Jan O'Brien - Real Estate Coach

70% of Nevada Mortgaged Properties are Underwater - 11.3 Million U.S. Homes with Negative Equity

2010-02-24T11:02:11-08:00

Nevada leads the nation with the highest percentage of negative equity properties according to the First American Core Logic 4th Quarter 2009 Negative Equity Data Report released 2-23-10. More than 70% of mortgaged properties in Nevada are in a negative or near-negative equity position.

Negative Equity ("underwater or upside down") refers to the fact that the borrower owes more on their mortgage than the current value of the property. Negative equity occurs due to a decline in value, an increase in mortgage debt or a combination of both.

From the report:

The rise in negative equity is closely tied to increases in pre‐foreclosure activity and is a major factor in changing homeowners’ default behavior. Once negative equity exceeds 25 percent, or the mortgage balance is $70,000 higher than the current property values, owners begin to default with the same propensity as investors.
More than 11.3 million, or 24 percent, of all residential properties with mortgages, were in negative equity at the end of the fourth quarter of 2009, up from 10.7 million and 23 percent at the end of the third quarter of 2009. An additional 2.3 million mortgages were approaching negative equity at the end of last year, meaning they had less than five percent equity. Together, negative equity and near‐negative equity mortgages accounted for nearly 29 percent of all residential properties with a mortgage nationwide.

The following chart shows the five hardest hit states (Nevada, Arizona, Florida, California, and Michigan). The average "underwater" mortgage in Nevada is over 50% negative equity.

Here is a real-world example illustrates the severity in Las Vegas, Clark County. Borrower / homeowner owes a total of $325,000 on a first and second lien and property is currently valued at $160,000.

Visit the excellent CalculatedRiskBlog for full post and to download the report:

Q4 Report: 11.3 Million U.S. Properties with Negative Equity

Update on Best Practices for Multiple Offers on Short Sales

2010-02-20T10:23:06-08:00

In June 2008, I wrote this blog post: Multiple Offers on Short Sales - Best Practices.

This is an update to that post as the GLVAR addendum to the purchase agreement regarding short sales has been revised as of 06-09. Also, I wanted to re-iterate and expand on my opinion of best practices on handling multiple and subsequent offers. Note: this post discusses procedures and forms applicable to Nevada real estate licensees.

In my opinion, the best practice in a multiple offer short sale (or any offer actually) is to ...

Review all the offers with the seller
Possible options for handling multiple offers:

the seller accepts or counters one offer, rejects other offers in writing with option of remaining in a back-up position

use a multiple offer notification form to inform all cooperating agents and their prospective buyers that they are in a competing offer situation. The form should have a time frame to submit highest and best offer

counter all of the offers using a proper multiple offer form which puts all parties on notice of the multiple offers and contains contract language that states the offer is not valid until re-signed by the seller (this option also allows all prospective buyers to present their final and best offer or withdraw their offer)

Use the GLVAR Short Sale Addendum to Purchase Agreement which contains key clauses and disclosures about the short sale process. Download ShortSaleAddendumtoPurchaseAgreement
Submit the fully executed best offer to the lender for approval
Keep all parties informed of status as appropriate; notify respective agents if any offers have been rejected by seller
In the event another offer is subsequently received, the Short Sale Addendum contains language which states:

6.Other Offers; Right of First Refusal.
Buyer and Seller acknowledge that the Seller's Agent is required by the Multiple Listing Service to place the property in "Contingent" status after the Purchase Agreement is executed, while the transaction is subject to Lender Approval. The Parties understand that additional offers may be received by the Seller's Agent, which must be presented to the Seller pursuant to Nevada law. If Seller receives a bona fide written offer from a third party for the purchase of the Property, which offer Seller is willing to accept, Seller will give Buyer written notice thereof, including the material financial terms and conditions. Buyer shall have the right for 3 business days after receipt of such notice to meet the price and terms as contained in the third party's offer. To exercise this right, Buyer shall provide a written addendum including the new price and terms, as well as a pre-approval letter for the new Purchase Price. If Buyer fails to exercise this right within the time specified, Seller reserves the right to terminate this Agreement and to accept the third party's offer and forward it to Lender for review.

