If you’ve been looking for a CD with higher interest rate but also as an emergency fund, then check out CIT Bank No-Penalty 3.75% APY 11-Month CD.

Update 4/29/26: The rate has increased to 3.75% APY (from 3.25%).

This CD is deal for people who want both flexibility and a higher interest rate.

Whether you’re investing your funds in an interest bearing account to save up for your next vacation, a new car, house, or even retirement, this option is a definite and secure way to do so!

With CIT Bank, you can now earn interest on your funds with this outstanding 11-month No-Penalty CD rate.

You can withdraw the full balance and interest after 7 days of CD funding date, allowing optimum flexibility. There are no monthly fees and no early withdrawal fee.

• Annual Percentage Yields (APYs) for all Term CDs are accurate as of January 9, 2026. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
• APY — Annual Percentage Yield is accurate as of January 9, 2026. $1,000 minimum to open the account.
• With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.
• For complete list of account details and fees, see our Personal Account disclosures.

CIT Bank No-Penalty CD Overview

Why choose between a top rate and easy money access?

Get both with the 11-Month No-Penalty CD which offers security of an 11-month CD and lets you withdraw the total balance and interest earned without penalty seven days or later after funds have been received.

Please note that no withdrawals are permitted during the first six days after receipt of funds. Lock in a great rate for 11 months.

If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem.

It’s the security of a CD with the flexibility to access your funds early if you need them.

• Minimum deposit of $1,000
• You may withdraw the total balance and interest earned, without penalty, beginning seven days after funds have been received for your CD. No withdrawals are permitted during the first six days following the receipt of funds
• No account opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

(Visit CIT Bank for more details)

How To Open A CIT Bank No-Penalty CD

You will need the standard information, including your SSN, drivers license, the account information of the bank you wish to link to your CIT account, and similar information.

The minimum deposit for CDs is $1,000 for the no penalty CD.

1. Select the No-Penalty CD on CIT Bank’s website.
2. Complete your application.
3. Review and accept the terms and conditions.
4. Set up a few security questions.
5. Fund the new account (You can transfer money into CIT through an ACH transfer)

Earn Interest On Your Funds With CIT No Penalty CD

Overall, if you’ve been contemplating about your bank or the APY rate you have, you can get the chance to earn a higher one today. For more options, see our list of the best no penalty CD rates.

With CIT Bank, they provide a safe, secure way to grow your savings and you can even choose from a selection of CD terms to help you stay on target for your savings goals.

With CIT Bank’s 11-Month No-Penalty CD, you can earn a competitive APY Rate on your funds!

Interested in more options? Take a look at our list of the best cd rates on top of the best bank rates to ensure you’re earning the best rate available.

For more, see our list of the latest CIT Bank offers.

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The Marriott Bonvoy Boundless® Credit Card offers up to 4 Free Night Awards + a $100 Airline Credit. Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening.

Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees.

2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That’s up to $50 in statement credits semi-annually.

Marriott Bonvoy Boundless® Credit Card

If you tend to travel and love staying at Marriott hotels, then you might be interested in this credit card from Chase! Not only will be earning a sign up bonus, but you will also be earning points to use towards your next stay.

Update 4/29/26: You can currently earn  4 Free Night Awards + a $100 Airline Credit after meeting the spend requirement!

Marriott Bonvoy Boundless® Credit Card Click here to learn how to apply

Marriott Bonvoy Boundless® Credit Card Summary

Marriott Bonvoy Boundless® Credit Card Bonus

Earn up to 4 Free Night Awards + a $100 Airline Credit. Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening.

Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees.

2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That’s up to $50 in statement credits semi-annually.

What are Marriott Bonvoy Points Worth?

Your points’ worth depends on how you use them, the value of a Marriott Bonvoy point averages around $0.009.

You can use your Marriott Bonvoy points towards:

• Hotel stays
• Travel packages
• Destination-specific activities
• Gift cards
• Merchandise

Or you can transfer your points to Marriott Bonvoy airline partners.

Bottom Line

Travel cards are becoming more and more popular nowadays because cardholders have to opportunity to enjoy premium flight, hotel, and travel benefits with their cards.

If you are a fan of Marriott and partner hotels, definitely check out the Marriott Bonvoy Boundless® Credit Card to start saving on your next adventure.

