Certainty Advice Group http://www.certaintyadvicegroup.com A true advice platform for all professional advisers Tue, 07 Nov 2017 23:55:56 +0000 en-AU hourly 1 https://wordpress.org/?v=4.8.3 http://www.certaintyadvicegroup.com/wp-content/uploads/2016/06/cropped-cmarker-32x32.png Certainty Advice Group http://www.certaintyadvicegroup.com 32 32 Why Aren’t Advisers Planning http://www.certaintyadvicegroup.com/why-arent-advisers-planning/ http://www.certaintyadvicegroup.com/why-arent-advisers-planning/#respond Tue, 05 Sep 2017 00:47:28 +0000 http://aws.certaintyadvicegroup.com/?p=8491 Does this amaze you, or what? Rob Bertino highlighted the issue earlier this week in the Fin Review (it’s behind a firewall, but you’ll get the drift). His findings are that only 12% of financial advisers are commiting succession plans to paper. Does that make sense to you? When your day job is putting plans […]

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]]> http://www.certaintyadvicegroup.com/why-arent-advisers-planning/feed/ 0 Ethical v Independent Financial Advice http://www.certaintyadvicegroup.com/ethical-v-independent-financial-advice/ http://www.certaintyadvicegroup.com/ethical-v-independent-financial-advice/#respond Wed, 05 Jul 2017 05:52:06 +0000 http://aws.certaintyadvicegroup.com/?p=8071 Are you noticing more and more discussion about being an ‘independent’ adviser? Specifically the section 923a of Corporation Law definition of independent. Hats off to those advisers committed to the s923a road – it certainly is one far less travelled. The pursuit of s923a accreditation is not easy in today’s marketplace where the foundations of […]

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]]> http://www.certaintyadvicegroup.com/ethical-v-independent-financial-advice/feed/ 0 When financial institutions offer advice… http://www.certaintyadvicegroup.com/financial-institutions-offer-advice/ http://www.certaintyadvicegroup.com/financial-institutions-offer-advice/#respond Thu, 22 Jun 2017 04:42:21 +0000 http://aws.certaintyadvicegroup.com/?p=8017 World-class financial institutions? AMP is currently revamping its financial advice business. As part of its long-term growth plans, CEO Craig Mellor stated that he intends to make his company more customer-oriented. AMP recently established an alliance with United Capital, a large American financial group, touted as a leader in something called the ‘financial life management […]

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]]> http://www.certaintyadvicegroup.com/financial-institutions-offer-advice/feed/ 0 The ‘cultural cringe’ of financial advice meetings http://www.certaintyadvicegroup.com/cultural-cringe-financial-advice-meetings/ http://www.certaintyadvicegroup.com/cultural-cringe-financial-advice-meetings/#respond Tue, 30 May 2017 06:32:59 +0000 http://aws.certaintyadvicegroup.com/?p=7819 While money is the most pressing problem to all our clients, it’s surprising how few Australians are engaged in the financial advice industry. How can the same industry devoted to helping people make sound decisions around money turn everyone off so much? I believe value has a lot to do with it. Australians do genuinely […]

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]]> http://www.certaintyadvicegroup.com/cultural-cringe-financial-advice-meetings/feed/ 0 Get a compliance degree – or get out? http://www.certaintyadvicegroup.com/get-a-compliance-degree-or-get-out-2/ http://www.certaintyadvicegroup.com/get-a-compliance-degree-or-get-out-2/#respond Mon, 01 Feb 2016 07:38:04 +0000 http://beta.aws.certaintyadvicegroup.com/?p=1131 Treasurer Scott Morrison’s recent Recommendation 25 seeks to advance the need for advisers to have a relevant tertiary degree. While advancing yourself through study is never a bad thing, I want to ask if compliance degrees are absolutely the best way to advance the fledgling financial advice profession. Is the Recommendation 25 advice the missing […]

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]]> http://www.certaintyadvicegroup.com/get-a-compliance-degree-or-get-out-2/feed/ 0 No prizes for second place when it’s all about the revenue split http://www.certaintyadvicegroup.com/no-prizes-for-second-place-when-its-all-about-the-revenue-split/ http://www.certaintyadvicegroup.com/no-prizes-for-second-place-when-its-all-about-the-revenue-split/#respond Fri, 06 Nov 2015 07:33:34 +0000 http://beta.aws.certaintyadvicegroup.com/?p=1127 Tell me if this ‘mutually beneficial relationship’ sounds familiar: You have a new relationship with an accounting firm with great prospects. With five partners, a good name, and a similar culture to yours, there’s no reason why you shouldn’t provide wealth advice to this obviously high quality firm. The only slight snag is the 10% […]

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]]> http://www.certaintyadvicegroup.com/no-prizes-for-second-place-when-its-all-about-the-revenue-split/feed/ 0 Too much, too soon? When success becomes a curse http://www.certaintyadvicegroup.com/too-much-too-soon-when-success-becomes-a-curse/ http://www.certaintyadvicegroup.com/too-much-too-soon-when-success-becomes-a-curse/#respond Fri, 18 Sep 2015 08:26:04 +0000 http://beta.aws.certaintyadvicegroup.com/?p=1124 There’s good success and bad success but all success comes with strings attached. For financial advisers, the biggest challenge with success is increased activity. Not only does success draw in new clients but existing client work typically also increases. The result is a lot more activity and many, many more hours in the office – […]

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]]> http://www.certaintyadvicegroup.com/too-much-too-soon-when-success-becomes-a-curse/feed/ 0 Is Robo-advice advice? http://www.certaintyadvicegroup.com/is-robo-advice-advice/ http://www.certaintyadvicegroup.com/is-robo-advice-advice/#respond Mon, 07 Sep 2015 08:20:42 +0000 http://beta.aws.certaintyadvicegroup.com/?p=1120 If you can learn how to drive a car, you can learn to manage your own money. That claim was recently made by the chief executive of a new fintech startup – BigFuture Pty Limited. The cloud-based wealth management service is on a mission to “democratise wealth management” by providing ordinary everyday Australians with sophisticated […]

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]]> http://www.certaintyadvicegroup.com/is-robo-advice-advice/feed/ 0 Is this a new generation of advice appearing? http://www.certaintyadvicegroup.com/is-this-a-new-generation-of-advice-appearing/ http://www.certaintyadvicegroup.com/is-this-a-new-generation-of-advice-appearing/#respond Thu, 30 Jul 2015 08:15:35 +0000 http://beta.aws.certaintyadvicegroup.com/?p=1117 I reckon financial advice industry is entering a new phase of professionalism and opportunity, only everyone doesn’t seem that excited about it. As with any change there are many advice licensees and practices that refuse to embrace anything new  and evolve. No matter what happens there will  be advisers that’ll ultimately find themselves trapped in […]

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]]> http://www.certaintyadvicegroup.com/is-this-a-new-generation-of-advice-appearing/feed/ 0 How to Start Great Advice Conversations http://www.certaintyadvicegroup.com/how-to-start-great-advice-conversations/ http://www.certaintyadvicegroup.com/how-to-start-great-advice-conversations/#respond Mon, 29 Jun 2015 08:11:13 +0000 http://beta.aws.certaintyadvicegroup.com/?p=1114 Great financial advice isn’t about the money – it’s about something much more meaningful. Great advice is about taking clients to places they haven’t been. Great advice is about helping clients manage their un-manageable things. Unfortunately though, when it comes to financial advice, most Australians have become conformists. Unable to easily value, trust or assess […]

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