When Taking the Listing

Explain to the client that competing offers may be received.
Discuss with the client options for handling multiple offers.
The client decides how they want to handle multiple offers.
Advise the client that they may wish to seek legal counsel if they do receive multiple offers.

Multiple Offer Resources:

Nevada Real Estate Division Info Bulletin on Multiple Offers:
Download Ib01-MultipleOffers_NV_RE_Div
Multiple Offer Negotiations - Sue Saunders, General Counsel, NVAR:
Download MultipleOfferNegotiation_SueSaunders_NVAR
Multiple Offers by Buffy Jo Dreiling, NVAR Legal Counsel:
Download MultipleOffersBuffy Jo DreilingNVAR

Realtor Resources for Short Sales, HAFA, Alternatives to Foreclosure

2010-02-16T06:31:22-08:00

Here are links to important downloads, resource sites and articles concerning short sales, HAFA and HAMP, and alternatives to foreclosure.

To Download this Post as a PDF: Download ShortSaleResourceLinks

HAMP/HAFA

Making Home Affordable http://www.makinghomeaffordable.gov/
Home Affordable Admin Site for Servicers https://www.hmpadmin.com/portal/index.html

Downloads:

Download Home Affordable Foreclosure Alternatives Program_SD0909 The Official Guidelines from the US Treasury- Supplemental Directive 09-09 (12-30-09)

From Realtor.org:

http://www.realtor.org/government_affairs/short_sales_hafa

Resources for Short Sales

Realtor.org Short Sales: The Basics - http://www.realtor.org/realtors/basics_short_sales
Realtor.org - Short Sales Tools, Tips - http://www.realtor.org/realtors/short_sales_tips_tools
GLVAR Short Sale/Foreclosure Resource Guide http://www.lasvegasrealtor.com/reo/ GLVAR has compiled a resource guide of informational articles dealing with short sales, foreclosures and REO transactions. Covering tips on the short sale and REO market, representation, taxes, disclosure.

http://www.shortsaleprofessionalnetwork.com - FREE membership for all CSP graduates

Alternatives to Foreclosure

Download FTCFactsforConsumers Clearly defines all alternatives to foreclosure - from FTC
https://www.hopenow.com/homeowner-options.php - Hope Now Homeowner Options

Avoid Foreclosure - Help

RentalForeclosure.com http://www.rentalforeclosure.com/ Tenants can find out if a property is in Foreclosure – NOD file
Freddie Mac – Working with Your Lender to Avoid Foreclosure
http://www.freddiemac.com/avoidforeclosure/stop_foreclosure.html
Hope Now – https://www.hopenow.com/ http://www.housinghelpnow.org/ an alliance between counselors, mortgage companies, investors, and other mortgage market participants. This alliance will maximize outreach efforts to homeowners in distress to help them stay in their homes and will create a unified, coordinated plan to reach and help as many homeowners as possible
Housing Help Now- http://www.housinghelpnow.org/ National Foundation for Credit Counseling
Home Foreclosure and Debt Cancellation – (IRS.gov)
http://www.irs.gov/newsroom/article/0,,id=174034,00.html
The Mortgage Forgiveness Debt Relief Act of 2007
http://www.irs.gov/individuals/article/0,,id=179414,00.html
HUD.gov Avoiding Foreclosure page
http://portal.hud.gov/portal/page/portal/HUD/topics/avoiding_foreclosure
Foreclosure Prevention Resource Center (Mortgage Bankers Association) - http://www.homeloanlearningcenter.com/YourFinances/ForeclosurePreventionResourceCenter.htm

