;s will move toward integrated information systems and more sophisticated business intelligence, critical for effective data collection, analysis and reporting. As a result, management will make more informed decisions and spend capital more wisely.&lt;/div&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/10/9-keys-to-choosing-right-health-plan.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a href="http://www.healthmgttech.com/archives/0104/h0104hpit.htm"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/what-are-my-health-plan-choices.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115953864283232407?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=ggJnCLdABn0:iCrWugQixuA:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=ggJnCLdABn0:iCrWugQixuA:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=ggJnCLdABn0:iCrWugQixuA:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=ggJnCLdABn0:iCrWugQixuA:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=ggJnCLdABn0:iCrWugQixuA:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=ggJnCLdABn0:iCrWugQixuA:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/10/health-plan-of-tomorrow-increased-role.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/KJw8FMRVpaI/what-are-my-health-plan-choices.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 00:45:53 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115874639497425115</guid><description>&lt;h1 style="font-family: arial;font-family:arial;" &gt;What Are My &lt;span style="color: rgb(0, 0, 153);"&gt;Health Plan&lt;/span&gt; Choices?&lt;/h1&gt;&lt;br /&gt;&lt;br /&gt;&lt;div style="text-align: justify; font-family: arial;"&gt;Choosing between &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s is not as easy as it once was. Although there is no one "best" plan, there are some plans that will be better than others for you and your family's health needs. Plans differ, both in how much you have to pay and how easy it is to get the services you need. Although no plan will pay for all the costs associated with your medical care, some plans will cover more than others. Almost all plans today have ways to reduce unnecessary use of health care and keep down the costs of health care, too. This may affect how easily you get the  care you want, but should not affect how easily you get the care you need. &lt;span style="font-weight: bold;"&gt;Health Plan&lt;/span&gt;s change from year to year, so you should carefully consider each plan, using the questions outlined in this booklet. If you get health insurance where you work, you should start with your employee benefits office. Its staff should be able to tell you what is covered under the plans available. You can also call plans directly to ask questions. &lt;/div&gt;&lt;div style="text-align: justify; font-family: arial;"&gt;&lt;p  align="justify" style="font-family:arial;"&gt;&lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt; insurance are usually described as either indemnity (fee-for-service) or managed care. These types of plans differ in important ways that are described below. With any &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;, however, there is a basic premium, which is how much you or your employer pay, usually monthly, to buy health insurance coverage. In addition, there are often other payments you must make, which will vary by plan. In considering any plan, you should try to figure out its total cost to you and your family, especially if someone in the family has a chronic or serious health condition.&lt;/p&gt;&lt;p face="arial" align="justify"&gt;Indemnity and managed care plans differ in their basic approach. Put broadly, the major differences concern choice of providers, out-of-pocket costs for covered services, and how bills are paid. Usually, indemnity plans offer more choice of doctors (including specialists, such as cardiologists and surgeons), hospitals, and other health care providers than managed care plans. Indemnity plans pay their share of the costs of a service only after they receive a bill. &lt;/p&gt;&lt;p align="justify"&gt;Managed care plans have agreements with certain doctors, hospitals, and health care providers to give a range of services to plan members at reduced cost. In general, you will have less paperwork and lower out-of-pocket costs if you select a managed care type plan and a broader choice of health care providers if you select an indemnity-type plan. Over time, the distinctions between these kinds of plans have begun to blur as &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s compete for your business. Some indemnity plans offer managed care-type options, and some managed care plans offer members the opportunity to use providers who are "outside" the plan. This makes it even more important for you to understand how your health plan works. Besides indemnity plans, there are basically three types of managed care plans: PPOs, HMOs, and POS plans.&lt;/p&gt;&lt;/div&gt;&lt;span style="font-family:arial;"&gt;&lt;p align="justify"&gt;&lt;/p&gt;&lt;/span&gt; &lt;p&gt;&lt;/p&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a href="http://www.ahrq.gov/consumer/hlthpln1.htm"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/securecare-offers-health-coverage-and.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115874639497425115?