Enjoy the extra bonus on top of your free stays at participating hotels to make your vacation memorable and cost efficient!

Be sure to check out list of credit card offers by Chase Bank or our list of the latest credit card bonuses! For more, see our list of the latest banking offers from Chase Bank.

The Marriott Bonvoy Boundless® Credit Card offers up to 4 Free Night Awards + a $100 Airline Credit. Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening. Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees. 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. Click here to learn how to apply

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

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Here’s an updated list of KeyBank promotions, bonuses, and offers.

Currently, KeyBank offers a $300 or $500 bonus when opening a qualifying checking account and meet all the requirements.

Update 4/28/26:

• KeyBank is offering a $300 bonus when opening a new Key Smart Checking; a $500 bonus when opening a new Key Select Checking Account after meeting the requirements. Offer valid through 5/22/26.
• The $500 business checking bonus has been extended through 1/16/25.

About KeyBank Promotions

The Consumer Bank serves individuals and small businesses throughout their 15-state branch footprint and through their national Laurel Road® digital lending business targeted toward healthcare professionals by offering a variety of deposit and investment products, personal finance and financial wellness services, lending, student loan refinancing, mortgage and home equity, credit card, treasury services, and business advisory services. In addition, wealth management and investment services are offered to assist nonprofit and high-net-worth clients with their banking, trust, portfolio management, charitable giving, and related needs.

The Commercial Bank includes their Institutional and Commercial operating segments. The Commercial operating segment is a full-service corporate bank focused principally on serving the needs of middle market clients in seven industry sectors: consumer, energy, healthcare, industrial, public sector, real estate, and technology. The Commercial operating segment is also a significant servicer of commercial mortgage loans and a significant special servicer of commercial-backed mortgage security. The Institutional operating segment delivers a broad suite of banking and capital markets products to its clients, including syndicated finance, debt and equity capital markets, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance.

I’ll review the current KeyBank promotions below.

KeyBank $500 Checking Bonus

• What you’ll get: $500 bonus
• Account Type: Key Select Checking®
• Availability: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Card Funding: No
• Monthly Maintenance Fee: $25 Waivable Monthly Maintenance Fee (waived for first 3 months)
  • Your fee will be waived if you have $3,000 per statement cycle in eligible direct deposits, or if you have a combined balance in any combination of KeyBank checking, savings, certificates of deposit, retirement deposits, and Key Investment Services LLC accounts of $15,000 or more during each statement cycle.
• Household Limit: None

(Expires 05/22/2026)

• Relationship Benefits. Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank’s Relationship Benefits.
• Early Pay. You could get paid up to two days early with eligible direct deposits to a KeyBank account.

How To Earn Bonus

• Earn $500 after qualified activities until 5/22/26 with Key Select Checking®.
• Open a Key Select Checking® account online by May 22, 2026.
• Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
• Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

Fine Print

• Direct deposit transactions include, but are not limited to: payroll, Social Security, pension and government benefits.
• Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
• One account opening gift per qualifying account. One account opening gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
• Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
• Account may not be closed at the time of gift payment.
• Offer is subject to cancellation without notice.
• KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
• Geographic restrictions apply.

KeyBank $300 Checking Bonus

• What you’ll get: $300 bonus
• Account Type: Key Smart Checking®
• Availability: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Card Funding: No
• Monthly Maintenance Fee: None
• Household Limit: None

(Expires 05/22/2026)

How To Earn Bonus

• Earn $300 after qualified activities until 5/22/26 with the no-monthly-maintenance-fee Key Smart Checking®.
• Open a Key Smart Checking® account online by May 22, 2026.
• Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
• Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

Fine Print

• Direct deposit transactions include, but are not limited to: payroll, Social Security, pension and government benefits.
• Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
• One account opening gift per qualifying account. One account opening gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
• Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
• Account may not be closed at the time of gift payment.
• Offer is subject to cancellation without notice.
• KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
• Geographic restrictions apply.