Nevada Foreclosure Help and Resources

Nevada Foreclosure Mediation Program - http://www.nevadajudiciary.us/index.php/foreclosuremediation - This program allows homeowners to sit down with mortgage lenders, under the leadership of trained mediators, to discuss alternatives to foreclosure.
Nevada Foreclosure Help http://foreclosurehelp.nv.gov/ – Useful resources and info from Nevada Department of Business & Industry
Nevada Hope at Home http://www.nvhopeathome.org/ - collaborative effort between Nevada Public Radio, local nonprofit organizations and local financial institutions to help provide residents in southern Nevada access to reliable, easy-to-find information on the foreclosure crisis in southern Nevada
Legal Aid Center of Southern Nevada http://www.lacsn.org/go/foreclosures/ - Legal Aid Center of Southern Nevada (LACSN) is a private, non-profit (501 (c) (3)) corporation which is a charitable organization dedicated to providing free community legal services to those in need. LACSN has been providing free legal aid for Clark County's low-income residents since 1958.
HUD Approved Housing Counseling Agencies - Nevada
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NV

Certified Short-Sale Professional Designation Course
CE.4025000-RE 8 Hrs. General

Monday, March 1st, 2010 - 9:00am-5:30pm ~ Doors Open 8:30
Mountain View Mortgage 215 and S. Durango off W. Sunset Rd.
Instructors: Jan O'Brien, Steven Kitnick, and Attorney Robert Noggle.
Register Now for March 1st Course

Saturday, March 13th, 2010 - 9:00am-5:30pm ~ Doors Open 8:30
Prudential Americana 2140 E. Pebble Rd., #160, LV, NV 89123 (215 and S. Eastern Ave.) Instructors: Jan O'Brien, Steven Kitnick, and Attorney Robert Noggle.

REGISTER NOW for the March 13th Course

Enroll in the CSP designation course for $299.

2009 Best Blog Posts & Resources on Social Media Marketing, SEO, Social Networks

2010-02-09T22:34:36-08:00

Tamar Weinberg of Techipedia compiled an unbelievably comprehensive and well-researched “Best of 2009″ summary of the best blog posts on social media, social networks, reputation management, branding, seo and more. This post is a must bookmark for reference and reading.

Best Internet Marketing Posts of 2009

Attention Las Vegas Real Estate Agents & Business Professionals!

Don't miss the Blogging & Social Networking for Business Workshop

Next Class Date: Friday, February 12, 2010, 1:00 to 4:00 pm
Download the class flyer: Blog Class Flyer Feb 12, 2010

Location: Robb & Stucky Community Room, (Town Square Las Vegas • At I-15 and the 215 Beltway )

Address: 6521 Las Vegas Boulevard South, Las Vegas, NV 89119
View Mapquest

Approved by the Nevada Real Estate Commission

3 Hours Continuing Education (PD) CE.3706000-RE

$45 in advance; $55 at the door
Register online at: http://business-blog-consultant.com/register/

Bank of America Signs on for HAMP Second Lien Program

2010-01-27T07:02:00-08:00

I was pleasantly surprised last Friday when I was reviewing the Making Home Affordable website for our Certified Short Sale Professional designation training. I noticed that Bank of America and Countrywide are now on the list of servicers who have have formalized their commitment to the program through a signed contract.

Recommended steps for homeowner to see if HAMP is a viable alternative to foreclosure:

Complete the quick online form on the eligibility page of Making Home Affordable
http://www.makinghomeaffordable.gov/eligibility.html
Determine if your lender is participating in HAMP by either looking them up on this page: http://www.makinghomeaffordable.gov/contact_servicer.html AND calling your lender to verify and discuss your options.
HAMP has a Request a Modification process - http://www.makinghomeaffordable.gov/requestmod.shtml. Recommend contacting your Mortgage Servicer first.

