HYIP GUIDE

Agro Bank Review

2007-01-20T23:14:00.000-08:00

Agro Enterprises began its operations on a small scale by exporting and trading in Marine Products, having headquarters in a country in South East Asia. Today, Agro Enterprises is a leading company engaged in the exporting, trading of Agro Commodities. The company is also involved in the producing of Fishmeal and Fish oil. The company was established in the year 1990, under the able guidance of a young entrepreneur. The prime concern of the company is to provide superior quality products to our clients to attain the maximum customer satisfaction from our esteemed customers. We ensure high quality, timely delivery and the excellent customer service to our clients.

With Exports being the main thrust of our business interests, we export fish fertilizers to Europe and Middle East. Our other business interests include the importing of timber and plywood which operates under the name of Agro Group.

We established Agro Bank to fund our businesses in agro industry and with the profit of above 100 % per month, we can share profits perfectly well. All your money will be invested in these businesses and we are certain this business will run well in long term period. All your money will be transferred directly through e-gold every week day, Monday to Friday. Thank you for the investment that you have made.

Spend your Deposit to E-gold :3970085 (Agro Bank)
Minimum deposit is $2 Maximum deposit is $100 per day-$3000 per month
Please include your valid Email address for our reference !

Visit Now

12 Daily Pro Mastermind Back in Business

2006-04-21T02:42:00.000-07:00

Charis Johnson is at it again. The woman behind 12 Daily Pro who left hundreds of thousands of investors out millions of dollars, has put out her single on a new internet site: www.startupst.com. Startup Street promises to teach people how to be web entrepreneurs making millions for themselves. For a consumer to join, is costs nothing just a lot of personal information and a stream of websites and advertisements along with surveys about those site. This will allow Johnson to create profile that could be much more lucrative than mere membership fees.

ABC 4 asked a West Valley mom and former 12 Daily Pro investor to look at the site, sign-up and then tell us what she thinks. The first thing Debbie Nelson noticed was the layout. The colors are different, but taken as a whole the Startup Street site looks a lot like the 12 Daily Pro site. About the more detailed questionnaire required at sign-up she said, "This is a little bit scarier this time."

Besides the Consumer Lane, there is also a "Business Boulevard" that does require a modest monthly fee.

The program as described is vague. Consumers apparently earn points for viewing the ads and answering questions. Those points can eventually be redeemed for unspecified "awards".

But heres the real bombshell: While promoting her new program, Charis Johnson blasts her old program.

Once the queen of the auto-surf industry, here's what she's saying now:

"If you are currently participating in online surfing programs or riskly high-yield investment programs, the reality is 99% of these programs will fail because they are illegal, run by the unscrupulous or not meant for long term viability. Either way, if you entrust these types of programs with your financial future, you will be sorely disappointed. We want to help you eliminate the need for such risky ventures and give you a sense of pride for accomplishing success on your own terms. You need to take the power to control your destiny out of the hands of those programs and into your own."

"Thats really sad," said Nelson. "Most people are not going to come to this website knowing that this is the same person who started up 12 Daily Pro. She said, "If I wasnt helping [ABC 4], I wouldn't touch this with a 10 foot pole!"

Charis Johnson remains under investigation by the FBI. And her former program 12 Daily Pro and its parent company, LifeClicks LLC, remain under the control of a receiver appointed by a Federal Judge.

The Securities and Exchange Commission is also looking at civil penalties against Johnson and could require that she give back the money that she took from 12 Daily Pro investors.

To check on the federally-apointed receiver's investigation of 12 Daily Pro, log onto: www.tlennonfor12dailypro.com.

Story by: Brent Hunsaker
brent@abc4.tv

Warning Signs of a closing HYIP?

2006-04-14T05:43:00.000-07:00

hat are your personal warning signs of a diminishing HYIP? What do most of you pull out?

I know some people wait until the admin starts slacking on the communication..others wait until the total withdrawn is over 50% of the total deposited.

Admin announces "We're going private/We're moving to a new server" a few weeks in advance of the "private/move" date.

Another one is when total deposits crack $200K.

Announcing a convention....
Announcing a special (Higher spend/higher ROI)plan....
A lot of advertising...
forum trolls posting paid when the program has had payment problems/complaints ....
A d-dos attack ....

and so on....

Exhibit: Quatloosian HYIP Programs

2006-03-28T21:47:00.000-08:00

How do we make money? Easy! We only one a lousy one (1) Quatloo for every million Quatloos that you'll be making on these transactions. That's a low margin, but we figure with these high-paying, sure-winners you'll be making so much money that we'll be able pick up a couple of hundred thousand Quatloos here and there.

