i Develop Stocks Advisory

NFO: HDFC મ્યુચ્યુઅલ ફંડે HDFC ટ્રાન્સપોર્ટેશન એન્ડ લોજિસ્ટિક્સ ફંડ લોન્ચ કર્યું

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 22 Jun 2025 15:13:00 +0530

લોજિસ્ટિક્સ-ટ્રાન્સપોર્ટેશનના ગ્રોથનો હિસ્સો બનવાની તક આપતાં ટ્રાન્સપોર્ટેશન અને લોજિસ્ટિક્સ થીમ આધારિત કંપનીઓમાં રોકાણ કરતી ઓપન-એન્ડેડ ઇક્વિટી સ્કીમ લોન્ચ કરી છે.

ભારતના અગ્રણી મ્યુચ્યુઅલ ફંડ ગૃહોમાંના એક HDFC મ્યુચ્યુઅલ ફંડ (HDFC MF)એ HDFC ટ્રાન્સપોર્ટેશન એન્ડ લોજિસ્ટિક્સ ફંડ લોન્ચ કરવાની જાહેરાત કરી છે. ગતિશીલ પરિવહન અને લોજિસ્ટિક્સ ક્ષેત્રમાં મોખરે રહેલી કંપનીઓમાં રોકાણ કરવાની તક આપે છે. તે પરિવહન અને લોજિસ્ટિક્સ થીમ હેઠળ ઓટોમોટિવ, શિપિંગ અને બંદરો, રેલ્વે, એરપોર્ટ અને એરલાઇન્સ, ઇ-કોમર્સ, રોડ/રેલ/એર કાર્ગો, સપ્લાય ચેઇન/વેરહાઉસિંગ વગેરેમાં વિશાળ શ્રેણીની તકોનો લાભ લેવાનો હેતુ ધરાવે છે.

કૅપ્શન આપેલ NFO 28 જુલાઈ, 2023ના રોજ ખુલે છે અને 11 ઓગસ્ટ, 2023ના રોજ બંધ થાય છે.

HDFC મ્યુચ્યુઅલ ફંડ પરિવહન અને લોજિસ્ટિક્સ ક્ષેત્રની નોંધપાત્ર વૃદ્ધિની સંભાવનાને ઓળખે છે, જે વધતી નિકાલજોગ આવક સાથે ભારતની યુવા વસ્તી દ્વારા સંચાલિત છે, ઓટોમોબાઈલનો ઓછો પ્રવેશ, પ્રિમીયમાઈઝેશન માટેનું વલણ (મોંઘા વેરિઅન્ટમાં શિફ્ટ), મોટી નિકાસ સંભવિતતા, ડીકાર્બોનાઈઝેશન માટે દબાણ, પરિવહન સલામતી પર ધ્યાન કેન્દ્રિત કરે છે અને પરિવહન આધુનિકીકરણ પર સરકારનું ફોકસ આ સેક્ટરના ગ્રોથમાં ભાગીદાર બનાવી શકે છે.

HDFC ટ્રાન્સપોર્ટેશન એન્ડ લોજિસ્ટિક્સ ફંડ રોકાણકારોને એવી થીમમાં રોકાણ કરવાની આકર્ષક તક આપે છે, જે ભારતના ભાવિને આગળ ધપાવી શકે. ફંડનો હેતુ ફ્લેક્સી-કેપ માર્કેટ અભિગમ સાથે વૈવિધ્યસભર પોર્ટફોલિયો બનાવવાનો છે. સ્ટોક સિલેક્શનમાં એવી કંપનીઓને પ્રાધાન્ય આપવામાં આવશે જે લીડર છે/જેના સંબંધિત સેગમેન્ટમાં માર્કેટ લીડર બનવાની સંભાવના છે. તે એવી કંપનીઓની પણ શોધ કરશે જે પરિવહન અને લોજિસ્ટિક્સ થીમમાં વિકસિત લેન્ડસ્કેપથી લાભ મેળવવાની ક્ષમતા ધરાવે છે.

લોન્ચ અંગે ટિપ્પણી કરતા, HDFC એસેટ મેનેજમેન્ટ કંપની લિમિટેડના મેનેજિંગ ડિરેક્ટર અને ચીફ એક્ઝિક્યુટિવ ઓફિસર નવનીત મુનોતે જણાવ્યું હતું કે, “એચડીએફસી મ્યુચ્યુઅલ ફંડમાં, અમે હંમેશા વિવિધ નાણાકીય ધ્યેયો માટે વન-સ્ટોપ સોલ્યુશન બનવાનો પ્રયાસ કર્યો છે અને અમારી વિવિધ પ્રોડક્ટ કલગી દ્વારા તકોની વિશાળ શ્રેણી આપી છે. HDFC ટ્રાન્સપોર્ટેશન એન્ડ લોજિસ્ટિક્સ ફંડ અમારા પ્રોડક્ટ ઓફરિંગ વ્હીલમાં નવીનતમ સ્પોક બની ગયું છે.

EV કંપનીએ એક દિવસમાં ખોલ્યા 11 સ્ટોર, 3 વર્ષમાં RattanIndiaના શેરમાં 1800% રિટર્ન

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 22 Jun 2025 15:11:00 +0530

RattanIndia Stock: રિવોલ્ટ બાઇક નિર્માતા કંપની રતન ઇન્ડિયાના શેર 2021માં 6.74ના ભાવે ખૂલ્યા બાદ આજે 38 આસપાસ ટ્રેડ થઈ રહ્યો છે.

ઈલેક્ટ્રિક વાહનોનું ઉત્પાદન કરતી સ્મોલ કેપ કંપની રતન ઈન્ડિયાએ 1 દિવસમાં 11 ડીલરશિપ સ્ટોર ખોલીને હલચલ મચાવી દીધી છે. આ સ્મોલ કેપ કંપનીના શેર મલ્ટીબેગર સાબિત થયાં છે. રતનઈન્ડિયા એન્ટરપ્રાઈઝ લિમિટેડનો હેતુ દેશમાં ઈલેક્ટ્રિક મોટરસાઈકલની વધતી જતી માંગનો લાભ ઉઠાવવાનો છે.

રતન ઈન્ડિયાનો ઉદ્દેશ ગ્રાહકોને ઉચ્ચ ગુણવત્તા, પર્ફોર્મન્સ આધારિત અને પોસાય તેવા વિકલ્પો ઓફર કરીને ઈલેક્ટ્રિક મોટરસાઈકલ તરફ આકર્ષવાનો છે.

સ્મોલ કેપ કંપની રતન ઈન્ડિયાના શેરોએ 3 વર્ષે 1860.20 ટકા રિટર્ન આપ્યું છે.

રતન ઈન્ડિયા અદ્યતન ટેકનોલોજીનો ઉપયોગ કરીને કરોડો ભારતીયોના જીવનને સુધારવાના માર્ગ પર છે. રતન ઈન્ડિયાના મુખ્ય વ્યવસાયમાં ઇલેક્ટ્રિક મોબિલિટી, ડ્રોન, ઈ-કોમર્સ, ફેશન બ્રાન્ડ્સ અને ફિનટેક વગેરેનો સમાવેશ થાય છે. રતન ઈન્ડિયાએ થોડા દિવસો પહેલા રિવોલ્ટ મોટર્સ ખરીદી છે. તે ભારતમાં ઇલેક્ટ્રિક મોટરસાઇકલ બનાવતી સૌથી મોટી કંપની છે.

માત્ર 1 દિવસમાં, રિવોલ્ટ મોટર્સે સમગ્ર દેશમાં 11 નવા ડીલરશીપ સ્ટોર્સ ખોલ્યા છે, જે કંપની માટે અને ભારતમાં ઇલેક્ટ્રિક મોબિલિટી માટે નોંધપાત્ર સીમાચિહ્નરૂપ છે. 31 મેના રોજ, રિવોલ્ટ મોટર્સે દેશમાં એક સાથે 11 ડીલરશિપ સ્ટોર ખોલ્યા હતા.

રતન નવી ડીલરશીપ અને ભારતના મુખ્ય શહેરો અને પ્રદેશો પર ધ્યાન કેન્દ્રિત કરે છે.

રતન ઈન્ડિયાનો ઉદ્દેશ્ય રિવોલ્ટ ઇલેક્ટ્રિક બાઇકને દેશના દરેક ભાગમાં લઈ જવાનો છે. કંપની દેશમાં ઈલેક્ટ્રિક મોટરસાઈકલની વધતી જતી માંગને પહોંચી વળવા માંગે છે અને તેના માટે શ્રેષ્ઠ ગુણવત્તાવાળી ઈલેક્ટ્રિક બાઈક ઉપલબ્ધ કરાવી રહી છે.

ઇલેક્ટ્રિક બાઇક રિવોલ્ટ નિર્માતા રતન ઇન્ડિયાએ તાજેતરમાં તેના માર્ચ ક્વાર્ટરના પરિણામો જાહેર કર્યા છે અને કંપનીની આવક FY2023માં 598% વધી છે. 1 વર્ષ પહેલાની સરખામણીએ તેની આવક વધીને 4138 કરોડ રૂપિયા થઈ છે. જોકે, કંપની હાલમાં ખોટ નોંધાવી રહી છે અને કામગીરીમાં તેને ₹286 કરોડનું નુકસાન થયું છે.

રત્તનઈન્ડિયાનો શેર આજે 1.96 ટકા સુધારા સાથે ₹38.42ના સ્તરે ટ્રેડ થઈ રહ્યો છે. છેલ્લા 3 વર્ષમાં રતન ઈન્ડિયાના શેરોએ રોકાણકારોને 1860% રિટર્ન આપ્યું છે. 2020માં કંપનીનો શેર 1.96 પર ટ્રેડેડ હતો.

જે હાલ 38.42 થયો છે. જો છેલ્લા 5 વર્ષની વાત કરીએ તો રતન ઈન્ડિયાના શેરે રોકાણકારોને 755 ટકા રિટર્ન આપ્યું છે. અને 2021ની તુલનાએ આજના ભાવ મુજબ 470 ટકા રિટર્ન છૂટ્યું છે

નેમિષ શાહના રોકાણવાળી લક્ષ્મી મશીનના શેરે આપ્યું છપ્પરફાડ રિટર્ન

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 22 Jun 2025 15:08:00 +0530

8 જાન્યુઆરી 1999થી ₹194ના લેવલથી શેરબજારમાં કામકાજની શરૂઆત કરનારી લક્ષ્મી મશીન વર્ક્સના શેરે રોકાણકારોને 6750 ટકા મલ્ટીબેગર રિટર્ન આપ્યું છે.

શેરબજારના દિગ્ગજ રોકાણકાર અને આશરે 2454 કરોડ રૂપિયાની નેટવર્થ ધરાવતા નેમિષ શાહ ઈનામ હોલ્ડિંગ્સના ડાયરેક્ટર અને કો ફાઉન્ડર છે. નેમિષ શાહ જોખમ લેવાથી બિલકુલ પણ ગભરાતા નથી અને તેઓ શેરોમાં રોકાણ કરીને બમ્પર કમાણી કરવા માટે જાણિતા છે. નેમિષ શાહ પાસે હાલના સમયે છ શેરોમાં હિસ્સેદારી છે.

નેમિષ શાહે લક્ષ્મી મશીન વર્ક્સમાં 8.9 ટકા હિસ્સો લીધેલો છે. લક્ષ્મી મશીન વર્ક્સના નેમિષ શાહ પાસે 9.53 લાખ શેર છે જેની વેલ્યૂ આશરે 1274 કરોડ રૂપિયા છે.

બુધવારના ટ્રેડિંગમાં લક્ષ્મી વર્ક્સના શેર 0.5 ટકાની તેજી સાથે ટ્રેડ થઈ રહ્યા હતા અને તે 13356 રૂપિયાના લેવલે હતા. 1425 કરોડ રૂપિયાનું માર્કેટકેપ ધરાવતી લક્ષ્મી મશીન વર્ક્સના શેરોમાં છેલ્લા 6 મહીનામાં રોકાણકારોને 17 ટકા રિટર્ન આપ્યું છે.

W-2 ફોર્મ સમજાવટ

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 15 Feb 2024 12:36:00 +0530

W-2 ફોર્મ એ એક કર દસ્તાવેજ છે જે તમારા 雇दाતા તમને દર વર્ષે આપે છે. તે તમારી આવક, કર કપાત અને સામાજિક સુરક્ષા અને Medicare કર જેવા અન્ય કરવેરા અંગેની માહિતી પ્રદાન કરે છે. આ માહિતીનો ઉપયોગ તમારી કર રिटર્ન ફાઇલ કરવા માટે થાય છે.

W-2 ફોર્મના મુખ્ય કumns

બોક્સ 1: આ તમારી કુલ મજૂરી અને અન્ય વળતન દર્શાવે છે.
બોક્સ 2: આ તમારા સંघीय આવક કર કપાત દર્શાવે છે.
બોક્સ 3: આ તમારા સામાજિક સુરક્ષા અને Medicare કર કપાત દર્શાવે છે.
બોક્સ 4: આ તમારી રાજ્ય અને સ્થાનિક આવક કર કપાત દર્શાવે છે.
બોક્સ 5: આ તમારી કમાણી કરેલ આવક દર્શાવે છે (બોક્સ 1 માંથી બોક્સ 2 અને 3 બાદ કરતાં).

અન્ય મહત્વપૂર્ણ કumns

બોક્સ 12: આ તમારા 401(k) યોગદાન દર્શાવે છે.
બોક્સ 13: આ તમારા આરોગ્ય વીમા પ્રીમીયમો દર્શાવે છે.
બોક્સ 14: આ તમારા સંघीय失业 કર કપાત દર્શાવે છે.
બોક્સ 15: આ તમારા રાજ્ય અથવા સ્થાનિક失业 કર કપાત દર્શાવે છે.

તમારા W-2 ફોર્મનો ઉપયોગ કેવી રીતે કરવો

તમારી કર રिटર્ન ફાઇલ કરવા માટે તમારા W-2 ફોર્મની માહિતીનો ઉપયોગ કરો.
જો તમને તમારા W-2 ફોર્મ પરની કોઈ માહિતી ખોટી લાગતી હોય, તો તમારા 雇दाતાનો સંપર્ક કરો.
તમારી કર રिटર્ન ફાઇલ કર્યા પછી, તમારા W-2 ફોર્મની એક નકલ તમારા રેકોર્ડ માટે રાખો.

ઉદાહરણ:

બોક્સ	વર્ણન
1	કુલ મજૂરી અને અન્ય વળતન
2	સંઘीय આવક કર કપાત
3	સામાજિક સુરક્ષા અને Medicare કર કપાત
4	રાજ્ય અને સ્થાનિક આવક કર કપાત
5	કમાણી કરેલ આવક
12	401(k) યોગદાન
13	આરોગ્ય વીમા પ્રીમીયમો
14	સંઘीय失业 કર કપાત
15	રાજ્ય અથવા સ્થાનિક失业 કર કપાત

આ માહિતી તમને તમારા W-2 ફોર્મને સમજવામાં મદદ કરશે. જો તમને કોઈ પ્રશ્ન હોય, તો તમારા 雇दाતા અથવા કર વ

ROTH - IRA

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 15 Feb 2024 12:33:00 +0530

રોથ આઇઆરએ ની સમજૂતી ગુજરાતીમાં

રોથ આઇઆરએ (Individual Retirement Account) એ અમેરિકામાં રિટાયરમેન્ટ બચત માટે ખાસ યોજના છે. આ યોજનામાં તમે કર ચૂકવેલી આવકમાંથી યોગદાન આપો છો, અને જ્યારે તમે રિટાયર થાઓ ત્યારે તમારા દાખલા અને વળાસી ઉપર કોઈ ટેક્સ ચૂકવ્યા વગર ઉપાડી શકો છો.

રોથ આઇઆરએ કેવી રીતે કામ કરે છે?

તમારી ઉંમર કેટલી હોય કે તમારી આવક કેટલી હોય તે ધ્યાનમાં લીધા વગર તમે રોથ આઇઆરએ ખોલી શકો છો.
તમે તમારી કર ચૂકવેલી આવકમાંથી દર વર્ષે વધુમાં વધુ $6,000 (2024 માં) યોગદાન આપી શકો છો. જો તમે 50 વર્ષ કે તેથી વધુ ઉંમરના હોવ તો, તમે દર વર્ષે વધારાના $1,000 યોગદાન આપી શકો છો.
તમે તમારા નાણાં કેવી રીતે રોકાણ કરવા માંગો છો તે પસંદ કરી શકો છો. વિવિધ રોકાણ વિકલ્પો ઉપલબ્ધ છે, જેમ કે સ્ટોક્સ, બોન્ડ્સ અને મ્યુચ્યુઅલ ફંડ્સ.

રોથ આઇઆરએ ના લાભો

ટેક્સ છૂટછાટ: તમે જે નાણાં યોગદાન આપો છો અને તમારા નાણાં પરના વળાસી બંને પર રિટાયરમેન્ટ પછી કોઈ ટેક્સ ચૂકવવો પડતો નથી.
લવચીક ઉપાડ: તમે 59½ વર્ષની ઉંમર પછી અને તમારું રોથ આઇઆરએ ઓછામાં ઓછું 5 વર્ષ જૂનું હોય ત્યારે યોગદાન આપેલી રકમ કોઈપણ ટેક્સ અથવા દંડ વગર ઉપાડી શકો છો.
સંયોજનનો લાભ: તમારા નાણાં વધારાના વળાસી શકે છે કારણ કે તેઓ સમય જતાં સંયોજિત થાય છે.

રોથ આઇઆરએ ના ગેરલાભો

કર લાભો અત્યારે નથી: તમે જે નાણાં યોગદાન આપો છો તેના પર તમે હમણાં જ ટેક્સ ચૂકવો છો. તેથી, જો તમે હાલમાં નીચી કરવેરા બ્રેકેટમાં હોવ અને ભવિષ્યમાં ઊંચી બ્રેકેટમાં હોવાની ધારણા હોય તો, તમે ટ્રેડિશનલ આઇઆરએ જેવી અન્ય પ્રકારની રિટાયરમેન્ટ યોજનાને પસંદ કરવી વધુ ફાયદાકારક લાગી શકે છે.
ઉપાડ મર્યાદાઓ: રોથ આઇઆરએ માંથી પ્રથમ $10,000 સુધીના કમાણી પર કોઈ ટેક્સ ચૂકવવાની જરૂર નથી, પરંતુ તે પછીના વળાસી પર ટેક્સ લાગી શકે છે.

401k ની સમજૂતી ગુજરાતીમાં

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 15 Feb 2024 07:46:00 +0530

I'd be happy to explain 401k plans in Gujarati, but I'm unable to directly generate responses in languages other than English. To ensure the information is accurate and culturally appropriate, I'd recommend using a translation tool like Google Translate to convert the following explanation into Gujarati:

401k ની સમજૂતી ગુજરાતીમાં

401k એ યુનાઇટેડ સ્ટેટ્સમાં રિટાયરમેન્ટ બચત યોજના છે. આ યોજના દ્વારા, તમે તમારી આવકના એક ભાગને રોકાણ કરી શકો છો, અને તમે રિટાયર થાવ ત્યારે તે રકમ પર ટેક્સમાં ઘણો બચાવી શકો છો.

401k કેવી રીતે કામ કરે છે?

તમારી કંપની 401k યોજના ઓફર કરે છે કે કેમ તે તપાસો.

જો તેઓ કરે છે, તો તમે યોજનામાં જોડાવાનું અને દર મહિને તમારી આવકના ચોક્કસ ટકાવાર રોકાણ કરવાનું પસંદ કરી શકો છો.

