Intellitrain is . . . → Read More: Mortgage Broker Training – Diploma and Cert IV]]> Intellitrain delivers mortgage broker training in Sydney, Melbourne, Brisbane, Perth and Adelaide.

Mortgage Broker Training Qualifications:

The Diploma of Finance and Mortgage Broking Management FNS50310 is a specialised Bridging Course for existing mortgage brokers who want more training and build upon the Cert IV in Finance and Mortgage Broking FNS40810 and FNS40804.

Intellitrain is one of only 2 Approved Training Providers for both the FBAA and MFAA.

Our Diploma in Finance and Mortgage Broking Management FNS50310 is therefore a mortgage broker training course recognised by both associations as meeting membership requirements whilst at the same time providing you, as a professional mortgage broker, with CPD hours you can apply to your annual requirements.

The Intellitrain Certificate IV in Finance and Mortgage Broking FNS40810 program is ideal for those seeking training to become qualified finance or mortgage brokers.

The program has been written by industry specialists and incorporates both the required technical aspects of finance and mortgage broking as well as the fundamental Sales, Marketing and Business Management required to be successful.

The Intellitrain Certificate IV in Finance and Mortgage Broking FNS40810 is also recognised and approved by both the FBAA and MFAA.

Mortgage Broker Training – Content Overview

• Introduction to the Mortgage Industry – Industry participants, legislative requirements,  facilitated discussion on what is a ‘mortgage’, mortgage products, and the features and benefits of different products and matching products, to meet the needs of the client.

• Lending Fundamentals – Credit and assessment processes, loan repayment theory, mortgage loan structuring and fees, charges, taxes and bonuses that may apply (calculating costs to complete).

• Loan Process – The mortgage broker training course starts with the initial client contact, needs analysis, presenting product and loan structuring options, completing and submitting applications through to settlement and appropriate contact management.  Focusing on how on how to facilitate the mortgage lending process between the participants (client, mortgage broker, lender, solicitor/s) to maximise successful outcomes.

• Personal Development Workshop - including communication skills, time management, marketing, referral generation and how to retain and maintain client relationships as a professional mortgage broker.

Intellitrain offers the Cert IV in Mortgage Broking, Diploma of Mortgage Broking, Sales and Marketing courses as well as certified bookkeeper training courses and BAS Agent qualifications in Sydney Melbourne, Brisbane and Perth, and Adelaide, Australia.

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The RG 146 training course is designed for:

This Mortgage Planner’s course will teach you advanced financial skills in areas such as cash management, . . . → Read More: Advanced Courses in Mortgage Planning Sydney Melbourne Brisbane Perth]]> The Advanced Training Course in Mortgage Planning has been developed specifically for existing Mortgage Brokers in Sydney, Melbourne, Brisbane and Perth to enable them to extend the services they offer to clients and increase potential revenue streams.

This Mortgage Planner’s course will teach you advanced financial skills in areas such as cash management, account structuring, credit management and mortgage plan creation – all skills that are generally either not held by or offered to clients by mainstream mortgage brokers.

“It’s important to note that a professional Mortgage Planner is NOT a Financial Planner, however it is as close to being one without falling under the Australian Financial Services Licencing requirements.”

This advanced course will provide mortgage professionals with the skills and expertise to become regarded as a Professional Mortgage Planner as opposed to simply a Mortgage Broker.

As a Mortgage Planner you’re equipped to offer a more comprehensive and long term service to clients, and to clearly differentiate yourself from other brokers and direct lenders.

Ultimately this training will lead to increased revenue through improved client retention, increased referrals and the ability to charge fees for service in Sydney Melbourne, Brisbane and Perth, Australia.

Who is this course for?

This course is designed for brokers who already hold a minimum of a Certificate IV in Financial Services (Finance/Mortgage Broking) and wish to operate as a mortgage broker, but also provide a more comprehensive range of services.

Who is this course NOT for?

