<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-2445985236230271460</id><updated>2024-10-06T21:58:31.105-07:00</updated><title type='text'>Getting rich via various ways like insurance</title><subtitle type='html'>The one stop blog teaching you how to get rich online using insurance and lawyers</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default?redirect=false'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default?start-index=26&amp;max-results=25&amp;redirect=false'/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>27</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-5687840870469198887</id><published>2010-12-18T05:58:00.003-08:00</published><updated>2010-12-18T05:58:26.866-08:00</updated><title type='text'></title><content type='html'>&lt;h2 style=&quot;font-family: Arial, Helvetica, sans-serif; font-size: 18px;&quot;&gt;Illinois Accident Lawyer&lt;/h2&gt;&lt;div style=&quot;font-family: Arial, Helvetica, sans-serif; font-size: 12px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/attyBiog7292.php&quot; style=&quot;color: #565c70; text-decoration: none;&quot;&gt;Attorney representation in Chicago, Illinois Since 1985&lt;/a&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;font-family: Arial, Helvetica, sans-serif; font-size: 12px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;At The Chicago Law Offices of John Budin we have over 15 years of personal injury and accident litigation experience. We always listen to our clients and do not charge any attorney fees unless compensation is awarded in your case. With a reduced contingency fee we guarantee that our clients always receive the majority of compensation regarding their personal injury or accident claim.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;font-family: Arial, Helvetica, sans-serif; font-size: 12px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;A&amp;nbsp;&lt;a href=&quot;http://www.budinlawoffices.com/attyBiog7292.php&quot; style=&quot;color: #565c70; text-decoration: none;&quot;&gt;Chicago personal injury attorney&lt;/a&gt;&amp;nbsp;from The Law Offices of John Budin has the experience and ability to effectively litigate your case in a court of law, and get you the results and compensation you deserve. We handle cases where an individual has suffered an injury due to the negligence of another party. Some of our practice areas include but are not limited to:&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;font-family: Arial, Helvetica, sans-serif; font-size: 12px;&quot;&gt;&lt;ul&gt;&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-personal-injury.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;personal injury&quot;&gt;Personal Injury&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-auto-accidents.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;car accident&quot;&gt;Car Accident&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aviation-accidents.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot;&gt;Aviation Accidents&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-birth-injury.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;birth injury&quot;&gt;Birth Injury&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-traumatic-brain-injury.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;brain injury&quot;&gt;Brain Injury&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-slip-fall.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;slip and fall&quot;&gt;Slip and Fall&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-premises-liability.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;premises liability&quot;&gt;Premises Liability&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-spinal-cord-injury.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;spinal cord injury&quot;&gt;Spinal Cord Injury&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-defective-product.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;defective product&quot;&gt;Defective Product&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-malpractice.php&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;medical malpractice&quot;&gt;Medical Malpractice&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-surgical-errors.html&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;surgical errors&quot;&gt;Surgical Errors&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-drunk-driving-injury.html&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;drunk driving injury&quot;&gt;Drunk Driving Injury&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;line-height: 20px; list-style-type: none;&quot;&gt;&lt;a href=&quot;http://www.budinlawoffices.com/aop-wrongful-death.html&quot; style=&quot;color: #565c70; font-size: 13px; padding-left: 15px; text-decoration: none;&quot; title=&quot;wrongful death&quot;&gt;Wrongful Death&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;/div&gt;&lt;div style=&quot;font-family: Arial, Helvetica, sans-serif; font-size: 12px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;With our years of experience and dedicated office staff of certified paralegals you can be sure that you are in good hands. Phone calls are always returned within 24 hours and we can send a skilled Chicago personal injury lawyer to make home or hospital visits. We have recovered millions of dollars in personal injury compensation and work diligently in ever case to recover you as much&amp;nbsp;&lt;a href=&quot;http://www.budinlawoffices.com/results.php&quot; style=&quot;color: #565c70; text-decoration: none;&quot;&gt;compensation&lt;/a&gt;&amp;nbsp;as possible.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;font-family: Arial, Helvetica, sans-serif; font-size: 12px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;If you or someone you know has suffered an injury in an accident due to someone else&#39;s negligent actions,&lt;a href=&quot;http://www.budinlawoffices.com/contact.php&quot; style=&quot;color: #565c70; text-decoration: none;&quot;&gt;contact&lt;/a&gt;&amp;nbsp;The Chicago Law Offices of personal injury lawyer John Budin. We offer&amp;nbsp;&lt;strong&gt;FREE&lt;/strong&gt;&amp;nbsp;no obligation consultation with a dedicated and aggressive personal injury attorney in Chicago and in any of the surrounding nearby communities. Call today to find out how you can benefit from the experience of a talented personal injury attorney.&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/5687840870469198887/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/illinois-accident-lawyer-attorney.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/5687840870469198887'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/5687840870469198887'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/illinois-accident-lawyer-attorney.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-8368947843889064218</id><published>2010-12-18T05:58:00.001-08:00</published><updated>2010-12-18T05:58:04.033-08:00</updated><title type='text'></title><content type='html'>&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;The&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Law Offices of Joe Bornstein&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;&amp;nbsp;is pleased to announce the addition of new attorney,&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/html/about.html#timmins&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Talia D. Timmins&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;. Timmins specializes in&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/html/other.html&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Social Security Disability&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;&amp;nbsp;and rounds out a staff of nine attorneys and over 50 legal professionals.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Attorney Timmins graduated from&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.gwu.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;The George Washington University&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;,&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.law.temple.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Temple University Beasley School of Law&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;, and was admitted to the Pennsylvania bar in 2004.&lt;/strong&gt;&amp;nbsp;Before joining the Law Offices of Joe Bornstein, she practiced for 5 years at&lt;a href=&quot;http://www.genexservices.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Genex Services, Inc&lt;/a&gt;. where she specialized in Social Security Disability cases.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Talia is a member of&amp;nbsp;&lt;a href=&quot;http://www.nosscr.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;NOSSCR&lt;/a&gt;&amp;nbsp;(the National Organization of Social Security Claimants’ Representatives),&amp;nbsp;&lt;a href=&quot;http://www.mtla.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;MTLA&lt;/a&gt;&amp;nbsp;(the Maine Trial Lawyers Association), and the&amp;nbsp;&lt;a href=&quot;http://www.cumberlandbar.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Cumberland County Bar Association&lt;/a&gt;. Talia volunteers on a weekly basis as a tutor with&amp;nbsp;&lt;a href=&quot;http://www.portlandwest.org/LiteracyVolunteersGreaterPortland.htm&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Literacy Volunteers Greater Portland&lt;/a&gt;, a program of&amp;nbsp;&lt;a href=&quot;http://www.portlandwest.org/index.html&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;LearningWorks&lt;/a&gt;. Prior to relocating to Maine, Talia volunteered at&amp;nbsp;&lt;a href=&quot;http://www.mannapa.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;MANNA&lt;/a&gt;, a Philadelphia organization that delivers meals to people living with life-threatening illnesses.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Attorney Timmons joins a distinguished Social Security Disability law team that has represented over 1,500 Mainers in Social Security Disability Insurance Benefits (SSDIB) and Supplemental Security Income (SSI) claims in over 35 years of practice.&amp;nbsp;&lt;/strong&gt;On average, our senior attorneys have more than 22 years of experience and are assisted by a support staff of 13 legal professionals dedicated to the practice of Social Security Disability law.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;To receive benefits under the SSDIB or SSI programs, you must have a diagnosed physical or mental condition severe enough to keep you from working in any regular paying job for at least 12 months.&amp;nbsp;&lt;/strong&gt;The&amp;nbsp;&lt;a href=&quot;http://www.ssa.gov/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Social Security Administration&lt;/a&gt;&amp;nbsp;will take into account your medical condition, your age, abilities, training, and work experience in deciding your case.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;An initial denial of an application is common, most people go through the appeals process to get a favorable result. Nationally, about two-thirds of all applicants are denied benefits initially.&amp;nbsp;&lt;/strong&gt;You then have 60 days from the date of your denial to file an appeal. Although you could hire an attorney at any step, the most common time to do so is immediately after the initial denial letter is received.&amp;nbsp;&lt;strong&gt;If you’ve been denied benefits, having an experienced attorney to represent you significantly improves the likelihood of a favorable result.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Examples of the ways in which our attorneys assist clients include:&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;ul style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px;&quot;&gt;&lt;li&gt;Advise and assist in obtaining appropriate medical examinations and treatment.&lt;/li&gt;
&lt;li&gt;Obtain and carefully review the Social Security file.&lt;/li&gt;
&lt;li&gt;Seek to reopen prior applications that were abandoned.&lt;/li&gt;
&lt;li&gt;Prepare the client to testify at the hearing.&lt;/li&gt;
&lt;li&gt;Protect the client’s right to a fair hearing by objecting to improper evidence and procedures.&lt;/li&gt;
&lt;li&gt;Cross-examine the expert witnesses at the hearing.&lt;/li&gt;
&lt;li&gt;Prepare and file a legal brief to the Administrative Law Judge.&lt;/li&gt;
&lt;li&gt;Respond to requests from the Administrative Law Judge for additional evidence after the hearing.&lt;/li&gt;
&lt;li&gt;When benefits are awarded, monitor the actions of the Social Security Administration to ensure that all are correctly calculated and paid.&lt;/li&gt;
&lt;/ul&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Having an experienced and knowledgeable attorney is often the key to being granted your disability benefits.&lt;/strong&gt;&amp;nbsp;If your application for Social Security Disability benefits has been denied, don’t give up. Call the Law Offices of Joe Bornstein today for a free and confidential consultation. Pay us a fee only if you win.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;With a statewide practice and five convenient offices in Biddeford, Portland, Lewiston, Augusta and Bangor, the Law Offices of Joe Bornstein is proud to help Mainers get the justice they deserve.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;u&gt;The Law Offices of Joe Bornstein – Maine Lawyers Working For Maine People&amp;nbsp;&lt;/u&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/8368947843889064218/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-pleased-to_18.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/8368947843889064218'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/8368947843889064218'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-pleased-to_18.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-5030408455856221550</id><published>2010-12-18T05:57:00.005-08:00</published><updated>2010-12-18T05:57:40.674-08:00</updated><title type='text'></title><content type='html'>&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Driving during the winter can be dangerous.&lt;/strong&gt;&amp;nbsp;Roads are slick with snow and ice, and it gets dark early, limiting one’s visibility. And despite the fact that many Mainers have lived in-state for much of their lives and have experience with winter driving, it’s important to refresh oneself on how to best navigate the slippery season.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;At the&amp;nbsp;&lt;a href=&quot;http://www.joebornstein.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Law Offices of Joe Bornstein&lt;/a&gt;, we see firsthand the effects of dangerous winter driving. The results often do not paint the picture of a winter wonderland. But by being careful and following a few winter driving tips, you’ll be much more apt to make it from point A to point B safe and sound.&lt;strong&gt;Because with only a few winter storms under our belt, it’s inevitable that Maine has many more to go.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;u&gt;&lt;strong&gt;The following is a list of&amp;nbsp;&lt;a href=&quot;http://www.maine.gov/sos/news/2005/WinterDriving.html&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;winter driving tips&lt;/a&gt;&amp;nbsp;that all Mainers should follow:&amp;nbsp;&lt;/strong&gt;&lt;/u&gt;&lt;/div&gt;&lt;/div&gt;&lt;ul style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px;&quot;&gt;&lt;li&gt;&lt;strong&gt;Avoid unnecessary driving during storms.&lt;/strong&gt;&amp;nbsp;If you must travel, allow time for maintenance trucks to plow, salt, and sand the roads.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Do not assume that your vehicle can handle all conditions.&lt;/strong&gt;&amp;nbsp;Even four-wheel drive cars and trucks can encounter trouble on slick roads.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Keep at least three times more space than usual between you and the car in front of you.&lt;/strong&gt;&amp;nbsp;A distance of 10 seconds or more between you and the next car is considered safe.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Look ahead to anticipate actions well before they happen.&amp;nbsp;&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Use low gears to keep traction, especially on hills and unplowed roads.&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Do not use cruise control on slick roads.&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Be careful on bridges, overpasses and infrequently traveled roads, which will freeze first.&amp;nbsp;&lt;/strong&gt;Even at temperatures above freezing, if conditions are wet, you might encounter ice in shady areas or on exposed roadways. Black ice is commonly found on roads winding around lakes and rivers, in tunnels, on bridges, and in highly shaded areas.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;When you find yourself on ice, avoid braking if possible.&amp;nbsp;&lt;/strong&gt;Try to remain calm if you experience a skid, and look and steer in the direction you want to go.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;If you find yourself stuck in snow, do not spin your wheels&lt;/strong&gt;&amp;nbsp;&lt;strong&gt;– this will only make you dig deeper.&lt;/strong&gt;&amp;nbsp;Instead, turn your wheel side-to-side to clear snow out of the way and then lightly press on the accelerator. If necessary, shovel away snow and put down kitty litter to help with traction.&amp;nbsp;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Keep a charged cell phone and fully stocked winter driving kit in the event of an emergency.&lt;/strong&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;With many more storms in the forecast this winter, it’s important to be prepared in case you find yourself driving in the middle of one. Because after all, snow may look nice covering trees and mountains, but it paints a whole other picture on the road.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;And if you’ve been injured in a car accident by the negligence of someone else, call the Law Offices of Joe Bornstein today for a free and confidential consultation. You may be entitled to compensation. In over 35 years, the Law Offices of Joe Bornstein has helped over 15,000 Mainers get the justice they deserve.&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/5030408455856221550/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/driving-during-winter-can-be-dangerous.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/5030408455856221550'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/5030408455856221550'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/driving-during-winter-can-be-dangerous.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-4717186550803857262</id><published>2010-12-18T05:57:00.003-08:00</published><updated>2010-12-18T05:57:22.389-08:00</updated><title type='text'></title><content type='html'>&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;The&amp;nbsp;&lt;a href=&quot;http://www.joebornstein.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Law Offices of Joe Bornstein&amp;nbsp;&lt;/a&gt;is pleased to announce the addition of two new attorneys,&amp;nbsp;&lt;a href=&quot;http://joebornstein.com//html/about.html#miller&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;David R. Miller&lt;/a&gt;&amp;nbsp;and&amp;nbsp;&lt;a href=&quot;http://joebornstein.com//html/about.html#bernstein&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Andrew J. Bernstein&lt;/a&gt;. The two lawyers specialize in Social Security Disability law and round out a staff of nine attorneys and 45 legal professionals.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Attorney Miller is an Orono native who graduated from the&lt;a href=&quot;http://www.mainelaw.maine.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;University of Maine School of Law&lt;/a&gt;. He served as Bangor’s Development Coordinator before entering private practice, and joins the Law Offices of Joe Bornstein with an expertise in Social Security Disability law. David is a member of&amp;nbsp;&lt;a href=&quot;http://www.nosscr.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;NOSSCR&amp;nbsp;&lt;/a&gt;(the National Organization of Social Security Claimants&#39; Representatives), MOSSCR (the Maine Organization of Social Security Claimants&#39; Representatives),&amp;nbsp;&lt;a href=&quot;http://www.mtla.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;MTLA&amp;nbsp;&lt;/a&gt;(the Maine Trial Lawyers Association), the&amp;nbsp;&lt;a href=&quot;http://www.mainebar.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Maine State Bar Association&lt;/a&gt;, and the Penobscot County Bar Association. Outside of work he enjoys mountain biking and is a member of the Orono-Old Town Kiwanis club.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Attorney Bernstein is a graduate of&amp;nbsp;&lt;a href=&quot;http://www.bowdoin.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Bowdoin College&amp;nbsp;&lt;/a&gt;and the University of Maine School of Law, and was admitted to the Maine state and federal courts in 1980. Andy was a litigation partner at Bernstein, Shur, Sawyer &amp;amp; Nelson for 7 years, and has held leadership positions at Unum and Disability RMS, Inc. Andy is a member of the University of Maine School of Law Alumni Board and a Class Agent, and is currently the co-chair of the corporate lawyers section of the&amp;nbsp;&lt;a href=&quot;http://www.campaignforjustice.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Maine Campaign for Justice&lt;/a&gt;. Andy is also a past President of&amp;nbsp;&lt;a href=&quot;http://www.bethaam.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Congregation Bet Ha&#39;am&lt;/a&gt;, and has been a Cape Elizabeth Little League umpire.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Attorneys Miller and Bernstein join a distinguished Social Security law team that has represented over 1,500 Mainers in Social Security Disability Insurance Benefits (SSDIB) and Supplemental Security Income (SSI) claims in over 34 years of practice. On average, our senior attorneys have more than 22 years of experience and are assisted by a support staff of 11 legal professionals dedicated to the practice of Social Security Disability law.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;To receive benefits under the SSDIB or SSI programs, you must have a diagnosed physical or mental condition severe enough to keep you from working in any regular paying job for at least 12 months. The&amp;nbsp;&lt;a href=&quot;http://www.ssa.gov/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Social Security Administration&lt;/a&gt;will take into account your medical condition, your age, abilities, training, and work experience in deciding your case.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;An initial denial of an application is common, most people go through the appeals process to get a favorable result. Nationally, about two-thirds of all applicants are denied benefits initially. You then have 60 days from the date of your denial to file an appeal. Although you could hire an attorney at any step, the most common time to do so is immediately after the initial denial letter is received. If you’ve been denied benefits, having an experienced attorney to represent you significantly improves the likelihood of a favorable result.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Examples of the ways in which our attorneys assist clients include:&amp;nbsp;&lt;/div&gt;&lt;/div&gt;&lt;ul style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px;&quot;&gt;&lt;li&gt;Advise and assist&amp;nbsp;in obtaining appropriate medical examinations and treatment.&lt;/li&gt;