KeyBank $500 Business Checking Bonus

• What you’ll get: $500 bonus
• Account Type: Business Checking
• Availability: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
• Direct Deposit Requirement: No
• Credit Card Funding: No
• Monthly Maintenance Fee:
  • KeyBank Basic Business Checking: $5 Maintenance Service Charge (avoidable – see website for more details)
  • Key Business Reward Checking: Maintance Service charge is waived for the first two months that the account is open, then $25 beginning in the third month (avoidable – see website for more details)
• Household Limit: None

(Expires 01/16/2026)

The information for the KeyBank Business Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.

How To Earn Bonus

• Schedule an appointment with a banker to open your KeyBank Basic Business Checking or Key Business Reward Checking® account by January 16, 2026.
• Make the $25 minimum opening deposit and a total of $5,000 or more within 30 days. Maintain a minimum daily balance of $5,000 or more for the first 90 days.
• Your bonus will be deposited into your account within 60 days of meeting the requirements.

Fine Print

• To receive the $500 Key Business Checking offer:
  • 1. Open a new KeyBank Basic Business Checking or KeyBank Business Reward Checking® account with marketing code BDMA1025 by 1/16/2026.
  • 2. Make a total of $5,000 or more in deposits into your new qualifying checking account within 30 days of account opening.
  • 3. Maintain an end-of-day balance of at least $5,000 from the date you first reach this balance in the new checking account for at least 90 consecutive days. If the day you first reach the $5,000 balance falls on a weekend or federal holiday, the 90-day maintenance period will begin on the next business day. If the final day of the 90-day maintenance period falls on a weekend or federal holiday, the previous business day’s end-of-day balance will be used to determine eligibility. If your new checking account balance falls below $5,000 at any time within the 90-day Balance Maintenance period, you will no longer qualify for the promotion.
• Your $500 bonus will be deposited into your new KeyBank Basic Business Checking or KeyBank Business Reward Checking account within 60 days of meeting all requirements. The value of your account-opening offer will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Offer is only available if the business entity (SSN/EIN) has not had a KeyBank business checking or KeyBank business savings account during the past 12 months. The minimum opening deposit for a KeyBank Basic Business Checking or KeyBank Business Reward Checking account is $25. Limit one account-opening offer per qualifying account. Limit one account opening offer per business entity (SSN/EIN). This account-opening offer is subject to cancellation without notice. Valid Social Security Number or Taxpayer Identification Number and U.S. address required to qualify for offer.
• Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.

KeyBank Key Select Money Market Savings®

• Competitive Interest Rates. Their interest rates are compounded daily to give you the best possible returns.
• Waivable Monthly Maintenance Fee. To waive the monthly maintenance fee, you need to maintain either a KeyBank consumer relationship package checking account, or a minimum daily balance of $25,000.
• Check Writing and Transfers. Access your savings anytime with an unlimited number of withdrawals and transfers.
• Secure, Easy Online Banking. Check your balance, make deposits and manage your account anytime with KeyBank online and mobile banking.
• Overdraft Protection. Link a savings account to your checking account to automatically cover overdrafts without a transfer fee.
• FDIC insured

Learn more about Key Select Money Market Savings®

KeyBank Certificates of Deposit (CDs)

With certificates of deposit (CD), you choose the term and your rate is fixed, so you always know what you’ll earn and when you’ll earn it.

• Guaranteed Returns. CD interest rates are fixed, so you grow your money at the same rate for the entire length of the term you choose.
• Interest Payments. Choose to redeem your certificate of deposit at the end of the term or reinvest it to keep earning interest.
• FDIC Insured. Every KeyBank CD is insured.
• Online and Mobile Banking. Check in on your CD growth anytime in KeyBank online and mobile banking.

Certificate of Deposit Accounts at KeyBank

• Short-Term CDs. Short-term savings at a competitive interest rate
  • Terms from seven days to six months
  • Earn more interest than with a traditional savings account
  • $2,500 Minimum Opening Balance
  • Interest Compounded Daily and Fixed For the Term
• Tiered Long-Term CDs. Get competitive interest rates with several term options
  • $2,500 Minimum Opening Balance
  • Interest Compounded Daily and Fixed For the Term
• High-Yield Jumbo CDs. Intended for balances of $100,000 and greater
  • $100,000 Minimum Opening Balance
  • Interest Compounded Daily and Fixed For the Term

Learn more about KeyBank Certificate of Deposits

How To Avoid Monthly Fees

• Key Smart Checking®: No monthly maintenance fee
• Key Select Money Market Savings®: $20 Waivable Monthly Maintenance Fee
  • Waive the $20 monthly maintenance fee when you maintain either a KeyBank consumer relationship package checking account or a minimum daily balance of $25,000.