They only get paid if you make at least 20% profits by trading in U.S. Treasury Notes and bank debentures. All funds held in safekeeping and not at risk and only used to leverage much larger investments -- U.S. Reservation Bank & Trust, Higher Investment Technologies, Inc., Global-Link Capital Markets, L.L.C., Edward J. Driving Hawk, Sr., Leo Driving Hawk, Sr., John M. Adams, Edmund J. Smedley, Kenneth S. Harrison, William J. Herisko, Thomas T. Emerton, Defendants, and Oyate Development, Inc., Oyate Enterprises, L.L.P., Oyate Trust, River Walk Development, L.L.C., Ringthunder Racing Stables, Inc., HPHC, Inc., James R. Driving Hawk, Orpha Jane Johnston -- More Info
Make 4% per week for 40 weeks up to 160% per year with this once-in-a-lifetime prime bank securities program that is risk free -- Terry L. Dowdel & Co. -- More Info
Make 24%-60% in one year trading instruments with the top-50 European Banks. This program is safe because it is run by a couple of people who hold real, verifiable securities licenses from the NASD and work with major firms -- Ellsworth Wayne McLaws and Alan Clagg -- More Info
Program earns 48% to 120% per year trading with the top European banks, and has already raised $98 million from 1,300 investors -- Resource Development International, LLC, David Edwards, James Edwards, Jade Asset Management, Ltd., Sound Financial Services, Inc., Intercostal Group, LLC, Intercoastal Group II, LLC, Kevin Lynds, Gerald J. Stock, Blackwolf Holdings, LLC and William Whelan, Defendants and Pacific International Limited Partnership, International Education Research Corporation, Galaxy Asset Management, Inc., and David Cluff, Individually and d/b/a Rivera Trust 410 -- More Info
Best returns! Earn 1,000% annually risk-free in high yield investments in offshore accounts with one of the only six traders in the world capable of pulling off these trades -- Harral Dunbar, Jr., individually and d/b/a Ghost International -- More Info
Generate 48% to 84% returns per year trading with this unique offshore trading program -- Joseph Lloyd Norris, Mark Gray Coleman, Magellan Communications Group, LLC, and Northern Lights Financial, LLC -- More Info
Safety in bonds! Very high-yield corporate bonds pay 30%-40% every ten days -- CDH & Affiliates, Inc. and C. David Hallman -- More Info
Outstanding HYIP program pays 100% returns per week by selling letters of credit at a discount -- Clif Goldstein, formerly known as Clifford Dixon Noe, Paul Howe Noe, also known as Paul Noe Randall, Carolyn M. Kaplan, Noel Alelov, Russell B. Gerstein, Nuell W. Paschal, Great American Trust Company, Inc., and Great American Trust Corporation, Inc. -- More Info
Licensed stockbroker will make you rich leasing U.S. Treasury Bills and then depositing them into a trading program -- Brian A. Schmidt, John Aristotle Dilworth, II, and Euro-Atlantic Securities, Inc. -- More Info
Secure Private Placement Program will generate risk-free returns of 20% to 25% per week trading in highly rated financial instruments -- Lewis J. McConnell, Jr., Ned L. Huggins, and Gregory T. Wood -- More Info
All The Way To The Top trading program sells mid-term notes on the overseas market for a huge gain and high returns to you -- Philip J. Yoder -- More Info
Get 20% per month for 13 months in Tri-Star's bank debenture trading program and invest in other international opportunities too -- Louis M. Lazorwitz, J. Charles Reives, Tri-Star Investment Group, L.L.C. a/k/a Tri-Star Investment Group, Defendants, and Lazor, Ltd. -- More Info
Make 80% annual returns trading in medium term bank debentures of the Top 25 western European Banks -- Earl A. Abbott, Richard L. Stalvey, Glenn Perdue, Robert E. Gerwin, Kenneth C. Nunn and Thomas J. O'Keeffe -- More Info
Can't miss HYIP program generates 13,000% returns trading in bank debentures, medium term notes and other prime bank instruments. These programs have been approved by the SEC and the Federal Reserve -- Lytle E. Fogelsong, Thomas Gregory Cook, James H. Malbaff, and Malbaff & Cook -- More Info
High Yield Investment Program guarantees 100% per month profits by providing access to short-term bank debt instruments that can be purchased at a discount and sold quickly for a profit without risk -- John C. Willy, Jr. -- More Info
Guaranteed by well-known European banks! Returns of 120% per year! -- W. David Blunk, Jr., Aubrey John Elam, Jr. and Stanley C. Eaves -- More Info
Hot market in medium-term bank debentures issued by major money center banks in the U.S. and western Europe. By pooling interests together investors will get returns of 4 percent per week for 40 weeks -- Terry L. Dowdell & Co. -- More Info
Trading program in foreign bank instruments will provide returns of 1,000% annually -- Highland Financial Corporation -- More Info
Prime bank scheme will make you rich! -- James R. Harrold, Franklin Management and Consulting, LLC, Accipter, LLC, Franklin Asset Management and Consulting, LLC, Franklin Management and Consulting, Inc., and Concord Development Group, LLC -- More Info

