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	<title>Homerica Mortgage Corporation | New York &amp; Connecticut | Mortgages and Home Loans, 30 Year Mortgages, Adjustable Rate Mortgages, Jumbo Mortgages, FHA Loans, VA Loans, Refinancing (2nd Mortgages), First Time Home Buyer, and Loans for Police Officers, Teachers, Nurses</title>
	
	<link>http://www.homericamortgage.com</link>
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		<title>Tony Spartos</title>
		<link>http://www.homericamortgage.com/loan-officers/tony-spartos/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=tony-spartos</link>
		<comments>http://www.homericamortgage.com/loan-officers/tony-spartos/#comments</comments>
		<pubDate>Tue, 26 Jun 2012 01:09:41 +0000</pubDate>
		<dc:creator>Peggi</dc:creator>
		
		<guid isPermaLink="false">http://www.homericamortgage.com/?page_id=202</guid>
		<description><![CDATA[My 30 years of experience as a mortgage loan and real estate professional means that I am extremely dedicated to my customers. I am proud of my longevity in this industry and I am pleased to offer a wealth of experience and knowledge to help you secure mortgage financing or find a home. As a [...]]]></description>
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		<title>Joanne Sesti</title>
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		<pubDate>Tue, 26 Jun 2012 01:08:18 +0000</pubDate>
		<dc:creator>Peggi</dc:creator>
		
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		<description><![CDATA[Joanne Sesti Loan Officer NMLS #: 101127 Contact Information: Phone: 914-946-7100, Ext. 220 Direct Line: 914-385-0601 Fax: 914-287-0329 Cell: 914-645-6984 JSesti {at} Homerica(.)com Address: Homerica Mortgage Corporation 235 Mamaroneck Avenue White Plains, NY 10605]]></description>
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		<title>Georgia Kalayjian-Murphy</title>
		<link>http://www.homericamortgage.com/loan-officers/georgia-kalayjian-murphy/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=georgia-kalayjian-murphy</link>
		<comments>http://www.homericamortgage.com/loan-officers/georgia-kalayjian-murphy/#comments</comments>
		<pubDate>Tue, 26 Jun 2012 01:07:41 +0000</pubDate>
		<dc:creator>Peggi</dc:creator>
		
		<guid isPermaLink="false">http://www.homericamortgage.com/?page_id=199</guid>
		<description><![CDATA[Ready to purchase a home? Need to refinance a property? Look no further! I am a licensed New York State Loan Originator (NMLS #63815) and can provide you financing on properties anywhere in New York State. I will take you through (what can be a very stressful process) the steps with ease, understanding and confidence [...]]]></description>
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		<title>Carla Freitag</title>
		<link>http://www.homericamortgage.com/loan-officers/carla-freitag/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=carla-freitag</link>
		<comments>http://www.homericamortgage.com/loan-officers/carla-freitag/#comments</comments>
		<pubDate>Tue, 26 Jun 2012 01:05:24 +0000</pubDate>
		<dc:creator>Peggi</dc:creator>
		
		<guid isPermaLink="false">http://www.homericamortgage.com/?page_id=198</guid>
		<description><![CDATA[With more than three decades of diversified experience in the mortgage banking industry, I am able to navigate through the process of obtaining a mortgage in a flawless manner. Having worked so long in the financial industry (for Fannie Mae, and having excellent long-time relationships with the leading financial institutions), I have the ability to [...]]]></description>
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		<title>David Best</title>
		<link>http://www.homericamortgage.com/loan-officers/david-best/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=david-best</link>
		<comments>http://www.homericamortgage.com/loan-officers/david-best/#comments</comments>
		<pubDate>Tue, 26 Jun 2012 01:04:24 +0000</pubDate>
		<dc:creator>Peggi</dc:creator>
		
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		<description><![CDATA[Being a licensed Loan Officer and working in the mortgage industry for over 10 years has enabled me to have a solid foundation and understanding of mortgage finance. Having worked in many areas of the business from operational positions to my current position as Loan Officer, as well as assistant to Bruce Lublin, the president [...]]]></description>
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		<title>Bruce Lublin</title>
		<link>http://www.homericamortgage.com/loan-officers/bruce-lublin/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=bruce-lublin</link>
		<comments>http://www.homericamortgage.com/loan-officers/bruce-lublin/#comments</comments>
		<pubDate>Tue, 26 Jun 2012 01:04:00 +0000</pubDate>
		<dc:creator>Peggi</dc:creator>
		