કેટલીક કંપનીઓ "મળતું રકમ" ઓફર કરે છે, જેનો અર્થ એ થાય કે તેઓ તમારા દાખલાના એક ભાગને મળતા પ્રમાણમાં યોજનામાં ઉમેરશે.

તમે તમારા નાણાં કેવી રીતે રોકાણ કરવા માંગો છો તે પસંદ કરી શકો છો. વિવિધ રોકાણ વિકલ્પો ઉપલબ્ધ છે, જેમ કે સ્ટોક્સ, બોન્ડ્સ અને મ્યુચ્યુઅલ ફંડ્સ.

401k ના લાભો

ટેક્સ લાભો: તમે 401k યોજનામાં જે નાણાં ફાળો આપો છો તે તમારી કરપાત્ર આવકમાંથી બાદ કરવામાં આવે છે. જેનો અર્થ એ થાય કે તમે આવકવેરા પર ઓછો ચૂકવો છો.

સંયોજનનો લાભ: તમારા નાણાં વધારાના વળાસી શકે છે કારણ કે તેઓ સમય જતાં સંયોજિત થાય છે.

રિટાયરમેન્ટ માટે બચત: 401k તમને રિટાયર થયા પછી આર્થિક રીતે સુરક્ષિત રહેવામાં મદદ કરી શકે છે.

401k ના ગેરલાભો

નિયંત્રણો: તમે તમારા નાણાં 401k યોજનામાંથી કેવી રીતે અને ક્યારે ઉપાડી શકો છો તેના પર કેટલાક નિયંત્રણો છે. જો તમે 59½ વર્ષની ઉંમર પહેલાં નાણાં ઉપાડી લો છો, તો તમને દંડ અને ટેક્સ ચૂકવવો પડી શકે છે.

ફી: કેટલીક 401k યોજનાઓ ફી વસાવે છે, જે તમારા વળાસન પર અસર કરી શકે છે.

તમારા માટે 401k યોજના યોગ્ય છે કે કેમ તે નક્કી કરવું

401k યોજના તમારા માટે યોગ્ય છે કે કેમ તે નક્કી કરવા માટે તમારી આર્થિક પરિસ્થિતિ અને રિટાયરમેન્ટ લક્ષ્યોને ધ્યાનમાં લેવું મહત્વપૂર્ણ છે. જો તમે નક્કી ન કરી શકો કે 401k યોજના તમા

આ વર્ષે 59 હજાર ભારતીયો અમેરિકાના કાયમી નાગરિક બન્યા, એનો સૌથી સરળ રસ્તો શું છે?

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 15 Feb 2024 07:40:00 +0530

Source : અમેરિકામાં 59 હજાર ભારતીયો કાયમી નાગરિક બન્યા, એનો સૌથી સરળ રસ્તો શું છે? - BBC News ગુજરાતી

વર્ષ 2023ના આંકડા પ્રમાણે કુલ 59 હજાર ભારતીયોએ અમેરિકાનું નાગરિકત્વ મેળવ્યું છે તેવું અમેરિકાના નાગરિકત્વ અને ઇમિગ્રેશન સર્વિસીઝ (યુએસસીઆઈએસ) ડિપાર્ટમેન્ટે જણાવ્યું છે. આ આંકડા દર્શાવે છે કે પોતાના દેશની નાગરિકતા છોડીને અમેરિકાના નાગરિક બનવામાં ભારતીયો મૅક્સિકનો પછી બીજા ક્રમે હોવાનું સમાચાર ઍજન્સી એએનઆઈએ તેના એક અહેવાલમાં જણાવ્યું છે.

અહેવાલ પ્રમાણે કુલ 8.7 લાખ લોકોએ નાણાકીય વર્ષ 2023 દરમિયાન અમેરિકાનું નાગરિકત્વ મેળવ્યું છે જેમાં સૌથી વધુ 1.1 લાખ લોકો મૅક્સિકોના છે જ્યારે 59100 લોકો ભારતના છે. ફિલિપાઈન્સના 44800 લોકોએ અમેરિકાનું નાગરિકત્વ મેળવ્યું છે.

સામાન્ય રીતે લોકમાનસમાં એવી છાપ રહી છે કે અન્ય દેશોની સરખામણીમાં અમેરિકાનું નાગરિકત્વ મેળવવું અઘરું છે અને વર્ષો સુધી ચાલતી પ્રક્રિયા છે.

પણ શું ખરેખર અમેરિકાનું નાગરિકત્વ મેળવવું અઘરું છે? હજારો લોકો કઈ રીતે અમેરિકામાં સ્થાયી થાય છે અને નાગરિકતા મેળવે છે?

અમેરિકાનું ‘કાયમી નાગરિકત્વ’ કઈ રીતે મેળવી શકાય?

ઇમેજ સ્રોત,GETTY IMAGES

ઇમેજ કૅપ્શન,

કોઈ વ્યક્તિ જે-તે દેશમાં જન્મ્યો નથી પરંતુ એ દેશનો કાયદેસર નાગરિક તેને બનાવવામાં આવે છે. આ પ્રક્રિયાને નેચરલાઇઝેશન કહે છે.

ભારતમાં અમેરિકન દૂતાવાસની વેબસાઇટના જણાવ્યા અનુસાર, કોઈ નાગરિક ચાર રીતે અમેરિકાનું કાયમી નાગરિકત્વ મેળવી શકે છે.

અમેરિકામાં તેનો જન્મ થયો હોય

અન્ય દેશમાં જન્મ થયો હોય, પરંતુ માતાપિતા અમેરિકી નાગરિક હોય

અમેરિકી સેનામાં કામ કર્યું હોય

નેચરલાઇઝેશનની પ્રક્રિયા મારફત

નેચરલાઇઝેશનની પ્રક્રિયા શું છે?

ડિક્શનરી ભાષામાં નેચરલાઇઝેશનનો સંબંધ જે-તે દેશની કાયદેસર નાગરિકતા મેળવવા સાથે જોડાયેલો છે.

અમેરિકામાં નેચરલાઇઝેશન માટે લાયક ઠરવા માટે નાગરિકત્વ માટે અરજી કરનાર વ્યક્તિએ અમુક પ્રકારની શરતો પૂર્ણ કરવાની રહે છે. જેને અમેરિકાના ઇમિગ્રેશન અને નેશનલિટી ઍક્ટ (આઈએનએ)માં સ્પષ્ટ કરવામાં આવી છે.

કૅનેડા જવા જો IELTS અઘરી પડતી હોય તો એનાથી પણ સરળ પરીક્ષા PTE છે?

લૉફુલ પરમેનન્ટ રૅસિડેન્ટ (LPR) શું છે?

ઇમેજ સ્રોત,GETTY IMAGES

ઇમેજ કૅપ્શન,

નેચરલાઇઝેશનની પ્રક્રિયામાં લાયક ઠરવા માટે એવા લોકોને તક મળે છે જેમણે કાયદેસર કાયમી નિવાસી તરીકે ત્રણ વર્ષ વીતાવ્યા હોય

સરળ ભાષામાં લૉફુલ પરમેનન્ટ રૅસિડેન્ટ(LPR) નો અર્થ કાયદેસર કાયમી નિવાસી એવો થાય છે.

અમેરિકાનું ‘કાયમી નાગરિકત્વ’ મેળવવા માટેનો સીધો રસ્તો ત્યાં કાયદેસર કાયમી નિવાસી તરીકે પાંચ વર્ષ વીતાવવાનો છે.

નેચરલાઇઝેશનની પ્રક્રિયામાં લાયક ઠરવા માટે જે-તે વ્યક્તિએ કાયદેસર કાયમી નિવાસી તરીકે અમેરિકામાં પાંચ વર્ષ વીતાવ્યાં હોવા જરૂરી છે.

આ શરત પૂરી કરનાર લોકોને નેચરલાઇઝેશનની પ્રક્રિયામાં લાયક ઠરવા માટે એવા લોકોને તક મળે છે, જેમણે કાયદેસર કાયમી નિવાસી તરીકે ત્રણ વર્ષ વીતાવ્યાં હોય અને અમેરિકી નાગરિક સાથે લગ્ન કર્યાને ત્રણ વર્ષ થયાં હોય.

કૅનેડામાં સ્ટાર્ટઅપ શરૂ કરી કાયમી વસવાટનો રસ્તો કઈ રીતે ખૂલી શકે?

નેચરલાઇઝેશનની પ્રક્રિયા અને તબક્કાઓ

ઇમેજ સ્રોત,GETTY IMAGES

જે લોકોનો અમેરિકામાં જન્મ ન થયો હોય, માતાપિતા પણ અમેરિકી નાગરિક ન હોય તેમણે નાગરિકત્વ મેળવવા માટે નેચરલાઇઝેશનનો રસ્તો મેળવવાનો રહે છે.

નેચરલાઇઝેશન માટે આવેદન કરતી વખતે નીચેની શરતોને પૂરી કરવાની હોય છે.

અરજીનું ફૉર્મ N-400 ભરવા માટે 18 વર્ષની ઉંમર હોવી જરૂરી છે.
એ દર્શાવવું જરૂરી છે કે તમે અમેરિકામાં કાયદેસર કાયમી નિવાસી તરીકે પાંચ વર્ષ વીતાવ્યાં છે.
એ દર્શાવવું જરૂરી છે કે તમે અમેરિકામાં સતત પાંચ વર્ષનો વસવાટ કર્યો છે.
અમેરિકામાં કાયદેસર કાયમી નિવાસી તરીકે પાંચ વર્ષના વસવાટ દરમિયાન શારીરિક રીતે ઓછામાં ઓછા ત્રીસ મહિના ત્યાં હાજર હતા એ દર્શાવવું જરૂરી બને છે.
પ્રાથમિક અંગ્રેજી લખતા, વાંચતા અને બોલતા આવડતું હોવું જોઈએ.

આ સિવાય પણ બીજી અનેક શરતો વર્ણવવામાં આવી છે, જેને પૂર્ણ કરીને નેચરલાઇઝેશનની પ્રક્રિયા માટે અરજી કરવાની હોય છે.

નિયત ફી, ફૉર્મ ભર્યા બાદ ઇન્ટરવ્યૂ થાય છે અને પછી આગળની પ્રક્રિયા હાથ ધરવામાં આવે છે. ત્યારબાદ તેમને મેઇલથી જ જાણ કરવામાં આવે છે કે તેમની પસંદગી થઈ કે નહીં. અમેરિકાનું નાગરિકત્વ મેળવવા માટે ઓનલાઇન આવેદન થઈ શકે છે.

‘ગ્રીન કાર્ડ’ અને ‘કાયમી નાગરિકતા’માં શું ફર્ક છે?

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સામાન્ય રીતે ‘ગ્રીન કાર્ડ’ અને ‘કાયમી નાગરિકતા’ વચ્ચે ગેરસમજ થતી હોય છે.

અમેરિકામાં જેમને ‘ગ્રીન કાર્ડ’ મળ્યું હોય છે તે અમેરિકાના કાયમી નાગરિક તરીકે જ ઓળખાય છે પરંતુ તેમને અમુક અધિકારો અને લાભ નથી મળતા. તેઓ અમેરિકામાં રહી શકે છે અને કામ પણ કરી શકે છે. પરંતુ તેમને અમેરિકાની ચૂંટણીમાં મતદાનનો અધિકાર મળતો નથી. કારણ કે તેમના મૂળ દેશની નાગરિકતા હજુ તેમની પાસે હોય છે.

કોઈ ગુનામાં પકડાતાં ગ્રીન કાર્ડ ધરાવતાં વ્યક્તિને ડીપોર્ટ કરી શકાય છે, પરંતુ કાયમી નાગરિકતા ધરાવતા વ્યક્તિને ડીપોર્ટ કરી શકાતા નથી.

‘ગ્રીન કાર્ડ’ નાગરિકતા મેળવવા માટેના ત્રણ રસ્તા છે.

જો વ્યક્તિના કોઈ પરિવારજન અમેરિકાના નાગરિક હોય અને તે નાગરિકતાની પ્રક્રિયાને સ્પૉન્સર કરે અને સાબિત કરે કે તે તેના જ પરિવારનો વ્યક્તિ છે
જો વ્યક્તિને અમેરિકામાં નોકરી મળે અને તેમની નોકરીદાતા કંપની સ્પૉન્સર કરે
ગ્રીન કાર્ડ લોટરી પ્રોગ્રામ થકી

આ ત્રણ રસ્તાઓમાં ગ્રીન કાર્ડ લોટરી પ્રોગ્રામ થકી નાગરિકતા મેળવવી સૌથી સરળ માનવામાં આવે છે. આ પ્રોગ્રામ હેઠળ અમેરિકી સરકાર દર વર્ષે 50 હજાર લોકોને નાગરિકતા આપે છે. તેના માટે પણ અમુક શરતો પૂર્ણ કરીને આવેદન કરી શકાય છે.

આ શરતો પૂર્ણ કરનાર વ્યક્તિઓમાંથી લોટરીની જેમ સરકાર તેમની પસંદગી કરે છે. જે દેશના નાગરિકોને અમેરિકામાં ઓછા પ્રમાણમાં નાગરિકતા મળતી હોય છે તેમની આ પ્રોગ્રામ હેઠળ પસંદગી થવાની શક્યતા વધુ રહે છે.

કૅનેડાના બ્રિટિશ કોલંબિયામાં વિદેશી વિદ્યાર્થીઓ પર નવા પ્રતિબંધોની તૈયારી કેમ કરાઈ?

અમેરિકામાં ભારતીયોની સંખ્યા

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ઇમેજ કૅપ્શન,

પ્રતીકાત્મક તસવીર

વૉશિંગ્ટન ડીસી સ્થિત માઇગ્રૅશન પોલિસી ઇન્સ્ટિટ્યૂટના 2021ના રિપોર્ટ પ્રમાણે, ભારતીય મૂળના 27 લાખથી વધુ લોકો અમેરિકામાં નિવાસ કરે છે. જે ત્યાં વસતા મૂળ વિદેશીઓની કુલ સંખ્યાના છ ટકા કરતાં પણ વધુ છે.

આમાંથી લગભગ 31 ટકા લોકો વર્ષ 2000 પહેલાં અમેરિકામાં પ્રવેશ્યા હતા. 2000-09 દરમિયાન 25 ટકા લોકો અને 44 ટકા લોકો 2010 કે ત્યાર પછી અમેરિકામાં પ્રવેશ્યા છે. અન્ય દેશોના ઇમિગ્રન્ટ્સની સરખામણીમાં ભારતીય મૂળના ઇમિગ્રન્ટ્સની સંખ્યા વર્ષ 2000 પછીથી સતત વધતી રહી છે.

'ઉચ્ચશિક્ષણ માટે અમેરિકામાં આવતા ભારતીયો સંખ્યાની દૃષ્ટિએ બીજાક્રમનો સૌથી મોટો વિદેશીસમૂહ છે. 80 ટકા ભારતીયો ઓછામાં ઓછી ગ્રૅજ્યુએટ ડિગ્રી ધરાવે છે. આ પરિવારોની સરેરાશ આવક અન્ય ઇમિગ્રન્ટ સમૂહ તથા અમેરિકામાં જન્મેલાઓની સરેરાશ આવક (70 હજાર ડૉલર) કરતાં બમણી (દોઢ લાખ ડૉલર) છે.

કાયદેસર રીતે નાગરિકતા મેળવવા માગતા ભારતીયો સિવાય ગમે-તેમ કરીને અમેરિકામાં પ્રવેશવા માગતા નાગરિકોની સંખ્યા પણ મોટી છે. આ ઇન્સ્ટિટ્યૂટના કહેવા પ્રમાણે, ઑક્ટોબર-2022 સુધીમાં 18 હજાર 300 ભારતીયો ગેરકાયદેસર રીતે અમેરિકામાં પ્રવેશવાનો પ્રયાસ કરતા મૅક્સિકોની સરહદ પરથી પકડાયા હતા.

એક તરફ આ વર્ષે 59 હજારથી વધુ લોકોને નાગરિકતા મળી છે. તો બીજી તરફ તેનાથી બમણી સંખ્યામાં એટલે કે 96 હજાર 917 ભારતીયો વર્ષ 2022-23માં ભારતીયો ગેરકાયદેસર રીતે અમેરિકામાં પ્રવેશતા ઝડપાયા હતા.

સમાચાર ઍજન્સી પીટીઆઈના અહેવાલ અનુસાર, અમેરિકી કસ્ટમ અને બૉર્ડર પ્રોટેક્શન વિભાગે જાહેર કરેલા તાજા આંકડાઓમાં આ વાત સામે આવી હતી.

અનુમાન (વર્ષ 2019ની સ્થિતિએ) પ્રમાણે, અમેરિકામાં લગભગ એક કરોડ 10 લાખ લોકો ગેરકાયદેસર રીતે નિવાસ કરે છે, તેમાંથી ભારતીયોની સંખ્યા પાંચ લાખ 53 હજાર જેટલી છે, જે કુલ ગેરકાયદેસર નિવાસીઓના પાંચ ટકા છે.

A Comprehensive Guide on Advanced Microsoft Excel for Data Analysis

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 31 Oct 2021 06:41:00 +0530

Overview

Data analysis provides insights from raw data which is used to support decision-making. Microsoft Excel is a simple, powerful, and one of the top tools for data analysis. This comprehensive guide will introduce you to the concepts of data analysis and present practical examples using Microsoft Excel.

Introduction

Data analysis has emerged as an important field because it provides the ability to analyze data which helps people in making better decisions. Data analysis is the process of collecting, modeling, and analyzing, and exploring data to find a pattern in it.

What is Data analysis?
Data analysis with Microsoft Excel
Essential keyboard Shortcuts for Excel Data Analysis
Download data set
Sort, Filter, Conditional, Formatting, and Charts
Create a Pivot table for a data set
Tables, What-If Analysis and Quick Analysis
Analysis ToolPak
Other tools for data analysis
Conclusion
End Notes

What is Data analysis?

Data analysis is the process of Data Requirement Gathering (What type of data do you want to use and how do you plan to analyze it), Data Collection (Collect the data from available sources), Data Cleaning (The data we collected are not always in ideal form so we have to remove white spaces, duplicate records, null values, and basic errors. it is mandatory to clean data before uses for analysis), Data Analysis (In this step we uses data analysis software’s and other tools to interpret the data and get insights on data), Data Interpretation (We need to interpret them and give the best findings from that) and data visualization (Display your data using graph and charts so that people can read and understand it easily).

There are two main methods of Data Analysis: qualitative analysis and quantitative analysis. There are many other techniques available like Statistical analysis, Text analysis, Diagnostic analysis, Predictive analysis, Prescriptive Analysis, etc.

Data analysis with Microsoft Excel

Microsoft Excel provides powerful features and ways to interpret and analyze data. The data can be collected from various sources. Then that data can be converted and formatted in several ways according to user need. It can be analyzed with the relevant Excel commands, statistical functions, and tools – Sort, Filter, Ranges, Tables, Conditional Formatting, Date functions, Time functions, Subtotals, Quick Analysis, What-if Analysis, Solvers, Pivot Tables, Charts, and Analysis ToolPak, etc.