Bottom Line

While the promotions & bonuses at KeyBank sounds enticing, setting up a direct deposit is a big commitment. They offer many different accounts, so you have several options for any that can best suit your needs.

Additionally, you may want to check out our full list of Bank Rates and CD Rates.

Compare KeyBank Promotions with other bank bonuses from banks like Citi, Huntington, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, U.S Bank., and more!

*Check back at this page for updated KeyBank promotions, bonuses, and offers.

About KeyCorp: For more information, visit https://www.key.com/.

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Introducing a new class of Capital One travel rewards – get rewarded for the way you travel. With the Capital One Venture X Rewards Credit Card, earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.

Capital One Venture X Rewards Credit Card

Update 4/28/26: You can currently earn 75k bonus miles after meeting the spend requirement! You can now receive up to a $120 credit (previously $100) for Global Entry or TSA PreCheck. Although this card has what many may deem a high annual fee, it can easily be offset with the $300 annual travel credit, 10,000 miles anniversary bonus every year and the other perks/benefits that this card has to offer! The $300 travel credit must be used through their travel portal. I recommend to use on hotels, flights, or car rentals. If you find a better rate anywhere else, they will match to the lower rate.

Capital One Venture X Rewards Credit Card Click here to learn how to apply

Capital One Venture X Rewards Credit Card Summary

Capital One Venture X Rewards Credit Card Bonus

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.

Capital One Venture X Rewards Credit Card Benefits

• Miles Redemption. Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—plus transfer miles to your choice of 15+ travel loyalty programs.
• No Foreign Transaction Fees. You won’t pay a transaction fee when making purchases outside of the United States.
• Miles Don’t Expire & No Blackout Dates. Your miles won’t expire for the life of the account, so they’re always there when you need them. Plus, there are no blackout dates.
• Cell Phone Protection. Protect your cell phone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800. Certain terms, conditions and exclusions apply.
• Free Additional Cardholders. Add up to 4 Authorized users to your account for no fee—they can enjoy benefits and you will earn rewards on every dollar they spend.
• Referrals Bonus. Refer your friends and family to apply for a Venture X card and earn up to 100,000 bonus miles when they’re approved. Terms apply.

How Much Is One Mile Worth?

Each mile is worth one cent, whether you redeem for past travel or for future travel bookings through Capital One.

You can redeem for past travel purchases that have been made within the last 90 days, or you can use your miles towards booking a new travel.

Moreover, you can use your miles to book your flight, car rental, or hotel.

If you use your miles for past travel purchases, these categories of travel are eligible:

When needed, you can also transfer your miles to Capital One’s airlines partners. You can, possibly, get more value with your miles, if you’re willing to put the time with different partenr mileage programs and flight bookings.

With this process, you can get up to around 1.4¢ (0.014) per mile.

The ongoing rewards rate is two miles for every dollar that you spend on all purchases, equaling to two percent as 100 miles is equal to $1 in travel rewards, possibly more with the transfer partners as stated above.

This is a great earnings rate for a card that’s non airline or hotel.

Bottom Line

The Capital One Venture X Rewards Credit Card is great for those who travel frequently. After utilizing the annual travel credit, this card definitely is more worthwhile on top of the many outstanding perks this card offers.

Forever keeper card for my family; it’s essentially a money maker with the $300 annual travel credit(the travel credit needs to be booked through Capital One’s portal) and 10K miles anniversary. Don’t forget to add up to 4 Authorized Users and they can enjoy the Cap1 lounge benefit and their own priority pass for absolutely free!

If you are interested in more promotions from Capital One, see our list of the latest banking promotions and the full list of more credit card promotions to find the card that best fits you!