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=KJw8FMRVpaI:DikyXqJSQKQ:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=KJw8FMRVpaI:DikyXqJSQKQ:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=KJw8FMRVpaI:DikyXqJSQKQ:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=KJw8FMRVpaI:DikyXqJSQKQ:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=KJw8FMRVpaI:DikyXqJSQKQ:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=KJw8FMRVpaI:DikyXqJSQKQ:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/09/what-are-my-health-plan-choices.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/bZjpWOc8D2k/securecare-offers-health-coverage-and.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 00:45:36 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115874769498158543</guid><description>&lt;h1 style="font-family: arial; text-align: justify;"&gt;SecureCare Offers Health Coverage and More&lt;/h1&gt;&lt;br /&gt;&lt;br /&gt;&lt;div style="text-align: justify;"&gt;&lt;span style="font-family: arial;"&gt;SecureCare is The &lt;/span&gt;&lt;span style="font-weight: bold; font-family: arial;"&gt;Health Plan&lt;/span&gt;&lt;span style="font-family: arial;"&gt; Medicare Advantage plan that offers extensive health coverage to Medicare recipients. It offers a low monthly premium with affordable co-pays that give members direct access to health deductibles and virtually no paperwork! Benefits include: Part D prescription drug coverage, physician office visits, hospitalization, emergency care, outpatient rehabilitation services, hearing exams, vision coverage and more. Members get the health coverage they need and the peace of mind they want with The &lt;/span&gt;&lt;span style="font-weight: bold; font-family: arial;"&gt;Health Plan&lt;/span&gt;&lt;span style="font-family: arial;"&gt; SecureCare coverage.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family: arial;"&gt;Recently The &lt;/span&gt;&lt;span style="font-weight: bold; font-family: arial;"&gt;Health Plan&lt;/span&gt;&lt;span style="font-family: arial;"&gt; contracted with chiropractors in the HomeTown region to develop a new network for chiropractic services for our SecureCare members. The new network offers two important benefits. First, SecureCare members now have improved access to chiropractic care through the new network. Second, our members will have confidence that the chiropractors in our network have been credentialed by us, which means they have met our standards for care.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family: arial;"&gt;Routine Check-up Important. Don't let years go by without a visit with your Primary Care Physician. Your routine check-up is the first step in staying healthy and preventing disease at every age. For members under 15, the focus is on preventative immunizations and normal physical development, including dental, vision and hearing. Adult men and women should have periodic screenings including the PSA (blood test to screen for prostate cancer) for men, Pap test and mammogram for women. Anyone who is sexually active should see his or her doctor regularly.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family: arial;"&gt;Southeastern Ohio Regional Medical Center (SEORMC) in Cambridge, OH has joined the provider network for SecureCare, The &lt;/span&gt;&lt;span style="font-weight: bold; font-family: arial;"&gt;Health Plan&lt;/span&gt;&lt;span style="font-family: arial;"&gt; Medicare Advantage Plan. Some &lt;/span&gt;&lt;span style="font-weight: bold; font-family: arial;"&gt;Health Plan&lt;/span&gt;&lt;span style="font-family: arial;"&gt; members have had access to services at SEORMC for some time. This new contract expands our network to include SEORMC services for our SecureCare members in the Ohio Valley and Mountaineer regions.&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/what-are-my-health-plan.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a href="http://www.healthplan.org/news.shtml#cambridge"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/top-10-ways-to-make-your-health.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115874769498158543?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=bZjpWOc8D2k:cTTzsBaSWwU:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=bZjpWOc8D2k:cTTzsBaSWwU:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=bZjpWOc8D2k:cTTzsBaSWwU:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=bZjpWOc8D2k:cTTzsBaSWwU:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=bZjpWOc8D2k:cTTzsBaSWwU:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=bZjpWOc8D2k:cTTzsBaSWwU:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><category domain="http://rss.financialcontent.com/stocksymbol">SEORMC</category><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/09/securecare-offers-health-coverage-and.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/NCVQVgw1qeY/top-10-ways-to-make-your-health.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 00:51:07 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115928775220499180</guid><description>&lt;div style="text-align: justify;"&gt;&lt;span style="font-weight: bold;font-family:arial;" class="headermed" &gt;&lt;h1&gt;Top 10 Ways to Make Your Health Benefits Work for You&lt;/h1&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;&lt;br /&gt;1. Your Options Are Important&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;There are many different types of health benefit plans. Find out which one your employer offers, then check out the plan, or plans, offered. Your employer's human resource office, the health plan administrator, or your union can provide information to &lt;/span&gt;&lt;span style="font-family:arial;"&gt;help you match your needs and preferences with the available plans. The more information you have, the better your health care decisions will be.