ICT CRIB

Payment Processors: The Easiest Way to Pay Online Without Credit Cards

noreply@blogger.com (Unknown) — Tue, 11 Oct 2011 18:34:00 +0000

The internet is the greatest thing that has happened to the human race. It as provided a lot of solutions to problems experienced in the past which includes payment solutions. As most people prefer to buys goods via the internet to visiting a local store. The only option of paying on some online stores in recent years is Credit card payment; some of them now accept other means of payment which includes payment processors. Making it possible for people without virtual or real credit cards make payment online with only few clicks.

DO YOU KNOW THAT YOU CAN PAY FOR GOODS AND SERVICES ON THE INTERNET WITHOUT HAVING A CREDIT OR DEBIT CARD?

This is made possible by what are known as payment processors. A payment processor is usually a company that allows anyone with an email address to send and receive payment (money) securely and safely over the internet. These companies are usually international, thereby allowing users from all over the globe. To open an account with any of these processors is FREE.

These companies have several types of membership/accounts ranging from a starter account to
a business account. There are conditions for opening each of these accounts. When you open an account with any of these processors, there is usually a phrase known as 'verification'. You need to verify your account, if you don’t; there is always a limit to the amount of money you can receive in your account. If you want to sell anything online, these processors can also help you receive credit card payment on your website. Most of them issue debit cards to their customers: those who meet certain criteria: only these set of people are allowed to order for the card thereby making withdrawal from your account easier.

These companies do not usually deal directly with customers in terms of funding their account. Customers fund their individual accounts through exchangers/resellers. Exchangers load your account with funds, for an exchanger to fund your account, you must have paid the equivalent of the amount you need in your account to the reseller’s bank account or other means of payment provided by the reseller. In short, a payment processor eliminates cash transactions; the only time you hold cash is when you are funding your account to pay up some bills and when you withdraw from your account. The balance/the amount you have in your account is otherwise known as e-currency which is usually in US Dollars ($) or any other supported currency, in most cases, some local currencies are supported…

(To Be Continued)

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15 IT Careers You Might Consider Enrolling For

noreply@blogger.com (Unknown) — Mon, 15 Aug 2011 15:14:00 +0000

Gradually the world is moving towards IT. The crave for IT certificates by job seekers and employers is on the increase. IT certificates are considered as added advantage: a job seeker with a degree plus IT certificates surely has an edge over a candidate with just a degree.

Some of these courses are worth enrolling for you to secure that job of your dream: some of the under listed courses even presents you the advantage of being self employed.

1. CISCO: Cisco affords you the opportunity to become an internetworking expert (configuring and connecting several networks). For now in Nigeria there are 2 certifications obtainable

CCNA- Cisco Certified Networking Associate (Expires after 2 years)

CCNP- Cisco Certified Networking Professional

2. ORACLE: Deals with database, record keeping and manipulation. Oracle is the most widely used database application; you surely have an employment with this because it is relevant in all

works of life be it school, bank and big companies. There are 2 certificates obtainable

OCA- Oracle Certified Associate

OCP- Oracle Certified Professional

3. MICROSOFT: You are presented with privileges to be grounded in database or networks. About 3 certifications obtainable:

MCDBA- Certification in Database Development

MCTIP- Certification in Network Engineering.

MCSE- Certification as a Security Expert(ise).

4. COMPTIA: Comptia offers candidates with professional certificates/knowledge such as Hardware Engineering and Networking as these are basic IT requirements among other certificates. These certificates are obtainable

Comptia A+ (certificate in hardware engineering)

Comptia N+ (certificate in networking)

Comptia Security+ (Makes you a Network Security Expert)

5. PEACH TREE ACCOUNTING: A package designed for business organizations and Accountants who want to take their career to the next level.

6. AUTOCAD (2D & 3D) This is designed for Engineers and Architect to be and professionals. The era of taking long rulers, drawing boards, sheets and pencil to a construction site is gone.

7. WEB DESIGN AND DEVELOPMENT: Web designing is a process of designing a web page which includes the graphical elements on such a website.

Web development is used to describe database-driven websites using dynamic scripting languages like PHP or ASP. It also covers database design and development. Sites like Facebook, Yahoo and Wordpress are coded in PHP

If you have this knowledge, you have potential clients because companies, schools even government agencies use websites to advert or make what they do known to the world, new websites are springing up every now and then.