&lt;li&gt;Obtain and carefully review the Social Security file.&lt;/li&gt;
&lt;li&gt;Seek to reopen prior applications that were abandoned.&lt;/li&gt;
&lt;li&gt;Prepare the client to testify at the hearing.&lt;/li&gt;
&lt;li&gt;Protect the client’s right to a fair hearing by objecting to improper evidence and procedures.&lt;/li&gt;
&lt;li&gt;Cross-examine the expert witnesses at the hearing.&lt;/li&gt;
&lt;li&gt;Prepare and file a legal brief to the Administrative Law Judge.&lt;/li&gt;
&lt;li&gt;Respond to requests from the Administrative Law Judge for additional evidence after the hearing.&lt;/li&gt;
&lt;li&gt;When benefits are awarded, monitor the actions of the Social Security Administration to ensure that all are correctly calculated and paid.&lt;/li&gt;
&lt;/ul&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Having an experienced and knowledgeable attorney is often the key to being granted your disability benefits. If your application for Social Security Disability benefits has been denied, don’t give up. Call the&amp;nbsp;&lt;a href=&quot;http://www.joebornstein.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Law Offices of Joe Bornstein&lt;/a&gt;today for a free and confidential consultation. Pay us a fee only if you win.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;With a statewide practice and five convenient offices in Biddeford, Portland, Lewiston, Augusta and Bangor, the Law Offices of Joe Bornstein is proud to help Mainers get the justice they deserve.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;The Law Offices of Joe Bornstein – Maine Lawyers Working For Maine People&amp;nbsp;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/4717186550803857262/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-is-pleased.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4717186550803857262'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4717186550803857262'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-is-pleased.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-4745120104506583702</id><published>2010-12-18T05:57:00.001-08:00</published><updated>2010-12-18T05:57:02.406-08:00</updated><title type='text'></title><content type='html'>&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;The&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Law Offices of Joe Bornstein&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;&amp;nbsp;– one of Maine’s leading personal injury and disability law firms – is pleased to announce the hiring of its 10th attorney,&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/html/about.html#frignoca&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Ivy L. Frignoca&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;. Attorney Frignoca joins a staff of nearly 60 legal professionals and will head the firm’s trial practice group.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Well versed in the field of personal injury law, Attorney Frignoca received her undergraduate degree from the&lt;a href=&quot;http://www.uvm.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;University of Vermont&lt;/a&gt;&amp;nbsp;and her law degree from the&lt;a href=&quot;http://mainelaw.maine.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;University of Maine&lt;/a&gt;&amp;nbsp;in 1993. After graduating, Ivy clerked for the Chief Justice of the Maine Supreme Judicial Court before beginning a trial practice.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Frignoca is admitted to the&amp;nbsp;&lt;a href=&quot;http://www.mainebar.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Maine State Bar&lt;/a&gt;, federal courts in Maine and Vermont, and the First and Ninth Circuit Courts of Appeal. She is a member of the&amp;nbsp;&lt;a href=&quot;http://www.justice.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;American Association for Justice&lt;/a&gt;, the&amp;nbsp;&lt;a href=&quot;http://www.mainebar.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Maine State Bar Association&lt;/a&gt;&amp;nbsp;(MSBA), the Maine Trial Lawyers Association, and the&amp;nbsp;&lt;a href=&quot;http://www.cumberlandbar.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Cumberland County Bar Association&lt;/a&gt;. In addition, Ivy has held active leadership roles in the women’s section of the MSBA and is actively involved in her community.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Attorney Frignoca’s trial practice focuses on representing people who have been injured by the negligence of others and on class actions where numerous people have been harmed in similar ways.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;With a statewide practice and soon to be six conveniently located offices, the Law Offices of Joe Bornstein is proud to announce the addition of Attorney Ivy L. Frignoca.&amp;nbsp;&lt;strong&gt;Ivy joins a group of attorneys who in over 36 years have helped more than 15,000 Mainers get the justice they deserve.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;The Law Offices of Joe Bornstein – Maine Lawyers Working For Maine People&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/4745120104506583702/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-one-of.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4745120104506583702'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4745120104506583702'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-one-of.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-61652280007959589</id><published>2010-12-18T05:56:00.001-08:00</published><updated>2010-12-18T05:56:43.526-08:00</updated><title type='text'></title><content type='html'>&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;The&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Law Offices of Joe Bornstein&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;&amp;nbsp;is pleased to announce the addition of new attorney,&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/html/about.html#timmins&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Talia D. Timmins&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;. Timmins specializes in&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.joebornstein.com/html/other.html&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Social Security Disability&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;&amp;nbsp;and rounds out a staff of nine attorneys and over 50 legal professionals.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Attorney Timmins graduated from&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.gwu.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;The George Washington University&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;,&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;http://www.law.temple.edu/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;&lt;strong&gt;Temple University Beasley School of Law&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;, and was admitted to the Pennsylvania bar in 2004.&lt;/strong&gt;&amp;nbsp;Before joining the Law Offices of Joe Bornstein, she practiced for 5 years at&amp;nbsp;&lt;a href=&quot;http://www.genexservices.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Genex Services, Inc&lt;/a&gt;. where she specialized in Social Security Disability cases.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;Talia is a member of&amp;nbsp;&lt;a href=&quot;http://www.nosscr.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;NOSSCR&lt;/a&gt;&amp;nbsp;(the National Organization of Social Security Claimants’ Representatives),&amp;nbsp;&lt;a href=&quot;http://www.mtla.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;MTLA&lt;/a&gt;&amp;nbsp;(the Maine Trial Lawyers Association), and the&amp;nbsp;&lt;a href=&quot;http://www.cumberlandbar.com/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Cumberland County Bar Association&lt;/a&gt;. Talia volunteers on a weekly basis as a tutor with&amp;nbsp;&lt;a href=&quot;http://www.portlandwest.org/LiteracyVolunteersGreaterPortland.htm&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Literacy Volunteers Greater Portland&lt;/a&gt;, a program of&amp;nbsp;&lt;a href=&quot;http://www.portlandwest.org/index.html&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;LearningWorks&lt;/a&gt;. Prior to relocating to Maine, Talia volunteered at&amp;nbsp;&lt;a href=&quot;http://www.mannapa.org/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;MANNA&lt;/a&gt;, a Philadelphia organization that delivers meals to people living with life-threatening illnesses.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Attorney Timmons joins a distinguished Social Security Disability law team that has represented over 1,500 Mainers in Social Security Disability Insurance Benefits (SSDIB) and Supplemental Security Income (SSI) claims in over 35 years of practice.&amp;nbsp;&lt;/strong&gt;On average, our senior attorneys have more than 22 years of experience and are assisted by a support staff of 13 legal professionals dedicated to the practice of Social Security Disability law.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;To receive benefits under the SSDIB or SSI programs, you must have a diagnosed physical or mental condition severe enough to keep you from working in any regular paying job for at least 12 months.&amp;nbsp;&lt;/strong&gt;The&amp;nbsp;&lt;a href=&quot;http://www.ssa.gov/&quot; style=&quot;color: #317752; font-weight: bold; text-decoration: none;&quot;&gt;Social Security Administration&lt;/a&gt;&amp;nbsp;will take into account your medical condition, your age, abilities, training, and work experience in deciding your case.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;An initial denial of an application is common, most people go through the appeals process to get a favorable result. Nationally, about two-thirds of all applicants are denied benefits initially.&amp;nbsp;&lt;/strong&gt;You then have 60 days from the date of your denial to file an appeal. Although you could hire an attorney at any step, the most common time to do so is immediately after the initial denial letter is received.&amp;nbsp;&lt;strong&gt;If you’ve been denied benefits, having an experienced attorney to represent you significantly improves the likelihood of a favorable result.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Examples of the ways in which our attorneys assist clients include:&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;ul style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px;&quot;&gt;&lt;li&gt;Advise and assist in obtaining appropriate medical examinations and treatment.&lt;/li&gt;
&lt;li&gt;Obtain and carefully review the Social Security file.&lt;/li&gt;
&lt;li&gt;Seek to reopen prior applications that were abandoned.&lt;/li&gt;
&lt;li&gt;Prepare the client to testify at the hearing.&lt;/li&gt;
&lt;li&gt;Protect the client’s right to a fair hearing by objecting to improper evidence and procedures.&lt;/li&gt;
&lt;li&gt;Cross-examine the expert witnesses at the hearing.&lt;/li&gt;
&lt;li&gt;Prepare and file a legal brief to the Administrative Law Judge.&lt;/li&gt;
&lt;li&gt;Respond to requests from the Administrative Law Judge for additional evidence after the hearing.&lt;/li&gt;
&lt;li&gt;When benefits are awarded, monitor the actions of the Social Security Administration to ensure that all are correctly calculated and paid.&lt;/li&gt;
&lt;/ul&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;Having an experienced and knowledgeable attorney is often the key to being granted your disability benefits.&lt;/strong&gt;&amp;nbsp;If your application for Social Security Disability benefits has been denied, don’t give up. Call the Law Offices of Joe Bornstein today for a free and confidential consultation. Pay us a fee only if you win.&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;strong&gt;With a statewide practice and five convenient offices in Biddeford, Portland, Lewiston, Augusta and Bangor, the Law Offices of Joe Bornstein is proud to help Mainers get the justice they deserve.&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;color: #333333; font-family: &#39;Lucida Grande&#39;, Arial, sans-serif; font-size: 12px; line-height: 16px; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;u&gt;The Law Offices of Joe Bornstein – Maine Lawyers Working For Maine People&amp;nbsp;&lt;/u&gt;&lt;/div&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/61652280007959589/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-pleased-to.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/61652280007959589'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/61652280007959589'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/law-offices-of-joe-bornstein-pleased-to.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-2408224723027450039</id><published>2010-12-16T11:21:00.001-08:00</published><updated>2010-12-16T11:31:47.095-08:00</updated><title type='text'></title><content type='html'>&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;div align=&quot;center&quot;&gt;&lt;h4&gt;HOW CAN THE BRAIN BE INJURED? Look for the best Brain Injury Attorney now!&lt;/h4&gt;&lt;/div&gt;In the United States traumatic brain injury (TBI) is a leading cause of death for persons under age 45. TBI occurs every 15 seconds. Approximately 5 million Americans currently suffer some form of TBI disability. The leading causes of TBI are motor vehicle accidents, falls, and sports injuries. While the brain is by far the most complex object on earth, it is soft and vulnerable with a consistency of firm pudding.&lt;br /&gt;
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&lt;center&gt;&lt;img alt=&quot;Coup and Contrecoup&quot; border=&quot;1&quot; height=&quot;202&quot; src=&quot;http://www.braininjury.com/images/injured01.gif&quot; width=&quot;300&quot; /&gt;&lt;br /&gt;
&lt;span class=&quot;small&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 8pt/normal verdana, arial, helvetica;&quot;&gt;&lt;strong&gt;Coup - Contrecoup Injury&lt;/strong&gt;&lt;br /&gt;
Two image illustration showing coup caused by the primary impact&lt;br /&gt;
and the secondary impact or contrecoup injury.&lt;/span&gt;&lt;/center&gt;&lt;br /&gt;
A concussion is a sudden trauma-induced alteration of the alert state. The person may be unable to concentrate or be confused for a few seconds, or completely lose consciousness and fall down. The brain is capable of recovering from a concussion. How much force is necessary to cause permanent brain damage is under study, and hence still unclear. Over the years, professional boxers suffer permanent brain damage. The force of a professional boxer&#39;s fist is equivalent to being hit with a 13 pound bowling ball traveling 20 miles per hour, about 52 g&#39;s. Plopping down into an easy chair can generate up to 10 g&#39;s. So, it seems that somewhere between 10 and 50 g&#39;s is the threshold to permanent brain injury. This does not mean that accelerations over 50 g&#39;s have to cause permanent brain damage. Football players are subjected to 200 g&#39;s, and Indy race car drivers have been subjected to 80 g&#39;s without permanent injury, but they were wearing helmets.&lt;br /&gt;
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Football players and race car drivers also protect their heads from being whiplashed. Whiplash seems to be particularly damaging to the brain. Woodpeckers smack their heads against trees with 1200 g&#39;s of force without suffering brain damage. Part of the reason is that they keep their heads in the plane of their body; the head does not rotate in a &quot;yes-no&quot; manner during the pecking. If there were some way to stabilize the head when driving - akin to wearing a mail suit from the Middle Ages - more people would walk away from automobile accidents without serious brain injury.&lt;br /&gt;
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The brain is vulnerable to traumatic damage in two ways. The cerebral cortex can become bruised - contused - when the head strikes a hard object (or a hard objects strikes the head). Or, the deep white matter can suffer diffuse axonal injury when the head is whiplashed without hitting a hard object (or being hit by one). In serious whiplash injuries, the axons are stretched so much that they are damaged.&lt;br /&gt;
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Cerebral contusions tend to occur at the tips of the frontal and temporal lobes where they bang up against the interior of the skull. Diffuse axonal injury occurs more toward the center of the brain where axons are subjected to maximal stretching. Would you like to speak to a brain injury attorney?&lt;br /&gt;
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&lt;a href=&quot;http://www.braininjury.com/brain-injury-lawyer.shtml&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 10pt/normal verdana, arial, helvetica; text-decoration: none;&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;25&quot; src=&quot;http://www.braininjury.com/images/talk-to-an-attorney.gif&quot; width=&quot;434&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
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&lt;center&gt;&lt;img alt=&quot;&quot; border=&quot;1&quot; height=&quot;288&quot; src=&quot;http://www.braininjury.com/images/injured05.jpg&quot; width=&quot;440&quot; /&gt;&lt;/center&gt;&lt;br /&gt;
&lt;strong&gt;Direct Trauma&lt;/strong&gt;&lt;br /&gt;
Any force that penetrates or fractures the skull may cause severe brain injury as destructive shock waves are sent through the brain matter. Displaced fractures of the skull can also push bone into the brain, causing tissue damage.&lt;br /&gt;
Would you like to speak to a brain injury attorney?&lt;br /&gt;