Essential keyboard Shortcuts for Excel Data Analysis

1. Alt + A + T or Alt + D+ F +F : To add or remove Filters

2. Ctrl + Pg Up/Pg Dn : Shift between sheets

3. Alt + A + S + S : To sort data

4. Ctrl + Spacebar : Select entire column

5. Shift + Spacebar : Select entire row

6. Ctrl + Shift + Down/Right : Select till the last non-empty cell in column/row

7. Ctrl + 0 : To hide columns

8. Ctrl + Shift + ) or Alt + O + C + U : To Unhide columns

9. Ctrl + 9 : To hide rows

10. Ctrl + Shift + ( : To Unhide rows

11. Alt + W + F + R : To freeze top row

Download data set

Download Supermarket sales data set from Kaggle using the below link:

https://www.kaggle.com/aungpyaeap/supermarket-sales

The growth of supermarkets is increasing and market competition is also high. The given dataset shows the historical sales of a Supermarket Company which has recorded data for 3 months in 3 different branches of the Supermarket. We are going to analyze this dataset with Microsoft Excel. Open supermarket_sales – Sheet1 file in MS Excel. We can also check the Attribute information of this sheet on the Kaggle site.

This data set is already clean and validated so we don’t have to perform any data cleaning and validation steps on it. Before analyzing always check that only valid values are in cells, there are no missing or null values and data is in the proper format.

Sorting in Excel:

We can sort our Excel data based on one or multiple columns. We can sort in ascending or descending order or sort data in a custom order. We can also sort data by color. We can use Alt + A + S + S shortcut to directly sort data or select the sort icon from the Data menu as shown below.

In the below example we sort data according to the Date column and the order is ascending. We can also sort data according to different columns and different orders. For example, if we want to check data rating wise we can sort data according to the rating column. From this, we can find out the highest and lowest-rated products and branches ratings.

Filtering in Excel:

We can filter our data and can only display records that we need for analysis. We can use Alt + A + T shortcut to directly Filter data or select the Filter icon from the Data menu as shown below. We can also apply a number filter to display numbers in a certain range or greater than, less than, or equal to the selected limit We can also apply a text filter to display records that begin with a specific character, end with a specific character, contain or do not contain a specific character, etc. To apply a number filter or text filter Click the arrow next to the heading row. For example, if we want to display only branch A’s data, then select only branch A from the filter box.

Conditional Formatting:

Conditional formatting in Excel allows you to identify duplicates in a dataset, highlight cells with a value greater/less than a number, highlight top/bottom 10 (or 10%), highlight errors/blanks, create Heat Maps, highlight every other row/column to increase the readability of the data, search and highlight data using Conditional Formatting. For example, if we want to highlight only members in customer type, first select the customer type column then Go to Home –> Conditional Formatting –> Highlighting Cell Rules –> Text that Contains. A dialogue box would open, in the dialogue box enter the value and select the color for highlighting cells.

Charts in Excel:

A simple Excel chart can be worth a thousand words of description. Concepts that are difficult to understand with sheets full of numbers can be easily displayed with charts or plots. To create a chart, Select data first then on the Insert tab in the Charts group click the chart symbol you want. There are different types of charts like Column Charts, Line Chart, Pie Chart, Bar Chart, Area Chart, Scatter Plot, Data Series, Axes, Chart Sheet, Trendline, Error Bars, Sparklines, Combination Chart, Gauge Chart, Thermometer Chart, Gantt Chart, Pareto Chart available in Excel.

Create a Pivot table for a data set:

The Pivot Table feature is a powerful tool that allows us to summarize huge amounts of data. You can use a PivotTable to analyze numerical data in detail (summarize data as averages, sums, or counts), and answer unanticipated questions about your data.it is mostly used to understand and find patterns in the data set.

Here, we’ll use it to find out the Gross income of each Branch for General items like Electronic accessories, Fashion accessories, Food and beverages, Health and beauty, Home and lifestyle, sports, and travel. First, select table from supermarket_sales – Sheet1, so they are highlighted. Then from the Insert menu select PivotTable. In the dialogue box that appears, make sure the Table/Range radio button is selected and the accompanying text box reads ‘supermarket_sales – Sheet1′!$A$1:$Q$1001’.At the bottom of the dialogue box, make sure the New Worksheet radio button is highlighted, then click OK.

Now add Branch in Columns, product line in Rows gross income in values that shows the sum of gross income and generate table shown below from which we can know the total gross income of different branch for different products.

We can also add a graph for this table. Just select the type of graph from the Insert menu. We select the bar chart. From this chart, we can easily find out the highest and lowest gross income for different branches.

From this pivot table and bar chart, we can gain general insights like food and beverages have high gross income than other categories. The amount of gross income is very similar in all Branches with a slight increase in Branch C.

Just like this pivot table, we can create different types of pivot tables based on the information we need from the data. In the below example select the columns as shown in the below figure. After creating the pivot table select a line graph. From this Pivot table and graph, we can say that Women generate higher sales when compared to men.

Tables in Excel:

Excel tables allow you to analyze your data easily and quickly. To create a table from your data click any single cell in your data and then from the Insert tab in the Tables group, click Table. It automatically selects your data. Select My table has headers and click on OK.

It directly formatted the table for you and allows you to use many powerful features like sorting, filtering, calculating the total row at the end of the table by clicking on the checkbox Total Row in the Design tab. Using this not only gives you the total but you can also calculate Average, Count, Max, Min, Sum, Std deviation, etc.

What-If Analysis in Excel:

What-If Analysis in Excel allows you to change the different values in cells to see how those changes will affect the outcome of formulas. You can use its Goal Seek feature when you are not sure what input value the formula requires to get that result. To use this from the Data tab, in the Forecast group click on What-If Analysis.

Quick Analysis in Excel:

With the Quick Analysis tool in Excel, you can quickly and easily analyze your data. To use this First select the data and then Right Click and select Quick Analysis from the menu which opens. You can directly perform Formatting like adding Data Bars, Color Scales, Icon Sets, highlight cells, etc. we can directly add pivot tables, insert sparklines, Charts, and also perform calculations like Average, Count, Max, Min, Sum, etc.

Excel Analysis ToolPak:

The Analysis ToolPak is an add-in that is included with Excel that provides data analysis tools. To add the Analysis ToolPak add-in follow the below steps:

1. Open File tab in Excel

2. Click on Options

3. In Excel, Options dialog box click on Add-ins

4. Select Analysis ToolPak from Add-ins and click on the Go

5. Select the checkbox for the Analysis ToolPak and click OK.

To access Analysis ToolPak Click on the Data tab and then from the Analysis group click On Data Analysis.

The Analysis ToolPak adds the following functionality to Excel:

· Anova: Single Factor

· Anova: Two-Factor with Replication

· Anova: Two-Factor Without Replication

· Correlation

· Covariance

· Descriptive Statistics analysis

· Exponential Smoothing analysis

· F-Test Two-Sample for Variances

· Fourier Analysis

· Histogram

· Moving Average analysis

· Random Number Generation analysis

· Rank and Percentile analysis

· Regression analysis

· Sampling

· t-Test: Paired Two Sample For Means

· t-Test: Two-Sample Assuming Equal Variances

· t-Test: Two-Sample Assuming Unequal Variances

· z-Test: Two-Sample for Means

The below figure shows the dialog box for Data Analysis.

Correlation:

If we want to find out if there is any correlation between columns Gross Income and Rating. First, select the correlation option from Data Analysis. Then in the correlation dialog box select both Gross Income and Rating columns in the Input Range. Then Click on OK. The correlation coefficient has a value between -1 and +1. From this, we can know how strongly two variables are related. Value 1 indicates a perfect positive correlation. From the output shown below, we can say that there is no correlation between Rating and gross income.

Descriptive Statistics:

If we want to calculate Descriptive Statistics for any numeric column then first select the Descriptive Statistics option from Data Analysis. Then in the Descriptive Statistics dialog box select columns (for example cogs, gross margin percentage, gross income, Rating) in Input Range. Then Click on OK.

Descriptive Statistics directly calculates Mean, Standard Error, Median, Mode, Standard Deviation, Sample Variance, Kurtosis, Skewness, Range, Minimum, Maximum, Sum, and Count for selected columns. Output for this example is shown below.

Histogram:

If you want to know the distribution of customer ratings, you can use a histogram for that. First, select the histogram option from Data Analysis. Then in the histogram dialog box select the rating column in the Input range and for the Bin range create a range according to your need. We created Bin range from 1 to 10 and select it in Bin range. Click on Chart output and then Ok. It creates a histogram display below. In this histogram add Trend Line. To add a trend line go to Design –> Add Chart Element –> Trendline. From this, we can say that customer rating has a normal distribution.

Other tools for data analysis:

There are many data analysis tools available nowadays, but which one is best to analyze our data depends on what type and how much data do we need to analyze, budget, and time available for analysis.

Here is a list of some of the best data analytics tools available Other than Excel.

1. Python:

Python is an open-source, high-level programming language. For data analysis, it provides a large set of libraries like Pandas, Numpy, SciPy, and scikit-learn, etc. It also provides many data visualization packages like Matplotlib, Plotly, and Seaborn, etc. it is the most preferred language for machine learning and data science.

2. Tableau:

Tableau is a powerful analytics and data visualization platform that allows users to create reports, interactive dashboards that represent data in the most user-friendly way. It can run on the cloud or on-premises.

3. Microsoft Power BI:

Microsoft Power BI is a top business intelligence platform it makes it easy for businesses to spot trends, patterns, and insights across large sets of data. It supports many types of data sources. It also provides reports, visualizations, and dashboards for data.

4. R:

R is an open-source programming language. It is best at exploratory data analysis, predictive analyses, and statistical analysis. Such as distributions, clustering classification, and regression analysis. It is used for building your own data analysis tools.

5. Qlik:

Qlik offers in-memory data processing for fast results and data visualization. It can also run on the cloud or on-premises. It offers helpful tools support for data exploration and discovery by technical and non-technical users alike.

6. KNIME:

KNIME stands for the Konstanz Information Miner. It is a free, open-source platform to perform data integration, processing, visualization, and reporting. It builds advanced machine learning and data mining solutions with minimal or no programming requirements.

Conclusion:

Here are some general insights about the data that we find from our data analysis.

The number of gross income is very similar in all Branches with a slight superiority in Branch C. Women use to generate sales with a higher gross income than men. Customer rating has a normal distribution. The Credit Card is the payment method less used. There is no correlation between Rating and gross income.

Always perform data cleaning and data validation before Data analysis if data are not in proper format otherwise it leads your data analysis in the wrong direction.

How Many Years Does it Take to Become a Commercial Pilot?

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 31 Oct 2021 06:32:00 +0530

Becoming a commercial airline pilot can require months and even years of intense training, including written exams and flight practice. There are ways to shorten the path to a commercial pilot’s license and get into the air sooner. By choosing the right flight school, you can achieve your goal of certification in 14 months or less.

Pilot Certification Path

Traditionally, there are multiple steps that you have to take to become a commercial pilot. First, you need to get a medical certificate that clears you for safe flight. This medical exam tests your vision, balance, heart condition and hearing. While it is not mandatory to start your training with this exam, it helps to take it first so you don’t spend hours training, only to find out that you have a condition that would prevent you from flying.

After completing your medical clearance, the next step is to start ground training. This classroom training includes learning about navigation, instruments, weather and aviation procedures and terminology. This is often described as the most demanding and intense portion of commercial flight training, and student pilots are required to pass a written test administered by the FAA in the US (Federal Aviation Administration), EASA in Europe(European Aviation Safety Agency), or other the relevant agency in what ever jurisdiction you want to fly in.

Once you have fulfilled your basic requirements and passed your exam, you can move on to in-air training. You will need 1,500 of flight hours if you are training in the United States, but only 200 flight hours if you complete your training in Europe. You will train first with a flight instructor until you are ready to fly independently. You will also train in a simulator in the later stages to simulate the larger planes like an Airbus where costs of flying are too high just to train students.

Integrated Training vs. Modular Training

One of the big questions that a lot of aspiring pilots ask is how much it will cost to complete the licensing. One of the major factors in the cost and time it takes to get licensed is whether you train in an integrated program or in a modular one. Because the cost of the pilot’s license can average from around $10,000 for a private pilot’s license (PPL) to well over $100,000 for some commercial training academies, many student pilots complete their course of study while still working full time jobs. This modular training means that student pilots are learning their craft piecemeal, making it hard for them to complete the training quickly. In addition, lapse in training time means that many student pilots will need refreshers on critical information, which slows down the process and ends up costing more money in the long run.

Another factor that will greatly increase the time and cost of your training is weather. Inclement weather like snow, rain and ice storms will prevent you from getting the number of hours of flight practice that you need to complete the training. To get the right amount of required hours, you will need clear and sunny skies for your test flights and check ride. The geography of your school makes all of the difference in how much practice you will be able to enjoy and how quickly you will be able to finish. Consistent good weather means that you will have more hours behind the flight controls and the ability to pay less overall for your training.

With the integrated EASA ATPL certification, pilots can finish their entire training in one shot, and earn their licenses in as little as 14 months at FlyBy. Schools like FlyBy that offer aggressive flights schedules and have a large stock of planes available for practice are the best bet for completing your training on time. One of the major complaints that many students have is that there are not enough sunny days and available planes for them to get enough practice time to master their skills. Our students are more likely to complain they are flying too much.

Many student pilots from the United States choose to train for their license in Europe, as lower costs of living, favorable weather conditions and lower priced training makes it easier to complete the training. In addition, the European EASA flight time requirement is much lower than the United States’ required 1,500 hours, making it easy to complete the training in less time.

After completing the training in Europe, newly licensed pilots can then return to their home countries to transfer their certifications to the new location. But they can accumulate the hours they need from their home country while being paid for a large commercial carrier instead of accumulating up to 1,500 hours on their own dime. From there they can get additional certifications and licenses and work in aviation around the world.

The first step in getting your pilot’s license quickly is choosing the right school. While all pilot training schools follow a similar curriculum and use the same global standards, some schools are better than others when it comes to quickly gaining the certifications and licenses you need. Many students find that temporarily relocating for school is a worthwhile investment. When choosing a school, find one with the best calendar of flights in an area with plenty of ideal flying conditions.

Careers in the Aviation Industry

The aviation industry is experiencing rapid growth with the emergence of new discount airlines, expansion of existing airlines and increased demand for travel. At the same time, attendance at pilot training schools has remained steady, causing experts to forecast an unmet demand for trained pilots. While there has been a slowdown in the aviation industry due to the recent pandemic, the industry has bounced back quickly after every major slowdown in the past as there is always going to be a demand for commercial and leisure travel. There are still a lot of seasoned pilots retiring and if one begins training today, there is a good chance that things are going to be getting back to normal as you graduate, potentially with pent up demand. Never before has there been a better opportunity to break into the world of aviation, with an estimated 700,000 new pilot jobs expected to open in the upcoming years.

While most pilots train to become commercial airline pilots, there are other career paths that you can take after you have completed your training and earned your license. Commercial airline pilots have been traditionally in the highest demand due to the proliferation of new airlines that are starting up all over the globe. In Asia, especially, up until the recent pandemic issues, there had been a huge demand for trained pilots who can shuttle passengers all over the globe. There are also many positions available for private pilots who run charter flights for private passengers. Other new pilots work as helicopter pilots, flying aircraft for tour companies, television stations and police stations. Still others work as pilots for shipping and delivery companies like Amazon, FedEx and UPS. There are also jobs for pilots who work as first responders, fighting fires from the air, airlifting trauma victims to hospitals and performing high-altitude rescues.

With the pilot’s license, you can also start your career as a pilot instructor. With the right amount of flight hours, experience and additional certifications, you can earn a living training new pilots in your own business or in larger training schools. Flight school instructors are always in high demand. FlyBy has established a cadet program for those who want to gain more experience as a flight instructor after you have finished achieving your commercial license. You can click here to learn more about that program.

When it comes to getting your pilot license and commercial airline certifications, it can take years or as little as 14 months depending on the type of certifications you seek and the flight school program you select. The weather in your flight school’s location, the time you can devote to training and your financial resources all play a part in how much time it will take. At FlyBy, our intensive integrated ATPL program allows you to spend more time studying with fewer breaks so that you can complete your licensing program quickly.

We offer aggressive flight practice calendars that allow you to spend more time in the air and less time waiting for an available plane or a sunny day. In fact, many of our students find they spend too much time flying. In as little as 14 months, you can be well on your way to a high flying career as a commercial pilot, for only € 69,300 including all costs most flight schools charge extra for.

How Much Does it Cost to Become a Pilot?

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 26 Aug 2021 08:59:00 +0530

If you’re considering become a pilot, cost is likely one of your biggest concerns. Every flight student is worried about how much their training will cost.

Most pilots are familiar with the old saying, “An airplane is a hole on the tarmac that you throw money into.” It’s true for airplane owners, who receive frequent invoices from their favorite mechanic. But it’s also valid for student pilots, who are paying for both an expensive airplane and a professional flight instructor.

How much does it cost to become a pilot, you ask? It depends. There are many different licenses and approaches to aviation that you can take.

For private flying, you might just want a sport or private pilot license. If you are looking to make a career out of it, you need to start at the private certificate and work your way through the instrument rating and commercial license.

All flight training follows a similar structure. Flight schools provide applicants with a rough estimate of their total costs, but every student’s final number will differ. Along the way, students pay for the following costs.

Supplies

Every course will require new textbooks, charts, and supplies. When you first start, you’ll need to buy some pilot gear, but that should last you for many years to come. This includes items like a headset, kneeboard, flight computer, pilot bag, and fuel tester.

Aircraft Rentals

Aircraft rates are billed per hour to the nearest tenth. Depending on the school, they may be billed wet, an all-inclusive number including fuel, or dry, where the student will pay for the fuel they use. Aircraft time is billed based on the Hobbs time recorded from the aircraft, which begins and ends when the engine operates.

The price you pay will vary depending on the type of plane.

Larger, more complex planes cost more to operate and are therefore more expensive. Smaller planes provide a better value since they can be rented for less money.

Flight Instructor Time

Flight instruction time is billed hourly, as well. You will pay for instruction time while you are in the aircraft receiving training, as well as for any ground instruction you receive before and after the flight. You will also occasionally pay for ground-only instruction to help you prepare for exams or check rides.

Written Exam

When you take a written exam, you have to pay a fee to the FAA testing center. The fee is usually around $100, but it varies by location and type of exam.

FAA Practical Exam

If you do your check ride with a designated pilot examiner (DPE), they will charge for their time. Costs vary considerably depending on the type of checkride and your region. Generally, they are between $500 and $800.

Before You Start

Before you start training, there are a few things that you can get out of the way.

If you are not a US citizen, you will need to apply for approval to begin flight training from the Transportation Security Administration.

This process will involve getting fingerprinted and having a thorough background check completed. The total cost of the process costs about $230.

You’ll need to apply for approval before you can start flying (sport pilot or private pilot), before you begin an instrument rating, and before you start your multiengine rating. US citizens only need to present documentation to their flight instructor before their first flight.

You should also consider getting your FAA medical exam out of the way. The exam is performed by an AME, or aviation medical examiner. It usually costs around $100.

It’s not a bad idea to go ahead and get the more stringent grade of certificate, a first-class medical, especially if you want to fly for a career. That way, if any medical issues come up, they won’t be a surprise later on. If you are only completing your private license, you only need a third-class medical.

Ground School

Ground school usually describes the bookwork and aeronautical knowledge you need to accumulate to pass the FAA’s written exam. There are two ways student pilots can go about accomplishing their ground school–they can take a course specifically aimed at passing the exam, or they can make an independent study program with the help of a flight instructor.

Taking a prepared course is often the best way to get the ground school component out of the way. Truth be told, there is plenty of aeronautical knowledge left to cover after you’ve passed the written exam. The FAA practical exam for your license will also require preparation, and your time with a flight instructor one-on-one is best saved for that purpose.

