<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-167787293584635722</id><updated>2024-08-31T05:26:40.367-07:00</updated><category term="NAHB"/><category term="National Association of Home Builders"/><category term="Affordable Housing"/><category term="home builders"/><category term="Home Ownership"/><category term="Legislative"/><category term="Green Building"/><category term="Remodeling"/><category term="HBAGTA"/><category term="Housing Index"/><category term="Consumers"/><category term="LEAD"/><category term="Michigan Residential Code"/><category term="Mortgages"/><category term="builders"/><category term="homes"/><category term="housing"/><category term="BUILDING PERMITS"/><category term="EPA"/><category term="Green"/><category term="International Builders Show"/><category term="LENDING"/><category term="Membership"/><category term="Michigan"/><category term="Mortgage"/><category term="economy"/><category term="housing market"/><category term="mortgage interest deduction"/><category term="new homes"/><category term="remodelers"/><category term="Congress"/><category term="Design"/><category term="Home Builders Association of the Grand Traverse Area"/><category term="Home Building Institute"/><category term="License"/><category term="Marketing"/><category term="Taxes"/><category term="Traverse City"/><category term="construction"/><category term="designers"/><category term="housing markets"/><category term="loan limits"/><category term="safety"/><category term="single-family"/><category term="Community"/><category term="Economics"/><category term="Energy"/><category term="Golf Outing"/><category term="HBA of Michigan"/><category term="HBA&#39;S"/><category term="HBAM"/><category term="Home Builders Association of Michigan"/><category term="Housing Starts"/><category term="IBS"/><category term="Market"/><category term="Parade of Homes"/><category term="Scholarship"/><category term="Tax Credit"/><category term="builder confidence"/><category term="contractors"/><category term="credit"/><category term="developers"/><category term="development"/><category term="energy efficient"/><category term="fha"/><category term="financing"/><category term="foreclosures"/><category term="home building industry"/><category term="home buyers"/><category term="lenders"/><category term="qualified mortgage"/><category term="sales"/><category term="value of home ownership"/><category term="55+"/><category term="ANSI"/><category term="Aging in Place"/><category term="Appraisal"/><category term="Black Friday"/><category term="Business"/><category term="Charitable"/><category term="Codes"/><category term="Conference"/><category term="Convention"/><category term="Corporate Income Tax"/><category term="Dell"/><category term="Development Property"/><category term="Electronics"/><category term="Endowment"/><category term="Energy Requirements"/><category term="Federal Reserve Board Chairman"/><category term="Finance"/><category term="Friends of Housing"/><category term="General Membership"/><category term="Grand Traverse Area"/><category term="Grand Traverse Resort"/><category term="HVAC"/><category term="Habitat for Humanity"/><category term="Home Sales"/><category term="International Green Construction Code"/><category term="Landscaping"/><category term="Laptop"/><category term="LegislatiON"/><category term="MAHB"/><category term="MHI"/><category term="Maintenance"/><category term="Members"/><category term="Membership Directory"/><category term="Michael Eisner"/><category term="Michigan Business Tax"/><category term="Michigan Saves"/><category term="National Code"/><category term="New Construction"/><category term="PA 504"/><category term="President"/><category term="Professionals"/><category term="Property Tax"/><category term="QM"/><category term="Remediation"/><category term="Residential Construction"/><category term="School Tax"/><category term="Singel State Construction Code Act.  Home Builders Association of Michigan"/><category term="Spruce"/><category term="Traverse Area Association of REALTORS"/><category term="Williamsburg Dinner Theater"/><category term="activity"/><category term="american dream"/><category term="architects"/><category term="awards"/><category term="bipartisan"/><category term="borrowers"/><category term="building"/><category term="classifieds"/><category term="closets"/><category term="commercial banks"/><category term="contactors"/><category term="craigslist"/><category term="creditworthy"/><category term="debt"/><category term="discounts"/><category term="duct tape marketing"/><category term="economic outlook"/><category term="ecosystem"/><category term="education"/><category term="estimator"/><category term="excellence club"/><category term="exclusive"/><category term="exemption"/><category term="federal income tax"/><category term="fiscal cliff"/><category term="fundraiser"/><category term="gain"/><category term="garage sales"/><category term="garages"/><category term="government"/><category term="holiday"/><category term="home management"/><category term="home owners"/><category term="home prices"/><category term="home values"/><category term="homeless"/><category term="households"/><category term="houses"/><category term="housing finance."/><category term="housing recovery"/><category term="improving markets"/><category term="index"/><category term="inspections"/><category term="iphone"/><category term="k consumers"/><category term="lead paint"/><category term="liability"/><category term="membeship"/><category term="middle-class families"/><category term="multifamily"/><category term="natural resources"/><category term="newspaper"/><category term="next generation"/><category term="permit"/><category term="presidential"/><category term="price"/><category term="production"/><category term="professional"/><category term="protect home"/><category term="refinance"/><category term="remodeling market index"/><category term="renovating"/><category term="renovations"/><category term="residential housing"/><category term="smart phone apps"/><category term="standards"/><category term="strategies"/><category term="subcontractors"/><category term="tax"/><category term="tax cuts"/><category term="tax policies"/><category term="taxable value"/><category term="touchdown for homes"/><category term="trades"/><category term="trash"/><category term="trends"/><category term="unwanted"/><category term="value"/><category term="violations"/><category term="voters"/><title type='text'>Home Builders Association of the Grand Traverse Area, Inc.</title><subtitle type='html'>We are a professional association of industry leaders who are committed to excellence through our support of legislative, educational, and economic initiatives to promote home ownership in our community.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default?redirect=false'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default?start-index=26&amp;max-results=25&amp;redirect=false'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>196</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-689040887776485322</id><published>2013-11-06T12:39:00.003-08:00</published><updated>2013-11-06T12:39:55.852-08:00</updated><title type='text'>Worker Safety - Not So Top Five MIOSHA List Unveiled</title><content type='html'>

&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;The Michigan Occupational Health and Safety
Administration (MIOSHA) has released its new five-year strategic plan.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;To no one’s surprise, making construction (&lt;u&gt;including
residential construction&lt;/u&gt;) safer is at the top of its list.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Their plan calls for decreasing fatalities in
the construction industry by 2% a year by focusing on the four leading causes
of fatalities:&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&amp;nbsp;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in .5in; text-indent: 0.05in;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font-size-adjust: none; font-stretch: normal; font: 7pt/normal &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Falls&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in .5in; text-indent: 0.05in;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font-size-adjust: none; font-stretch: normal; font: 7pt/normal &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Electrocutions&lt;span style=&quot;mso-tab-count: 1;&quot;&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in .5in; text-indent: 0.05in;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font-size-adjust: none; font-stretch: normal; font: 7pt/normal &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Struck-by&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in .5in; text-indent: 0.05in;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font-size-adjust: none; font-stretch: normal; font: 7pt/normal &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Crushed-by/caught-between&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;It also calls for reducing injuries and
illnesses in the construction industry by 1% a year over the five years. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;MIOSHA has also provided the Home Builders
Association of Michigan with the five most frequent serious violations they
find during residential inspections.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;With a tip of the hat to David Letterman:&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;Number Five:&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;No eye protection while
cutting/grinding/drilling/sanding.&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Eye protection is required where a hazard or
risk of injury exists from flying objects or particles, harmful contacts,
exposures such as glare, liquids, injurious radiation, electrical flash, or a
combination of these hazards. Employers must require their employees to wear
personal protective equipment (PPE) when the rules call for it or you’re the
one who will face fines and other penalties.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;Number Four:&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Portable ladders not extended 3 feet above
the landing area.&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;When portable ladders are used for access to
an upper landing surface, the ladder side rails have to extend not less than 3
feet above the upper landing surface the ladder is being used to access. If the
ladder is too short to extend the required 3 feet then it has to be secured at
its top to rigid support that will not deflect.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;And a grasping device, such as a grabrail, shall be provided to assist
employees in mounting and dismounting the ladder.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;Number Three:&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;No eye
protection while using pneumatic nail guns.&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Not only do you have to provide (and your
employees have to wear) eye protection when they’re using a portable powered
stapler or nailer, any employees within the striking &lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;distance of its fastener have to wear eye
protection too. Remember your employees must wear PPE when the rules call for
it or you will be fined and subject to other penalties. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;Number Two:&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;No
hard hats.&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;If your employees are working in an area where
a hazard or risk of injury exists from falling or flying objects or particles
or from other harmful contacts or exposures you must provide them with a hard
hat and make sure they wear it. &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;Again,
if your employee isn’t wearing a hard hat when it is required, you will be the
one with a headache.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;And finally, Number One&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;:&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;No
fall protection at six feet or higher.&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;We’ve been talking about these fall protection
regulations since April of 2011. Half of the residential construction
fatalities in the last two years have been fall-related. As an industry, we,
and as an employer, you, have to do everything possible to make the work site
safe.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Much of the information on fall protection you
need, including training, is available from MIOSHA at no cost. This training
will also count toward your continuing competency requirements for license
renewal. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;For compliance assistance, contact the
Consultation Education and Training (CET) Division at (517) 322-1809 or go to &lt;/span&gt;&lt;/span&gt;&lt;a href=&quot;file:///C:/Users/BFilka.HBAM/AppData/Local/Microsoft/Windows/Temporary%20Internet%20Files/Content.Outlook/JY2OW53I/www.michigan.gov/cet&quot;&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;color: blue; font-family: Calibri;&quot;&gt;www.michigan.gov/cet&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;For MIOSHA seminars and other training opportunities,
visit &lt;/span&gt;&lt;/span&gt;&lt;a href=&quot;file:///C:/Users/BFilka.HBAM/AppData/Local/Microsoft/Windows/Temporary%20Internet%20Files/Content.Outlook/JY2OW53I/www.michigan.gov/mioshatraining&quot;&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;color: blue; font-family: Calibri;&quot;&gt;www.michigan.gov/mioshatraining&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Additional resources are also available on the
MIOSHA website at &lt;/span&gt;&lt;/span&gt;&lt;a href=&quot;http://www.michigan.gov/miosha&quot;&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;color: blue; font-family: Calibri;&quot;&gt;www.michigan.gov/miosha&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;
in the MIOSHA Initiatives section, under Residential Construction Initiative. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;For information on Fall Protection, please
contact the Construction Safety and Health Division at (517) 322-1856, or visit
the website at &lt;/span&gt;&lt;/span&gt;&lt;a href=&quot;file:///C:/Users/BFilka.HBAM/AppData/Local/Microsoft/Windows/Temporary%20Internet%20Files/Content.Outlook/JY2OW53I/www.michigan.gov/mioshastandards&quot;&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;color: blue; font-family: Calibri;&quot;&gt;www.michigan.gov/mioshastandards&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/689040887776485322/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/689040887776485322?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/689040887776485322'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/689040887776485322'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/11/worker-safety-not-so-top-five-miosha.html' title='Worker Safety - Not So Top Five MIOSHA List Unveiled'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-1438680238369699719</id><published>2013-10-15T11:04:00.004-07:00</published><updated>2013-10-15T11:04:50.617-07:00</updated><title type='text'>New Board of Directors</title><content type='html'>&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;&quot;&gt;&lt;strong&gt;Congratulations to our new HBAGTA Board of Directors&lt;/strong&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: Times New Roman;&quot;&gt;

&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;Who will serve from January 1, 2014 – December 31, 2016&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;span style=&quot;font-family: Times New Roman;&quot;&gt;

&lt;/span&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;Carolyn Andrews&lt;/strong&gt; - Preston Feather Building Centers&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 10pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;Bill Archer&lt;/strong&gt; - Archer Contracting Company&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 10pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;Mike Farrer&lt;/strong&gt; - Traverse Area Title Service, Inc.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 10pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;Nancy Lisabeth&lt;/strong&gt; - Grand Bay Building &amp;amp; Remodeling, LLC&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 10pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;Rick MacKinnon&lt;/strong&gt; - Anderson Window Corporation&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Times New Roman;&quot;&gt;