More news today regarding the Second Lien Modification Program. Bank of America is first servicer to sign up for the HAMP Second Lien Mod Program.... read more:

BofA Signs on as First Servicer of HAMP's Second Lien Program

Home Affordable Modification Program Admin Site explains:

The Second Lien Modification Program is a complementary program to the Home Affordable Modification Program designed for first lien mortgages. This Program is expected to reach approximately 1 - 1.5 million responsible homeowners who are struggling to afford their mortgage payments. The Second Lien Modification Program coordinates with HAMP's first mortgage modification program to lower payments on second mortgages and offer comprehensive affordability solutions for homeowners.

The guidelines of the Second Lien Modification Program are detailed further in: Download Sd0905Second LienMP

Making Home Affordable Program Deadline Extended to October 3, 2010
Treasury Secretary Timothy Geithner recently informed Congress that the Obama Administration is extending the Troubled Asset Relief Program (TARP) until October 3, 2010. As a result, the deadline for servicers to register to participate in the Making Home Affordable Program is extended from December 31, 2009, to October 3, 2010.

Related posts:

Our CSP designaton course covers all the latest information you need to know about short sales and other alternatives to foreclosure. Check out the current Training Schedule for dates, times and locations.

If you are a homeowner considering your alternatives to foreclosure and would like more information, I recommend visiting the Residential Short Sale blog.

Negative Equity and Strategic Defaults - Will We Ever See Principal Reduction Loan Mods?

2010-01-26T17:40:30-08:00

Have you noticed a lot of recent press criticizing the HAMP program as short-sighted and delaying the inevitable onslaught of more foreclosures? The underlying theme is pointing to "negative equity" as a primary factor for homeowners "strategically defaulting" - ultimately deciding to let their home go to foreclosure or short sale.

In case you missed some of those recent articles and resources:

Amherst Securities testified before the House Financial Services Committee (12-8-09) - Download Amherst Securities Group - HAMP Testimony

Two main points from this report:
1. Single largest problem with housing market is negative equity.
2. Current modification program does not address negative equity and is destined to fail.

WSJ Development Blog (1-4-10) NY Fed: Most Successful Mortgage Modifications Reduce Borrowers’ Principal

Borrowers who receive loan modifications that reduce loan balances and not simply interest rates are far less likely to re-default on their loans, according to a new study from the Federal Reserve Bank of New York. Modifications that write down loan balances “can double the reduction in re-default rates achieved by payment reductions alone,” the study says.

Negative Equity Report for Q3 (Calculated Risk Blog 11-24-09)

Data Highlights

Nearly 10.7 million, or 23 percent, of all residential properties with mortgages were in negative equity as of September, 2009. An additional 2.3 million mortgages were approaching negative equity, meaning they had less than five percent equity. Together negative equity and near negative equity mortgages account for nearly 28 percent of all residential properties with a mortgage nationwide.

The distribution of negative equity is heavily concentrated in five states: Nevada (65 percent), which had the highest percentage negative equity, followed by Arizona (48 percent), Florida (45 percent), Michigan (37 percent) and California (35 percent).

Other articles/reports/studies:

White Paper Sees Strategic Defaults Rise with Negative Equity (12-08-09)
Strategic Default White Paper - Strategic_Default_White_Paper.pdf
Negative and Equity and Foreclosure - Negative Equity and Foreclosure.pdf
Moral and Social Constraints to Strategic Default - MoralandSocialConstraintsto_StrategicDefault.pdf
Subprime Mortgage Modification and Re-Default - Subprime Mortgage Modification and Re-Default.pdf

Become a Certified Short-Sale Professional - get the latest information regarding alternatives to foreclosures and processing short sales from A to Z.

Friday, February 19th, 2010 - 9:00am-5:30pm ~ Doors Open 8:30
Realty Executives 1903 S. Jones Blvd., #100, LV, NV 89146 (N of Sahara Ave.) MAP
REGISTER NOW for the February 19th Course

2009 Las Vegas Real Estate Market Report - Foreclosure and Short Sale Stats

2010-01-24T19:21:26-08:00

The Las Vegas real estate market may be showing signs of recovery.