Direct trauma to the brain can occur when the skull strikes, for example, the floor in a fall accident or strikes a steering wheel in a car accident. Although the skull may not be penetrated or fractured in these types of accidents, the forces imparted to the brain can cause the brain to collide against the inside of the hard skull. When a moving head comes to a quick stop, the brain continues in its movement, striking the interior of the skull. This can cause bruising of the brain (a contusion) and bleeding (hemorrhage). Injury in these types of accidents occurs in parts of the brain closest to the point of impact, quite often the tips of the frontal and temporal lobes. In cases of blunt head trauma the brain can also be injured directly opposite the site of trauma -- on the other side of the brain, an injury known as contrecoup. This injury typically occurs when a moving head strikes a stationary object like the windshield. At impact the brain opposite the site of impact is pulled away from the skull, injuring the brain there.&lt;br /&gt;
Would you like to speak to a brain injury attorney?&lt;/blockquote&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Indirect Trauma&lt;/strong&gt;&lt;br /&gt;
Medical research has discovered another mechanism of brain injury besides direct blunt trauma to the skull. The well-known phenomenon of the Shaken Baby Syndrome is an example. Severe shaking greatly stretches and damages delicate nerve cells, at times causing very significant injury or even death. In adults, severe whiplash can involve severe forces that may shake or rotate the brain enough to cause permanent brain damage.&lt;br /&gt;
Would you like to speak to a brain injury attorney?&lt;/blockquote&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;strong&gt;Diffuse Axonal Injury&lt;/strong&gt;&lt;br /&gt;
The brain consists of billions of nerve cells located in the gray matter which communicate with distant nerve cells through long nerve fibers called axons, composing the white matter. Severe sudden twisting or torquing of the brain, as occurs in a sudden acceleration/deceleration - whiplash -- accident, can stretch, twist, and damage these delicate axonal fibers. Under the microscope the axonal damage is called Diffuse Axonal Injury (DAI). Although diffuse axonal injury generally results from a severe whiplash injury that renders a patient comatose, recent studies have shown that diffuse axonal injury can also occur - but to a lesser degree -- when there has been only brief loss of consciousness (LOC). Because Diffuse Axonal Injury causes microscopic damage, it cannot be visualized on CT or MRI scans.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;center&gt;&lt;img alt=&quot;&quot; border=&quot;1&quot; height=&quot;293&quot; src=&quot;http://www.braininjury.com/images/whiplash.jpg&quot; width=&quot;200&quot; /&gt;&lt;br /&gt;
&lt;span class=&quot;small&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 8pt/normal verdana, arial, helvetica;&quot;&gt;Lateral views showing motion of head&lt;br /&gt;
and neck during whiplash injury.&lt;/span&gt;&lt;/center&gt;&lt;br /&gt;
A second method of how the brain can be injured in high speed velocity change scenarios (a fall from a great height, high speed car accident) is called “Isotropic Stress.” Whereas diffuse axonal injury involves the deforming or stretching of the brain tissue, resulting in tearing, isotropic stress causes damage through a “pulse” or “pressure wave” that moves through the brain at extraordinarily high speeds. The damage is caused by a sudden change in the density of the inside of an individual brain cell. The instant compression causes damage to the internal structures of the brain cells.&lt;/blockquote&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
Many of these same types of injuries have been discovered and treated in veterans returning from the Iraq war. They have often been exposed to the proximity blast of explosive charges. The pressure or pulse from the explosion moves through their body and as it move through the brain it causes damage to the cells. Although many of these soldiers look “fine” and have no bleeding, they can and will suffer serious brain injury as a result.&lt;/blockquote&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
Because of the large number of veterans injured in this way, lots of research is being done on this type of brain injury at the present time and there should be studies available for an update on this new insight into TBI in mid-2008.&lt;/blockquote&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Hypoxia or Toxic Substance Exposure&lt;/strong&gt;&lt;br /&gt;
The brain is more susceptible to injury through lack of oxygen (hypoxia) than any other part of the body. Hypoxia can occur in conjunction with other injuries (heart attack) or from any other situation where breathing or oxygen intake is impaired. Damage from hypoxia is often seen in the hippocampus, an area of the brain necessary for laying down new memories. Exposure to toxic chemicals (lead, toluene, carbon monoxide, among many others) can also cause brain damage, depending on the level of exposure and the duration of exposure, the combination of which is called the &quot;dose.&quot;&lt;/blockquote&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;strong&gt;Secondary Types of Brain Injury&lt;/strong&gt;&lt;br /&gt;
In addition to direct neural damage discussed above, injury to the brain can also result as a secondary phenomenon following injury to nonneurologic structures.&lt;br /&gt;
&lt;br /&gt;
&lt;ol&gt;&lt;li&gt;&lt;strong&gt;Edema&lt;/strong&gt;&amp;nbsp;- is a swelling of the brain. Swelling of the brain becomes dangerous when the swelling causes a rise in intracranial pressure which prevents blood from entering the skull to deliver glucose and oxygen to the brain. Sustained high intracranial pressure can be relieved through medication, or in more severe cases, by placing a hole in the skull to drain off some of the high-pressure cerebrospinal fluid.&lt;br /&gt;
&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Hematoma&lt;/strong&gt;&amp;nbsp;- is a collection of blood due to tissue injury or the tearing of a blood vessel. CT scans done at the hospital are particularly effective in detecting brain bleeds. Bleeding into the brain after trauma can occur days after the patient is released from the emergency room. The dura is a tough membrane that covers the entire brain and spinal cord. A blood clot that develops outside the dura, between the skull and dura, is known as an epidural hematoma. A blood clot that develops between the dura and the brain is called a subdural hematoma. Gently resting against the brain itself is a thin, delicate membrane called the arachnoid. Underneath the arachnoid, between the arachnoid and the brain itself, is cerebrospinal fluid bathing and circulating around the brain. Blood leaking into the cerebrospinal fluid is known as a sub-arachnoid hemorrhage.&lt;br /&gt;
&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Hydrocephalus and Hygroma&lt;/strong&gt;&amp;nbsp;- are collections of fluid in and around the brain. The brain is hollow; the interior cavities, called ventricles, contain cerebrospinal fluid circulating from the ventricles up over the surface of the brain where the cerebrospinal fluid is absorbed. If blood somehow gets into the cerebrospinal fluid and blocks the spinal fluid absorption sites, spinal fluid will back up into the ventricles, enlarging them - a condition called hydrocephalus. If the pressure inside the ventricles becomes excessive (risking damage to the brain), a tube may need to be inserted into the ventricles to relieve the pressure. A hygroma is a localized fluid buildup usually in the subdural space. Again, if pressure in the hygroma presses against the brain, surgery may be necessary to relieve the pressure.&lt;/li&gt;
&lt;/ol&gt;&lt;/blockquote&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;center style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;width: 500px;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;&lt;td align=&quot;center&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 10pt/normal verdana, arial, helvetica;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span class=&quot;small&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 8pt/normal verdana, arial, helvetica;&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;1&quot; height=&quot;175&quot; src=&quot;http://www.braininjury.com/images/injured02.gif&quot; width=&quot;126&quot; /&gt;&lt;br /&gt;
&lt;strong&gt;Intracerebral hemorrhage&lt;/strong&gt;&lt;br /&gt;
Coronal section through the skull reveals a intracerebral hemorrhage. The central large dark area represents the hemorrhage. Note the midline shift.&lt;/span&gt;&lt;/td&gt;&lt;td style=&quot;color: black; font-weight: normal; font: normal normal normal 10pt/normal verdana, arial, helvetica;&quot; width=&quot;20&quot;&gt;&lt;/td&gt;&lt;td align=&quot;center&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 10pt/normal verdana, arial, helvetica;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span class=&quot;small&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 8pt/normal verdana, arial, helvetica;&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;1&quot; height=&quot;175&quot; src=&quot;http://www.braininjury.com/images/injured03.gif&quot; width=&quot;131&quot; /&gt;&lt;br /&gt;
&lt;strong&gt;Epidural hematoma&lt;/strong&gt;&lt;br /&gt;
Coronal section through the skull and brain reveals a epidural hematoma. The dark area in the lower left area is the hematoma. Note the broken blood vessel and the shift of midline structures.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;3&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 10pt/normal verdana, arial, helvetica;&quot;&gt;&lt;img src=&quot;http://www.braininjury.com/images/pixel.gif&quot; vspace=&quot;5&quot; /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td align=&quot;center&quot; colspan=&quot;3&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 10pt/normal verdana, arial, helvetica;&quot; valign=&quot;top&quot;&gt;&lt;span class=&quot;small&quot; style=&quot;color: black; font-weight: normal; font: normal normal normal 8pt/normal verdana, arial, helvetica;&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;1&quot; height=&quot;175&quot; src=&quot;http://www.braininjury.com/images/injured04.gif&quot; width=&quot;128&quot; /&gt;&lt;br /&gt;
&lt;strong&gt;Subdural hematoma&lt;/strong&gt;&lt;br /&gt;
Coronal section through the skull and brain&lt;br /&gt;
reveals a subdural hematoma. The dark area in&lt;br /&gt;
the upper left area is the hematoma.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;/center&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;center&gt;&lt;strong&gt;DID BRAIN INJURY OCCUR?&lt;/strong&gt;&lt;/center&gt;&lt;br /&gt;
Unfortunately, there are no medically accepted criteria that can predict permanent brain damage from a particular trauma. The factors doctors take into consideration, however, include the following. Keep in mind that normal findings on the tests below do not necessarily mean that no brain injury occurred.&lt;/blockquote&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Loss of Consciousness (LOC)&lt;/strong&gt;&amp;nbsp;- loss of consciousness means loss of conscious awareness. Hence, loss of consciousness can range from being briefly dazed to several days of coma. Focal head trauma - a bullet - can permanently damage an entire cerebral hemisphere without loss of consciousness, but in blunt head trauma loss of consciousness is usually, but not always, necessary to permanently damage the brain. Generally speaking, the longer a period of unconsciousness, the more severe the injury. Medical providers at the scene of an accident tally up a &quot;Glasgow Coma Scale&quot; of the patients neurologic status, which can range from a low of 3 (deeply comatose) to a normal value of 15. The Glasgow Coma Scale is helpful in predicting a patient&#39;s ultimate outcome -- the lower the score the worse the outlook.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Post Traumatic Amnesia (PTA)&lt;/strong&gt;&amp;nbsp;- loss of memory for events prior to the injury (retrograde amnesia) and events following the injury (anterograde amnesia) frequently occur after head injury. In general, a patient with longer periods of post traumatic amnesia tends to have more of a severe injury. Studies have shown that individuals are not good at estimating their own length of amnesia (Gronwall 1980). Therefore, family members should make note of any anterograde or retrograde amnesia and track its improvement.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Concussion&lt;/strong&gt;&amp;nbsp;- a concussion is an alteration of conscious awareness after head trauma. The collection of symptoms following a concussion is called the postconcussion syndrome (PCS), and include dizziness, nausea, vomiting, headache, disorientation, forgetfulness, irritability, depression, mood swings, insomnia, and loss of libido. Most cases of PCS resolve after a few months, but approximately 20% of cases can involve longer term problems.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Encephalopathy&lt;/strong&gt;&amp;nbsp;- a disturbance of brain function indicating something is wrong with both sides of the brain&#39;s gray matter. Signs of encephalopathy include stupor, confusion, memory loss, inattention, agitation, and inappropriate aggression. An encephalopathy after head trauma only means the brain is not functioning properly. It does not necessarily mean the dysfunction is permanent.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Focal Neurologic Signs&lt;/strong&gt;&amp;nbsp;- signs that allow a doctor to conclude that a specific part of the brain is not functioning.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;Seizure&lt;/strong&gt;&amp;nbsp;- nerve cells communicate with one another electrically and chemically. One nerve sends an electrical discharge along its axon to stimulate another distant nerve. The actually stimulation is done chemically. When the electrical discharge reaches the end of the axon, the electricity causes the axonal tip to spit a chemical &quot;neurotransmitter&quot; at receptor sites on the next nerve cell. All this takes place in a nice orderly fashion. A &quot;grand mal&quot; seizure occurs when every nerve cell in the brain rapidly fires electrical discharges at one another. The resulting chaos causes the patient to lose consciousness, fall down, and convulse. The same uncontrolled discharges in a focal area of the brain may cause the patient to experience or do what function that focal area normally controls. Such &quot;focal&quot; or &quot;partial&quot; seizures may manifest as recurrent bouts of numbness, fear, anxiety, a forced memory, jerking of a limb or face, lip smacking, sudden staring spells, or inability to speak.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;PERL&lt;/strong&gt;&amp;nbsp;- medical personnel commonly test an individual with a head injury to see if the Pupils are Equal and Reactive to Light (PERL). Unequal pupils or unreactive pupils in a comatose patient after a head injury can signify a dangerous rise in intracranial pressure due to swelling, hematoma, hydrocephalus, etc. Urgent lifesaving surgery is often necessary to relieve the elevated pressure.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;center&gt;--------------------------------------------------&lt;/center&gt;&lt;br /&gt;
There has been a hypothesis that a person struck in the head who suffers facial fractures may have decreased injury to the brain because of the fracture being a &quot;shock absorber&quot; to the brain. However, a recent study (Martin R.C. 2002) showed that the outcome of those with facial fractures verses non-fractures was the same. The presence of fractures of the face does not favor a better outcome.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
A study from 2002 (Mosenthal, A.C. 2002) confirmed what was previously believed in regard to the outcome of the elderly with traumatic brain injury. The mortality rate from TBI is higher in the geriatric population at all levels of head injury. There outcome at the time of hospital discharge is worse. This outcome is independent of any other co-factor such as age or other disease.&lt;/blockquote&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;Would you like to speak to a brain injury attorney?&lt;/span&gt;&amp;nbsp;&lt;br /&gt;
&lt;blockquote style=&quot;font-family: verdana, arial, helvetica; font-size: 13px;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;center&gt;&lt;img alt=&quot;&quot; border=&quot;1&quot; height=&quot;500&quot; src=&quot;http://www.braininjury.com/images/injured06.jpg&quot; width=&quot;384&quot; /&gt;&lt;/center&gt;&lt;/blockquote&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/2408224723027450039/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/how-can-brain-be-injured-in-united.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/2408224723027450039'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/2408224723027450039'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/how-can-brain-be-injured-in-united.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-2289339549129944727</id><published>2010-12-16T11:16:00.000-08:00</published><updated>2010-12-16T11:28:25.896-08:00</updated><title type='text'>Brain Injury Attorney</title><content type='html'>&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;txtyellowbold&quot; style=&quot;color: #b69f57; font-family: tahoma; font-size: 22px; text-transform: uppercase;&quot;&gt;BRAIN INJURY aTTORNEY&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td&gt;&lt;div align=&quot;justify&quot;&gt;&lt;strong&gt;Breaking News:&amp;nbsp;&lt;a href=&quot;http://www.rezat.com/archives/2008/09/update_chatswor.php&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;Chatsworth California Metrolink Train Crash 9/12/2008&lt;/a&gt;&lt;/strong&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Accidents resulting in serious brain injuries can be devastating and cause permanent health problems. Oftentimes, the accident causing the brain injury was preventable and happened because of the negligence of another.&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;At the&amp;nbsp;&lt;a href=&quot;http://brain-injuryattorney.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;law office of Slaughter Slaughter&lt;/a&gt;, our experienced&amp;nbsp;&lt;a href=&quot;http://www.brain-injuryattorney.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;brain injury atternoy&amp;nbsp;&lt;/a&gt;&amp;nbsp;will seek to get the compensation you deserve for the pain, suffering, and life-altering physical consequences of your injury. While we can&#39;t undo the harm you have suffered, our attorneys will do our best to help secure the best possible future for you and your family.&lt;/div&gt;We represent clients who have suffered severe brain injury due to:&lt;br /&gt;
&lt;div class=&quot;bdryellow&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: #efe9db; background-image: url(http://brain-injuryattorney.com/images/grd.gif); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(182, 159, 87); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(182, 159, 87); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(182, 159, 87); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(182, 159, 87); border-top-style: solid; border-top-width: 1px; padding-bottom: 5px; padding-left: 10px; padding-right: 10px; padding-top: 5px;&quot;&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt;&lt;tbody&gt;