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;2. Review the Benefits Available&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;3. Look for Quality&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;The quality of health care services varies, but quality can be measured. You should consider the quality of health care in deciding among the health care plans or options available to you. Not all health plans, doctors, hospitals and other providers give the highest quality care. Fortunately, there is quality information you can use right now to help you compare your health care choices. Find out how you can measure quality. Consult Choosing and Using a Health Plan from the U.S. Department of Health and Human Services.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;4. Your Plan's Summary Plan Description (SPD) Provides a Wealth of Information&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the federal law that protects your health benefits. It should contain information about the coverage of dependents, what services will require a co-pay, and the circumstances under which your employer can change or terminate a health benefits plan. Save the SPD and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;5. Assess Your Benefit Coverage as Your Family Status Changes&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;6. Changing Jobs and Other Life Events Can Affect Your Health Benefits&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;7. HIPAA Can Also Help If You are Changing Jobs&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;8. Plan for Retirement&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;9. Know How to File an Appeal if Your Health Benefits Claim Is Denied&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;font-family:arial;" &gt;10. Take Steps to Improve the Quality of Health Care and Benefits You Receive&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Look for and use things like Quality Reports and Accreditation Reports whenever you can. Quality reports may contain consumer ratings -- how satisfied consumers are with the doctors in their plan, for instance-- and clinical performance measures -- how well a health care organization prevents and treats illness. Accreditation reports provide information on how accredited organizations meet national standards, and often include clinical performance measures. Look for these quality measures whenever possible. For more information, see Choosing and Using a Health Plan. &lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/securecare-offers-health-coverage-more.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a href="http://www.dol.gov/ebsa/publications/10working4you.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/take-care-of-your-health-easy-steps.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115928775220499180?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=NCVQVgw1qeY:TlFQmocWQVc:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=NCVQVgw1qeY:TlFQmocWQVc:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=NCVQVgw1qeY:TlFQmocWQVc:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=NCVQVgw1qeY:TlFQmocWQVc:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=NCVQVgw1qeY:TlFQmocWQVc:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=NCVQVgw1qeY:TlFQmocWQVc:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><category domain="http://rss.financialcontent.com/stocksymbol">ERISA</category><category domain="http://rss.financialcontent.com/stocksymbol">SPD</category><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/09/top-10-ways-to-make-your-health.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/dfhGMk80KcQ/take-care-of-your-health-easy-steps.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 00:48:00 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115874879922955620</guid><description>&lt;h1 style="font-family: arial; text-align: justify;"&gt;Take Care of Your Health - Easy Steps&lt;/h1&gt;&lt;div style="text-align: justify; font-family: arial;"&gt;&lt;br /&gt;&lt;br /&gt;Now more than at any other time, many people are alooking to have the best health possible. The result of this is that the health and fitness industries are raking in billions every year on herbal supplements, vitamins, fitness equipment, diets, etc. Making a commitment to take care of your body, both internal and external, is probably one of the most important you'll ever make so getting it "right fiirst time" is critical for your overall health. Here are a few tips to help you discover ways to maintain a healthier lifestyle, and enjoy the best of health without spending a fortune.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Acupuncture&lt;/span&gt;&lt;br /&gt;Acupuncture can be traced back more than 2,000 years. This traditional treatment of many eastern countries is said to be beneficial by stimulating zones of the body, known as "Meridians" that have a direct relationship to internal organs, and the spirit. Practioners insert fine needles into the Meridians to promote natural healing, improve bodily functions and give your immune system a boost.