Find the latest Service Credit Union CD Rates, Offers, and Promotions here.

Update 11/6/26: The 12 month term has increased! Several terms offer competitive rates! Lock in competitive rates today! Learn More.

Best CD Rates: 4.35% APY 15-Month, 4.25% APY 12-Month, 4.25% APY 9-Month Terms, $500 minimum deposit.

Availability: Nationwide, Easy membership requirement

Membership Requirement: Current/former members of U.S. Military or Department of Defense and their family now includes all U.S. citizens/resident aliens with a valid Social Security number. More Details here.

Other ways to qualify for Service Credit Union membership including:

• Members of the American Consumer Council (ACC). Visit the ACC online, click “join now” and use promo code “Service” to join free of charge.
• Members of the Financial Fitness Association (FFA). Once you join the FFA, a confirmation email will come directly to you with all of your login credentials.

About Service Credit Union

*The above rates are accurate as of 11/6/2026*

Service Credit Union CD Rates

Service Credit Union accounts can be funded by funds from a U.S. bank account (ACH or wire) or a credit/debit card. Readers have reported that the credit card funding limit is $249. Maturing funds can be distributed via cashier’s check, ACH, wire transfer, or transferred to a SCU checking/savings account.

• Learn More at Service Credit Union
• Minimum deposit: $500
• Maximum deposit: no stated balance cap
• Early withdrawal penalty: 365 days of dividends on two years or more term.

(NCUA Insured)

Service Credit Union CD Features

• No hidden or maintenance fees
• Competitive high interest rates
• Low minimum opening deposit
• Federally insured by NCUA

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs.

The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from Service Credit Union. However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Service Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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The post Service Credit Union CD Rates: 4.35% APY 15-Month, 4.25% APY 12-Month, 4.25% APY 9-Month Terms (Nationwide) appeared first on Hustler Money Blog.

Find the latest Chime Promotions, Bonuses, Offers, & Referral here.

How does getting your paycheck early sound? With Chime, you’ll get to experience a better type of banking – online banking with no monthly fees along with getting paid 2 days early with direct deposit.

Right now, you’re able to score yourself a $100 bonus with Chime Spending account plus earn up to 4.00% APY on the Chime Savings account. Apply today through $100 Chime sign up bonus an learn all latest Chime Promotions.

Update 11/4/26: You can earn up to $1000 referral bonus by referring 10 friends/family members.

About Chime Promotions

Chime is changing the way people feel about banking. Chime’s business was built on the principle of protecting our members and helping them get ahead. That means that Chime does not profit off of you. They profit with you: every time you use your Chime debit card, you and Chime will earn a small amount from Visa (paid by the merchant).

This is their mission statement: “We created Chime because we believe everyone deserves financial peace of mind. We’re building a new kind of bank account that helps members get ahead by making managing money easy. It’s your money. It’s your life. Chime in.”

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Chime Spending $100 Spending Bonus

When signing up, you can earn a $100 bonus when you receive a payroll direct deposit of $200 or more within the first 45 days of opening your Chime Spending Account!

• What you’ll get: $100 bonus
• Account Type: Chime Spending Account
• Availability: Nationwide, Online
• Direct Deposit Requirement: Yes, $200+ (see what works)
• Credit Inquiry: Soft Pull
  
• ChexSystems: No, not sensitive
• Credit card funding: None
• Monthly Fees: None
  
• Early Account Termination Fee: None
• Household Limit: None

(Limited time offer)

How Can You Earn a Chime Sign-Up Bonus?

1. Open a new Chime bank account using a referral link. Here’s my Chime referral link. (Thanks Ahead of time!)
2. Make a direct deposit of $200 or more within 45 days of opening your account.
3. The $100 bonus posts to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.

Chime $100 Referral Bonus

Chime offers $100 cash for every friend you successfully refer. You can refer as many as you want, but there is a maximum of $1,000 referral bonuses per year.

How To Earn The Referral Bonuses

1. Log into your Chime account to get your unique referral link.
2. Share your referral link to everyone you know.
3. Earn a $100 cash bonus when one of your referral:
   • Registers for a new Chime Spending Account.
   • Verifies their ID, and
   • Receives a direct deposit of $200 or more within 45 days from opening their account.