8. JAVA: Java is a programming language; you become a certified programmer with this course. You will fully understand the structure and basic syntax of Java and the ability to create java applications. It is more advanced compared to FORTRAN and C++ learnt in schools.

9. NETWORKING (WIRED & WIRELESS) This makes you stand out as a network expert; you will be able to set up cybercafés and set up hotspot for schools and organizations.

10. HARDWARE ENGINEERING: You will be able to assemble, repair and maintain PCs for friends, families and organization.

11. PROJECT MANAGEMENT (PMP): A specialized course that provides you with managerial capabilities. It involves planning, organizing and managing resources for the successful completion of specific project goals and objectives. PRINCE2 is a popular course other this category

12. CERTIFIED ETHICAL HACKING (CEH) You’ll become a ‘hacker’ with this course. The goal of an ethical hacker is to protect networks from malicious attacks (from bad hackers). You will perform your duties staying within legal limits by attacking the system yourself. On the other hand, most bad hackers who hacked through some companies resources were later employed by the companies they hacked.

13. STATISTICAL ANALSIS SYSTEM (SAS) Deals with business analytics software and services which improves performance and deliver values by making decision faster. Some of the business solutions made available in SAS includes the following:

Risk Management, Customer Relations Management, Fraud Protection and Detection, Financial Intelligence, IT Management and lots more…

14. GRAPHICS DESIGN AND MULTIMEDIA: With this, you will be able to design flyers, posters, hand bills as well as designs for websites. You will be able to do animations, stunning presentations and mind blowing TV adverts rich in graphics.

15. SOFTWARE & APPLICATION DEVELOPMENT: Most of what is done in IT today is done through the use of relevant softwares. Upon successful completion of this course, you will be able to develop softwares that provide solutions to particular problems

Opportunities provided by IT are limitless. Apart from the courses listed above, there are others that are also interesting.

NOTE: Make sure that the course you choose to purse is what you have passion for. More importantly, it is not just about the certification: in IT, you can’t know everything but you must be able to command every aspect that will make you stand out anywhere any day as an expert in that chosen IT career.

Ishola Olajide

www.facebook.com/MrEbony1

More to come…

10 Things to Watch Out For When Buying A New Laptop

noreply@blogger.com (Unknown) — Sun, 07 Aug 2011 23:21:00 +0000

Buying a laptop is a worthy investment as the world is turning to Information Technology (IT). It is gradually becoming a necessity Do you need to buy a new laptop or need to replace your old laptop? If you just want to buy for the first time, some of the terms we will use in this post might be foreign to you but I will make this post as simple as possible. If you are replacing, don't make the same old mistake.

Things that will be discussed are not listed in order of performance or importance: they are just things you should know and watch out for when planning to buy a new laptop. You don’t need to take any one along because you want to purchase a laptop, get to know the basics so that you would not look like a novice when you are asked of the ‘configuration’ of the laptop you want.

CONFIGURATION refers to the facilities a system has i.e. RAM, Processor and so on. You will get to know all these in a short while.

Let's ride on, it going to be as brief and simple as possible

1. What you should consider first is the PURPOSE the laptop you are about to buy will serve, if it
just to catch fun with the PC or you are a professional that demand high quality laptop. This will help you determine whether to go a System with very high ‘configuration’ or less.

2. PROCESSOR: It is an important part of the system that processes every activity you perform on your PC as the name implies. There are different manufacturers of Computer processor which includes Intel, AMD, ATOM, and Celeron. Intel is recommended. When you open up the laptop, you'll see the name of the manufacturer on the pasted on the laptop with a sticker.

3. RAM known as Random Access Memory. In short without a RAM there is no computer. It defines the speed and graphic capability of your system. At least a RAM of 1GB is recommended but if you deal with graphics or play a lot of video games, you need more Gigabyte of RAM.

4. CAPACITY: The storage capacity of a laptop should also be considered. The Hard Disk of most modern laptops ranges from 160GB-500GB. If you need safe more files and programs which means you need a system with much Hard Disk capacity.