The programs which follow offer only the freshest-cut, deepest discounted bank debentures, treasury securities, and mid-term notes. These are sure-thing, can't-miss programs that are backed by our Prime Banks, and in many cases the Federal Reserve and Lloyds of London. But please keep all of this a secret: The Government doesn't want you to know about these programs that will make you rich just as they did they did the Morgans and Vanderbilts of the world. Hey, you don't even have to give these programs your money, just deposit it in one of the Prime Banks and it will be completely safe. It's only because of the offshore off-balance sheet financing that you have to put any of your Quatloos up (and even they aren't at risk, as these programs are 100% risk-free and guaranteed to be successful). And we promise you that the people who run these programs are one of only six people in the world who can make these trades happen. So invest early, and invest often.

No hyip can be trusted .............

2006-03-16T14:00:00.000-08:00

I don't think are they all scams, however a lot of them, if not most of them are. Some HYIP's are actually run by honest admins and sometimes fail because of bad management. Others can fail by external events that affect them like hacker attacks or something like that.

What I will say is that they are all very high risk. You are basically trusting your money to an admin you know nothing about, and have no control after you give it to him/her. Even if it is an honest admin with the best intentions this is very risky, since you don't know about this person's ability to manage money, let alone a big business like an HYIP.

My two cents!

EMO Close Operations and Attorney Greg Abbott has obtained an asset freeze and emerge

2006-03-13T15:13:00.000-08:00

Attorney General Abbott Files Emergency Action To Protect Clients Of Unlicensed Online Payment Service
EMO Corp. and officers cannot account for $2.4 million in customer cash

AUSTIN - Texas Attorney General Greg Abbott has obtained an asset freeze and emergency approval for a court-appointed receiver to take over the operations of unlicensed Austin-based online payment service EMO Corp.

The company and its officers, Todd L. Tredeau, Tracey Jones and Nancy C. Humphries cannot fully account for more than $5.4 million that consumers placed into their accounts. The company’s books show they have only $3 million cash on hand, which means EMO cannot account for $2.4 million belonging to its customers. The officers failed to register with the Texas Banking Department and obtain a license as a “money services business,” as required by law.

Media Links

Sample EMO Corp. web pages
Attorney General\'s lawsuit against EMO
Temporary restraining order against EMO

“These officers must account for their outrageous mismanagement of consumers’ money, which they promised would be secure,” said Attorney General Abbott. “The court’s appointment of a receiver to seize control of this company’s assets will provide an opportunity to determine where this money has gone.”

The company’s Web site, www.emocorp.com, touts the service as a safe way to conduct financial transactions online, as a service to assist consumers who are recent victims of fraud and businesses that handle payrolls.

Consumers who open accounts with online payment services can deposit money into their accounts via credit cards or bank transfers and expect instant access to their accounts. The consumer uses the service to send or receive money to and from other members via electronic transfers. According to information given to the Department of Banking by EMO Corp., the company has a current customer base of 17,000 nationwide, with 6,000 of these in Texas.

The Banking Department denied EMO a license for failure to meet minimum net worth requirements of $500,000 and other statutory requirements. Furthermore, according to the company’s own financial statements presented to the Department of Banking, the company is insolvent.

Upon investigation following the asset freeze, the Attorney General will seek restitution to any consumer harmed by these transactions, as well as civil penalties and attorneys’ fees.

If a program is making money legitmately they don't need to get new cash infusions on a daily basis.

2006-03-05T10:05:00.000-08:00

If you post your top 5 or top 10 list of favorite programs with referals then I consider them null and void.

If I really like a program and trust it I don't need to get paid to advertise it.

Any program that realies on referal programs is a scam. Case closed.

If people are making money from your program why the need for the referal (multi level ponzi) scheme?

