Indian Finance Links

Download NCERT books Online - NCERT.NIC.In / Textbook

2021-01-09T08:01:00.004-08:00

With exam seasons right on top, students are scrambling to make the ost of every session. NCERT has made it very easy for students to access any book online. One does NOT have to go scrambling to shops to find a prescribed book now. Unless it is a language book. The language books available on the NCERT site are Urdu, Sanskrit other than English and Hindi. The best thing is one can doanload the books chapterwise too!

Available NCERT Books for Download

Class 1 - Class 12 NCERT Books

Chapterwise Books Download

Books in Maths, Science, Social Science

Health and Physical Education

Language Books available - English, Hindi, Sanskrit and Urdu for some classes

Books for Class 10 on NCERT available for download

Maths, Science, Hindi, English, Social Science, Urdu, Sanskrit, Health and Physical Education

Books for Class 11 Available for Download Online

All streams books available online

https://ncert.nic.in/textbook.php

Indiabudget.Gov.In - Watch Union Budget 2021 Live Online Streaming

2021-01-09T07:13:00.003-08:00

The Budget 2021 will be presented by the Finance Minister Smt Nirmama Sitharaman on Feb 1, 2021. After a tumultous year that has been a huge disaster for the World Economy, the Union Budget this year assumes considerable significance.

Analysts will be looking at the Government's measures to shore up the economy. The allocation for various infrastructure projects, the atma nirbhar campaign are expected to be the drivers for future growth. The allocation for the small scale manufacturing sector, the investments in logistics and revamping of the transportation network, the allocation for health in the background of Covid 19, the defence budget due to sustained Chinese threat, are all areas that experts will be looking at in the budget.

Here is a link to the official website where you can possibly watch the Union Budget live online streaming.

https://www.indiabudget.gov.in/

mutualfundssahihai.com | Learn about Mutual Funds India

2021-01-09T06:30:00.003-08:00

The "Mutual Funds Sahi Hai" campaign on TV has caught the attention of many people what with its celebrity advertising. Its a glamorous campaign with many top cricket stars. The Mutual Funds Sahi hai campaign has been there for many years and made investments in mutual funds a necessary part of every portfolio. The campaign has brought Mutual Funds into public eye as a viable and genuine alternative investment choice.

The website is a well laid out site with information on types of mutual funds. The various aspects of Mutual Funds in the site include

Return Calculators

Information on SIPs

Funds performace over the years

General quesries on Mutual Funds

Information on Equity, Debt, Liquid, Hybrid funds

Information on taxation in schemes

If you are looking for infoirmation on mutual Funds in india, you can do worse than mutualfundssahihai.com

5 Lockdown Goals for Investments

2020-06-13T20:07:00.000-07:00

In the hurly burly day to day existence one lives from one meal to the next, from one bus/ train journey to the next and has no time to look at the long term. Nature has given us an opportunity to be travel-less for some days. And there are so many prudent ways one can spend time.

Now that some time is there for everyone to stay at home here are some important finance goals to look at. Investing knowledge is even more essential if you are a beginner!

# Understand about Financial products | Investments | Finance

# Learn about Mutual Funds

# Know about SIPs

# Understand savings

Lockdown Goals

1. Save more - The next two years are going to be tough. Dont let the booming and dipping stock market deceive you. Tough times are ahead. Save money.

2. Invest in SIPs - These are versatile investments that take care of the dispersions in the market. If you have not invested when the markets dipped, you can start off your investment journey now and SIPs are a good way to go about it. Check out this guide on SIPs of Mutual Funds
https://indianfinancelinks.blogspot.com/2008/04/mutual-funds-and-sips-basics.html

3. Alternate source of Income - That is essential in today's uncertain world. However the opportunities are plentiful these days. Teach something, grow mushrooms, give your home on rental, write a book, resell on amazon, etc. There seem to be so many alternate careers booming. You need to seriously think of taking advantage of one.

