Philippine Stocks, Bonds, Mutual Funds and Business | Investing Pinoy

The Marshmallow Test

admin — Fri, 24 Jul 2009 02:12:18 +0000

I just watched the “marshmallow test” video and I had fun watching it. Sa tingin ko may koneksyon ito sa psychology at neuroscience kasi tungkol sa behavior ng tao ang target ng experiment. I think pwede sya gawin magandang example sa subject na neuroeconomics at investment. Wala kasi pinagkaiba yung mga investors sa mga bata sa video. Self-discipline lang talaga ang kelangan.Watch these kids being tempted with marshmallows as they go through the “marshmallow test”.

Mag-invest sa Stocks o Magstart ng Sariling Negosyo?

Pinoyinvestor — Mon, 20 Jul 2009 05:06:26 +0000

Last week, I received a lot of emails na nagtatanong kung alin ang mas ok- mag-invest sa stocks at mutual funds o mag-start ng sariling business? Eto po ang aking opinyon tungkol dito. Mas ok kung makakapag start tyo ng sarili natin business. Iba pa din talaga yung may sarili tayong business at may income tayo aasahan every week or every month. Although, may mga investors na kumikita ng malaki sa stocks through day-trading. Bumibili sila ng stocks at pag tumaas ang value benta agad tapos hanap ulit ng ibang stocks tapos benta agad pag tumaas ulit ang value. Pero I haven’t tried that type of investment strategy. Long term kasi ang mas gusto ko and happy ako sa result at malaki na naitulong sa akin. Mas ok mag-invest sa stocks o mutual funds kung may sarili ka na business, kahit maliit na business lang yun ang mahalaga may income ka, at yung sobra dun sa income mo, na tinatawag ng iba na “disposable income”, yun ang ok na ilagay sa stocks o mutual funds. In other words, pakikitain mo pa yung kinita mo. Sa una kung iisipin mo parang matagal ang return on investment pag naginvest ka, pero kung every month nakakapag-invest ka kahit pakonti-konti lang, magugulat ka sa magiging resulta. Compounding interest is very powerful at malaki tulong sa pagiipon natin. Isa pang kagandahan ng may sarili ka business, matututunan mo ang takbo ng isang negosyo. Malalaman mo kung kumikita ka, nalulugi, sobra sa gastos o mali ang ikot ng pera. Mai-aapply mo ang mga knowledge na yun at experiences pagdating sa pag-iinvest sa ibang investment instruments. Pero kung wala ka pa talaga plan magstart ng business pero may pera ka sa bank na di mo ginagalaw, at kung matatagalan pa bago mo gamitin yung pera mo na nakatabi, ok din na mailipat mo sya sa mutual funds o ibang investment na safe na magbibigay syo ng mas malaking interest. Just make sure na mag-iiwan ka ng emergency fund sa bank account mo para sa mga biglaang gastos.

Bagong Negosyo ni Investingpinoy

admin — Sun, 19 Jul 2009 17:06:10 +0000

Sa wakas at nasimulan ko na din ang matagal ko na gusto i-try na business, ang magkaroon ng isang restaurant. Medyo busy nito mga nakaraan araw, busy sa pag-aayos ng mga gamit kaya di masyado nakapagpost dito sa blog. We started yesterday and ok naman ang comment ng mga unang customers. Simple lang at maliit lang yung pinagawa ko pero masaya ako at sobrang excited sa unang araw ng bagong business. I’m really happy kasi bunga ito ng pag-iipon at pag-invest at ngayon nakikita ko na yung produkto. Food business kasi ang unang pumasok sa isip ko na alam ko na mageenjoy ako i-manage kaya ito yung pinilit ko masimulan at masubukan. Sana nga lang marunong din ako magluto ng madaming klase ng pagkain hehehe. Pero di bale, dadating din tayo dyan.

Neuroeconomics: Video Presentation

admin — Sun, 19 Jul 2009 04:25:05 +0000

I found another interesting video about neuroeconomics on youtube. Medyo mahaba yung video pero very interesting yung subject. Neuroscientists explain the procedures on how they do brain scans using fMRI. They want to catch the brain in the act—to see what it’s doing at exactly the moment a tough moral decision gets made. Their research is pioneering a new branch of Neuroscience. Watch the video below.

The Rule Of 72

admin — Sat, 13 Jun 2009 11:05:00 +0000

•Want to double your money?

Here’s how the rule of 72 works

•To figure out how much you need to earn each year compounded annually to make your money double, divide 72 by the number of years you plan to double it at:

3 years = 24.0%
4 years = 18.0%
5 years = 14.4%
6 years = 12.0%

Right Brain and Left Brain Test

admin — Sun, 07 Jun 2009 15:09:12 +0000

Sa last post ko about Neuroeconomics, I mentioned about the reflexive(right) and the reflective(left) brain. Iba-iba daw ang ginagamit ng tao. Meron yung iba mas ginagamit nila ung right,at yung iba mas nagagamit yung left brain. Our emotional thoughts reside in the “right brain” while logical reasoning is based in the “left brain”. Each has its own advantages and disadvantages. Each part is good at some things and bad at others. But One is not better than the other, just as being right-handed is not superior to being left-handed. Kaya di natin pwede sabihin na it’s better to be right brained than left brained. Pero mas maganda kung mapapag-aralan natin gamitin pareho ng balanse. I found a nice video on youtube, it’s a left brain vs. right brain test. Para malaman natin kung right ba mas madalas natin gamitin o left. I was surprised when I first watched it. I found out that I use my right brain more than I use my left. Right brain uses feelings while left brain uses logic. Isa lang ang direction ng ikot nun nasa video, nagbabago lang yung direction nya depende sa isip natin. Watch the video below.