The best programs don't have referal programs for need them.a reason- they don't need them.

Authorities in the USA Slow to Act Againts Ponzis

2006-02-26T04:36:00.000-08:00

I was just curious as to why the authorities in the USA are so slow to act vs. ponzis.

If I was head of the FBI or something like that, I'd like to think that I'd run things like this. Many people have suspicions of a ponzi scam, then I would dispatch agents immediately to investigate. The agents would say: "show me your books". This would pretty much immediately let them know if the organization was a ponzi or not; wouldn't it?

If it was a ponzi, then I'd make them stop operations immediately and take the owners into custody and let the judicial system throw the book at them.

Doesn't this seem to make more sense than the current system of letting ponzis operate for many months and/or years on end?

I don't understand why in this day and age of high technology and enlightenment that ponzis can't be shutdown immediately?

Seriously, What HYIP program works??

2006-02-25T14:45:00.000-08:00

HYIPS are basically set up that first ones in make money, last ones in lose out. You take a risk being on of the first ones in, though, because some programs are setup solely to take that opening cash and run before the program even takes off good.

This is the first way to lose. If the program actually starts paying out, as soon as investors slow down, the program will go down because it cannot afford to keep paying. What you are looking for is a program that is fairly new and has just begun to pay out. Get in but don't stay too long. It's all a game, much like poker. You play your hand and with a combination of luck and skill, you hope you win more than you lose. I'm just learning too, and losing is part of learning to play the game. Good luck to you!!

Top 10 HYIP Mistakes ebook

2006-02-24T01:34:00.000-08:00

Free Top 10 HYIP Mistakes ebook

I've been in HYIPs for almost 2 years now. So I've decided to put together a list of the top mistakes that I've made and how to avoid them.
I hope you enjoy it :)

Download Here

Programs that are NOT ponzis

2006-02-22T08:59:00.000-08:00

Someone suggested that we make a list of all ponzis, but to me it's seems much easier to try to make a list of all the programs out there that are most likely not ponzis. So here's the ones I can think of off the top of my head:

Forex programs: The following programs invest your money in forex:

FXIG.com
4x-Club.com
MCAJ.net
ForexShrineManagement.com

Stocks / bonds / futures / arbitrage etc:

ClubInvest.net
ITS.tc
InfiniteLottto.com
ChartCandle.com
Rawlandgroup.com
MutualWealthAlliance.com

HYIP investment pools: These guys invest in other HYIPs (sometimes ponzis) but because they diversify a lot and because they know what they are doing the risk of losing all your money is greatly reduced.

Private-Investors-Union.com
HyipInvestClub.com/Forum
i-Midas.com
Udachufund.com

And of course some of the programs above can also be accessed via

FeederFund.net

Anyone else? Please do NOT post your referral links in this thread and BEWARE THE SOUL of anyone posting an obvious ponzi. The programs listed above are in my opinion likely to be trading for real. I do not have conclusive proof that any of them do, but nonetheless the signs are good.

The day just not blue anymore... my investment program is going down

2006-02-21T22:56:00.000-08:00

My 12dp is gone although I did make a small profit, very small. I can no longer get access to Goldenrocks so it looks like there on the way out-with my money as well. Everyone seems to think Tingernvest is a scam-so there goes my money. Signed up for an ecurrency course with DXInOne, but they're sucking!

my investment program is going down

NES FACELIFT

2006-02-20T21:42:00.000-08:00

mail from NeverEndingStori Admin :

Please enjoy the new look NES site.

We have now added e-bullion and e-gold to pecunix.

Nix is sort of back.

Our new assistant to Nix is Ujene and he is very clever.

You can thank my daughter for the facelift.

I am trying to find a free coffee site or an mlm coffee site which we
might be able to tap into for NES members, so if you know of one, let me
know.

Have a nice day,

Still working through missing payments due to the chaos of the 2nd week
of Jan when Gold cart pulled the plug.

Its possible that if your registration payment is missing, that you
might have been refunded by GoldCart.

Have a nice day,

Gordon

HYIP NEWS/NOTICES UPDATE

2006-02-19T16:27:00.000-08:00

* 12DailyPro, as an Autosurf, remains in Limbo. Things are not
looking good for the program at all. Charis is seemingly blaming everyone
but herself for the problems, making it into an elaborate conspiracy
theory. There are a lot of rumors flying around about the program, so it's
hard to get any solid facts. CNN, The Wall Street Journal, and many
other local news stations have picked up the story. For more info on
12DailyPro check out their Talkgold forum:
http://talkgold.com/forum/f363-12DailyPro.html

* Stormpay is still up and running. There seems to be many rumors
flying around about this site as well. Many members are getting money
frozen and accounts locked, which is not very encouraging. It looks as
though Stormpay may be trying to redo everythign which 12dailypro has
done, which is pissing off a lot of people. There have been reports that
some members have had money taken from their bank accounts by Stormpay.
Stay tuned, because the entire 12dp/Stormpay fiasco is bound to have
more twists and turns then a rollercoaster at Six Flags.