5. OPERATING SYSTEM (OS): This is the platform on which your PC works. The commonest OS is WINDOWS others include Macintosh (for APPLE branded Laptops ), Linux, Solaris and Ubuntu

6. BATTERY: This is highly important, you deserve a battery with longer life, in most cases, the manufacturer specifies the numbers of hour the battery can last when not plugged into power outlet: some last up to 3 hours will some do not last up to that. Because if you are a mobile person, you don’t have access to power at all times, you need a battery that lasts longer. It is also advisable to have an extra battery for back up purpose.

7. BRAND: The brand/manufacturer of your intended PC should also be put into consideration. Popular producers includes: HP, Compaq, Dell, Apple, Toshiba, Sony, Samsung, Lenovo and so on

8. DESIGN: Some people like flashing products: you can get a very beautiful laptop that has very good configuration. So don’t buy a product you don’t like but make sure that beautiful laptop has the features you are looking for.

9. SIZE: This is also important, Mini-laptops comes with 10 inches screens or there about, the larger your PC’s screen the better the visual: you do not have to strain your eyes to read from the screen. Some laptops are very heavy; some are lightweight and are good as well. Don’t buy a system that will make you feel like you’re in the gym.

10. MULTIMEDIA: These are the entertainment features in a laptop. You might prefer a system with

An inbuilt Bluetooth: some systems don’t have,

A Webcam,

A CD Drive (in case you need to burn files to CD, install a program or watch movies),

Wi-Fi (Wireless),

Memory Card Slot

OTHER TIPS:

You should know by now that upgrading a laptop could be very expensive. So invest your money in buying that laptop once and for all.

Do not buy a fairly used laptop because it has no guarantee of serving you well: a new laptop comes with at least a year warranty, if the laptop should get faulty within this period, the system will be repaired by the Dealer or sent to the manufacturer’s factory for repair free of charge, in as much the fault is covered by the warranty.

It is also important to buy from an accredited distributor, a trusted store or an online store with good reputation an example is Amazon

When you discover a goldmine who will you show first? Don’t forget to share this post with your Friends and Families.

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Ishola Olajide

www.facebook.com/MrEbony1

More to come…

How to Get An Internationally Accepted VISA Prepaid Debit Card In Nigeria

noreply@blogger.com (Unknown) — Sun, 07 Aug 2011 19:32:00 +0000

A lot of Nigerians are faced with the problem of paying for goods and services online. As most people now prefer to buy from online stores. Do not disturb yourself applying for Payoneer MasterCard, as what you are looking for in Sokoto is now in your ‘Sokoto’. Nigerian Banks are now waking up to the call of providing their customers with credible and universally accepted credit/debit cards be it VISA or MasterCard.

We shall be talking about a few of these cards (VISA Cards to be specific) and banks where they are obtainable. Do not pay anyone for card processing or application when you could get credible and reliable cards here in Nigeria at pocket friendly prices.

It is advisable to visit a branch of any these banks you think their service best suite you to get all the details you need about any of these cards before you apply.

DIAMOND ‘park ‘n’ shop’ VISA CREDIT CARD: This card was introduced few weeks ago: a
collaboration between Diamond Bank and ‘park n shop’. To apply for this card, you need to present your bank transaction record of about 6 months or so to be eligible other requirements includes an acceptable form of identification (National I.D Card, Voters Card or Drivers License), P.H.C.N Bill and passport photographs are also needed. The transaction record is needed in order to check if you are indeed capable of running a credit card (financially I think).

GTB VISA DOLLAR CARD: This card is issued by Guaranty Trust Bank (GTB), as the name implies, it is denominated in US Dollars ($). To apply for this card, walk into any branch of GTB Nationwide with $150, an accepted form of identification (National I.D Card, Voters Card or Drivers License) and your PHCN Bill and any other thing the bank might require to issue the card to you.

NOTE: A percentage of the $150 goes to the bank for the maintenance of the card, so you can use the balance to shop.

UBA PREPAID VISA AFRICARD: This prepaid card is denominated in Naira (N), it is very cheap but reliable. You don’t need to be a UBA customer to apply for this card, walk into any UBA Branch Nationwide with N500 to get it instantly, an acceptable form of identification, PHCN Bill and passport photographs. I have been using this card for my online transactions since I got it 2 weeks ago: N750 if you want it customized with your name on the card.

ZENITH VISA DOLLAR CARD: This card also runs in dollars, its application is not much different from that of GTB. $20 belongs to the bank. You’ve got the remaining $130. My very good friend Jide Ogunshina used this card to run Facebook ads and paid Aweber International with this card that goes a long way to tell you that the card is reliable.