Offer Terms

•  In order for the referring Chime member to qualify and receive the $100.00 monetary referral reward and $10.00 temporary SpotMe Base Limit increase referral reward, and for the referred person to qualify and receive the $100.00 monetary referral reward, all of the following conditions must be satisfied: (1) Referrer is part of the SpotMe Referral Incentive referral reward campaign; (2) Referred has not previously opened a Chime Spending Account (“Account”); (3) Referred opened a new Account between July 6, 2022 and December 31, 2022; (4) Referred opened the new Account using the Referrer’s unique referral link; and (5) Referred received in the new Account a qualifying direct deposit of $200.00 or more within 45 calendar days of opening.
• A qualifying direct deposit must be made by the referred individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit.
• Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits.
• Members may earn no more than $50.00 in SpotMe Base Limit referral increase, and may earn no more than $1,000.00 in monetary referral rewards per calendar year (January 1, 2021 – December 31, 2021 and January 1, 2022 – December 31, 2022).
• No member’s SpotMe limit may exceed $200.
• Any Referrer SpotMe Base limit increase referral reward will expire 184 calendar days from the Referred receiving a qualifying direct deposit.
• If an eligible Referrer loses Base Limit eligibility, and the Referred completes the above conditions, the Referrer will receive the $10 temporary SpotMe limit increase referral reward only upon regaining Base Limit eligibility.
• Referral rewards will generally be provided within two (2) business days after all the above conditions are met.
• Referred individuals acknowledge that payment of any referral reward may result in the Referrer’s knowledge of the Referred’s establishment of a new Account.
• Chime reserves the right to cancel or modify the terms of any referral reward offer or terminate a member’s eligibility at any time with or without prior notice.
• Credits of $10 or more will be reported on tax form 1099-INT for new members (Referred).
• Credits of $600 or more will be reported on tax form 1099-MISC for referring Chime members (Referrers).
• Banking services are provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Chime Savings Account Rate

• Account Type: Savings
• Availability: Nationwide
• Interest Rate: up to 4.00% APY
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Soft Pull
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

Chime Perks & Benefits

A Banking App Created by a Tech Company.

• Track your account balances, daily transactions, and savings from anywhere with the Chime mobile app.
• Get daily balance notifications and instant transaction alerts any time you use your Chime Visa® Debit Card.
• Send money instantly to friends using Pay Friends on our mobile banking app.
• Deposit paper checks with the snap of a photo using mobile check deposit

Get Paid Up to 2 Days Early with Direct Deposit

Tired of waiting for your direct deposit? Open a Chime Spending Account, set up Direct Deposit and you’re automatically eligible to receive your paycheck up to two days early.

• Stop waiting and start getting paid early with direct deposit.
• Get a notification as soon as your direct deposit is posted into your Spending Account.
• Never worry about paychecks getting lost in the mail.
• No more waiting for your money while it sits in mysterious electronic limbo.
• Have up to 2 more days to get ahead of your bills.

No Monthly Fees

Hidden fees are sneaky. Chime is not. That’s why Chime offers online banking with no monthly fees or open deposit required. Applying for an account online is free. There’s no opening deposit or minimum balance required, no international transaction fees, and if you lose your debit card, the new ones on us.

• Say goodbye to ridiculous bank fees.
• There are no monthly fees. No deposit required.
• No minimum balance requirements.
• Enjoy no foreign transaction fees.
• 38,000+ fee-free MoneyPass® & Visa® Plus Alliance ATMs.

No Banking Fees with Chime

According to Chime,  U.S. households pay, on average, more than $329 in bank fees annually (bigger banks accumulating more than $6 billion dollars alone in overdraft fees in 2017). View more of the best free checking account options here.

Compare Chime vs Traditional Bank Accounts

*Note: Chime account holders will have access to over 30,000 fee-free ATMs in the MoneyPass network.

Chime Top Features

• Spending Account: This is basically your Checking account, where you make deposits and manage all your expenses.
  • Chime Visa Debit Card – use your Chime card for bills and purchases everywhere Visa is accepted.
  • Direct Debit – pay bills electronically using the routing and your Chime account number.
  • Fee-Free ATMs – more than 30,000 fee-free ATMs at MoneyPass locations and over 30,000 cash back locations. Locate these ATMs using the Chime app or at chimecard.com/atms.
  • Direct Deposit – you can fund your account with direct deposit and receive your paycheck up to 2 days early.
  • Bank Transfer – link your current bank account and move existing funds into your Chime account for free.
  • Deposit Checks – you can deposit checks using a third-party app. They are working on Photo check deposit, which will be available soon.
  • Deposit Cash – you can make cash deposits into your Chime account at any Green Dot location. Note: these locations may charge a fee for this service.
  • Chime Checkbook – you won’t have physical checks to write and send off. Instead, Chime will send off a check in the mail for you.
  • Pay Friends – you’re able to instantly send money to other Chime members, convenient for occasions such as when you split a dinner bill.
  • Real-time Alerts & Notifications – receive daily balance notifications and real-time transaction alerts to your smartphone.
  • Block Card – if you lose or misplace your Chime debit card, you can block its usage via the Chime app or with your online account.
  • Apple Pay, Android Pay, Samsung Pay – use your Chime account with any of these services to make mobile payments.
• Savings Account: Makes saving money easy with features you can opt in for. *Unfortunately, the rates are so low they’re not even worth mentioning. If you’re looking to keep money in a Savings account to earn interest, compare Savings rates here.
  • Automatic Savings – every time you make a Chime card transaction, they will round up the amount and send it from your Spending to your Savings Account. You can also opt in to automatically have 10% of every paycheck transferred to your Savings Account.
• Security: Chime accounts are insured through The Bancorp Bank, member FDIC. Security features include the Visa Zero Liability Policy, bank-level security, encryption, two-factor authentication, instant transaction alerts, and temporary card blocking.