* The Pips saga drags on despite so many signs that Mr. Marsden is a
crook. It is amazing that people still believe in the guy and are
trying to get donations together to help him out in this time of crisis.
Whatever you do, don't give money to the guy. He has lied to everyone
and deserves whatever he gets. Bryan has made a statement saying that he
will not be posting at rolclub any more until he has something good to
report. I guess it's safe to say he will never be posting again.

* Emails have been circulating stating that Freeland Opps is Back.
Please ignore these emails as we feel it is a scammer trying to take
advantage of the last bits of hope FLO investors had. If in fact it is
Xavier, then thats even more money not to invest in the scammers program.

* StaynProfit has been reported as not paying out. They lasted
approximately 4 months and paid 1.3% per day. The admin has not given any
sort of update as of yet.

* The following hyips have had their hosting accounts suspened:
Halnex, SkyGroup Traders, Referral Hyip, and Win Hyip.

* The Following Programs have been reported as not paying:
Reinvest-Bank, Love4hyip, Spain Hyip, FX Union Corp, Gold Generation Club, and
Arabian Online Inc.

* Autosurfs.net has made a lot of changes to their unique autosurf
rating and monitoring site. Their site is 100% free for admins to list,
and the site incorporates ratings and monitoring into one site. The URL
is http://www.autosurfs.net

* HYIP101 has added a lot of new features to their phenominal e-book
that they have written on HYIPs. We highly suggest purchasing their
e-book if you want to really make money on HYIPs. You can but their
e-book at:
http://www.hyip101.com/go.php?r=3&l=uggc%3A%2F%2Fjjj.ulvc101.pbz%2F

Looks like they would rather take 12daily down than pay them

2006-02-05T04:10:00.000-08:00

Here is my support ticket and reply from stormpay.

Netiba and stormpay Waiting Time: 11h 25m | ID: 462850

Created by You
04 Feb 2006 02:51 You knew full well what these programs were about and its only since members started getting paid that this anti ponzi movement started. When we were all getting scammed no one cared. You are far worse than they are. And you are telling lies in your email. I want a refund of my netiba money. I have had no letteror phone call and dontwant iit now.

Closed by Pamela
04 Feb 2006 14:17
Your rating:
Currently there are multiple ongoing investigations concerning 12dailypro and other "auto-surf" sites, and the possible victims of these "businesses". StormPay is not free to comment on the details of these investigations but is proactively working with investigators to expedite the investigations and ultimately the return of purchasers monies. Until such time as the investigations are complete, the merchants funds have been frozen to insure the integrity and safe handling of the funds.

At this time, StormPay executives continue to receive many threats from members of 12dailypro.com and other auto surf sites. Members who continue to harass and threaten only cause delays for all parties concerned as arrests will be made for these actions. As threats continue, investigations and final resolution will be delayed.

ABC News has done three segments on 12 Daily Pro. All three segments can be found at the link listed below. Scroll through the links on the right side of the video screen to choose those news articles:

http://www.abc4.com/mediacenter/default.aspx?videoId=36003

Thank you.

Today I heard some sad news

2006-02-03T20:25:00.000-08:00

Yes hyip games go down every day. But today?!!!

So many auto surfs went down. I was surprised at the number of people that do not realize most of these are pure ponzi and decide to quit their jobs and earn fulltime on them. Others wager their house

Let's not blame Storm Pay, let's not even blame KUM or 12DP. Let's own a little ourselves.

How sad it is that people do not realize these things are games and not one's you want your life riding on. I heard people talking of financial ruin, hospitalization with nervious break downs and even the thought of suicide over the fall of these.

Perception people! Suppliment your income maybe? Don't bet your life on it!

WHICH SITES HAVE RESISTED STORMPAY?

2006-02-02T23:31:00.000-08:00

Site and consumer backlash?
Which sites have resisted the Stormpay bullying tactics and stuck with E-Gold and other payment processors? Stormpay has ridiculously high fees for those who don't pay the $20 to join their Stormpay owned NetIBA.