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Therapeutic Massage&lt;/span&gt;&lt;br /&gt;Therapeutic massage such as Aromatherapy aren't there just to make you feel good!.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Eat Well&lt;/span&gt;&lt;br /&gt;We all know we should eat well, reduce fat, salt and sugar intake but eating well also means eating at the right times. Breakfast should never be missed! Later meals should be lighter and healthy, and eating just before bed is a definite no no.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Supplements and Vitamins&lt;/span&gt;&lt;br /&gt;Before buying and using vitamins and food supplements there are a couple of rules to follow.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Kill Stress&lt;/span&gt;&lt;br /&gt;Stress is not just a key contributor to poor health, it can prove fatal.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Sleep&lt;/span&gt;&lt;br /&gt;If you aren't sleeping well, you aren't healthy! Consult your doc immediately.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Laughter&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;ul style="text-align: justify; font-family: arial;"&gt;&lt;li&gt;When you laugh beneficial things happen to your body :&lt;/li&gt;&lt;li&gt;Your Heart becomes stronger&lt;/li&gt;&lt;li&gt;Blood presure is reduced&lt;/li&gt;&lt;li&gt;Muscles relax&lt;/li&gt;&lt;li&gt;Your Lungs becomes stronger&lt;/li&gt;&lt;li&gt;Stress is reduced; &lt;/li&gt;&lt;li&gt;Pain is forgotten&lt;/li&gt;&lt;li&gt;Immunity is boosted&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/top-10-ways-to-make-your-health.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a href="http://www.a1-optimization.com/articles"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/vision-health-maintaining-good-eye.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115874879922955620?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=dfhGMk80KcQ:e-pWpJPW_9o:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=dfhGMk80KcQ:e-pWpJPW_9o:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=dfhGMk80KcQ:e-pWpJPW_9o:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=dfhGMk80KcQ:e-pWpJPW_9o:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=dfhGMk80KcQ:e-pWpJPW_9o:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=dfhGMk80KcQ:e-pWpJPW_9o:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/09/take-care-of-your-health-easy-steps.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/LquBWHYwrr4/vision-health-maintaining-good-eye.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 00:48:09 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115875005767309320</guid><description>&lt;h1 style="font-family: arial; text-align: justify;"&gt;Vision Health&lt;/h1&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family: arial;"&gt;Maintaining good eye health is just like any other form of good health -- it takes a bit of work and preventative care. But the benefits from staying physically healthy, getting regular eye exams and protecting your eyes from injury will be well worth your time.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold; font-family: arial;"&gt;Maintain Your Health&lt;/span&gt;&lt;br /&gt;&lt;span style="font-weight: bold; font-style: italic; font-family: arial;"&gt;First&lt;/span&gt;&lt;span style="font-family: arial;"&gt;, maintain your overall health. Did you know that diabetes is the leading cause of vision loss in young adults? Make sure you are eating well and exercising. In fact, Healthy choices decrease the risk of diabetes, high blood pressure, and elevated cholesterol (all known contributors to eye disease).&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold; font-style: italic; font-family: arial;"&gt;Second&lt;/span&gt;&lt;span style="font-family: arial;"&gt;, pay attention to your eye health. Just like you would schedule an annual physical exam, make sure you are getting your eyes examined as often as necessary. Do not wait until you have vision problems ( many times eye disorders and diseases have no initial warning signs, which make regular exams crucial).&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family: arial;"&gt;Skelton recommends that healthy adults receive a routine eye exam every two to three years, adults with high-risk health problems (i.e. diabetes) every year, adults with glasses every one to two years, adults with contact lenses at least once a year, and those with eye diseases to follow the recommendation of their physician for follow-ups. Children should be examined (preferably by a pediatric ophthalmologist) during their first year and then between their third and fourth year. Beyond those two initial eye exams, consult your pediatrician on how often your children should receive regular screenings, particularly if other family members have vision problems.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family: arial;"&gt;However when problems do occur, seek a physician's care immediately. Signs of possible eye problems include the following: flashes of light, blurred vision, seeing black dots, loss of side vision, sudden loss of vision in one eye, discomfort in the eye (i.e. pain, redness, itching, swelling) or any other forms of irritation in the eye or eyelid.&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/take-care-of-your-health-easy-steps.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a href="http://www.familyfirst.net/famlife/visionhealth.asp"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/5-healthy-ways-to-prevent-and-heal.