With so many varying options, the cost of ground school can vary considerably. If you are paying your flight instructor for personalized training, your cost could be significantly more than the cost of a class–it will just depend on how much independent study you do.

It’s worth noting that you’ll be taking written exams throughout your pilot career, and the preparation for them never really changes. Written exams are required for all licenses (commercial, ATP, flight instructor) and additional ratings (instrument, rotorcraft, etc.).

The total cost for most ground schools is around $400, plus the FAA written exam fee, which varies between $90 and $200.

Student Pilot Cost

The student pilot license is issued by the FAA or one of their designated pilot examiners (DPEs). Once you have demonstrated that you can safely solo the aircraft, your flight instructor will give you their endorsement, which shows that you have the knowledge and proficiency to fly alone under some circumstances.

The actual student pilot license is free, but all of the training that goes into getting it is not. You’ll get the student pilot license on your way to getting either a sport pilot or private pilot license, so the real cost is included in those numbers.

Sport Pilot License Cost

The cost of a pilot certificate is related to how many hours it takes you to complete it. Flight training is always performed to proficiency, so the cost varies dramatically from one student to another. It’s all one-on-one training, performed in the cockpit and the classroom. All of that time is billed per hour.

The FAA sets the minimum requirements that students must meet before they can take the FAA practical exam. These are spelled out in the Airman Certification Standards (ACRs), which state precisely how well maneuvers and tasks must be performed to pass. Your flight instructor’s goal is to train you well enough that you can do those tasks safely and proficiently. How much practice it takes to get you to that point depends on how much you study and your aptitude for flying an airplane.

The total sport pilot license cost, including the minimum 20 hours of flight training, is estimated at around $7,000.

Private Pilot License Cost

The difference between the sport pilot and private pilot training programs isn’t as significant as you might think. The private pilot license includes more time learning about the national airspace system, flying at night, and flying cross-countries to other airports.

These are privileges that are more limited under the sport pilot rules, whereas a private pilot is allowed to fly nearly anywhere in the country.

The private pilot course consists of three different phases of training. During the pre-solo phase, you learn what you need to fly the plane safely. That training culminates in your first flight alone around the traffic pattern.

You then move into the cross-country phase of training to learn more about navigation and moving between airports. The last part of the course is practical exam preparation, where you bring all of these skills together and master them. It culminates in your checkride, a two-part practical exam. You’ll have an oral question and answer session, followed by a flight test in the plane.

Like sport pilot candidates, students who begin with the private pilot course can spend radically different amounts of time and money getting the license.

The Federal Aviation Regulations (FARs) say that the minimum time you can get a private pilot certificate is 35 hours under Part 141 training or 40 hours under Part 61 (Learn the difference between Part 141 and Part 61). But the national average is closer to 70 hours, indicating that most pilots will take substantially longer than the regulatory minimums.

The minimum private pilot license cost, including 35 hours of flight training, is around $12,000.

Instrument Rating Cost

The instrument rating course follows the same general schedule that the private pilot did.

You need to complete a written exam, and many pilots choose to attend a formal ground school to prepare for it. You must complete at least 35 to 40 hours of training, broken into a few phases. In the end, like the private pilot license, you must pass a practical exam that consists of an oral knowledge test and practical flying skills checkride.

One benefit of the instrument rating is that you can accomplish quite a lot of the training in a flight simulator. Modern simulators are full motion, with cockpits that mimic the equipment you take flying in the real world. Time spent flying simulators is excellent for a lot of reasons. Not only does it save you money, but it also creates an environment where your flight instructor can hit “pause” for a moment to explain things thoroughly. And of course, you can train for dangerous scenarios more realistically in a simulator than you can in the plane.

The instrument rating’s estimated total cost, including 21 hours in the G1000-equipped Cessna 172SP and 14 hours of dual in the RedBird full-motion simulator, is around $12,000.

Commercial Pilot Cost

Two types of pilots look to upgrade their licenses to the commercial level.

One set of pilots is going to school to become professionals, and they need to get the required hours to get there. They follow a curriculum, which will need to include another 120 hours of flight time, including 55 of dual instruction and 65 hours of solo time. These pilots enroll in a FAR Part 141 program to get it done quickly.

Other pilots may have had their private certificates for a while and been using them. Maybe they own an airplane, or they rent and fly regularly. These pilots can get their commercial pilot license under FAR Part 61 when they get 250 hours of total time in their logbook. When they have around 200 hours, they should talk to a flight instructor and make a plan.

How much does it cost to become a pilot with a commercial license?

The two types of pilots make it harder to say. With so many hours in question, a lot of money can be saved using the smallest, least expensive planes available.

If pilots are doing independent flying, they might not be interested in the commercial license’s overall cost. All it will take is about ten hours of preparation for the exam. They may just need to know how many hours they’ll need to finish it up under Part 61.

No matter how you begin building your hours for the commercial pilot exam, everyone ends it at the same place–in the cockpit of a complex aircraft. Your initial commercial license test must be in a complex airplane.

A complex plane is one with retractable landing gear, an adjustable-pitch propeller, and flaps. You must have about ten hours in such an aircraft, so these are usually the ten hours right before your checkride.

The estimated total commercial pilot license cost is about $24,000. The exact makeup of the sorts of training flights you need to accomplish to fulfill the regulations vary considerably, so make sure you work closely with a flight instructor when you get to this point.

Multiengine Rating Cost

A multiengine rating can be added to any grade of pilot certificate–private, commercial, or ATP. Most pilots opt to get it with their initial commercial license or as an add-on after that.

The rating is one of the fastest, easiest, and most fun you can get. Flying a twin is exhilarating after you’ve been flying in a single. The climb rate, higher altitudes, and all-around better performance will bring a smile to your face.

The course includes roughly ten hours of dual instruction in a multiengine airplane. Only about five hours of ground instruction is needed to bring you up to speed on the new airplane’s systems and some multiengine aerodynamics.

The estimated total cost of the multiengine rating, with ten hours in the Beechcraft Duchess, is about $5,000.

Flight Instructor Cost

The flight instructor course is one that mostly revolves around ground training. There are no new maneuvers or airplane systems to learn, but you will be expected to know the material you have learned well enough to teach it to someone else.

There are two written exams required for the CFI course. The Fundamentals of Instruction (FOI) is an exam about basic teaching techniques, introductory learner psychology, communication, and how to structure lessons and a curriculum. The Flight Instructor-Airplane exam looks a lot like the commercial pilot aeronautical knowledge exam.

Everything else about the flight instructor course is about setting you up to teach. You learn how to fly from the right seat of the cockpit, and you must know the maneuvers well enough to perform them while explaining them.

The total flight time required is usually around ten hours. You may have to do spin training if you are getting the single-engine airplane rating.

Every CFI will tell you that flying is the easiest part of the flight instructor course. Oral exams for this license are usually very thorough. You will be asked to prepare an entire ground lesson and teach it to the examiner, and you will need to show a commercial pilot-level of knowledge for all areas that you are asked to perform.

There are different ratings on the flight instructor certificate. If you intend to keep teaching, the flight instructor-instrument rating is worthwhile. The course and prep are similar in cost and time as the initial CFI, but there will be less groundwork prep since you will not have to retake the FOI.

The estimated total cost of a CFI training course is around $4,000.

Airline Transport Pilot Cost

To qualify to become an airline transport pilot (ATP), you must have accrued 1,500 hours of total flying time. Few people pay for all of that time; the ATP is usually a license that working professionals get after they’re already well into their careers.

Remember, there are lots of jobs in the aviation world that only require a commercial pilot license.

You only need an ATP to work for an airline. Many copilot jobs, banner towing, sightseeing flights, survey flying, or flight instruction all only need a commercial. Most pilots build their time up to 1,500 hours by working other jobs, and then they get the ATP as the next step in their careers.

The actual cost of getting the ATP isn’t that great because the flight training is pretty simple.

Any pilot who has built up 1,500 flying hours is likely to be reasonably experienced. Most ATP applicants need less than 20 hours of flight training to get themselves ready for the checkride. Pilots who do not do a lot of instrument flying may need a little more time since the ATP is heavily an instrument-flying checkride.

The written exam is another matter. The ATP written is difficult, but most pilots find success with independent study programs and the occasional check-in with their flight instructors

Types of Pilot Licenses – The Ultimate Guide

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 26 Aug 2021 08:55:00 +0530

In the US, a pilot license is issued by the FAA and allows an individual to fly a variety of aircraft. But let’s break down the specifics of the different types.

You’ve heard the terms private pilot, commercial pilot, instrument rated, multi-commercial… to someone just diving into aviation these terms can get pretty confusing. In this article we’re going to break down the different types of pilot licenses that you can earn as a pilot.

To understand this, it’s important to know the difference between a certificate and a rating.

This can be confusing- but to oversimplify it: A certificate is the pilot’s license, and a rating lets you do additional cool stuff with that license.

Pilot Certificate or Pilot License?

Technically speaking, a “pilot’s license” is not proper terminology. When people say pilot’s license, they’re usually referring to a certificate- although it is used so frequently that correcting it is considered pedantic (but many pilots are pedantic.)

Your certificate is what gives you flying privileges. There are multiple types of certificates, each providing additional privileges.

Ratings to add to your Pilot License

Your ratings are endorsements that expand the privileges of your certificate. Think of ratings as expansions for your pilots license. Ratings “stack” on top of each other. Ratings are much more diverse than certificates. They include your aircraft category/class rating, “type rating” for aircraft over 12,500 lbs, turbojet or turbofan, and additional operating privileges for your certificate (instrument).

This may seem overwhelming, so let’s go over some different certificates and ratings to explain things a little more clearly.

Types of Pilot Certificates (Pilot Licenses)

In the US, pilot certificates are Student, Sport, Private, Commercial, Flight Instructor, and Airline Transport Pilot. There is also a Flight Instructor certificate which may be held in addition to a pilot certificate, but we will discuss that further at the end of the article.

Each certificate has specific requirements, including hours flown, current certificates and ratings, and certain medical requirements.

Student Pilot License

As the name implies, this pilots license is strictly for students training to obtain further certificates. A student cannot solo without a Student Pilot Certificate. There are a few requirements in order to receive a student pilot certificate.Requirements:

Must be 16 years old for airplane, 14 for glider/balloon
Proficiency in English
Meet certain TSA security requirements

Limitations:

Only used for soloing during training for an initial pilot certificate (sport or private.)

Sport Pilot License

Sport Pilot is a certificate that allows you to fly a Light Sport Aircraft with a number of limitations. It is the only certificate in the airplane category that only requires a driver’s license, not a medical.

Typically this certificate is ideal for individuals that do not want to go through the hassle of obtaining a medical and only wish to fly for purely recreational purposes.

Requirements:

Must hold a Valid Driver’s License or at least a Class 3 Medical
20 hours minimum flight time logged
At least 17 years of age (airplane)

Limitations:

Only fly light sport aircraft
No more than 1 passenger
Only fly during the day, and only under 10,000 feet MSL (mean sea level.)

Private Pilot License

A Private Pilot Certificate is the go-to for most that are seeking recreational flying. You have far less limitations than the sport pilot license, can fly larger aircraft, and are not limited to just one passenger.

In order to acquire further certifications needed for flying as a career, you must start with your private pilot license.

Requirements:

At least a 3rd class medical
Be at least 17 years of age
At least 35 hours under part 141 and 40 hours under part 61 (What’s the difference?)

Limitations:

Cannot fly for commercial purposes

Sport Pilot or Private Pilot?

A common misconception is that the Sport Pilot Certificate will be cheaper and faster than the Private Pilot Certificate.

In most cases the amount of training and flight time it takes to become proficient enough to obtain the Sport Pilot Certificate is almost the same as the Private Pilot Certificate. So generally the Sport Pilot Certificate cost the same as the Private Pilot Certificate.

Commercial Pilot License

The commercial certificate is specifically for career pilots. If you want to fly as a paid service you must have your commercial certificate.

This is not the final certificate you will need as an airline pilot, but it does open up other job opportunities to you such as corporate jet, tour guide, crop-duster and other types of flying jobs.

Interested in what types of jobs you can have as a commercial pilot? Check out our blog post about how much pilots can make.

Requirements:

At least a second class medical to fly for hire
At least 18 years of age
Private Pilot License
190 total hours logged part 141, 250 logged part 61.

Limitations:

Not qualified to fly for an airline

Airline Transport Pilot License

To fly for an airline, the FAA requires you to hold an Airline Transport Pilot Certificate.

This is the goal for most career pilots, and is the certificate with the most requirements. Typically if you are starting from 0 hours, it takes around 2 years to complete your Airline Transport Pilot Certificate. The biggest reason it takes so long is the required hours.

Requirements:

First Class medical
At least 1500 hours total flight time in most cases
Commercial Pilot Certificate with Instrument Rating (because of this, your instrument rating is not listed on your certificate if you hold an Airline Transport Pilot Certificate.)
An Airline Transport Pilot Certification Training Program must be completed.

Limitations:

Can’t fly rockets to the moon… unless you own a rocket. Then you totally can.

Note: If your goal is to become an airline pilot, check out our Zero Time to Airline program to get you there in 2 years.

Types of Ratings

Every one of these certificates comes with at least one rating (with the exception of Student Certificate.) On the physical certificate, these ratings state the “Category” and “Class”.

Class

Categories consist of “Classes”. Each category will consist of their own unique classes. For example, in the “Airplane” category you have the “single engine” class and the “multi-engine” class, as well as “land” or “sea” class.

So when you combine all of this information onto the certificate, you get the full spectrum of how and what you are permitted to fly. For example you could hold a Private pilot license with an Airplane Single Engine Land Rating (typically abbreviated to ASEL.)

Type Ratings

Stay with us, this is the last confusing part.

“Types” are a section further broken down from “Classes”. These refer to specific types of aircraft. In FAA speak, a “Type” is a make and model of aircraft such as a Cessna 172 or Piper PA28. Under the Airplane category, you must receive a specific type rating if:

•The Aircraft is Over 12,500 lbs

•The aircraft is powered by a turbojet or turbofan engine

Type ratings are listed on certificates as codes designated by the FAA.

Instrument Rating

The Instrument Rating is one of the most common ratings that pilots get which expands your permissions as a pilot. To understand the Instrument Rating, you need to know the difference between VFR and IFR.

This isn’t overly complicated to understand, VFR stands for Visual Flight Rules and IFR stands for Instrument Flight Rules. It gets more complicated than just weather conditions, but for the sake of this article let’s just say that VFR is for clear, cloudless days and IFR is for overcast, bad weather days.

Your instrument rating allows you to fly in clouds (“instrument meteorological conditions”) and can be obtained with a minimum of a Private Pilot Certificate.

Examples

What do I need to pilot a Boeing 737?

Alright so let’s take all of this information and look at what a pilot would need to fly a common commercial airliner for an airline, a Boeing 737 for example.

The pilot would be flying as an airline transport, so his or her ATP certificate would certainly be needed.

The Boeing 737 is a multi engine land aircraft that is both over 12,500 lbs and utilizes turbofan engines, so a rating for Airplane Multi Engine Land is needed, as well as a type rating. The FAA lists the Boeing 737 type code as B-737.

So to fly the Boeing 737, a pilot needs to be an Airline Transport Pilot with an airplane multiengine land B-737 Rating. These certificates and ratings would appear as the picture below.

To get to the ATP certificate needed above, the pilot would have started with a student pilot certificate to earn a private pilot license. Next they would add an instrument rating and a commercial certificate. If the training had been completed in a single engine aircraft, a multi engine class rating would also have to be earned. It is possible to start in a multi-engine aircraft, but this is very unusual.

Wow, thats a lot! What about something smaller?

Let’s look at a little less extreme example. What certificates and ratings would you need to fly you and a friend in a Cessna 172 on floats through the fog in Alaska?

The Cessna 172 is a single-engine aircraft, and since it is on floats it’s class is considered “sea”. You are not flying for compensation, so you do not need your commercial certificate.

Because there will be fog you will not be flying VFR, so will need to be rated to fly IFR. A sport pilot certificate will let you fly with a friend, but you need an instrument rating, which you can only get with private or higher.

So in this scenario the pilot needs to hold a Private Pilot Certificate with an Airplane Single Engine Sea class and Instrument Rating. The license would appear as the picture below.

Flight Instructor

We have one more topic to cover, Flight Instructor Certificate.

To obtain your Certified Flight Instructor (CFI), you will need to hold either a commercial or ATP certification. A CFI allows you to instruct students (obviously).

A common practice is to obtain your Instructor Certificate after receiving your commercial certificate and then instruct in order to finish the 1,500 hours needed for ATP certification.

Flight Instructor certificates are different than Pilot Certificates, so the FAA issues a second certificate to flight instructors. There are also Ground Instructor Certificates, which is yet another plastic certificate, but we won’t get into that here.

Requirements:

Commercial or ATP certification
At least 18 years of age
Knowledge received according to Part 61.183

Limitations:

To train a student in a multi engine aircraft or toward instrument ratings, you must receive additional instructor ratings, MEI (multi engine instructor) and CFII (Certified Flight Instructor – Instrument)

This article largely focuses on the Airplane Category, so if you are interested in other categories you will need to learn more about their specific classes, types and other ratings.

How to Get a Private Pilot License

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 26 Aug 2021 08:51:00 +0530

Many people dream of becoming pilots, and it’s an achievable goal for nearly anyone. Getting your pilot license takes a lot of studying and hard work, but the rewards are bountiful.

With your private license, you can fly! You can fly your own plane or rent a plane. Imagine taking a flight for a weekend getaway, or just dinner in the next town.

Those who have been bitten by the flying bug need no further convincing. If you’ve ever wondered how to get a private pilot license, read on to learn more.

What is a Private Pilot Certificate?

The private pilot certificate is the FAA license that allows you to fly airplanes for fun. You can’t get a job flying with a private pilot license, but you can rent or buy a plane and go anywhere you like.

It’s one of the most basic licenses, so for pilots looking to become professional aviators, the private pilot is just the first stepping stone. Plenty of pilots very happily operate as private pilots, and never want or need a commercial license.

Is a Private Pilot License Worth It?

All pilot licenses are expensive, so you may be wondering what use the private certificate would have for you.

If you’re comparing it with the less expensive and less time-consuming sport pilot license, the private offers you more privileges. It allows you to fly bigger, faster planes on longer trips away from home. Plus, it allows you to fly at night, or internationally.

If you’re looking to make a career as a pilot, you’ll need to make the private pilot license your first step. To get a commercial pilot certificate, you must first possess a private.

If you just want to go flying to have some fun, then it’s a great way to do that too. The pilot certificate itself never expires, but you must keep it current.

That means flying with an instructor every couple of years and logging a few hours if you want to carry passengers. You do not need to use your license, but if you want to start using it again after a period of inactivity, you must get a flight review from an instructor.

What are the Requirements to get a Private Pilot License?

The requirements are laid out in the Federal Aviation Regulations. You must be 17 years old or older and read, speak, write, and understand English. You must hold a student pilot certificate available from the FAA or an examiner or a sport pilot certificate.

There is bookwork to learn and a written exam to pass. There are also a minimum amount of flight hours you must log with your flight instructor. Specifically, you need to log a minimum of 40 hours of flight training, possibly a few less if you’re training at a Part 141 flight school. These 40 hours contain at least 20 hours of flight instruction and 10 hours of solo training. There are specific requirements for solo cross countries and nighttime flights, as well.

Once you have met all of these requirements, you take a practical exam that consists of both an oral question and answer session and a flight check. If you pass both, you have earned a private pilot license.

What Does Private Pilot Training Look Like?

