www.licindia.co.nr

New Childrens Money Back plan - Plan No 832

2015-03-19T17:00:00.003+05:30

New Jeevan Sangam - Plan No 831

2015-03-19T16:59:00.001+05:30

Couponnazi.com

2015-01-30T09:12:00.002+05:30

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LICs Jeevan Shagun

2014-09-01T07:56:00.002+05:30

LIc introduces Jeevan Shagun a close ended plan, which will be avaiable for sale from 01st September, 2014 for maximum period of 90 days

LIC relaunches Varishtha Pension Bima Yojana

2014-08-22T08:03:00.003+05:30

LIC relaunches Varishtha Pension Bima Yojana (Available for sale to General Public from 16th August, 2014 to 14th August, 2015)

Key points

Age of Entry: 60+
Maximum Sum Assured: 600000+tax
Interest - 9% (This is a Government subsidized Scheme which shall provide an assured return of 9% p.a. payable monthly (i.e. equivalent to 9.38% p.a.).
Penionable - Monthly, Quartely, Half-Yearly and yearly

Maximum pension payable - 60000 per family

Surrender Value :

Surrender case 1: (Before the completion of 15 years of the policy) Critical illness of self/spouse: 98% of purchase price

Surrender case 2: After completion of 15 years of policy 100% of purchase price.

Loan:

Loan facility is available after completion of 3 policy years. The maximum loan that can be granted shall be 75% of the Purchase Price.

Jeevan Rakshak

2014-08-18T14:18:00.000+05:30

LIC introduces LIC's Jeevan Rakshak (Plan No. 827) with effect from 191h August,
2014.

This is a regular premium paying Non-linked, With-Profits, Endowment Assurance plan. This plan
shall be available to standard lives only without any medical examination and the total Sum
Assured under all the policies issued to an Individual under this plan shall not exceed Rs. 2 lacs.
The benefits and other details of the plan are given below

2. BENEFITS:
The benefits payable under an inforce policy are as under:
a) Benefits payable on death:
On death of the Life Assured during the policy term "Sum Assured on Death" shall be payable,
which is the highest of
• Basic Sum Assured; or
• 10 times of annualized premium; or
• 1 05% of all the premiums paid as on date of death.
The premium mentioned above excludes taxes, extra premium and rider premiums, if any.
In addition to the above, Loyalty Addition, if any, shall also be payable if death occurs after
completion of 5th
policy year.
b) Benefits payable on maturity:
On survival to the end of the policy term Basic Sum Assured along with Loyalty Addition, if any,
shall be payable.
c) Participation in Profits:
Provided the policy is in full force, then depending upon the Corporation's experience the policies
under this plan will be eligible for Loyalty Addition. The Loyalty Addition, if any, is payable at such
rate and on such terms as may be declared by the Corporation on death after completion of 51h
policy year or on Policyholder surviving to the maturity.

3. OPTIONAL BENEFIT:
This plan provides the following optional rider by payment of additional premium:
LIC's Accident Benefit Rider UIN (512B203V02): LIC's Accident Benefit Rider is available as an
optional rider by payment of additional premium during the term of the policy. If there be more than
one policy with which this or any other Rider covering Accidental Deaths is attached and if the total
Accident Benefit Sum Assured under all such policies exceeds Rs.50 lakhs, the benefits shall apply
to the first Rs. 50 lakhs Accident Benefit Sum Assured in order of date of policies issued.
If this benefit is opted for, and if Life Assured is involved in an accident, leading to death and such
incident shall occur within 180 days from the date of accident then an additional amount equal to
the Accident Benefit Sum Assured is payable. However, the policy shall have to be in force at the
time of accident irrespective of whether or not it is in force at the time of death.
The premium rate for this rider is as under;
1. Rs. 0.50 per thousand Accident Benefit Sum Assured irrespective of age.
ii. Rs. 1.00 per thousand Accident Benefit Sum Assured. if the Life Assured is engaged in police
duty either in any military, naval or police organization and opts for this cover while engaged in
police duty.
Accident Benefit Rider shall not acquire any paid-up value and the rider benefit will cease to apply,
if policy is in lapsed condition.
Note: Other than above mentioned LIC's Accident Benefit rider, no other riders including LIC's
Accidental Death and Disability Benefit Rider (UIN: 512B209V01) is allowed to be attached with this
plan.