Watch out for my post on how I actually got myself the UBA VISA AFRICARD. In order not to miss this post, SUBSCRIBE to this blog now or enter your email address above to receive new post directly.

Ishola Olajide

www.facebook.com/MrEbony1

More to come…

Insert Emotions in Your Facebook Chats and Updates: Using Facesmooch Smileys and Emoticons

noreply@blogger.com (Unknown) — Wed, 20 Jul 2011 08:03:00 +0000

Most of the mobile instant messengers we have around i.e. 2go and Nimbuzz have smileys and emoticons giving users the opportunity to insert their feelings and emotions in their chat messages, which is actually cool, is that not?

Do you know that you can now do the same on your Facebook account while using your PC?

How is that possible?

Yes, it is possible. FaceSmooch is the application that does the magic but make sure you read this post to the end before you download this amazing application.

With FaceSmooch, you can insert emoticons in your status update to show people how you really feel while making that post. When you have sucessfully installed FaceSmooch, it comes with a toolbar which will be added to your web browser as shown below:

When you want to update your facebook status, click on 'update status' from the toolbar, you'll
see something like this:

From the above, you get to choose the emoticon that best suite your status or the way you feel at that point in time. Apart from the above, you can also use these smileys while chatting with your friends. When you start typing your chat message, the smileys will come up right above the space provided for typing, choose the one that best describes your feelings at that point in time.

You should notice 3 coloured balls to the extreme in the image above. That takes us to the most interesting job this application does. You know your Facebook page comes with the traditional white background. With FaceSmooch, you can use any picture of your choice as the background of your Facebook page.
Interesting! I can hear you scream that word.
Here is the trick, click on that coloured balls and you;ll see a small window pop up like this:

From the picture above, just browse through the different categories presented, we have Celebrities, Nature and so on. When you see the picture you like, just click on it, BOOM your Facebook page is transformed, with just a click.

Here is the screenshot of my Facebook page. Can you see Dr. House holding a Candy?

Download FaceSmooch (104kb) Now

When you discover a goldmine who will you show first? Share this post with your Friends and Families.
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Ishola Olajide

www.facebook.com/MrEbony1

More to come…

Make Your Mozilla Firefox Browse Faster

noreply@blogger.com (Unknown) — Mon, 18 Jul 2011 11:08:00 +0000

Mozilla Firefox is unarguably the fastest browser we have around. This Trick shared by Adesida OluwaSegun of LegalWealthCreation will make your Mozilla Firefox Browse Faster on PC. I have personally tried it and it rocks

Just before you I continue, did you know that Mozilla Foundation, the designer of Mozilla Firefox also produced Flock browser? This trick you're about to learn also works on Flock.

Just follow the following steps:

1. Open your Mozilla Firefox or Flock.

2. Type 'about:config' in the address bar without quotation then press 'enter'

3. A Security Warning will Appear, Just Click to 'accept' it.

4. Search for these options from the endless list provided, double click the under-listed options to change their values, a search bar is provided above the options to enhance easy location of these options:

* network.http.max-connections: 48

* network.http.max-connections-per-server: 24

* network.http.max-persistent-connections-per-proxy: 12

* network.http.max-persistent-connections-per-server: 6

* network.http.pipeli ning: true

* network.http.pipeli ning.maxrequests: 32

* network.http.proxy. pipelining: true

After changing these values, just close your browser (Firefox/flock) and open it again.

That’s all; please leave a comment, your comments encourages us to serve you better.

Feel the speed. Don't miss the next update subscribe to this blog now.

Ishola Olajide

www.facebook.com/MrEbony1

More to come...

Google+: THE NEW FACE OF SOCIAL NETWORKING

noreply@blogger.com (Unknown) — Wed, 13 Jul 2011 22:31:00 +0000

Google has finally rolled out the much anticipated Google+ project, an amazing and stunning social networking site. 'The Google+ Project: Real life sharing, rethought for the web'. This site is intended to compete favourably with other Social networks like Facebook, Twitter and MySpace. Just like Facebook started, a friend already among the small group of testers needs to send you an invitation before you can join. I got an invitation from a friend and I was able to join.