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Prev)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115875005767309320?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=LquBWHYwrr4:z0p852j2_iQ:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=LquBWHYwrr4:z0p852j2_iQ:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=LquBWHYwrr4:z0p852j2_iQ:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=LquBWHYwrr4:z0p852j2_iQ:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=LquBWHYwrr4:z0p852j2_iQ:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=LquBWHYwrr4:z0p852j2_iQ:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/09/vision-health-maintaining-good-eye.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/WpT5MZ6cuZE/5-healthy-ways-to-prevent-and-heal.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 00:47:23 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115875053419170317</guid><description>&lt;h1 style="font-family: arial; text-align: justify;"&gt;5 Healthy Ways to Prevent and Heal Stretch Marks&lt;/h1&gt;&lt;div style="text-align: justify; font-family: arial;"&gt;&lt;br /&gt;&lt;br /&gt;Stretch marks are a common dermatological problem in both sexes of all ages. Stretch Mark scars are formed when our skin needs to be stretched quickly. A sudden weight gain, pregnancy, puberty, height gaining, and sudden weight loss may cause cases like that. The inner layer of the skin tears as the normal production of the major protein that makes up the connective tissue in our skin, collagen, is disrupted. Trying to heal the wounds, the skin is increasing the amount of collagen in the overstretched tissue, resulting in those familiar pinkish lines. If you are in one of these situations, watch out, you don’t want to see these lines on your skin later. Stretch Mark Treatments are often ineffective and in some cases very expensive. It is better prevent than to treat, so here are some prevention tips for you.&lt;br /&gt;&lt;/div&gt;&lt;ul  style="text-align: justify;font-family:arial;"&gt;&lt;li&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Follow a balanced diet&lt;/span&gt;. &lt;/li&gt;&lt;li&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Drink plenty of water&lt;/span&gt;. &lt;/li&gt;&lt;li&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Vitamins are a certain way to ensure proper nutritional status and shiny strong skin in and out&lt;/span&gt;. &lt;/li&gt;&lt;li&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;You can also use a body brush to massage the areas where you have or want to prevent stretch marks from appearing, such us the thighs, buttocks, breasts and arms&lt;/span&gt;.&lt;/li&gt;&lt;li&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Moisturize your skin externally&lt;/span&gt;.&lt;/li&gt;&lt;/ul&gt;&lt;div style="text-align: justify;"&gt;&lt;span style="font-weight: bold; font-style: italic;font-family:arial;" &gt;Finally&lt;/span&gt;&lt;span style="font-family:arial;"&gt;, keep in mind that the appearance of stretch marks is not entirely in your hands. Heredity and skin complexion is also important. Stretch marks are the result of a healthy body trying to heal itself.&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/vision-health-maintaining-good-eye.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a href="http://www.dailynewarticles.com/article/365/7857/5_Healthy_Ways_to_Prevent_and_Heal_Stretch_Marks.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/health-plan-pay-for-performance.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Home)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115875053419170317?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=WpT5MZ6cuZE:8rxyBZeaQkk:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=WpT5MZ6cuZE:8rxyBZeaQkk:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=WpT5MZ6cuZE:8rxyBZeaQkk:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=WpT5MZ6cuZE:8rxyBZeaQkk:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=WpT5MZ6cuZE:8rxyBZeaQkk:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=WpT5MZ6cuZE:8rxyBZeaQkk:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">1</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/09/5-healthy-ways-to-prevent-and-heal.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/-7JcoeONXRk/health-plan-pay-for-performance.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 29 Sep 2006 00:47:09 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115936823909917526</guid><description>&lt;div  style="text-align: justify;font-family:arial;"&gt;&lt;span style="font-weight: bold;"&gt;&lt;h1&gt;&lt;span style="color: rgb(0, 0, 153);"&gt;Health Plan&lt;/span&gt; Pay for Performance Strategies&lt;/h1&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Health plan&lt;/span&gt;s are increasingly turning to financial incentives for providers to control costs, encourage provider efficiency, and improve quality of care. The number of studies evaluating cost-effectiveness and quality improvement for specific pay-for-performance programs for physicians and  hospitals is growing. However, less is known about how these programs are being received and implemented at the community level, especially during the early stages of development.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight: bold;"&gt;Method.