4. Analyze your portfolio - Now this is a hugely important step. Theres no time like a market dip or low sentiments to analyze your portfolio. This will enable you to realign your portfolio goals. Check out if your portfolio is sufficiently diversified. Does it cover the companies / investments that promise returns in the next decade. It should also not dissapoint you in the short term. Find out where you want to put your bets from your inherent knowledge of the industry. Is recycling the future or is it solar energy, do you bet on heavy metals, chemicals or on an online stalwart, do you bet green, gold or real estate. If you start looking at these questions, you will find the answers. A judicious mix of stocks and mutual funds together with gold and real estate may be your solution. But its time to know where you have put your money.

5. Make Goals - Put your money into various baskets covering your goals. Some goals maybe short term and some long term. And even if you feel you dont have enough now, you can still start. Whatever you do, keep your expectations judicious. Don't expect the moon out of your investments. Expect returns that align with the historical returns of the fund. The reason for this warning is that many people in their hurry to achieve their goals get into schemes that promise much more than is possible. That is a sure recipe for disaster. Because as I keep saying, if something looks too good to be true, it probably is too good to be true!

Hope you all have a happy and fruitful investment journey!

3 things to Look For in A Financial Investment

2020-06-12T23:51:00.000-07:00

When one looks for an investment option, one has a few things in mind. The choices people go for when thinking of investments depends mostly on personal nature, like

risk averseness,
family background,
nature of individual , etc.

However, leaving these aside, there are some things investors need to know when they start to invest

Safety

How safe is the investment? Is it with any acclaimed group with previous history of assured returns? Is it in a Bank FD (most safe), is it with a Mutual Funds (relatively safe if one understands the risk factors). There are many fly by night operators offering schemes with hiuge returns. Be aware of those while investing. If a scheme seems too good to be true, it probably is based on falsehoods. it is always better to be safe than sorry while going for investments

Liquidity

Liquidity is ease with which you access your money. You need your investment to answer these questions. How soon can you access the money in case you need it. Bank accounts are the most easily accessed. FDs money gets transferred the same day if it is withing the banking hours. Similarly stock markets are very liquid. Your funds come in a day or two once you sell a stock. Mutual Funds too transfer your money in T+ 3 when you redeem (sell) your units. However if you have invested in a house, it may not be that easy to sell off to access your investment!

Diversity

Diversity is very important for any kind of investment. Dont put your eggs in one basket is a maxim that should be adhered to always in investments. Last month's debacle in the Debt markets proves a point. While these are uncertain times and anything can happen, its prudent to mix up you investments, mutual funds, stocks and bonds, FDs, gold bonds, real estate, rentals together in some combination are the acceptable methods of investments.

When you start investing be sure to ensure the above to have a healthy investment portfolio

Atma Nirbhar Bharat Package - 20 lakh Cr

2020-05-12T11:08:00.002-07:00

PM Modi in his address to the Nation today stressed on self- reliance, the country's capability to rise from adversities, while announcing a 20 lakh crore package for "honest tax payers, middle cless, labourers, small business owners," etc.

This is by far the most significant financial announcement by the PM during the Corona crisis. Its expected that the details will be given over the next couple of days by the finance ministry.

#Restartingindia is the hashtag that is being used if you are looking for it. Others trending are
#20lakhcrores, #ModibestPMever, #Onemorejumla. Take your pick!

https://www.cnbctv18.com/politics/pm-narendra-modi-announces-rs-20-lakh-crore-special-economic-package-to-push-self-reliance-5904361.htm

SBI PO | SBI Probationary Officers Recruitment 2016 Information

2016-05-19T12:48:00.003-07:00

Hurry up and apply online for the SBI Probationary Officers (POs) Recruitment.

SBI PO recruitment doesnt happen everyday. If you are eligible, ie you are a graduate and fall withn the age limit, you must apply for these coveted posts.

Essential information about the SBI PO recuitment is

Last date to apply - 24th May 2016
Age Limit for General candidates - 30 years
Online Examination - 1st and 2nd week of July
Results of Prelims for SBI PO Exams - 18th July
Mains Exams for SBI P) 2016 - 31st July 2016
GD and Interview Dates - 1st September 2016
Declaration of Final Results - 30th September 2016

Check out the SBI website for detailed information and download the exams advertisement. Keep checking site periodically for updated news and information

https://www.sbi.co.in/careers/ongoing-recruitment.html

Www.Icicidirect.Com/Login - ICICI Direct Mobile Login

2013-12-03T00:44:00.001-08:00

Here is the link to the ICICI Direct Mobile Login.