&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;strong&gt;Sean McCardel&lt;/strong&gt; - Sean McCardel Construction&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 12pt; line-height: 115%;&quot;&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/1438680238369699719/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/1438680238369699719?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1438680238369699719'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1438680238369699719'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/10/new-board-of-directors.html' title='New Board of Directors'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-1580201709924238211</id><published>2013-09-17T13:25:00.002-07:00</published><updated>2013-09-17T13:31:47.425-07:00</updated><title type='text'>Waste &amp; Pesticide Collection</title><content type='html'>&lt;b&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Bold; font-size: large;&quot;&gt;&lt;div align=&quot;LEFT&quot;&gt;
Household Hazardous Waste &amp;amp; Pesticide Collection&lt;/div&gt;
to be held In Kingsley, Mi.&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;div align=&quot;LEFT&quot;&gt;
GRAND TRAVERSE COUNTY RESOURCE RECOVERY DEPARTMENT (RecycleSmart) will conduct a Household Hazardous&lt;/div&gt;
&lt;br /&gt;
&lt;div align=&quot;LEFT&quot;&gt;
Waste &amp;amp; Pesticide collection on Saturday, September 28, 2013 from 9:00 am to 2:00 pm. Event will be held at the Grand Traverse County Road Commission building at 1471 E. M-113, Kingsley, MI. &lt;/div&gt;
&lt;/span&gt;
&lt;/span&gt;&lt;br /&gt;
&lt;div align=&quot;LEFT&quot;&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;An appointment is required.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;div align=&quot;LEFT&quot;&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;The online scheduling &lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;system is a convenient and the recommended tool to secure an appointment. An appointment is &lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;required and can be made at &lt;a href=&quot;http://www.recyclesmart.info/&quot;&gt;www.RecycleSmart.info&lt;/a&gt; or by calling the RecycleSmart Hotline at 941.5555.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;
&lt;br /&gt;
&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;span style=&quot;font-family: TextraLT-Light; font-size: small;&quot;&gt;&lt;div align=&quot;LEFT&quot;&gt;
This service is provided to Grand Traverse County residents at no cost, (up to 150 lbs., $1.30 lb. thereafter) Accepted material includes oil based paints (latex paint is also accepted this year), cleaning products, pesticides, mercury, moth balls, pool chemicals and more...&lt;/div&gt;
&lt;br /&gt;
&lt;div align=&quot;LEFT&quot;&gt;
For more information visit www.RecycleSmart.info are call the RecycleSmart Hotline at 941.5555&lt;/div&gt;
&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/1580201709924238211/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/1580201709924238211?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1580201709924238211'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1580201709924238211'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/09/waste-pesticide-collection.html' title='Waste &amp; Pesticide Collection'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-3231221838095437275</id><published>2013-07-24T10:47:00.000-07:00</published><updated>2013-07-24T10:47:20.390-07:00</updated><title type='text'>Depot Project - Habitat for Humanity</title><content type='html'>&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Depot
Project RFP Deadline August 1&lt;sup&gt;st&lt;/sup&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Habitat
for Humanity has announced that prints of the Depot Project are now
available.&amp;nbsp; To obtain a copy, contractors must call Traverse Repro at
947-6284.&amp;nbsp; The deadline for the RFP is August 1&lt;sup&gt;st&lt;/sup&gt;. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;For
more general information, contact Stephanie at Habitat at 941-4663 x124.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 11pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-no-proof: yes;&quot;&gt;&lt;v:shapetype coordsize=&quot;21600,21600&quot; filled=&quot;f&quot; id=&quot;_x0000_t75&quot; o:preferrelative=&quot;t&quot; o:spt=&quot;75&quot; path=&quot;m@4@5l@4@11@9@11@9@5xe&quot; stroked=&quot;f&quot;&gt;
 &lt;v:stroke joinstyle=&quot;miter&quot;&gt;
 &lt;v:formulas&gt;
  &lt;v:f eqn=&quot;if lineDrawn pixelLineWidth 0&quot;&gt;
  &lt;v:f eqn=&quot;sum @0 1 0&quot;&gt;
  &lt;v:f eqn=&quot;sum 0 0 @1&quot;&gt;
  &lt;v:f eqn=&quot;prod @2 1 2&quot;&gt;
  &lt;v:f eqn=&quot;prod @3 21600 pixelWidth&quot;&gt;
  &lt;v:f eqn=&quot;prod @3 21600 pixelHeight&quot;&gt;
  &lt;v:f eqn=&quot;sum @0 0 1&quot;&gt;
  &lt;v:f eqn=&quot;prod @6 1 2&quot;&gt;
  &lt;v:f eqn=&quot;prod @7 21600 pixelWidth&quot;&gt;
  &lt;v:f eqn=&quot;sum @8 21600 0&quot;&gt;
  &lt;v:f eqn=&quot;prod @7 21600 pixelHeight&quot;&gt;
  &lt;v:f eqn=&quot;sum @10 21600 0&quot;&gt;
 &lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:f&gt;&lt;/v:formulas&gt;
 &lt;v:path gradientshapeok=&quot;t&quot; o:connecttype=&quot;rect&quot; o:extrusionok=&quot;f&quot;&gt;
 &lt;o:lock aspectratio=&quot;t&quot; v:ext=&quot;edit&quot;&gt;
&lt;/o:lock&gt;&lt;/v:path&gt;&lt;/v:stroke&gt;&lt;/v:shapetype&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/3231221838095437275/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/3231221838095437275?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3231221838095437275'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3231221838095437275'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/07/depot-project-habitat-for-humanity.html' title='Depot Project - Habitat for Humanity'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-517677054764377997</id><published>2013-06-27T13:34:00.000-07:00</published><updated>2013-06-27T13:34:03.088-07:00</updated><title type='text'>Three Steps That Could Save Builders $42,000 per Home  </title><content type='html'>

&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;The
residential construction industry is facing building code proposals that could
significantly impact the design and cost of new&amp;nbsp;homes and directly harm
every builder’s and remodeler’s ability to complete a quality project at an
affordable cost.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Participation
in the complex codes development process is one of the most important ways that
NAHB provides value to members. At recent&amp;nbsp;&lt;a href=&quot;http://www.iccsafe.org/&quot; target=&quot;_blank&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;International Code Council&amp;nbsp;&lt;/span&gt;&lt;/a&gt;(ICC) code development
hearings, the association was successful in helping defeat many proposals that
would add greatly to the cost of building single-family homes and apartments as
well as the cost of remodeling projects.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;If NAHB is
ultimately successful on all 750 code change proposals that the association
took a position on, the overall&amp;nbsp;cost savings could be more than $42,000
per home.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;One of the
proposals struck down in the initial round of hearings would mandate a second
set of stairs in larger homes. Another would have required all homes and
townhouses to be accessible, including homes in flood and coastal areas where
it is impossible to meet the requirements without the installation of a
wheelchair lift or elevator.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;These and
more than 2,000 other proposed code changes could increase the cost of building
even the most modest home by tens of thousands of dollars.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;ICC is
working on the 2015 International Energy Conservation Code, International
Residential Code, International Fire Code,&amp;nbsp;International Existing Building
Code and the International Property Maintenance Code.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;The ICC
Committee Action Hearings were held in Dallas in late April. At the conclusion
of the preliminary hearings, NAHB was successful on 596 of the 750 code change
proposals that it either supported or opposed.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;However,
these aren&#39;t the final results. The last and most important phase of the code
development process occurs this fall at the ICC Final Action Hearings in
Atlantic City, N.J. on Oct. 2-10. The code officials&amp;nbsp;who attend these
hearings will cast the votes that will decide the final outcome on all 2,065
proposed code changes.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;strong&gt;Three Steps
to Lock in Savings&lt;o:p&gt;&lt;/o:p&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;To ensure
that NAHB’s success in the preliminary hearings translates to the same results
in the Final Action hearings this fall, it is absolutely vital for builders and
remodelers to get involved in the process early and to fight hard by taking the
following actions:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Meet with
your state and local code officials and elected officials to gain their
support.&amp;nbsp;Make sure they understand the issues, and help them see why they
should vote in favor of the home building industry’s key proposals.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;For example,
four of the most critical code change proposals are related to energy
efficiency and would allow equipment and performance trade-offs if passed.
Approval of just these four code change proposals could save&amp;nbsp;more
than&amp;nbsp;$4,000 per home.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Get your
local HBA involved and let them know that this is a top priority&amp;nbsp;for the
residential construction industry.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Ask your
elected officials to allow their code officials to attend the ICC Final Action
Hearings in Atlantic City, N.J.&amp;nbsp;so they can vote in support of NAHB’s
positions. Remember, this year, code officials must still be present in
Atlantic City to vote during the Final Action Hearings.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;strong&gt;Resources You
Need&lt;o:p&gt;&lt;/o:p&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
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&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;NAHB has
the&amp;nbsp;&lt;a href=&quot;http://www.nahb.org/2015codes&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;tools and resources&amp;nbsp;&lt;/span&gt;&lt;/a&gt;necessary
to help builders, remodelers and state and local HBAs to effectively engage
their local and state government and industry leaders. NAHB is calling on all
members to take these action steps to help ensure that only those code changes
that are necessary, practical, and cost effective will be approved during the
ICC Final Action Hearings.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;strong&gt;Calling All
Code Experts&lt;o:p&gt;&lt;/o:p&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;NAHB is
looking for HBA member code experts as the association tries to ensure that the
International Code Council’s (ICC) model building codes include only provisions
that benefit home buyers’ health and safety or have reasonable payback periods.
Some of the proposed code changes related to energy conservation provide very
little benefit if any and have payback periods ranging from 15 to 40 years. If
you can help, please contact your EO.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;In addition,
please visit&amp;nbsp;&lt;a href=&quot;http://www.nahb.org/2015codes&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;nahb.org/2015codes&lt;/span&gt;&lt;/a&gt;,
click on your state and email&amp;nbsp;&lt;a href=&quot;mailto:sorlowski@nahb.org&quot; target=&quot;_blank&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;Steve Orlowski&amp;nbsp;&lt;/span&gt;&lt;/a&gt;with the email address and phone number
for the code officials identified within your state or jurisdiction. NAHB has
their names, but not their contact information, so your assistance is crucial
in this regard.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/517677054764377997/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/517677054764377997?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/517677054764377997'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/517677054764377997'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/06/three-steps-that-could-save-builders_27.html' title='Three Steps That Could Save Builders $42,000 per Home  '/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-2354900978542273176</id><published>2013-06-27T05:56:00.000-07:00</published><updated>2013-06-27T05:56:28.483-07:00</updated><title type='text'>No Time to Look Backward—What Are HBA Michigan’s Top Priorities Here and Now?</title><content type='html'>&lt;div align=&quot;LEFT&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;&lt;/span&gt;&amp;nbsp;&lt;/div&gt;
&lt;div align=&quot;LEFT&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;On the heels of what many of our longtime members tell me is the state association’s most successful year ever—in terms of advocacy and reforming tax and regulatory policies impacting the building industry, I’m often asked how HBA Michigan is following-up on the banner year of 2012. My response: (1)by being diligent in sustaining recent legislative and regulatory victories; (2) identifying strategies and solutions to a looming building industry worker shortage; (3) staying on offense for additional reforms that encourage more housing investment across the state; and (4) supporting local HBA membership growth to strengthen our voice as an industry. &lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;Diligence: last year your state association was successful in eliminating 18 mils of taxation on inventory homes. Now some are suggesting that this change only reduces the tax on the building structure itself (not the property). Needless-to-say, your state association is working behind the scenes to ensure that this &quot;interpretation&quot; not take root. Similarly, last year your state association ushered in a historic set of changes to development rules for construction in and around our state’s critical dunes. Some are now trying to circumvent these changes thru administrative channels. Your state association is on guard and has interceded in several instances to make sure bureaucrats don’t disregard the new rules. Last year your state association was also able to get a new law passed that moves our state to a new flex-code cycle, so that code changes only have to occur once every 6 years instead of every 3. But, this new cycle only begins after this year’s revision to the state uniform construction code. So, your state association and a dedicated committee of builders from around the state are working to ensure that this year’s changes only include those that are absolutely necessary and justified. &lt;br /&gt;

&lt;br /&gt;
Worker Shortage: this year we are supporting legislation (HB 4465 &amp;amp; HB 4466) that will allow curriculum flexibility enabling more kids to enter construction voc ed programs around the state. The large majority of kids interested in such programs are turned away. Why, because scheduling and availability of language and Algebra II courses would make it impossible for them to graduate on time if they entered the construction program. We believe parents ought to have the flexibility to get their children into these hands on programs (and still be able to graduate). We’re also working with the Construction Teacher’s Association, your local association, and others to try and develop better networks and communication strategies to connect potential workers with builders, remodelers and contractors. Some members may not yet see shortages in their areas, but they are coming. Too many workers were lost in our industry during the downturn (some 70,000 jobs were lost). Even modest growth has begun to trigger shortages. &lt;br /&gt;

&lt;br /&gt;
Staying on Offense: much like the changes to our State’s rules for development in critical dunes that were passed into law last year, this year we are seeking to reform Michigan’s wetlands law to avoid turning wetland permits over to the EPA and the Army Corp. Additionally, bills will soon be introduced to allow more flexible options for new septic systems. We also have bills in the works to make sure taxable values don’t spike when homes are rebuilt after a fire or other tragedy; and to eliminate the 18 mils of property taxes on any remaining inventory homes built before last year’s change went into effect. And, we are supporting legislation that would allow the Michigan State Housing Development Authority provide gap financing for development, since no (or few) private lenders are financing inventory homes or developments. &lt;br /&gt;

&lt;br /&gt;
Not only does HBA Michigan work on a daily basis in the legislative, regulatory and judicial arenas, we have to be involved in the political arena. Friends-of-Housing (FOH) is your association’s political action &lt;br /&gt;