These unfair tactics amount to extortion and may result in a number of sites becoming unstable. Sites depend on a balance of fees in different payment processors to remain viable.

The Stormpay site is down almost daily. Stormpay has been unable to supply debit cards to customers for many weeks now and are hardly reliable. It is expensive for international customers to make a withdrawal. The only alternative is to have a check sent which results in more fees when processed through a bank account.

I would not be surprised to see Stormpay brought before the courts to explain why they have used these tactics in an attempt to gain a monopoly for their group of sites.

I will now only promote sites which do not offer Stormpay as an option.

I would be interested to read comments by other forum members on this important issue.

Info from Capital-Managing.org

2006-02-02T06:12:00.000-08:00

INFO. FOR MEMBERS :

January Trading results aviable !

Very good results for the first month of activities :

CM assets : + 4161 pips ; + 52.6 ticks
Redirested assets : + 1027 pips; + 185.18 ticks

Go to
http://www.capital-managing.org/trad...006results.php
to read results details.

I'm really happy to present these results because there are the fruit of a whole month trading without taking a breath.
I really hope these results will prove (and improve) our credibility.

Capital-Managing is trading your money and it's the only way to be stable. Think to it !

Warmest regards,

Miguel FERLA
Capital-Managing CEO

Doubledayshyip ssl,ddos Protected, with Phone Support!

2006-01-30T11:26:00.000-08:00

If you have made a deposit, but it didn't appear in your Double Days HYIP member account, please send an e-mail to troubleshoot@doubledayshyip.com. Please provide your Double Days HYIP username, your batch number for the deposit, and the plan you would like to invest in. We will be able to assist you with this problem in a very prompt manner.

Administrator E-Mail: kyle@doubledayshyip.com
Team E-Mail: team@doubledayshyip.com
Troubleshoot/Support E-Mail: troubleshoot@doubledayshyip.com

Telephone Support
We are one of the only, if not only, online HYIP that publically lists a phone number where you can call to receive support or answer any questions you may have. Our offices are open Monday to Friday from 7AM to 10AM Pacific Standard Time (PST GMT-8). Our telephone support number is:
+1 (213) 985-3209
If you are calling outside of Los Angeles, California - please note that long distance charges may apply.

A question you have may have already been answered in our Frequently Asked Questions (FAQ) section. Please visit this section to find answers to commonly answered questions - this'll save both parties time. Alternatively, you may use the form below to contact the administrator of the HYIP directly.

Read before you invest at all in any Hyip program

2006-01-29T23:18:00.000-08:00

Just a note to help you get off on the right foot:

Praise the Lord All!
These programs come and they go. but you can make alot of money if you look for certain things like, how long its been going, how much is coming in daily, and by reading feedback in the forums.

If a program has been running for less than 1 month and is still receiving at least half of what is going back out in payouts per day, and the numbers continue to rise daily in deposits..Then you can pretty well bank on making some money Smile

These things will help you make better desisions about which onces to get in to. This one looks Very strong. BUT NEVER INVEST YOUR BNILL MONEY OR TIES AND YOU WILL BE FINE Very Happy

i don't like programs running 6 months, especially PONZI's by then they are "well used" I wait a week or so and see what is gonna happen to them, sometimes maybe a few days if they are moving along good, i grab in while the grabbing is good, but i go only a limit of 3 days on mine and $100.00 dollars all fun money anyways..

Who is investing really much in hyips? Let me know.

2006-01-29T19:26:00.000-08:00

There are some members who start out with a nice size stake and diversify from the beginning. If they've taken the time to educate themselves before making their choices, they will probably do pretty good.

But there are many who find $500 an impossible figure to even think about. I would guess that the largest group of over $500 investors didn't start with $500, though, they probably worked up to that amount.

So, achieving the $500 amount is not really anything in itself. There are those who manage several thousand dollars and those who start with maybe $5 or $10. The main thing is not really the amount, but rather that the amount is disposable or discretionary funds. In other words, it's play money. Money you'd otherwise spend on CDs, pizza and beer or tickets to the theatre.

Hyip hacker continues...

2006-01-29T07:59:00.000-08:00

The admin of Bustabank reportedly recieved this message.However it may very well be someone else trying to cash in on the commotion.
The original hacker hadnt actually asked for any money to be paid.