The mobile login page is very simple with just the information asking for

Login id

Password

Date of Birth/PAN

visible on the main screen.

ICICI DIRECT Mobile Login

The secure page makes trading in ICICI Direct through the mobile phone very simple. The page redirects to a page where one can view and place one's trades in equity, derivatives, mutual funds or currency. One can modify allocation of the cash in one's account, check the portfolios also the mobile login.

Moneycontrol.com/Apps - MoneyControl.Com Stock Market App for Mobile Phones

2013-10-14T05:03:00.000-07:00

Get stock quotes, share price, stock ticker, stock and mutual funds portfolios latest values all on your mobile phone with the moneycontrol app for mobile phones.

The app is available for ipad, iphone, android, android apps, blackberry, nokia, window phones.

The Markets on Mobile App from Moneycontrol is free. The MOM app is easy to get on your phone.

How to get Moneycontrol Market App?

Get the moneycontrol stock market app by a simple sms. SMS 'MOM' to 51818 to get the link for the download.

If you are on the ipad - download the Moneycontrol App here

Moneycontrol App for iPad

Currency Converter - Convert Rupee to Dollar and More

2012-01-17T20:18:00.000-08:00

Interview With Madhusudan Kela, Chief Investment Strategist, Reliance Capital

2012-01-16T03:23:00.000-08:00

If you want a view of where the stock market is going - there is no better person than Mr Madhusudan Kela to ask. For long Mr. Kela has read the pulse of the market with unerring accuracy.

As per this interview, Mr. Kela says that the real acid test will come after the budget, not before - and the Mar - June quarter will be the one where investors should look to take advantage of opportunities. Read the interview to gain more insight from a person who has a huge take in the Indian stock market.

Madhu Sudan Kela Interview at Moneycontrol

5 Online Share Trading Sites with Banks

2011-12-12T23:47:00.000-08:00

The Top 5 online share trading sites mentioned here are all linked to banks. All the major banks have an online share trading platform these days with links to the bank accounts.

HDFC offers its online share broking and related financial products through HDFC Securities at hdfcsec.com a top online broking portal. Offerings at HDFC Securities portal also includes F & O (Futures and Options), ETFs (Exchange Traded Funds), Bonds and FDs, SIPs, Mutual Funds, IPOs. There is a facility to integrate all your accounts (bank, trading, demat and investment) to do the required trading.

ICICI - at ICICI Direct has been a pioneer of online trading and integrating bank, investment, demat and trading accounts. The site is easy to navigate and integration with the banking account is seamless. One can go to the site at www.icicidirect.com

Axis Bank has a portal axisdirect.co.in for online trading. The site provides for a 3-in-1 trading account and a host of other tools and research facilities. Find out about it here.

SBI - India's largest bank also provides online trading at SBI Cap, its subsidiary. The facilities exist to have a 3 - in - 1 account linking your SBI Bank account, demat and online trading accounts.
https://www.sbicapsec.com/

IDBI has IDBI paisabuilder its online share broking site that offers a 3-in-1 demat, banking and trading account.

While online share trading has its advantages - it can have some major drawbacks too. In times of stress in the market - sometimes the infrastructure has a lot of load and the account takes a long time to open or even shuts down temporarily. Many of the banks have tried to solve this problem by also providing a phone-in facility - where you can trade via the phone.

Some checks one needs to do before opening an online trading account
- Find out and compare the brokerage costs
- Compare the demat and trading account opening charges. However dont let that be a deterrent in opening your account. These are one time charges - and the cost wont matter if the services are poor.
- Find out about the phone trading facilities available
- Check out the online trading demo - preferably by a bank employee. Most banks arrange for a demo at their office
- See the ease of the layout
- Find out where to call if you are stuck and the speed of response.
- See the reviews and testimonials of the online trading site by other users
- Better use an online trading account that is popular - for it maybe popular for a reason - the services may be better!

So enjoy your online trading and make loads of money!