&lt;tr valign=&quot;top&quot;&gt;&lt;td width=&quot;50%&quot;&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Medical malpractice&lt;/div&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Shaken baby syndrome&lt;/div&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Head trauma, traumatic head injury&lt;/div&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Skull fracture caused by&amp;nbsp;&lt;a href=&quot;http://brain-injuryattorney.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;car accidents, truck accidents&lt;/a&gt;&amp;nbsp;or&amp;nbsp;&lt;a href=&quot;http://brain-injuryattorney.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;motorcycle accidents&lt;/a&gt;&lt;/div&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Assault&lt;/div&gt;&lt;/td&gt;&lt;td width=&quot;50%&quot;&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://brain-injuryattorney.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;Recreational activity accidents&lt;/a&gt;, including boating, ocean sports, and ATV ridingg&lt;/div&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Other blunt force trauma&lt;/div&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Birth Injuries&lt;/div&gt;&lt;div class=&quot;ArwTxt1&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://brain-injuryattorney.com/images/arrow1.gif); background-origin: initial; background-position: 0% 3px; background-repeat: no-repeat no-repeat; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 16px; padding-right: 0px; padding-top: 0px;&quot;&gt;Anoxic brain injury, lack of oxygen&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Any trauma to the head or neck region can cause subdermal hematoma, closed head injury or concussion, hemorrhaging, intracranial pressure and swelling leading to global hypoxia, anoxic brain injury or hypoxic brain injury, and other forms of minor and significant brain damage. Most seriously, a brain injury can result in cognitive impairment, a coma or persistent vegetative state and all too frequently,&amp;nbsp;&lt;a href=&quot;http://brain-injuryattorney.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;death&lt;/a&gt;.&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Severe brain injuries can be permanent and can require long-term medical care. At the&amp;nbsp;&lt;a href=&quot;http://www.injuryattorney-losangeles.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;Law Offices of Slaughter &amp;amp; Slaughter&lt;/a&gt;, our brain injury lawyers have a thorough knowledge of the legal aspects of brain injuries, and they are experienced in litigating brain injury lawsuits. Our attorneys know how to get you every type of compensation you will need to cope with this devastating condition.&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;We hire life care experts who evaluate the cost of ongoing medical care for the life of the patient, including what expenses they will incur for the normal activities of their daily living, such as transportation and round-the-clock or in-home assistance.&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;strong&gt;There is no reason to suffer alone from the effects of a brain injury&lt;/strong&gt;. We can help you bring a claim and seek the compensation you and your family will need for a lifetime of coping with this catastrophic injury. Our compassionate brain injury lawyers want to see you achieve the best resolution possible.&lt;/div&gt;Take the first step by&amp;nbsp;&lt;a href=&quot;http://brain-injuryattorney.com/&quot; style=&quot;color: #4e0000; font-size: 12px; font-weight: normal; text-decoration: underline;&quot;&gt;contacting a brain injury attorney today&lt;/a&gt;&amp;nbsp;for a&amp;nbsp;&lt;strong&gt;free initial consultation.&lt;/strong&gt;&lt;br /&gt;
&lt;div class=&quot;middlealign&quot; style=&quot;color: #b69f57; font-weight: bold; text-align: center;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;img1&quot; style=&quot;font-size: 11px; font-style: italic; margin-bottom: 5px; margin-left: 0px; margin-right: 0px; margin-top: 5px;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/2289339549129944727/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/brain-injury-lawyer.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/2289339549129944727'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/2289339549129944727'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/brain-injury-lawyer.html' title='Brain Injury Attorney'/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-6506774431823873903</id><published>2010-12-15T14:00:00.000-08:00</published><updated>2010-12-15T14:00:31.215-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;Picking the right mesothelioma lawyer is a difficult task. You want to make sure that you pick someone who is experienced in litigation and is compassionate to your health problems. More importantly, someone who will fight vigorously on your behalf. There are many reason why you might need a mesothelioma lawyer, I&#39;ll explain.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;People who have mesothelioma cancer may be entitled to compensation from companies that exposed them to it. Mesothelioma cancer is caused by exposure to asbestos, which was used for a variety of products until now -it is banned.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;A good mesothelioma lawyer should offer some level of sympathy to your situation considering the emotional hardships that this kind of cancer can have on your family. Mesothelioma cancer is a rare condition but extremely fatal. The average expected life expectancy after a diagnosis is usually a year. (See a qualified physician for a diagnosis)&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;In addition to receiving numerous large medical bills, it can be very difficult on loved ones who have little time to prepare or deal with the rapid onset of the disease. Again a good mesothelioma lawyer will be able to help you and your family through this extremely difficult time and even get you compensation for emotional pain and suffering caused by the disease.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;Most important of all through when trying to pick a mesothelioma lawyer is their level of experience dealing with these cases and their success rate. You want a lawyer who has already gotten financial settlements that produced and products containing asbestos and were negligent in disclosing the risks associated with them, and providing the proper safeguards to protect their employees.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;Ideally, your lawyer will be able to reach a settlement out of court thus sparring you the ordeal of a drawn out trial. Nevertheless, should the need arise your attorney should not be hesitant to go to court on your behalf and fight for what you deserve.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;As you can see there are a few things needed to look for in a good mesothelioma lawyer. Also, you should remember that you may entitled to more compensation than just your unsecured medical bills. Depending on the situation you may be entitled to a financial settlement for loss of income, pain and suffering and other emotional damage cause by this game over disease.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;If you are diagnosed with mesothelioma cancer or any other asbestos related disease or illness it is important that you contact a mesothelioma lawyer as soon as possible. Doing so will ensure that you and your loved ones will receive what they deserve and that companies which were negligent with their asbestos use will be punished appropriately.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;At, the very least you will discover what you legal rights are in these trying times.&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/6506774431823873903/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/picking-right-mesothelioma-lawyer-is.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6506774431823873903'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6506774431823873903'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/picking-right-mesothelioma-lawyer-is.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-6271705511706680604</id><published>2010-12-15T13:54:00.001-08:00</published><updated>2010-12-15T13:54:37.676-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;Selecting a mesothelioma lawyer to represent you in your lawsuit is a important decision to make. You should feel good about the people at the law firm that you deal with and be satisfied with their answers to your questions.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;When deciding to hire an attorney for legal services, you should be confident that they have the experience and knowledge to represent you effectively. You might ask the following questions of potential mesothelioma lawyers who would represent you in an asbestos case:&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;How long has the firm been doing these kinds of cases?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;How many mesothelioma cases do you handle currently?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;How many mesothelioma cases have you overseen?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;Will your law firm work on my case, or will my case be outsourced to another law firm?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;How many cases like mine has your law firm taken to trial?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;What kind of verdicts have you obtained?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;If you take a case to trial, will an attorney from your law firm actually be responsible for representing me at trail?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;With everything that has been going on since the diagnosis of the condition you may be tempted to just type in &quot;mesothelioma attorney&quot; into a search engine and pick one of the names that pop up arbitrarily.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;Deciding which is the right firm to choose can be very challenging because you will find that there are a plethora of firms to choose from.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;You may decide to just go with the first name on the list, many people do just that.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;However, with all that is at stake do you really want to put your fate in the hands of someone you chose by making a hasty decision?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;Find out how reliable the attorney&#39;s network is. If your attorney knows others across the country that will share their knowledge and research then it is more likely that a strong case can be built for you.&lt;/span&gt;&lt;br /&gt;
&lt;div class=&quot;blogger-post-footer&quot; style=&quot;font-family: Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18px;&quot;&gt;&lt;img alt=&quot;&quot; height=&quot;1&quot; src=&quot;https://blogger.googleusercontent.com/tracker/7437236852954154938-5688406059006004664?l=mesobegone.blogspot.com&quot; width=&quot;1&quot; /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/6271705511706680604/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/selecting-mesothelioma-lawyer-to.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6271705511706680604'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6271705511706680604'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/selecting-mesothelioma-lawyer-to.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-7018986420242440461</id><published>2010-12-15T13:18:00.001-08:00</published><updated>2010-12-15T13:18:09.638-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Judging by their behavior, most people have an obsession with wealth. Politicians promise to create it, most popular magazines are filled with gossip about those who have it, and the average person spends much of their adult life trying to obtain it. We are creatures obsessed with money, partly for what it can buy, but also as a thing of value in itself.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;But most people misunderstand money. They don&#39;t really know how to obtain it, or how to hold onto it once they have it.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;If you&#39;re interested in getting rich, I&#39;m going to give you the simplest formula for doing so. In fact, if you follow it you&#39;re virtually guaranteed to build enough wealth to get you into the top 5% of society. As the shampoo advertisement says: &quot;It won&#39;t happen overnight, but it will happen&quot;.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;The hardest way to get rich&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Before I go into my formula, let me tell you about hard ways to get rich.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;One of the hardest is to be born into it. Of course, if you happen to enter this world as a Hilton, a Gates or a Windsor, then life is sweet. But since 99.9999% of the population aren&#39;t that lucky, I&#39;m assuming you didn&#39;t win that particular lottery.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;And speaking of lotteries, gambling is another very difficult way to get rich. Sure, some people buy a lottery ticket and win big, but most don&#39;t. You can gamble your entire life and you&#39;ll most likely end up broke rather than wealthy.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;When I was younger, I thought the easiest way to get rich was to become famous through some kind of creative act. Stephen King got rich writing horror novels, so why not me?&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;I&#39;m now much wiser and realize that the vast majority of novelists never even get published. Of those who do, most wallow in obscurity. Only very few make it anywhere near the best-seller list, and only one in a million will achieve any kind of serious wealth.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;The same fate awaits the majority of musicians, software company founders, sportspeople and website creator. For every Google that makes its owners billions, there are a million websites that lose money. Creativity is the most fun and rewarding way to get rich, but it&#39;s also a very difficult way.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;The reason the media raves about and idolizes those who&#39;ve built wealth through creativity is because they&#39;re so rare. You don&#39;t hear about the vast majority who wallow in obscurity and poor pay, because they&#39;re not interesting. &quot;Young genius makes $1 billion from website&quot; is a great headline &quot;Ten thousand young geniuses make nothing from their hard work&quot; isn&#39;t.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;I&#39;m not saying you shouldn&#39;t keep your dreams alive. It&#39;s one of the best parts of life. But this article isn&#39;t about the most fun way to try and get rich - it&#39;s about the easiest way.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Okay, here&#39;s the system.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Step 1: Get a well-paid job&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;This is a reasonable amount of work, and takes a few years, but it&#39;s a virtually guaranteed way to make a good income. If they&#39;re willing to put in the work, almost any intelligent person can get a job paying $100,000 or more within the space of a few years. While it&#39;s not easy, it is by far the easiest and most likely way to secure a good income. In fact, I&#39;ve already written an entire article on&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;a href=&quot;http://www.paulstips.com/brainbox/pt/home.nsf/5ee57044cf5411a288256cc40022bfb0/a7ef9e334a3c00b84a257164002ea052!OpenDocument&quot; style=&quot;color: black; font-weight: bold;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;how to get a job paying more than $100,000 a year&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;&amp;nbsp;for those who wish to pursue this avenue.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Step 2: Get good tax advice&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;However you make your money, your number one expense is likely to be funding the government. In most developed countries, the average worker pays around 30% of everything they earn straight into the taxman&#39;s pocket. If you&#39;ve taken my job advice, you&#39;ll most likely pay even more than that.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;While taxation is necessary to fund the good things governments provide, you don&#39;t do yourself any favors by paying more than your fair share. If you&#39;re serious about building wealth, get a good accountant who understands how to legally minimize your tax bill.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Step 3: Save 20% of everything you ever earn&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;As soon as you get paid, arrange to have 20% of your income removed into a savings account. Many banks can do this automatically for you. Keep your savings account separate from your spending account, and you&#39;ll barely miss this money.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;There&#39;s a saying in economics &quot;expenses rise to meet income&quot;. This means money that&#39;s easily available to you is certain to be spent. That&#39;s why most people&#39;s paychecks disappear before their next payday. They get used to having a certain amount to spend, and habitually run down their bank account.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Have your savings moved somewhere it&#39;s a hassle to get them out of to avoid this risk. Many high interest accounts require you to give them a few days notice, which is ideal for this purpose.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Step 4: Conservatively invest the funds that build up in your savings account&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Once a month, go into your savings account and divide the money by investing it into the three core conservative assets: shares, property and cash. Open a mutual fund account for shares, a property fund for property, and a money market fund for cash. Look for share and property funds that invest in a broad range of assets and most importantly charge very low fees. An index fund is ideal for the shares. An index of property funds is ideal for property.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Put an equal amount into each account. This will diversify you against risk in any one particular asset. If you&#39;re younger, this rule is a little bit flexible, allowing you to take a little more risk and put more into shares and property if you like.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Step 5: Reinvest any income you get from your assets straight back into buying more assets&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Mutual funds and property funds pay dividends. Money market accounts pay interest. Don&#39;t take this income into your spending account. Instead, select the option to have it reinvested into the fund that generated it.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Step 6: Never touch these funds and do your best to ignore them&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;The business press, like the mainstream press, loves a crisis. &quot;Shares to skyrocket&quot; or &quot;Property to plummet&quot; headlines will sell many more copies than &quot;Things to continue steadily&quot;. All markets go up and down. Every day, some speculation will be published about some crisis or opportunity.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Ignore it all.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Just keep putting the 20% into your assets. Sometimes they&#39;ll go up and sometimes they&#39;ll go down in value. But over the long term, they&#39;ll almost certainly go up.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Step 7: Wait a decade&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;Do what I&#39;ve outlined above and in a decade you&#39;ll be rich. Sure, you won&#39;t be Bill Gates, but you&#39;ll almost certainly be in the top 20% of wealth holders. Wait another decade and you&#39;ll be in the top 5% or higher.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;That&#39;s the plan. It&#39;s not the most exciting or glamourous way to build wealth, but it&#39;s the easiest. Quite simply, this is how most rich people got there.&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: arial; font-size: 12px;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: x-small;&quot;&gt;You too can join them, if you follow it.&lt;/span&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/7018986420242440461/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/judging-by-their-behavior-most-people.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/7018986420242440461'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/7018986420242440461'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/judging-by-their-behavior-most-people.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-1472560220264901834</id><published>2010-12-15T13:00:00.003-08:00</published><updated>2010-12-15T13:00:39.008-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; font-size: 12px;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;All he wanted was to earn more money for his family. To be able to provide a holiday abroad somewhere in the summer and be able to have extra money to do home improvements. He had heard that there was good money to be made in removing asbestos from old buildings. Yes he knew it was dangerous, but today in 2008 the health &amp;amp; safety equipment and training more than compensated for the risk involved.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;High measures have been put in place for the specific training to remove asbestos and the protective safety clothing was fool-proof. There was no way anyone could be in danger of contracting&amp;nbsp;&lt;b style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;mesothelioma&lt;/b&gt;, asbestos related lung cancer with all this in place. Or that is what he thought…&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Stephen, my husband, went against my wishes and pleas not to go into the asbestos industry. He was adamant that it was 100% safe and it would bring in good money.