Insurance Planning Tips

OOT: Count Down to the World Cup 2010 Final

2010-07-03T13:25:00.000-07:00

CAPE TOWN - Thomas Mueller finally succeeding to avenge Mardona Diego. He is the German opening goalscorer when run over Argentina four goals without reply. Miroslav Klose scored two goals each, and the addition of Mueller and defender Arne Friedrich looks unnatural when the goal is nestled in the goalkeeper Albiceleste.
It is also recognized Mueller. Bayern Munich's young midfielder beat Argentina's claim is 'crazy'. "It's crazy to beat Argentina with a score of 4-0. It's hard to find the right words to describe this result, "Mueller said proudly. "I think Germany is beguncang today and it was a great way to celebrate the (victory) is," added the player 20 years as reported by Eurosport, Sunday (04/07/2010).
Could be, the pride felt by Mueller doubled. As is known, Mueller had presumed ballboy by Diego Maradona as he melakoni debut with the national team last March. In fact, Maradona refused to speak at a press conference because there Mueller figure before him. Now, Maradona would be more remembered as a nightmare Mueller in his career.

With the surprise victory of the German and Dutch, whose team will become world champion in 2010? It will be Germany, Dutch, Spain or Surprising Uruguay? Just wait on the game :)

The Inflation Killer

2010-06-30T05:15:00.000-07:00

Not a single country in the world are not affected by the financial disease known as inflation. Moreover, if the country is still classified as developing countries. So what is inflation acctually ...According to Wikipedia, in economics, inflation is a rise in the general level of prices of goods and services in an economy over a period of time. When the price level rises, each unit of currency buys fewer goods and services; consequently, annual inflation is also an erosion in the purchasing power of money – a loss of real value in the internal medium of exchange and unit of account in the economy A chief measure of price inflation is the inflation rate, the annualized percentage change in a general price index (normally the Consumer Price Index) over time.

Because inflation is something we can not avoid, then we must confront it right? In my opinion, the only way to deal with inflation is how to divert our funds into the investment world. There are many investment instruments and analysis we can do very easily and safely. But I only recommend two for your investment instruments because of its liquid and secure:

Gold. Its very suitable for those who are not too aggressive. Pure gold is a relatively safe form of investment because its price tends to rise although slowly (within months). Please note the gold price movement over the past five years in http://www.goldprice.org/spot-gold.html. The development of the gold price is very promising for investors in this sector.
Stock market. Suitable for you who are aggressive because of young age or other causes. Forms are considered more aggressive investments because the stock price changes tend to be more rapidly than gold. Matches to be played in minutes, hours, days or months. Stock market investment is a category of high risk high return, so you have to be more careful for these instruments. The development of the stock price is also very promising. As the world's benchmark stock, look at the center of the world stock market in New York America.... Dow Jones. Quite promising right?

Investment world is something which is totally unpredictable with certainty, although it can be predicted through various approaches of knowledge. Something is definitely in the investment, is... he can "kill the inflation" that erode the value of your money:) so what are you waiting for.... happy invest :)

warm regards ,

- plan-your-insurance.blogspot.com

- - Easily Applied Insurance Planning Tips

Knowing Your Most Important and Liquid Asset

2010-05-22T10:05:00.000-07:00

Connect with the previous insurance planning tips, after watching my favorite movies Avatar, for the inspiration i hear my favorite CD's while writing financial tips this time. This time, i will talk about what is form of your your asset. Why should we must be able to recognize what an asset's that we possess? For most people, recognizing the asset is considered as something that could be postponed or even a priority for the end. Yet by knowing the existing assets, you can document these things that I have explained at length over the previous financial tips.
Asset that i mean is compares with a valuable asset that can be shaped goods or even human. But for the tips this time, my focus was to discuss what form of property assets.

From the survey that I did, with the question "What are the assets that you have?" almost everyone mentions the following items:

Home
Car
Savings at the bank

But in my opinion, there is one important issue which is very often forgotten by most and treated as - if not as an asset, ie who has purchased an insurance policy.
Insurance policies are legal agreements between insurance companies with individuals or organizations. Value for money is insured in a policy that should be your asset account because it is one asset that is easy liquid. Unlike houses, factories, cars or other goods that require a long time to sell it (making it into the form of money). So from now on, do not forget to consider your insurance policy to be one of the most valuable assets and liquid.
hopefully useful,

so, plan your insurance ....

warm regards ,

- plan-your-insurance.blogspot.com

- - Easily Applied Insurance Planning Tips

Please Documenting Your Asset

2010-05-16T09:34:00.000-07:00

Connect with the previous insurance planning tips, while watching my favorite movies Avatar, in the tips this time, i will talk about the importance of documenting everything that becomes your asset. Why? because this will make it easier and saves much time your family member to find and melt when - as crucial and desperately needed. Is that so important?
Emergencies condition such as total permanent disability and death is something that very inevitable. So we need to prepare before it happens. Besides preparation of the belief in God, other preparation is about the family that we will leave behind? whether they already know and understand about all assets that you have? :)

For that's, very important for you to provide 10-15 minutes from your precious time to always update the document or record information about all of the assets that you have. If in case of serious risks such as permanent disability, loss of memory or even death, your family already knows all your assets through the notes you leave.