&lt;br /&gt;
committee and voice in the election process. While the 2014 elections seem a ways off the work for success in those elections is already underway. This means raising money. FOH will be involved (in one way or another) with almost every race on the ballot. From the Governor’s race on down to the 38 state senate seats that will be on the ballot to the 110 state representative races taking place around the state…to three Supreme Court seats. We can’t sit on the sidelines in the political arena if we want to continue to see successes in the legislative, legal and regulatory worlds. So, next time you’re asked to lend your financial support to Friends of Housing, please remember this reality and contribute. &lt;br /&gt;

&lt;br /&gt;
Membership Growth: HBA Michigan cannot be successful without strong local HBAs. Your state association is investing in one-on-one membership recruitment and retention training for local HBA E.O.s’ this year. Nearly a dozen have already signed up for this training. Your state association is also working to expand and improve member-only benefits and discounts. A copyright infringement insurance program has been developed (and no other such coverage can be obtained unless you’re a member). We’ve also started offering a new telemedicine service among others. These along with our long-valued Meijer, Speedway, Frankenmuth and other programs provide an important tool for locals to retain and grow their membership. &lt;br /&gt;

&lt;br /&gt;
Bottom line: HBA Michigan is the only statewide organization dedicated to promoting and protecting the interests of the residential building industry. If you are in the industry and are reading this, but aren’t a member of an HBA, I hope you conclude that you need to be. For members, please know we’re always just a phone call away. Don’t ever hesitate calling me directly if you have a question or need assistance. My number is 517-646-2555. &lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/2354900978542273176/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/2354900978542273176?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/2354900978542273176'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/2354900978542273176'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/06/no-time-to-look-backwardwhat-are-hba.html' title='No Time to Look Backward—What Are HBA Michigan’s Top Priorities Here and Now?'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-4357777811383150794</id><published>2013-06-19T12:48:00.002-07:00</published><updated>2013-06-19T12:52:35.225-07:00</updated><title type='text'>MIOSHA Hazard Alert - Nail Guns</title><content type='html'>&lt;br /&gt;
&lt;div align=&quot;center&quot; style=&quot;tab-stops: 229.5pt; text-align: center;&quot;&gt;
&lt;a href=&quot;http://www.blogger.com/null&quot; name=&quot;_GoBack&quot;&gt;&lt;/a&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;inherit&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 10.5pt; mso-bidi-font-family: Arial; mso-no-proof: yes;&quot;&gt;&lt;v:shapetype coordsize=&quot;21600,21600&quot; filled=&quot;f&quot; id=&quot;_x0000_t75&quot; o:preferrelative=&quot;t&quot; o:spt=&quot;75&quot; path=&quot;m@4@5l@4@11@9@11@9@5xe&quot; stroked=&quot;f&quot;&gt;
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&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;color: black; font-size: small;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
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&lt;v:shapetype coordsize=&quot;21600,21600&quot; filled=&quot;f&quot; id=&quot;_x0000_t75&quot; o:preferrelative=&quot;t&quot; o:spt=&quot;75&quot; path=&quot;m@4@5l@4@11@9@11@9@5xe&quot; stroked=&quot;f&quot;&gt;
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&lt;div class=&quot;MsoHeader&quot; style=&quot;line-height: 150%; margin: 0in 0in 0pt; text-align: left;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 24pt; line-height: 150%;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 18pt; line-height: 150%;&quot;&gt;Construction Safety &amp;amp; Health
Division &lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; line-height: 150%;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Dangers of Pneumatic
Nail Guns &lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 24pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;With Contact
Trip Triggers&lt;/span&gt; &lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Arial; font-size: x-large;&quot;&gt;&lt;/span&gt;&amp;nbsp;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0in 22.5pt 10pt; text-align: justify;&quot;&gt;
In February
2013, MIOSHA investigated a fatality that occurred at a residential jobsite
where a carpenter was framing a wall and ended up shooting himself in the face
with a 3 inch nail from a pneumatic nail gun.&amp;nbsp; The carpenter was in an
awkward position and using his non-dominant hand to operate the nail gun.&amp;nbsp;
The gun appeared to have “double fired” which knocked the carpenter off
balance.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;The tip of the nail gun contacted
his face near the eye area and another nail fired into his head which lodged in
his brain.&amp;nbsp; The victim was not wearing eye protection or head protection
which may have prevented the nail from entering the victim’s face. &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0in 22.5pt 10pt; text-align: justify;&quot;&gt;
Pneumatic nail
gun injuries are very common in the residential construction industry; responsible
for nearly 40,000 visits to emergency room each year. &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;Most nail gun injuries occur when the gun is
equipped with a &lt;b&gt;contact tip trigger&lt;/b&gt;. Contact tip triggers allow the gun
to discharge a nail anytime the gun’s nose piece and the trigger are
pressed.&amp;nbsp; The user can hold the trigger down and &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;bump fire&lt;/b&gt; the gun repeatedly by simply pushing down on the nose
piece. &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;Carpenters prefer using contact
tip triggers because they are faster.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;However, these types of triggers also make it much easier for the
operator to accidently shoot themselves or anyone standing close by if the nose
piece bumps up against someone or something when the trigger is depressed.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Injuries often occur when climbing up and
down ladders while having your finger on the trigger.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0in 22.5pt 10pt; text-align: justify;&quot;&gt;
Nail guns with
contact tip triggers are also susceptible to &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;double firing&lt;/b&gt; which is the firing of a second unwanted nail that
can ricochet off the first nail which can strike and injure anyone working in
the proximity.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div style=&quot;line-height: 115%; margin: 5pt 22.5pt; tab-stops: 7.0in 513.0pt 7.5in; text-align: justify;&quot;&gt;
&lt;b&gt;Full
sequential triggers&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt; are safer!&lt;/b&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;They force the operator to make two positive
actions to fire the nail gun each and every time a nail is fired. The full
sequential trigger will only fire a nail when the controls are activated in a
certain order.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;First, the safety contact
tip must be pushed into the work piece and then the operator squeezes the
trigger to discharge a nail.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Both the
safety contact tip and the trigger must be released and activated again to fire
a second nail.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;The operator cannot hold
the trigger down and bump fire the nail gun.&amp;nbsp; This greatly reduces the
amount of unwanted “double fires” of nails.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0in 22.5pt 10pt; tab-stops: 7.5in; text-align: justify;&quot;&gt;
Most
new pneumatic nail guns come equipped with the full sequential trigger.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;A contact trip trigger is a separate
attachment that can replace the full sequential trigger.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Employees must know and follow the safety
guidelines provided by the manufacturers of nail guns and wear the appropriate
personal protective equipment to prevent injuries.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-size: 14pt;&quot;&gt;General Safety Guidelines
for Pneumatic Nail Guns&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Review
the owner’s manual carefully with all operators.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Observe
each employee demonstrating safe operating procedures.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Always wear safety glasses and a hard hat&lt;/b&gt;!&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Do
not touch the trigger unless firing the tool against a work piece.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Use
extreme caution when using an air tool around other workers.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Never&lt;/b&gt; point the tool at anyone. Treat
the tool like a firearm and assume it is loaded.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Disconnect
the air hose before clearing a jam or making adjustments.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Use
manufacturer’s specified pressures for the tool&lt;span style=&quot;font-family: TimesNewRomanPSMT; font-size: 11pt; mso-bidi-font-family: TimesNewRomanPSMT;&quot;&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt; mso-layout-grid-align: none; text-indent: 0.2in;&quot;&gt;
• &lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Keep
your free hand safely out of the way of the tool.&lt;br /&gt;
&lt;br /&gt;
&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;•&amp;nbsp;&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Secure the hose when working on scaffolding to prevent the tool from falling.&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;div class=&quot;Pa4&quot; style=&quot;line-height: normal; margin: 0in 22.5pt 0pt 8.1pt; text-indent: 0.2in;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;For
Additional Information &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div style=&quot;margin: 5pt 22.5pt; text-align: justify;&quot;&gt;
The National Institute for Occupational Safety and
Health (NIOSH) and the Occupational Safety and Health Administration (OSHA) issued
a publication titled, “&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Nail Gun Safety:
A Guide for Construction Contractors&lt;/b&gt;” to help alert and provide training to
avoid hazards when using nail guns. Go to&lt;/div&gt;
&lt;div style=&quot;margin: 5pt 22.5pt; text-align: justify;&quot;&gt;
&lt;a href=&quot;http://www.osha.gov/Publications/NailgunFinal_508_02_optimized.pdf&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;http://www.osha.gov/Publications/NailgunFinal_508_02_optimized.pdf&lt;/span&gt;&lt;/a&gt;.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 22.5pt 0pt;&quot;&gt;
For additional training and
assistance contact the Consultation Education and Training Division at &lt;a href=&quot;http://www.michigan.gov/mioshacet&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;www.michigan.gov/mioshacet&lt;/span&gt;&lt;/a&gt; or call
517-322-1809.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: TimesNewRomanPSMT; font-size: 11pt; mso-bidi-font-family: TimesNewRomanPSMT;&quot;&gt;&lt;o:p&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/o:p&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/4357777811383150794/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/4357777811383150794?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/4357777811383150794'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/4357777811383150794'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/06/miosha-hazard-alert-nail-guns.html' title='MIOSHA Hazard Alert - Nail Guns'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total><georss:featurename>United States</georss:featurename><georss:point>37.09024 -95.712891000000013</georss:point><georss:box>-36.4181565 99.052733999999987 90 69.521483999999987</georss:box></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-6412145302740830261</id><published>2013-06-12T11:18:00.000-07:00</published><updated>2013-06-12T11:18:22.687-07:00</updated><title type='text'>Construction Industry Sees Shortage of Skilled Labor Workers</title><content type='html'>&lt;br /&gt;
HBA Past President Victor Lisabeth was featured in a recent TV 9 &amp;amp; 10 interview&lt;br /&gt;
&lt;br /&gt;
Click link below to view video&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://www.9and10news.com/story/22515805/construction-industry-sees-shortage&quot;&gt;http://www.9and10news.com/story/22515805/construction-industry-sees-shortage&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/6412145302740830261/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/6412145302740830261?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/6412145302740830261'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/6412145302740830261'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/06/construction-industry-sees-shortage-of.html' title='Construction Industry Sees Shortage of Skilled Labor Workers'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-765206802925980732</id><published>2013-04-24T10:56:00.002-07:00</published><updated>2013-04-24T10:56:52.708-07:00</updated><title type='text'>The 13th Michigan worker death of 2013</title><content type='html'>

&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0pt;&quot;&gt;
The 13&lt;sup&gt;th&lt;/sup&gt; &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;Michigan&lt;/st1:state&gt;&lt;/st1:place&gt;
worker death of 2013 occurred at approximately 1:30 pm on April 22, 2013.
Employers and employees are urged to use extreme care and safety diligence in
all work activities.&lt;b&gt; &lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b&gt;&lt;i&gt;Summary of incident: On April 22, 2013 at
approximately 1:30 pm, an explosion occurred in the digester at a waste water
treatment plant. Construction employees were working on or near a tank using a
welder’s torch. &lt;/i&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0pt;&quot;&gt;
Last year there were 26 MIOSHA-related deaths. 2009 saw the
lowest number with 24. &lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0pt;&quot;&gt;
If you need help or assistance in ensuring your workplace is
safe, MIOSHA is here with resources to help. &lt;span class=&quot;shortdesc1&quot;&gt;The
Consultation Education &amp;amp; Training (CET) Division provides workplace safety
and health training and consultations to employers and employees throughout &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;Michigan&lt;/st1:state&gt;&lt;/st1:place&gt; free of charge.
Contact CET today at (800) 866-4674 or submit a request online at &lt;/span&gt;&lt;a href=&quot;http://www.michigan.gov/cetrca&quot; title=&quot;http://www.michigan.gov/cetrca&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;www.michigan.gov/cetrca&lt;/span&gt;&lt;/a&gt;&lt;span class=&quot;shortdesc1&quot;&gt;.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;br /&gt;
Every life is precious. Our mutual goal must be that every
employee goes home at the end of their shift every day! &lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;

&lt;br /&gt;


