International Health Insurance Questions

Can I get maternity cover in Germany?

Wed, 08 Feb 2012 15:08:58 +0800

Pacific Prime can offer private health insurance in Germany as well as any other country region worldwide. We can offer a range of international health insurance plans to United States expats which can include maternity care benefits and coverage of your newborn child. Working with over 55 health insurance providers, Pacific Prime can help you to find the best Germany health insurance cover that will suit your health care needs.

Can you provide Emergency medical coverage to Australian Expatriates in Indonesia?

Tue, 31 Jan 2012 10:25:56 +0800

Pacific Prime can offer comprehensive emergency medical and hospitalization coverage options to expatriates residing around the world, including Australian nationals currently situated in Indonesia. Even if your daughter is unable to complete the waiting period associated with a health insurance Maternity coverage benefit due to the fact that she is currently pregnant, we can provide coverage for a range of additional policy benefits.

What is the meaning of country of residence?

Thu, 19 Jan 2012 17:59:03 +0800

During the application process Pacific Prime will gather information on behalf of the health insurer, in order to determine the details and conditions on your health insurance policy and to also calculate the cost of your health insurance premium. Pacific Prime will ask for details of your country of residence, among other personal details such as your nationality, age, and medical history.

Do you offer health insurance cover in Sierra Leone?

Wed, 18 Jan 2012 11:58:34 +0800

Pacific Prime can offer Sierra Leone health insurance plans to individuals and families living in Sierra Leone, or Global Medical Insurance policies for expatriates in any country worldwide. We can offer international health insurance that will include worldwide medical cover, affording you with access to medical treatment in any country across the globe, including Sierra Leone, England, the USA, India, and South Africa.

Mon, 16 Jan 2012 14:28:32 +0800

Pacific Prime can offer group health insurance plans to businesses located in any country worldwide. Working with over 60 of the leading international health insurance providers, there are a large range of business health insurance plans that Pacific Prime can offer. Pacific Prime can assist you and your business to help you find the right health insurance plan that suits your organizationâs specific needs.

Can you offer health insurance for my employees and their dependants?

Thu, 12 Jan 2012 10:35:47 +0800

Pacific Prime can offer group health insurance to businesses located in any country region worldwide. We offer comprehensive international health insurance to small and large corporations, covering employees and their dependents, including a spouse and children. Working with over 60 health insurance providers, we can assess your business needs and offer you a health insurance comparison of various group health insurance options.

Do you offer health insurance in Australia?

Tue, 10 Jan 2012 10:58:46 +0800

Pacific Prime can offer global health insurance to country regions worldwide, including Australia. Working with over 60 international health insurance providers, Pacific Prime can offer a large range of Australia health insurance plans. Pacific Prime will only work with reputable health insurance providers, so our clients can be assured they are purchasing a quality international health insurance policy. There are various global health benefits we can offer as part of your Australia medical insurance plan and we can work with you by providing a health insurance comparison of the range of medical plans that will suit your health care and individual needs.

Can you offer maternity health insurance in Latin America?

Mon, 09 Jan 2012 12:23:39 +0800

An international health insurance plan is recommended for those living away from their home country. International health insurance plans, which Pacific Prime can provide, will typically afford you with access to medical treatment in the country you are living in and any other country worldwide, including your home country.

Can I use Medicare while I travel overseas? How can I purchase medical insurance for Italy?

Fri, 06 Jan 2012 16:26:40 +0800

An expat health insurance plan will provide you with medical cover in Italy and any other country you may visit worldwide. Expat health insurance plans are normally purchased when residing outside of your home country and are designed for those living and traveling overseas. If you decide to relocate to another country, or return to your home country, your expat health insurance plan can travel with you, affording you with flexibility to meet your changing needs.

Government sponsored medical insurance schemes, such as Medicare, will not normally cover medical expenses outside of the country which sponsors it. As such, you will not be able to use your Medicare benefits when you travel outside the USA. If your CIGNA health insurance policy offers international coverage, including Italy, you may be entitled to your CIGNA plan benefits when traveling in Italy. However if you have a CIGNA plan that offers treatment in your country region only, then it is unlikely that your CIGNA policy can be used outside the USA.

