How to Make a Million Dollars

Money and Happiness

2009-11-14T13:16:00.002-05:00

Many debate about whether money brings happiness or happiness is attained without money. Poor people can be happy, anybody can be happy. The true question is are rich people happier. The answer is not a simple yes or no, the answer is maybe. I'm sure you can find some rich people that are very happy. Money can bring a lot of things into your life, it creates opportunities for experiences, it

One of the Top 10 Rip-offs of All-time!

2009-09-17T22:59:00.003-04:00

Colleges courses that change the books each semester so you have to buy the newest edition piss me off. Then after you use the book it's resale value is crap. That would be a sweet racket to be in the Student Book Store business. The situation is improving with half.com and other book outlets where you can save a bundle over the campus bookstores. It still gets me fired up!

Reached a milestone

2009-08-05T22:36:00.000-04:00

Last week I attained my goal of saving $30,000 in my 401K before my 30th birthday

How I will make a million dollars

2009-06-17T20:13:00.002-04:00

Here is my game plan. This is how I will make a million dollars. I put 15% of my salary into my 401K, I currently make about 65,000-75,000 a yearI currently have about $27,000 saved in my 401K and put in roughly $8,000-$10,000 a year.I will finish graduate school and become a Psychiatric Nurse Practitioner 2-3 years. Working as a Psychiatric Nurse Practitioner my salary will be $75,000-$90,000 a

Locked in a low mortgage rate

2009-02-15T23:07:00.002-05:00

Locked into a 30 year fixed mortgage the other day with Wachovia for 4.375%. How 'bout them apples?Previously we had a 30 yr fixed at 6%. Now we will be saving $3oo+ dollars a month. Not too shabby.

Consider refinancing if you want an extra $100 or $200 a month

2009-01-06T22:23:00.002-05:00

Now that the Fed is buying up all the mortgage backed sercurities form Fannie and Freddie, mortgage rates are dropping. You might have missed the headlines in the paper "Mortgage rates at 30 year lows!" The idea behind this, is to encourage people to buy homes to help the suffering housing market, and get people to refinance to get more money into the banks. It benefits you to refinance when

New Mascot!

2009-01-01T08:27:00.003-05:00

How to Make a Million Dollars has an official mascot. The readers picked a lion to represent the how to make a million dollars mission. Happy New Year!Any resolutions?

Earn More Money or Save More Money?

2008-12-14T21:47:00.003-05:00

If you had the choice of increasing your salary or being able to save a larger percentage of your salary; what would you choose. Which would you rather do? I bet most of you would chose to give yourself a big raise. Everyone wants to make more money, right? I would choose the opposite. I would like to be able to save more to retire earlier and reach my goal of making one million dollars

Is Facebook really worth $100 Billion dollars?

2008-12-11T23:41:00.002-05:00

How much are you willing to pay for information? Advertisers are willing to pay for access to potential consumers. I don't think Facebook is worth more than Google or any other company that makes tangible products like Microsoft. I realize that internet applications and social networks are a big hit with younger kids and can be very addicting, but I think it is strange that people are

How I make money with this blog

2008-12-09T22:55:00.002-05:00

There are several ways that I make money from writing this blog. Originally, I did not start this blog for monetary gain, but as time went on, requests from advertisers started rolling in. I added Google Adsense to the site as well as Text - Link Ads. Once in a while I will write an entry for Blogvertise or PayPerPost. I also use Linkworth and have used Adbrite in the past. I am currently a

Is your job recession proof?

2008-12-06T22:11:00.002-05:00

Mine is. I work in the health care industry. If you work in finance, banking, in an auto factory, or at a major corporate that needs to cut costs, watch out.

Goal achieved! Term Life Insurance --- check

2008-12-05T21:46:00.006-05:00

Last month I made a few simple goals and I completed one of them with the help of http://www.financialone.com/. I got term life insurance for myself and my wife. Originally I was speaking with an agent from ING, but he was very hard to get in touch with and really didn't seem interested in helping me set up life insurance. I talked to a few people about companies that provide good rates, and

Getting killed in the stock market!

2008-12-03T21:53:00.005-05:00

I picked a pretty bad time to invest in mutual funds in Asia and Latin America. I bought two emerging market funds at their all-time highs during the end of 2007. Now both of them are down over 50%. I'm not too worried about those since I'm looking for them to be profitability in 20 or more years.I also recently sold my stake in XCR for a massive loss -80% of my investment. I am holding on to

Do you ever check your credit report?

2008-12-01T19:29:00.003-05:00

It is a good idea to know what is on your credit report. You are entitled to one free credit check a year from many different companies. Other companies provide a free credit report with purchase of a security service which notifies you of suspicious activity. Having a idea of what your credit score is, can be very helpful when trying to get a mortgage, loan, or applying for a line of credit.

Can Credit Cards Help? Wealth Builder or Destroyer

2008-11-27T10:03:00.003-05:00