&lt;br /&gt;
&lt;table align=&quot;left&quot; border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;border-collapse: collapse; margin: auto 6.75pt; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-table-anchor-horizontal: column; mso-table-anchor-vertical: paragraph; mso-table-left: left; mso-table-lspace: 9.0pt; mso-table-rspace: 9.0pt; width: 734px;&quot;&gt;
 &lt;tbody&gt;
&lt;tr style=&quot;mso-yfti-firstrow: yes; mso-yfti-irow: 0;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border: 1pt solid windowtext; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;b&gt;Fatality
  Number&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;b&gt;Date&lt;/b&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;b&gt;Occupation&lt;/b&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;b&gt;Age&lt;/b&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;b&gt;Type of
  Injury&lt;/b&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;b&gt;Description &lt;/b&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;b&gt;Location
  (City)&lt;/b&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 1;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
1.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
1/17/13&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Assistant
  Manager&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
36&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Crush&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Employee was
  run over by a tractor while trying to remove a railroad timber using a
  tractor loader with a front bucket. &lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Turner&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 2;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
2.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
1/18/13&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Materials
  Handler&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
42&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Crush&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Employee was
  operating a crane and was crushed by beams that fell out of the sling being
  carried by the crane.&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Belleville&lt;/st1:city&gt;&lt;/st1:place&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 3;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
3.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
1/23/13&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Carpenter&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
20&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Fall&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Employee fell
  approximately 19’ from a high-pitch residential roof while installing
  shingles. &lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Coldwater&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 4;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
4.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
1/24/13-accident&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
1/28/13-passed
  away&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Laborer&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
56&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Cave-in&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Employee was
  working in a 12’ deep excavation to repair a leaking water main when a
  section of the side collapsed, completely burying him. Coworkers uncovered
  him and he was taken to medical facilities, where he later expired.&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Grosse Isle&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 5;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
5.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
2/06/13&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Bus Operator&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
48&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Run over&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Employee
  dropped off last fare and stepped out of bus. Bus began to roll. She
  attempted to re-enter the bus and was run over by the rear tires.&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placetype w:st=&quot;on&quot;&gt;Mt.&lt;/st1:placetype&gt; &lt;st1:placename w:st=&quot;on&quot;&gt;Morris&lt;/st1:placename&gt;&lt;/st1:place&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 6;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
6.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
2/18/13&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Roofer&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
39&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Fall&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Employee was
  installing insulation material on a low-pitch roof for a new commercial
  building. He was working between the warning line system and the edge of the
  roof when he fell 25 feet to the ground. &lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Howell&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 7;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
7.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
2/16
  /13-accident&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
2/20/13-passed
  away&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Carpenter&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
33&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Struck &lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;span style=&quot;color: black;&quot;&gt;Employee was struck in the eye by nail from pneumatic
  nail gun while rough framing a house. Nail entered through eye socket into
  the brain.&lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;White&lt;/st1:placename&gt; &lt;st1:placetype w:st=&quot;on&quot;&gt;Lake&lt;/st1:placetype&gt;&lt;/st1:place&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 8;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
8.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
2/25/13&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Roofer&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
36&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Fall&lt;span style=&quot;color: #1f497d;&quot;&gt; &lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;span style=&quot;color: black;&quot;&gt;Employee&lt;/span&gt;&lt;b&gt; &lt;/b&gt;&lt;span style=&quot;color: black;&quot;&gt;fell 22
  feet through a deteriorated roof while in the process of replacing the metal
  decking.&lt;b&gt; &lt;/b&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Grand Blanc&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 9;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
9.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
3/17/13&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Welder&lt;span style=&quot;font-size: 11pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
61&lt;span style=&quot;font-size: 11pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Struck&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;span style=&quot;color: black;&quot;&gt;Employee was welding a piece of equipment over a pulper
  and fell into the pulper. The pulper is an open top vat with a spinning rotor
  blade at the bottom. &lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
White Pigeon&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 10;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
10.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
3/21/13&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Carpenter&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
48&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Fall&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;span style=&quot;color: black;&quot;&gt;Employee fell 35 feet when a gust of wind pushed the
  employee and a window he was installing off the platform of a forklift.&lt;/span&gt;&lt;span style=&quot;color: black; font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Franklin&lt;/st1:city&gt;&lt;/st1:place&gt;&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 11;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
11.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
3/21/13&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Die Setter&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
42&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Struck&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt; width: 220.35pt;&quot; valign=&quot;top&quot; width=&quot;294&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Employee had a
  mold hooked on a crane when the bolt gave way causing the mold to fall,
  bounce and hit another mold. The employee was between the two molds and
  struck.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 67.5pt;&quot; valign=&quot;top&quot; width=&quot;90&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;Shelby&lt;/st1:placename&gt; &lt;st1:placename w:st=&quot;on&quot;&gt;Township&lt;/st1:placename&gt;&lt;/st1:place&gt;&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 12;&quot;&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; padding: 0pt; width: 49.1pt;&quot; valign=&quot;top&quot; width=&quot;65&quot;&gt;
  &lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-align: center;&quot;&gt;
12.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 60.7pt;&quot; valign=&quot;top&quot; width=&quot;81&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
4/11/13&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 72pt;&quot; valign=&quot;top&quot; width=&quot;96&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
Co-Owner&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 31.5pt;&quot; valign=&quot;top&quot; width=&quot;42&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin: 0pt; mso-element-anchor-horizontal: column; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;&quot;&gt;
59&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; padding: 0pt 5.4pt; width: 49.5pt;&quot; valign=&quot;top&quot; width=&quot;66&quot;&gt;
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Crush&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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The co-owner
  was trying to re-stake a large spruce tree that had fallen over. He used the
  bucket on his skidster to help. He was standing on the ground beside his cab
  and apparently leaned into the cab and accidently activated the bucket
  controls. His head was crushed between the bucket lifting arms and the cab.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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Emmett&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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13.&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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4/22/13&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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Pipefitter&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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49&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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Explosion&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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An explosion occurred in the digester at a
  waste water treatment plant. Construction employees were working on or near a
  tank using a welder’s torch. &lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;/td&gt;
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Dexter&lt;span style=&quot;font-size: 11pt; line-height: 115%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/765206802925980732/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/765206802925980732?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/765206802925980732'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/765206802925980732'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/the-13th-michigan-worker-death-of-2013.html' title='The 13th Michigan worker death of 2013'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-2037208186731112148</id><published>2013-04-24T10:52:00.000-07:00</published><updated>2013-04-24T10:52:12.345-07:00</updated><title type='text'>Housing Juggernaut Seen Spurring 500,000 New U.S. Workers</title><content type='html'>&lt;div id=&quot;disqus_title&quot;&gt;
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Housing Juggernaut Seen Spurring 500,000 New U.S. Workers&lt;/h1&gt;
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&lt;cite class=&quot;byline&quot;&gt;                    By &lt;span class=&quot;last&quot;&gt;Steve Matthews&lt;/span&gt; -                  &lt;span bgdatestamp=&quot;mmm d, yyyy h:MM TT Z&quot; bglocalize=&quot;true&quot; class=&quot;datestamp&quot; epoch=&quot;1365652863000&quot; style=&quot;display: inline;&quot;&gt;Apr 11, 2013 12:01 AM ET&lt;/span&gt;&lt;/cite&gt;&lt;/div&gt;
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A rebound in homebuilding after a six-year slump should generate as many as 500,000 jobs in 2013 and 700,000 in 2014 including related services.&lt;/div&gt;
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Paul Laney landed a job two months ago as a home inspector in Woodstock, Georgia, as the city added staff to oversee a growing residential construction industry. “I am really ecstatic about it,” said Laney, 52, who closed his own contracting business in 2007. &lt;br /&gt;
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Housing Juggernaut Seen Spurring 500,000 New U.S. Workers &lt;/h3&gt;
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A rebound in homebuilding after a six-year slump should generate as many as 500,000 jobs in 2013 and 700,000 in 2014.&lt;/div&gt;
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State-by-State Unemployment &lt;/h3&gt;
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At a 19-home development being built by Windsong Properties off Main Street in Woodstock, about 30 miles north of Atlanta, people are being hired to sell homes, underwrite mortgages, install garage doors and security systems, and inspect finished construction. &lt;br /&gt;
A rebound in &lt;a density=&quot;sparse&quot; href=&quot;http://www.bloomberg.com/quote/NHSPSTOT:IND&quot; title=&quot;Get Quote&quot;&gt;homebuilding&lt;/a&gt; after a six-year slump should generate as many as 500,000 jobs in 2013 and 700,000 in 2014 including related services, estimates Russell Price, a senior economist at Ameriprise Financial Inc. in Detroit and the top forecaster of employment for the past two years, according to data compiled by Bloomberg. &lt;br /&gt;
“Housing is like a coiled spring” driven by “a lot of pent-up demand,” said Glenn Hubbard, dean of Columbia University’s business school in New York, who was chairman of the White House Council of Economic Advisers under President George W. Bush. “It is a real source of strength in the economy -- from construction jobs and all the vendors who play into it.” &lt;br /&gt;
About half the jobs created by homebuilding are outside of construction, estimates the National Association of Home Builders, a Washington-based trade group. More than &lt;a density=&quot;sparse&quot; href=&quot;http://www.nahb.org/generic.aspx?%20%20sectionID=734&amp;amp;genericContentID=103543&amp;amp;channelID=311&quot; rel=&quot;external&quot; title=&quot;Open Web Site&quot;&gt;three jobs&lt;/a&gt; are created for each single-family home built, including related work, a 2008 study by the group estimates. &lt;br /&gt;
&lt;h2&gt;
Huge Effect &lt;/h2&gt;
“A revival in new home construction will have a huge stimulative effect on the larger economy,” said Brad Hunter, Palm Beach Gardens, Florida-based chief economist for housing research firm Metrostudy. “When home construction goes up, so does demand for furniture, tile, lumber, concrete, draperies, paint, and appliances of all sorts.” &lt;br /&gt;