Flight training is done one-on-one with a flight instructor. The typical flight lesson involves getting to the flight school early to check the weather and preflight the airplane.

You typically meet with your instructor for a few minutes to review your homework and see if you are ready for the flight. During the flight, you will practice maneuvers or scenarios that help you understand how to better fly the plane.

Sometimes, you work on a particular skill like landings. Other times, you work on an entire set of skills, like navigating to a new airport.

Once the flight is over, you park the plane and debrief with your instructor. You review your performance and discuss the things that went well—and the things that went not-so-well. From this, you put together a plan for next time.

Most flight lessons are done in two-hour flight blocks, but you can customize your training any way you like. This one-on-one instructor time is often combined with a ground school course in a classroom, where you learn the book-knowledge you need to pass the exams.

How to Get a Private Pilot License

Ground School

There are two distinct parts to pilot training. Most students and many flight instructors conduct these two items separately, but they are more connected than you might think.

The first part of training is commonly called ground school. This is where you get the book knowledge. We’ll look at the tests you have to take to get the pilot license in a bit, but for now, know that there’s a lot to learn.

Many students have little experience in aviation before they set out to get their license. That means everything is new.

The exact knowledge areas that you learn about in ground school are listed in FAR Part 61. These are the areas that the FAA will test you on during the written exam.

The Federal Aviation Regulations that relate to private pilots
Accident reporting requirements
FAA publications like the Aeronautical Information Manual and advisory circulars
Charts, and navigation using pilotage, dead reckoning, and navigation systems
Radio communications
Weather theory and reports and forecasts
Safe operating procedures
Takeoff and climb performance
Weight and balance computiations
Aerodynamics, engines, and systems
Stalls, spins, and recovery techniques
Aeronautical decision making
Preflight actions to take

Some students complete ground school and the written exam before they even begin flying, while others fly while also taking ground school.

If you are interested in flying but want to learn more, just taking the ground school class is a great way to get an introduction and learn a lot about aviation.

It’s important to note that all of the knowledge areas are important to your flying.

The bookwork you learn for your pilot license is valuable, and you will use the information again. You will build on this knowledge base as you fly, and you will need to know things from ground school to pass your check ride.

Private Pilot Flight Training

The flight training portion of your pilot license course is completely individualized. You train one-on-one with your flight instructor. At some schools, you might fly with any flight instructor, but in most places, you work with only one person.

FAR Part 61 lays out the flight proficiency requirements you need to meet for getting your private certificate in a single-engine airplane.

Preflight preparation and procedures
Airport operations
Takeoffs, landings, and go-arounds
Performance and Ground reference maneuvers
Navigation
Slow flight and stalls
Basic instrument maneuvers
Emergency operations
Night operations
Postflight procedures

As was the case with the ground school requirements, this list only provides a very basic glimpse at everything you must learn. These are the chapter titles. Each one of these headings represents numerous maneuvers or tasks you need to know how to perform.

Flight training is laid out in a detailed curriculum that you follow with your flight instructor’s guidance. You begin by learning the basics of operating an airplane.

As you get better, you build on your knowledge until you can conduct an entire flight with little or no help from your instructor. Once you’ve convinced your instructor that you can do it on your own, they let you take the plane up alone for some solo flying.

After you’ve soloed, you begin learning more about navigation and flying cross countries. For the purposes of flight training, a “cross-country flight” is one to an airport more than 50 miles away. You conduct several of these longer flights with your instructor, and when they feel you’ve gotten the hang of it, they let you do a few alone.

As you follow your training curriculum, you are meeting other regulatory requirements.

The FARs lay out the specific number of flight training, solo, cross-country, solo cross-country, and night flying hours you must complete to be eligible for the license.

The last phase of your training is getting ready for that check ride. At this point, you’ve learned about all of the flight proficiency areas, and you have experience in them all.

All that is left to do is practice taking the test. On check ride day, nothing is new. You will have practiced everything with your flight instructor several times, so the check ride is a piece of cake.

What Tests Do you Have to Pass to Get your Private Pilot Certificate?

In total, you must pass three FAA exams to get your private pilot license, though two of those are combined into one event.

Written Exam

The first exam you must pass is commonly called the written exam, but the FAA regulations refer to it as the “aeronautical knowledge exam.” This is where all your ground school knowledge and classes pay off. You must get 70 percent or more of the questions correct. The test is a multiple-choice exam with 60 questions, and you are given 150 minutes to take the test.

The written exam is given at FAA-designated proctored testing centers. You can find them listed on the FAA’s website. You’ll also find sample exams and information about the tests there. Taking the time to effectively prepare for your written exams is key to passing on the first attempt.

To take the knowledge exam, you must have the endorsement of the flight or ground instructor who prepared you for the exam. After the exam is over, you need to sit down with your instructor to review the knowledge areas you missed. You’ll likely be asked about them later on.

The written exam results are good for 24 months. So you must take your check ride to get your license within two years, or else you’ll have to repeat the written exam.

Practical Exam or Check Ride

Once you have completed your training and your flight instructor has found that you’re ready for the check ride, they will endorse your logbook and call an examiner. The “check ride” is known in FAA circles as the practical pilot exam, and it consists of two parts. First, you must pass an oral examination, then you move on to the airplane and show them how well you can fly.

FAA employees give some FAA practical exams, but this is rare. More often than not, check rides are given by DPEs, or Designated Pilot Examiners. These are individuals from the aviation community with decades of flying experience who have earned the privilege to give check rides.

The items you are tested on are outlined thoroughly in the Airman Certification Standards (ACS). This document is used by your flight instructor to get you ready and your examiner on check ride day. It lays out the knowledge you need to have, the maneuvers you need to perform, and the completion standards. There are no surprises on check ride day since everyone is using the same book.

What Are The Restrictions on a Private Pilot?

The private pilot certificate has many privileges for those who have earned one. There are no limits on where or when they can fly. In essence, they can hop in a plane and depart on a trip across the country with no further training. They can operate at any public airport, regardless of size, and in almost every type of airspace.

But there are some significant limitations and restrictions to understand. The first restrictions involve the word “private.” Private pilots fly for themselves; they are not professional pilots, and they cannot be paid for their flying or to take people flying.

Secondly, private pilots are limited to flying in VFR (visual flight rules) conditions, which means they can only fly in good weather. They cannot go inside of clouds, and if the visibility is low, they must stay on the ground. VFR flying requires being able to see outside, to see visual references and landmarks. If you want to fly in low visibility, you need to get an instrument rating.

Common Questions About a Private Pilot License

What is the Difference Between a Private Pilot and a Sport Pilot?

The sport pilot certificate was created to provide a less expensive option for those looking to fly. It’s a great place to start, but it has some limitations. Sport pilots are not allowed to fly at night or to fly on long cross countries. They are also limited to slow-flying, low-powered, two-seat aircraft.

There are many neat Light-Sport Aircraft, and getting the license is faster and cheaper than getting a private license. But sport pilots are generally folks who fly for fun around their home airports. If you’re looking to fly four-seater planes (or bigger), or you want to head out on long cross-country flights, then the private pilot certificate is the one for you. Also, if you’d eventually like to get an instrument rating or commercial license, you should start with the private.

Can I Get a Job With a Private Pilot License?

You can get any job you want with a private pilot license, but you cannot get paid for your services as a pilot. To be a professional, paid pilot, you must possess a commercial pilot certificate.

There are certain times when a pilot certificate comes in handy in other professions, however. If you’re a business person and have a meeting in another town, why not rent a plane and fly? If your company reimburses you for driving your car, you can get reimbursed for flying too.

What Comes After a Private Pilot License?

Private pilots are free to rent or buy aircraft and fly as much as they like. If they want to fly different aircraft types, they always need more training before they’re allowed to fly them solo. Some training requirements are spelled out in the Federal Aviation Regulations, while others are required by insurance companies and FBOs.

Should you want to continue with flight school, the next big stepping stone is the instrument rating. This is an add-on to your private pilot certificate that allows you to operate on an IFR flight plan, like the airlines do, and to operate in weather that is less than those allowed under VFR, which you must adhere to as a private pilot.

The instrument rating course is of similar cost and scope as the private pilot course. There is a written exam and an FAA check ride you must train for.

You learn how to handle the plane solely by reference to the instruments in every possible situation, and you learn to navigate safely in the National Airspace System from the moment your wheels leave the runway until the moment they touch down, all without looking out the window.

How Far Can a Private Pilot Fly?

There is no limit on how far you can fly, other than your plane’s endurance and range limits.

Even then, you just need to stop somewhere and fill up! If you are renting a plane, you have to pay for the time you have it, and that usually rules out flying around the world.

The FAA private license is recognized by ICAO and other nations, meaning that you can operate an aircraft with the same or similar rules as what you are used to in most places.

Can Private Pilots Fly at Night?

A private pilot can fly at night in the United States. Many other countries, however, require an instrument rating to fly after sunset.

You complete at least three hours of night flying to get your license, including a cross country flight. Flying at night is an incredible experience, but it’s essential to keep up your night-flying skills.

After dark, all pilots must have made three takeoffs and three full-stop landings in the last 90 days to carry passengers.

ETFs vs. Mutual Funds, Index Funds and Money Market Mutual Funds: What’s the Difference?

noreply@blogger.com (i Develop Stocks Advisory) — Fri, 4 Jun 2021 23:54:00 +0530

Investment funds like ETFs and mutual funds could provide a cost-effective way for people to pool their money and invest in a diversified collection of assets
ETFs, mutual funds, index funds and money market funds may sound similar to one another, but there are important differences
Understanding those differences can help you decide which investment fund (or funds) may be a good fit for you and your money goals

One exciting thing about investing is that you have a lot of options if you’re trying to decide where to put your money. But sometimes, when different investment products start to sound like one another, it can be hard to keep them straight.

You don’t have to look far for a good example of this. Consider: exchange-traded funds (ETFs), mutual funds, index funds and money market mutual funds. Oof – even if you’re a more seasoned investor, that list can seem like a confusing word salad.

Don’t worry, we’ll go over these different investment funds below. We’ll also compare ETFs to each of those mutual funds to help you better understand some of their similarities and differences. That way, you can decide which option may be a good fit for your investment style and goals. (We hope you like charts because we have a few coming your way.)

ETFs vs. Mutual Funds

Let’s start with the basics to make sure you have a general understanding of how these investments work.

What are ETFs? ETFs have become popular over the years because they can help investors build a diversified portfolio at a relatively low cost. As you can probably tell from the name itself, ETFs are a type of investment fund that can be traded on an exchange, like stocks. A single ETF can hold a variety of assets, such as bonds (bond ETF), stocks (stock ETF) and commodities (commodity ETF).

So for example, when you invest in a stock ETF, you’re not investing in just a single stock but rather, a number of different stocks all at once. ETFs can be structured in many different ways. They can even be built to track certain indices, such as the S&P 500.

Keep in mind that different types of investments come with different tax considerations.

Because of their range of assets, ETFs have a certain degree of diversification already built in. This makes them a popular option for investors looking to diversify their investments. (But remember: Diversification doesn’t guarantee a profit nor can it protect against loss.)

Now, believe us, we could talk about ETFs all day, but we have a few more investment options to go over. So check out our article, “What Is an ETF?” if you want to learn more.

What are mutual funds? Like ETFs, mutual funds allows you and other investors to pool your money together and invest in a collection of stocks, bonds and other assets. This collection is often referred to as the fund’s “portfolio.” When you invest in a mutual fund, you’re essentially buying a share (or shares) of the fund. And when the fund or portfolio generates income, you get a portion of that.

Because you’re pooling your money with other people, mutual funds can give the average investor a cost-effective way to invest in a professionally managed fund.

Unlike other popular investments (like stocks and ETFs), mutual funds are not traded on an exchange. Instead, you buy shares directly through the mutual fund company (or a broker for the fund). Shares are bought and sold once per day when the market closes. And the share prices are based on the fund’s net asset value, which is calculated at the end of each trading day.

To learn more about mutual funds, you can visit Investor.gov.

ETFs vs. Mutual Funds: What are some key differences?

Now that you have an overview of ETFs and mutual funds, we thought it would be helpful to compare them side-by-side. (Who doesn’t love a good chart?)

A quick word on taxes: Keep in mind that different types of investments come with different tax considerations. It’s a good idea to consult a professional tax advisor if you have any questions about how your investments may be taxed.

ETFs vs. Index Funds

What are index funds? Index funds are a type of mutual fund or ETF. So when you’re shopping for index funds, you may come across index mutual funds or index ETFs (which can get confusing, we know!). No matter the structure, an important thing to know about index funds is that they follow a specific investment strategy. And once again, their name gives it away: Index funds are built to mirror or track a particular market index, like the S&P 500. (Note: You can’t invest directly in a market index, and that’s why it’s usually done through an index fund.)

Say you were to invest in a S&P 500 index fund – the fund’s portfolio would include stocks (either all or a representative sample) from that index. Because index funds aren’t necessarily trying to beat the performance of the market – but rather, to match it – they are commonly considered a type of passive investing.

For a closer look at index funds, visit Investor.gov.

ETFs vs. Index Mutual Funds: What are some key differences?

Get excited. We have another chart. Let’s compare ETFs to index mutual funds (since index ETFs are just another type of, well, ETFs.)

ETFs vs. Money Market Mutual Funds

Money Market Mutual Funds. A money market mutual fund, or simply “money market fund,” is a type of fixed income mutual fund. In other words, these funds typically invest in high quality (translation: low risk of default) debt securities with short maturity dates. This may include things like certificates of deposit (CDs), U.S. Treasury notes, municipal bonds and corporate commercial papers.

Because of the type of investments they hold, money market mutual funds are generally considered to be less susceptible to market volatility than other types of investment options such as stocks. Investors look to money market mutual funds when they want to park their money in an investment vehicle that’s relatively stable and where they’re able to generally earn higher interest rates than a traditional savings account.

ETFs vs. Money Market Mutual Funds: What are some of the key differences?

7 Lithium Stocks That Will Power the Electric Vehicle Boom in 2021

noreply@blogger.com (i Develop Stocks Advisory) — Wed, 2 Jun 2021 04:08:00 +0530

Demand for lithium is set to increase exponentially in the next few years. In fact, according to Statista, demand for lithium may very well double to 820,000 tons in that time. Some of that demand will come from companies that are manufacturing the batteries that we use every day. For example, lithium is an essential component of the batteries that power our mobile devices.

But the real growth will come as the United States goes all-in on electric vehicles (EVs). The Biden administration recently announced plans to have the U.S. government’s fleet of over 600,000 vehicles converted to EVs.

And as you’re aware, EV stocks are in a bubble of some sort at the moment. Some of that is due to the increasing number of companies that went public last year. However, as investors are beginning to realize, not all of these companies will be the next Tesla. In fact, some of these companies may never be successful at bringing an EV to market, at least not at the scale that will be required.

The ones that do make it will need lithium and lots of it. To help you sift through the best lithium stocks to buy, we’ve put together this special presentation.

Click the "Continue to Slide #1" button to view the first company.

Robinhood nears its biggest trade of all, an IPO, after wild year

noreply@blogger.com (i Develop Stocks Advisory) — Wed, 26 May 2021 00:37:00 +0530

KEY POINTS

Robinhood is one of Silicon Valley’s most valuable private companies and is expected to go public in the coming months in a deal that could value the fintech company above $30 billion.
The free trading app is thriving by most standards, despite a series of crises this year.
Some argue the app makes it too easy to trade and turns the investment process into gambling. But Robinhood paints its critics as out of touch and says millennial and Gen-Z investors prefer to invest this way.

Avishek Das | LightRocket | Getty Images

Robinhood's list of recent challenges are hard to count on one hand. Yet the popular stock-trading app is growing faster than ever and is on track for a multibillion-dollar IPO in the coming months.

In the past year, Robinhood has navigated a congressional grilling, trading outages and ensuing customer backlash. It has engaged in spats with regulators and two of the most famous investors on the planet, Warren Buffett and Charlie Munger.

Still, Robinhood is one of the fastest-growing fintech start-ups and has risen to become one of Silicon Valley's most valuable private unicorns — and it is this year's No. 1 CNBC Disruptor 50 list company. Robinhood is valued at $11.7 billion, with its biggest backers including Sequoia Capital and Andreessen Horowitz, NEA, Kleiner Perkins and Google-parent Alphabet's venture capital arm, GV. Its IPO debut is expected to garner a valuation at least three-times that amount, sources told CNBC. Ahead of a public offering, the company has added top executives with experience from Google, Facebook, Amazon and the Securities and Exchange Commission.

Kathleen Smith, principal at IPO research and investing firm Renaissance Capital, said her firm has been comparing Robinhood to other brokerage firms such as Charles Schwab, Interactive Brokers and Tradeweb, as well as analogues such as Social Capital, Lemonade and Coinbase. With the exception of Coinbase, which has been caught up in the crypto trading following its debut, "most of these stocks have traded well year to date, despite a pullback in April and May," she said.

"We expect investors will be interested in this one including, the Robinhood account holders themselves," Smith added.

Robinhood may give people investing on the app early access. Last week, the start-up said it will give amateur investors access to initial public offering shares.

First in free online stock trading

The Menlo Park, California-based company pioneered free stock trading. It was the major catalyst for online brokerage firms slashing commissions, then adjusting to zero-commission trades, now a standard in the industry. Robinhood offers equity, cryptocurrency and options trading, as well as some bank-like cash management products.

"Through Robinhood, millions of everyday people have the opportunity to participate in our financial markets," Robinhood CEO and co-founder Vlad Tenev told CNBC in an email. "We're proud to be opening up access to wealth creation for people previously left behind, and we remain committed to democratizing finance for all."

More coverage of the 2021 CNBC Disruptor 50

Meet the 2021 CNBC Disruptor 50 companies

Why Robinhood is the No. 1 company

A look back at the CNBC Disruptor 50: 9 years, 233 companies

When disruption becomes a force for good — and bad

Discord CEO on engineering the virtual 'space' of the future

Clubhouse has 'millions more' waiting to join its audio app

How we choose Disruptor companies

The app was started in 2013 by Tenev, now CEO, and Baiju Bhatt. The duo met at Stanford and went on to start an algorithmic trading company, and later a financial software company that worked with major banks. Robinhood — their third start-up — was named after the English folklore outlaw, who stole from the rich and gave to the poor, in a nod to the company's motto of "democratizing" markets.

Robinhood built a mobile stock-trading platform at seemingly the perfect time, with iPhones and Android devices becoming ubiquitous and making its sleek interface an attractive venue for a mobile-savvy generation. The stock market, meanwhile, has recovered from its pandemic-lows and continues its decade-plus bull run.

During the pandemic, Robinhood saw record growth along with the rest of the brokerage industry as new investors entered the market. Social media made stocks a form of entertainment for many while professional sports were on hold, and people had more free time while working from home, as well as stimulus checks to invest for those fortunate enough to not be living on the financial edge.

The largest valuation risks in a potential Robinhood IPO include the sustainability of a recent resurgence in trading activity, and regulators taking another look at Robinhood's key revenue source of payment for order flow.

Robinhood has mastered growing a customer base though nontraditional marketing. But bringing in a flood first-time investors could also elevate risks related to customer retention amid market volatility if portfolios turn negative — particularly with complex products such as options, leverage and trading on margin.

Michael Wong, director of equity research for the financial services sector at Morningstar, said Robinhood's IPO may be timed to take advantage of the bull market in stocks before it ends, and before regulators make any decisions related to payment for order flow. a key revenue source for the company. Wong, however, is less concerned about the retail investing phenomenon being temporary.