What products and services can Pacific Prime provide?

Fri, 06 Jan 2012 11:23:09 +0800

Pacific Prime is an insurance broker. We work with over 60 insurance companies and assist our clients by finding the best insurance policy to suit their needs. Pacific Prime offer a range of insurance products with particular interest in assisting international businesses and expatriate customers living in any country worldwide. We also assist individuals and families in the selection of their health insurance plan, whether they live in their home country, are traveling, or living as an expat overseas.

How can I get health insurance for my child?

Wed, 04 Jan 2012 09:41:30 +0800

There are many health insurance plans that will include coverage for a child or dependent of the policy holder. Health insurance provided by employers will typically afford coverage to the employee's dependents; this can include the employee's spouse and dependent children. Health insurance plans purchased by individuals can also include coverage of dependents, however the policy holder will need to register each of these dependents onto the plan separately. Certain conditions are normally applied by health insurance companies when enrolling dependent children onto a plan, and these terms will usually vary from insurer to insurer.

Do you offer family health insurance in the USA?

Thu, 22 Dec 2011 16:08:23 +0800

Pacific Prime can offer US private medical cover for expatriate families moving to the United States. We can offer a large range of family health insurance plans which can include cover for hospital, outpatient and maternity treatment, as well as other medical benefits you and your family might be looking for. The cost of your health insurance premium will depend on the type of plan you select as well as other factors such as your geographic location and the number of family members to be covered, and their respective ages.

How do I make a claim and how do I pay for my premium?

Tue, 20 Dec 2011 14:49:09 +0800

Pacific Prime can provide expatriates in Morocco with comprehensive global health insurance options which will provide you with the highest levels of coverage around the world. We work with more than 60 leading international health insurance companies, each of which offers different plan benefits; including different procedures for making medical claims and paying for premiums.

Do you provide medical insurance for people who retire abroad?

Tue, 20 Dec 2011 09:40:45 +0800

Pacific Prime can provide comprehensive international health insurance plans to individuals who plan on retiring outside of their home country. Our expat health insurance plans for international retirees are generally guaranteed renewable for life and will often be globally portable, ensuring that in the event of your departure from the foreign nation that your plan will be able to continue to provide you with the high levels of protection you require.

Do you have any representative office in Mainland China?

Fri, 16 Dec 2011 15:14:58 +0800

Pacific Prime has a representative office located in Shanghai which can provide comprehensive China Health Insurance plans to expatriates in China, international medical plans to Chinese expatriates overseas, and a number of domestic health insurance products specifically designed for the PRC.

What is the cost of Health Insurance in Thailand?

Thu, 15 Dec 2011 10:32:05 +0800

Pacific Prime can provide comprehensive Thailand Medical Insurance plans to expatriates in Thailand. Premiums for Thai health insurance options which we offer are calculated on a number of factors including the age of the person to be covered, the planâs geographical area of coverage, and any specific coverage benefits which you would like to be included under the policy.

do you offer health insurance coverage in France?

Wed, 14 Dec 2011 10:46:25 +0800

Pacific Prime can provide extensive health insurance options for expatriates in France and the European Union. All of the expat health insurance plans we work with will provide an inpatient, or hospitalization benefit as a core component of the policy, enabling you to receive quality medical treatment anywhere in the world.

Do you offer Group Health Insurance in Bahrain?

Mon, 12 Dec 2011 17:10:23 +0800

Pacific Prime can offer a large range of Bahrain Health Insurance Plans for expatriate staff working overseas. With enormous growth in the global health insurance industry, insurance providers are getting more and more competitive; today there are a number Bahrain health insurance options available specifically for businesses in the Kingdom. Pacific Prime can offer your organization information and advice to help you find the right Bahrain group health insurance plan to meet your business needs.

Can you offer medical insurance cover in Australia and Lebanon, as well as travel outside these areas?

Mon, 12 Dec 2011 09:15:10 +0800

Pacific Prime can offer health insurance plans with Worldwide medical coverage, enabling policyholders access to medical treatments around the world, including Lebanon and Australia.