Just imagine if in case they need to find and document all your existing assets without obtaining any information from you, imagine the time needed for your family to collect all your asset information, it will take a very long, time can be a matter of weeks, months or even years and its not guaranteed your family will success collect all your asset information.

How do you think, its so important to document all the assets we have while we are still in good health?

so, plan your insurance ....

warm regards ,

- plan-your-insurance.blogspot.com

- - Easily Applied Insurance Planning Tips

Financial Consultant Ethics

2010-05-12T06:29:00.000-07:00

Connecting the previous Insurance Planning Tips, this time is talk about the code of ethics of a professional financial consultant. New - recently, I met an old friend. We chatted casually for a long time about old memories and current conditions. Nice to meet an old friend who had not been met.
Surprisingly, condition turns out my old friend become a financial consultant as well as I am, but we are different financial organizations. Casual conversation we had come to discuss about the global financial situation in the world's like the European (cause by Greek) crisis, the collapse of Wall Street last weekend.
From all the talk, there's one thing that really got my attention, namely the ease with my old friends, that in fact he no doubt to give an advise and even willing to help other company customers to close their policyholders and move followed the company where my friend's heads. so what a pity .... :(

To my knowledge, all professions have professional codes of ethics as well as a financial consultant. One of the existing code of ethics in the profession of financial consultants is prohibited recommend to customers and even help customers of other insurance companies to cover her policy in order to get a new policy on our company. Moreover, customers who change insurance companies do not really understand the insurance product he bought at the company's new and why the need to close the old insurance company's policy : (
It's a tough code of conduct violations and very uncomfortable to hear and see it. Hopefully this story can be beneficial to every customers and insurance companies, hope they can be more selective in choosing their financial consultant, to help instead of plunging.

so, plan your insurance ....

warm regards ,
- plan-your-insurance.blogspot.com
- - Easily Applied Insurance Planning Tips

Be Careful with Financial Monster

2010-05-06T00:59:00.000-07:00

Howdy, heres the other useful Insurance Planning Tips

There are several books that discuss on how to manage family finances. There is one thing that i think deserve to be observed because many people are unconsciously making a big mistake and included into the category of stupid to manage their finances. I will describe some examples of big mistakes in financial management which i mean:

Buying luxury cars

Have you ever wondered how the price of the luxury car tax? or what is the cost of maintenance?

Buying luxury electronic devices

Have you already thought about the cost of maintenance and whether the selling price of a return?

Has a lot of credit cards

Psychologically, credit cards will spur the owner to continue using it because of the many services offered. But please do not forget, they (the credit card vendor) would be delighted if you do not have to pay the entire bill, because the calculation of interest payable will be very profitable for the vendor.

The core of the financial problems in the family that often arises is because it is too imposing for the needs of the family finances, which should be secondary in the resistance. Needs - this is usually a secondary requirement is closely related to human lifestyle. We are busy to continue to meet the lifestyles without realizing the negative effects of such habits. Secondary needs which succeeded in forcing us to cash flows devastated the family I call the monster that is ready to destroy the family finances within a certain timeframe.

so, plan your insurance ....

warm regards ,
- plan-your-insurance.blogspot.com
- - Easily Applied Insurance Planning Tips

How To Choose The Right Insurance Product

2010-04-01T06:22:00.000-07:00

Dear Friends,

In the insurance world, there are only 2 kinds of products are offered, namely the traditional and investment. Right now, theres a lot of insurance products combined to one with the investment product. For example, product A is an investment product with life and health insurance. Lots of offers and promotions provided by insurance providers who are made very attractive to customers.

The investment world is an uncertain world. Investment returns are always fluctuating and uncertain. Therefore, it is very unfortunately if the education product is offered to you combined become one with the investment product.

Why? In my opinion, savings money for children education purpose is a bright plan for your wonderful children. Therefore, I strongly disagree on the following offerings:

Insurance agent providing solutions in the form of investment products for children's education savings.
Products investment combined with education.