		<guid isPermaLink="false">http://www.homericamortgage.com/?page_id=195</guid>
		<description><![CDATA[Growing up in a multi-generational New York City family who owned and managed multi-family properties dating back to the early 1900s, it was natural for Bruce Lublin to continue the tradition. Bruce’s career in real estate began in the early 1970s. Having gained experience in the banking and mortgage servicing industry, in the early 1980s, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Streamline Refinance</title>
		<link>http://www.homericamortgage.com/2012/04/fha-streamline-refinance/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=fha-streamline-refinance</link>
		<comments>http://www.homericamortgage.com/2012/04/fha-streamline-refinance/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 21:07:17 +0000</pubDate>
		<dc:creator>Mary</dc:creator>
				<category><![CDATA[Home Loans / Mortgages]]></category>

		<guid isPermaLink="false">http://www.homericamortgage.com/?p=194</guid>
		<description><![CDATA[If you are a New York or Connecticut homeowner with a FHA Mortgage, the possiblities of Homerica Mortgage Corporation helping to refinance another FHA Mortgage has opened up dramatically in the last several months!   In some cases, a full appraisal or income documention are not needed to qualify. In addition, FHA Streamline Refinance will allow your mortgage [...]]]></description>
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		<title>No Income Verification Loans</title>
		<link>http://www.homericamortgage.com/2012/04/no-income-verification-loans/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=no-income-verification-loans</link>
		<comments>http://www.homericamortgage.com/2012/04/no-income-verification-loans/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 20:30:56 +0000</pubDate>
		<dc:creator>Mary</dc:creator>
				<category><![CDATA[Home Loans / Mortgages]]></category>

		<guid isPermaLink="false">http://www.homericamortgage.com/?p=193</guid>
		<description><![CDATA[Yes.  Believe it or not No Income verification loans do still exist.    At Homerica Mortgage Corporation, we currently have relationships with lenders who will lend on well qualified home owners without verifying income.   These loans are ideal for self-employed borrowers whose income varies from year  to year, have very good FICO scores, a lot of equity [...]]]></description>
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		<title>15 Fixed Rate Mortgage Refinance Equals Huge Savings!</title>
		<link>http://www.homericamortgage.com/2012/04/15-fixed-rate-mortgage-refinance-equals-huge-savings/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=15-fixed-rate-mortgage-refinance-equals-huge-savings</link>
		<comments>http://www.homericamortgage.com/2012/04/15-fixed-rate-mortgage-refinance-equals-huge-savings/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 15:48:32 +0000</pubDate>
		<dc:creator>Mary</dc:creator>
				<category><![CDATA[Home Loans / Mortgages]]></category>

		<guid isPermaLink="false">http://www.homericamortgage.com/?p=187</guid>
		<description><![CDATA[If you currently have a 30 year mortgage, you may want to consider  a 15 year fixed rate because of the huge interest savings over the life of the loan.  For instance, a 30 year mortgage payment for $200,000.00 at 5.5% is $1,135.58 a month for 360 months.  The interest paid over 30 years is [...]]]></description>
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		<title>What is HARP 2.0?</title>
		<link>http://www.homericamortgage.com/2012/03/what-is-harp-2-0/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=what-is-harp-2-0</link>
		<comments>http://www.homericamortgage.com/2012/03/what-is-harp-2-0/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 20:32:50 +0000</pubDate>
		<dc:creator>Mary</dc:creator>
				<category><![CDATA[Home Loans / Mortgages]]></category>

		<guid isPermaLink="false">http://www.homericamortgage.com/?p=186</guid>
		<description><![CDATA[The mortgage industry is buzzing about the new HARP 2.0 program.  Why? HARP 2.0 has removed the LTV restrictions and  may open the door to responsible borrowers.   With the original HARP,  the Loan to Value was restricted to 125%.  In which case many borrowers were still not able to refinance.   In fact as of August 31, 2011 [...]]]></description>
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