Bottom Line

Chime is offering people a chance to earn the bonus each along with rewards when you sign up and refer a friend for their account. This will only work if your friend signs up and you make a direct deposit of $200 or more. Refer your friends today and earn your Chime Bonus!

With over 50,000+ five star reviews in app stores, their mobile app has everything you need with a simple, intuitive design. We highly recommend to have Chime as your free everyday checking to use.

You must make sure that your friend registers in order for you to both get the bonuses. As a result, you will both also receive more rewards later on after you register. For more offers like this, check out our list of bank bonuses & enhance your banking experience by checking out the latest credit card promotions!

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The post Chime Promotions: $100 Sign Up Bonus & Referral (Nationwide) – No End Date appeared first on Hustler Money Blog.

Earn an up to $600 bonus OR up to 3.91% APY with the Axos Bank Business Premium Savings account and bundle with a Basic Business Checking. Choose a business savings account that maximizes your money with a competitive rate. Reach your business goals faster with fewer fees and high interest rates.

Update 11/2/26: You can earn a limited-time bonus up to $600 OR up to 3.91% APY when opening a new Business Premium Savings account and bundle with a Basic Business Checking. The offers cannot be combined.

• For the up to $600 offer, use promo code SBB600. Offer valid through 1/31/27.
• For the Boost offer of up to 3.91% APY for up to 6 months, use code BOOST41. Offer valid through 4/1/27.

The Axos Bank Business Premium Savings account is currently offering one of the best rates available for an interest bearing business savings account.

Axos Bank Business Premium Savings Bundle Offer

Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600 or a boost promotion earning up to 3.91% APY for up to 6 months. Bundle your Business Premium Savings with a Basic Business Checking!

• For the up to $600 offer, use promo code SBB600. Offer valid through 1/31/27.
• For the Boost offer of up to 3.91% APY for up to 6 months, use code BOOST41. Offer valid through 4/1/27.

How to earn it:

• To be eligible to qualify for the APY Boost Promotion, a business must:
  • Be new to Axos Business Premium Savings. Businesses that have previously held a Business Premium Savings account prior to the Promotion Period are not eligible for the APY Boost Promotion
  • Apply and be approved for the Basic Business Checking and Business Premium Savings on the same day through a single application and including the promo code (BOOST41) in the application
  • Must have an average daily balance of $5,000 in the Basic Business Checking account over the qualification period
• To maintain the Boost APY, both the Business Premium Savings account and a Basic Business Checking account must remain open. If either account is closed, the Boost APY will no longer be earned and the account will revert to the standard applicable APY in effect at that time.
  • The 0.41% APY Boost starts the next business day following the account opening date and applies only to the Business Premium Savings account.
  • The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.
• To be eligible to qualify for the Cash Bonus Promotion, a business must:
  • Become a new Axos business customer in the Promotion Period (10/1/2025 – 1/31/2027)
  • Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
  • Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
  • Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
• What qualifying activities do I need to complete to earn the cash bonus?
  • To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
    • Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
    • Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
    • Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
    • Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
• Additional Important Terms for the Axos Small Business Banking Cash Bonus Promotion
  • A business is eligible to qualify in the first 7 statement cycles after eligible accounts are opened.
  • An eligible business can qualify for the Cash Bonus for a maximum of 6 statement cycles.
  • If an eligible business meets the qualifications during the Qualification Period within a Statement Cycle, a payment of $100 will be credited to their Basic Business Checking account.
  • This $100 credit will be paid within the first 15 business days following the end of the Statement Cycle in which the eligible business qualified.
  • An eligible business can earn up to $600 in cash bonuses throughout the entirety of this promotion.

Axos Business Premium Savings Summary

• Bundle with checking and unlock a bonus of up to $600.
• Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
• Earn 3.50% APY* With Business Premium Savings
• Free domestic and international incoming wires
• No monthly maintenance fee
• No minimum opening deposit
• No average daily balance requirement
• Business deposit accounts FDIC insured up to $250k

Business Premium Savings Rate

• Learn More at Axos Bank
• Account Type: Business Premium Savings
• Interest Rate: 3.50% APY
• Availability: Nationwide
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Soft Pull
  
• Opening Deposit: None
• Monthly Fees: None
  
• Early Termination Fee: None

(at Axos Bank)

How to Earn Rate

1. Open a new Axos Bank Business Premium Savings account.
2. Earn 3.50% APY.

Why You Should Sign Up For This Account

• No minimum opening deposit. There s no need to break the bank with your opening deposit.
• No average daily balance requirement. You don t have to maintain an average daily balance.
• Merchant Services. Process credit and debit card payments with ease.
• Payroll. Get your employees paid quickly.
• SBA Loans. Get small business loans with a federally backed guarantee.
• Treasury Management. Fraud and risk management solutions and much more.