The Capital One Venture X Rewards Credit Card offers 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Get 10,000 anniversary miles bonus (equal to $100 towards travel) every year, starting on your first anniversary. You're earn: • 2X Miles per dollar on every purchase, every day. • Unlimited 10X miles on hotels and rental cars booked through Capital One Travel • 5X miles on flights and vacation rentals booked through Capital One Travel • Receive up to a $120 credit for Global Entry or TSA PreCheck Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection This card does come with a $395 annual fee. Enjoy no foreign transaction fees and get $300 annual travel credit (receive $300 back as statement credits for bookings through Capital One Travel, where you’ll get our best prices on thousands of options). Click here to learn how to apply

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Available nationwide, the Centier Bank High-Yield Savings Account is offering an attractive 3.95% APY + up to $1500 bonus powered by Raisin.

Update 4/28/26: You can currently earn up to $1500 bonus through 5/31/26!

• Your savings deserve a reset. Move your savings to Raisin for a clean slate and a competitive edge — plus an up to a $1,500 cash bonus. Open an account using code FRESHSTART by May 31 and make a qualifying deposit to be eligible. New customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,999, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between April 1, 2026, and May 31, 2026, by 11:59 PM ET, and the promo code FRESHSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

About Centier Bank Savings Review

Centier Bank Savings Rate

• Account Type: High Yield Savings Account
• Interest Rate: 3.95% APY
• Availability: Nationwide
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Unknown
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

An ATM card will be issued upon request. While the opening deposit must be made through an ACH transfer, additional deposits can also be made using the ATM card. Withdrawals can be made using the ATM card or through ACH transfer.

Centier Bank ACH Capabilities and Limits

How to Earn Centier Bank Rate

1. Click here to open an High-Yield Savings account from Centier Bank with an opening deposit of $1.
2. Maintain any balance amount and earn the 3.95% APY rate.

Why You Should Sign Up For This Account

• No fees from Raisin. $1 minimum deposit.
• Family-owned banking rooted in community values.

Bottom Line

Check out this offer from Centier Bank and open a High Yield Savings Account to earn the high rate today!

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, TD Bank, or CIT Bank. 

For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on Centier Bank High Yield Savings Account.

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Available nationwide, NexBank High Yield Savings Account is offering a phenomenal 3.92% APY rate + up to $1500 bonus.

Update 4/28/26: The rate has decreased to 3.92% APY from 4.04%. You can currently earn up to $1500 bonus through 5/31/26!

• Your savings deserve a reset. Move your savings to Raisin for a clean slate and a competitive edge — plus an up to a $1,500 cash bonus. Open an account using code FRESHSTART by May 31 and make a qualifying deposit to be eligible. New customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,999, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between April 1, 2026, and May 31, 2026, by 11:59 PM ET, and the promo code FRESHSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

NexBank High Yield Savings Rate

• Account Type: High Yield Savings Account
• Interest Rate: 3.92% APY
• Availability: Nationwide
• Minimum Balance: None
• Maximum Balance: None
• Credit inquiry: Soft Pull 
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

NexBank ACH Capabilities and Limits

How to Earn Rate

1. Open a new account with a minimum opening deposit of $1.
2. Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
4. Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.

Why You Should Sign Up For This Account

• FDIC insured. No fees. $1 minimum deposit.
• 24/7 online access to funds.
• NexBank gives back to their local communities.

Bottom Line

Check out this offer from NexBank and open an High Yield Savings Account to earn the high rate today!

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

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The post NexBank High Yield Savings Review: $1500 Bonus + 3.92% APY (Nationwide) appeared first on Hustler Money Blog.

Available nationwide, Patriot Bank Money Market Deposit Account is offering a 3.85% APY rate + up to $1500 bonus powered by Raisin.

Update 4/28/26: The rate has decreased to 3.85% APY from 3.90%. You can currently earn up to $1500 bonus through 5/31/26!

• Your savings deserve a reset. Move your savings to Raisin for a clean slate and a competitive edge — plus an up to a $1,500 cash bonus. Open an account using code FRESHSTART by May 31 and make a qualifying deposit to be eligible. New customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,999, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between April 1, 2026, and May 31, 2026, by 11:59 PM ET, and the promo code FRESHSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

About Patriot Bank Money Market Deposit

Since they opened their doors in 1994, Patriot Bank’s mission has been to serve their local communities by helping their neighbors and neighborhood businesses thrive.

Additionally, they believe a well-connected community is a strong community—and that together, they can accomplish more in less time.

Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.