4. ELIGIBILITY CONDITIONS AND RESTRICTIONS:
For Basic Plan:
1) Minimum Age at entry
2) Maximum Age at entry
3) Minimum Policy Term
4) Maximum Policy Term
5) Maximum Maturity Age for Life Assured
6) Minimum Basic Sum Assured per life
7) Maximum Basic Sum Assured per life
: 8 years (completed)
: 55 years (nearest birthday)
: 10 years
: 20 years
: 70 years (nearest birthday)
: Rs. 75,000/-
: Rs. 200,000/-
The Basic Sum Assured shall be in multiples of Rs. 5000/-.
"The total Basic Sum Assured under all policies issued to an individual under this plan shall not
exceed Rs. 2 lakh". These wordings have to appear in the First Premium Receipt (FPR) and in the
policy document for every policy under this plan.
Age at entry for the Policyholder is to be taken as age nearest birthday except for the minimum age at
entry i.e. 8 years, where it is in completed years.
For Accident Benefit Rider:
1) Minimum Entry Age : 18 years (completed)
2) Maximum Entry Age : The cover can be opted for at New Business stage or
at any policy anniversary during the policy term.
3) Maximum cover ceasing Age : Same as under the basic plan.
4) Minimum Accident Benefit Sum Assured : Rs. 75,000/-
5) Maximum Accident Benefit Sum Assured: An amount equal to the Basic Sum Assured under the
Basic Plan subject to the maximum of Rs.50 lakh overall limit taking all existing policies of the Life
Assured under individual as well as group schemes including policies with inbuilt accident benefit

taken with Life Insurance Corporation of India and the Accident Benefit Sum Assured under the
new proposal into consideration.
The Accident Benefit Sum Assured shall be in multiples of Rs. 5,000/-.
5. MODE OF PREMIUM PAYMENT:
The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (ECS
only or through salary deductions).
6. PREMIUM RATES:
The tabular premium rates per thousand Basic Sum Assured are enclosed as Annexure 1.
The Class- I extra premium rates per thousand Basic Sum Assured, which may be applicable at
revival stage (as only standard lives shall be eligible at NB stage), are enclosed as Annexure 2.
The above premium rates are exclusive of taxes.
7. GRACE PERIOD FOR PAYMENT OF PREMIUM:
A grace period of one calendar month but not less than 30 days will be allowed for payment of
yearly, half-yearly or quarterly premiums and 15 days for monthly mode of premium payment.
If the death of the Life Assured occurs within the grace period but before the payment of premium
then due, the policy will be treated as inforce and the benefits will be paid after deduction of the said
unpaid premium and also the unpaid premium/s falling due before the next policy anniversary.
If premium is not paid before the expiry of the days of grace, the Policy lapses.
If the Policy has not lapsed and the claim is admitted in case of death under the policy where the
mode of payment of premium is other than yearly, unpaid premium(s), if any, falling due before the
next policy anniversary shall be deducted from the claim amount.
The above grace period will also apply to Accident Benefit rider premiums as the rider premiums
are to be paid along with premium for the basic policy

Jeevan Raksshak

2014-08-18T13:57:00.001+05:30

LIC introduces New LIC policy jeevan Raksshak and Relaunched Varistha Pension Bima Yojana

L&T Business Cycles Fund

2014-07-30T14:39:00.002+05:30

L&T Business Cycles Fund.