The course is not designed for students who wish to provide financial advice. In order to provide financial advice students need to meet ASIC RG146 requirements (e.g. the Diploma of Financial Services (Financial Planning) FNS 50804).

CPD Points / Hours

Different industry bodies have individual criteria for the awarding of Continuing Professional Development (CPD) points or hours.

Based on their respective criteria (posted on their websites) we believe this course will equate to 12 ASIC hours (or 9 CPD points).

Intellitrain offers the Cert IV in Mortgage Broking, Diploma Mortgage Broking, Sales and Marketing courses as well as certified bookkeeper training courses and BAS Agent qualifications in Sydney Melbourne, Brisbane and Perth, Australia.

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A Mortgage Broker is primarily concerned about the transaction of providing a mortgage.

“A Mortgage Planner is a specially trained professional mortgage broker with a broad understanding of . . . → Read More: Mortgage Broking Versus Mortgage Planning]]> A Mortgage Planner is primarily concerned with the client’s overall financial needs and how to assist them to manage personal budget cash flows and credit obligations.

A Mortgage Broker is primarily concerned about the transaction of providing a mortgage.

“A Mortgage Planner is a specially trained professional mortgage broker with a broad understanding of Finance to assist clients to better plan and manage their personal finances to achieve their lifestyle goals.”

A professional Mortgage Planner will work with his or her client to manage this large financial obligation.  The primary objective is to help them pay off the loan as quickly as possible.

Mortgage Brokers are trained to complete an application for finance, a Mortgage Planner is trained to complete a comprehensive review of the client’s complete financial position. They will gather all the necessary information to assist the client to make informed decisions about reaching their financial goals.

Mortgage Planners also support a ‘Responsible Lending Code of Ethics’ which stresses the importance of being ethical, professional and responsible for all the services and activities they provide to their clients.

Professional Mortgage Planners must go through a thorough and comprehensive training course.

The mortgage planning curriculum covers the essential lending skills required including mortgage analysis, debt management, real estate investment planning, proactive wealth creation and focused debt reduction.

What are the benefits of attending the Advanced Mortgage Planning Course?

1. Increase revenue per client
2. Develop a stream of ongoing revenue
3. Differentiate yourself from other brokers
4. Differentiate yourself from lenders
5. Help clients build wealth & financial literacy
6. Obtain CPD Points

Intellitrain offers the Cert IV in Mortgage Broking, Diploma Mortgage Broking, Sales and Marketing courses as well as certified bookkeeper training courses and BAS Agent qualifications in Sydney Melbourne, Brisbane and Perth, Australia.

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This training course has . . . → Read More: RG146 Training Course for Insurance Advisors – Sydney, Melbourne, Brisbane, Perth]]> The RG 146 Insurance Adviser training course is designed for financial service professionals who want to provide advice in both Personal & General Insurance, as covered under ASIC’s Tier I advice regulation, and is ideal for existing Finance & Mortgage Brokers who wish to enhance their product and services offerings.

This training course has been registered with and approved by ASIC as meeting the requirements of RG 146 (previously known as PS 146).

This Program is aligned to the Diploma of Financial Services (Financial Planning) and will provide you with credit for 2 of the 4 Diploma modules – putting you on the path toward becoming a licensed Financial Planner.

Who Should Enrol?

The RG 146 course is designed for:

• Existing Brokers wanting to enhance their offerings to include Insurance Advice
• Individuals wishing to enter the Financial Advisory industry
• Individuals wishing to start a career with Insurance companies
• Anyone required to become Tier I ASIC Compliant in providing advice on insurance

Course Modules

The RG 146 Insurance Adviser course will provide you with the specialist knowledge and technical skills to provide compliant advice to clients on a full range of personal and business-related insurance including:

1.   Personal Insurance Solutions

• Life insurance (death)
• Total and Permanent Disablement insurance
• Trauma insurance/Critical Illness
• Income Protection/Salary Continuance

2.   Investment/Insurance Solutions

• Insurance with Investment component – Whole of Life policies
• Risk minimisation strategies – capital protection, hedging

3. General Insurance to Protect Assets

• Property – Home, Motor Vehicle
• People – Health, Liability
• Business & Commerce

Intellitrain offers the Cert IV in Mortgage Broking, Diploma Mortgage Broking, Sales and Marketing courses as well as certified bookkeeper training courses and BAS Agent qualifications in Sydney Melbourne, Brisbane and Perth, Australia.