India Banks Websites

2011-04-13T03:48:00.000-07:00

Go to this link to find the list and websites of all Commercial Banks in India under RBI. This RBI site also gives the list and links to all financial Institutions under the aegis of RBI.

Indian Banks Websites

www.onlinesbi.com/login - Login to Online SBI

2011-03-05T19:17:00.000-08:00

To login to your SBI Account online go to the Online SBI login page. Login using your Online SBI username and password. It is advisable to use the virtual keyboard to enter the username and password for better security.

Indian banks have been targeted to scores of phishing attack. Phising attack leads customers to part with their personal data includng passwords in good faith. To learn more about how Phishing attacks operate go here

https://www.onlinesbi.com/aboutphishing.html

It is advisable to go to your online banking page directly from the bank's website or by correctly entering the online banking url. Online banking pages generally have a "s" after http to mean more secured.

SBI Online Banking
https://www.onlinesbi.com/

SBI Online Banking Login
https://www.onlinesbi.com/retail/login.htm

State Bank of India Homepage
http://www.statebankofindia.com/

Www.bankofbaroda.com/recruitment - Bank of Baroda Recruitment Website

2010-10-02T12:36:00.000-07:00

To find out the latest recruitment, recuitment notice, results etc - go to the Bank of Baroda official recruitment website.

WRT "Recruitment of -1200- Probationary Officers - Project 2010" at Bank of Baroda - the results of the written tests and personal interviews are out and roll nos. of the candidates found eligible are available at the website.

WRT "Recruitment of -2000- Clerical Staff - Project 2010" - the results of the written tests are out and candidates selected for the interviews are available at the website.

Keep a track of the Bank of Baroda website for more information on recruitment.

http://www.bankofbaroda.com/recruitment.asp

Www.Centralbankofindia.Co.In - Central Bank of India Official Website

2010-08-05T06:15:00.000-07:00

Visit the Central Bank of India Official website at www.centralbankofindia.co.in.

Central Bank of India is the official banker for the New Delhi Commonwealth games.

Some important links at the Central Bank of India website

Www.centralbankofindia.co.in

Tickets for 2010 Commonwealth Games at New Delhi

Get the tickets for the 2010 Delhi Commonwealth Games at Delhi with a click from the site.

Central Bank of India Internet Banking Login

Login to Internet Banking of Central Bank of India. Go to online banking page for Central Bank at Centralbank.net.in/

Net Banking/Login for Central Bank of India

Find your Central Bank Branch at the Branch Locator

Probationary Officers Recruitment at Central Bank of India

Go to the Central Bank of India/Career website or Central Bank of India/Recruitment to find out about Central Bank of India Probationary Officers recruitment.

Central Bank of India/ Career/ Recruitment

Lost Axis Bank Debit Card | Axis Bank Lost ATM Card | Procedures | What to Do | FAQs

2010-08-01T06:21:00.000-07:00

Lost your Axis Bank Debit Card? Not to Worry. There is a complete list of procedures you can follow so that you get over the loss with minimal financial setback.

Axis Bank has an emergency hotline for card blocking at 91-22-67987700. It is a 24 hour emergency helpline. Please check the bank website for any changes to this number.

The Bank's website states that

"Zero Lost Card Liability: As an Axis Bank Debit Card customer, you will be insured for risk of loss due to fraudulent use of a lost or stolen or missing debit card. All you need to do is communicate the loss of your card by calling our 24-hour customer service number. "

So make sure you communicate the loss of debit card at the earliest.

Check out the Axis Bank's website here for more information on lost debit cards.

http://www.axisbank.com/personal/cards/debitcard/DebitCard-Features.asp

https://www.fednetbank.com/ - Federal Bank Online Banking - Net Banking Official Website

2010-03-03T16:08:00.000-08:00

Go to https://www.fednetbank.com/ if you are interested in online banking at Federal Bank. Federal Bank net banking website has a lot of products to offer including funds transfer, buying insurance, mutual funds online, etc with NEFT/RTGS facilities.