Bottom Line

Interested in Bank Bonuses? See our favorite banks including Bank of America, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

For more, see our list of the latest promotions from Axos Bank.

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The post Axos Bank Business Premium Savings Review: $600 Bonus OR Up to 3.91% APY (Nationwide) appeared first on Hustler Money Blog.

Available nationwide, CIT Bank is offering 3.75% APY (up to 4.35% with 6 month boost promotion) on balances of $5,000 or more when opening a CIT Bank Platinum Savings account with a $100 deposit.

Update 11/4/26: The offer has been extended through 12/15/26. You can currently earn up to 4.35% APY with their 6 month boost promotion (current standard rate of 3.75% APY)! CIT Bank is offering a competitive rate with the Platinum Savings account – which also is a great hub account for push/pull transfers.

CIT Bank Platinum Savings Boost Promotion

• Needs to use promo code to qualify: BOOST60
• Boost lasts 6 months over standard APY
• Tiered account
• $100 minimum account opening
• Member FDIC
• No Monthly Service fees
• No account opening fees

With 6 month boost, you earn:

After boost is completed, you will continue to earn our best standard rates:

Disclosures:

• ¹Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
• ²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of September 21, 2026.
• *Platinum Savings APY Boost Promotion Terms and Conditions
• *This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.
• Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.50% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate.
• The Promotion begins on September 29, 2026, and ends December 15, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions.
• The promotion can end at any time without notice.
• For complete list of account details and fees, see our Personal Account disclosures.

About CIT Bank Platinum Savings

CIT Bank, a division of First Citizens Bank, is a top-10 online bank built on the heritage of First Citizen Bank’s experience.

With no maintenance or ATM fees and numerous conveniences, CIT Bank’s Platinum Savings account is an excellent banking solution for many depositors.

CIT Bank’s Platinum Savings has one of the highest interest rates with human phone and email support during business hours.

Whether you’re establishing a savings habit or looking for a high-yielding savings, CIT Bank’s Platinum Savings account is a powerful tool to boost your savings.

Open an account with a great rate and easy, 24/7 online access.

CIT Bank Platinum Savings Rate

• Interest Rate: 3.75% APY
• Account Type: CIT Bank Platinum Savings
• Availability: Nationwide (Online)
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Soft pull
• Opening Deposit: $100
• Monthly Fee: There are no monthly fees
• Early Account Termination Fee: None

(FDIC-Insured)

CIT Bank ACH Capabilities & Limits

How to Earn CIT Bank Rate

• Open a CIT Bank Platinum Savings Account.
• Enter your info. Securely provide your address, phone number, email and Social Security number (or other taxpayer ID).
• Fund your account. Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
• And you’re done. That’s all there is to it. We’ll send an email confirming you have successfully opened your account.
• Earn 3.75% APY on n balances of $5,000 or more.

Why You Should Sign Up For This Account

• Competitive rates
• Secure. Your CIT Bank account is FDIC insured, which means it’s secure.
• Digital convenience. CIT Bank’s mobile app makes it easy to manage your account.
• No monthly service fees. No account opening or monthly services fees, so you can keep what you earn.

Bottom Line

Check out CIT Bank and open a Platinum Savings account to earn a competitive rate!

This is one of the favorite savings accounts to use as a Hub account to transfer my money. You can transfer $250K out per day or pull $500K per day from another bank. Best of all, it takes only a day to see your money!

The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile.

Interested in Bank Bonuses? See promotions from our favorite banks: U.S. Bank, Citi, Huntington, Chase, TD, Axos Bank, BMO, SoFi, and more!

For more bank offers, see the complete list of Best Bank Rates! For more, see our list of the latest CIT Bank promotions.

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The post CIT Bank Platinum Savings Review: Up to 4.35% APY (Nationwide) appeared first on Hustler Money Blog.

Are you a small business owner looking to manage your money? As one of the leading online banking institutions, Axos Bank has the perfect account for you!

Update 11/2/26: If you’re looking for a business checking account that earns interest, here’s an account for you! You’ll get access to many perks and benefits!

With their Business Interest Checking account, they are offering industry-leading rates to help you grow you maximize on your savings, in addition to their banking features. You’ll earn up to 1.01% APY with this account.