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;He paid to have a medical at the local hospital. He then paid to go onto the week intensive asbestos training course. He then paid for the health &amp;amp; safety equipment/protective clothing. Altogether he forked out £1,000 in preparation to go into the asbestos industry.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;strong style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;The Shocking Truth&lt;/strong&gt;&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Within his first week of working for Company X, he was shocked and appalled at what he was seeing. You see, one of the main components when removing asbestos is that you spray the asbestos with a water-based chemical. This in turn softens the millions of asbestos molecules and thus will not be released into the air and consequently inhaled by the operative while wearing the protective mask.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;However, this is what he learned on his H&amp;amp;S training, but this was not being put into practice. What he saw, with this particular company, was that in order to save time and money they were not spraying the asbestos. This meant that when snapping the asbestos into pieces, the millions of asbestos molecules were flying all around within the atmosphere. Yes they were all wearing their protective masks with clean air-flow, but the masks were overwhelmed by the millions of asbestos making them worthless.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;The dry asbestos was being breathed in by the men, into their full-headed cover masks and being inhaled right down into their lungs.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Needless to say that Stephen started looking for another job and within a few weeks he was out of the asbestos industry before it was too late for him.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Now I am not saying that all asbestos operatives do not follow the H&amp;amp;S guidelines, but this company certainly didn’t and I bet there are many more across the world who do the same. Just be aware of this one lapse of health &amp;amp; safety which could still lead you to contracting&amp;nbsp;&lt;b style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;mesothelioma&lt;/b&gt;, asbestos related disease – even if you are wearing the full protective equipment.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Beware of one safety technique that is not being carried by some companies / operatives when removing asbestos. The lack of this one single technique is putting hundreds of men’s lives in danger of contracting&amp;nbsp;&lt;b style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;mesothelioma&lt;/b&gt;, asbestos related lung cancer disease.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;What you are about to read will probably shock and upset you. I know this first hand as my husband briefly worked in the asbestos removal industry. What he saw socked him and he consequently quit working with asbestos because he wants to see his two young boys grow up.&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;strong style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Some Background Information&lt;/strong&gt;&lt;/div&gt;&lt;div style=&quot;color: #666666; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; line-height: 1.5em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 12px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;If this worries you, then read further information on Claire’s&amp;nbsp;&lt;b style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Mesothelioma&lt;/b&gt;&amp;nbsp;&amp;amp; Asbestos [http://www.guideitcom.com/&lt;b style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;mesothelioma&lt;/b&gt;] website where incidents like this are addressed and talked about. Visit [http://www.guideitcom.com/&lt;b style=&quot;font-weight: bold; font: normal normal normal 1em/normal &#39;Lucida Grande&#39;, &#39;Lucida Sans Unicode&#39;, Verdana, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;mesothelioma&lt;/b&gt;/]&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/1472560220264901834/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/all-he-wanted-was-to-earn-more-money.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/1472560220264901834'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/1472560220264901834'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/all-he-wanted-was-to-earn-more-money.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-4304763647038482485</id><published>2010-12-15T12:19:00.001-08:00</published><updated>2010-12-15T12:19:22.660-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;My mother-in-law recently passed away after a long and courageous battle with cancer. Throughout her battle, our family had to deal with many emotional and legal issues. Over the next couple weeks, I&#39;ll be discussing these in more detail in the hope that you and your loved ones will be prepared for life&#39;s difficulties.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;The physical impact of caring for a sick loved one is enormous. Everyday tasks that we often take for granted, such as eating, bathing, or going to the bathroom become major chores. As my family found out, trying to provide all of the care within the family quickly became unmanageable. The additional duties significantly impacted all the relatives involved physically, financially and emotionally.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;For many, the cost of insurance that provides help with long-term care seems prohibitive. But the cost of not having it are far greater. You can&#39;t underestimate the emotional impact a long-term illness will have on a family. It is like a heavy, dark cloud that can&#39;t be lifted. The assistance paid for by a long-term care insurance policy provides the family the ability to deal with the emotional issues instead of focusing on meeting the physical needs.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Without long-term care insurance, caregivers are on call 24/7. There are no days off, no &#39;punching-out&#39; of the time clock for a quick break. Those caring for loved ones suffer from sleep deprivation and high stress levels. Healthy habits such as regular exercise, balanced diet and regular sleep go out the window.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Studies have shown that long-term caregivers have a shorter life span and increased health problems than their same-age counterparts. My own father-in-law had only a few hours of sleep each day for weeks. We soon became concerned for his health.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;For some families, it&#39;s even worse. Weeks drag on into months and months into years if their loved ones suffer from illnesses such as dementia or Alzheimer&#39;s. In my mother-in-law&#39;s case, she was able to remain fairly independent until the last six weeks. But others dying from cancer have needed intense care for six months or more.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Of course we feel pain, grief and fear when someone we love is ill. But caregivers focus so much on the needs of their loved ones that their own needs go unmet. They feel guilty expressing their own problems when their loved one is suffering so much. The physical exhaustion makes dealing with their emotions even more difficult.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;It&#39;s hard to be objective when your world is turned upside down. And to whom do they turn? They can&#39;t easily tell the one they&#39;re caring for how they feel. Caregivers often stuff their own needs and go into &#39;survival mode&#39;, just trying to get through one day or one hour at a time.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Compounding all of these difficulties is the financial impact of long term care. In our case, my father-in-law is a pastor of a small church and they were very understanding, giving him the freedom to care for his wife without costing him his job. But what if he was working a regular 9 to 5 job? Sick days only last so long. If other family members aren&#39;t able to pick up the slack, who will?&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Few can afford professional nursing care at $25 an hour for an extended period of time. The cost of custodial care is not covered by most health insurance plans or Medicare. And Hospice only takes over when a terminally ill patient no longer seeks treatment.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;If you&#39;ve never considered long term care insurance, please think again. I now understand that long-term care insurance is as much for the family as for the patient. The unfortunate truth is that many of you reading this article will find yourself on either the giving or receiving end of long term care. Having long term care insurance will go a long way in reducing the inevitable suffering that long term illness brings, both for the caregivers and the patient.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Selecting the proper long-term care policy isn&#39;t always easy. Consult with a reputable advisor and get quotes from several different companies.&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/4304763647038482485/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/my-mother-in-law-recently-passed-away.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4304763647038482485'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4304763647038482485'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/my-mother-in-law-recently-passed-away.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-1083764335577435041</id><published>2010-12-15T12:18:00.001-08:00</published><updated>2010-12-15T12:18:32.029-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Car insurance is something that we all need - if we drive a car. While having car insurance may not be an option, just how much we pay for it is. There are a number of things that can make those numbers add up, while other factors will tend to bring those numbers down. Here are some of those things.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Factors About You&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;This is probably the greatest factor about you that will set the rates. Car insurers tend to think that a male that is 25 or less is prone to be less careful than a female driver of the same age. This means that a young man will pay more for the same coverage on the same car than a girl would that is just as old. When you get married, though, you will usually see a drop in your insurance rates - guess that means you should be more responsible - and careful even if you still are less than 25.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Another thing is whether you have had a driver&#39;s training course or not. If you have had formal instruction, you can tell your insurance agent, and that should result in a small discount. And then there is the matter of your driving record. If you have traffic violations, or a past accident (or two) within the last three years, your rates will be raised accordingly. If you have enough of these, insurance companies will not insure you.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Your job can also effect your insurance rates. If you drive a lot of miles every year, it increases the likelihood of an accident, which means higher rates.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;The Car&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;The car itself is also a main consideration as to what your auto insurance rates will be. This is based on risk to the insurer. A more expensive car means that an insurer may lose more money - so they charge you more for it. Obviously, your insurance rates on a Ferrari will be higher than on most other cars. Also, a brand new car right off the dealer&#39;s lot will be more than a car that is one year old. Some models of cars are the most likely to be stolen. These cars are reported regularly online every year, and if you want lower rates the stay away from these hot cars.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Having certain safety features on your car can reduce your rates, too. If you live in an urban area, things like steering wheel locks, car alarms, and other features will lower your rates.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;The Neighborhood&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Where you live is another main consideration. For instance, those living in an urban area will find their car insurance rates to be much higher than those who live in a rural area. This could be a difference of over 230% - depending on which city, and in what neighborhood in that city you live. With more traffic comes a greater likelihood of getting into an accident. Theft is also another concern.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;The Policy&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;The policy itself, and what you choose in the way of options and coverage, will also effect the price of your insurance payments. You can reduce your car insurance costs by increasing the deductible, and possibly by eliminating some of the other options you probably will never use. Make sure, though, that if you increase the deductible, that you can afford it. If you were to have an accident, it will be necessary to pay the deductible before the insurer will do their part.&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/1083764335577435041/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/car-insurance-is-something-that-we-all.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/1083764335577435041'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/1083764335577435041'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/car-insurance-is-something-that-we-all.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-568868624923402693</id><published>2010-12-15T12:17:00.001-08:00</published><updated>2010-12-15T12:17:52.951-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Finding health insurance coverage for the individual residing in Florida should begin with a visit to Florida Insurance Department&#39;s website so that health insurance coverage for individuals can be evaluated. The Florida Insurance Department will provide a list of all insurers licensed in the state who conduct individual health insurance.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Once you have obtained this information, you can contact the insurers directly to get more information on their plans. Be sure to evaluate several key factors to ensure you are getting the best coverage with the widest network of providers at the most affordable price.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Some things to look for when evaluating your individual health plan are to compare the deductible, physician services co-payments, out of pocket maximums, preventive health care and prescriptions co-payments. When comparing these factors, be sure to consider how each compares with the insurers from whom you are getting quotes.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Please remember that you can be turned down for coverage by health insurers in the State of Florida due to your health status. Health conditions such as diabetes, heart conditions, cancer and other serious health risks may result in the health insurers declining the applicant coverage.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Ask friends and family who they have health insurance through and how they feel the company has treated them. Make sure that claims payments and enrollment are a relatively easy process to handle. You will not want to start paying premiums and then get poor service.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Health insurance coverage for the individual in Florida may be reasonably priced if you purchase a high deductible health plan. But do not be surprised if you are covering a family and purchasing a low deductible plan, such as a $500 deductible plan, to pay over $750 per month.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;If you cannot get health insurance due to your health status, The State of Florida has a high risk pool that is periodically opened up to new members. Check with the Insurance Department. If you can elect to continue coverage through an employer via COBRA, I would recommend that you do this before pursuing an individual policy. COBRA continuation is right you have if you leave an employer with more than 20 employees.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Once you get your insurance policy in place, be sure to reevaluate the marketplace the next year before your renewal. You should expect to get at least a 10% increase during 2007 or 2008. Health insurance is an expensive and volatile product but one that you should not go without. So go to the Florida Department of Insurance to get basic health insurance information and ensure that you receive several quotes so that you can compare the plans of these insurers.&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/568868624923402693/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/inding-health-insurance-coverage-for.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/568868624923402693'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/568868624923402693'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/inding-health-insurance-coverage-for.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-6395445508718545283</id><published>2010-12-15T12:16:00.001-08:00</published><updated>2010-12-15T12:16:21.329-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Being in an automobile accident in Mexico is a far more serious situation than having an accident at home-especially for a visiting American, as Mr. Bill Kitto readily tells us. Bill published his first-hand account of his accident and his subsequent week in the hands of the Mexican authorities in an effort to ensure all Americans driving in Mexico go prepared with all the essentials.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;After reading the story about his encounter, you will understand why he puts Mexican car insurance at the top of his list of essentials. He was driving a friend&#39;s truck at the time of his accident near San Vincente, Mexico. Bill Kitto had driven in Mexico before, so he was not a first time driver there.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Bill is a very cautious driver and, since the road conditions were getting very bad because of a rain storm that was moving in, he was at the wheel. This meant he was dependent on the coverage of his friend&#39;s Mexican insurance being adequate.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Bill was traveling at a cautious speed when he rounded a corner to find a Mexican military vehicle full of soldiers hurtling towards them partly on their side of the road. Unable to avoid a crash, the two vehicles impacted head-on left, sending the personnel scattered down a cliff and Bill and his friend into the wall on the opposite side.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Within minutes, the Mexican police arrive and one speeds an injured Bill away to a location unknown to him or his companion who is left standing roadside. In Mexico, there is no &#39;innocent until proven guilty&#39; - exactly the opposite.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Because he did not know if his friend had Mexican car insurance, Bill was put in a Mexican jail cell, not knowing what would happen to him and with no contact with anyone outside.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Hours later, guards return to take him back to the accident scene where he is at least able to reunite with his friend and his friend&#39;s Mexican car insurance policy. In the U.S., this might mean problem solved, but in Mexico, there is much more to go through.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;The entire story of Bill is lengthy and quite upsetting. He actually spends a week in a Mexican hospital without anyone by his side. Bill attempts to prolong his injuries so that he will avoid seeing the inside of a Mexican prison. He is completely at the mercy of the local government; an archaic technology; and shady legal counsel. At first it seemed that paying his way out of the situation is clearly not an option.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Much of the time, Bill was not sure if he could get free of this mess or if he would be able to afford the &#39;fines&#39; to get out. Eventually, Bill was able to regain his liberty but it cost him in excess of $28,000 US. Fortunately for Bill, he was able to get the money to buy his freedom. This is not the case, though, for many Americans. They just don&#39;t have access to that much money.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;It is the disorganization and deceit found in Mexico that caused Bill to doubt if he would ever see a gain on his life&#39;s venture. However, he learned a lot of things from his ordeal that he is determined to share with all of the Americans planning a trip to Mexico:&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Be sure to have a cell phone or satellite phone on you at all times and learn the dialing codes in Mexico.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Remain in contact with family in the states that can help you secure funds if needed and contact Mexican insurance companies as needed (because your ability will be limited)&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;And most importantly -&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;BE CERTAIN YOU HAVE GOOD COVERAGE MEXICO CAR INSURANCE- It needs to cover ALL personal injury and property damage that you are deemed to have caused.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Verify that your Mexico auto insurance is from a quality insurance company.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Make sure you carry proof of Mexican Insurance in the vehicle, accessible at all times! (And if you are separated from the vehicle, take the Mexican car insurance ID cards with you!)&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Mr. Kitto&#39;s drawn-out and exhausting dilemma has proved one thing to him- money is what makes Mexican legalities disappear. Over there, they don&#39;t care where the money originates, but only if you can pay the bill. Innocence plays a small role in these situations and it can mean the difference between receiving your freedom and losing your rights.&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #333333; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;&quot;&gt;Since getting your hands on $30,000 in a flash is too far-fetched for many of us to imagine, the best way to prevent this kind of incident from occurring is to drive in Mexico with quality Mexico automobile insurance and adequate limits.&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/6395445508718545283/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/being-in-automobile-accident-in-mexico.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6395445508718545283'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6395445508718545283'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/being-in-automobile-accident-in-mexico.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-6013175033944558042</id><published>2010-12-15T10:21:00.000-08:00</published><updated>2010-12-15T10:21:03.952-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #555555; font-family: Arial, Verdana, Geneva, Helvetica, sans-serif; font-size: 12px; line-height: 22px;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
