One additional reason Denmark is popular with international students – free health insurance!
Well, almost free - as an international student in Denmark, if you get a residence permit and register with the municipal registration office upon your arrival, you will be covered by the Danish national health care within approximately 6-8 weeks.
Therefore, it is advisable to purchase a travel medical health insurance policy for at least the first 8 weeks of your stay, when you will not yet be covered by Danish national health insurance. In addition, you may want to consider purchasing a private plan for the duration of your stay which could provide coverage such as emergency evacuation and repatriation coverage, to cover you on the trip to and from Denmark and any other trips, and for the additional protections a private plan provides.
If you are considering purchasing a travel health insurance plan, or a private insurance plan to cover you in Denmark or abroad, we can offer a range of plans to suit all needs. Please do not hesitate to contact our support team who will be more than happy to assist you.
]]>Of course, remembering the emergency service number for the countries you are traveling to is something that is highly recommended, but if you are visiting numerous countries the list can be quite long. Help, however, is at hand if you are taking your mobile phone with you. GSM networks (which cover most of the mobile phone networks in the world) will automatically route your call if you dial 112 to the nearest emergency service center in that country. As Matador explain “Maybe the most useful thing to have in any country during an emergency is a mobile telephone. The GSM network uses 112 as a world-wide emergency number. When 112 is dialed from a GSM phone, the network will automatically redirect you to the local emergency dispatch, if it’s available.”
If you do not have your mobile phone handy to dial 112, some selected countries are listed below:
* indicates number for Medical service only - do NOT press * when dialling.
USA and Canada - 911
Mexico - 066, 060, or 080 (some areas direct 911 to local services)
China - 999 in most large cities. Elsewhere, 120*
Hong Kong - 999
India - 102
Indonesia - 118/119*. Search and Rescue - 115. Natural disaster - 129
Iran - 110 (112 from mobile)
Israel - 101* (112 from mobile)
Japan and Korea - 119*
Malaysia - 999
Mongolia - 103
Philippines - 117 (112 and 911 redirect to 117)
Saudi Arabia - 997*. Rescue emergency - 911, 112, or 08
Singapore - 995
Thailand - 1669*. “Tourist” police (English speaking) - 1155
UAE - 998* or 999*
Vietnam - 115*
Egypt - 123*. Tourist police - 126
Ghana - 999
Morocco - 15*
Nigeria - 199
South Africa - 10177*. Police and Fire - 10111 (112 from mobile)
Zambia - 991* (112 from mobile)
Zimbabwe - 999
United Kingdom - 999 or 112
European Union and many other European nations - 112
Australia - 000
New Zealand - 111
Fiji - 911
Vanuatu - 112
Guatemala - 120*
Barbados - 511*
Jamaica - 110*
Nicaragua - 118*
Honduras - 199*
Argentina - 107* (911 will work in certain areas as emergency dispatch)
Bolivia - 118*
Brazil - 192*
Chile - 131*
Colombia - 112 or 123
Paraguay and Uruguay - 911
Suriname - 115
Venezuela - 171
Be sure to check out the full listing of emergency numbers which can be found on Wikipedia, and also the excellent article by Matador Abroad.
]]>One item that all foreign students in Sweden must address is health insurance – in Sweden, medical care is very expensive if you do not have health insurance. Here are the Swedish health insurance requirements for different categories of international students:
Non-EU/EEA Students Staying Less Than 3 Months
International students or travelers in Sweden staying less than 3 months will not need a residence permit and will not qualify for public health benefits. Therefore students and visitors should purchase travel health insurance that meets all Schengen Visa insurance requirements (as Sweden is a Schengen country). For these travelers and students, the Atlas Travel Plan is the best insurance solution and will offer travel health benefits such as hospitalization, doctors visits, evacuation, repatriation and much more….
Non-EU Students Staying More Than 3 Months and Less Than One Year
Students planning to stay in Sweden for more than 3 months but less than one year must apply for a residence permit before they arrive; however, they will not be eligible for Sweden’s public health insurance benefits. In this case, a student should purchase comprehensive international travel medical insurance or international student health insurance that meets Sweden’s requirements. In both these cases, the Atlas Travel Medical plan and Student Secure plan would be ideal and can be purchased from 5 days up to 12 months (depending on the plan choice) and will provide a range of travel and student health benefits.
Non-EU/EEA Students Staying More Than a Year
Students staying in Sweden for more than a year must apply for a residence permit before arriving, and they are entitled to Sweden’s public health benefits. Immediately upon arrival in Sweden, you should apply for civil registration at your local tax office. Upon application, you will be eligible for public health benefits even while waiting for your registration to be complete. However, your travel to and from Sweden would not be covered, and the time you spend in Sweden before applying for registration would also not be covered. To fill those gaps, and for the comfort of having additional coverage anywhere you may travel to while studying in Sweden, many students purchase a supplemental travel medical insurance policy. In this case, the Atlas Travel Series would be the best plan.