You can access your money at anywhere and anytime with online banking, mobile banking, and remote deposit!

With their exclusive mobile app available for both iPhone and Android users, you can manage your funds with ease.

(FDIC Insured)

Axos Bank Business Interest Checking

• What you’ll get: 1.01% APY
• Account Type: Business Interest Checking
• Availability: Online Nationwide
  
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull
• ChexSystems: Yes
  
• Credit Card Funding: No
• Monthly Fee: $10, can be waived with average daily balance of at least $5,000
• Household Limit: Each business entity may only open one new Small Business Interest Checking account
• Closing Account Fee: None
  

(FDIC Insured)

How To Open Axos Bank Business Interest Checking

1. Open an Business Interest Checking account from Axos Bank online.
2. Prepare the following information:
   • Social Security Number
   • A valid form of ID: U.S. Drivers License or State ID
   • A valid U.S. address that is not a P.O. BOX
   • Must be a U.S. Citizen or Resident Alien
3. Enter in your person information and start application

Axos Bank Business Interest Checking Rates

Axos Bank Business Interest Benefits

• Up to 1.01% APY**
• $100 minimum opening deposit
• Pay no monthly maintenance fee with an average daily balance of at least $5,000
• Unlimited domestic ATM fee reimbursements
• Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
• Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
• Free online banking, image statements, and Bill Pay

How to Avoid Monthly Fees

Axos Bank Business Interest Checking Account: $10, can be waived with average daily balance of at least $5,000

Digital Banking Features

Bottom Line

Rest assured that Axos Bank is a federally chartered, FDIC-insured, full-service bank, so you know that your funds are safe!

If you have had any experiences with this bank, please let us know in the comment section below.

The Axos Bank Business Interest Checking account offers some of the best rates in the industry!

If you’re a heavy debit card user, get rewarded for it! Check out the Axos Bank Rewards Checking account.

In addition, check out the Axos Bank UFB Direct High Yield Savings account to earn an outstanding APY rate on your funds!

If you are interested, be sure to check out this promotion as well as other banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, TD Bank, Citi or CIT Bank.

In addition to their accounts, they are also offering bonuses for you to earn more money if your pocket.

If you are interested, be sure to check out our complete list of Axos Bank Promotions.

If you’re still on the hunt for the best account for you, check out our entire list of bank account promotions. For more interest bearing account offers, see our list of the best CD rates and bank rates!

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The post Axos Bank Business Interest Checking Review: 1.01% APY appeared first on Hustler Money Blog.

Find which banks have the best Savings account and Money Market Account rates here.

Savings accounts and money markets interest rates change constantly, almost daily! We will do our best to update them as often as we can. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.

Look no further to find the MOST updated bank rates list available on the web!

Best Bank & Savings Account Rates

E*TRADE Premium Savings 4.25% APY + $200 Bonus

NexBank High Yield Savings 4.25% APY + $1000 Bonus

• FDIC insured. No fees. $1 minimum deposit.
• 24/7 online access to funds.
• NexBank gives back to their local communities.
• Earn 4.25% APY

(FDIC Insured)

CIT Bank Platinum Savings Up to 4.35% APY

• Needs to use promo code to qualify: BOOST60
• Boost lasts 6 months over standard APY
• Tiered account
• $100 minimum account opening
• Member FDIC
• No Monthly Service fees
• No account opening fees

With 6 month boost, you earn:

After boost is completed, you will continue to earn our best standard rates:

• Earn up to 4.35% APY on n balances of $5,000 or more.
• Competitive rates
• Secure. Your CIT Bank account is FDIC insured, which means it’s secure.
• Digital convenience. CIT Bank’s mobile app makes it easy to manage your account.
• No monthly service fees. No account opening or monthly services fees, so you can keep what you earn.

(FDIC Insured)

• ¹Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
• ²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of September 21, 2026.
• *Platinum Savings APY Boost Promotion Terms and Conditions
• *This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.
• Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.50% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. 
• The Promotion begins on September 29, 2026, and ends December 15, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions.
• The promotion can end at any time without notice.
• For complete list of account details and fees, see our Personal Account disclosures.

Centier Bank High-Yield Savings 4.12%% APY + $1000 Bonus

• No fees from Raisin. $1 minimum deposit.
• Family-owned banking rooted in community values.
• Earn 4.12%% APY

(FDIC Insured)

Always.Bank Savings 4.10% APY 

• Earn 4.10% APY 
• No minimum balance to open or maintain.
• No Fees.
• No transaction limits.
• No monthly maintenance fees.
• Competitive APY and interest rates.

