Hill's Personal Financetag:typepad.com,2003:weblog-4886262009-12-22T21:28:35-05:00TypePadThe DCA Waytag:typepad.com,2003:post-6a00d83452059269e2012876771fc8970c2009-12-22T21:28:35-05:002009-12-22T21:28:35-05:00Dollar cost averaging offers you a way to invest consistently and a chance to exploit some great buys. Are you investing inconsistently … or not at all? Inconsistent investment can sabotage your retirement savings efforts. There’s a way to avoid...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/12/the-dca-way.htmlSafety Tips for Online Shoppingtag:typepad.com,2003:post-6a00d83452059269e20120a705bc39970b2009-12-03T12:33:45-05:002009-12-03T12:33:45-05:00How to avoid getting ripped off. Whether you shop online routinely or infrequently, it will help to follow some precautions this holiday season as you hunt for bargains. The risk of identity theft rises as you offer more and more...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/12/safety-tips-for-online-shopping.htmlCapital Investment Council November Outlooktag:typepad.com,2003:post-6a00d83452059269e20120a6f3ad66970b2009-11-30T23:49:54-05:002009-11-30T23:49:54-05:00by Hal Eddins, Managing Director, Capital Investment Council For several reasons, I always look forward to Thanksgiving: 1. We are given the chance to give thanks for our many blessings 2. We get to spend time with family and friends...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/11/capital-investment-council-november-outlook.htmlShould Something Replace the 401(K)?tag:typepad.com,2003:post-6a00d83452059269e2012875cc13da970c2009-11-23T15:53:56-05:002009-11-23T15:53:56-05:00Do Americans need a new way to save for retirement? In fall 2009, TIME Magazine raised eyebrows with a cover article called “Why It’s Time to Retire the 401(k)”. Author Stephen Gandel, the magazine’s senior economic writer, argued that 401(k)s,...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/11/should-something-replace-the-401k.htmlBest & Worse Indices for the week ending November 19, 2009tag:typepad.com,2003:post-6a00d83452059269e20120a6beb68c970b2009-11-20T21:17:16-05:002009-11-20T21:17:16-05:00The best performing indices for the week were: Dow Jones US Platinum & Precious Metals (17.24%) Dow Jones US Mobile Telecommunications (11.35%) Dow Jones Wilshire Real estate Operations (6.28%) The worse performing indices were: Dow Jones greece Stock Index (-7.79%)...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/11/best-worse-indices-for-the-week-ending-november-19-2009.htmlYEAR-END FINANCIAL MOVES TO THINK ABOUT tag:typepad.com,2003:post-6a00d83452059269e2012875a90095970c2009-11-16T12:08:53-05:002009-11-16T12:08:53-05:00Before 2009 ends, some things you might want to consider. Fall is the time to consider some year-end financial moves – little and not-so-little things you might do to plan to improve your financial position. You could put more in...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/11/year-end-financial-moves-to-think-about.htmlEXTENDED HOMEBUYER CREDITS & JOBLESS BENEFITStag:typepad.com,2003:post-6a00d83452059269e20120a69f07c0970b2009-11-15T05:40:00-05:002009-11-15T05:40:00-05:00New federal actions aid the real estate sector and the unemployed. After unanimous passage in the Senate and a 403-12 passage in the House of Representatives, President Obama signed H.R. 3548 into law on November 6. The bill extends and...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/11/extended-homebuyer-credits-jobless-benefits.htmlBest & Worse Indices for the week ending 11/13/09tag:typepad.com,2003:post-6a00d83452059269e20120a69f0327970b2009-11-14T14:16:00-05:002009-11-14T14:16:00-05:00The best performing indices for the week ending November 13, 2009 were: Dow Jones Islamic Market World Emerging Markets Travel & Leisure Index (12.43%) Dow Jones US Tire Index (9.71%) Dow Jones US Travel & Tourism (9.38%) The worse performing...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/11/best-worse-indices-for-the-week-ending-111309.htmlARE YOU PREPARED TO PAY FOR LONG TERM CARE?tag:typepad.com,2003:post-6a00d83452059269e2012875a12abe970c2009-11-14T13:09:17-05:002009-11-14T13:09:17-05:00In the coming years, many Americans will face the challenge. 70% of people currently over age 65 will require some long term care someday. That is the estimate of the U.S. Administration on Aging, a division of the U.S. Department...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/11/are-you-prepared-to-pay-for-long-term-care.htmlNO SSI INCREASE FOR 2010tag:typepad.com,2003:post-6a00d83452059269e20120a6985b44970c2009-10-30T22:16:35-04:002009-10-30T22:16:35-04:00The Social Security Administration (and the IRS) leave benefits and retirement plan contribution limits unchanged. SSI will remain flat for the first year since 1975. Social Security benefits are keyed to inflation. So what happens when year-over-year inflation becomes negative?...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/10/no-ssi-increase-for-2010.htmlBest & Worse Indices for the week ending 10/30/09tag:typepad.com,2003:post-6a00d83452059269e20120a6984d2b970c2009-10-30T21:48:41-04:002009-10-30T21:48:41-04:00The best performing indices for the week ending October 30, 2009 were: Dow Jones CBN China Automobile & Parts Inc. Index (7.01%) Dow Jones CBN China Health Care Index (3.14%) Dow Jones Stoxx Asia/Pacific 600 Automobiles & Parts (2.53%) The...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/10/best-worse-indices-for-the-week-ending-103009.htmlBest & Worse Indices for the Week ending October 16, 2009tag:typepad.com,2003:post-6a00d83452059269e20120a5f62981970b2009-10-19T14:39:42-04:002009-10-19T14:39:42-04:00The best performing indices for the week ending October 16, 2009 were: Dow Jones Transportation Services Index (9.50%) Dow Jones US Food Retailers & Wholsalers index (8.80%) Dow Jones CBN China Basic Materials Index (7.40%) The worse performing indices were:...Spencer Hillhttp://hillspersonalfinance.typepad.com/hills_personal_finance/2009/10/best-worse-indices-for-the-week-ending-october-16-2009.html