&lt;h1 class=&quot;title&quot; style=&quot;border-bottom-color: rgb(170, 170, 170); border-bottom-style: dotted; border-bottom-width: 2px; color: #000066; font-size: 1.4em; font-weight: bold; line-height: 25px; margin-bottom: 0.5em; margin-left: auto; margin-right: auto; margin-top: 0px; padding-bottom: 4px; padding-left: 4px; padding-right: 4px; padding-top: 4px;&quot;&gt;自動車保険&lt;/h1&gt;&lt;div class=&quot;node&quot; style=&quot;font-size: 12px; line-height: 22px;&quot;&gt;&lt;div class=&quot;content&quot; style=&quot;font-size: 12px; line-height: 22px; margin-bottom: 0.5em; margin-left: 0px; margin-right: 0.5em; margin-top: 0.5em; padding-left: 0.5em;&quot;&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;5&quot; cellspacing=&quot;1&quot; style=&quot;border-collapse: collapse; font-size: 1em; line-height: 18px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; vertical-align: top; width: 574px;&quot;&gt;&lt;tbody style=&quot;border-bottom-style: none !important; border-color: initial !important; border-left-style: none !important; border-right-style: none !important; border-top-color: rgb(204, 204, 204); border-top-style: none !important; border-top-width: 1px; border-width: initial !important; font-size: 12px; line-height: 18px;&quot;&gt;
&lt;tr style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;&lt;td align=&quot;left&quot; style=&quot;font-size: 12px; line-height: 22px; padding-left: 0.5em;&quot; valign=&quot;top&quot;&gt;渡米間もない方から熟練ドライバー、違反､事故歴のある方から優良ドライバーまで、お客様にあった最良のプランを多数の優良保険会社からお選びします。国際免許のみの方もご加入できます。また、ダイワなら即日発行も可能です。&lt;/td&gt;&lt;td align=&quot;right&quot; rowspan=&quot;6&quot; style=&quot;font-size: 12px; padding-left: 0.5em; text-align: -webkit-auto;&quot; valign=&quot;top&quot; width=&quot;23%&quot;&gt;&lt;br /&gt;
&lt;/td&gt;&lt;/tr&gt;
&lt;tr style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;&lt;td align=&quot;left&quot; style=&quot;font-size: 12px; line-height: 22px; padding-left: 0.5em;&quot; valign=&quot;top&quot;&gt;&lt;ul style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;日本の運転歴も考慮&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;優良ドライバー専用プログラム&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;駐在員用パッケージ&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;違反、事故歴がある方、SR-22即日発行&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;各種割引適用(学生、グループ、継続保険加入、ホームオーナーなど)&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;複数保険加入割引します。(家＆車、レンター＆車など)&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;メキシコ国内用自動車保険&lt;/li&gt;
&lt;/ul&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style=&quot;font-size: 12px; line-height: 18px;&quot; valign=&quot;top&quot;&gt;&lt;td align=&quot;left&quot; style=&quot;font-size: 12px; line-height: 22px; padding-left: 0.5em;&quot;&gt;&lt;img alt=&quot;主なカバー内容&quot; src=&quot;http://www.daiwainsurance.com/sites/default/files/HDC_Cover.jpg&quot; style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; line-height: 18px;&quot; /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style=&quot;font-size: 12px; line-height: 18px;&quot; valign=&quot;top&quot;&gt;&lt;td align=&quot;left&quot; style=&quot;font-size: 12px; line-height: 22px; padding-left: 0.5em;&quot;&gt;&lt;div class=&quot;title_box&quot; style=&quot;font-size: 12px; font-weight: bold; line-height: 22px; padding-bottom: 2px; padding-top: 5px;&quot;&gt;対人・対物補償 （ Liability ）&lt;/div&gt;&lt;div class=&quot;text_box&quot; style=&quot;font-size: 12px; line-height: 22px; padding-bottom: 15px;&quot;&gt;過失事故を起こした場合に相手の怪我､車､物損をカバーします。 各州それぞれ最低保証金額が定められており、それに加入しておけば法的な義務は果たしますが、いざという時に十分な保証金額とはいません。リミットを越えた部分は自己負担になってしましますので、保証金額を少しでも上げておくことをお勧めします。&lt;/div&gt;&lt;div class=&quot;title_box&quot; style=&quot;font-size: 12px; font-weight: bold; line-height: 22px; padding-bottom: 2px; padding-top: 5px;&quot;&gt;無保険者保険 ( Uninsured Motorist )&lt;/div&gt;&lt;div class=&quot;text_box&quot; style=&quot;font-size: 12px; line-height: 22px; padding-bottom: 15px;&quot;&gt;この保険は相手側に過失があり 、さらにその相手が保険加入していない場合、自分側の損害をカバーします｡　保険に加入しておくことを義務付けている州が多いにもかかわらず、無保険で運転しているドライバーが多く存在します。自分や同乗者を守るために加入されておくと良いでしょう。&lt;/div&gt;&lt;div class=&quot;title_box&quot; style=&quot;font-size: 12px; font-weight: bold; line-height: 22px; padding-bottom: 2px; padding-top: 5px;&quot;&gt;同乗者保険 ( Medical Payments ）&lt;/div&gt;&lt;div class=&quot;text_box&quot; style=&quot;font-size: 12px; line-height: 22px; padding-bottom: 15px;&quot;&gt;同乗者、自分自身が交通事故で怪我をした際の医療費のサポートをします。一人当たりの保証金額を設定します。過失の有無に関わらず保証されるので、加入していると大変便利です。&lt;/div&gt;&lt;div class=&quot;title_box&quot; style=&quot;font-size: 12px; font-weight: bold; line-height: 22px; padding-bottom: 2px; padding-top: 5px;&quot;&gt;車両保険 （ Physical Damage／Comprehensive &amp;amp; Collision )&lt;/div&gt;&lt;div class=&quot;text_box&quot; style=&quot;font-size: 12px; line-height: 22px; padding-bottom: 15px;&quot;&gt;ご自身のお車を盗難、自損、火災、いたずらなど過失の有無に関係なく損害をカバーします。 損害額から免責額(Deductible)を引いた金額が支払われ、免責額以内であれば自己負担になります。 車をローンまたはリースされている場合には加入を義務付けられます。&lt;/div&gt;&lt;div class=&quot;title_box&quot; style=&quot;font-size: 12px; font-weight: bold; line-height: 22px; padding-bottom: 2px; padding-top: 5px;&quot;&gt;牽引（Towing）&lt;/div&gt;&lt;div class=&quot;text_box&quot; style=&quot;font-size: 12px; line-height: 22px; padding-bottom: 15px;&quot;&gt;事故によって車が走行不可能な場合に、修理工場までのレッカー移動費用を補助します。&lt;/div&gt;&lt;div class=&quot;title_box&quot; style=&quot;font-size: 12px; font-weight: bold; line-height: 22px; padding-bottom: 2px; padding-top: 5px;&quot;&gt;レンタカー（Rental Reimbursement）&lt;/div&gt;&lt;div class=&quot;text_box&quot; style=&quot;font-size: 12px; line-height: 22px; padding-bottom: 15px;&quot;&gt;事故による車の修理期間中のレンタカー費用を支払います。&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style=&quot;font-size: 12px; line-height: 18px;&quot; valign=&quot;top&quot;&gt;&lt;td align=&quot;left&quot; style=&quot;font-size: 12px; line-height: 22px; padding-left: 0.5em;&quot;&gt;&lt;img alt=&quot;保険プラン選びのTIPS&quot; src=&quot;http://www.daiwainsurance.com/sites/default/files/HDC_Tips.jpg&quot; style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; line-height: 18px;&quot; /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style=&quot;font-size: 12px; line-height: 18px;&quot; valign=&quot;top&quot;&gt;&lt;td align=&quot;left&quot; style=&quot;font-size: 12px; line-height: 22px; padding-left: 0.5em;&quot;&gt;補償内容を決める上での考慮すべき項目：&lt;ul style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;相手に対する補償額（対人・対物）は十分かどうか&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;ご自身の車はカバーされるか&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;医療費はカバーされるか&lt;/li&gt;
&lt;li style=&quot;font-size: 12px; line-height: 18px;&quot;&gt;他の保険（家屋保険等）加入による割引があるか&lt;/li&gt;
&lt;/ul&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/6013175033944558042/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/sr-22-liability-uninsured-motorist.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6013175033944558042'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6013175033944558042'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/sr-22-liability-uninsured-motorist.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-3821131152427247345</id><published>2010-12-15T10:15:00.003-08:00</published><updated>2010-12-15T10:15:28.024-08:00</updated><title type='text'></title><content type='html'>&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;保険(&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;strong&gt;insurance&lt;/strong&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;)とは、加入者の財産や生命、健康などの危険（事件、事故や災害など）に対し、金銭面での損失をカバーするための事業である。&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;概要&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;加入者数が充分大きければ危険率は一定の経験値に収束する、という大数の法則により、危険率に見合った保険(&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;strong&gt;insurance&lt;/strong&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;)料を徴収すれば収支が均衡するはずである、という考え方に基いている。&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;日本では、国が直接または間接にかかわる社会保険(&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;strong&gt;insurance&lt;/strong&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;)として健康保険や介護保険、労働保険（雇用保険、労災保険）、年金保険(&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;strong&gt;insurance&lt;/strong&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;)（厚生年金・国民年金など）の制度があり、医療費や介護費、失業時の生活費がカバーされ、また老後の生活支援の一部となっている。&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;民間の保険(&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;strong&gt;insurance&lt;/strong&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;)は、生命保険と損害保険、疾病（しっぺい）保険などのいわゆる第三分野の保険の三つの業態に分かれている。保険(&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;strong&gt;insurance&lt;/strong&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;)期間は、生命保険が数年～終身と長期にわたり、貯蓄的な性格を持つものがほとんどであり、損害保険は一日～一年程度の短期の掛け捨てのものが多い。両者の中間的位置付けである第三分野の保険期間は、一年～終身であるものが多い。&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;民間の保険(&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;strong&gt;insurance&lt;/strong&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;)会社は、保険業法による免許事業制であり、生命保険業免許を持つ生命保険会社と、損害保険業免許を持つ損害保険会社が存在する。第三分野の保険は、両者とも取り扱う。&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/3821131152427247345/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-insurance-insurance-insurance_15.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/3821131152427247345'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/3821131152427247345'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-insurance-insurance-insurance_15.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-5971286981117582600</id><published>2010-12-15T10:15:00.001-08:00</published><updated>2010-12-15T10:15:09.591-08:00</updated><title type='text'></title><content type='html'>&lt;div class=&quot;post-outer&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;div class=&quot;post hentry&quot; style=&quot;clear: both; margin-bottom: 4em;&quot;&gt;&lt;div class=&quot;post-body entry-content&quot;&gt;上記の保険(&lt;strong&gt;insurance&lt;/strong&gt;)に似たものには、主に生活協同組合や農業協同組合などの協同組合組織による「共済」もある。 この共済のうち、主務官庁を持たない、いわゆる無認可共済については、2005年に保険(&lt;strong&gt;insurance&lt;/strong&gt;)業法が改正され、将来的に保険会社または少額短期保険業者のいずれかに移行することが義務付けられている。&lt;br /&gt;
&lt;br /&gt;
一部の保険(&lt;strong&gt;insurance&lt;/strong&gt;)組織では、一般の個人や企業から保険(&lt;strong&gt;insurance&lt;/strong&gt;)料の形で徴収し、集めた保険(&lt;strong&gt;insurance&lt;/strong&gt;)料で株式を購入したり、企業などに貸し出したり(融資)して、資金の運用を行ったりすることもある一方、他の保険(&lt;strong&gt;insurance&lt;/strong&gt;)会社へ再保険(&lt;strong&gt;insurance&lt;/strong&gt;)をかけて、保険(&lt;strong&gt;insurance&lt;/strong&gt;)会社から見てのリスク(&lt;strong&gt;risk&lt;/strong&gt;)（＝万一の事故が発生した際の保険金支払いリスク）を分担していたりする。&lt;br /&gt;
&lt;br /&gt;
保険(&lt;strong&gt;insurance&lt;/strong&gt;)契約に該当する事件、事故や災害（保険(&lt;strong&gt;insurance&lt;/strong&gt;)事故という）が発生した場合、所定の手続きを行って、保険(&lt;strong&gt;insurance&lt;/strong&gt;)金を受け取るが、アメリカ同時多発テロ事件のような異常な事件が発生した場合、大成火災海上保険(&lt;strong&gt;insurance&lt;/strong&gt;)のように、再保険(&lt;strong&gt;insurance&lt;/strong&gt;)取引で大きな損失を出し、保険(&lt;strong&gt;insurance&lt;/strong&gt;)金の財源が底を尽きて破綻した会社もある。&lt;br /&gt;
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このような突発的事件･事故で保険(&lt;strong&gt;insurance&lt;/strong&gt;)会社の経営は危機に陥いる可能性があるため、ソルベンシー・マージン比率が公開されている。この指標は、保険(&lt;strong&gt;insurance&lt;/strong&gt;)会社のリスク耐久性を意味している。&lt;div style=&quot;clear: both;&quot;&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;post-footer&quot;&gt;&lt;div class=&quot;post-footer-line post-footer-line-1&quot;&gt;&lt;span class=&quot;post-icons&quot;&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;post-footer-line post-footer-line-2&quot;&gt;&lt;/div&gt;&lt;div class=&quot;post-footer-line post-footer-line-3&quot;&gt;&lt;span class=&quot;post-location&quot;&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;inline-ad&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;ins style=&quot;border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: inline-table; height: 15px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 468px;&quot;&gt;&lt;/ins&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/5971286981117582600/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-2005-insurance-insurance.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/5971286981117582600'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/5971286981117582600'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-2005-insurance-insurance.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-1387089756507437876</id><published>2010-12-15T10:14:00.001-08:00</published><updated>2010-12-15T10:14:52.025-08:00</updated><title type='text'></title><content type='html'>&lt;div class=&quot;post-outer&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;div class=&quot;post hentry&quot; style=&quot;clear: both; margin-bottom: 4em;&quot;&gt;&lt;div class=&quot;post-body entry-content&quot;&gt;保険(&lt;strong&gt;insurance&lt;/strong&gt;)の原理&lt;br /&gt;
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大数の法則&lt;br /&gt;
確率論・統計学で確立されている大数の法則をわれわれの社会におけるさまざまなリスクに適用すると、個々の局面で捉えると予測困難で、かつ致命的な損害になりうるようなリスクであっても、同等の危険を十分な数集めることによって確率的に予測可能になり、また経済的損失も変動の少ないものになりうると考えられる。&lt;br /&gt;
&lt;br /&gt;
現代の保険(&lt;strong&gt;insurance&lt;/strong&gt;)は基本的に上の考えに基づいて運営されているものであるが、事業として公平かつ安定に営むために以下の原則の遵守が要請されている。&lt;br /&gt;
&lt;br /&gt;
給付・反対給付均等の原則&lt;br /&gt;
契約者と保険(&lt;strong&gt;insurance&lt;/strong&gt;)会社の間に締結される保険(&lt;strong&gt;insurance&lt;/strong&gt;)契約において、保険(&lt;strong&gt;insurance&lt;/strong&gt;)金と保険(&lt;strong&gt;insurance&lt;/strong&gt;)料の間では以下の関係が満たされることが要請される。これを給付・反対給付均等の原則と呼ぶ。&lt;br /&gt;
&lt;br /&gt;
P = ωZ&lt;br /&gt;
&lt;br /&gt;
ここでPは保険(&lt;strong&gt;insurance&lt;/strong&gt;)料、ωは定量化された保険(&lt;strong&gt;insurance&lt;/strong&gt;)事故のリスク、Zは保険(&lt;strong&gt;insurance&lt;/strong&gt;)金を表す。この原則は、保険(&lt;strong&gt;insurance&lt;/strong&gt;)事故発生のリスクを媒介として保険(&lt;strong&gt;insurance&lt;/strong&gt;)金（給付）と保険(&lt;strong&gt;insurance&lt;/strong&gt;)料（反対給付）が等しくなるように要請されていることを示す。これによって保険(&lt;strong&gt;insurance&lt;/strong&gt;)に加入する者は右辺に示される不確実なリスクを左辺に示す確実な保険(&lt;strong&gt;insurance&lt;/strong&gt;)料と等価交換することができ、逆に保険(&lt;strong&gt;insurance&lt;/strong&gt;)者（たとえば保険(&lt;strong&gt;insurance&lt;/strong&gt;)会社）は確実な保険(&lt;strong&gt;insurance&lt;/strong&gt;)料を受け取る代わりにこのリスクを引き受けていることを意味している。この原則が守られているという条件において、契約者と保険(&lt;strong&gt;insurance&lt;/strong&gt;)会社のいずれにも不当な利得は発生せず、保険(&lt;strong&gt;insurance&lt;/strong&gt;)契約は公正であると言える。&lt;div style=&quot;clear: both;&quot;&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;post-footer&quot;&gt;&lt;div class=&quot;post-footer-line post-footer-line-1&quot;&gt;&lt;span class=&quot;post-icons&quot;&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;post-footer-line post-footer-line-2&quot;&gt;&lt;/div&gt;&lt;div class=&quot;post-footer-line post-footer-line-3&quot;&gt;&lt;span class=&quot;post-location&quot;&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;inline-ad&quot; style=&quot;color: #474b4e; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px;&quot;&gt;&lt;ins style=&quot;border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: inline-table; height: 15px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 468px;&quot;&gt;&lt;/ins&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/1387089756507437876/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-insurance-insurance-insurance.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/1387089756507437876'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/1387089756507437876'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-insurance-insurance-insurance.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-6448874115811097109</id><published>2010-12-15T09:35:00.001-08:00</published><updated>2010-12-15T09:35:27.700-08:00</updated><title type='text'></title><content type='html'>&lt;h1 style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #003775; font-family: inherit; font-size: 20pt; font-weight: bold; letter-spacing: -1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 15px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-transform: capitalize;&quot;&gt;Insurance Quotes - Fast, Easy, And Free&lt;/h1&gt;&lt;div style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #525c67; font-family: inherit; font-size: 13px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 15px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;img class=&quot;floater-left&quot; height=&quot;110&quot; src=&quot;http://www.usinsuranceonline.com/uploads/images/dollar-sign.jpg&quot; style=&quot;border-bottom-width: 0px; border-color: initial; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-style: initial; border-top-width: 0px; float: left; font-family: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 15px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot; width=&quot;110&quot; /&gt;&lt;/div&gt;&lt;div class=&quot;bigger&quot; style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #525c67; font-family: inherit; font-size: 15px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 15px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;We make shopping for insurance easy. With insurance plans changing all the time and costs increasing constantly, getting the coverage you need at affordable rates can be a real challenge. Let us take the guesswork out of it by using our tool to&amp;nbsp;&lt;a href=&quot;http://www.usinsuranceonline.com/&quot; style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #0087cb; font-family: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;strong style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-family: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;get insurance quotes for&amp;nbsp;&lt;em style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-family: inherit; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;FREE&lt;/em&gt;&amp;nbsp;from top companies in just minutes.