&lt;/span&gt;&lt;br /&gt;Study elicited viewpoints about pay for performance from representatives of commercial &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s, large employers (with &gt;500 employees at the HSC site), hospitals, and large physician groups, using neutral open-ended questions about &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s' use of financial incentives to influence the quality or efficiency of care delivery. As a result, each effort (from a fledgling pilot development to a well-established program) received equal weight, resulting in potential overemphasis on modest efforts and too little detail for large well-established programs. In each community, we conducted interviews at the 3 largest &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s, based on enrollment, typically including a regional Blues plan, a national plan, and a local plan. Exceptions included 4 &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s in Orange County and 2 &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt;s each in Little Rock and Syracuse, communities in which a single plan dominated the market. We discussed &lt;span style="font-weight: bold;"&gt;health plan&lt;/span&gt; pay-for-performance activities with several executives from 35 &lt;span style="font-weight: bold;"&gt;health plans&lt;/span&gt;, including chief executive officers, marketing executives, and network contracting directors.&lt;/div&gt;&lt;table style="width: 100%; height: 8px;" border="0" cellpadding="0" cellspacing="0"&gt;&lt;br /&gt;&lt;tbody&gt;&lt;tr&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: left;"&gt;&lt;a href="http://healthplanforyou.blogspot.com/2006/09/5-healthy-ways-to-prevent-and-heal.html"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;...Health Plan (Next)&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="34%"&gt;&lt;div style="text-align: center;"&gt;&lt;a  href="http://www.healthdecisions.org/HR/News/default.aspx?doc_id=82571"&gt; &lt;span style="font-family:arial;"&gt;&lt;b&gt;...More Details...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;td width="33%"&gt;&lt;div style="text-align: right;"&gt;&lt;a href="http://healthplanforyou.blogspot.com"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;Health Plan (Home)...&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;br /&gt;&lt;/tr&gt;&lt;br /&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/34728197-115936823909917526?l=healthplanforyou.blogspot.com' alt='' /&gt;&lt;/div&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=-7JcoeONXRk:mjS7vEBl8g8:7Q72WNTAKBA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=7Q72WNTAKBA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=-7JcoeONXRk:mjS7vEBl8g8:JEwB19i1-c4"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=-7JcoeONXRk:mjS7vEBl8g8:JEwB19i1-c4" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=-7JcoeONXRk:mjS7vEBl8g8:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/HealthPlanForYou?a=-7JcoeONXRk:mjS7vEBl8g8:wF9xT3WuBAs"&gt;&lt;img src="http://feeds.feedburner.com/~ff/HealthPlanForYou?i=-7JcoeONXRk:mjS7vEBl8g8:wF9xT3WuBAs" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total><feedburner:origLink>http://healthplanforyou.blogspot.com/2006/09/health-plan-pay-for-performance.html</feedburner:origLink></item><item><title></title><link>http://feedproxy.google.com/~r/HealthPlanForYou/~3/gSTzULvP_9w/back-link.html</link><author>noreply@blogger.com (healty)</author><pubDate>Fri, 20 Oct 2006 23:26:22 PDT</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-34728197.post-115875230621434834</guid><description>&lt;h1 style="font-family: arial;"&gt;Back Link...&lt;/h1&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight:bold;"&gt;DONE...&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;br /&gt;&lt;li&gt;&lt;a href="http://www.filterforyou.com/filters/furnace-air-filter.html" target="_blank"&gt;Furnace Air Filters&lt;/a&gt;&lt;br /&gt;Here's a review of the popular furnace air filters...&lt;br /&gt;&lt;/li&gt;&lt;br /&gt;&lt;li&gt;&lt;a href="http://www.document-shredding.biz/hipaa-software.html" target="_blank"&gt;hipaa software&lt;/a&gt;&lt;br&gt;Information, links and descriptions of various document shredding and document destruction solutions.&lt;br&gt;&lt;br /&gt;&lt;/li&gt;&lt;br /&gt;&lt;li&gt;&lt;a href="http://www.oldpreparation.com/" target="_blank"&gt;Ancient medicine, medical prescription, cosmetic formulation&lt;/a&gt;&lt;br&gt;Prescription and medication secrets of ancient doctors, old cosmetics formulation, recipes and prescriptions. Translated ancient Latin manuscripts and methods of medication&lt;br&gt;&lt;/li&gt;&lt;br /&gt;&lt;li&gt;&lt;!-- START OF ADDME LINK --&gt;&lt;br /&gt;&lt;font size="2"&gt;&lt;a href="http://www.addme.com"&gt;Add Me! - Search Engine Optimization&lt;/a&gt;&lt;/font&gt;  &lt;br /&gt;&lt;!-- END OF ADDME LINK --&gt;&lt;br /&gt;&lt;/li&gt;&lt;br /&gt;&lt;li&gt;&lt;a href="http://cirugia-plastica-y-estetica.com/" target="_blank"&gt;Clinica de cirugia estetica, plastica y reparadora en Valencia&lt;/a&gt;&lt;br&gt;Todas las soluciones de cirugia estetica de manos del Dr. Monclus. En Valencia, Alicante, Castellon, Ibiza y Albacete.&lt;br&gt;&lt;/li&gt;&lt;br /&gt;&lt;li&gt;&lt;a href="http://www.stopyeast.com/" target="_blank"&gt;Candida, Yeast Infections, Oral Thrush?&lt;/a&gt;&lt;br&gt;Candida is an insidious condition that may be caused by the use of antibiotic.  It is possible that 80-90% of the US population is affected.  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