Innovative Credit Consultants Articles and Knowledge Center

Innovative Credit Consultants Knowledge Center

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Articles about Credit Repair

The professionals at Innovative Credit Consultants, Inc. wish to provide all our visitors and clients with helpful and relevant information and resources. We are committed to providing the best credit repair consulting services available. If you find a bad link, please let us know. We always welcome any and all questions you have. Contact us by phone at 888-96-SCORE (967-2673) or by email at info@icreditinc.com

On this page you can review some articles and short pieces on a wide variety of credit repair-related topics. This acts as your very own credit repair database.

United States Credit Rating

Stacy Evans — Thu, 30 Jun 2011 21:09:33 +0000

Did you know the United States of America has a credit rating? This is not to be confused with America’s average national credit score. The U.S. as a nation has an actual credit rating.

Cell Phones Help Identity Theft

Stacy Evans — Wed, 15 Jun 2011 15:34:41 +0000

Identity theft trends are evolving with technological advances. Thieves are getting creative and actually use technical progress to their advantage. There is a new trick in town called “Smishing” and the purpose is to steal personal information, money and create credit lines via cell phones.

Credit Checks & Cell Phones, Grad School, Vacation Rentals, Military Service & More...

Stacy Evans — Fri, 03 Jun 2011 14:10:37 +0000

You already know that even if you do get approved for a credit line, your credit score will determine whether or not you are charged a reasonable or disagreeable interest rate. Putting aside credit cards and mortgages, did you know your credit score can make or break other personal goals? Credit checks are performed when applying for: medical school, job interviews, cell phones, military service, vacation rentals and more.

Borrowers: Subprime vs. Prime

Stacy Evans — Fri, 27 May 2011 16:06:31 +0000

You may have heard that if your credit score is lower then a 720 you will not qualify for a mortgage. You may have heard that lenders favor scores in the 700s and guarantee great interest rates. When it comes to credit checks, both scenarios are not that simple.

Credit Repair Questions

Stacy Evans — Wed, 25 May 2011 15:47:30 +0000

Consumers realize their credit report is a make or break factor when applying for credit lines. Credit Repair is imperative as credit bureaus often make mistakes or are given the wrong information and identity theft is prevalent. As you know we have been helping consumers establish better credit by disputing items.

Lately we have been asked a few questions that you may be pondering yourself. As part of our promise to educate the public about how credit works, we offer you the following information.

Getting Inaccuracies Removed Is No Joke

Stacy Evans — Fri, 20 May 2011 16:40:05 +0000

What is an inaccuracy?

Can you get it removed?

Will your score go up if it is removed?

Do inaccuracies lower your credit score?

Credit Challenges for Seniors & Retirees

Stacy Evans — Fri, 13 May 2011 14:19:42 +0000

It is unlawful to deny seniors a credit line or loan because of their age. It clearly states in The Equal Credit Opportunity Act that it is illegal to factor in an individuals age when determining creditworthiness. However, retirees and seniors do have a difficult time getting approved for credit cards, mortgages, and loans- why?

Identity Theft News & Terminology

Stacy Evans — Tue, 10 May 2011 20:36:49 +0000

Technology & Identity Theft

In recent news a technology scheme targeted MAC users. MAC users were asked to download an antivirus program posing as an authentic and popular MAC service. Damage to actual hard drives has not been proven so it seems the ultimate goal was to obtain personal information and credit card information. This type of software breach is often referred to as a Malware attack.

Recent Security Breaches & Identity Theft

Stacy Evans — Fri, 29 Apr 2011 17:36:20 +0000

Recently 2 very popular and very large companies admitted to a security breach: Sony PlayStation and the NY Yankees Admin Office. What can you do if your personal information is intercepted and stolen?