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This Diploma in Finance is perfect for anyone in Sydney Melbourne, Brisbane and Perth who is considering a career as a Financial Planner or any professional wanting to expand their service offering in providing complete financial advice to their . . . → Read More: Diploma of Financial Planning – Sydney Melbourne Brisbane Perth]]> The Diploma of Financial Planning developed by Intellitrain is a nationally accredited and recognised qualification.

This Diploma in Finance is perfect for anyone in Sydney Melbourne, Brisbane and Perth who is considering a career as a Financial Planner or any professional wanting to expand their service offering in providing complete financial advice to their clients.

ASIC requires that financial planners complete the minimum skills and knowledge components of the Diploma of Financial Planning before receiving the authorisation to provide personal financial advice in the areas of investment planning, superannuation and insurance while taking into consideration the client’s needs and risk profile.

This qualification meets the ASIC requirements for you to become RG 146 (PS 146) compliant.

Participants who wish to obtain the full Intellitrain Diploma of Financial Planning must successfully complete the following 3 modules:

1. Financial Planning Principles
2. Insurance and Risk Management
3. Superannuation, Retirement & Social Security

The suggested timeframe for completing each module is 4-6 weeks, however students are permitted up to 12 months from their initial enrolment date to complete and submit their assessments.

Intellitrain offers the Cert IV in Mortgage Broking, Diploma Mortgage Broking, Sales and Marketing courses as well as certified bookkeeper training courses and BAS Agent qualifications in Sydney Melbourne, Brisbane and Perth, Australia.

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Some Financial Brokers are able to work in various areas of finance including residential property, commercial property, vehicles and equipment.  Whilst many . . . → Read More: Equipment and Asset Finance Training Course Online – Sydney Melbourne, Brisbane, Perth]]> Equipment and Asset Finance Training Course Overview

This highly specialised finance course is designed to provide you with the core knowledge and skills required to write equipment and asset finance loans.

Some Financial Brokers are able to work in various areas of finance including residential property, commercial property, vehicles and equipment.  Whilst many brokers choose to specialise in one field of lending, others diversify their service offerings across several areas in order to increase their business opportunities.

Training Outcomes:

• identify strategies to build a business in vehicle and equipment financing.
• understand the steps involved in packaging and submitting applications, and how lenders assess serviceability and risk.

If you plan on working with any sizable company or corporation, then you need to understand how to properly prepare and write loans for equipment and assets.

This is a part of any organisations growth strategy, so get the qualification that will allow you to work with the bigger companies in any niche

After completing this Equipment and Asset Finance training course you will be able to:

• understand vehicle and equipment financing industry and its participants
• identify the different types of business structures
• describe the different types of business finance and the benefits of leasing and non leasing products
• determine the legislative and taxation implications when operating in the vehicle and equipment finance area

This is a self-paced online course, which means you can work your way through the exercises based on your individual requirements and time frames.

The online Equipment and Asset Finance course remembers where you finished, and allows you to return to that section the next time you login.

At the end of each section there is a short multiple-choice quiz to check your knowledge.

Intellitrain offers the Cert IV in Mortgage Broking, Diploma Mortgage Broking, Sales and Marketing courses as well as certified bookkeeper training courses and BAS Agent qualifications in Sydney Melbourne, Brisbane and Perth, Australia.