(FDIC Insured)

Valley Direct Online Savings 4.10% APY 

• Earn 3.50% APY (4.10% APY for new customers).
• Just $1 minimum deposit to open
• No maintenance fees
• Interest is compounded daily and credited monthly
• U.S. based customer service team
• FDIC insured

(FDIC Insured)

Advantage Direct Savings by FVCbank 4.01% APY

• Earn 4.01% APY
• Minimum deposit of $500.00 to open and earn stated APY.
• Reliable access to your money
• Fast and simple transfers
• Advantage Direct Savings, is a financial service of FVCbank.

(FDIC Insured)

Live Oak Bank Savings 4.00% APY*

Earn a competitive rate with the Live Oak Bank Savings account.

• Competitive APY: Earn a top-tier APY that is consistently higher than the national average*.
• No Hidden Fees or Minimum to Open: Keep more of what you earn with no monthly maintenance fees and earn our high-yield APY with as little as a $0.01 deposit.
• Built-In Security: Two-factor authentication and real-time fraud monitoring work behind the scenes, while FDIC insurance protects your deposits up to $250,000 per depositor.
• Dedicated U.S.-Based Support: Get help from real, U.S.-based representatives. Live Oak proudly resolves over 90% of issues on the first call.

(FDIC Insured)

Valley Bank High Yield Savings 4.00% APY + $1000 Bonus

• 24/7 online access to funds.
• No fees from Raisin. $1 minimum deposit.
• Earn 4.00% APY

(FDIC Insured)

Western Alliance Bank High-Yield Savings 4.30% APY + $1000 Bonus

• FDIC insured
• Excellent rates with NO fees from Raisin.
• $1 minimum deposit. 24/7 online access.
• Earn 4.30% APY

(FDIC Insured)

CIT Bank Savings Connect 3.65% APY

One of the best Savings account to keep as a Hub account. They have fast ACH speed typically 1 day with up to $2M transfer limit per day. You have all the benefits with CIT Savings Connect while earning a competitive rate on all balances.

• Earn 3.65% APY on your funds—grow your savings faster.
• Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
• Deposit checks remotely and make transfers easily with the CIT Bank mobile app
• No monthly service fees.

(FDIC Insured)

• APY — Annual Percentage Yield is accurate as of July 1, 2026. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.
• Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.
• For complete list of account details and fees, see our Personal Account disclosures.

Quontic Bank High Yield Savings 3.50% APY

Earn a competitive rate with the Quontic Bank High Yield Savings account.

• Earn 3.50% APY on your funds with a Quontic Bank High Yield Savings account.
• Quick and easy access to funds
• No Hidden or Monthly Service Fees
• Manage Your Account Online or with the Quontic Mobile App
• Digitally Driven, Bank Secured, FDIC Insured

(FDIC Insured)

SoFi Checking & Savings $325 Bonus + 3.30% APY

Set up direct deposit into a SoFi Checking and Savings account to earn $325 bonus and 3.30% APY on your money. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.

• What you’ll get: $325 Bonus + 3.30% APY
• Which account: SoFi Checking & Savings
• Where it’s available: Online nationwide
• How to earn it:
  • In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.

(Visit SoFi to learn more)

American Express® High Yield Savings Account  3.20% APY 

Capital One 360 Performance Savings 3.20% APY

Upgrade Premier Savings 3.05% APY 

• Exceptional 3.05% APY on balances of $1000 or more
• No monthly account fees or transfer fees
• Secure, 24/7 mobile access to your account

(FDIC Insured)

Chime Checking $100 Bonus + 2.00% APY

To earn the $100 bonus, open a Chime account and make a direct deposit of $200 or more within 45 days of opening your account. Then earn 2.00% APY on all balances.

• Fee-free overdraft up to $200 for eligible members
• Get paid up to 2 days early with direct depositˆ
• No monthly fees
• Grow your savings automatically
• Signing up takes 2 minutes!

(Limited time offer)

Best Bank Account Rates – Nationwide

Best Business Savings Rates – Nationwide

While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

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The post Best Bank Rates & Savings Accounts – November 2026 appeared first on Hustler Money Blog.

Available nationwide, the Pibank Savings Account is offering a phenomenal 4.40% APY rate.

Update 11/04/26: The rate has decreased to 4.40% APY. This account currently offers one of the best rates available!

Pibank Savings Rate

• Learn More at Pibank
• Account Type: Savings Account
• Interest Rate: 4.40% APY
• Availability: Nationwide
• Minimum Balance: None listed
• Maximum Balance: None listed
• Credit inquiry: Hard Pull or Soft Pull? Let us know.
  
• Opening Deposit: Any
• Monthly Fees: None
  
• Early Termination Fee: None

(at Pibank)

Pibank ACH Capabilities and Limits

How to Earn Rate

• Opening your Pibank Savings is as easy as pie, you just need to follow these steps:
• Go to the “Become a Client” on the website (you can do it in your mobile device or computer).
• You will be required to have a valid driver’s license, state-issued ID, or US issued passport on-hand and ensure you have good lighting conditions in order to scan the required documents.
• Download the Pibank App on your phone.

