insurance cheap

tag:blogger.com,1999:blog-33293968136437831342024-11-01T03:37:07.672-07:00insurance cheapanetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.comBlogger1000125tag:blogger.com,1999:blog-3329396813643783134.post-54459942787525608932010-12-03T16:34:00.000-08:002011-12-06T01:57:40.642-08:00SGEP Portal

This portal contains a selection of articles from blogs, local media, international media and party websites, touching on issues affecting the lives of Singaporeans. They are relevant for Singaporeans to make the right decision in voting at the next general election. Visit SGEP daily (it takes only 10 minutes daily) to get the gist of these issues and a wider coverage (apart from the local

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-18486957292173103972010-12-03T16:28:00.000-08:002011-12-06T01:57:40.665-08:00CPF Life Annuity - good or bad?

Many people ask me for guidance on whether they should take up the CPF Life Annuity. How does it compare with the Retirement Account and a life annuity from an insurance company?Here are the key facts:1. The CPF Life pays the annuity for life and gives a small bequest to the beneficiary on death prior during the initial period (which varies according to the annuity option. The Retirement Account

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-82052933469604377242010-12-02T21:24:00.000-08:002011-12-06T01:57:40.688-08:00Zeitgeist movie and Tommy Wong’s book

Read about “Guru Dick” and the concept “We are all one” in Tommy Wong’s book “Wisdom on How to Live Life (Book 1)” and watch them in the movie “Zeitgeist: Addendum”.The book can be ordered here.

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-52045531838884902752010-12-02T16:37:00.000-08:002011-12-06T01:57:40.705-08:00Private shield and Liver Transplant

Insurance agents tell the consumers that the cost of a liver transplant is $100,000 and that it would be covered under a private shield plan.Before you take the advice of the agent, you should consider the following:a) What is the chance of needing a liver transplant?b) Where are you going to find a liver when you need it?c) What is the total premium that you have to pay for the private shield

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-59667346691942936782010-12-02T16:25:00.000-08:002011-12-06T01:57:40.740-08:00Social insurance

There is a role for social insurance to deliver the basic needs for the population in an efficient way, compared to private insurance. Our government leaders should understand its strengths and weaknesses and find the right balance between social and private insurance.There is a mistaken belief that private insurance is more efficient. It is actually more costly to use private insurance to

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-41866474769060704832010-12-02T15:49:00.000-08:002011-12-06T01:57:40.782-08:00Not insured under Medishield

Some people are worried that their parents are not insured under Medishield. They try to apply for Medishield now, but the application is rejected as their parent has some medical condition. They need not worry. Here are some tips on how to cope without insurance.Ask Mr. Tan

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-21539282316794703162010-12-02T14:35:00.000-08:002011-12-06T01:57:40.811-08:00Do you hate Singapore - a response

Read the response by C H Yak in SGEP.The article has many interesting photos of Nanjing, showing the remarkable progress made in the city. He compares life in Nanjing with Singapore and raises several issues that should be considered at the forthcoming general election in Singapore.

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-82199493578785276192010-12-02T14:34:00.000-08:002011-12-06T01:57:40.840-08:00Minimum wage - a successful government policy

Many countries have implemented the minimum wage. It has been voted as the most successful government policy in the UK according to a survey by BBC. Read SGEP.

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-75594672925488298202010-12-02T14:27:00.000-08:002011-12-06T01:57:40.859-08:00A big sacrifice - Goh Meng Seng

Goh Meng Seng has to make a big sacrifice in going into politics. He believes in giving a choice to the people of Singapore. Read SGEP.

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-35494390597642800652010-12-02T06:22:00.000-08:002011-12-06T01:57:40.880-08:00The monk, the clown and the minister

Who are these people and how do they affect our politics? Read SGEP.

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-86878355763213878402010-12-02T05:13:00.000-08:002011-12-06T01:57:40.972-08:00House of Commons debate on Alan Shadrake

Read the debate in SGEP

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-20785023870214919842010-12-01T22:00:00.000-08:002011-12-06T01:57:41.067-08:00Potential danger of joining an insurance company

The wife of an ex-insurance agent shares the unhappy experience faced by her and her husband who quit his job to join an insurance company. She explains some of the unethical practices that the husband had to practice to meet the sales quota. She is glad that he has given up the insurance job  and had returned to an ordinary job.Ask Mr. Tan

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-46505683377129703702010-12-01T21:44:00.000-08:002011-12-06T01:57:41.158-08:00CPF Life annuity - case study

Here is a case study of a person aged 58 who has to decide on whether to stay with the Minimum Sum scheme or to convert into a CPF Life Annuity.Ask Mr. Tan

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-90192788902775663742010-12-01T20:37:00.000-08:002011-12-06T01:57:41.266-08:00High cost of operating a business in Singapore