Price &lt;a density=&quot;full&quot; href=&quot;http://www.bloomberg.com/quote/SPCS20SM:IND&quot; title=&quot;Get Quote&quot;&gt;gains&lt;/a&gt; on existing homes in markets led by Atlanta, Las Vegas, San Francisco, Phoenix, and Fort Myers, Florida, will benefit homebuilders, said brokerage firm Sterne Agee &amp;amp; Leach Inc. analyst Jay McCanless in Nashville, Tennessee. That will allow homebuilders to raise prices, and prompt some shoppers to look more closely at new rather than existing homes, McCanless said. He has a “buy” rating on builders D.R Horton Inc., &lt;a class=&quot;web_ticker&quot; density=&quot;sparse&quot; href=&quot;http://www.bloomberg.com/quote/RYL:US&quot; ticker=&quot;RYL:US&quot; title=&quot;Get Quote&quot; topic_url=&quot;http://topics.bloomberg.com/ryland-group-inc/&quot;&gt;Ryland Group Inc. (RYL)&lt;/a&gt; and &lt;a class=&quot;web_ticker&quot; density=&quot;full&quot; href=&quot;http://www.bloomberg.com/quote/MTH:US&quot; ticker=&quot;MTH:US&quot; title=&quot;Get Quote&quot; topic_url=&quot;http://topics.bloomberg.com/meritage-homes-corp/&quot;&gt;Meritage Homes Corp. (MTH)&lt;/a&gt; &lt;br /&gt;
&lt;h2&gt;
Housing Starts &lt;/h2&gt;
Single-family housing &lt;a density=&quot;full&quot; href=&quot;http://www.bloomberg.com/quote/HSANNHS1:IND&quot; title=&quot;Get Quote&quot;&gt;starts&lt;/a&gt; are likely to rise 18 percent to 632,000 in 2013 from a year earlier, and by another 26 percent to 796,000 in 2014, forecasts Hunter. Single-family starts fell 75 percent from the 2005 peak of 1.7 million to 2011’s low of 430,600. &lt;br /&gt;
Construction companies added 18,000 workers last month after a 49,000 surge in February that was the biggest in almost six years, a Labor Department report April 5 showed. As payroll growth slowed in March to 88,000, the smallest gain in nine months, construction added jobs faster than the overall market. &lt;br /&gt;
Yet the increase in construction jobs so far has lagged new activity because workers have had their hours increased, said David Crowe, NAHB chief economist in Washington. Weekly hours have risen to an average of 36.8 the past year, the highest since December 2006. &lt;br /&gt;
“We have seen increasing hours, but there is a limit to that,” he said. “I’m expecting to see a more direct correlation between increases in housing starts and increases in construction employment.” &lt;br /&gt;
&lt;h2&gt;
Fed Assessment &lt;/h2&gt;
The Federal Reserve, which is been buying $40 billion a month in mortgage-backed securities and $45 billion in Treasury bonds to lower long-term interest rates, said last month that housing has “strengthened further.” In an El Reno, Oklahoma, speech April 4, Kansas City Fed President Esther George cited rising housing starts and said low inventories were contributing to more building. &lt;br /&gt;
While construction may account for about 5 percent of the U.S. economy, it has “a big impact on both total output and employment,” St. Louis Fed President James Bullard told reporters April 3. &lt;br /&gt;
In Woodstock, with a population of 24,000, permits have been issued for 64 new homes in the first quarter, up 45 percent from the same period in 2012 and more than double the number for that period in 2011, according to City Manager Jeff Moon. &lt;br /&gt;
New home construction rose to 678 in Cherokee County, which includes Woodstock, last year from about 400 a year the prior three years, according to Metrostudy. Developers added 248 new lots in the last quarter of 2012, “suggesting an expectation of continued growth in demand,” Hunter said. &lt;br /&gt;
&lt;h2&gt;
New Permits &lt;/h2&gt;
Among the new permits have been those for Windsong Properties’ &lt;a density=&quot;sparse&quot; href=&quot;http://windsonglife.com/windsong-at-gardenstreet/general-info/&quot; rel=&quot;external&quot; title=&quot;Open Web Site&quot;&gt;Garden Street&lt;/a&gt; subdivision, where broker Beth Jones said all 19 homes are under contract. The homes, which sell for the “upper $200,000s,” are being marketed to people 55 and older and include a design that can be adapted, for example, for accessibility to wheelchairs. &lt;br /&gt;
“It’s a huge success, coming from a market where everything was slow,” she said. “The market has been beginning to shift.” &lt;br /&gt;
Jones, 55, who is paid on commission, says she had to “dip into savings” during the housing slump, and her income has doubled from the low. “It is certainly a relief.” &lt;br /&gt;
&lt;a density=&quot;full&quot; href=&quot;http://windsonglife.com/&quot; rel=&quot;external&quot; title=&quot;Open Web Site&quot;&gt;Windsong Properties&lt;/a&gt; in Woodstock has 10 full-time employees up from six in in 2006, said operations manager Carrie Roeger. The company contracts out most of the construction and other work. Fifty-four subcontractors with at least 62 workers have been used for the project, excluding transportation of materials, she said. &lt;br /&gt;
&lt;h2&gt;
Increased Employment &lt;/h2&gt;
International Marble Industries Inc. in Woodstock, which makes and installs bathroom vanity tops and shower bases and worked at Garden Street, has increased employment to 50 from 20 people in 2009. The &lt;a density=&quot;sparse&quot; href=&quot;http://www.intlmarbleindustries.com/&quot; rel=&quot;external&quot; title=&quot;Open Web Site&quot;&gt;company&lt;/a&gt; lost money from 2008 to the middle of 2011 amid a “gut-wrenching” decline in business, President Dirk De Vuyst said. &lt;br /&gt;
“We are optimistic that volume is picking up and there is pent-up demand,” he said. &lt;br /&gt;
&lt;a density=&quot;full&quot; href=&quot;http://www.loudsecurity.com/&quot; rel=&quot;external&quot; title=&quot;Open Web Site&quot;&gt;Loud Security Systems&lt;/a&gt; of nearby Kennesaw, Georgia, which installs security and wires homes for electronics, has boosted staff to 42 employees from 22 at the end of 2011, owner John Loud said. The company may hire a few more people by year’s end, he said. &lt;br /&gt;
“All the new construction is very encouraging, a big plus for us,” he said. &lt;br /&gt;
Tim Smith, 32, was hired in February as operations manager for the &lt;a density=&quot;sparse&quot; href=&quot;http://www.overheaddooratlanta.com/&quot; rel=&quot;external&quot; title=&quot;Open Web Site&quot;&gt;Overhead Door Company of Atlanta&lt;/a&gt;, which installs garage doors. The position had been vacant for two years. &lt;br /&gt;
&lt;h2&gt;
Hiring More &lt;/h2&gt;
The company has hired 10 people in the last two months and “we need to hire more for growth that will happen by the end of the year.” &lt;br /&gt;
Laney, who was a general contractor in Cherokee and Cobb counties north of Atlanta, closed his former homebuilding business during the housing slump, cutting the jobs of five workers. “There wasn’t any new construction,” and remodeling “wasn’t profitable.” &lt;br /&gt;
After spending much of the past few years working with heating and air conditioning work, which fluctuated seasonally, he took the city job adding a fifth building inspector Feb. 25. &lt;br /&gt;
“I love to see the new construction,” he said. “A lot of the homes we are inspecting are already sold. I don’t think the market will be as wide open as it was once, but there will be a good steady increase. People still ultimately want a new home.” &lt;br /&gt;
To contact the reporters on this story: Steve Matthews in Atlanta at &lt;a density=&quot;mailto&quot; href=&quot;mailto:smatthews@bloomberg.net&quot; title=&quot;Send E-mail&quot;&gt;smatthews@bloomberg.net&lt;/a&gt;; &lt;br /&gt;
To contact the editor responsible for this story: Christopher Wellisz at &lt;a density=&quot;mailto&quot; href=&quot;mailto:cwellisz@bloomberg.net&quot; title=&quot;Send E-mail&quot;&gt;cwellisz@bloomberg.net&lt;/a&gt; &lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/2037208186731112148/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/2037208186731112148?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/2037208186731112148'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/2037208186731112148'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/housing-juggernaut-seen-spurring-500000.html' title='Housing Juggernaut Seen Spurring 500,000 New U.S. Workers'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-8225485567324770094</id><published>2013-04-18T10:05:00.000-07:00</published><updated>2013-04-18T10:05:04.682-07:00</updated><title type='text'>Education is your business</title><content type='html'>&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;width: 650px;&quot;&gt;
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&lt;div style=&quot;overflow: hidden;&quot;&gt;
&lt;h2 style=&quot;margin-bottom: 0pt; margin-left: 15pt; margin-right: 0in; mso-margin-top-alt: 16.5pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;color: white; font-family: Arial; font-size: xx-small;&quot;&gt;&lt;span style=&quot;color: white; font-family: Arial; font-size: 9pt;&quot;&gt;Home Builders 
Association of the Grand Traverse Area, Inc.&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: Arial; font-size: xx-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 9pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/h2&gt;
&lt;h1 style=&quot;margin-bottom: 0pt; margin-left: 15pt; margin-right: 0in; mso-margin-top-alt: 21.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;color: white; font-family: Arial; font-size: large;&quot;&gt;&lt;span style=&quot;color: white; font-family: Arial; font-size: 19.5pt;&quot;&gt;Education is your 
business.&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: Arial; font-size: large;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 19.5pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/h1&gt;
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&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;&lt;span style=&quot;font-size: 12pt;&quot;&gt;&lt;a href=&quot;http://www.hbagta.com/&quot; title=&quot;http://www.hbagta.com/&quot;&gt;&lt;b title=&quot;http://www.hbagta.com/&quot;&gt;&lt;span style=&quot;font-weight: bold; text-decoration: none;&quot; title=&quot;http://www.hbagta.com/&quot;&gt;&lt;img alt=&quot;Home Builders Association of the Grand Traverse Area, Inc.&quot; border=&quot;0&quot; height=&quot;125&quot; id=&quot;_x0000_i1025&quot; src=&quot;http://nahb.imprivia.com/data/nahb/image_uploads/2338/template_email_local_logo_200x125_1362001302.JPG&quot; style=&quot;display: block;&quot; title=&quot;http://www.hbagta.com/&quot; width=&quot;200&quot; /&gt;&lt;/span&gt;&lt;/b&gt;&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;&lt;span style=&quot;font-size: 12pt;&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;&lt;span style=&quot;font-size: 12pt;&quot;&gt;&lt;img alt=&quot;NAHB Logo&quot; border=&quot;0&quot; height=&quot;465&quot; id=&quot;_x0000_i1026&quot; src=&quot;https://nahb.imprivia.com/data/nahb/template_images/static/l_t-6/body_left.jpg&quot; style=&quot;display: block;&quot; width=&quot;180&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img border=&quot;0&quot; height=&quot;120&quot; id=&quot;_x0000_i1027&quot; src=&quot;http://nahb.imprivia.com/data/nahb/image_uploads/2300/template_email_state_logo_120x120_1351608296.jpg&quot; style=&quot;display: block; margin-left: 30px;&quot; width=&quot;120&quot; /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;&lt;span style=&quot;font-size: 12pt;&quot;&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;&lt;span style=&quot;font-size: 12pt;&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;line-height: 16.8pt; margin-bottom: 12pt; margin-left: 0in; margin-right: 0in; mso-margin-top-alt: 0in;&quot;&gt;
&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;Education is 
your business because it&#39;s the key to growing your business.&lt;br /&gt;&lt;br /&gt;Learning 
even one new skill set or accessing a field of knowledge can put you on your way 
to a whole new direction for your business, to turn your business around, or 
running your business more effectively.&lt;br /&gt;&lt;br /&gt;From seminars to full-fledged 
courses, think of each educational opportunity at the Home Builders Association 
of the Grand Traverse Area as a business course, part of your strategy to 
maintain a competitive edge.&lt;br /&gt;&lt;br /&gt;Bookmark www.hbagta.com and regularly check 
out education opportunities at Builder Forums, required seminars for licensed 
trades competency, guest speaker presentations, roundtables, and designation 
courses happening throughout the year.&lt;br /&gt;&lt;br /&gt;This is the most hassle-free way 
to get training for your staff, new ways to improve your business, or even a 
professional designation for yourself.&lt;br /&gt;&lt;br /&gt;The ball is in your court. And 
we&#39;re standing by to do whatever we can to help you succeed. Because that&#39;s our 
business.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;line-height: 16.8pt; margin-bottom: 12pt; margin-left: 0in; margin-right: 0in; mso-margin-top-alt: 0in;&quot;&gt;
&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;Need more 
information? Give us a call at (231) 946-2305 or contact us at &lt;a href=&quot;mailto:mailbox@hbagta.com&quot; title=&quot;mailto:mailbox@hbagta.com&quot;&gt;&lt;b title=&quot;mailto:mailbox@hbagta.com&quot;&gt;&lt;span style=&quot;font-weight: bold;&quot; title=&quot;mailto:mailbox@hbagta.com&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;mailbox@hbagta.com&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;/a&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
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&lt;div style=&quot;line-height: 16.8pt; margin-bottom: 12pt; margin-left: 0in; margin-right: 0in; mso-margin-top-alt: 0in;&quot;&gt;
&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;Bookmark &lt;a href=&quot;http://www.hbagta.com/&quot; title=&quot;http://www.hbagta.com/&quot;&gt;&lt;b title=&quot;http://www.hbagta.com/&quot;&gt;&lt;span style=&quot;font-weight: bold;&quot; title=&quot;http://www.hbagta.com/&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;http://www.hbagta.com&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;/a&gt; or make it 
your home page and always take advantage of your 3-in-1 
membership.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;line-height: 16.8pt; margin-bottom: 12pt; margin-left: 0in; margin-right: 0in; mso-margin-top-alt: 0in;&quot;&gt;
&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;&lt;a href=&quot;http://www.hbagta.com/&quot; title=&quot;http://www.hbagta.com/&quot;&gt;&lt;b title=&quot;http://www.hbagta.com/&quot;&gt;&lt;span style=&quot;font-weight: bold;&quot; title=&quot;http://www.hbagta.com/&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;Home Builders Association of the Grand Traverse 
Area, Inc.&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href=&quot;http://www.buildingmichigan.org/&quot; title=&quot;http://www.buildingmichigan.org/&quot;&gt;&lt;b title=&quot;http://www.buildingmichigan.org/&quot;&gt;&lt;span style=&quot;font-weight: bold;&quot; title=&quot;http://www.buildingmichigan.org/&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;Home Builders Association of 
Michigan&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href=&quot;http://www.nahb.org/&quot; title=&quot;http://www.nahb.org/&quot;&gt;&lt;b title=&quot;http://www.nahb.org/&quot;&gt;&lt;span style=&quot;font-weight: bold;&quot; title=&quot;http://www.nahb.org/&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;National Association of 
Home Builders&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/8225485567324770094/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/8225485567324770094?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8225485567324770094'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8225485567324770094'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/education-is-your-business_18.html' title='Education is your business'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-8978038269135407901</id><published>2013-04-16T11:32:00.000-07:00</published><updated>2013-04-16T11:32:07.081-07:00</updated><title type='text'>Green Building 101 Traverse City Record-Eagle </title><content type='html'>