The L&T Business Cycles Fund will invest in companies that are strategically placed to make the most
of the economy’s business cycles. During high growth times, the portfolio can be entirely aimed at
cyclical companies. On the other hand, the portfolio could entirely comprise defensive companies to
generate stable returns during periods of low growth. In short, the L&T Business Cycles Fund aims to
offer you the best of both worlds – heady gains and steady growth.
How is the fund different from other equity funds?

Diversified Equity Funds
Unlike a typical diversified equity fund that spreads across sectors at all times, the L&T Business
Cycles Fund has the flexibility to point its entire portfolio to cyclical or defensive stocks.
The differentiated strategy rules out short-term performance pressure versus diversified equity funds.
Sector Funds
The L&T Business Cycles Fund is not sector-specific as it invests across sectors. As an ‘all seasons’
fund, it has the ability to shift between sectors depending on medium-term economic or business
cycle trends.
Sector Rotation Funds
The L&T Business Cycles Fund focuses on strategically changing allocation across sectors based on
medium-term economic or business cycle trends. Sector rotation funds are typically driven by
factors such as short-term market movements and valuation changes.
Key Benefits
Best of both worlds: One fund that aims to deliver through all market cycles
Attractive investment diversifier: A well-differentiated, one-of-a-kind fund
Potential for higher alpha: Potential to grow faster than the broader market and perform better
than fixed income investments
Opportunity maximiser: Well placed to benefit from economic recovery over the next few years
Long-term wealth creation: Invests in companies with quality management, strong balance sheets
and good returns potential
Research coverage: Strong investment team to identify growth trends, disciplined research-based
investing to capitalise on opportunities
No cap or sector bias: Will invest across companies and industries.

The aim of the fund is to generate long-term capital appreciation from a diversified portfolio of predominantly
equity and equity-related securities, including equity derivatives in the Indian market. The focus is on riding
business cycles by strategically changing allocation between various sectors and stocks.

If God Was A Banker

2014-07-17T18:50:00.000+05:30

If God Was A Banker is a story about two IIM passouts on their way to success. It details the twists and turns in their journey to climb the ladder of success and achieve the best. Summary Of The Book In If God Was A Banker, the story revolves around two management graduates in the rat race for success. Sundeep is ambitious and selfish, which leads him to achieve his goals through unscrupulous means. Swami is the exact opposite as he sticks to his morals and ethics to ensure success in his career. Swami's ideal and ethics keeps him behind Sundeep in terms of performance at the New York International Bank where they both work. Sundeep's rapid rise up the corporate ladder and his popularity with colleagues disguises his real motives and cunning mind. The story also has a main character, who is a friend and counsellor to both of them and he has his own philosophy which is based on his experience and is genuine. He always taught what he deemed right. Inspite of all the facts, the temptation of untold riches was too strong for Sundeep and he continued on his quest for more ill-gotten financial gain. All through the novel, the backdrop is the corporate bank environment, which is so polluted that the characters are portrayed as people who are ready to deviate from the righteous path at the drop of a hat. Women throw themselves at their bosses to advance their position. If God Was A Banker was published in 2007 and it won the Indiaplaza Golden Quill Book Award. The book has sold more than 260,000 books and has been a national bestseller. About Ravi Subramaniam Ravi Subramanian is a banker and an established author. His other works are Devil In Pinstripes, I Bought the Monk’s Ferrari, The Bankster, and The Incredible Banker. Ravi studied at the Indian Institute of Management in Bangalore and worked in the banking sector for close to 20 years. He has worked for many companies like ANZ Grindlays, Citibank, and HSBC. He regularly writes columns for popular magazines and also writes his own personal weekly column for The Economic Times. The Incredible Banker was on the Crossword bestsellers list for 40 weeks, and it won him the Economist Crossword Book Award in 2011

I Am Malala

2014-07-17T18:33:00.000+05:30

In 2009 Malala Yousafzai began writing a blog on BBC Urdu about life in the Swat Valley as the Taliban gained control, at times banning girls from attending school. When her identity was discovered, Malala began to appear in both Pakistani and international media, advocating the freedom to pursue education for all. In October 2011, gunmen boarded Malala's school bus and shot her in the face, a bullet passing through her head and into her shoulder. Remarkably, Malala survived the shooting.At a very young age, Malala Yousafzai has become a worldwide symbol of courage and hope. Her shooting has sparked a wave of solidarity across Pakistan, not to mention globally, for the right to education, freedom from terror and female emancipation.