&lt;/strong&gt;&lt;/a&gt;&lt;/div&gt;&lt;hr class=&quot;clear&quot; style=&quot;background-color: #dee9f1; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; clear: both; color: #dee9f1; font-family: Arial, Helvetica, sans-serif; font-size: 13px; height: 1px; margin-bottom: 10px; margin-left: 0px; margin-right: 0px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot; /&gt;&lt;h2 style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #016ca2; font-family: inherit; font-size: 15pt; font-weight: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 15px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-transform: capitalize;&quot;&gt;Insurance Quotes For All Types Of Insurance.&lt;/h2&gt;&lt;div style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #525c67; font-family: inherit; font-size: 13px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 15px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;So no matter what type of insurance quotes you are looking for, we have you covered. Simply fill out our short form to get quotes and start comparing rates and coverage to find exactly what you&#39;re looking for. It only takes minutes before you have the insurance quotes you&#39;re looking for and can start saving!&lt;/div&gt;&lt;h2 style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #016ca2; font-family: inherit; font-size: 15pt; font-weight: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 15px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-transform: capitalize;&quot;&gt;Before You Buy Insurance, Compare Competitive Quotes&lt;/h2&gt;&lt;div style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #525c67; font-family: inherit; font-size: 13px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 15px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Why spend your time calling licensed agents and getting appointments to get a quote? We have them come to YOU to earn YOUR business by putting away the sales pitch and showing you quotes. When you come to our website, you simply fill out the quick form so our system can match you up with the appropriate agents in real-time to get custom tailored quotes within minutes.&lt;/div&gt;&lt;form action=&quot;http://www.usinsuranceonline.com/&quot; id=&quot;second-cta&quot; method=&quot;post&quot; name=&quot;second-cta&quot; style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #525c67; font-family: inherit; font-size: 13px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 25px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;select class=&quot;forminput invisible&quot; id=&quot;quoteType&quot; name=&quot;quoteType&quot; style=&quot;display: none;&quot;&gt;&amp;nbsp;  &amp;nbsp;&amp;nbsp;&lt;option value=&quot;AUT-STANDARD&quot;&gt;Auto Insurance&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;HEA-STANDARD&quot;&gt;Health Insurance&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;HOM-STANDARD&quot;&gt;Home Insurance&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;LIF-STANDARD&quot;&gt;Life Insurance&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;LTC-STANDARD&quot;&gt;Long Term Care&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;HEA-MEDIGAP&quot;&gt;Medigap Insurance&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;DIS-STANDARD&quot;&gt;Disability Insurance&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;ANN-STANDARD&quot;&gt;Annuities&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;GRO-STANDARD&quot;&gt;Group Insurance&lt;/option&gt;&amp;nbsp;&lt;option value=&quot;BUS-STANDARD&quot;&gt;Business Insurance&lt;/option&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp; &lt;/select&gt;&lt;input class=&quot;submit&quot; src=&quot;http://static.usinsuranceonline.com/images/usio/secondary-cta.jpg&quot; style=&quot;cursor: pointer; height: 175px; width: 535px;&quot; type=&quot;image&quot; /&gt;&lt;/form&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/6448874115811097109/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-quotes-fast-easy-and-free-we.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6448874115811097109'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/6448874115811097109'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/insurance-quotes-fast-easy-and-free-we.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-4565489122306868445</id><published>2010-12-15T09:32:00.001-08:00</published><updated>2010-12-15T09:32:21.876-08:00</updated><title type='text'></title><content type='html'>&lt;div class=&quot;yui-g rBorder ind&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.insurance.com/images/background/round_border.png); background-origin: initial; background-position: 0% 100%; background-repeat: no-repeat no-repeat; color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 18px; padding-left: 22px; padding-right: 88px; padding-top: 0px; width: auto; zoom: 1;&quot;&gt;&lt;div class=&quot;listHeader&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; line-height: 17px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Summary&lt;/div&gt;If you&#39;ve decided to switch car insurance companies, you may be wondering how to do that, and if there will be fees involved. Switching your auto insurance isn&#39;t hard if you know what to do.&lt;/div&gt;&lt;div class=&quot;yui-g ind article&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 22px; padding-right: 88px; padding-top: 0px; width: auto; zoom: 1;&quot;&gt;&lt;div class=&quot;articleContent&quot; style=&quot;clear: both; color: #5b5656; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; width: 600px;&quot;&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;It may be easier than you think!&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Regularly review your&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about auto insurance&quot;&gt;auto insurance&lt;/a&gt;&amp;nbsp;coverage to make sure that you&#39;re receiving the best insurance value for your money. You&#39;ll discover that it pays to shop around. In most states, premiums for identical levels of coverage vary widely among different companies. The reason for this price variation involves many complicated factors, some of which are explained in &quot;&lt;a href=&quot;http://www.insurance.com/auto-insurance/auto-insurance-basics/8-things-you-should-know-about-auto-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;Article: 8 Things You Should Know About Auto Insurance.&quot;&gt;8 Things You Should Know About Auto Insurance&lt;/a&gt;.&quot;&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;One of the biggest factors is a company&#39;s claims experience with policyholders in your coverage group (e.g. people of similar age, number of accidents, type of vehicle, etc.). For example, if a large number of people in your coverage group files claims during a given year, your rates will likely rise. When this happens, better discounts and lower overall premiums may be available at other companies.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Why switch auto&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about insurance companies&quot;&gt;insurance companies&lt;/a&gt;?&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;There are many reasons to switch&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about car insurance&quot;&gt;car insurance&lt;/a&gt;&amp;nbsp;companies. You might be unhappy with the service that your present company provides, or perhaps you&#39;ve simply found another company willing to offer you the same level of coverage for considerably less money. Nowadays, performing a regular car insurance rate check-up and investigating your options has never been easier. When you decide to switch your auto insurance to another company, you&#39;ll find that it&#39;s fairly easy to do so.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Be sure to get new car insurance first!&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Always have a new policy in place before canceling your old auto insurance coverage. You don&#39;t want to have a lapse in car insurance for even one day. Your new company will be able to time the onset of your new policy to coincide with the cancellation of your old coverage.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;When to switch policies.&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;The best time to shop for insurance is about 3–4 weeks before your old policy is about to renew. Depending on the regulations in your state, a renewal notice will be sent to you approximately a month before your new policy period begins. The notice will describe your coverage, discounts, and your premium amount. Using that information, you can shop online for the same coverages to see your options.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;You don&#39;t have to wait until renewal.&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;All standard auto insurance policies contain a provision giving you the right to cancel your policy at any time, once proper notice is given to the&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about insurance company&quot;&gt;insurance company&lt;/a&gt;. You don&#39;t need to wait until renewal time. However, cancellation before a policy has renewed makes the most sense. That way, you don&#39;t have to worry about recovering the unused portion of your paid premium. But if you choose to cancel in the middle of a cycle, the company will prorate your latest premium payment up to the cancellation date and return the remainder to you.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Will they charge a fee?&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Unfortunately, some&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance/carriers.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about car insurance companies&quot;&gt;car insurance companies&lt;/a&gt;&amp;nbsp;may charge a special &quot;short rate&quot; cancellation penalty if you cancel in the middle of a policy term, so be sure to ask before you switch. If they do charge a penalty, you&#39;ll need to decide if the better rate outweighs the fee you&#39;ll pay. Keep in mind that many companies offer earned accident forgiveness, future renewal discounts, and other benefits that grow with or depend on the amount of time you maintain a policy with that car insurance company.&lt;/div&gt;&lt;h2 id=&quot;howtocancel&quot; style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;How to cancel your old auto insurance.&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Generally, all you need to do to cancel your auto insurance policy is to inform your insurance company in writing, specifying the date you want the policy canceled and the reason for the cancellation. If you&#39;ve sold a car, you may be asked to provide a bill of sale, but only if you&#39;re asking the company to &quot;backdate&quot; the cancellation. If you are simply switching to a new company, there&#39;s no need to prove this, unless you&#39;re canceling a policy mid-term.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Is it legal for my old company to ask for my new policy?&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Most states&#39; insurance laws actually require the company to confirm that you have a new policy for your car before cancelling your old policy. The reason is that most insurance companies have to report policies that are cancelled to the state insurance department, so the state&amp;nbsp;can keep track of uninsured drivers. This helps reduce the number of uninsured drivers. If they let you cancel your old policy without proof that you had a new policy, they&#39;d have to report you as uninsured.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Confirm cancellation!&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Don&#39;t just walk away from your old policy without formally canceling it, because most policies are &quot;continuous&quot; – which means your policy will continue to be renewed every six or 12 months, unless you cancel it. If you fail to cancel, your&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance/carriers.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about auto insurance company&quot;&gt;auto insurance company&lt;/a&gt;&amp;nbsp;will continue to bill you for insurance and will eventually cancel the policy for failure to pay. Then, you have bills to dispute and phone calls to make! It&#39;s usally easier to cancel in writing when you&#39;re ready to switch.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;When you receive an offical policy cancellation notice from your car insurance company stating the date and time when your coverage will stop, you&#39;ll know your cancellation has been processed correctly.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Looking for different information? Have questions or comments? Please&amp;nbsp;&lt;a href=&quot;mailto:editor@insurance.com?subject=Article:%20How%20to%20Switch%20Car%20Insurance%20Companies&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;Send us your feedback!&quot;&gt;let us know&lt;/a&gt;.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/4565489122306868445/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/summary-if-youve-decided-to-switch-car.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4565489122306868445'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4565489122306868445'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/summary-if-youve-decided-to-switch-car.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-3170672712028970312</id><published>2010-12-15T09:31:00.002-08:00</published><updated>2010-12-15T09:31:40.820-08:00</updated><title type='text'></title><content type='html'>&lt;div class=&quot;hdr&quot; style=&quot;color: #5b5656; display: block; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;h1 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: bold; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Car Insurance Questions &amp;amp; Answers&lt;/h1&gt;&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Below you&#39;ll find some of of our most frequently asked car insurance questions. Some may be questions you didn&#39;t even know you had. And if you can&#39;t find the answer you need, contact&amp;nbsp;&lt;a href=&quot;mailto:editor@insurance.com?subject=Car%20Insurance%20FAQ&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;editor@insurance.com&lt;/a&gt;.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; line-height: 16px; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Price&lt;/h2&gt;&lt;ul class=&quot;article-list&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 13px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/how-driving-records-affect-rates.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;How do &quot;points&quot; affect car insurance rates, and when do insurance companies check driving records?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/spouses-with-poor-driving-records.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I&#39;m marrying someone who has a poor driving record. Will my insurance premium go up?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/can-i-be-cancelled-for-a-claim.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I heard that some companies cancel people&#39;s auto insurance if they have just one claim. Is this true?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/why-your-vehicle-gets-higher-quotes.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Why do certain vehicles cost more to insure than others?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/i-missed-my-car-insurance-payment.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I forgot to pay my auto insurance premium last month. Will my policy be canceled?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/insuring-a-teenage-driver.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;My teenager just got his license. How can I insure him without going broke?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/coverage-while-traveling.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I go away for the winter to Florida and don&#39;t bring my car. Can I get my auto insurance suspended to save money?&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; line-height: 16px; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Coverage Basics&lt;/h2&gt;&lt;ul class=&quot;article-list&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 13px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/how-much-coverage-should-i-buy.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What coverage should I buy? And how much?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/paying-for-a-broken-windshield.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Is a broken windshield covered under my auto policy deductible?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/resolving-body-shop-problems.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;After a car accident, I had my car repaired at a body shop my insurance company referred me to. But I&#39;m not happy with the work – what should I do?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/what-happens-if-my-car-is-totaled.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;My car was totaled in an accident. Is there anything I can do to get it back or at least get a larger settlement amount?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/medical-payments-coverage.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;If I have health insurance, should I buy Medical Payments coverage?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/rental-reimbursement.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Should I buy Rental Reimbursement coverage?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/insurance-for-non-car-owner.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I live in the city and rely on public transportation, but I occasionally borrow or rent a car for trips to the city. Should I have an auto insurance policy?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/insuring-used-cars.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I am buying a used car that is worth only a few hundred dollars. Do I need to insure it?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/loaning-a-car.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;If someone borrows my car, are they covered under my auto insurance?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/should-my-dad-still-drive.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Should my 80-year-old father still be driving?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/driving-without-insurance.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;My son has been driving without insurance for a few years. Now he wants to get it, but I&#39;m worried. Won&#39;t he have trouble finding a company willing to insure him?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/insurance-needs-at-college.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;My child is heading off to college this fall. What insurance issues does this raise?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/my-kid-is-taking-my-car-to-college.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I am adding my son to my auto insurance policy and he&#39;ll be taking one of my cars with him to college. What do I need to do?&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; line-height: 16px; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Coverage Terms&lt;/h2&gt;&lt;ul class=&quot;article-list&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 13px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/what-is-sr-22-insurance.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What is an SR-22 Financial Responsibility filing?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/what-is-no-fault-auto-insurance.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I&#39;m moving to a state with &quot;no-fault&quot; auto insurance—what exactly does this mean?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/what-is-umuim.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Should I buy Uninsured Motorists coverage? And Underinsured Motorists coverage?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/what-is-pip.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What is Personal Injury Protection (PIP) coverage?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/what-is-gap-insurance.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What is gap insurance and do I need it?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/collision.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What&#39;s included in collision coverage, and what should my deductibles be?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/comprehensive.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What&#39;s included in comprehensive coverage, and what should my deductible be?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/bodily-injury-and-property-damage.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What is Bodily Injury and Property Damage Liability coverage?&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; line-height: 16px; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Carriers&lt;/h2&gt;&lt;ul class=&quot;article-list&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 13px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/insurance-coms-quoting-partners.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What companies do you quote when I complete an application?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/insuring-your-first-car.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;I&#39;m buying my first car. Can you give me some tips on finding a good insurance company?&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; line-height: 16px; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Getting a Quote&lt;/h2&gt;&lt;ul class=&quot;article-list&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 13px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/the-best-way-to-get-quotes.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Can I get a car insurance quote online or by phone?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/quick-quotes.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Can I just get an estimated auto insurance rate?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/is-my-credit-report-important.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Why do auto insurance applications include questions asking for credit information?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/information-needed-for-a-quote.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What information do I need to get a quote?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/first-payment-and-id-cards.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;When I&#39;m ready to buy, how do I make my first payment and get my ID cards?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/vin-and-license-numbers.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Do I need my Vehicle Identification Number (VIN) or driver&#39;s license number to get a quote?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/why-do-you-need-my-credit-history.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;Is my credit history important when I get a quote?&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; line-height: 16px; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;About Insurance.com&lt;/h2&gt;&lt;ul class=&quot;article-list&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 13px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/about-insurance-com.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What is Insurance.com—and where is it?&lt;/a&gt;&lt;/li&gt;