As I said above, the investment is something that is uncertain, while education is something that is definitely a bright future for your children. I strongly encourage you to look back to all offers and insurance products that you have bought.
Does it fit your needs and does it seem likely your reason for buying insurance?

so, plan your insurance ....

warm regards ,
- plan-your-insurance.blogspot.com
- - Easily Applied Insurance Planning Tips

No one knows what will happen in the future.

2010-03-20T09:29:00.000-07:00

As the article before insurance planning tips insurance planning tips this time will talk about how mysterious is your future, mine and all creatures future on earth.

Check this out, there was one friend of my brother who will continue the study in overseas. He prepared well. The physical preparation, administration, learning the local culture, language, etc. Everything looks good and smooth, until one day near the day of departure, the father of this friend died of road accidents. Of course, this news strikes the family and close friends.

All the preparation and detail to continue the study overseas seemed pointless people because the bad news.Maybe you've heard the same story.... I really do not hope this is your own experience even though we all knew that all life would end. The consequences is the economic impact arising from the spine families can not slaving for a living.

Why the economic losses that we discussed, because the losses economic risks arising from the arrival of permanent disability or death risk. We all know that the risk of permanent disability / death will surely come, why until now still have a lot of people who seemed do not care about how to divert a result of the risk to someone else (insurance companies)?

Please think it deeply:

What if my property should be collected for the family spent because of the risk of permanent disability / death to come attack?
How about business or personal debts that must be paid family if I die then?
How the continuation of the education plan my children who child or adolescent?
No one knows what will happen in the future.

Note carefully, the concept of insurance is : "the benefits of insurance is replacement financial losses if there is risk of permanent disability or death." Insurance is not related to the teaching of any religion or salvation of the human spirit set against God.

What do you think now? what is the best things for you, children, couples or large families? There is nothing wrong if you read the insurance planning tips and implemented it from now on.

so, plan your insurance ....

warm regards ,
- plan-your-insurance.blogspot.com
- - Easily Applied Insurance Planning Tips

Life Insurance What For

2010-03-17T01:18:00.000-07:00

Howdy,

After understanding the concept of insurance in the previous post (it is advisable to read them first before proceeding to the article - another article), now I will share examples of cases that occurred in my area. There was one case when I became an insurance agent in the company Manulife - canada. There is one potential customer (let's call Mr. X) who wanted to open a new business that requires large capital (about 1 billion dollars) by time of about 10-year loan, with the courage she borrowed capital and certify homes as collateral to the Bank of loan.

Mr conducted. X is represented most people when they need fresh funds and in a fairly large amount. There's nothing wrong with Mr actions. X, but it is vulnerable to a head of household to bet the house as collateral for loans from the Bank.

As in the concept of insurance (diartikel before), everyone is always going to face the risks. Imagine if Mr. X must face the risk of permanent disability or even death before all his debts paid off. Automatically it will force the Bank to conduct a debt-laundering measures in a way that took the house used as collateral. What about the fate of families who have to bear the financial losses large enough?

How do I avoid these risks? way is to shift the risk we have to deal with third parties (insurance company) by buying pure life insurance with sum assured for the amount of debt that we borrow. Pure insurance contributions are much cheaper when compared to insurance products that have been combined with education, investment and so on.

How does this insurance and its relation to the debt? Polis (agreement between the parties with your insurance company) you get, you can use to replace the role of the home as a collateral certificate to the Bank loan.

What is the cost of pure insurance? Estimated insurance cost estimates for the sum assured 1 billion in the age of 25 years is about 1 million rupiah per month. If the risk in case of permanent disability or upon your death, then the financial loss that must be borne by the family transferred to a third party, ie insurance companies.

so, plan your insurance ....

warm regards,
- plan-your-insurance.blogspot.com
- - Easily Applied Insurance Planning Tips

The Insurance Concept

2010-03-15T09:23:00.000-07:00

Howdy,

Along with the development of the insurance world have also various kinds of insurance concepts from various perspectives. So many people understanding about insurance still less and create antipathy toward all things relating to insurance.

Here is the true concept of insurance. Humans always risks faced in his life. Risks that could come form of disability, accident or the worst is death. Because of these risks will certainly come, then all the risk above is unavoidable. The only way his highly recommended is to shift the risk to the third. Any risk would have led to material losses or economics. Once the heavy work we do to save money and strengthen the family economy, of course we do not want to be a messy family economy just because one of the above risks occur?

To that required third party who is willing to replace our position in the face of risks that cause economic loss is very large. There are very many people who do not understand the true concept of insurance, so fiercely rejected. Let us help spread the closest family members, friends and anyone else about the true concept of insurance, so many people will feel the benefits of insurance.

so, plan your insurance ....

warm regards ,
- plan-your-insurance.blogspot.com
- - Easily Applied Insurance Planning Tips