The Oath of the Vayuputras (Shiva Trilogy #3)

2014-07-17T18:17:00.002+05:30

The Oath of the Vayuputras (Shiva Trilogy #3) ONLY A GOD CAN STOP IT. Shiva is gathering his forces. He reaches the Naga capital, Panchavati, and Evil is finally revealed. The Neelkanth prepares for a holy war against his true enemy, a man whose name instils dread in the fiercest of warriors. India convulses under the onslaught of a series of brutal battles. It's a war for the very soul of the nation. Many will die. But Shiva must not fail, no matter what the cost. In his desperation, he reaches out to the ones who have never offered any help to him: the Vayuputras. Will he succeed? And what will be the real cost of battling Evil? To India? And to Shiva's soul? Discover the answer to these mysteries in this concluding part of the bestselling Shiva Trilogy

The Secret of the Nagas (Shiva Trilogy #2)

2014-07-17T18:16:00.000+05:30

The Secret of the Nagas (Shiva Trilogy #2) Today, He is a God. 4000 years ago, He was just a man. The hunt is on. The sinister Naga warrior has killed his friend Brahaspati and now stalks his wife Sati. Shiva, the Tibetan immigrant who is the prophesied destroyer of evil, will not rest till he finds his demonic adversary. His vengeance and the path to evil will lead him to the door of the Nagas, the serpent people. Of that he is certain. The evidence of the malevolent rise of evil is everywhere. A kingdom is dying as it is held to ransom for a miracle drug. A crown prince is murdered. The Vasudevs Shivas philosopher guides betray his unquestioning faith as they take the aid of the dark side. Even the perfect empire, Meluha is riddled with a terrible secret in Maika, the city of births. Unknown to Shiva, a master puppeteer is playing a grand game. In a journey that will take him across the length and breadth of ancient India, Shiva searches for the truth in a land of deadly mysteries only to find that nothing is what it seems. Fierce battles will be fought. Surprising alliances will be forged. Unbelievable secrets will be revealed in this second book of the Shiva Trilogy, the sequel to the #1 national bestseller, The Immortals of Meluha.

The Immortals of Meluha (Shiva Trilogy #1)

2014-07-17T17:59:00.000+05:30

The Immortals of Meluha (Shiva Trilogy #1) 1900 BC. In what modern Indians mistakenly call the Indus Valley Civilisation. The inhabitants of that period called it the land of Meluha a near perfect empire created many centuries earlier by Lord Ram, one of the greatest monarchs that ever lived. This once proud empire and its Suryavanshi rulers face severe perils as its primary river, the revered Saraswati, is slowly drying to extinction. They also face devastating terrorist attacks from the east, the land of the Chandravanshis. To make matters worse, the Chandravanshis appear to have allied with the Nagas, an ostracised and sinister race of deformed humans with astonishing martial skills! The only hope for the Suryavanshis is an ancient legend: When evil reaches epic proportions, when all seems lost, when it appears that your enemies have triumphed, a hero will emerge. Is the rough-hewn Tibetan immigrant Shiva, really that hero? And does he want to be that hero at all? Drawn suddenly to his destiny, by duty as well as by love, will Shiva lead the Suryavanshi vengeance and destroy evil? Where to Buy?