---------------------------------------------------------------
Hello, I am hacking hacker. You may have heard of me around the hyip arena. I have been screwed and now I am mad. I am an ethical hacker and I was trying to make a little extra money.I have targeted over 100 hyips so far. Each of which I believed were scams. Guess what? You have been targeted.Only way to get out of it, pay $2000 to egold account 2767085 by january 31st 12 noon eastern time or send me email giving me a damn good reason why I should not destroy your whole life! I will wipe out your database, post your name and address on your site for all the people whose money will be lost. I will change database name and I will track you down if you try to move somewhere else. We are talking jail time, getting hurt, or even killed by your investors. I have shut down talkgold as a measure of my good faith. payment to that account by 31 noon or lose it all.

P.S. do not try to patch your database or whatever, my sploit is zero day, meaning no one found it yet. I am already in your database lurking around and backdooring just incase. You better pay or else you will get screwed beyond belief.
hackinghacker101@yahoo.com

croft brothers little research

2006-01-28T23:05:00.000-08:00

Is anyone familiar with croftbros.com ? It seems like a really legit hyip, and I was wondering if anyone has tried it yet. They pay 5% daily (mon.-fri.) for 8 weeks. They accept almost every form of payment, with a minimum investment of only $5. Here's a little info from their FAQ:

3.1. How can you pay such huge profits?
First we should say that we make substantially more profit than we pay to our investors in interest payments. We're experienced Forex and Gold market entrepreneurs. We see a great arbitrage/growth opportunity on gold market now, which allows us to make really good profit these days. Our ingenious scheme is based on speculating with forward gold contracts and gold futures, using a highly leveraged strategy based on the arbitrage opportunities, brought to life by soaring gold prices these days.

4.1. For how long are you going to offer this opportunity?
We'll be offering this opportunity for at least two full cycles of the program. So you'll be able to make 400% profit in 16 weeks if you reinvest your profits. Then we plan to lower the returns we pay to around 3-4% daily, that will happen in May 2006.

5.1. Why is my investment secure?
We structure profit payments to our members in such a way that you can be sure that the profit flow won't stop. We prefer to pay you your principle investment back daily, together with profits, which makes the cash flow stable and lets us use your investment to the full extent. That's how it works:
-You make your investment
-We put 50% of your investment in the investment pool, diversified between selected Forex traders and gold futures/forward contracts speculations.
-The other 50% goes into our reserve fund, which should provide the stability of our program.
- We start making profit on your investment, now it's in the range of 4-7% daily. We pay you approximately 2.5% out of our profits, 2.5% out of the reserve fund. The rest of our profit goes back into the investment pool, and the compounding effect comes into play.
-As the program goes on we replenish the reserve fund with a part of our profits, so there is ALWAYS money for payouts. We want both our investors and us to get the maximum profit from our program, and this unique payment structure makes it possible.

6.1. Why do you provide no member area where I can track my investment?
We want to make our program as robust as possible. We want no hackers to break into the online database and steal your money, so we keep the database of our investors offline, so you can be sure that the cash flow won't stop. You can always login to your e-gold or e-bullion account and check the update of your account balance.

Well I must say, I am a bit confused about this one as "whois" pulled one IP address and a domain name could not be matched, and "coolwhois" pulled another IP address,
and a domain name could not be matched...
A DNS Report showed that there was a problem with the Sender Policy Framework (SPF); This means that spammers can easily send out E-mail that looks like it came from that domain, and the DNS Report also showed:
Your www.croftbros.com A record is:
www.croftbros.com. A 209.249.221.12 [TTL=7200] [US], which is entirely different than the "whois" IP address.
I attribute this to the fact that this domain has two nameservers, which is not uncommon, but generally, they are sequential. These both appear to be in the US, but one in NJ and one in CA.
However, using - IP - 209.249.221.12
NetRange: 209.249.0.0 - 209.249.255.255

Even though the Croft Bros 'seem' to be using their identity and location in running this program, there just is something not right given this technical information. If someone else can interpret this information with some other meaning, I welcome better understanding.
I suppose I trust the technical details to tell a more believable story than the story than the Croft Bros are telling about their program.

Time tells.... use judgement.

OK well in the time it took for me to do the above research, forwardone also found a link on the Croftbros.com forum with similiar questions. Now I did not search for "CroftBrothers".com and I assume that is where the UK connection came in. I did not find any hosting in Ill either, but probably due to the same reason.
And now that I see the questions that are being evaded on the forum, I feel much better advising "caution" if you invest in this program.

Study - Which Payouts Are The Best?