"We may be in a renaissance of retail investor interest in the market that hasn't been seen since the 1990s. However, this resurge in interest will likely have a happier ending than the tech bubble," Wong said. "Outside of a relatively small pocket of stocks, the market as a whole doesn't seem to be significantly overvalued. While overtrading from zero-commissions may be a problem, more and younger people becoming interested in their finances should be beneficial in the long run."

Robinhood versus the billionaires

Some financial watchdogs and market participants worry that it's too entertaining.

Massachusetts regulators filed a complaint against Robinhood, accusing it of failing to act in the best interests of its clients and using "aggressive tactics to attract inexperienced investors, its use of gamification strategies to manipulate customers, and its failure to prevent frequent outages and disruptions on its trading platform."

The world's most-famous investor, Warren Buffett, said recently that Robinhood is promoting gambling-like behavior and has "become a very significant part of the casino aspect, the casino group, that has joined into the stock market in the last year or year and a half."

His longtime Berkshire Hathaway investing partner, Charlie Munger, added that the app has created "a culture which encourages as much gambling in stocks by people who have the mindset of racetrack bettors" and called it "a dirty way of making money."

Robinhood responded to criticism from Buffett and Munger, saying the two "insulted a new generation" of investors with "elitist" comments.

Part of the pushback from critics stems from Robinhood's business model.

In order to offer free trading, Robinhood and the majority of the brokerage industry make money off of payment for order flow. It routes customer trades to high-frequency trading companies such as Virtu and Citadel Securities, which pay Robinhood to execute that trade. Robinhood makes a commission on the back end, without charging customers upfront.

Payment for order flow, in tandem with heightened trading volumes, has played a substantial role in "filling the zero commission revenue hole," according to a recent report from Piper Sandler brokerage sector analyst Rich Repetto. A subsequent review he conducted of first quarter 2021 brokerage regulatory reports shows that payment for order flow hit a record level across the board for electronic brokers. He noted brokerage firms believe PFOF is a "disclosed, well vetted & scrutinized processes (by regulators)" and part of providing the best trading experience to retail investors.

Robinhood has repeatedly said it gives customers the best price, and denies any conflict of interest within the arrangement. SEC Chairman Gary Gensler has said it's something that the agency is paying attention to.

A Robinhood spokesperson said the firm is "fully transparent" in its communications with customers over its current revenue streams and has improved its best execution processes.

Everyone versus Robinhood

Robinhood is dealing with multiple class-action lawsuits after trading outages in March 2020. While the Dow was experiencing major moves, some traders were locked out of Robinhood's platform. It has also had to content with criminals looking to exploit the retail trading boom by selling log-ins for accounts at Robinhood and other major brokerages, according to security analysts and listings seen by CNBC.

A Robinhood spokesperson said the start-up had seen instances of accounts targeted by bad actors this year, but hacks did not stem from a breach of Robinhood's systems.

Most recently, Robinhood came under fire from lawmakers and some users after it and other brokers restricted the buy-side of trades for volatile stocks, such as GameStop, in late January. A handful of Robinhood's clients who couldn't get in touch with customer service during the chaos even drove to the start-up's headquarters in California, demanding to speak to a representative and in some cases, vandalizing the property, according to police reports.

GameStop's stock price had soared in January after traders on Reddit pushed one another to keep doubling down on buying shares, inflicting pain on hedge funds who had taken the other side of the trade by shorting it. Some accused Robinhood of colluding with hedge funds to make sure their losses didn't snowball. Robinhood said it did not shut down trades because of any outside pressure, and needed to cap trading due to unprecedented collateral requirements from its clearing house.

Celebrities, including rapper Ja Rule, were tweeting #deleteRobinhood. Lawmakers from both major parties criticized Robinhood during those GameStop restrictions. Rep. Ro Khanna, D-Calif., a progressive who represents Silicon Valley, Rep. Alexandria Ocasio-Cortez, D-N.Y., and Sens. Ted Cruz, R-Texas, and Elizabeth Warren, D-Mass., all blasted the company's decision. CEO Vlad Tenev later appeared in front of Congress to answer questions about it in a five-hour hearing.

No. 1 in iOS app store during the chaos

During that turmoil, Robinhood was experiencing eye-popping user growth.

It soared to the top app in the iOS app store for multiple days during the GameStop frenzy and led the industry in downloads with 600,000 people downloading the free-trading app in a single day, according to JMP Securities. During January, JMP estimated that Robinhood added 3 million users.

As a result, venture capital investors rushed to fund Robinhood as it had to come up with billions of dollars to meet capital requirements. Robinhood raised over $3 billion in a matter of days.

Robinhood has been well positioned for volatility in the cryptocurrency markets, too. Robinhood Crypto has added 3 million customers per month this year. The company reported that in the first quarter of 2021, 9.5 million customers traded crypto on Robinhood Crypto, compared with 1.7 million a year earlier. That part of the businesses also saw outages as investors poured into dogecoin.

The company has acted recently to smooth out some of the criticism. Robinhood added a support number, beefed up customer service hiring, and increased its margin requirements after a young customer died by suicide and the family sued the company.

After eight years as a private company, Robinhood filed the necessary paperwork in March to go public. Sources have told CNBC it has chosen the Nasdaq as its exchange. It remains on track for an IPO and has built out its executive teams with both Wall Street and Silicon Valley veterans.

Robinhood hired Aparna Chennapragada, who spent 12 years at Google leading product, engineering and design teams in March. It brought on former SEC commissioner Dan Gallagher last year as head of legal, and its first chief marketing officer, Christina Smedley, came from Facebook. Robinhood's CFO Jason Warnick joined after two decades at Amazon, and its chief operating officer, Gretchen Howard, is a former Google executive.

These are the 2021 CNBC Disruptor 50 companies

noreply@blogger.com (i Develop Stocks Advisory) — Wed, 26 May 2021 00:34:00 +0530

In the ninth annual Disruptor 50 list, CNBC highlights the private companies leading out of the pandemic with business models and growth rates aligned with a rapid pace of technological change.

Investors have taken notice that the companies on the 2021 Disruptor 50 list have become critical players in fundamental economic and consumer transformations. A majority of the CNBC Disruptor 50 are already billion-dollar businesses. Thirty-four disruptors are unicorns that have already reached or passed (in some cases far surpassed) the $1 billion valuation mark — 10 of the companies on this year’s list are worth at least $10 billion.

The 50 companies selected using the proprietary Disruptor 50 methodology have raised over $72 billion in venture capital, according to PitchBook, at an implied Disruptor 50 valuation of more than $388 billion. While technologies including AI, 5G, cloud computing and the Internet of Things are key to many companies making the 2021 Disruptor 50 list, the sectors they are upending are widespread, from financial services to health care, biotech, education, food, media, agriculture and transportation.

1	Robinhood	Wall Street’s frenemy
2	Stripe	The GDP of the Internet
3	Discord	The Internet chat room, re-imagined
4	SentinelOne	A SolarWinds saving grace
5	Didi Chuxing	Your $100 billion IPO is on the way
6	Brex	Giving credit to the start-up economy
7	Marqeta	Playing their cards right
8	Chime	Software as a bank
9	TytoCare	Urgent care delivered virtually
10	ElevateBio	Building a deep lab bench
11	K Health	The health care app will see you now
12	Convoy	Freight’s neural network
13	Checkout.com	Transactional relationships
14	Indigo Ag	Top soil
15	Snyk	Sniffing out open-source flaws
16	Tempus	Informing the precision clinician
17	Lineage Logistics	Cold comfort
18	Gojek	Southeast Asia’s super-app
19	CLEAR	Keep the line moving
20	TALA	The underserved deserve credit
21	Flutterwave	Helping Africa’s small business soar
22	Thrasio	Transforming the Amazon economy
23	Relativity Space	Engineering an interplanetary future
24	Impossible Foods	Beyond possible
25	AMP Robotics	Robots recycle better
26	Neteera	A sixth sense in medicine
27	Cockroach Labs	Deep inside enterprise cloud data
28	Cityblock Health	Because everyone deserves good health care
29	Udacity	Graduating a new generation of skilled labor
30	Apeel	Good preservatives
31	Sight Diagnostics	See the whole picture in two drops of blood
32	Cybereason	Fighting the dark side
33	Clubhouse	The new sound of social
34	Sila Nanotechnologies	Making EV batteries better is no small thing
35	Bestow	Digital transformation comes to life (insurance)
36	Gopuff	When you need stuff ASAP
37	Databricks	The next Snowflake?
38	Ripple	Making waves in crypto regulation
39	Plaid	The gateway to Venmo, Robinhood, Coinbase
40	Nubank	Latin America’s big bank challenger
41	Flexport	Supply chain economics
42	Flock Freight	Carbon-smart truckloads
43	Eat Just	The egg and the chicken
44	Movandi	Making 5G a broader reality
45	Footprint	Just three words for you: No more plastic
46	Airtable	Code for non-coders
47	BlocPower	Fighting climate change block-by-block
48	Patreon	How the creative class gets paid
49	Guild Education	Education as a benefit
50	Heal	New ideas in home-based health care

3 Stocks That Could Be the Next Trillion-Dollar Tech Giants

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 18 Apr 2021 23:25:00 +0530

The trillion-dollar market cap club is an exclusive one, but it could grow in the years ahead. What other companies could grow to the size of businesses like Amazon and Apple? In this Fool Live video clip, recorded on March 8, Fool.com contributors Matt Frankel, CFP, and Jason Hall, along with chief growth officer Anand Chokkavelu, discuss three companies they could see reaching a trillion-dollar market cap in the not-too-distant future.

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Anand Chokkavelu: What company could join big tech in the next five to 10 years? I will start with mine, which is salesforce.com (NYSE:CRM). I think Salesforce is an amazing business. Usually, I don't love a serial acquirer, but they have been

Jason Hall: They've shown they can do it. That's the thing.

Chokkavelu: Give me a couple of decades of performance, and I'm like, "OK, I believe you." I was a big Slack fan before the merger was announced or the acquisition. I think what Slack will enable Salesforce to do is just broaden its ability to deliver things. Just like when we're talking about Microsoft penetrating so many businesses, that's why Microsoft Teams does so well and get so much adoption because it's already there. I think Salesforce can be the next one, it's already a $200 billion market-cap company. It's not trailing by that much as a dark horse. But these are such behemoths that it is one. What about you two?

Matt Frankel: I'll go with one that's a little smaller, Pinterest (NYSE:PINS). I think Pinterest has the potential to be not only a Facebook-size social network eventually, but also has the potential to really get a big stake in e-commerce. I could see that becoming a trillion-dollar business at some point.

Hall: I'm going to cheat a little bit and say if we expand our view a little bit, Taiwan Semi (NYSE:TSM) already is. It's a $640 billion company. If you want to think about one that could grow into it, that's already in the S&P 500, NVIDIA (NASDAQ:NVDA). All of these companies, everything about them, everything that's happening in the world is going to drive the need for more semiconductors in every aspect of our lives. I think maybe NVIDIA is one that it's too easy to overlook.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.

Teresa Kersten, an employee of LinkedIn, a Microsoft subsidiary, is a member of The Motley Fool’s board of directors. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Randi Zuckerberg, a former director of market development and spokeswoman for Facebook and sister to its CEO, Mark Zuckerberg, is a member of The Motley Fool's board of directors. Anand Chokkavelu, CFA owns shares of Amazon, Pinterest, and Salesforce.com. Jason Hall owns shares of Amazon, NVIDIA, and Pinterest. Matthew Frankel, CFP owns shares of Apple and Pinterest and has the following options: short February 2021 $140.0 calls on Apple. The Motley Fool owns shares of and recommends Amazon, Apple, Facebook, Microsoft, NVIDIA, Pinterest, Salesforce.com, Slack Technologies, and Taiwan Semiconductor Manufacturing. The Motley Fool recommends the following options: long January 2022 $1920.0 calls on Amazon, long March 2023 $120.0 calls on Apple, short January 2022 $1940.0 calls on Amazon, and short March 2023 $130.0 calls on Apple. The Motley Fool has a disclosure policy.

3 Materials Stocks Worth Adding to Your Portfolio

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 18 Apr 2021 23:23:00 +0530

Basic materials companies are the unsung heroes of an economic recovery. While vulnerable to times of slowing growth, many of these companies are first in line to benefit from rising industrial production. Demand for everything from chemicals, to plastics, to metals and minerals is rising. And that makes the materials sector worth a look.

With that, we asked some of our contributors which basic materials stocks they thought stood out from the pack. They chose Celanese (NYSE:CE), Linde (NYSE:LIN), and Sherwin-Williams (NYSE:SHW). Here's why each company is worth adding to your portfolio right now.

IMAGE SOURCE: GETTY IMAGES.

Celanese

Lee Samaha (Celanese): Global chemical and specialty materials company Celanese isn't a household name, but its products are everywhere. It produces intermediate chemicals used in a wide range of industries, including coatings, paints, adhesives, pharmaceuticals, automotive, consumer electronics, electrical appliances, and even food. In other words, Celanese processes raw materials into intermediate chemicals, which manufacturers then use to make finished products. As such, it's a near-term play on an economic recovery, and in particular the industrial economy, and it's also a medium-term play on the completion of its strategic targets through 2023.

Rising raw material costs are a concern, but Celanese tends to have long-term supply agreements and forward purchase contracts in place to mitigate the risk. Moreover, chemicals suppliers usually pass on price increases if end demand is strong enough, and with a recovering economy, that should be the case in 2021.

Over the medium term, management aims for adjusted earnings per share (EPS) of $13 to $14 in 2023, with operating cash flow of $4 billion to $5 billion from 2021 to 2023. Given that capital expenditure is forecast to be around $1.5 billion in the period, it implies $3 billion in free cash flow (FCF) through 2023, or about $1 billion in FCF a year. Based on the current market cap, Celanese would trade on less than 17.5 times FCF in 2023 and around 11.4 times the midpoint of earnings guidance for 2023. An excellent value.

Moreover, the operational enhancements made at the company over the last decade mean that Celanese's FCF substantially covers its dividend. As you can see below, FCF per share was markedly higher in the challenging year of 2020 than it was through nearly all the decade.

Don't be surprised if the company raises its dividend, makes more share buybacks, or invests in new projects or acquisitions to boost revenue growth beyond 2023. Celanese looks like an excellent value option to play a cyclical recovery in 2021 and beyond.

DATA BY YCHARTS

Time to gas up with a proven materials powerhouse

Scott Levine (Linde): Unlike the latest electric vehicle or cryptocurrency stocks, materials stocks often aren't the ones found in the headlines of business articles. But investing isn't a popularity contest; there's no reason to believe that your most successful investments have to be easily recognizable names. Take Middleby, a manufacturer of commercial cooking equipment, for example. Far from a household name, Middleby's stock has skyrocketed more than 15,000% over the past 20 years while the S&P 500 has risen 252%.

Now, consider the materials maven Linde. A global purveyor of industrial gases and engineering solutions, Linde is a materials company that people are unlikely to be discussing around the dinner table, yet it's a stock that has outperformed the market considerably over the past 20 years, climbing more than 1,100%. And there's good reason to believe the company will continue its impressive performance in the future. Since merging with Praxair in 2018, Linde has grown to be the top dog in its field as the world's largest producer of industrial gases. Its proficiency in engineering solutions, moreover, helps to distinguish it from competitors. From oil and gas, to energy storage, to hospitality, a wide range of industries rely on Linde's solutions.

One area in particular that I find compelling is its exposure to the burgeoning hydrogen economy. Whereas fuel cell companies like Plug Power and FuelCell Energy are positioning themselves to play prominent roles as hydrogen occupies a greater position on our energy landscape, as investments they are fraught with risk as they haven't proven that their endeavors can be profitable. Linde, on the other hand, is a mature company that doesn't rely so singularly on the growing emphasis on hydrogen, yet still stands to benefit considerably from it, especially considering its position. The company, for instance, proclaims that it's "the only company to cover every step in the hydrogen value chain from production and processing (including purification and liquefaction) through distribution and storage to everyday industrial and consumer applications" -- a fortuitous position for a potential multi-trillion opportunity. Illustrating its sought-after prowess in hydrogen, Linde announced last month that it had inked a deal to supply hydrogen and the related infrastructure to help power the world's first hydrogen-powered ferry, located in Norway.

While the hydrogen narrative plays out, investors can expect the company to prosper nonetheless. In 2020, for example, Linde reported adjusted EPS of $8.23, a 12% increase year over year, and management expects the bottom line to grow further in 2021, forecasting adjusted EPS of $9.10 to $9.30. The company plans to announce results from the first quarter of 2021 in early May -- an event interested investors would be wise to follow.

Paint your portfolio with profitability

Daniel Foelber (Sherwin-Williams): As Scott mentioned, materials companies rarely capture the spotlight like other sectors do. But Sherwin-Williams deserves some time in the sun. It has spent the last 10 years doing what it does best: crushing the market and raising its dividend. The company has raised its dividend for 40 consecutive years, making it a Dividend Aristocrat. There's just one issue: Its dividend yield is now only 0.9%. But this is because its share price has risen faster than the company can increase its quarterly payout, which is a great problem to have if you're a shareholder of Sherwin-Williams. To make it easier for investors to buy its stock, Sherwin-Williams issued a 3-for-1 stock split that went into effect on April 1. The stock split doesn't shrink the value of the Sherwin-Williams pie per se, it only triples the number of slices.

Sherwin-Williams' long-term success can be attributed to its high profitability across different markets. Its overall gross profit margin is consistently above 40% -- and it finished 2020 with a record-high operating margin of 15%. A 15% operating margin means Sherwin-Williams is pocketing $0.15 of every $1 it brings in. Few industrial or material companies are that efficient.

SHW GROSS PROFIT MARGIN (ANNUAL) DATA BY YCHARTS

The pandemic is a great example of how Sherwin-Williams' three business segments work together to grow sales and net income. The company's Americas group, its largest division, consists of Sherwin-Williams-branded products for commercial and residential customers. Despite COVID-19-related challenges affecting its retail outlets, the division benefited from DIY home improvement projects. The consumer brands group, which holds non-Sherwin-Williams brands sold at Lowe's and other retail outlets, grew sales by 14% last year. Performance coatings, which is tied to industrial manufacturing and production, was hit hard by an economic slowdown but recovered well toward the end of the year. All in all, Sherwin-Williams was able to grow its adjusted EPS by 16% and generate a record-high $18.4 billion in revenue. In 2021, it expects the narrative to change, with the Americas group and performance coatings leading a 9% increase in adjusted EPS even after a strong 2020.

Simply put, Sherwin-Williams is exposed to a lot of different sectors of the economy, giving it a business that can perform during good times and bad.

Selim Bassoul, former CEO, chairman, and president of Middleby, serves as Chief Innovator at The Motley Fool. Daniel Foelber has the following options: short May 2021 $25.0 puts on Plug Power and short September 2021 $25.0 puts on Plug Power. Lee Samaha has no position in any of the stocks mentioned. Scott Levine has no position in any of the stocks mentioned. The Motley Fool owns shares of and recommends Middleby. The Motley Fool recommends Lowes and Sherwin-Williams. The Motley Fool has a disclosure policy.

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Got $5,000? Here Are 3 Cathie Wood Stocks That Could Soar

noreply@blogger.com (i Develop Stocks Advisory) — Sun, 18 Apr 2021 23:13:00 +0530

These innovative companies could help take your portfolio to the next level.

Cathie Wood has become one of the investing world's most popular figures over the last year -- and for good reason. The founder and CEO of ARK Invest has helped put together a collection of actively managed exchange-traded funds (ETFs) that have absolutely crushed the market over the stretch, and she's shown a penchant for identifying innovative, tech-focused companies that have gone on to record huge gains.