Students from Nordic and EU/EEA countries
As a student from a Nordic or EU/EEA country, you must register beforehand at a social insurance office in your home country and obtain a European health insurance card, or a FormE128 or E111. When seeking medical care in Sweden, you simply need to bring that card or form with you.
Students from Nordic or EU/EEA countries that do not register with their social insurance office in their home country will need to purchase health insurance, just as non-EU/EEA students do.
To learn more about our plans for students and travelers visiting or studying in Sweden please see:
- Atlas International Travel Medical Insurance
- Student Secure International Student Health Insurance
The Student Secure offers two plan options, the Student Secure Select and Student Secure Budget - both offering the same great benefits, however the budget (as the name suggests) offers slightly lower coverage amounts and greater out of pocket expenses when you seek any medical treatment.
The plan provides comprehensive benefits but also provides you with peace of mind so that you know you will have a good plan just in case something happens! Benefits covered include:
If your school has a strict insurance requirement that your international student health insurance plan have a waiting period of no more than 6 months for pre-existing conditions - please visit our Student Secure 6 Month plan which is designed for you!
To learn more about the Student Secure plan, please visit:
http://www.internationalstudentinsurance.com/student-health-insurance/
You can also compare our student insurance plans online if you need help deciding which plan to choose.
]]>- Atlas International - coverage anywhere OUTSIDE of the USA
- Atlas America - coverage INSIDE the USA
The Atlas America and Atlas International plans offer coverage to both US and Non-US Citizens and can be purchased from a minimum of 5 days up to a maximum of 1 year with renewability options available for up to 3 years in total.
The plans also offers benefits such as:
* Medical Expenses/ Doctor Visits
* Hospital Room and Board
* Prescription Medication
* Emergency Evacuation
* Lost Luggage Coverage
* Repatriation
* and much more……
The Atlas plan range are ideal for those traveling around the world that want a range of high quality travel insurance benefits, and that fact that you can renew the plan for up to 3 years makes it flexible enough for those that need longer coverage. If you are a student, however, please also consider the Student Secure Health Insurance plan as this offers greatly enhanced benefits and is designed just for students.
Further information about the Atlas America and Atlas International plan can be found online:
http://www.internationalstudentinsurance.com/travel-medical-insurance/
]]>The new website also offer direct access to some of our core features for new and current clients, including easy access to the student zone; where you can get direct access to your insurance account 24 hours a day, the school requirements database; where you can find out the insurance requirements of your school in the USA and, of course, our student insurance blog which offers comprehensive advice and information about student insurance and travel.
To learn more about the launch, please view our press release available for immediate distribution or you can view the official release online.
Please also visit our new site at:
http://www.InternationalStudentInsurance.com
One of the most popular travel medical insurance plan available is the Atlas Travel Medical Insurance plan. This plan is designed to provide coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, and much more… This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).
If you have travel and health coverage, another option would be a Trip Cancellation Insurance plan that would cover you in case the unexpected happens and you need to cancel your trip. It offers trip cancellation, trip interruption, emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country. The cost for the plan is determined on the total cost of the trip itself.
If you have have health insurance coverage abroad already and need supplemental coverage, then the Emergency Medical Evacuation Insurance will work for you. This is designed to offer emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country. It is offered in 3, 6 and 12 month coverage periods and immediate coverage is available.
For more information about student travel insurance, please be sure to check out our full plan range
]]>This plan works great when traveling outside your home country. This plan provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).
This plan is well suited for study abroad programs, international students, vacations and holiday travels. This plan can be purchased online- with same day coverage. You will get all of your documents immediately, including access to obtain a “Visa Letter” – if you need one.
]]>According to the Center for Disease and Control, officials recommend that travelers check to see if their health insurance plan covers Swine Flu and to make sure that the plan offers medical evacuation.
All of the international health insurance plans on International Student Insurance provide coverage in case you are infected with the Swine Flu during your trip. If you plan on traveling abroad, the Atlas Travel Series will cover you internationally outside your home country. This plan is a travel and health insurance that will provide coverage if you get Swine Flu during your dates of coverage. The plan will also provide emergency air and/or ground transportation to the nearest hospital qualified to provide the necessary treatment. To learn more about the Atlas plan, please click here.
In addition to the Atlas Series, the Citizen Secure plan is available for those looking for a long-term plan. The Citizen Secure is an annually renewable plan that is a health insurance plan that includes coverage if you are infected with the Swine Flu. This plan also offers emergency medical evacuation including air and/or ground transportation. To learn more about the Citizen Secure plan, please click here.
]]>The Student Secure plan has become an ideal solution for many these students. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).
The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.
After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.
You will also have access (Client Zone) to what is called a “Visa Letter” that outlines what the plan coverage is, confirms the insured is covered and provide other information about the plan that you have purchased. You can just simply print out these documents to show proof of coverage.
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