Why You Should Sign Up For This Account

• Earn interest from your first $1 deposit in your Pibank Savings.
• Access your money anytime. Manage your Pibank Savings deposits and transfers from your mobile device.
• No fees or minimum balance. The Pibank Savings has no fees and no minimum balance penalties, making managing your finances and savings easier.

Bottom Line

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

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The post Pibank Savings Review: 4.40% APY (Nationwide) appeared first on Hustler Money Blog.

Available nationwide, find the latest Live Oak Bank promotions, bonuses & offers here. Experience online business checking with an unlimited number of transactions. Get streamlined tools, low fees and support from a U.S.-based team.

Choose from flexible business checking accounts you can open completely online. Live Oak helps you manage money with modern tools, low fees, and support from a real U.S.-based team.

Member FDIC.

Live Oak Bank Business Checking Summary

Business Essential Checking

Straightforward, everyday business checking

Ideal for core, day-to-day business banking needs with a simple digital experience that works for teams of any size.

• Easily connect with QuickBooks
• Unlimited number of transactions
• Free withdrawals at 55,000+ Allpoint® ATMs*
• Customizable permissions and robust online banking capabilities

$10 monthly maintenance fee waivable* with a $1,000 average daily balance

Learn More at Live Oak Bank

Business Plus Checking

Flexible business checking for growing operational needs

Built for businesses that need more robust money-movement tools and additional account controls.

• ACH collections and payments
• Online wire transfers
• Enhanced employee permissions and account controls
• Advanced cashflow features

$25 monthly maintenance fee* waivable with a $25,000 average daily balance

Learn More at Live Oak Bank

Business Plus Analysis

Advanced business checking built for greater financial complexity

Designed for companies with significant daily balances and more sophisticated cash management workflows.

• Account analysis and aggregation features
• Ideal for businesses managing significant cash flows
• Broader capabilities suited for complex or multi-entity operations

$100/month earnings credit can offset fees*

Learn More at Live Oak Bank

Live Oak Bank Business Checking Features

• Money Management
  • Unlimited number of transactions
  • Flexible debit card use with free withdrawals at over 55,000 Allpoint® ATMs*
  • Easy money movement to make payments and deposit checks on the go
• Business Management
  • Connect with QuickBooks
  • Set employee permissions and customize alerts in online banking
• Support & Security
  • Waivable monthly service fees* (based on balance requirements)
  • Dedicated support from our U.S.-based team
  • Fraud protection with built in safeguards and Mastercard® Zero Liability*

(at Live Oak Bank)

Live Oak Bank $200 Business Checking Bonus* (Expired)

This offer is unavailable. 

• Learn More at Live Oak Bank
• What you’ll get: $200 bonus*
• Account Type: Business Essential Checking
• Availability: Nationwide
• Monthly Fee: Business Essential Checking: $10/month waivable with a $1,000 average daily balance*

To earn the bonus*:

• Open a Business Essential checking account by April 30th, 2026.
• Fund Your Account & Maintain Balance. Deposit $5,000 by 4/30/26 and maintain that average daily balance for 90 days beginning 5/1/26.
• Get Your $200 Bonus*. Live Oak will deposit your $200 bonus* into your Business Essential checking account after you have completed all qualifying activities.

(at Live Oak Bank)

Bottom Line

For more, check out our full list of the latest bank promotions.

Member FDIC.

*Click here for full terms and conditions.

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The post Live Oak Bank Business Checking Review: Accounts for Modern Businesses (Nationwide) appeared first on Hustler Money Blog.

Find the latest Live Oak Bank Business Savings Rate here – Live Oak Bank Business Savings generous and stellar 2.75% APY* (Annual Percentage Yield)* rate. Member FDIC.

Update 10/23/26: The rate has decreased to 2.75% APY* from 2.85%. When you open a high-yield business savings account, you’ll earn a consistently competitive rate to maximize your returns. Accounts are FDIC insured* with no minimums or monthly maintenance fees.

Editor’s Note: Interested in a personal savings account? See our review on the Live Oak Bank Savings account with a competitive rate.

About Live Oak Bank Business Savings

Live Oak Bank offers one of the best business savings accounts in the country. This FDIC-insured* savings account makes it easier to grow your money with a great interest rate and simple online banking.

Live Oak makes it easier to save for your business with it’s high-yield, FDIC-insured* account.

Live Oak Bank Business Savings Rate

To earn Live Oak Bank’s competitive rate, simply open a new account. That’s all it takes and you’ll get to enjoy earning the competitive rate.