&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt; mso-outline-level: 1;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;Green&lt;/st1:placename&gt; &lt;st1:placetype w:st=&quot;on&quot;&gt;Building&lt;/st1:placetype&gt;&lt;/st1:place&gt;&lt;/st1:placename&gt;
101 &lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Traverse City&lt;/st1:city&gt;&lt;/st1:place&gt;
Record-Eagle &lt;/span&gt;&lt;br /&gt;


&lt;span style=&quot;font-family: Calibri;&quot;&gt;Home and Garden Section April 14 2013&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Net Zero Energy Homes&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;Recently the media has been talking a lot about “net zero
energy housing” and I thought it would be worthwhile to explain what that
means.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;For a local reference point I
will be using the Depot Neighborhood Development which will start construction
in the next couple of months.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;This
development is a joint effort by Habitat for Humanity GTR and HomeStretch, two
local low income housing providers.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;My
explanation will be for the average home owner and not a comprehensive
treatment of the subject. &lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Why are Net Zero Energy homes important?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;As a nation for lots of reasons we have to find ways to use
less energy and our homes and buildings are the low hanging fruit.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;It’s just common sense on lots of levels. We
have the technology and we know it’s cost effective; it’s just a matter of
making the decision to move forward with it. The State of &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;California&lt;/st1:state&gt;&lt;/st1:place&gt; has passed legislation that
requires all new homes to be net zero energy by 2020 and all commercial
buildings by 2030. It’s a win-win for the home and building owner, the
community and the nation and planet.&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;The simple explanation is a net zero energy home produces as
much energy as it uses on a site energy basis.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;The main ingredients are: a highly efficient thermal envelope
(insulation, air sealing, windows and framing system), a highly efficient
mechanical system (heating, air conditioning and domestic water heating) and
some form of onsite energy production (in our area that will almost always be a
solar PV system).&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;The goal will always
be to build the most energy efficient thermal envelope and install the most
energy efficient mechanical equipment possible, and to make up the additional
energy requirements with onsite energy production (solar PV system).&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;The Depot Neighborhood Development Habitat homes have been
energy modeled using REM/Rate software which produces what’s called a HERS
Index.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;This software analyzes the home
and all of its systems then gives it a score on the HERS Index.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;A home built to the 2004 International Energy
Conservation Code would have a score of 100 and a net zero energy home would
have a score of 0.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Most new homes score
at about 80 to 90.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;For each 1 point
reduction of the HERS Score the home will use 1% less energy. The Habitat homes
have a score of 10 or so depending on the final choices of the thermal envelope
and mechanical system. The final 10-12% of its energy requirements will be
supplied by the solar PV system.&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;If the home is built as currently modeled the approximate energy cost
would be as follows per year:&lt;/b&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;Heating $202.00, cooling $43.00, water heating $240.00,
lights and appliances $559.00, utility service charges $54.00, minus photovoltaic&lt;/span&gt;&lt;a href=&quot;http://www.blogger.com/null&quot; name=&quot;_GoBack&quot;&gt;&lt;/a&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt; (solar PV system) production ($775.00). The total energy
cost for the Habitat home is predicted to be $323.00 &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;per year&lt;/b&gt;. Habitat is continuing to work on further reductions of
the energy requirements for the proposed homes in an effort to reach the net
zero energy goals.&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Some of the major features planned for the Habitat homes are as
follows:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Foundation:&lt;/b&gt;
Insulated Concrete Forms (ICF’s),&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;R23;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Floor:&lt;/b&gt; Slab on grade concrete with 6” of rigid foam insulation,
R30; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Above grade walls:&lt;/b&gt; 2X6 frame
with 5.5” fibrous cavity insulation and 4” rigid foam on the exterior, R43; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Windows:&lt;/b&gt; U.25; Doors: U4.4; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Ceiling:&lt;/b&gt; Combination of spray foam and
cellulose insulation, R80; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Heating
System:&lt;/b&gt; Mini-Split Heat Pump HSPF, 9.3; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Cooling System:&lt;/b&gt; Mini-Split Heat Pump SEER, 18; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Water Heater:&lt;/b&gt; Heat Pump water heater, EF 2.35; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Energy Recovery Ventilator:&lt;/b&gt; total recovery efficiency, 97%; &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Appliances: &lt;/b&gt;Very High Efficiency, &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Lighting fixtures:&lt;/b&gt; LED with motion
sensors, &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Solar PV System: &lt;/b&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;6.2 KW;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Projected Building Leakage Test:&lt;/b&gt;
(Blower Door Test) .05 Air Changes Per Hour (ACH); &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Total Carbon Dioxide: &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/b&gt;(CO2)
emissions 1.1 tons per year (same home built to code would be 15.1 tons). &lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;Notes:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Site Energy:&lt;/b&gt; Energy produced on the site where the energy is
consumed.&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;Source Energy:&lt;/b&gt;
Energy consumed on the site where the home is located but produced in another
location. Source energy must include the cost of the raw fuel plus production
and transmission cost. Approximately 70 % of the energy embodied in coal is
lost by the time that energy reaches the home site.&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;Air Sealing is the most
important element in a highly efficient thermal envelope.&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;Mini-split heat pumps are about 3 times more energy
efficient than a conventional 95 % efficient warm air furnace.&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;Heat pump water heaters are
about 2.4 times more efficient than a conventional electric water heater.&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;NoSpacing&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;Studies show that occupant
behavior can affect energy cost by as much as 50%.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri;&quot;&gt;Max Strickland has been involved in the construction
industry for 45 years. He is currently a principal with Strickland Ewing &amp;amp;
Associates providing building performance consulting, green building program
verification, Energy Star/HERS ratings, infrared imaging, energy auditing,
energy code inspections and building forensic investigations.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Questions and comments can be directed to
&lt;a href=&quot;mailto:max@stricklandewing.com&quot;&gt;max@stricklandewing.com&lt;/a&gt;.&lt;/span&gt;&lt;br /&gt;


</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/8978038269135407901/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/8978038269135407901?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8978038269135407901'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8978038269135407901'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/green-building-101-traverse-city-record.html' title='Green Building 101 Traverse City Record-Eagle '/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-1022579534027277900</id><published>2013-04-15T09:24:00.002-07:00</published><updated>2013-04-15T09:24:18.640-07:00</updated><title type='text'>Lumber Prices On the Rise in 2013</title><content type='html'>&lt;div _mce_style=&quot;margin-top: 0px; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; color: #bf5300; font-size: 11pt;&quot; style=&quot;color: #bf5300; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-top: 0px;&quot;&gt;
&lt;span style=&quot;color: black;&quot;&gt;A 
new report from International Wood Markets Group, predicts North American lumber 
prices will soar in 2013 and reach record highs in 2014.  &lt;span&gt;The report also 
predicts that supply and demand conditions in wood products for the long-awaited 
&#39;super-cycle&#39; are now taking hold, with the full impact still some three years 
away.&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div _mce_style=&quot;margin-top: 0px; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; color: #bf5300; font-size: 11pt;&quot; style=&quot;color: #bf5300; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-top: 0px;&quot;&gt;
&lt;span style=&quot;color: black;&quot;&gt;&lt;span&gt;&lt;a _mce_href=&quot;http://www.woodbusiness.ca/industry-news/super-cycle-taking-hold&quot; _mce_shape=&quot;rect&quot; _mce_style=&quot;color: #bf5300; text-decoration: underline;&quot; href=&quot;http://www.woodbusiness.ca/industry-news/super-cycle-taking-hold&quot; linktype=&quot;1&quot; shape=&quot;rect&quot; style=&quot;color: #bf5300; text-decoration: underline;&quot; target=&quot;_blank&quot; track=&quot;on&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;READ 
MORE&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/1022579534027277900/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/1022579534027277900?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1022579534027277900'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1022579534027277900'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/lumber-prices-on-rise-in-2013.html' title='Lumber Prices On the Rise in 2013'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-1280161187242233859</id><published>2013-04-15T09:21:00.000-07:00</published><updated>2013-04-15T09:21:18.725-07:00</updated><title type='text'>Inventory Tax Update for PA 494 of 2012</title><content type='html'>&lt;span style=&quot;color: #231f20; font-family: Arial; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;As you know the HBA of
Michigan was successful in the passage of House Bill 4134 (now PA 494 of 2012)
which removes 18 mills from inventory homes going forward. The State Tax
Commission has issued an official bulletin addressing PA 494. The link for this
bulletin is listed below.&lt;br /&gt;
&lt;br /&gt;
Should you still have questions contact Dawn Crandall at &lt;a href=&quot;mailto:crandall.dawn@mahb.com&quot; title=&quot;mailto:crandall.dawn@mahb.com&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;crandall.dawn@mahb.com&lt;/span&gt;&lt;/a&gt;.&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://pull.t2mr3.com/p/1293-EFFC/57263178/link7.html&quot; target=&quot;_blank&quot; title=&quot;http://pull.t2mr3.com/p/1293-EFFC/57263178/link7.html&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;Bulletin 3 of
2013 from State Tax Commission&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://pull.t2mr3.com/p/1293-DB78/57263186/link8.html&quot; target=&quot;_blank&quot; title=&quot;http://pull.t2mr3.com/p/1293-DB78/57263186/link8.html&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;Affidavit
Claiming Exemption&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/1280161187242233859/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/1280161187242233859?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1280161187242233859'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1280161187242233859'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/inventory-tax-update-for-pa-494-of-2012.html' title='Inventory Tax Update for PA 494 of 2012'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-1699922310524818854</id><published>2013-04-11T12:47:00.004-07:00</published><updated>2013-04-11T12:47:40.682-07:00</updated><title type='text'>NAHB-Recommended Code Amendments Can Save Home Buyers and Home Builders Big Bucks </title><content type='html'>&lt;strong&gt;&lt;div class=&quot;header&quot;&gt;
&lt;a href=&quot;http://www.blogger.com/null&quot; name=&quot;Codes&quot;&gt;&lt;/a&gt;NAHB-Recommended Code Amendments Can Save Home Buyers and Home Builders Big Bucks&lt;/div&gt;
&lt;/strong&gt;&lt;br /&gt;
&lt;div&gt;
When a state moves to update or modify its energy code, the decision can have major cost repercussions for home builde&lt;a ext=&quot;.UNK&quot; href=&quot;https://www.nahb.org/fileUpload_details.aspx?filePath=%2fassets%2fdocs%2ffiles%2fDOE_Climate_Zone_Map_20130408094914.jpg&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;rs and home buyers.&lt;br /&gt;
&lt;br /&gt;
NAHB&#39;s successful effort to amend or prevent adoption of the 2012 International Energy Conservation Code (IECC) in several states was a victory for sensible, flexible, cost-effective regulation. According to the Home Innovation Research Labs&#39; (formerly known as the NAHB Research Center) &lt;a ext=&quot;.PDF&quot; href=&quot;http://www.nahb.org/fileUpload_details.aspx?contentTypeID=3&amp;amp;contentID=164431&amp;amp;subContentID=440043&quot; target=&quot;_blank&quot;&gt;2012 IECC Cost Effectiveness Analysis&lt;/a&gt;, it costs $7,034 more to build a home to the 2012 IECC than to the 2006 IECC.&lt;br /&gt;
Bringing the code up the 2012 version would be tremendously difficult and expensive in states that have not updated their codes in recent years. While states often amend codes to fit their specific needs, the 2012 version adds considerably to cost, is less flexible, favors certain products and oftentimes saves little energy.&amp;nbsp; &lt;br /&gt;
&lt;a href=&quot;http://www.nahb.org/generic.aspx?genericContentID=201586&amp;amp;fromGSA=1&quot; target=&quot;_blank&quot;&gt;READ MORE&lt;/a&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/1699922310524818854/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/1699922310524818854?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1699922310524818854'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1699922310524818854'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/nahb-recommended-code-amendments-can.html' title='NAHB-Recommended Code Amendments Can Save Home Buyers and Home Builders Big Bucks '/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-8594668088297512915</id><published>2013-04-09T10:14:00.004-07:00</published><updated>2013-04-09T10:14:43.218-07:00</updated><title type='text'>HBA Michigan Survey Shows Growing Housing Market</title><content type='html'>&lt;b&gt;&lt;span style=&quot;font-size: 16pt;&quot;&gt;HBA &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt;
Survey Shows Growing &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-size: 16pt;&quot;&gt;Homebuilder Optimism for
Stronger 2013 Housing Market &lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-size: 16pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;First Quarter &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;Michigan&lt;/st1:state&gt;&lt;/st1:place&gt; Housing Index
at Highest Level Since Survey Started &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;(&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Lansing&lt;/st1:city&gt;, &lt;st1:state w:st=&quot;on&quot;&gt;MI&lt;/st1:state&gt;&lt;/st1:place&gt;) – A statewide survey shows a strong
surge in optimism among homebuilders and remodelers which bodes well for a
stronger housing market in 2013. The Michigan Housing Index (MHI), which is
conducted by the Home Builders Association of Michigan (HBA Michigan), recorded
its highest total in the three-year history of the survey. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;“The survey confirms what we
have been hearing from homebuilders and remodelers for the past several
months,” said Robert Filka, HBA Michigan CEO. “There has been considerable pent
up demand among consumers as they have waited for market conditions to improve.
Many potential buyers recognize that now is a perfect time for them to enter
the market.” &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0pt;&quot;&gt;
The latest &lt;b&gt;&lt;i&gt;Michigan Housing Index &lt;/i&gt;&lt;/b&gt;covers the
time period of January through March 2013. The first quarter 2013 index for
builders was 59, which was up sharply from 38 in December of 2012, and 44
recorded in March 2012. Following is a year-to-year comparison of the MHI
Index:&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; March 2013&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; December 2012
&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; March 2012 &lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;Builders Index&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;59&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;38&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 44 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;Remodelers Index&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;58&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;38&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 45 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;b&gt;&lt;i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;The Michigan Housing
Index (MHI) &lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;is a quarterly summary
of building and remodeling activity compiled by HBA of Michigan. The survey
asks builders about the number of homes currently under construction and in the
planning stages. Builders are also asked to evaluate their prospects for future
customers. Totals are calculated in an index that is reported quarterly to
provide a tracking mechanism for the industry’s process. The survey breaks down
builder/remodeler sentiment into three categories:&lt;/span&gt;&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;Less than 45 (pessimistic) &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;45-55 (cautious optimism)&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;Above 55 (optimism) &lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt; page-break-before: always;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-size: 16pt;&quot;&gt;MHI Index 2011 Fourth Quarter Results Page Two &lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-size: 16pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;“It is significant to note that
the Michigan Housing Index total for the first quarter shows that builders and
remodelers have for the first time in the history of the survey moved into the
solidly optimistic category,” said Filka. “There is still a long ways to go
before we can say that housing is all the way back, but the trend lines are
certainly encouraging.” &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;A noteworthy trend in the MHI
survey for the first quarter was the growing amount of interest that builders
are experiencing among consumers purchasing more expensive homes, particularly
in the $200,000 - $500,000 category. There has also been a modest uptick in
consumer’s interest for homes in the $500,000- $800,000 category. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;“During the economic downtown,
most of the homes that did sell were under $200,000,” said Filka. “The fact
that more homebuyers are now looking at higher priced homes is another
indicator of a recovering housing market.” &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b&gt;&lt;i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;About the HBA &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt; Housing Index&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;: &lt;/span&gt;&lt;/i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;The &lt;st1:state w:st=&quot;on&quot;&gt;Michigan&lt;/st1:state&gt;
Housing Index combines results of a monthly survey of &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt; builders and remodelers along with
a series of economic statistics including single family home permits, crude oil
prices, automobile production and unemployment. The HBA &lt;st1:state w:st=&quot;on&quot;&gt;Michigan&lt;/st1:state&gt;
Housing Index is intended to provide an accurate projection of the future
direction of the building and remodeling housing market in &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt;. &lt;/span&gt;&lt;/i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;b&gt;&lt;i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;About the Home Builders
Association of &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt;&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;: &lt;/span&gt;&lt;/i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;Default&quot; style=&quot;margin: 0pt;&quot;&gt;
&lt;i&gt;&lt;span style=&quot;font-size: 11.5pt;&quot;&gt;The Home Builders
Association of &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt;
is a professional trade association comprised of 27 local homebuilder
associations around the state and their builder, subcontractor and supplier
members. HBAM works to positively promote the building industry and impact
legislative, regulatory and legal issues affecting housing affordability. &lt;/span&gt;&lt;/i&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/8594668088297512915/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/8594668088297512915?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8594668088297512915'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8594668088297512915'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/hba-michigan-survey-shows-growing.html' title='HBA Michigan Survey Shows Growing Housing Market'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-3212293960839019431</id><published>2013-04-02T11:22:00.003-07:00</published><updated>2013-04-02T11:22:42.234-07:00</updated><title type='text'>Housing Update</title><content type='html'>Housing update from the National Association of Home Builders &lt;a href=&quot;http://www.nahb.org/showpage_details.aspx?showpageID=17478%20%20&quot; target=&quot;_blank&quot;&gt;Click here&lt;/a&gt;.</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/3212293960839019431/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/3212293960839019431?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3212293960839019431'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3212293960839019431'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/housing-update.html' title='Housing Update'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-5639855734393934146</id><published>2013-04-02T09:43:00.000-07:00</published><updated>2013-04-02T09:43:51.295-07:00</updated><title type='text'>Beware of Scams by Unlicensed Builders</title><content type='html'>

