Improve Your Credit Scoring

Getting Rid of Debt Will Help in Raising Your Credit Score

mooreti — Fri, 18 Jun 2010 10:15:52 +0000

Our credit score number is the deciding factor in if we can buy a house, car or get that all important student loan. If you have a large amount of debt then it within your best interests to start getting rid of debt as quickly as possible. The higher the credit score is above the average [...]

Getting Rid of Debt Will Help in Raising Your Credit Score is a post from: Improve Your Credit Scoring

How Do You Improve Your Credit Rating?

mooreti — Sat, 12 Jun 2010 09:45:16 +0000

Contrary to popular opinion you can improve your credit rating. It is possible to achieve if you do the right things. You need to improve your credit scores quickly to have any improvement in your credit rating scores. First of all, you need to check your credit score by inspecting your latest credit report for any [...]

How Do You Improve Your Credit Rating? is a post from: Improve Your Credit Scoring

Do You Really Need a Perfect Credit Score?

mooreti — Mon, 07 Jun 2010 09:15:45 +0000

Many people are perplexed about whether or not a really perfect credit score is necessary in order to get credit these days. Most of these people have been lulled into a false sense of security because in days gone by, people with bad credit would simply pay a higher interest rate. The trouble is that fewer [...]

Do You Really Need a Perfect Credit Score? is a post from: Improve Your Credit Scoring

What’s My Credit Score

mooreti — Wed, 02 Jun 2010 08:15:23 +0000

It simply amazes me the number of people who have tried to get a loan, and don't even know what their credit score is. They have never asked the question: “what’s my credit score”? That is, until their credit report has come back and they have been denied the opportunity to borrow money because of [...]

What’s My Credit Score is a post from: Improve Your Credit Scoring

Mortgage Credit Score

mooreti — Sat, 29 May 2010 16:30:30 +0000

Would you like to buy that perfect home you have just seen? I bet you are thinking: “Do I have enough money to pay for it?” If not, then there is no need to worry. There is still every possibility that you will still be able to apply for a mortgage loan. The big concern [...]

Mortgage Credit Score is a post from: Improve Your Credit Scoring

What Is Your Beacon Credit Score?

mooreti — Sat, 29 May 2010 10:15:04 +0000

The beacon credit score is the number used by the Equifax credit bureau and is based on certain factors about your lifestyle including your income, amount of debt, the amount of credit enquiries you make and even your employment history. The majority of people only realize they have a beacon credit score when they have been [...]

What Is Your Beacon Credit Score? is a post from: Improve Your Credit Scoring

How Clean Credit Can Help Your Financial Standing

mooreti — Thu, 27 May 2010 12:16:54 +0000

The majority of people are finally coming to realize how clean credit is so important to maintaining a good financial standing. There have been a lot of misconceptions as to what a clean credit report is. Read on to find out just how clean credit will improve your credit rating. Having good clean credit will do [...]

How Clean Credit Can Help Your Financial Standing is a post from: Improve Your Credit Scoring

Is a 700 Credit Score the Threshold for a Good Credit Score?

mooreti — Thu, 27 May 2010 08:40:56 +0000

While there is certainly some small difference of opinion among experts, most financial counselors are agreed that it will be necessary for you to attain a 700 credit score or higher in order to qualify for a good interest rate on a loan. It is possible to be rated somewhat less than this and still [...]

Is a 700 Credit Score the Threshold for a Good Credit Score? is a post from: Improve Your Credit Scoring

Credit Score Monitoring

mooreti — Wed, 26 May 2010 16:48:51 +0000

Lending someone money always involves a risk. If a friend asked you for money you would likely say yes or no based on the likelihood of ever getting the money back. Financial institutions work in much the same way. They use credit score monitoring to keep a watch on someone’s income and credit score to [...]

Credit Score Monitoring is a post from: Improve Your Credit Scoring

Higher Credit Score – the Amount You Owe Can Influence It

mooreti — Thu, 20 May 2010 17:05:12 +0000

If you have ever applied for any form of credit then the phrase higher credit score will have come up in the transaction. Your credit score determines whether you will get credit but more importantly it also determines how much you have pay back. For these reasons you should have a higher credit score than an [...]

Higher Credit Score – the Amount You Owe Can Influence It is a post from: Improve Your Credit Scoring