&lt;li style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0.5em; margin-left: 1em; margin-right: 0px; margin-top: 0.25em; padding-bottom: 2px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/auto-insurance/faq/what-happens-when-uninsured-driver-hits-you.aspx&quot; style=&quot;background-attachment: initial !important; background-clip: initial !important; background-color: transparent !important; background-image: initial !important; background-origin: initial !important; background-position: initial initial !important; background-repeat: initial initial !important; color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot;&gt;What Happens When an Uninsured Driver Hits You?&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/3170672712028970312/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/car-insurance-questions-answers-below.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/3170672712028970312'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/3170672712028970312'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/car-insurance-questions-answers-below.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-4325089211361844396</id><published>2010-12-15T09:31:00.000-08:00</published><updated>2010-12-15T09:31:03.773-08:00</updated><title type='text'></title><content type='html'>&lt;div class=&quot;yui-g rBorder ind&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.insurance.com/images/background/round_border.png); background-origin: initial; background-position: 0% 100%; background-repeat: no-repeat no-repeat; color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 18px; padding-left: 22px; padding-right: 88px; padding-top: 0px; width: auto; zoom: 1;&quot;&gt;&lt;div class=&quot;listHeader&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; line-height: 17px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Summary&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Filling too many claims for roadside assistance could affect your insurance rates.&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;yui-g ind article&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 22px; padding-right: 88px; padding-top: 0px; width: auto; zoom: 1;&quot;&gt;&lt;br /&gt;
&lt;div class=&quot;articleContent&quot; style=&quot;clear: both; color: #5b5656; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; width: 600px;&quot;&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;img alt=&quot;Can roadside assistance sabotage your car insurance? &quot; height=&quot;200&quot; src=&quot;http://www.insurance.com/auto-insurance/auto-insurance-basics/~/media/Images/articles/Roadside%20assistance.ashx?h=200&amp;amp;w=302&amp;amp;as=1&quot; style=&quot;border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #5b5656; float: right; font-family: Arial, Helvetica, sans-serif; margin-bottom: 25px; margin-left: 25px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot; width=&quot;302&quot; /&gt;When your car battery dies or you get a flat tire, having a roadside assistance plan can be a godsend.&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about car insurance&quot;&gt;Car insurance&lt;/a&gt;&amp;nbsp;companies generally offer cheaper roadside plans than those of motor clubs.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;However, these programs raise a question in many consumers&#39; minds, says Amy Bach, a lawyer and the executive director of United Policyholders, a San Francisco-based non-profit organization that advises consumers on insurance issues.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;People wonder if a claim will eventually go on their record,&quot; says Bach.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;The worry may be justified. It&#39;s possible multiple claims for roadside assistance could cause an&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about auto insurance&quot;&gt;auto insurance&lt;/a&gt;&amp;nbsp;company to reconsider whether or not it wants to keep a customer, Bach says. &amp;nbsp;&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;It&#39;s&amp;nbsp;unlikely that an&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about insurance company&quot;&gt;insurance company&lt;/a&gt;&amp;nbsp;will drop you or raise your rate&amp;nbsp;if you file&amp;nbsp;one or even two&amp;nbsp;(claims) in a year,&quot; Bach says.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;However, Bach adds that multiple roadside assistance claims in a short period of time would likely put a driver under closer scrutiny.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;It could cause your insurance company to raise your rates&quot; or decide not to renew your roadside assistance insurance, she says.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Following are some potential pitfalls drivers should consider before signing up for an insurer&#39;s program.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;How multiple claims affect car insurance&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;According to ConsumerReports.org, some car&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about insurance companies&quot;&gt;insurance companies&lt;/a&gt;&amp;nbsp;report roadside assistance claims to ChoicePoint, a company in Alpharetta, Ga., that collects claims information for the auto insurance industry.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;When you have multiple claims, this information can make its way to ChoicePoint and may eventually be viewed by auto insurers.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;State rules vary in terms of whether – and how – your provider is allowed to penalize you for making an insurance claim, Bach says. But multiple roadside assistance claims in a short period of time could cause some insurance companies to raise your rates, she says.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;When you file claims, insurance companies look at their frequency, severity and who&#39;s at fault,&quot; Bach says.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Roadside assistance claims usually aren&#39;t severe. But if they&#39;re frequent, it could let your provider know your car isn&#39;t particularly stable, she says.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Will you lose coverage for excessive roadside claims? Bach says it&#39;s difficult to know, because insurers combine claims information with many other factors when deciding who to cover and at what rates. Such factors include the driver&#39;s age, sex, city, vehicle and credit history.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;To be on the safe side, it&#39;s important to contact your insurance agent to find out whether multiple roadside assistance claims could affect your rates or coverage.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Even if&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance/carriers.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about car insurance companies&quot;&gt;car insurance companies&lt;/a&gt;&amp;nbsp;don&#39;t penalize drivers for making multiple claims, many policyholders still may fear using their roadside assistance services, says Bach.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;If there&#39;s a small problem, such as a flat tire, they may decide to solve it themselves, she says. That way, they know that no assistance call will go on their record.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;Many people believe it&#39;s best to fly under their insurance company&#39;s radar by not filing a claim,&quot; she says.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;However, paying for coverage but not using it doesn&#39;t make financial sense, Bach says.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Limitations of car insurance roadside assistance&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Roadside assistance plans from&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance/carriers.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about auto insurance companies&quot;&gt;auto insurance companies&lt;/a&gt;&amp;nbsp;often cover the vehicle instead of the driver. So, drivers with this type of coverage cannot call their insurance company for roadside help if they are driving a friend&#39;s vehicle and it breaks down.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;By contrast, assistance plans from organizations such as Heathrow-Fla.-based AAA cover the member who belongs to the program. That means members can call for assistance no matter which vehicle they&#39;re traveling in.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;For example, suppose a teenage child is a passenger in a car driven by another teenager, and they experience a flat tire while on the road.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;If your teenager is covered under a roadside assistance plan that follows the customer, instead of the car, then your teen could still get roadside assistance help, even though the vehicle does not belong to them,&quot; says Christie Hyde, an AAA spokesperson.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/4325089211361844396/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/summary-filling-too-many-claims-for.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4325089211361844396'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/4325089211361844396'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/summary-filling-too-many-claims-for.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2445985236230271460.post-954293579082350870</id><published>2010-12-15T09:30:00.001-08:00</published><updated>2010-12-15T09:30:25.893-08:00</updated><title type='text'></title><content type='html'>&lt;div class=&quot;yui-g rBorder ind&quot; style=&quot;background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.insurance.com/images/background/round_border.png); background-origin: initial; background-position: 0% 100%; background-repeat: no-repeat no-repeat; color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 18px; padding-left: 22px; padding-right: 88px; padding-top: 0px; width: auto; zoom: 1;&quot;&gt;&lt;div class=&quot;listHeader&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; line-height: 17px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Summary&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Disability insurance, umbrella coverage among most important policies that people forget.&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;yui-g ind article&quot; style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 16px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 22px; padding-right: 88px; padding-top: 0px; width: auto; zoom: 1;&quot;&gt;&lt;br /&gt;
&lt;div class=&quot;articleContent&quot; style=&quot;clear: both; color: #5b5656; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; width: 600px;&quot;&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;How much insurance coverage do you need? Most people know better than to skip health, life and&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/auto-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about car insurance&quot;&gt;car insurance&lt;/a&gt;. But what about other types of coverage?&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Following are five frequently forgotten insurance policies you should not overlook.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Disability insurance&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Few people think about how they would pay bills if they couldn&#39;t work. But nearly one-third of U.S. citizens who enter the work force will become disabled before they retire, according to the Council for Disability Awareness.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Without disability insurance, an injured worker typically would need enough personal savings to survive for two and a half years, the average duration of a long-term disability, according to the council. Social Security may provide disability income, but not everybody qualifies for such aid.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Disability coverage may be long term or short term. Group plans are less expensive than individual policies. Insurance costs vary and are based on factors such as age, gender and occupation.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;According to MetLife Life&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about insurance company&quot;&gt;Insurance Company&lt;/a&gt;, you should purchase enough disability insurance to replace 60 percent to 75 percent of your annual taxable earnings.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;JHA, a division of General Re Life Corporation, conducts an annual group disability market survey. In mid-2010, it found that the average annual in-force premium for short-term disability insurance was $210 per person. The average amount for long-term disability insurance was $243.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Umbrella policy&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;b style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&amp;nbsp;&lt;/b&gt;To prepare for a rainy day, consider &quot;umbrella&quot; coverage. Umbrella insurance is liability coverage that protects assets and future income beyond the standard limitations of primary policies.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Typically, umbrella policies offer pure liability coverage and are sold in increments of $1 million. They provide protection beyond standard home, car and boat plans.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;An umbrella policy &quot;sits over the top of your auto and home polices,&quot; says David Snyder, vice president and associate general counsel for the American Insurance Association.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;When your primary insurance coverage reaches its limit, the personal umbrella policy kicks in. Premiums typically are between $200 and $300 each year for $1 million in coverage.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;If you have multiple vehicles or multiple homes, the cost could rise by several hundred dollars, says Mario Morales, manager of corporate underwriting for MetLife Auto &amp;amp; Home.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Riders for expensive items&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;If you have filled your dwelling with expensive items, your&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/home-and-renters-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about home insurance&quot;&gt;home insurance&lt;/a&gt;&amp;nbsp;policy may be inadequate. Items such as jewelry, collectibles, fine art and musical instruments may exceed the limits of standard homeowner coverage.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;In such cases, an insurance rider can provide additional coverage. After you&#39;ve determined how much coverage you need, visit several&amp;nbsp;&lt;a href=&quot;http://www.insurance.com/&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about insurance companies&quot;&gt;insurance companies&lt;/a&gt;&amp;nbsp;to compare the costs.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;It could vary, but generally for jewelry items you are looking at $8 to $12 per $1,000 of coverage,&quot; Morales says.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Home business coverage&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Nearly 60 percent of the nation&#39;s home-based businesses do not have proper insurance coverage, according to survey results released in early 2010 by the Independent Insurance Agents &amp;amp; Brokers of America (IIABA).&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;If a business client is injured on your property, a standard home policy may not pay for the loss. So, anyone who conducts business in their home should review their homeowner policy to determine whether they need separate coverage.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&quot;A business will bring more traffic to your home and change the nature of the risk,&quot; says Jim Whittle, assistant general counsel for the American Insurance Association.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Make sure that your home business inventory is insured. Home business coverage generally costs in the neighborhood of $300 annually in most states. Prices vary depending on business types and the level of coverage you choose.&lt;/div&gt;&lt;h2 style=&quot;color: #006699; font-family: Tahoma, Geneva, sans-serif; font-size: 16px; font-weight: normal; margin-bottom: 8px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;a href=&quot;http://www.insurance.com/life-insurance.aspx&quot; style=&quot;color: #35822a; font-family: Arial, Helvetica, sans-serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: none;&quot; title=&quot;learn more about life insurance&quot;&gt;Life insurance&lt;/a&gt;&lt;/h2&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;Group life insurance is often offered as part of an employee benefits package. Because the risk is spread among many people, this type of insurance usually is much cheaper than what you would pay for a comparable individual policy.&lt;/div&gt;&lt;div style=&quot;color: #5b5656; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;If you cannot find group coverage to meet your needs, check out individual policies. Costs vary according to risk factors, such as age, occupation and general health. The insurance industry is highly competitive, so shop around for the best value.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://howtogetrichsoon.blogspot.com/feeds/954293579082350870/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/summary-disability-insurance-umbrella.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/954293579082350870'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2445985236230271460/posts/default/954293579082350870'/><link rel='alternate' type='text/html' href='http://howtogetrichsoon.blogspot.com/2010/12/summary-disability-insurance-umbrella.html' title=''/><author><name>Jason</name><uri>http://www.blogger.com/profile/05286457046530091640</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>