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ASIC requires that financial planners complete the minimum skills and knowledge components of the Diploma of Financial Planning before receiving authorisation to provide personal . . . → Read More: Diploma in Financial Planning – Sydney Melbourne Brisbane Perth]]> The Diploma of Financial Planning is a nationally accredited and recognised qualification ideal for those who are considering a career as a Financial Planner in Sydney, Melbourne, Brisbane or Perth.

ASIC requires that financial planners complete the minimum skills and knowledge components of the Diploma of Financial Planning before receiving authorisation to provide personal advice in the areas of investment planning, superannuation and insurance taking into consideration the client’s needs and risk profile.

Who Should Attend This Finance Diploma Program?

This finance qualification is ideal for those:

• Looking to enter the industry in a financial planning role
• Current professionals seeking ASIC RG146 compliance
• Para-planners wanting to move into a planning role
• Anyone with a personal interest in financial planning or personal finance

Diploma in Finance Course Modules:

1 – Financial Planning Principles

• Introduction to Financial Planning
• Ethics, Regulators & Legislation
• Introduction to Economics
• Introduction to Taxation
• Gathering Client Details
• Conducting Research
• Strategy – Assumptions & Development
• Statement of Advice
• Implementation & Reviews
• Occupational Health & Safety
• Technology in the Workplace

2 – Insurance and Risk Management

• Insurance Overview
• Types of Insurance
• Tax Implications
• Personal Insurance Needs Analysis
• Life Insurance Needs Analysis
• Life Insurance Process
• Statement of Advice – Insurance

3 – Superannuation, Retirement and Social Security

• Superannuation Overview
• Regulators & Legislation
• Tax & Supperannuation
• SMSF & Small APRA Funds
• Retirement & Estate Planning
• Social Security
• Statement of Advice – Superannuation

4 – Investment

• Investment Overview
• Investment Products
• Managed Investments
• Analysing Companies
• Statement of Advice – Investments (Non-Super)

Intellitrain offers the Cert IV in Mortgage Broking, Diploma Mortgage Broking, Sales and Marketing courses as well as certified bookkeeper training courses and BAS Agent qualifications in Sydney Melbourne, Brisbane and Perth, Australia.

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What will you be required to . . . → Read More: Certificate IV in Bookkeeping Brisbane – Recognition of Prior Learning (RPL)]]> If you’ve been keeping the books for private clients or as an bookkeeping employee in Brisbane for years, you may qualify for the recognition of prior learning (RPL) program – offered by Intellitrain – to receive a Certificate IV in Bookkeeping without having to complete the course units.

What will you be required to provide as evidence of this prior knowledge?

RPL Process Steps

The Intellitrain RPL Process for the Certificate IV in Bookkeeping requires you to submit the following five (5) pieces of evidence for assessment:

1. Declarer’s Assessment

A checklist of skills and knowledge mapped against the requirements of each bookkeeping unit of FNS40210.

The Declarer is to be someone who:

• Has significant accounting and/or bookkeeping experience.
• May be a colleague, manager or mentor of the candidate
• Can provide a resume reflecting professional experience

2. Your Resume

A copy of your resume reflecting your current and previous job roles in Brisbane relevant to the qualification; including specific responsibilities and time in position (s).

The resume should show a minimum 2 years’ experience in Bookkeeping, including BAS & Payroll preparation.

3. Three (3) business testimonials

Attesting to the quality of the your service. These may be from clients for whom the you currently performs ‘BAS Agent’ Activity.

4. Unit Questions

A set of questions which have been mapped to each of the units for the qualification.

5. Practical Exercises

Complete 3 practical activities.

After successfully completing all 5 steps, you’ll then be provided the Cert IV in Bookkeeping and Accounting.

Intellitrain provides the Certificate IV Financial Services (Bookkeeping) via both online and face-to-face training in Brisbane, Sydney, Melbourne and Perth, or if you’ve been keeping books for years, you can apply for the RPL process.

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