There are different levels of Worldwide cover. International health insurance plans will usually give policy holders the option to include or exclude various geographic regions of medical cover. This is due to the varying health costs around the world, such as the United States of America. For example, policy holders who do not visit the USA will normally opt for a health insurance plan with worldwide cover, excluding the USA.

Premiums are generally calculated by two main factors: the age of the members listed on the health insurance policy, and the geographic location of residence. Other factors that will impact your premium will include any added extra benefits, such as maternity cover or comprehensive outpatient cover.

Do you provide Medical Insurance coverage in Kenya and South Africa?

Thu, 08 Dec 2011 11:31:12 +0800

Pacific Prime can provide comprehensive expatriate medical insurance options to foreign nationals in both Kenya and South Africa. A single expatriate health insurance policy will cover you in both countries in addition to affording global coverage. This means that you are able to have comprehensive protection in Kenya, South Africa or elsewhere around the world without having to obtain a new policy each time you visit a different country.

Can you offer maternity cover in Cyprus?

Thu, 08 Dec 2011 11:08:01 +0800

Pacific Prime offers a large range of expatriate and maternity health insurance plans for those planning to live abroad. We have various levels of plans, all of which provide access to some of the best doctors and hospitals in Cyprus and elsewhere around the world.

Expatriates can receive maternity care services in the public or private health care system in Cyprus. At all Cyprus hospitals, expatriates and other visitors to the country must pay for their total health care bill, unless they are covered by private Cyprus health insurance. To cover these expenses, expatriates are highly recommended to obtain an international health insurance plan.

Do you offer expat health insurance for a family moving to Italy?

Thu, 08 Dec 2011 11:07:47 +0800

Pacific Prime works with a number of private medical insurance providers, who can offer international coverage for families traveling abroad to Italy, and other countries worldwide.Family health insurance plans will typically offer a core medical plan which will include access to a range of inpatient treatments, outpatient treatments, ambulance cover, medical evacuation and repatriation. Health insurers will normally offer various levels of cover to choose from and the option to add on extra benefits such as Maternity Cover, Dental Cover, Optical Cover, and Geographic Areas of Medical Cover (such as exclude medical cover in the United States).

It is common for leading health insurance companies to partner with large organisations to increase the services in which they can offer their members. These services typically include medical emergency and security assistance, expert health advice, second medical opinion, counseling and legal services. Benefits such as these are particularly useful to families who are new to a country and may need assistance with navigating their new health care system and legal system, and overcoming language and cultural barriers.

Premiums will vary among health insurers. Premiums are calculated by the policy holders' country of residence and the age of each member on the plan. Policy holders can influence the cost of their premium by selecting a deductible option, adding on extra benefits, increasing limits on treatments, or including and excluding geographic regions of cover.

What is the difference between premium and benefits?

Thu, 08 Dec 2011 11:06:15 +0800

An insurance premium is the fee paid by the policy holder to the health insurance provider, which entitles them to the benefits under the health insurance policy. The insurance premium is usually paid once per year, but it can also be paid per month or per day, depending on the agreement between the insurer and policy holder.

The insurance premium is normally calculated by the age and residential location of the policyholder. Other factors can influence a premium amount, such as the medical benefits desired by the policy holder or premium saving benefits such as deductibles.

The health insurance policy is a contract between the insurer and the policy holder. The health insurance policy will include a list of benefits that the policy holder is entitled to. Typical benefits of a health insurance policy will include inpatient and outpatient cover. Other types of benefits can be included on a health insurance plan, such as maternity, dental, member and premium saving benefits.

Do health insurance plans offer coverage for vaccinations?

Thu, 08 Dec 2011 11:05:44 +0800

Pacific Prime can offer international health insurance plans which will include coverage for vaccinations, among a large range of other medical benefits.

Health insurance companies will offer various types of health insurance plans that will typically include a range of Outpatient Benefits. International Health insurance plans will vary greatly among insurers, but most insurers will offer the option for coverage of vaccinations.

An international health insurance plan will normally include worldwide coverage of treatments. Worldwide cover gives policy holders access to their health insurance benefits in any country across the globe, including South Korea.

Can you offer family health insurance in Austria?