&lt;br /&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; text-align: center;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-size: 18pt;&quot;&gt;Unforeseen Costs: &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;Michigan&lt;/st1:state&gt;&lt;/st1:place&gt; Consumers Warned to&lt;u&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/u&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; text-align: center;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;u&gt;&lt;span style=&quot;font-size: 18pt;&quot;&gt;Beware of Scams by Unlicensed
Builders &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
Here’s a familiar picture. A contractor comes into your
house and offers you the lowest quote for the remodeling project you’ve been
planning. The contractor tells you their company’s work will be cheaper without
a building permit. However, what the contractor doesn’t mention is that not
only is lacking a permit against the law, but it means there will be no
inspection for quality of work. This is just one of the many scenarios
practiced by unlicensed builders who prey on unsuspecting consumers with building
scams and rip-offs. The “deals” unlicensed builders boast end up costing &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt; consumers more
than the work of distinguished licensed contractors.&lt;/div&gt;
&lt;br /&gt;
“There are a number of different scam tactics unlicensed con
artists use,” said Kathy Maisonville HBA of Grand Traverse Area. “They will
tell you it’s cheaper to do the job without a building permit or that no permit
is needed.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;They do this because without
a builders license there will be no inspections done to assure the quality of
work or that it meets the requirements of the Michigan Residential Code (MRC).”&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
Under Michigan law, all contractors offering to do work
which totals $600 or more in labor and materials must be licensed by the
Department of Energy, Labor &amp;amp; Economic Growth (DELEG). A Residential
Builders license allows a contractor to build a complete structure and do
maintenance or alteration (remodeling) work. A Maintenance &amp;amp; Alteration
license indicates that the holder has met requirements for one or more of 14
different trades. The trades in which a contractor is qualified to practice are
listed on the license.&lt;/div&gt;
&lt;br /&gt;
“Consumers should also be wary of builders who offer a
“special low price” or claim they have materials left over from another job
they can use on their project,” said Kathy Maisonville. “Legitimate builders
and remodelers do not over buy materials for a job.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Consumers are also warned to be cautious
about any builder who asks to be paid in cash or requires total payment up
front.”&lt;br /&gt;


&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
Hiring unlicensed builders also exposes the consumer to
potential liability issues that could be very costly.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Consumers that c&lt;span style=&quot;mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;&quot;&gt;ontract with an unlicensed contractor can be
held liable for on-the-job injuries sustained by that unlicensed person and
their employees. This exposes the consumer to liability, including having to
pay medical bills and lost&lt;/span&gt; &lt;span style=&quot;mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;&quot;&gt;wages. Licensed contractors must carry workers
compensation insurance to cover injuries to their employees. Unlicensed
builders do not.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
Licensed contractors offer consumers several benefits,
including:&lt;/div&gt;
&lt;br /&gt;
&lt;ul style=&quot;margin-top: 0in;&quot; type=&quot;disc&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;The
     contractor knows his/her trade and has been tested and approved, including
     a credit check by the state of &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Michigan&lt;/st1:place&gt;&lt;/st1:state&gt;;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;They
     are required to show continuing competency in their profession to keep
     their license.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;They know and build
     to the Michigan Residential Code;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;Liability
     for on-the-job injuries will rest with the licensed contractor, not with
     the consumer.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
All &lt;u&gt;licensed&lt;/u&gt; contractors carry a pocket license card,
which consumers should ask to see. If they cannot show their license, consumers
should call the Michigan Department of Labor and Economic Growth’s (DELEG)
Builder’s Unit at (517) 241- 9254 or visit the DELEG website at &lt;a href=&quot;http://www.michigan.gov/builders&quot; title=&quot;blocked::http://www.michigan.gov/builders&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;www.michigan.gov/builders&lt;/span&gt;&lt;/a&gt;,
to confirm that an individual or company has a license.&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
Consumers are encouraged to file complaints against
unlicensed builders.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;By doing so,
consumers not only assist in legal crackdowns against unlicensed builders, but
also will help friends and neighbors from being ripped off.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Complaints against unlicensed builders must
be in writing &lt;u&gt;and signed&lt;/u&gt;. Necessary forms may be obtained at &lt;a href=&quot;http://www.michigan.gov/documents/dleg/builders_complaint_forms_320691_7.pdf&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;http://www.michigan.gov/documents/dleg/builders_complaint_forms_320691_7.pdf&lt;/span&gt;&lt;/a&gt;,
or a consumer may request a form and information by telephone at (517)
241-9202. Consumers filing complaints are urged not include any information
such as your social security number, that you do not want to be released to the
respondent.&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/5639855734393934146/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/5639855734393934146?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/5639855734393934146'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/5639855734393934146'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/04/beware-of-scams-by-unlicensed-builders.html' title='Beware of Scams by Unlicensed Builders'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-8354773936035526953</id><published>2013-03-19T10:35:00.001-07:00</published><updated>2013-03-19T10:54:47.467-07:00</updated><title type='text'>Free Red Cross Workplace Seminar</title><content type='html'>&lt;strong&gt;&lt;u&gt;The American Red Cross is offering a free Workplace Emergency Preparedness Seminar&lt;/u&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;strong&gt;&lt;/strong&gt;&lt;br /&gt;
April 18, 2013 in Traverse City&lt;br /&gt;
9 am - Noon&lt;br /&gt;
&lt;br /&gt;
When you RSVP you will be sent information on the Traverse City location .&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://www.hbagta.com/education/documents/AmericanRedCrossTCTrainingApril182013.pdf&quot; target=&quot;_blank&quot;&gt;Click Here for more information and to RSVP&lt;/a&gt;&lt;br /&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/8354773936035526953/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/8354773936035526953?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8354773936035526953'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/8354773936035526953'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/03/free-red-cross-workplace-seminar.html' title='Free Red Cross Workplace Seminar'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-3153043036921979748</id><published>2013-03-07T06:16:00.000-08:00</published><updated>2013-03-07T06:16:03.811-08:00</updated><title type='text'>SUCCESS IN 2013: KNOW YOUR BUSINESS</title><content type='html'>&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;em&gt;&lt;strong&gt;Three
Key Areas that Need your Attention&lt;/strong&gt;&lt;/em&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;em&gt;&lt;/em&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;Owning a small business and living in the land of
“entrepreneurial bliss” can prove rewarding, yet challenging.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Lisa J. Vogler, an attorney with the law firm
of Cummings, McClorey, Davis &amp;amp; Acho has counseled many small business
owners, and has advised them of three areas of their business that need
constant attention: insurance, accounting and marketing.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;These areas should not be delegated to an
employee or independent professional without the owner’s consistent
oversight.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Being educated, informed and
pro-active in these areas can protect the owner, the business and its future
success.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;strong&gt;INSURANCE&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-pagination: none; tab-stops: 0in .5in 1.0in 1.5in 2.0in 2.5in 3.0in 3.5in 4.0in 4.5in 5.0in 5.5in 6.0in 6.5in;&quot;&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;Commercial
insurance is a topic that perplexes many entrepreneurs.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;The tendency is to view purchasing commercial
insurance in the same way as insuring a personal vehicle; however, this is not
the case.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-pagination: none; tab-stops: 0in .5in 1.0in 1.5in 2.0in 2.5in 3.0in 3.5in 4.0in 4.5in 5.0in 5.5in 6.0in 6.5in;&quot;&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&amp;nbsp;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-pagination: none; tab-stops: 0in .5in 1.0in 1.5in 2.0in 2.5in 3.0in 3.5in 4.0in 4.5in 5.0in 5.5in 6.0in 6.5in;&quot;&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;Commercial
insurance needs to be customized to fit the needs of a specific business, which
can be challenging to determine.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;General
liability, workers’ compensation, equipment coverage, commercial auto/fleet
coverage, fiduciary or dishonesty bonds, and umbrella coverage are just a few
of the types of policies that may be applicable to a small business.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Residential and commercial contractors have
the added concern of understanding the laws in regard to ownership of job
materials, and the need for builders risk coverage.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;

&lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;Additionally,
business owners should understand how warranty laws affect the operation of
their business.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;If their business
involves a product or service that is covered by an express or implied
warranty, owners should know if general liability coverage will protect them if
a claim is made.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;

&lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;It
is important for business owners to use a trustworthy and attentive insurance
professional.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;It is equally as important
for business owners to understand how their policy premium is calculated, and
how deductibles can affect their premiums and potential cash flow.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Business owners should meet with their agent,
at a minimum, twice per year and inform their agent if any aspect of their
business has changed.&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;strong&gt;ACCOUNTING&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;Small
businesses and professional offices can be havens for embezzlers.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Not paying attention to a businesses’ checkbook
and finances can have devastating consequences.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;Business owners should always compare the computerized accounting
program with hard copies, such as check stubs, bank deposit receipts and
invoices.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Furthermore, they should never
sign a blank check, even for a long-time trusted employee, and should never
allow only one employee to know the accounting program’s password.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-pagination: none; tab-stops: 0in .5in 1.0in 1.5in 2.0in 2.5in 3.0in 3.5in 4.0in 4.5in 5.0in 5.5in 6.0in 6.5in;&quot;&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&amp;nbsp;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-pagination: none; tab-stops: 0in .5in 1.0in 1.5in 2.0in 2.5in 3.0in 3.5in 4.0in 4.5in 5.0in 5.5in 6.0in 6.5in;&quot;&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;Understanding
the payroll tax obligations is also a concern in managing a small
business.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Failing to budget for weekly,
monthly or quarterly payment of payroll taxes can be costly.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;All too often, small business owners
prioritize other expenses over payment of payroll taxes, allowing arrearage,
penalties and interest to accumulate.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-pagination: none; tab-stops: 0in .5in 1.0in 1.5in 2.0in 2.5in 3.0in 3.5in 4.0in 4.5in 5.0in 5.5in 6.0in 6.5in;&quot;&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;Finally,
business owners should never hesitate to structure their written contracts or
verbal obligations &lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;with a customer in staggered or installment
payments.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;If a product order requires
materials to be purchased or requires set-up time, ask for a reasonable deposit
or an initial payment from a customer to cover these expenses.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;One of my favorite general rules in business
is, “You don’t get what you don’t ask for.”&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;strong&gt;MARKETING&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;

