Lost Dogs [FOUND]

2010-08-15T03:31:00.003-04:00

UPDATE... SHE HAS BEEN FOUND, AND SAFELY RETURNED TO HER HOME... THANK YOU TO ALL THAT HELPED, AND PLEASE KEEP ON HELPING BY SIMPLY SHARING THE INFORMATION YOU HAVE WITH EVERYONE YOU KNOW, SO THAT THESE SITUATIONS CAN FOR THE MOST PART BE AVOIDED!!! THIS CAN WORK AND IF EVERYONE PITCHES IN WITH JUST A CLICK OR TWO, THEN NO ONE WILL EVER HAVE TO LOOSE THERE PET AGAIN!!!

Here is a copy of the flier that i made at www.lostandpound.com

Please Help me find her, she is lost, and I'm sure she if scared!!!

This poster is sponsored by:
Pets name Chiquita
Date lost August 13, 2010

Zip 23704
Species Dog
Primary breed Chihuahua
Secondary breed
Primary color Brown
Secondary color Not specified
Pattern None
Gender Female
Fixed Yes
Age Adult
ID Tags No wearing
Owners name Curtiss
Phone
Description She was wearing her pink collar when she disappeared...
Please she is a major part of our family, and i really don't
know what to do without her.
LostandPound / Lost and Found Dogs / Lost and Found Cats / Lost and Found Pets / Free Service to Reunite Lost and Found Pets with Their Owners
Help this pet find their way home. Visit lostandpound.com.

Well, early in the a.m. on Saturday the 14th , I let my dog out to go to the bathroom. about 10 minutes had passed, which is the usual amount of time i would give for her to go. So when i went to let her in, she wasn't at the door, which for her is kinda strange, but i called her thinking that she may just be exploring a little (but still in the yard), but she didn't come. At that point I knew something was very wrong, and I went out there to see where I thought she was. Well, I couldn't find her, so immediately i began to search my neighborhood for her. Now this was at midnight, maybe even a little after, so i really couldn't just scream out her name, and whistle as loudly as i could, because it was so late. Well, i searched and searched for about 3-4 hours, for sooo long that i got blisters on the bottom of my feet (I was wearing flip flops, so probably not the best shoes for walking, but i really wasn't too concerned with that). So now it has been 2 days, and I feel sooooo worried, scared, sad, and honestly its just not the same coming home, and she isn't there at the door waiting for me... Well that is where this idea came in, I know that there are sites out there where you can do different things, create fliers, pay investigators, and others, but what i think the most powerful search too is, the power of the masses. The way i see it, is that if the message gets out to enough people than there WILL be someone within that group that either themselves know where the lost dog is, or someone they know knows where the lost dog is... The way that this would work is by complete data connecting and media sharing of the lost dog, i mean in every way you could think of. From fliers being put up in the neighborhood, to picture mail being sent to phones of all the people it could possible reach. I do think that the internet is a very powerful information highway, and would be very well utilize for this exact situation, and that is where this blog is coming in. I noticed that i created a flier on a site, and that they in turn began to share the flier out, which was a great deal of help. But it really needs to be more involved, it can't be shared by 1 person, but 100's, 1000's even 1000000's, and if that can be accomplished, then we can all feel a little safer, and know that if our pets do wander off, then the chances of us finding them will be that much greater...

Please take me serious, and really think about what I'm saying here, and lets all join together and make this work!!!

This is a really great service, but as you can see, i have removed my phone number, because i really don't want to have a bunch of BS callers, on top of my dog being missing. Anyway come on people, lets make this work!!!

Keep it posting, and definitely keep it sharing!!!

My use of credit has definitely increased during our slow economy.

2010-07-23T12:17:00.003-04:00

     I can say that my Credit has saved me a few times more than I would like to admit, and had it not been for that I don't think I would have made it through some of the rough times that I have endured over the past few years. I would never advise using credit in a time were your money is tight because the whole idea behind credit is pay now, but pay back more later. And for you to get credit you have to prove that you don't really even need it, in other words you have to be able to prove that you make more than enough money to pay it back, and your Credit to Debt ratio is not upside down (where you have less credit that the amount you owe). This is where the problem is today, not for the Credit Card companies, but for the people. More and more people are signing there souls away (so to speak) to the Credit Card companies, and because of job statistics how they are, these people are finding them selves in a situation where they owe more than they can pay. This is generally not because the person is irresponsible, but because they have made some sort of change that they did not expect to have the effect on there income that it did, and because they were used to living a certain way, they didn't adjust when they should have to compensate for their current financial standing.

Here is a good link to advise on how to adjust if you were to receive a pay cut...

http://moneywatch.bnet.com/career-advice/article/how-to-prepare-for-a-pay-cut/309145/

     Now when this is associated with Credit, sometimes people seem to think that they will be able to use a Credit Card for an emergency financial situation, when that is the worst time to do so. If your financial situation is already bad, then why would you take a "loan" that you know you wont be able to pay back? Well, the answer is that these people have not adjusted and because of the pay cut they now live beyond there means.

     Its actually a scary thought that as of March of 2010 the peoples consumer debt alone was at 2.45 trillion dollars, which in relation to our Nations GDP (Gross Domestic Product - this is how a nation shows its worth) that was reported in 2009 to be 14.3 trillion, is almost a ratio of 1:5. That is only the consumer dept which debts that are secured by real estate like mortgages.

     The other problem here is that now that we are at this economical condition, more and more people are obtaining credit cards and procuring more and more debt (which is exactly what the Credit Card companies want - the more you owe, the more they get paid on interest). These "Second Hand" credit lending companies that are giving credit to people that do not readily qualify are really causing a lot of problems with variable interest rates and a starting rate that is already super high.

     After its all said and done, we live our lives almost our whole lives in debt, and that seems to just be the American way... We need to have credit, as how else would you buy a house or a new car, I really doubt that you would be dropping $3-400K cash for a house, or even $25-30K for a car. So the importance of Credit and Credit management, in my opinion, is at its most critical state for our economical situation, and we all need to balance our spending, but also build credit so that when the economy strengthens again, we will be in a stronger financial standing.

Please feel free to comment and go ahead and sign in if you'd like to follow, as I have quite a bit to blog about over the next few months...

Lets Unite and find all the Lost Dogs

Lost Dogs [FOUND]

My use of credit has definitely increased during our slow economy.