Patriot Bank Money Market Deposit Rate

To earn Patriot Bank’s competitive rate, simply have an opening deposit of $1. That’s all it takes and you’ll get to enjoy earning the rate on all balances.

• Account Type: Money Market Deposit
• Interest Rate: 3.85% APY
• Minimum Balance: None
• Maximum Balance: None
• Availability: Nationwide
• Credit Inquiry: None
• Opening Deposit: $1 minimum
• Credit Card Funding: None
• Monthly Fee: No monthly service fees
• Early Termination Fee: None

(FDIC Insured)

Patriot Bank ACH Capabilities & Limits

Editor’s Note: Help us with the table above in the comment section if you have experience with Patriot Bank’s ACH capabilities.

How To Open An Account At Patriot Bank

1. Click this promotional link here and hit “Start Savings”
2. Create an account by entering your personal information, including your full name and email. Select Continue.
3. Confirm your email address.
4. Input your date of birth, Social Security number and additional contact details. Hit Continue.
5. Review and submit your application.
6. Keep an opening deposit of $1+ to earn the 3.85% APY rate.

Why You Should Sign Up For This Account

• $1 minimum opening deposit
• Tiered rates, meaning the more you save the more interest you can earn
• Easy online account opening process
• Withdrawals can be made at ATMs, Patriot branches, and through online and mobile banking
• You’re not locked in so you can withdraw money as needed
• Link your account to a Patriot Bank checking account or a checking account at another bank for easy transfers

Bottom Line

Check out Patriot Bank and open a Money Market Deposit account this amazing rate!  The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.

For more bank offers, see the complete list of Best Bank Rates!

Interested in Bank Bonuses? See our favorite banks including U.S. Bank, BMO, Chase Bank, Huntington Bank, TD Bank, or CIT Bank.

Check back often to see the latest info on Patriot Bank Online Savings Account.

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The post Patriot Bank Money Market Deposit Review: $1500 Bonus + 3.85% APY (Nationwide) appeared first on Hustler Money Blog.

Available nationwide, Mission Valley Bank High Yield Savings Accounts are offering a phenomenal 3.86% APY rate + up to $1500 bonus.

Update 4/28/26: You can currently earn up to $1500 bonus through 5/31/26!

• Your savings deserve a reset. Move your savings to Raisin for a clean slate and a competitive edge — plus an up to a $1,500 cash bonus. Open an account using code FRESHSTART by May 31 and make a qualifying deposit to be eligible. New customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,999, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between April 1, 2026, and May 31, 2026, by 11:59 PM ET, and the promo code FRESHSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

About Mission Valley Bank High Yield Savings

Mission Valley Bank is a full-service, independent, commercial bank that is locally owned, community-minded and relationship driven.

A CDFI (Community Development Financial Institution), Mission Valley Bank has been committed to supporting the growth of small business for more than 20 years and their Give Where You Live program spotlights and supports local area non-profits though both volunteerism and contributions throughout the year.

Mission Valley Bank is dedicated to their customers’ success.

They appreciate each client’s business and welcome the opportunity to earn yours.

Mission Valley Bank High Yield Savings Rate

• Account Type: High Yield Savings Account
• Interest Rate: 3.86% APY
• Availability: Nationwide
• Minimum Balance: None
• Maximum Balance: None
• Credit inquiry: Soft Pull 
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

Mission Valley Bank ACH Capabilities and Limits

How to Earn Mission Valley Bank Rate

1. Open a new account with a minimum opening deposit of $1.
2. Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
4. Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.

Why You Should Sign Up For This Account

• FDIC insured. No fees. $1 minimum deposit.
• 24/7 online access to funds.
• Mission Valley Bank actively supports many non-profit organizations – making a difference throughout the communities they serve.

Bottom Line

Check out this offer from Mission Valley Bank and open a High Yield Savings Account to earn the high rate today!

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on Mission Valley Bank High Yield Savings Account.

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The post Mission Valley Bank High Yield Savings Review: $1500 Bonus + 3.86% APY (Nationwide) appeared first on Hustler Money Blog.

Available nationwide, Harborstone Credit Union Money Market Deposit Account is offering a sweet 3.85% APY rate + up to $1500 bonus via Raisin. Continue reading below to learn everything you need to know about Harborstone Credit Union.