2006-01-28T13:44:00.000-08:00

by HYIPMailer.com
With the help of many individuals we were able to conduct our own study on the profitability of different types of HYIPs. This is what we did:

We made 4 groups of programs:

Type 1 - Low paying (Total of 10%-25% per month)
Type 2 - Low-Medium paying (Total of 26%-40% per month)
Type 3 - High-Medium paying (Total of 41%-100% per month)
Type 4 - High paying (Total of 101%+ per month)

We then invested small amounts of $ into atleast 11 programs in each group. Some programs were private while others were public. Our initial investments took place 5 months before writing this article. Our goal was to see which type of program was the most profitable, and steady paying. We used programs which were daily, weekly and monthly paying. Please understand that we took programs that we thought would be productive. The programs that looked like trash, and seemed like trash were left out of this study. Also note, that we mainly used newer programs in our study. Here are the results:

Type 1 - Low paying (Total of 10%-25% per month). Out of 11 Programs we investing in, 5 months ago, we profited on 4 of them. Out of the remaining 7, 3 are still running (we are close to profit on most of these), and 4 Shut down altogether leaving us with losses. The average return of these 11 programs in Type 1 is: 115%. This number should grow, however since there are still three programs that are paying us out of the 11 original programs. We calculated a weighted return. The weighted return if these remaining 3 programs pay for the average amount of time is 148%.

Type 2 - Low-Medium paying (Total of 26%-40% per month). Out of 13 programs we invested in, 5 months ago, we profited on 7 of them. From the remaining 6, 2 are still running and 4 have closed, leaving us with losses. The average return of these 13 programs in Type 2 is: 118%. This number should grow, however since there are still two programs that are paying us out of the 13 original programs. We calculated a weighted return. The weighted return if these 2 remaining programs pay for the average amount of time is 125%

Type 3 - High-Medium paying (Total of 41%-100% per month) Out of 12 programs we invested in, 5 months ago, we profited on 6 of them. The other 6 added to our losses. None of these programs are still paying. The average return of these 12 programs in Type 3 is: 120%.

Type 4 - High paying (Total of 101%+ per month). Out of 11 programs we invested in, 5 months ago, we profited on 5 of them. The other 6 added to our losses. None of these programs are still paying. The average return of these 11 programs in Type 4 is: 90%.

The total weighted return of our entire portfolio was: 120.91%

Overall we earned about 21% from our investing. This amounts to just over 4% per month. Not so great, but atleast we earned something. What this study tells us is that the lower the program pays, the more likely you are to earn a profit. If we were to invest all our funds in Type 1 programs, we would have earned about 10% per month profit rather then 4% per month. As you can see, the exremely high paying programs that target mainly gamblers are not a good choice unless you want to lose your money. Please note that our sample size was rather small, therefore the standard deviation could be quite large. We hope to do further studies in the future.

12Daily have more News

2006-01-28T06:55:00.000-08:00

We wanted to take this time to update all of you who chose the compounding option for your E-Gold transition payments of the payment process we will be implementing regarding these compounded upgrade payments.

We offered the compounding option to members in an attempt to allow anyone who needed time to setup and get verified a new Stormpay or EMO account as needed. Unfortunately we did not ancitipate the sheer number of members who would choose to have their compounded upgrade payments paid to EMO. Because such a large amount of these compounded upgrades were all purchased on one day, they are all due to be paid out on the same day when normally they would have been spread out over the course of 2 weeks.

When we look at the numbers, that means that for that day we would be paying out almost 6 times our normal daily payout to a payment processor. This is manageable for us in the case of StormPay, as we have a substantial reserve fund there. But just as EMO transition payments were slow early on due to the need to move funds, compounded upgrade payments to EMO will similarly be affected.

Moving the necessary funds into place, once compounded members made their choice for processor is not a process that can be done quickly. We are also very concerned that payment of these funds all at once will result in mass upgrades on the day(s) of payments which will through off the balance of funds going forward.

Because of the above factors, we will need to extend the payment period for Compunded EMO payments to within 10 business days. However we would like to offer an alternative for those of you that may be able to take advantage of it. Your compounded upgrade is currently set to be paid to the payment processor and ID you have set in your account. If you have chosen the EMO option and would rather be paid out faster, we suggest you change your payment ID to a StormPay one. StormPay compounded payments are planned to begin Sunday, January 29 and will all be paid within the normal 7 business days. We plan to begin payment of compounded EMO upgrades the morning of Monday, January 30, at which time your selected payment ID will be ‘locked in’. So if you make a change, you will need to do so by Sunday night.

On Monday, after everyone has made their final choice, we will be able to give you are more precise prediction on when we will have all the payments completed.

We thank you in advance for your cooperation.

Charis
12dp Admin