The Greater Las Vegas Association of Realtors (GLVAR) released its local housing statistics for December 2009 with some interesting findings for the year.

According to GLVAR, sales of existing homes in Las Vegas were up 64% in 2009. GLVAR reported 46,879 local housing sales in 2009. That represents a huge spike from 28,618 total sales in 2008 and trails only the 71,963 homes sold during the record year of 2004. The increasing sales continue to be driven by low prices. GLVAR reports that the average single family home sold in the area in December 2008 was $204,000 in December 2008. By December of 2009, that number had fallen to $165,000.

To read the full report: PDF file Download 2009_12_Dec (released 1-8-10)

Single Family Residential closings for 2009 totaled 38,127 which is a 53% increase over 2008. Additionally, townhomes and condos saw another 8752 closings which represent a 137% increase over 2008.

Las Vegas Foreclosure Report for 2009

From RealtyTrac's Year-End 2009 Foreclosure Market Report™ :

... a total of 3,957,643 foreclosure filings — default notices, scheduled foreclosure auctions and bank repossessions — were reported on 2,824,674 U.S. properties in 2009, a 21 percent increase in total properties from 2008 and a 120 percent increase in total properties from 2007

More than 10 percent of Nevada housing units received at least one foreclosure filing in 2009, giving it the nation’s highest state foreclosure rate for the third consecutive year. Nevada foreclosure activity in December increased 27 percent from the previous month but was still down 22 percent from December 2008. Fourth quarter foreclosure activity in Nevada was down 37 percent from the previous quarter thanks to substantial decreases in October and November.

2009 foreclosure stats would have been worse but for initiatives to slowdown foreclosures from the Lenders as well as the by the Obama Administration - including HAMP (Home Affordable Modification Program) and alternatives to foreclosures like short sales.

GLVAR reported a total of 33,974 bank-owned residential properties for 2009.

Las Vegas Short Sales for 2009

According to the National Association of Realtors, almost 500,000 transactions in 2009 were short sales, representing almost 10 percent of all home sales.

In Las Vegas, a total of 5,422 residential properties sold and closed in 2009.

2009 Residential Closings Recap

The GLVAR 2009 report quotes a total of 46,879 local housing sales. However, the 3 individual graphs of residential closing for 2009 totals 47,084 (a 205 discrepancy - I am not certain why).

REO/Bank-Owned sales = 33,974 (72.2%)

Traditional residential sales = 7,688 (16.3%)

Short Sale Closings = 5,422 (11.5%)

Recommended Las Vegas Foreclosure sources:

Search Las Vegas Foreclosures available for sale

Las Vegas Foreclosure Connection

Best Content Ideas for Real Estate Bloggers

2010-01-13T21:16:43-08:00

Are you considering starting a blog in 2010 for your Real Estate Business? Or maybe you have a blog and need a little inspiration, some new ideas to spark your writing.

Researched and served up from me to you - Your Real Estate Coach - some of the best posts I've found on blog content ideas for real estate bloggers:

Chris Brogan - If I were a Realtor Read this right-to-the-point post as well as the comments. Its about connecting with the community, being a local source about your area. It's not about you and selling.

NikNik (My Tech Opinion) - 30 Blog Post Ideas To Keep Your Content On A Roll

Print this post out for great ideas and keep it with you. Use this list and the next one from the Real Estate Tomato to start your Blog Post Idea Notebook. Carry this notebook around with you. When you get ideas, ad them to the list. If you pay attention, you will become aware of things to blog about daily.
I absolutely agree with and recommend NikNik's technique - I keep a blog notebook, sorted by my different blogs/topics and schedule time in my calendar to blog.
I’ve found the best way to maintain regular blog posts and fight “blogger’s block” is by creating a content posting plan. This is really nothing more than making an on-going list of content or story ideas from which you can pick and choose to create posts from. If you want to take it a step further, you could schedule time to write, as well as “read & research”.