Update 4/28/26: You can currently earn up to $1500 bonus through 5/31/26!

• Your savings deserve a reset. Move your savings to Raisin for a clean slate and a competitive edge — plus an up to a $1,500 cash bonus. Open an account using code FRESHSTART by May 31 and make a qualifying deposit to be eligible. New customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,999, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between April 1, 2026, and May 31, 2026, by 11:59 PM ET, and the promo code FRESHSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

About Harborstone Credit Union Money Market Review

Harborstone began in 1955 as McChord Federal Credit Union serving Air Force members on McChord Air Force Base. From our modest beginnings, we have always existed for the betterment of our members and community.

In 1996, we opened our membership up to all Washington State residents, and changed our name to Harborstone Credit Union. We want our neighbors to get the most out of their membership. That’s why we offer tools that help you maximize your rewards and minimize your fees.

I’ll review Harborstone Credit Union Money Market Account below.

Harborstone Credit Union Money Market Deposit Account Rate

• Account Type: Money Market Deposit Account
• Availability: Nationwide
• Interest Rate: 3.85% APY
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Soft Pull
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

Harborstone Credit Union ACH Capabilities and Limits

How to Earn Harborstone Credit Union Rate

1. Click here to open an Money Market Deposit account from Harborstone Credit Union with an opening deposit of $1.
2. Maintain any balance amount and earn the 3.85% APY rate.

Why You Should Sign Up For This Account

• Federally insured by NCUA. No fees. $1 minimum to open.
• 24/7 online access to funds.
• Supports local organizations focused on financial literacy, community safety, and more.

Bottom Line

Check out this offer from Harborstone Credit Union and open an Money Market Deposit Account to earn the high rate today!

Interested in Bank Bonuses? See our favorite banks including U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates and CD Rates.

Check back often to see the latest info on Harborstone Credit Union Money Market Deposit Account.

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The post Harborstone Credit Union Money Market Deposit Review: $1500 Bonus + 3.85% APY (Nationwide) appeared first on Hustler Money Blog.

Available nationwide, the Western Alliance Bank High-Yield Savings account is offering 3.80% APY rate for all balances + up to $1500 bonus powered by Raisin.

Western Alliance Bank High-Yield Savings

Update 4/28/26: You can currently earn up to $1500 bonus through 5/31/26!

• Your savings deserve a reset. Move your savings to Raisin for a clean slate and a competitive edge — plus an up to a $1,500 cash bonus. Open an account using code FRESHSTART by May 31 and make a qualifying deposit to be eligible. New customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,999, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between April 1, 2026, and May 31, 2026, by 11:59 PM ET, and the promo code FRESHSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

About Western Alliance Bank High-Yield Savings

Year after year, Western Alliance Bank ranks high among the best commercial banks in the nation with more than $70 billion in assets, thanks to a combination of strong capacity, proven expertise and outstanding customer service. Western Alliance is a trusted, award-winning financial institution with experienced bankers who put customers first. Major accolades include being ranked as a top U.S. bank in 2022 and 2023 by American Banker and Bank Director.

Western Alliance Bank High-Yield Savings Rate

• Learn More at Western Alliance Bank
• Account Type: High Yield Savings Account
• Interest Rate: 3.80% APY
• Availability: Nationwide
• Minimum Balance: $0.01+
• Maximum Balance: None
• Credit inquiry: Soft Pull
  
• Opening Deposit: $1
• Monthly Fees: No account activity or maintenance fees
  
• Early Termination Fee: None

(FDIC Insured)

How to Earn Western Alliance Bank Rate

1. Open a new account with a minimum opening deposit of $500.
2. Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
4. Earn 3.80% APY.

Why You Should Sign Up For This Account

• FDIC insured
• Excellent rates with NO fees from Raisin.
• $1 minimum deposit. 24/7 online access.

Bottom Line

Check out this offer from Western Alliance Bank and open a High-Yield Savings account to earn the high rate today!

For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on the Western Alliance Bank High-Yield Savings account.

For more, see our review on Western Alliance Bank here.

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The post Western Alliance Bank High-Yield Savings Review: $1500 Bonus + 3.80% APY (Nationwide) appeared first on Hustler Money Blog.