• Account Type: Business Savings
• Interest Rate: 2.75% APY*
• Availability: Nationwide
• Minimum Balance: $0.01 to earn APY
• Maximum Balance: None
• Credit Inquiry: None
• Opening Deposit: None
• Monthly Maintenance Fee: None
• Early Termination Fee: None listed

(FDIC Insured)

Live Oak Bank ACH Capabilities & Limits

How to Earn Live Oak Bank Rates

1. Open a Live Oak Business Savings account
2. Input your info – Provide your name, address, phone, email, and social security number or Tax ID.
3. Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
4. Earn 2.75% APY* as long as the account balance is above $0.01.

Why You Should Sign Up For This Account

• Earn many times the National Average*
• FDIC insurance* up to maximum allowed by law
• No Monthly Maintenance Fees
• Interest Compounded Daily
• Secure Electronic Statements
• Move Money Faster with Electronic Transfers
• Bankrate Safe & Sound 5-Star Rating
• Access Your Account Anytime with Live Oak’s mobile app

Live Oak Bank $200 Business Savings Bonus (Expired)

This offer is unavailable. 

Growing your savings just got easier! Open a new Live Oak Bank business savings account with qualifying activities to receive a $200 cash bonus.

• High interest rate
• Transparent online account opening
• FDIC insurance up to $250,000
• Maximize Your Returns. Our competitive business savings interest rates fuel your growth.
• Protect Your Assets. Your deposits are FDIC-insured, safeguarding your business from financial risks.
• Streamline Your Financial Management. Open your business savings account online and add authorized signers to accelerate efficiency.
• Integrate with Your Accounting Software. Connect your account to QuickBooks for seamless financial tracking and reporting.
• Avoid Unnecessary Costs. Benefit from no monthly maintenance fees, boosting your business’ bottom line.

Unlock the potential of your business savings.

How to earn bonus:

• Open a Live Oak Bank business savings account by 01/13/25.
• Fund Your Account. Deposit at least $20,000 into your account by 01/13/25.
• Maintain Your Balance. Maintain a balance of at least $20,000 for 60 days.
• If all eligibility criteria are met, the $200 cash bonus will be deposited to your open, eligible account within 45 days following the expiration of the 60-day period
• All funding of the new business savings account must consist of funds originating from an external financial institution to qualify.

(FDIC Insured)

Bottom Line

Overall, be sure to look into this offer from Live Oak Bank. When you open a Business Savings account you can earn a high rate!

This rate is great for earning high interest with balances as low as $0.01.

Interested in Bank Bonuses? See our other favorite banks including Bank of America, U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Fifth Third Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates and Live Oak Bank promotions!

Check back often to see the latest info on Live Oak Bank Business Savings.

*Click here for full terms and conditions.

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Find the latest Live Oak Bank Business CD Rates, Offers, and Promotions here. Member FDIC.

Update 10/26/26: Rates have increased. Live Oak Bank is currently offering competitive CD rates!

Best CD Rates: 4.50% Annual Percentage Yield (APY)* 12-Month, 4.40% APY* 9-Month, 4.30% APY* 6 & 18-Month CD, $2,500 Minimum, $250K Maximum.

Availability: Nationwide

Credit Inquiry: Unknown

About Live Oak Bank

Live Oak Bank was established in 2008. Live Oak Bank’s savings rates are several times the national average*, and it boasts an A- health rating. Member FDIC.

They are one of the nation’s top originators of small business loans. However, this is not all they are limited to. Although they are known for small business loans, they also offer a wide array of products including CD rates for all your specific financial needs.

*The above rates are accurate as of 10/26/2026*

Live Oak Bank Business CD Rates

• Learn More at Live Oak Bank
• Minimum deposit: $2,500
• Maximum deposit: $250,000
• Early withdrawal penalty:
  • Early Principal Withdrawal of a CD with a term less than 24 months: 90 Days of Simple Interest
  • Early Principal Withdrawal of a CD with a term 24 months or greater: 180 Days of Simple Interest

(FDIC Insured)

Live Oak Bank Business CD Features

• Fixed, High-Yield Rate. Lock in your return regardless of market conditions.
• FDIC Insured*. Your money is safe up to the allowable limit.
• Online Account Opening. Easily manage your account and add authorized signers.
• Manage Renewal Preferences Online. We make it easy for you to keep track of maturity dates and renewals.
• Automatic Monthly Interest Payment. Watch your money grow with monthly interest disbursements.
• Add Business Signers. Our Customer Success team can help.

Bottom Line

This is a great opportunity to invest in a high-interest CD from Live Oak Bank for your business. However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

*Click here for full terms and conditions.

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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The post Live Oak Bank Business CD Rates: 4.50% APY* 12-Month, 4.40% APY* 9-Month, 4.30% APY* 6 & 18-Month CD (Nationwide) appeared first on Hustler Money Blog.