Teresa Boardman - Real Estate Tomato - Food for Fodder - 101 Real Estate Blog Topics

...the trick is to take every day experiences, based on these topics and weave them into a post.
Teresa is an excellent blogger who has mastered the art of blending photos, real estate and community in her St Paul Real Estate Blog.

And two more good posts fom the RE Tomato:

Recommended marketing, tech, social media blogs for the Real Estate Industry to bookmark, subscribe to and READ...

Blog & Social Media Training Class

Kathryn Bovard and I are teaching our 3 Hour Nevada CE class "Blogging & Social Networking for Business" on Friday, February 12, 2010.

Approved by the Nevada Real Estate Commission

3 Hours Continuing Education (PD) CE.3706000-RE

Next Class Date: Friday, February 12, 2010, 1:00 to 4:00 pm
Download the class flyer: Blog Class Flyer Feb 12, 2010

Location: Robb & Stucky Community Room, (Town Square Las Vegas • At I-15 and the 215 Beltway )

Address: 6521 Las Vegas Boulevard South, Las Vegas, NV 89119
View Mapquest

$45 in advance; $55 at the door
Register online at: http://business-blog-consultant.com/register/

Best Lifehacks of 2009: The Year in Review - Personal Productivity and Creativity Excerpt

2010-01-05T22:02:31-08:00

Dustin Wax of Stepcase Lifehack posted this Best of 2009 - I am highlighting the Productivity and GTD links in this post. Read the comprehensive blog post with 90 Best Links at Lifehack.org.
Personal Productivity and Creativity
Advice about getting productive makes up the core of Lifehack’s content, so naturally our most popular and most talked about posts this year were just that. From developing the right mindset to promoting creativity to finding inspiration and motivation, we offered tons of advice on getting things done.

12 Lists That Help You Get Things Done (Dustin M. Wax)

Procrastination – NOT a Problem! (Francis Wade)

10 Best Productivity Books of 2009 (Dustin M. Wax)

11 Ways to Think Outside the Box (Dustin M. Wax)

8 Ways to Kill Clutter in 5 Minutes (David Pierce)

Reaching Your Goals – Dutch Style (Christine Buske)

New Year’s Resolutions Don’t Work – Here’s Why (Steve Errey)

How to Make Decisions Under Pressure (Joel Falconer)

Limits and Creativity (Dustin M. Wax)

The Daily Grind: A Matter of Momentum (Joel Falconer)

4 Pocket-Sized Tools to Help You Generate Killer Ideas Any Time, Anywhere (Chuck Frey)

How to Think What Nobody Else Thinks (Paul Sloane)

9 Lists To Keep Updated, and Keep Handy (David Pierce)

10 Reasons Paper is The Most Flexible Productivity Platform (Joel Falconer)

3 Tips to Improve Memory Quickly (Steve Martile)

How to Wake Up and Instantly Achieve Something Everyday (Paul Dickinson)

Stripped GTD: 3 Habits That Make You More Productive (David Pierce)

Ten Great Ways to Crush Creativity (Paul Sloane)

Scoring 100% in Time Management (Francis Wade)

7 Steps For Making a New Year’s Resolution and Keeping It (Annabel Candy)

My incomplete series on getting back on track with a productivity system, “GTD Refresh”, was quite popular but was never completed. The next step for me was supposed to be eliminating my email backlog and adopting an “Inbox Zero” approach, but frankly, email won. This year – I’m going to try again in 2010 and so you may well see more “GTD Refresh posts in the not-too-distant future.