Go to the FAQ here to learn more details or log in to Federal Bank net banking here.

www.bobibanking.com - BOB I Banking - Bank of Baroda Online Banking

2010-01-19T00:34:00.000-08:00

Go to www.bobibanking.com - the Bank of Baroda online Banking website. At the Baroda Connect website login to retail e-banking at the link given. Here is the registration form for new retail users
https://www.bobibanking.com/retail.pdf
At the Bank of Baroda i Banking website - other than online banking - one can
Book Rail tickets
Pay Taxes
Make Donations or use the epay facility to pay bills and use the BOB online banking facility for easy payment.

Www.Canarabank.in - Canara Bank Online Internet Banking

2010-01-18T23:36:00.000-08:00

Go to Www.Canarabank.in to login to Canara Bank Internet Banking. The Canana Bank India website has separate logins for retail and corporate net banking sites. Here are the FAQs for Canara Bank net banking.

Canara Bank Net Banking FAQs

The Canara Bank online Banking facility is available only for core banking branch customers.

Here are the Net Banking guidelines for retail customers

https://www.canarabank.in/netbankingretail.asp

Here is the www.canarabankindia.com corporate website for more more information on Canara Bank.

Canara Bank

Here is the Canara Bank net banking login

https://www.canarabank.in/

ISFC Code for India

2010-01-09T05:16:00.000-08:00

Here is the link to RBI website for NEFT (National Electronic Funds Transfer) ISFC code for India. Check out the ISFC codes for varous Indian Banks like ICICI, SBI, HDFC and others. One can download the file of ISFC codes to see the list of NEFT enabled banks. The MICR codes for banks are also available in the files.

ISFC Codes

Www.sbilife.co.in - SBI Life Insurance Official Website

2010-01-03T00:01:00.000-08:00

Go to sbilife.co.in - the official website of SBI life Insurance to know more about SBI Life insurance policies. SBI life Insurance has various individual products, group products, health products and more. The site offers a host of facilities like SBI Life latest news, online premium payment, links to NRI services, detailed premium payment procedures, grievance redressal procedure and more. Check out the latest NAVs of market linked plans, and more tools at the site.

www.sbilife.co.in has some great tools and planners like the premium calculator, easy plan finder, insurance calculator. There is a separate login area for customers to check their accounts online at mypolicy.sbilife.co.in.

Check out the website here.

SBI Life Insurance Official Website

Https://Www.Icicidirect.Com - Login To Icici Direct For Online Share Trading

2009-12-22T20:57:00.000-08:00

Go to Www.icicidirect.com for online share trading. One can go to the site and apply online for an investment cum trading account. Go the Market and Research centre for recommendations, research, charts, top picks and more.

There is a helpful demo on online share trading at ICICI Direct.com at the home page

of IciciDirect Website at www.icicidirect.com

if you already have an ICICI Direct account - login here.

For logging in one needs one's login id, secure password and the PAN/DOB.

The login page directs to the Trade and Invest page from where one can go to Equity for equity trading, plcing orders, checking portfolios. Other choices available at Icicidirect are investment in mutual funds, trading in FOs and Currency.

One can see the real time updated portfolio for various investments at the site.

Trading in Icicidirect is very easy though I have sometimes experienced problem when there is wild fluctuations in the market and the website slows down ue to heavy trading.

Www.bankofindia.com/career - Bank of India Recruitment

2009-12-22T20:44:00.000-08:00

Www.bankofindia.com/career - is the website where you will get all details regarding Bank of India Recruitment plans and career options.
The first stage of the Recruitment of Clerks - 2009 for Bank of India is over. The bank has sent call letters to successful candidates in the written test for interviews. Check out the Bank of India career website for more Bank of India career options, latest news.

Currently Bank of India has recruitment options open for 20 post of Specialist Officers. check out the site here.

http://www.bankofindia.com/

Www.licindia.in - LIC of India Official Website

2009-12-21T20:17:00.000-08:00

Go to Www.licindia.in - The LIC official to website to know about latest LIC of India policy status. One can buy LIC policy online at The LIC website, play online premium, check NAVs of ULIPs, know about LIC's special plans, group schemes, calculate premiums, find out about new LIC plans and more. Check out the LIC website for more information.

Www.licindia.in