According to CNET, if Google keeps the Google+ invitation button active, he expects Google+ to reach 20million users this weekend. Apart from the simple design, the features on Google+ are really cool. Here are the 3 outstanding ones:

Circles: With this, you get to share posts with particular people in your life + you see what they are sharing too. You can share post with specific people in your circle i.e Family, Friends or public.

Hangout: You can start a Hangout at any time, from anywhere, up to 10 people can pop in and chat.

Sparks: Get a constant feed of what you are really into. There is always something to watch, read or share.

Apart from these, there are other things that makes your exprience with Google+ splendid

1. To scroll down the page, Press 'J' : To scroll up the page, Press 'K'

2. You can also add formatting to your post with the tricks below:

Bold- To bolld a word or sentence, Add * before and after the word or sentence respectively.
Italics- Add _ before and after the post.
For instance: *This is* _ICT CRIB_
This is ICT CRIB

3. To mention someone specifically in a post, Add + or @.

4. Another important aspect is that you can share posts with people of your choice: it could be public, Cicle(s) or even share with a particular individual by typing the name or email address of such an individual, if he's not on Google+, he can get to join Google+ from the mail.

5. You can also set options for your posts you make: you can edit it, delete or disable comments.

The list is endless, you need to be on Google+ to know more. The new face of social networking it is.

You can also use Google+ on the go by downloading the mobile application to your mobile phone. You get to know more when you get an invitation.

Do you need an invitation? Join me on Facebook with the link below, send me your email address and you get an invitation.

Don't miss the next post on ICT CRIB subscribe by entering your email address above. Please leave a comment to keep ICT CRIB going.

Ishola Olajide

www.facebook.com/MrEbony1

More to come...

NIIT Nigeria 12th IT Scholarship 2011: Reminder

noreply@blogger.com (Unknown) — Fri, 01 Jul 2011 10:47:00 +0000

With about 15days remaining to apply for this years NIIT IT scholarship for Nigerians, if you have not done so, apply now before Friday 15th of July, 2011. The aptitude test will take place on Saturday 16th July, 2011.
This year's scholarship makes it the 12th edition in Nigeria (12th NIIT Nigeria Scholarship 2011) tagged

"DREAMING OF A GLOBAL I.T CAREER?" to go places, take the NIIT Nigeria scholarship Test, 2011.

NIIT has global reputation with over 4, 500 centres over the world. If you are eventually considered for this scholarship, you are in the best hands because NIIT is a:

1. World leading IT trainer in Africa's and largest IT Education provider

2. Operates in over 40 countries.

3. Has over 5million students worldwide.

4. Ranked among the top 20 it institution across the globe by International Data Corporation.

5. Alliance with world leaders like Cisco, Oracle, Microsoft...

Click here to apply now

or

walk into any of their branch in your neighbourhood. Visit their website for more info.
I visited their centre in Osogbo and I was told the the aptitude test is a 60 question test and will cover verbal and quantitative reasoning + other general questions.
For more Information, Visit NIIT Nigeria Website
If you have any questions or any observations to make, drop you comment below.

NOTE: The scholarship is not entirely free. When you are eventually considered, you pay an extremely cheap amount of money for the course you're admitted for.

Ishola Olajide

More to come

Airtel Free Browsing Promo: Get 1024mb (1GB) Data Free

noreply@blogger.com (Unknown) — Tue, 21 Jun 2011 22:45:00 +0000

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Airtel Nigeria is at it again. Can I hear you say what? Airtel is giving away free 1GB of internet data to its customer (those who care). You read that right. Yes, absolutely FREE.

Let’s skip the yarn.

To get this free data bundle, follow the steps below:

1. Text SOCIALMONTH to 440 (in capital letters). After you might have sent the message, you will receive a message from 0802 that goes thus:

‘Thank you for subscribing to the Airtel…

2. After few seconds or minutes, you will receive another message from 0802 which goes thus:

‘You have been successfully activated on the Airtel…

You will be informed that you have been given a data bundle of 1024MB (1GB+)

3. Simply dial *141*712*0# on your phone to confirm that you have been credited with 1024MB of data.

4. Finally, remove your phone’s battery and insert again after few second. Switch on your phone and start browsing

NOTE: You can not exhaust the data on your phone, it is advisable to insert your sim into a modem or connect it with your PC using your phone as a modem.

It will only last for 30 days unused data will be lost. Enjoy it while it lasts.

Ishola Olajide

More to come…