GTD Refresh, Part 1: Getting My Head Together

GTD Refresh, Part 2: Contexts and Calendar

GTD Refresh, Part 3: Projects

GTD Refresh, Part 4: Getting Sorted

GTD Refresh, Part 5: Building the Weekly Review Habit

GTD Refresh, Part 6: Decisiveness

2009 was bookended by two publications with something to offer the would-be personal productivity expert. David Allen’s Making It All Work revisited the core concepts of GTD and expanded on elements that had been weakly developed in his earlier work. You can read my lengthy review here: (Part 1) (Part 2) (Part 3)
And our most popular series, my “Back to Basics” posts from 2008, were collected, revised, and expanded (with 2 new chapters) in the release of Back to Basics Productivity which will be joined in 2010 by several more ebook releases.

via lifehack.org

Posted via web from jan obrien's posterous

FREE Virtual RE BarCamp is 1-4-10; Social Media & Tech All Day Mega-Webinar

2010-01-03T08:57:06-08:00

I attended the first amazing REBarcamp in San Francisco, August 2008 - held prior to the Inman Connect. REBarcamp is now Virtual and still FREE and it's TOMORROW - January 4, 2010.

If you want to seriously get a jump start on how to integrate Social Media into your Real Estate Business --- sign up now!

Educating Real Estate Agents On How To Use Modern Technologies To Better Their Business Will Never Be The Same!

On January 4th, 2010 dozens of the most respected educators in the real estate industry converge to host most exciting event of its kind, the Virtual Real Estate BarCamp.

Virtual Real Estate BarCamp is a 1-Day Learning Extravaganza.
From 9am until 4pm PST, three concurrent webinar "rooms" will each host 7 different sessions, for a total of 28 different presentations.
There is something for everyone and everything for someone, and best of all, IT IS FREE and attendance is unlimited!

Click below to:
Register.
Learn more.
See who is coming.
Check out the Session Calendar.
Get sponsorship info.

Attendance is projected to be at least 1000 agents, nationwide.
Do not miss out on being part of this ground-breaking event.

Potential Session Topics Include:

Facebook for Real Estate
Twitter 101
Driving Quality Traffic to Your Website
Beginning Search Engine Optimization
Advanced SEO
Getting Started with WordPress
Advanced WordPress Techniques
Using Flickr for Real Estate
Using YouTube for Real Estate
LinkedIn Business & Referral Strategies
Selecting an IDX Company
Single Property Websites
Getting the Most Out Of Your Mobile Devices
The iPhone and Real Estate
Photoshop for Real Estate
Video Blogging
Video Listings
Advanced Twitter Tips
Preparing to Start a Real Estate Blog
Google Analytics and Traffic Statistics

...and much more, with new sessions being added every day.

And if that wasn't cool enough, individuals from around the country are volunteering to host In-Real-Life MeetUps for after the event.
Learn all day, and then meet to have a beer with local participants. This is going to be a blast!

We hope to see you there!

Links for 2008-11-29 [del.icio.us]

2008-11-30T00:00:00-08:00

Lifehacker Top 10: Top 10 Ways to Stay Energized

Links for 2008-11-24 [del.icio.us]

2008-11-25T00:00:00-08:00

Ping.fm / Update all of your social networks at once!

Links for 2008-09-29 [del.icio.us]

2008-09-30T00:00:00-07:00

Links for 2008-09-26 [del.icio.us]

2008-09-27T00:00:00-07:00

The Foreclosure Investing Web Guide: 100 Useful Resources | International Listings Blog

Links for 2008-09-22 [del.icio.us]

2008-09-23T00:00:00-07:00

Technorati: State of the Blogosphere 2008

Links for 2008-04-26 [del.icio.us]

2008-04-27T00:00:00-07:00

DreamHost : Login
DreamHost.com - Providing scalable Linux-based web hosting, domain registration, and dedicated servers. Offering PHP4, Perl/CGI, MySQL, Miva Merchant, SSL, RealMedia, and much more!

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2008-04-23T00:00:00-07:00

Facebook | Blog It
Facebook is a social utility that connects people with friends and others who work, study and live around them. People use Facebook to keep up with friends, upload an unlimited number of photos, share links and videos, and learn more about the people they