Sent to Forum Page, Straits TimesI recently looked at the cost of renovating a small office of 1,300 sq ft and was shocked to receive several quotations exceeding $70,000, in spite of my modest requirements. This shows how costly it is to operate a business in Singapore.Included in the cost is a sum of $3,500 to obtain the approval of the authority for fire safety. I learned later that this is

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-34225865005938882722010-12-01T20:19:00.000-08:002011-12-06T01:57:41.381-08:00Belgian court fines Citibank over Lehman sales

http://www.google.com/hostednews/afp/article/ALeqM5guCCBwmq2OmDxE3dhQH6df5BId-w?docId=CNG.10af55f3e3cb08c769737268f0f3bdbc.931BRUSSELS — A Belgian court fined Citibank 165,000 euros (216,000 dollars) on Wednesday after determining it used "false advertising" to sell Lehman Brothers investment products without warning clients of risks. The court found that Citibank breached laws on commercial

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-55165949807309841592010-12-01T17:22:00.000-08:002011-12-06T01:57:41.473-08:00Declaring medical condition

This consumer is not sure if his medical condition needs to be declared and if it affects the underwriting of his application.  What is the correct approach? What should he do, if the terms imposed are too harsh?Ask Mr. Tan

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-74128513828982132032010-12-01T15:00:00.000-08:002011-12-06T01:57:41.566-08:0010 Tips on Financial Planning

Here are 10t ips on financial planning. Hope you find it useful.Ask Mr.Tan

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-1114408114270124042010-12-01T00:07:00.000-08:002011-12-06T01:57:41.661-08:00Victor Foo and SCCCI

I know Victor Foo personally and wish to endorse his effort to get elected into the SCCCI council.Victor is positive and reliable and will meet his promise more activities and representation for small businesses.  I encourage my blog readers, who are members of SCCCI, to vote for Victor Foo. Dear Members of SCCCI

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-52784974514488441912010-11-30T23:59:00.000-08:002011-12-06T01:57:41.759-08:00Financial advisers willing to sell term and ETF

Hi Mr. Tan,I am currently recruiting advisers especially tied agents who felt that their agencies have not been providing good support to them. I am aware that a number of agencies/firms taught their agents to sell based on the highest commissions rather than needs of their clients with very few training provided. Under my team, advisers will not be judged based on how much revenue they can

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-34411414589265238842010-11-30T17:08:00.000-08:002011-12-06T01:57:41.865-08:0010 tips on buying insurance

Here are 10 tips on buying insurance. It is written for consumers.Ask Mr. Tan

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-25441414317684889072010-11-30T15:10:00.000-08:002011-12-06T01:57:41.983-08:00Median income grew by 4.2%

Read this story: http://www.channelnewsasia.com/stories/singaporelocalnews/view/1096348/1/.htmlAlthough the median income has increased, it barely covers inflation. Furthermore, the lower income workers hardly earned any increase and have to cope with higher cost of living.

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-34047977683432429622010-11-30T12:41:00.000-08:002011-12-06T01:57:42.086-08:00Talk by Jacques Attali - Is the Global Economy still in crisis?

I recommend my blog followers to attend this public talk - which I have registered to attend. Please read the details below and register for the talk. Personally, I like the socialist approach taken by France, rather than the free market capitalist approach followed of America (that has caused the global crisis). I like to hear what Dr. Attali has to say, and will also give my views at the

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-26220132353987811882010-11-30T10:28:00.000-08:002011-12-06T01:57:42.182-08:00BEST - Business Game

Go to this website: http://www.easyapps.sg/besta/Watch the video to learn how to play this game.There will be 7 games every hour. So, you can join the game at any time of the day or night! You can even join a game after it has started.If you are not sure about playing the game, you can "View" any game and watch how the other players are doing. If you join the game and do not wish to submit

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-3448879598535503752010-11-30T10:19:00.000-08:002011-12-06T01:57:42.284-08:00Making reparations

Hi Mr. Tan,After studying for some financial planning examination modules as well as reading up widely about financial planning, insurance and investments, I have come to realise that I have sold many products of poor value to my clients during the last almost two years I spent at an agency of a large insurance company.Being naive and new to the industry back then, I readily accepted products

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0tag:blogger.com,1999:blog-3329396813643783134.post-85822003491260745902010-11-28T22:23:00.000-08:002011-12-06T01:57:42.375-08:00Great book on spirituality - one of the best!

Review of Wisdom on How to Live Life (Book 2) By Smudger "Spirituality"Every decade or so comes a spiritual book which stands out from the rest. Don't get me wrong, I liked the Conversations With God series and still do, also Eckhart Tolle's The Power of Now increased our knowledge of spiritualty enormously, but Dr. Tommy Wong's Wisdom and How to Live Life (BK2) is, in my opinion, at least on a

anetuzi-468http://www.blogger.com/profile/01071211069071664816noreply@blogger.com0