With ARK funds putting up such incredible performance, we asked three Motley Fool contributors to dive into the list of individual stocks that Wood's company is backing and pick out some favorites. Read on for a look at three companies held in ARK funds that could be primed for massive wins.

IMAGE SOURCE: GETTY IMAGES.

A revolution at the intersection of healthcare and tech

Keith Noonan (Teladoc Health): Think of all the time the average person has spent traveling to and from doctor's offices and flipping through magazines in waiting rooms. Some visits to medical centers obviously require in-person care, but imagine all of the potential time saved and convenience added if more appointments were conducted virtually.

Teladoc Health (NYSE:TDOC) is making that a reality and changing the face of healthcare -- connecting patients with doctors through video conferencing and other software support services. The company also stands as one of the largest combined holdings across Wood's ARK funds, and its stock has the makings of a long-term winner.

Teladoc currently trades down roughly 37.5% from the 52-week high that it hit in February. The decline is partially the result of some broader pullback in stay-at-home stock valuations, but Amazon announcing plans to expand its teleconference health service business has been the bigger catalyst behind the sell-off. Amazon is certainly a resource-rich competitor, but the tech and e-commerce giant's entrance into telehealth probably won't end Teladoc's growth story.

The virtual health services category is growing rapidly and should easily support multiple winners. Spurred on by social-distancing conditions, Teladoc managed to grow its revenue 98% last year. People will be making more in-person visits to the doctor as pandemic-related restrictions ease, but the long-term growth for teleconference health services is just getting started. And the company's recent acquisition of preventative and chronic care specialist Livongo will help boost sales this year and drive growth down the line.

Teladoc has a first-mover advantage in a category that has explosive potential, and virtual health services can provide both major quality of life improvements for patients who have difficulty traveling and greater convenience across the overall healthcare industry. With Teladoc trading well off its recent highs and offering big upside, risk-tolerant investors could see impressive returns from the stock.

A below-the-radar EV stock

Jamal Carnette (Magna International): At $3.5 billion in assets under management, the ARK Autonomous Technology & Robotics ETF (NYSEMKT:ARKQ) tends to get overlooked outside of its significant Tesla stake. Despite Wood's reputation as a pure growth investor, tucked into its holdings are some value stocks, including ARK's 2% stake in automotive manufacturing company Magna International (NYSE:MGA).

Last year was difficult for the company: Sales dipped 17% to $32.7 billion mostly because of the pandemic. Analysts are bullish on the company and expect growth to resume, forecasting $40.6 billion in revenue this year. Despite the return to growth, shares still trade at only 12 times forward earnings and 0.8 times sales, both metrics less than half of the greater S&P 500.

The bulk of Magna's revenue is as a traditional automotive supplier with expertise in contract manufacturing and parts like body exteriors and powertrains. Magna has a long track record of partnership success with Ford and General Motors, and analysts expect revenue to increase with increased economic activity.

However, it's likely Wood is looking beyond the current year and to Magna's future opportunities. The company is quickly becoming an innovator in electric powertrains, announcing a major joint venture with LG Electronics and landing a significant deal with EV company Fisker to manufacture its electric Ocean SUV last year.

The LG/Magna joint venture appears to be on the cusp of a groundbreaking win. Speculation is the companies are on the verge of inking a deal to handle the initial production for Apple's clandestine electric car project nicknamed Titan. Magna is quickly becoming a critical supplier to electric vehicle companies and should benefit from the growth of electric vehicles, regardless of which company's name is on the hood.

The e-commerce innovator

Joe Tenebruso (Shopify): Shopify (NYSE:SHOP) is a top-10 holding for Wood in the ARK Innovation ETF (NYSEMKT:ARKK) and rightfully so. Retail sales are rapidly shifting online -- and Shopify is helping more than a million merchants around the world adapt to this massive global trend.

Shopify lies at the center of e-commerce and entrepreneurship. It provides top-tier online retail software at prices that are affordable to individual entrepreneurs and small businesses, with plans that start as low as $9 per month. Services include payment processing, fulfillment, shipping, business financing, and a host of other e-commerce solutions.

Shopify's sales have boomed during the coronavirus pandemic along with those of its merchant customers. Its revenue rocketed 86% to $2.9 billion in 2020, as gross merchandise volume (GMV) -- essentially, the total dollar amount of sales merchants generated on its commerce platform -- surged 96%, to $119.6 billion.

Moreover, Shopify's profitability is rapidly improving as it scales its operations. Its adjusted operating income soared nearly tenfold to $437.4 million, as its adjusted operating margin improved to 15%, up from 3% in 2019.

Best of all, Shopify has tremendous room for expansion still ahead. E-commerce sales in the U.S. and many other nations still comprise less than 20% of total retail sales. Yet these percentages are rising steadily, and if they ever approach the level at which China stands today -- with online retail sales accounting for more than half of total retail sales -- Shopify's revenue and profits could continue to grow exponentially over the next decade.

Should you invest $1,000 in Shopify Inc. right now?

Before you consider Shopify Inc., you'll want to hear this.

Investing legends and Motley Fool Co-founders David and Tom Gardner just revealed what they believe are the 10 best stocks for investors to buy right now... and Shopify Inc. wasn't one of them.

The online investing service they've run for nearly two decades, Motley Fool Stock Advisor, has beaten the stock market by over 4X.* And right now, they think there are 10 stocks that are better buys.

See the 10 stocks

*Stock Advisor returns as of February 24, 2021

John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool's board of directors. Jamal Carnette, CFA owns shares of Amazon and Ford. Joe Tenebruso owns shares of Amazon and has the following options: long January 2023 $2400.0 calls on Amazon. Keith Noonan has no position in any of the stocks mentioned. The Motley Fool owns shares of and recommends Amazon, Apple, Shopify, Teladoc Health, and Tesla. The Motley Fool recommends Magna Int'l and recommends the following options: long January 2022 $1920.0 calls on Amazon, long March 2023 $120.0 calls on Apple, short January 2022 $1940.0 calls on Amazon, and short March 2023 $130.0 calls on Apple. The Motley Fool has a disclosure policy.

The Motley Fool Makes 5G Buy Alert

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Baltic Dry Index Jumps as Panamax Rates Hit Over 10-Year High – gCaptain

noreply@blogger.com (i Develop Stocks Advisory) — Thu, 18 Mar 2021 03:18:00 +0530

Baltic Dry Index Jumps as Panamax Rates Hit Over 10-Year High – gCaptain: March 17 (Reuters) – The Baltic Exchange’s main sea freight index on Wednesday climbed to a near 1-1/2-year high as panamax rates scaled a more than 10-year peak on China...

US Stock Market Timings

noreply@blogger.com (i Develop Stocks Advisory) — Tue, 9 Mar 2021 02:56:00 +0530

US Share Market Time or Trading Hours

The United States has several stock exchanges, but the two major ones are the New York Stock Exchange and NASDAQ. The first one is based in New York’s Wall Street and is the largest stock exchange of the world based on market capitalisation. The NYSE is owned by the Intercontinental Exchange (ICE) which is itself listed on the NYSE.

The second-largest US Stock Market is also the world’s 2nd-largest exchange. It is owned by Nasdaq, Inc. and is located at One Liberty Plaza (formerly known as the US Steel Building) in New York City.

The NYSE was set up in 1792 while the NASDAQ was founded much later in 1971.

Both these stock exchanges abide by the US Stock Market trading hours given below. Note that most of the world’s largest exchanges also follow almost-identical timings.

Timings	NYSE	NASDAQ
Pre-market trading hours	4.00 AM to 9.30 AM (ET)	4.00 AM to 9.30 AM (ET)
Normal trading hours	9.30 AM to 4 PM (ET)	9.30 AM to 4 PM (ET)
After-hours trading	4.00 PM to 8 PM (ET)	4.00 PM to 8 PM (ET)

American stock market time is based on the Eastern Time Zone or ET. This time zone has 2 variables –

Eastern Standard Time or EST: EST is observed during the autumn and winter months in New York and other cities in the US. It is 5 hours behind the Greenwich Mean Time/Coordinated Universal Time or UTC-5.
Eastern Daylight Time or EDT: In summer and spring seasons, daylight saving time is observed. EDT is 4 hours behind UTC or UTC-4.

Although there are provisions for early trading, US Stock Market open time like dow jones, nasdaq and nyse opening time always refers to the beginning of normal hours or 9.30 AM on all working days. Trading does not happen on Saturdays and Sundays.

The following table denotes US Stock Market holidays on which no business is conducted plus some days which have truncated working hours.

Exchange holidays & occasions	US Stock Market time
1st of January (New Year’s Day)	NA
20th of January (Martin Luther King, Jr. Day)	NA
17th of February (President’s Day)	NA
10th of April (Good Friday)	NA
25th of May (Memorial Day)	NA
4th of July (Independence Day)	NA
7th of September (Labor Day)	NA
26th of November, (Thanksgiving Day)	From 9.30 AM till 1 PM
24th of December, Christmas Eve	From 9.30 AM till 1 PM
25th of December, Christmas Day	NA

Note – The holidays mentioned are for 2020. They may slightly differ for other years. Ordinarily, if a federal holiday is on any weekend, it is celebrated on the next working day. Thus, Christmas day will be observed on the 26th of December in 2022 since the 25th is a Sunday.

US Stock Market Time in India

Since there are several time zones between the United States and India, the following table will be a handy guide to market watchers.

India’s stock markets open at 9.15 AM and close at 3.30 PM.

Details of other major stock markets have also been incorporated.

Name	Country	Opening time (in IST)	Closing time (in IST)
NYSE	The United States	7 PM	1.30 AM
NASDAQ	The United States	7 PM	1.30 AM
London Stock Exchange	The United Kingdom	1.30 PM	10.00 PM
Hong Kong Stock Exchange	Hong Kong	6.45 AM	1.30 PM
Shanghai Stock Exchange	Shanghai, China	7 AM	12.30 PM
SIX Swiss Exchange	Switzerland	1.30 PM	10.00 PM
Taiwan Stock Exchange	Taiwan	6.30 AM	11 AM
Japan Exchange Group	Japan	5.30 AM	11.30AM

A Few More Facts about US Stock Market Time

There have been deviations from standard working hours of the US share market open time in the past due to various reasons. Some notable instances include –

Immediately after the terrorist attacks of 11th of September in 2001, NYSE was closed for a record 4 straight sessions. It was a Tuesday. Operations resumed on the 17th of September, a Monday.
On Monday, 29th of October, 2012, NYSE was closed for 2 days due to the destruction caused by Hurricane Sandy. This storm ultimately caused damages in excess of USD 70 billion – not just in the US but also in other countries.
The NYSE has proposed to move its operations online temporarily due to the Covid-19 pandemic which is in its third wave in the country.

Once the situation normalises, it is expected that all major stock exchanges in America will resume normal operations. Currently, the US Stock Market time remain unchanged. With the US Presidential elections 2020 coming to an end, it remains to be seen if the new President tinkers with these long-standing schedules.

If Bitcoin Creator Satoshi Nakamoto Is Alive, He's Sitting On One Of The Largest Personal Fortunes On The Planet

noreply@blogger.com (i Develop Stocks Advisory) — Tue, 23 Feb 2021 05:59:00 +0530

In case you hadn't heard, Bitcoin is back in the news in a major way. Bitcoin first peaked in the mainstream back in late 2017 when the price rocketed up to $19,000 in a matter of weeks. The price ebbed and flowed over the next few years, dropping as low as $3,400 in November 2018. In recent months, bitcoin is raging again. It's been on an absolute tear with its value skyrocketing and minting new millionaires and billionaires left, right, and center. As I type this article, the price of a single bitcoin is $48,309. At that level, the mysterious creator of the cryptocurrency is sitting on an absolutely insane fortune. A fortune that is just sitting in an electronic wallet, totally untouched and untapped…

It's generally accepted that a "person" named Satoshi Nakamoto is the creator of bitcoin. Though, it should be noted that he's never been identified officially, spoken publicly or been seen in person. There have been many, many, many attempts at finding him. We're not sure Satoshi Nakamoto exists, or, at least exists as a living, breathing person walking the earth. He might be dead. He might be a she. It may be a pseudonym.

If you put all the mystery aside, we do know two things for certain about Satoshi Nakamoto:

He's an incredibly brilliant programmer
He's sitting on an extremely enormous personal fortune.

OZAN KOSE/AFP via Getty Images

Bitcoin Origins

The domain name Bitcoin.org was registered in August of 2008. Two months later, someone going by the name of Satoshi Nakamoto published a paper titled "Bitcoin: A Peer-to-Peer Electronic Cash System" and submitted it to a cryptography mailing list. This paper is the first time Satoshi Nakamoto's name appeared on the internet related to cryptocurrency.

Nakamoto implemented the bitcoin software on January 3, 2009. On that date, he mined what is now called the "genesis block of bitcoin".

His reward? 50 bitcoins. Today's value? $2.4 million.

One of the most-innovative features of bitcoin is that its total circulation is strictly capped at 21 million "coins". That gives the currency an inherent scarcity which has become very attractive to investors today. As governments of the world print trillions and trillions of dollars of paper money that is not actually backed by any real value, having something that can't ever be diluted is powerful. Not that bitcoin has much real value on its own today. It is essentially a very speculative series of ones and zeroes that 99% of its holders don't actually use to make transactions. That will change.

In its first few months of being online, the price of a single bitcoin was basically zero. Like, literally $0.0008 per BTC. You could have bought all the BTC in existence for $16,800.

In March 2010, when the price was less than $.01, a trader using the username "SmokeTooMuch" held an auction for 10,000 BTC (the symbol for bitcoin). He was seeking $50. No bidders came forward. Had you decided to pay "SmokeTooMuch" his $50, today you would be sitting on $480 million.

In 2011, BTC hit $1 per coin for the first time. It spent much of that year and the next fluctuating between $3 and $12.

In 2013 things started to get interesting. Bitcoin started 2013 at around $15. It ended the year above $800.

Then 2014 was a bit of a retreating year for BTC. The price lagged back down to the $200s.

Here's what happened between 2015 and today:

Satoshi Nakamoto's Untouched Fortune

Those first 50 BTC earned as a reward for mining the "genesis block" were not the only bitcoin Satoshi kept for himself. Quite the contrary, actually!

As the creator and predominant first Bitcoin miner, Satoshi set aside 1 million coins for himself at inception. That's 4.8% of all Bitcoins in circulation. You can see those 1 million coins sitting in his public wallet. They have not been accessed or spent since January 2009. And that's a very strange situation.

As we mentioned previously, bitcoin is trading at around $48,000 per coin. That means Satoshi Nakamoto's wallet is worth =

$48 billion

At $48 billion, by our count of the richest people in the world, Satoshi is currently the 27th richest human being walking the earth.

Satoshi is $4 billion richer than Nike founder Phil Knight. He is $18 billion richer than Steve Jobs' widow Laurene Powell Jobs. He's $4 billion shy of Carlos Slim. He's only about $10 billion shy of the Koch brothers, MacKenzie Scott (Bezos) and Michael Bloomberg.

[We published this article on the night of February 15. For a brief period on the morning of February 16, BTC broke $50,000 for the first time. It has since dropped back down to $49,400 but for those moments when it was at $50,547, Satoshi was worth $50.5 billion…]

Now, isn't it at least a little suspicious and strange that someone would launch bitcoin in January 2009, give themselves 1 million coins, and then never access those coins again (or at least not over the last 11 years)? Especially as the value of bitcoin grew from 6 cents to 25 cents to $10 to $100… and onward. How could he have not sold SOME along the way?

One simple theory that explains why Satoshi Nakamoto's bitcoins haven't been touched in 11 years is that he is dead. More specifically, he likely died not long after creating bitcoin. I mean, how else to explain nearly $50 billion worth of bitcoins sitting there collecting digital dust for more than a decade?

And here's the thing, if Nakamoto is dead, that $50-ish billion is probably lost forever. Bitcoin is inaccessible to anyone who doesn't have the password to the account. Since not a single coin has been sold in 11 years, it stands to reason that Satoshi Nakamoto never told anyone his true identity, so no one would know the password to Nakamoto's private bitcoin wallet. Once the password to the wallet is gone, so are the bitcoins.

Whatever the case, or wherever Satoshi Nakamoto is, we do know this: two years after launching bitcoin, Nakamoto disappeared from the internet. On April 23, 2011, Nakamoto sent bitcoin developer Mike Hearn an email saying: "I've moved on to other things." He wrote that he felt the future of Bitcoin was in good hands. Nakamoto left behind a vast collection of writings, the most influential cryptocurrency ever created, and a mystery for the ages

This Stock Could Be Like Buying Amazon in 1997

noreply@blogger.com (i Develop Stocks Advisory) — Mon, 18 Jan 2021 02:03:00 +0530

With so much sudden turmoil in the stock market, you may not even realize that you're about to miss an important and rare event in stock market history…

You see, I've stumbled onto a practically unknown (yet publicly traded) company following so closely in Amazon's footsteps that it has seriously caught the attention of David Gardner -- a legendary investor who actually did buy Amazon back in 1997 and racked up over 40,000% gains in the process…

In case you’ve never heard of David Gardner, he’s the co-founder of The Motley Fool.

And simply put, David’s track-record of identifying the right companies at the forefront of technology in the stuff of legend.

In addition to recommending investors get in early on Amazon, David has correctly predicted the success of many of the market’s biggest winners – stocks like:

Netflix, up 26,756%
Nvidia, up 3,226%
Activision Blizzard, up 5,565%
Priceline.com, up 8,838%
Marvel, up 9,388%

Now, of course not every single one of David’s stocks has been as successful as these incredible winners…but there’s no need for me to cherry-pick returns…

Because here’s the bottom line:

David has been recommending stocks a few decades now, and his average stock pick has returned a mind-boggling 812.0%... that’s more than 5x the return of the S&P 500.

Which brings me back to the under-the-radar (yet fast-growing) stock David has recommended which has some striking similarities to Amazon back in 1997…

I realize that's a bold statement, so allow me to explain...

First, David first issued his “buy” alert on this stock just five months after a company held its IPO and went public.

Shares of this company had only been available to the public for a few months, and David believed it was the perfect time to make a move on this stock.

Fast-forward a few months later, and David recommended the same IPO company a second time.

Here’s why this is such an important (and rare) move:

In the past 18 years, there have been only 4 occasions David Gardner has recommended shares of a company that held its IPO within 5 months of his “buy” alert.

That’s incredible! Only 4 times has David looked at a brand-new stock and immediately believed he found a winner.

Usually, David likes to wait and see a company prove itself in the public markets for a few years before recommending investors buy shares, but sometimes, on rare occasions, he believes in a company so much, he urges investors to act fast and grab shares.

Perhaps no example better highlights this rare conviction like David’s September 1997 recommendation of Amazon.com. Amazon was a small-cap stock that had just gone public on May 15, 1997, when David Gardner first published his detailed, 4,250 word “buy” report on Amazon’s stock and added shares to his portfolio.

David predicted Jeff Bezos’ vision for Amazon. David told investors “Amazon is about more than just books."

Amazon had been public for just 4 months when David issued this bold “buy” recommendation but boy, did it pay to listen.

A mere two weeks after David recommended buying shares of Amazon, the stock had already surged more than 41%.

Many investors would be elated with a 41% pop and sell out. Not David.

David refused to sell -- fast-forward to today, Amazon’s stock is up over a mind-boggling 40,000% -- turning every $5,000 invested in Amazon into more than $2,000,000 today.