Latest LIC Facts

2014-05-26T09:31:00.006+05:30

Some Very Interesting Statistics of the Corporation (Provisional Data)

* Total Premium Income =Rs 240, 000 Crs

* Investment Income = Rs 145, 000 Crs

* Total Income of The Corporation = Rs 385, 000 Crs (Highest todate - Growth of approx 18% over LY 2012-2013)

* Total Surplus Generated = Rs 26300 Crs (This is Profit which is going to be shared with policy holders as bonus) (approx Growth 17%)

* Total Payouts to Policyholders = Rs 165, 000 Crs (Highest todate)

* Advance Tax Paid = Rs 5108.92 Crs (LY 4221.99 Crs)

* Service Tax Paid = Rs 4022 Crs (LY 3682 Crs)

* ULIP Portfolio (as at 31.03.2014 = Rs 117, 878 Crs

* Approx ULIP Surrender in LY = Rs 33000 Crs

* NET ULIP Surrender = Rs 13000 Crs (as portfolio swelled by Rs 20000 Crs thanks to Market surge)

* 50 out of 51 LIC ULIP Funds Outperformed CRISIL Benchmarks

* 6 LIC ULIP Funds make it to TOP 25 BEST PERFORMING ULIP Funds with
Market Plus 1 (Growth),
Future Plus (Growth)
&
Child Fortune (Growth)

LIC occupying TOP 3 Positions !

* Average Approx yield on LIC Investment in LY 9.42%

* Equity Profit in LY = Rs 21257 Crs

* Fresh Equity Investment LY = Rs 53000 Crs

* Total MDRT 2014 Qualifiers = 8357 with 7127 Registered (Highest Globally)

* Total No of Claims Settled = Rs 2,49,00,000 (Best & Highest Ever Throughout The Globe)

* Total 31 Awards on Various Counts won by LIC in LY (Highest by Any institution todate)

"Proud to be a LICian

List of AMC manged by KARVY

2014-04-08T09:58:00.002+05:30

Axis Mutual Fund
Baroda Pioneer Mutual Fund
Goldman Sachs Mutual Fund
BOI AXA Mutual Fund
Canara Robeco Mutual Fund
Deutsche Mutual Fund
Daiwa Mutual Fund
Edelweiss Mutual Fund
Franklin Templeton Mutual Fund
JM Mutual Fund
LIC NOMURA Mutual Fund
Mirae Asset Mutual Fund
Morgan Stanley Mutual Fund
Motilal Oswal Mutual Fund
Peerless Mutual Fund
Pramerica Mutual Fund
Principal Mutual Fund
Quantum Mutual Fund
Religare Invesco Mutual Fund
Reliance Mutual Fund
Sahara Mutual Fund
Taurus Mutual Fund
UTI Mutual Fund

LIST OF AMC Managed by CAMS

2014-04-08T09:47:00.003+05:30

List of AMC managed by CAMS:

Birla Sun Life Mutual Fund

DSP BlackRock Mutual Fund

HDFC Mutual Fund

HSBC Mutual Fund

ICICI Prudential Mutual Fund

IDFC Mutual Fund

IIFL Mutual Fund

ING Mutual Fund

J. P. Morgan Mutual Fund

Kotak Mutual Fund

L&T Mutual Fund

PineBridge Mutual Fund

PPFAS Mutual Fund

SBI Mutual Fund

Shriram Mutual Fund

TATA Mutual Fund

Union KBC Mutual Fund

LIC AADHAAR ISSUE

2014-03-17T10:09:00.002+05:30

Launch of LIC Aadhaar plan is delayed due to election, has BJP claims that it will help Mr. Nandan for election campaign

LIC has made Aadhaar card has compulsory for this plan. Product is mainly focused for parents having Physically challenged Kids.

Sony Xperia C (Black)

LIC-AADHAAR (Plan No.824)

2014-03-14T08:22:00.000+05:30

LIC introduces new product AADHAAR (Plan No.824) - More details in our next blog....