RECOMMENDED BOOKS:
Neuroeconomics: Your Money and Your Brain – Jason zweig
The Mind of the Market -Neuroeconomics
Neuroeconomics by Peter Politser
Decision, Uncertainty, and the Brain: The Science of Neuroeconomics
by Paul Glimcher
Your Brain is Almost Perfect: How We Make Decisions -Neuroeconomics
Inside the Investors Brain: The Power of Mind Over Money -Neuroeconomics

Neuroeconomics? Tungkol Saan Ito?

admin — Sun, 07 Jun 2009 06:17:14 +0000

Last year, While I was searching for psychology books online, one investment book caught my attention. The book is about brain and money and it covers the new science called Neuroeconomics. So I said to myself “oopss! bagong subject to ah! mukhang interesting!”. Kaya hinanap ko agad yung telephone numbers ng mga bookstores dito so I could check kung saan may available na ganitong title. Surprisingly, meron isang available sa Power Plant mall sa may rockwell. After a week, nabili ko din yung book. Neuroeconomics is a very interesting subject and nothing I’ve ever read about investing has excited me more than the spectacular findings emerging from this new science. This book focuses on how our investing brain works and how to keep the right balance between our reflexive and reflective brain. All the experiments and examples are amazing. Mas maiintindihan natin yung magkaibang abilities, advantages at disadvantages ng ating right and left brain, at kung alin sa dalawa ang responsible pag nakakaramdam tayo ng fear, confidence at ng iba pang emotion. Makikita din natin dito kung bakit at kung ano talaga ang dahilan pag nagpapanic ang mga investors. This book is not only for investors, I recommend this book sa mga may business at sa lahat ng mga nagstart pa lang at gusto mag-save. Sa next post ko, check natin kung anong side ng brain natin ang ginagamit natin, kung left o yung right. Try ko maghanap ng video para gawing example.

You Attract What You Think About Most of the Time

admin — Fri, 05 Jun 2009 18:41:29 +0000

Focus your mind into something you want and you will get it. Focus your mind into something that you don’t want, you’ll also get it. Why? Because your mind works like a magnet, you attract what you think most of the time. You attract people, you attract situations and you attract opportunities. If you are a happy person, you’ll attract more happy people. If you focus your mind to becoming successful, you’ll attract the opportunities and the people who will help you become successful. If you focus your mind thinking that all you can make is only enough to pay the monthly bills, that’s exactly how much you will always get. If you are a positive person, you will always see the positive side of everything that happens to you. If you’re a negative person, and you focus on negative things, you will only attract more of those negative things. This only proves that sometimes, our mind is the biggest obstacle to becoming successful because some people focus their mind on what they don’t have instead of focusing their mind on what they can do with what they have. But if we know how to control our thinking, then our mind becomes our greatest and most important asset. The happiest and successful people don’t bother about whether life is “fair”. They just make the most of what they have.

Andrew Matthews- My Favorite Author

Pinoyinvestor — Tue, 02 Jun 2009 07:40:16 +0000

Andrew Matthews is the author of the best-selling books “Being Happy”, “Making Friends” and “Follow your Heart”. Andrew Matthews is truly amazing and he really is a very talented author. I really enjoy reading his books. The principles in his books are so simple and easy to understand.

www.andrewmatthews.com

Andrew Matthews video clip

“Making Friends” – Andrew Matthews

“Follow Your Heart” – Andrew Matthews

“Happiness Now” – Andrew Matthews

“Being Happy” – Andrew Matthews

“Happiness in a Nutshell” – Andrew Matthews

“Being a Happy Teen” – Andrew Matthews

You can download e-books and mp3s from Andrew Matthews website:

www.andrewmatthews.com

“Stocks? Stock Market? Kikita Ba Ko Diyan?”

admin — Tue, 02 Jun 2009 04:19:55 +0000

The stock market appears in the financial news every day and you can also see it in the business pages of your favorite major newspaper. You also hear about it daily in statements like “Philippines Stock Exchange rose 3 percent today” and you may have heard about those individuals making money trading in the stock market. Obviously, stocks and the stock market are important, but still many people know very little about them.

What is a stock? What is a stock market? Why do people buy and sell stocks? How do investors make money with stocks? How does it work? Who can invest in this instrument? Which is much better, investing in stocks or starting a business? If you have questions like these, then this guide is for you. This guide will help you acquire the basic knowledge in stock investing.

Read the basic guide to stock investing here:

RECOMMENDED BOOKS ABOUT STOCKS:
How To Make Money in Stocks
The Intelligent Investor
The Neatest Little Guide to Stock Market Investing
Stock Investing for Dummies
Everyman and His Common Stocks
How I Made $2,000,000 in the Stock Market
How To Make Money Selling Stock Short
Stocks for the Long Run
How To Trade In Stocks