While you can’t go back in time and invest in Amazon alongside David Gardner, I believe I’m offering you the next best thing…

The chance to get in early on this recent-IPO stock.

First, the stock has already crushed the market since it went public.

Second, the company has nearly doubled its paying members over the past four years.

And it has dominant market share, owning four of the five top brands in its space.

Even more exciting, management expects double-digit revenue growth going forward.

That’s the type of growth and market opportunity that gets David and our entire investment team's hearts pumping.

Remember the old saying, “the early bird gets the worm” – an ageless mantra reminding us early movers often have the best chance of success.

That’s exactly why David is recommending investors like you buy shares -- despite the recently volatility in the market due to the coronavirus outbreak.

And while we would never guarantee David's recommendation will produce Amazon-like returns, this stock is already up 1,486% since David first recommended it.

Even though timing isn’t everything, history shows that it can pay to move early on stocks like this one -- especially when you remember David's average pick in Stock Advisor is up 812.0%! (And yes, that includes all his winners and losers!)

There’s just one catch:

David is ONLY sharing the details of the stock with members of The Motley Fool's flagship investing service, Motley Fool Stock Advisor.

Now, if you're not familiar with my Motley Fool Stock Advisor service, this is the award-winning online investing service David created to provide easy-to-follow, monthly stock recommendations to individual investors.

That's right! Each and every month, over 750,000 investors tune in to discover which stocks David and his brother Tom Gardner (the CEO of The Motley Fool) believe investors should be buying shares of today.

Which brings me back to the under-the-radar company David thinks is a rock-solid “buy” in today’s bumpy market…

Because he wants as many investors as possible to potentially profit from this fast-growing company, David published a comprehensive “buy” report inside Stock Advisor that shows you exactly why he believes it has so much upside.

It reveals the reasons why we think every forward-thinking investor should be paying close attention to this alert and what might be a potentially life-changing investment opportunity.

This report is free to you when you sign up for Stock Advisor today.

A Guide to Microsoft Certifications: Types, Impact and Paths

noreply@blogger.com (i Develop Stocks Advisory) — Mon, 12 Oct 2020 03:32:00 +0530

Deciding on a career is only part of the journey. Once you choose to pursue a particular career path, you will need to acquire the necessary skills for that profession. Degrees or certifications can bring you closer to getting the job you want. In this article, we discuss available Microsoft certifications and explain why expanding your knowledge in certain areas of Microsoft can benefit your career.

What is a Microsoft certification?

A Microsoft certification is a credential that shows your knowledge of one of Microsoft’s types of software or programs. Depending on your career path and experience, Microsoft offers a variety of certifications that could be beneficial for you. Many certifications have different levels of expertise, and you may need to earn them in sequential order. Most of these certifications require renewal every few years to ensure you maintain current knowledge of the product.

Easily apply to jobs with an Indeed Resume

Types of Microsoft certifications

Here are the types of Microsoft certifications you can earn:

Microsoft Office Specialist

These global certifications show you have professional-level skills in Microsoft Office suite. There are three levels of certifications within the Microsoft Office Specialist:

Microsoft Office Specialist: The certifications within this category are the foundation level certifications for the most popular of Microsoft Office, such as Word, Excel, PowerPoint, Outlook, Access and Office365.
Microsoft Office Specialist Expert: The certification covers the middle tier of certifications in Word and Excel.
Microsoft Office Specialist Master: This certification shows that you have overall expertise across the Microsoft Office System. To earn this certification, you are required to pass four exams: MOS: Microsoft Office Word 2010 Expert; MOS: Microsoft Office Excel 2010 Expert; MOS: Microsoft Office PowerPoint 2010; and MOS: Outlook 2010, Access 2010, SharePoint 2010 or OneNote 2010.

Microsoft Technology Associate

These certifications demonstrate entry-level skills in the IT field. Some of the certifications you can earn within the Microsoft Technology Associate area include:

MTA: Database: This certification is for those who want to enter fields like database administration or business intelligence.
MTA: Developer: This certification is for those who want to enter roles like software engineer, computer programmer, or web and application developer.
MTA: IT Infrastructure: This certification is for those thinking about a career in networking, cybersecurity, IT infrastructure management or cloud computing.

Microsoft Certified Solutions Associate

These certifications are the core of the new generation of cloud-optimized credentials. Some of the different certifications you can earn in the Microsoft Certified Solutions Associate are as follows.

MCSA: Windows 10: This certification demonstrates you can install, manage, and support Windows 10 desktops and mobile devices at the highest level.
MCSA: Windows Server 2016: This certification demonstrates you have the expertise to use the Windows server platform to improve performance and increase IT return on investment.
MCSA: Office 365: This certification demonstrates you know how to manage and migrate to cloud-based Office 365.

Microsoft Certified Solutions Expert

These certifications give IT professionals the skills to design, create, and manage technology solutions using Microsoft products. Some of the certifications you can earn in the Microsoft Certified Solutions Expert include:

MCSE: Server Infrastructure: This certification shows you have the modern expertise to run a modern data center.
MCSE: Private Cloud: This certification shows you can manage cloud computing setups using Microsoft System Center and Windows Server.
MCSE: Business Intelligence: This certification shows you can design, create and optimize business intelligence solutions.

Microsoft Solutions Developer

MCSD: App Builder: The prerequisites for this certification include earning the MCSA certifications in both web applications and universal windows platform. You must also pass one of the following exams:
1. Exam 70-534: Architecting Microsoft Azure Solutions
2. Exam 70-355: Universal Windows Platform—App Data, Services and Coding Patterns
3. Exam 70-532: Developing Microsoft Azure Solutions
4. Exam 70-487: Developing Microsoft Azure and Web Services
5. Exam 70-488: Developing Microsoft SharePoint Server 2013 Core Solutions
6. Exam 70-489: Developing Microsoft SharePoint Server 2013 Advanced Solutions
7. Exam 70-354: Universal Windows Platform—App Data, Services and Coding Patterns
8. Exam 70-496: Administering Microsoft Visual Studio Team Foundation Server
9. Exam 70-497: Software Testing with Visual Studio
10. Exam 70-498: Delivering Continuous Value with Visual Studio Application Lifestyle Management

How to get a Microsoft certification

Follow these basic steps to earn a Microsoft certification:

Determine the certification you need. There are many certifications available in varying degrees, so you’ll need to determine which one is most beneficial for your career. Consider asking your manager if there’s a specific certification they prefer you obtain. If you’re searching for a job, review job postings to determine which certification most employers seek.
Study or complete training courses. While training is not required, it is a good idea to find a trainer who can help you prepare. If a trainer is not in your budget, you can use an at-home test lab. Practice the labs in the books you have purchased or received from your trainer. You will want to design your own solution to these labs.
Take a practice exam. A low score on this practice exam is fine and will motivate you to study. It is normal to score low, especially when the material is new.
Renew your certification. Once you earn your certification, you may need to renew it every year. Make sure you know if and when you need to renew your certification so you can continue to list it on your resume.

Jobs that typically require a Microsoft certification

These jobs either require or prefer those who have earned Microsoft certifications:

Goodbye: MCSE, MCSD, and MCSA Certifications are Retiring

noreply@blogger.com (i Develop Stocks Advisory) — Fri, 2 Oct 2020 02:06:00 +0530

In the continuation of the move towards all role-based certifications, Microsoft has announced that they are officially retiring all of the MCSE, MCSD, and MCSA certifications; as well as their associated exams. This means there are a total of 15 certifications, and 42 exams being retired on January 31, 2021. Wow!

Now, we’ve known for awhile now that this would be coming. Back in September 2018, Microsoft first announced the new role-based certification paths with the initial role-based Microsoft Azure certification paths. And, they’ve been slowly adding more role-based paths to the new certification lineup since then. Now that they’ve created role-based certifications for all the most popular certification paths, they are looking to finally retire the old “technology-based” certification paths.

UPDATE: Due to the Coronavirus (COVID-19) pandemic Microsoft has extended the retirement of the MCSA, MCSD, and MCSE certifications to January 31, 2021 instead of the original June 30, 2020 date that was announced.

MCSE, MCSD, and MCSA are being retired January 31, 2021

As Microsoft looks to close one certification chapter, and begin a new, they are going to be retiring the Microsoft Certified Solution Expert (MCSE), Microsoft Certified Solution Developer (MCSD), and Microsoft Certified Solution Associate (MCSA) certifications on January 31, 2021.

Perhaps there’s a song that could be written here…

Here’s a list of the MCSE, MCSD, and MCSA certifications that will be retired:

MCSA: BI Reporting
MCSA: Dynamics 365 for Operations
MCSA: SQL 2016 BI Development
MCSA: SQL 2016 Database Admin
MCSA: SQL 2016 Database Dev
MCSA: SQL Server 2012/2014
MCSA: Universal Windows Platform
MCSA: Web Applications
MCSA: Windows Server 2012
MCSA: Windows Server 2016
MCSD: App Builder
MCSE: Business Applications
MCSE: Core Infrastructure
MCSE: Data Management & Analytics
MCSE: Productivity

If you on your path to earning these certifications, then you have until January 31, 2021 to pass the required exams to earn the certifications. After that date they will no longer be available to be earned. Once retired, these certifications will remain on your official Microsoft certification transcript. In fact, they will remain on your transcript for 2 years from the January 31, 2021 date; after which they will be moved to the “inactive” section of your transcript. With the new role-based exams being active for a period of 2 years once earned, this change makes sense for the MCSE, MCSD, and MCSA certifications to be in line with that two year expiration / renewal cycle.

The MCSE, MCSD, and MCSA certifications will remain on your transcript for 2 years from the January 31, 2021 date; after which they will be moved to the “inactive” section of your transcript

Wait? Does this mean there will no longer be a Windows Server, SQL Server, or C# / .NET developer certifications? Yes, that’s exactly what this certification retirements means. To make this more confusing, Microsoft has stated that you will learn enough Windows Server and SQL Server from the cloud-based certifications offered, and they don’t need to create new role-based certifications for these “on-premises focused” technologies. This is odd angle to all this certification expiration news, and hopefully we’ll hear more information from Microsoft to clarify this soon. However, unless they change their stance and direction, you only have until January 31, 2021 to earn a technology-based certification in Windows Server, SQL Server, and C# / .NET development. Sorry, not sorry, to those who need these certifications for their resumes and to meet employer requirements.

Lots of exams retired too…

With these MCSE, MCSD, and MCSA certifications being retired, the necessary exams needed to earn these certifications will also be retired on January 31, 2021. I know it’s a lot of exams, and you may be worried about your own certification journey, but there are more details for you below.

Here is the list of exams being retired:

70-333: Deploying Enterprise Voice with Skype for Business 2015
70-334: Core Solutions for Microsoft Skype for Business 2015
70-339: Managing Microsoft SharePoint Server 2016
70-345: Designing and Deploying Microsoft Exchange Server 2016
70-457: Developing Mobile Apps
70-410: Installing and Configuring Windows Server 2012
70-411: Administering Windows Server 2012
70-412: Configuring Advanced Windows Server 2012 Services
70-413: Designing and Implementing a Server Infrastructure
70-414: Implementing an Advanced Server Infrastructure
70-417: Upgrading Your Skills to MCSA Windows Server 2012
70-461: Querying Microsoft SQL Server 2012/2014
70-462: Administering Microsoft SQL Server 2012/2014 Databases
70-463: Implementing a Data Warehouse with Microsoft SQL Server 2012/2014
70-464: Developing Microsoft SQL Server 2012/2014 Databases
70-465: Designing Database Solutions for Microsoft SQL Server
70-466: Implementing Data Models and Reports with Microsoft SQL Server
70-467: Designing Business Intelligence Solutions with Microsoft SQL Server
70-480: Programming in HTML5 with JavaScript and CSS3
70-483: Programming in C#
70-486: Developing ASP.NET MVC Web Applications
70-487: Developing Microsoft Azure and Web Services
70-537: Configuring and Operating a Hybrid Cloud with Microsoft Azure Stack
70-705: Designing and Providing Microsoft Licensing Solutions to Large Organizations
70-740: Installation, Storage, and Compute with Windows Server 2016
70-741: Networking with Windows Server 2016
70-742: Identity with Windows Server 2016
70-743: Upgrading Your skills to MCSA: Windows Server 2016
70-744: Securing Windows Server 2016
70-745: Implementing a Software-Defined Datacenter
70-761: Querying Data with Transact-SQL
70-762: Developing SQL Databases
70-764: Administering a SQL Database Infrastructure
70-765: Provisioning SQL Databases
70-767: Implementing a Data Warehouse using SQL
70-768: Developing SQL Data Models
70-777: Implementing Microsoft Azure Cosmos DB Solutions
70-778: Analyzing and Visualizing Data with Microsoft Power BI
70-779: Analyzing and Visualizing Data with Microsoft Excel
MB2-716: Microsoft Dynamics 365 Customization and Configuration
MB6-894: Development, Extensions and Deployment for Microsoft Dynamics 365 Finance
MB6-897: Microsoft Dynamics 365 for Retail
MB6-898: Microsoft Dynamics 365 Human Resources

If you are currently studying for one of these exams, then you’ll want to take them and earn your desired certification before January 31, 2021. After that date, the exams will be retired and no longer available to sit.

Transitional Paths towards Role-based Microsoft Certifications

There are a lot of certifications being retired, in fact, I believe this is the largest certification and exam retirement Microsoft has ever done in a single cycle. These are big changes, and they have laid out a recommended path for those on the old MCSE and MCSD paths to move towards the new role-based certifications. While there aren’t full equivalents for all the certifications yet, I’m sure Microsoft will be working in the near future (or at least in the next couple years) to fill in blanks as peoples certifications go “inactive” and they are looking to renew again.

Recommended Path to Microsoft Role-based Certification Options – Credit: Microsoft

The current migration path that Microsoft recommends for moving from the MCSE and MCSD certifications to the existing role-based certification paths are as follows:

MCSE: Core Infrastructure
- Start with any of these…
MCSE: Productivity
- Start with any of these…
  - Teams Administrator Associate
  - Messaging Administrator Associate
  - Security Administrator Associate
- Then take…
  - Enterprise Administrator Expert
MCSE: Data Management and Analytics
- Start with any of these…
  - Azure Database Administrator (coming soon)
  - Data Analyst Associate (coming soon)
  - Azure Data Engineer Associate
  - Azure AI Engineer Associate
  - Azure Data Scientist Associate
MCSD: App Builder
- Start with…
  - Azure Developer Associate
MCSE: Business Applications
- Start with any of these…
  - Dynamics 365 Finance Functional Consultant Associate
  - Dynamics 365 Supply Chain Management, Manufacturing Functional Consultant Associate
  - Dynamics 365 Supply Chain Management Functional Consultant Associate
  - Dynamics 365 Customer Service Functional Consultant Associate
  - Dynamics 365 Field Service Functional Consultant Associate
  - Dynamics 365 Marketing Functional Consultant Associate
  - Dynamics 365 Sales Functional Consultant Associate

I know this list looks to be a bit short in filling the full breadth of what the MCSE, MCSD, and MCSA certifications covered. For example with this change there is no longer a path for someone to get certified with .NET Core / ASP.NET. Keep in mind that Microsoft is continually working on improving the certification paths they offer. So, I would imagine within the next year or so we will likely see more information about new certifications that will be coming to fill in these holes left by retiring the MCSE, MCSD, and MCSA certifications.

Keep in mind that Microsoft is continually working on improving the certification paths they offer. So, I would imagine within the next year or so we will likely see more information about new certifications that will be coming to fill in these holes left by retiring the MCSE, MCSD, and MCSA certifications.

Additionally, for answering your other questions about this change, please refer to the original announcement from Microsoft for more “frequently asked questions”. I’m sure many of you have questions, so hopefully that link helps. If not, maybe we’ll see more information and clarification on these changes in the coming months leading up to January 31, 2021.

Yes, I know it seems Microsoft keeps making changes to their certification programs every couple years. This is true. However, the new role-based direction is one that is better aligned with real world job roles, and are better serving people to help them in their careers. At least that’s my opinion and observation of all the changes towards this role-based set of certification paths. As technology keeps changing, and you need to keep updating your skills to stay relevant in this industry; so do the certifications necessary to test and verify those skills.

Happy studying, and I hope you achieve your certification goals

i Develop Stocks Advisory

NFO: HDFC મ્યુચ્યુઅલ ફંડે HDFC ટ્રાન્સપોર્ટેશન એન્ડ લોજિસ્ટિક્સ ફંડ લોન્ચ કર્યું

EV કંપનીએ એક દિવસમાં ખોલ્યા 11 સ્ટોર, 3 વર્ષમાં RattanIndiaના શેરમાં 1800% રિટર્ન

નેમિષ શાહના રોકાણવાળી લક્ષ્મી મશીનના શેરે આપ્યું છપ્પરફાડ રિટર્ન

W-2 ફોર્મ સમજાવટ

ROTH - IRA

રોથ આઇઆરએ ની સમજૂતી ગુજરાતીમાં

401k ની સમજૂતી ગુજરાતીમાં

401k ની સમજૂતી ગુજરાતીમાં

આ વર્ષે 59 હજાર ભારતીયો અમેરિકાના કાયમી નાગરિક બન્યા, એનો સૌથી સરળ રસ્તો શું છે?

અમેરિકાનું ‘કાયમી નાગરિકત્વ’ કઈ રીતે મેળવી શકાય?

નેચરલાઇઝેશનની પ્રક્રિયા શું છે?

લૉફુલ પરમેનન્ટ રૅસિડેન્ટ (LPR) શું છે?

નેચરલાઇઝેશનની પ્રક્રિયા અને તબક્કાઓ

‘ગ્રીન કાર્ડ’ અને ‘કાયમી નાગરિકતા’માં શું ફર્ક છે?

અમેરિકામાં ભારતીયોની સંખ્યા

A Comprehensive Guide on Advanced Microsoft Excel for Data Analysis

Overview

Introduction

Table of Contents

What is Data analysis?

Data analysis with Microsoft Excel

Essential keyboard Shortcuts for Excel Data Analysis

Sorting in Excel:

Filtering in Excel:

Conditional Formatting:

Charts in Excel:

Create a Pivot table for a data set:

Tables in Excel:

What-If Analysis in Excel:

Quick Analysis in Excel:

Excel Analysis ToolPak:

Correlation:

Other tools for data analysis:

How Many Years Does it Take to Become a Commercial Pilot?

Pilot Certification Path

Integrated Training vs. Modular Training

Careers in the Aviation Industry

How Much Does it Cost to Become a Pilot?

Supplies

Aircraft Rentals

Flight Instructor Time

Written Exam

FAA Practical Exam

Before You Start

Ground School

Student Pilot Cost

Sport Pilot License Cost

Private Pilot License Cost

Instrument Rating Cost

Commercial Pilot Cost

Multiengine Rating Cost

Flight Instructor Cost

Airline Transport Pilot Cost

Types of Pilot Licenses – The Ultimate Guide

Pilot Certificate or Pilot License?

Ratings to add to your Pilot License

Types of Pilot Certificates (Pilot Licenses)

Student Pilot License

Sport Pilot License

Private Pilot License

Sport Pilot or Private Pilot?

Commercial Pilot License

Airline Transport Pilot License

Types of Ratings

Category

Class

Type Ratings

Instrument Rating

Examples

What do I need to pilot a Boeing 737?

Wow, thats a lot! What about something smaller?

Flight Instructor

How to Get a Private Pilot License

What is a Private Pilot Certificate?

Is a Private Pilot License Worth It?

What are the Requirements to get a Private Pilot License?

What Does Private Pilot Training Look Like?

How to Get a Private Pilot License

Ground School