Anmol Jeevan 2

2014-02-03T11:08:00.000+05:30

LIC Anmol Jeevan II - Plan No 822

This is regular premium paying conventional without profit pure protection plan. The benefits and other details of the plan are given below

BENEFITS:

The benefits payable under an inforce policy are as under:

a) Benefits Payable on death:

On death the Life Assured during the policy term Sum Assured shall be payable

b) Benefits payable on Maturity:
On survival to the end of the policy term, no benefits shall be payable.

Eligibility Conditions and Restrictions:

1) Minimum Age at entry for Life Assured : 18 years completed)

2) Maximum Age at entry for Life Assured : 55 years (Nearest birthday)

3) Minimum Policy Term : 5 years

4) Maximum Policy Term : 25 years

5) Minimum Sum Assured : Rs. 6,00,000/-

6) Maximum Sum Assured : Rs. 24,00,000/-

7) Maximum Cover ceasing Age : 65 years (Nearest birthday)

The sum Assured shall be in multiples of Rs. 100,000/-

No Surrender Value, No Loan, No maturity benefit,

HIGH Risk coverage with less premium

Two New Insurance plan from LIC

2014-02-03T10:50:00.001+05:30

Dear investors

LIC has introduced two more new plans, effective from 3rd Feb 2014

1. Amulya Jeevan II, Table 823
2. Anmol Jeevan II, Table 822

Check my next blog for further details

LIC's NEW BIMA BACHAT PLAN – Plan no-816

2014-01-07T12:56:00.000+05:30

LIC's NEW BIMA BACHAT PLAN – Plan no-816

A Single Premium Money Back Plan for 9,12 & 15 years

1. Periodical survival benefits at the rate of 15% of the Sum assured paid every 3 years.
2. Prospects between the age of 15 years to 66 years can be insured.
3. Maximum age at maturity is 75 Years.
4. Loan facility available after 1 year.
5. Policy can be surrendered at any time during the policy term.

Maturity Benefits:

Single premium paid along with loyalty additions (if any) will be paid.

Death Benefits:

(a) If the death occurs during the first five years sum assured is paid.

(b) If the death occurs after the completion of five years sum assured along with loyalty

additions if any is paid.

Plan Parameters:

Note:

LIC introduced few more Plans fore details check the below link

LIC's NEW ENDOWMENT PLAN – Plan no-814
LIC's NEW JEEVAN ANAND PLAN – Plan no-815
LIC's NEW BIMA BACHAT PLAN – Plan no-816
LIC's SINGLE PREMIUM ENDOWMENT PLAN – Plan no-817
LIC's NEW MONEY BACK PLAN – Plan no-820
LIC's NEW MONEY BACK PLAN – Plan no-821

LIC's NEW MONEY BACK PLAN – Plan no-820

2014-01-07T12:49:00.002+05:30

LIC's NEW MONEY BACK PLAN – Plan no-820

20 years Money Back Plan

1. Periodical survival benefits at the rate of 20% of the Sum assured paid every 5 years.

2. Prospects between the age of 13 years to 50 years can be insured.

3. Premium paying term 15 years only.

3. Higher risk cover for low premium.

4. Maximum age at maturity is 70 Years.

5. Minimum sum assured is Rs.1 lac and there is no limit for the maximum sum assured.

6. Loan facility available after 3 years.

7. Income tax benefits u/s 80C is available and maturity benefits are tax free.

Maturity Benefits:

On maturity 40% of Basic Sum assured along with Bonus and Final Additional Bonus(if any) will be paid.

Death Benefits:

“Sum assured on death” along with vested bonus and final additional bonus(if any) will be paid.
Sum assured on death shall be the higher of (1) 125% Basic sum assured (2) 10 times the
Annualised Premium (3) 105% of the premiums paid as on the date of death.

Accident and Disability Benefit rider:
Available for persons aged between 18 to 55 years on payment of RS.1‰ SA for a maximum
amount of Rs.50 lac. A new concept of activity of daily living to define disability introduced.