Thu, 08 Dec 2011 11:04:37 +0800

Working with over 55 health insurance companies, Pacific Prime Insurance Brokers can offer a large range of affordable international health insurance plans for individuals and families located in any country of the world, including Austria. Pacific Prime can provide you and your family with a health insurance comparison, including various levels of health insurance coverage and different ways in which you can save on your insurance premium.

Pacific Prime represent many health insurance plans which can offer various premium saving options for members including:

Member contributions

Pacific Prime works with many health insurance companies which can offer policy holders the option to contribute to their medical expenses, in order to reduce the cost of their annual premium.

Areas of coverage

Due to various range of health care costs around the world, some health insurance companies will offer members the option to exclude country regions in order to reduce the impact on their premium.

What health insurance plan do you recommend for my wife and newborn baby?

Thu, 08 Dec 2011 11:03:36 +0800

Families planning to have more children in the future are highly recommended to obtain a health insurance plan that includes coverage for Maternity care. Pacific Prime can offer health insurance plans for families living in any country of the world. There are various health insurance plans available for families, all which will include coverage options for a range of medical treatments and benefits.

Families planning to have more children in the future are highly recommended to obtain a health insurance plan that includes coverage for Maternity care. Health insurance companies will normally apply a waiting period before the policy holder is entitled to their Maternity Cover benefits. As such, it is highly important to obtain Maternity Cover as early as possible to ensure you are not denied coverage due to incomplete waiting periods.

Families can also benefit from a Comprehensive Outpatient plan, which includes a wide range of medical benefits that are typically used by families.

Can you offer health insurance coverage for three months in the Philippines?

Thu, 08 Dec 2011 11:03:14 +0800

Pacific Prime Insurance Brokers offers health insurance plans for those considering short or long term trips abroad. Pacific Prime recommends an international health insurance plan which includes comprehensive coverage for inpatient treatments, outpatient treatments, emergency evacuation and repatriation.

Pacific Prime highly recommends an annual health insurance plan, rather than the selection of a travel health insurance plan. While travel health plans offer comprehensive medical coverage and medical evacuation, the benefits of an annual health insurance plan will far outweigh a travel plan.

Do you offer maternity and family health insurance cover?

Thu, 08 Dec 2011 11:01:23 +0800

Pacific Prime Insurance Brokers can offer various maternity health insurance plans and coverage for families. With a large range of family and maternity health insurance options available on the market, Pacific Prime can help you find the best health insurance plan that will suit your family's needs.

Family Health Insurance plans will typically include a range of benefits including inpatient, outpatient, dental accident and ambulance cover. Extra benefits can be added onto your plan for a more comprehensive level of cover such as maternity, dental, optical and increased hospital and outpatient benefits.

As health insurers are getting more and more competitive, various member benefits are usually offered under an annual health insurance plan. Some of these benefits can include access to a 24 hour medical helpline, staffed by doctors, nurses and other health professionals offering first aid and expert advice covering a range of topics such as family health, men's health and women's health, fertility, and other health issues.

What type of health insurance plan will I need when I move overseas?

Wed, 07 Dec 2011 17:43:50 +0800

Pacific Prime can offer a range of expat health insurance plans for individuals and families moving overseas. Pacific Prime works with over 55 global health insurance companies, some of which include the top leaders worldwide in providing international medical insurance coverage.

Expatriates are generally offered the choice of two types of health insurance plans: local health insurance and international health insurance. A local health insurance plan and an international health insurance plan will typically include a range of hospital and outpatient benefits, plus the option to add on other benefits such as dental or maternity. While both plans offer a range of inpatient and outpatient treatment coverage, the overall level of benefits will vary greatly.

What type of insurance coverage do you offer in Qatar?

Tue, 29 Nov 2011 11:03:50 +0800

Pacific Prime can provide a range of Qatar Health Insurance options. Qatar medical insurance plans we work with are extremely comprehensive and will be able to afford you with a range of extended policy benefits depending on your individual healthcare needs. Qatar medical insurance options from Pacific Prime are generally guaranteed to be renewable for your entire life, in addition to providing worldwide coverage, giving you the assurance that you will always have the comprehensive protection you require.