&lt;/span&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;In Lisa’s experience, there is one essential approach to small
business marketing: always sell yourself first.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;Despite the technology of today, people still want to see a business
owner’s smile and shake their hand.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;If a
customer does not believe or trust a person, the chances of selling them a
product or service diminish exponentially.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;It is also imperative for business owners to know their
audience.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Research a prospective
business or individual before making that first phone call or setting up that
first meeting.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Discover what is
important to them, and impress them with the knowledge of their business
history and philosophy.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;

&lt;/span&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-bidi-font-size: 10.0pt;&quot;&gt;The year ahead holds promise for many small businesses.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Business owners should get out there, flash
their smile and shake some hands, but when you get back in the office. . . . know
your business.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Times New Roman; font-size: small;&quot;&gt;

&lt;/span&gt;&lt;span&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span&gt;&lt;strong&gt;Lisa J. Vogler&lt;/strong&gt; &lt;strong&gt;practices in the areas of
municipal law, construction law, insurance defense, and commercial and personal
injury litigation. As an entrepreneur and general counsel for a family
business, she has extensive background and experience in all issues related to
business, including employment law, risk management, contract drafting, review
and negotiation, and business taxation.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;She can be reached at (231) 922-1888 or &lt;/strong&gt;&lt;a href=&quot;mailto:lvogler@cmda-law.com&quot;&gt;&lt;strong&gt;lvogler@cmda-law.com&lt;/strong&gt;&lt;/a&gt;.&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;color: black; font-family: Calibri; font-size: 11.5pt; mso-ansi-language: EN-US; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/3153043036921979748/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/3153043036921979748?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3153043036921979748'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3153043036921979748'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/03/success-in-2013-know-your-business.html' title='SUCCESS IN 2013: KNOW YOUR BUSINESS'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-4575050608477726720</id><published>2013-03-06T12:51:00.003-08:00</published><updated>2013-03-06T12:54:11.495-08:00</updated><title type='text'>ARC Report Endorses Massive Overhaul of Construction Permitting and Inspection</title><content type='html'>&lt;span style=&quot;font-size: small;&quot;&gt;On Tuesday, March 5th Governor Snyder released the
long-awaited report from the Office of Regulatory Reform’s Inspections &amp;amp;
Permitting Advisory Rules Committee. Lee Schwartz, HBAM’s Executive Vice
President for Government Relations was one of the 19 members of the ARC.&lt;br /&gt;
&lt;br /&gt;
To hit some of the highlights, the report recommends: &lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;br /&gt;
&lt;ul style=&quot;margin-top: 0in;&quot; type=&quot;disc&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Creation
     of a statewide fire code. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Eliminating
     local construction boards of appeal and hearing all code appeals at the
     state level. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Enhancing
     standards for approving new building departments. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Creating
     an expedited code interpretation review panel through the State
     Construction Code Commission. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Eliminating
     redundant permitting at multiple levels &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Requiring
     sufficient code knowledge before provisional registration of building
     inspectors. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Removing
     the requirement for government employment before registering as an
     inspector. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Creating
     a development-friendly culture of “Educate first, enforce second.” &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Allow for
     self-certification in certain circumstances. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Creating
     single permits for HVAC and water heater replacement. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Creating
     an applicant checklist to help ensure a complete submission of
     applications for permits and plan review. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Provide
     for pre-project meetings. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
 &lt;/span&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo1; tab-stops: list .5in;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Create
     and use baseline criteria for reviewing building officials’ performance. &lt;/span&gt;&lt;/li&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;
&lt;/span&gt;&lt;/ul&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;; font-size: 12pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;Conducting random audits of jurisdictions with
delegated authority to assure proper performance of the plan review, permitting
and inspections process. &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;; font-size: 12pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;Overall the report endorses a massive overhaul
in how construction permitting and inspections are done in &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;Michigan&lt;/st1:state&gt;&lt;/st1:place&gt;. A majority of these changes will
require legislative action to amend either the Stille-DeRossett-Hale Single
State Construction Code Act or the Building Officials and Inspectors
Registration Act. Many of these changes (such as eliminating local CBAs) will
face strong opposition. As you would expect, the HBAM will be in the thick of
the effort to reform our system. &lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;; font-size: 12pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;; font-size: 12pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;To view the complete recommendations, visit: &lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;; font-size: 12pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;; font-size: 12pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-US;&quot;&gt;&lt;a href=&quot;http://pull.t2mr3.com/p/1072-5F80/83188787/link11.html&quot; title=&quot;http://pull.t2mr3.com/p/1072-5F80/83188787/link11.html&quot;&gt;&lt;span style=&quot;color: blue;&quot;&gt;http://www.michigan.gov/documents/lara/Inspections_and_Permitting_Recommendations_-_March_4_413233_7.pdf&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/4575050608477726720/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/4575050608477726720?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/4575050608477726720'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/4575050608477726720'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/03/arc-report-endorses-massive-overhaul-of.html' title='ARC Report Endorses Massive Overhaul of Construction Permitting and Inspection'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-6893525799348743015</id><published>2013-03-06T12:12:00.003-08:00</published><updated>2013-03-06T12:20:38.578-08:00</updated><title type='text'>DEQ Training March 21, 2013</title><content type='html'>&lt;div align=&quot;LEFT&quot;&gt;
&lt;span style=&quot;font-size: large;&quot;&gt;&lt;/span&gt;&amp;nbsp;&lt;/div&gt;
&lt;dir&gt;&lt;span style=&quot;font-size: large;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;strong&gt;Training for Contractors, Consultants &amp;amp; Local Officials&lt;/strong&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;o:p&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;Department of Environmental Quality&lt;br /&gt;
Water Resources Division&lt;br /&gt;
Cadillac District Office&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;o:p&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;DEQ Staff would like to meet with interested contractors,
consultants, and local government officials to review state environmental
regulations administered by the Water Resources Division involving inland lakes
and streams, wetlands, the &lt;st1:place w:st=&quot;on&quot;&gt;Great Lakes&lt;/st1:place&gt; and
floodplains.&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;We will be discussing what is NEW in the regulations and
permitting process, in preparation for the upcoming construction season.&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;o:p&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;&lt;strong&gt;Where:&lt;/strong&gt; Garfield Township Hall&lt;br /&gt;
3848 Veterans Drive, &lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Traverse City&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;/span&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;o:p&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;&lt;strong&gt;When:&lt;/strong&gt; 9am-noon, Thursday, March 21, 2013&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;o:p&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;Please &lt;strong&gt;RSVP&lt;/strong&gt; via e-mail names and &lt;br /&gt;
e-mail addresses by March 11, 2013 to &lt;br /&gt;
&lt;/span&gt;&lt;a href=&quot;mailto:ConradsonS2@michigan.gov&quot; target=&quot;_parent&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;ConradsonS2@michigan.gov&lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;font-size: small;&quot;&gt;
&lt;/span&gt;&lt;/div&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;

&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;&lt;/span&gt;&amp;nbsp;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;font-size: small;&quot;&gt;&lt;strong&gt;Questions?&lt;/strong&gt; Please call 231-876-4443&lt;br /&gt;
or 231-876-4444&lt;/span&gt;&lt;/div&gt;
&lt;/span&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/dir&gt;</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/6893525799348743015/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/6893525799348743015?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/6893525799348743015'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/6893525799348743015'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/03/deq-training-march-21-2013.html' title='DEQ Training March 21, 2013'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-1670842034275613145</id><published>2013-03-05T09:00:00.001-08:00</published><updated>2013-03-05T09:00:03.203-08:00</updated><title type='text'>Personal Branding 2.0 Seminar</title><content type='html'>

&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;u&gt;&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Friday, March 15th&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt; - An encore professional development seminar
&quot;Personal Branding 2.0&quot; facilitated by Bill Marsh, Jr. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Regardless
of your business niche, this impactful session will help you discover how to
lead and inspire others. If you are looking for a training with a lasting
impact that will challenge and inspire you, you won&#39;t want to miss this.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Location:
ProBuild conference room - 5700 US-31, &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Grawn&lt;/st1:city&gt;,
 &lt;st1:state w:st=&quot;on&quot;&gt;MI&lt;/st1:state&gt;&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Time:
Lunch begins at noon&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Seminar:
12:45-2:30 p.m.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 12pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Cost: $25 for members and $35 for non-members.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/1670842034275613145/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/1670842034275613145?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1670842034275613145'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/1670842034275613145'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/03/personal-branding-20-seminar.html' title='Personal Branding 2.0 Seminar'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-6736127522615914505</id><published>2013-03-05T08:56:00.001-08:00</published><updated>2013-03-05T08:56:44.962-08:00</updated><title type='text'>March 11th, 2013 General Membership Meeting</title><content type='html'>

&lt;br /&gt;
&lt;u&gt;&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Monday,
March 11th&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt; - General Membership Meeting at Floor Covering Brokers&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
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&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Denny
and his crew always have fabulous food for us so plan on attending.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;4:30
pm Builder Forum: Rick Venecki of Technos Consulting&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Are
you plagued by a to-do list that is too long, a myriad of interruptions during
your over-scheduled day? Find out some NEW and SIMPLE apps for your iPhone,
Android, tablet or computer that can save you time and money. There are plenty
of fresh ideas for contractors in the field and other busy professionals who
don&#39;t have a &quot;team&quot; back at the office.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;Learn
ways to collaborate, capture funds remotely and access and share data simply.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 12pt;&quot;&gt;
&lt;span style=&quot;color: #333399; font-family: Arial; font-size: 10pt;&quot;&gt;5:00-7:30 pm Networking, product
information/announcements and door prizes.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/6736127522615914505/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/6736127522615914505?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/6736127522615914505'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/6736127522615914505'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/03/march-11th-2013-general-membership.html' title='March 11th, 2013 General Membership Meeting'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-167787293584635722.post-3561779728276684775</id><published>2013-01-17T08:31:00.001-08:00</published><updated>2013-01-17T08:31:52.725-08:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="energy efficient"/><category scheme="http://www.blogger.com/atom/ns#" term="LegislatiON"/><category scheme="http://www.blogger.com/atom/ns#" term="Tax Credit"/><title type='text'>CONGRESS EXTENDS ENERGY EFFICIENT HOMES TAX CREDIT</title><content type='html'>
&lt;br /&gt;


&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;Congress has extended the $2,000 tax credit for builders who
build energy efficient homes by a bipartisan vote (89-8 in the Senate and
257-167 in the House). The legislation changed the base of the tax credit from
the 2003 to the 2006 International Energy Conservation Code. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;The legislation extends the
credit from January 1, 2012 through December 31, 2013 and retroactively to
January 1, 2012. The credit had previously expired on December 31, 2011.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;The extension of the energy efficient tax
credit is contained in Section 408 of the legislation. To download the
legislation, click here: &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;a href=&quot;http://tragreen.us4.list-manage1.com/track/click?u=727993ce0a2aa108d6d60cf95&amp;amp;id=8e3b8f635a&amp;amp;e=a20e943109&quot; title=&quot;http://tragreen.us4.list-manage1.com/track/click?u=727993ce0a2aa108d6d60cf95&amp;amp;id=8e3b8f635a&amp;amp;e=a20e943109&quot;&gt;&lt;span style=&quot;color: #336699;&quot;&gt;American Taxpayer Act&lt;/span&gt;&lt;/a&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;The legislation also
extended the tax credit for homeowners to purchase qualified products to
improve the energy efficiency of their existing homes.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;This is a significant achievement considering
the political stalemate that has existed in &lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Washington&lt;/st1:place&gt;&lt;/st1:state&gt;. It also demonstrates that there
is wide bipartisan policy support for high performance homes.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


&lt;br /&gt;
&lt;span style=&quot;font-family: Arial; font-size: 10pt;&quot;&gt;The HBA is planning a
Builder Forum or an in-house seminar on this topic in the next few weeks.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;More information will be provided to members
via email. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;


</content><link rel='replies' type='application/atom+xml' href='http://hbagta.blogspot.com/feeds/3561779728276684775/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/167787293584635722/3561779728276684775?isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3561779728276684775'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/167787293584635722/posts/default/3561779728276684775'/><link rel='alternate' type='text/html' href='http://hbagta.blogspot.com/2013/01/congress-extends-energy-efficient-homes.html' title='CONGRESS EXTENDS ENERGY EFFICIENT HOMES TAX CREDIT'/><author><name>HBAGTA</name><uri>http://www.blogger.com/profile/11527208893027188917</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='27' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihen9-KzhCZSBGGGeq9Hqe-6rpShujX7xL7Ovr6WhGDauT0x9B1r4Bm2SN6oeK9ETIrePHO7yWX6COCmyTB_52pb2I2xMEC5-476zj0-M-BLpTyMk0rX3lfHM_tgTzgw/s220/hba_vertical.jpg'/></author><thr:total>0</thr:total></entry></feed>