Plan Parameters:

LIC's SINGLE PREMIUM ENDOWMENT PLAN – Plan no-817

2014-01-07T12:41:00.002+05:30

LIC's SINGLE PREMIUM ENDOWMENT PLAN – Plan no-817

S~ Single Premium -One time investment.
P~ Protection -Risk Cover
for full Sum Assured.
E~ Excellent for meeting educational needs of young ones.
C~ Children from the age of 90 days can be covered.
I~ Ideal for investment planning-Wide range of policy term.
A~ Attractive - participates in profits.
L~ Liquidity through Loan available after one year.

Maturity Benefits:
On maturity Sum assured along with Bonus and Final Additional Bonus(if any) will be
paid.

Death Benefits:
(A) After commencement of Risk : Sum assured along with Bonus and Final Additional
Bonus(if any) will be paid to nominee.
(B) Before commencement of Risk: Single premium paid is returned. Risk will commence
in case the age at entry of Life Assured is less than 8 years, either 2 years from the DOC
OR policy anniversary after completion of 8 years of age whichever is earlier. For others
risk shall commence immediately.

Plan Parameters:

LIC's NEW JEEVAN ANAND PLAN – Plan no-815

2014-01-07T12:38:00.001+05:30

LIC's NEW JEEVAN ANAND PLAN – Plan no-815

Zindagi ke sath bhi! Zindagi ke bath bhi!!

1. New Jeevan Anand is a blend of both endowment and whole life plan.
2. Prospects between the age of 18 years to 50 years can be insured.
3. Higher risk cover for low premium.
4. Policy term ranging from 15 to 35 years available.
5. Maximum age at maturity is 75 Years.
6. Minimum sum assured is Rs.1 lac and there is no limit for the maximum sum assured.
7. Loan facility available after 3 years.
8. Income tax benefit available u/s 80C and Maturity Benefits are tax free.

Maturity Benefits:
On maturity Basic Sum assured along with Bonus and Final Additional Bonus(if any) will be paid.
Risk cover for the Basic sum assured continues till the life time without payment of premiums.

Death Benefits:
During the policy term
“Sum assured on death” along with vested bonus and final additional bonus(if any) will be paid.
Sum assured on death shall be the higher of (1) 125% Basic sum assured (2) 10 times the
Annualised Premium (3) 105% of the premiums paid as on the date of death.
After expiry of the policy term
Basic sum assured is paid to nominee.

Accident and Disability Benefit rider:
Available for persons aged between 18 to 55 years on payment of RS.1‰ SA for a maximum
amount of Rs.50 lac. A new concept of activity of daily living to define disability introduced.

Plan Parameters:

LIC's NEW ENDOWMENT PLAN – Plan no-814

2014-01-07T12:35:00.001+05:30

LIC's NEW ENDOWMENT PLAN – Plan no-814

1. Prospects between the age of 8 years to 55 years can be insured.
2. Higher risk cover for low premium.
3. Policy term ranging from 12 to 35 years available.
4. Maximum age at maturity is 75 Years.
5. Minimum sum assured is Rs.1 lac and there is no limit for the maximum sum assured.
6. Loan facility available after 3 years.
7. Income tax benefit available u/s 80C and Maturity Benefits are tax free.
Maturity Benefits:
On maturity Sum assured along with Bonus and Final Additional Bonus(if any) will be
paid.

Death Benefits:

"Sum assured on death” along with vested bonus and final additional bonus(if any) will be
paid.
Sum assured on death shall be the higher of (1) Basic sum assured (2) 10 times the
Annualised Premium (3) 105% of the premiums paid as on the date of death.
Accident and Disability Benefit rider:

Available for persons aged between 18 to 55 years on payment of RS.1‰ SA for a
maximum amount of Rs.50 lac. A new concept of activity of daily living to define disability
introduced.

Plan Parameters: