<?xml version="1.0" encoding="UTF-8" standalone="no"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:media="http://search.yahoo.com/mrss/" version="2.0" xml:lang="en-US">
    <channel>
        <title>Jones Financial Talk</title>
        <link>http://jones-associates.net</link>
        <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
        <itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle>
        <itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. Jones Financial Talk is dedicated to the small things that make a significant difference.&#13;
</itunes:summary>
                
        <itunes:author>Nick Jones</itunes:author>
                
        <itunes:explicit>no</itunes:explicit>
        <itunes:type>episodic</itunes:type>
        <image>
            <url>https://s3-us-west-2.amazonaws.com/financiallytunedradio/logos/186_Jones_Radio_Logo_1400x1400.jpg</url>
            <title><![CDATA[Jones Financial Talk]]></title>
            <link><![CDATA[https://radio.financiallytuned.com/herstle-jones/feed/rss]]></link>
        </image>
        <itunes:image href="https://s3-us-west-2.amazonaws.com/financiallytunedradio/logos/186_Jones_Radio_Logo_1400x1400.jpg"/>
        <language>en</language>
        <lastBuildDate>Thu, 10 May 18 14:51:11 -0500</lastBuildDate>
        <copyright>2018 Jones &amp; Associates Premier Financial Solutions</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Nick Jones</itunes:name></itunes:owner><item>
            <title><![CDATA[Are You Financially Literate]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[What you don't know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[What you don't know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3119</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3119</guid>
            <description><![CDATA[What you don't know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.]]></description>


            
            <pubDate>Sun, 13 May 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Planning Your Legacy]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3120</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3120</guid>
            <description><![CDATA[Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.]]></description>


            
            <pubDate>Sun, 20 May 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Preparing your Retirement Garden]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3121</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3121</guid>
            <description><![CDATA[Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!]]></description>


            
            <pubDate>Sun, 27 May 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Prepare for Your Greatest Game]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3114</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3114</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>


            
            <pubDate>Sun, 10 Jun 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Schedule Your Retirement Check-Up]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3115</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3115</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>


            
            <pubDate>Sun, 17 Jun 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Finding your Financial Sherpa]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3122</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3122</guid>
            <description><![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]></description>


            
            <pubDate>Sun, 24 Jun 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Living to Age 100 and Beyond!]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3123</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3123</guid>
            <description><![CDATA[Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.]]></description>


            
            <pubDate>Sun, 01 Jul 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Prepare to Board the Flight]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you're prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you're prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3124</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3124</guid>
            <description><![CDATA[You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you're prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.]]></description>


            
            <pubDate>Sun, 08 Jul 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Financial Responsibility in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3075</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3075</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>


            
            <pubDate>Sun, 15 Jul 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Financial Well Being]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3076</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3076</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>


            
            <pubDate>Sun, 22 Jul 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Weather the Heat in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3125</link>
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            <description><![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]></description>


            
            <pubDate>Sun, 29 Jul 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Managing the Hidden Costs of Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Don't get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Don't get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3127</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3127</guid>
            <description><![CDATA[Don't get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]></description>


            
            <pubDate>Sun, 12 Aug 18 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/180812-3127-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Debt Danger]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Debt Danger Will Robinson! Don't let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Debt Danger Will Robinson! Don't let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3128</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3128</guid>
            <description><![CDATA[Debt Danger Will Robinson! Don't let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]></description>


            
            <pubDate>Sun, 19 Aug 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Ways to Avoid Returning to the Workforce after Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[You don't want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn't happen.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[You don't want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn't happen.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3129</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3129</guid>
            <description><![CDATA[You don't want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn't happen.]]></description>


            
            <pubDate>Sun, 26 Aug 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Do Couples Work Together to Prepare for Retirement?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Planning for retirement as a couple can be a unique challenge. In this episode we discuss retirement planning tips and strategies for retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Planning for retirement as a couple can be a unique challenge. In this episode we discuss retirement planning tips and strategies for retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3130</link>
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            <description><![CDATA[Planning for retirement as a couple can be a unique challenge. In this episode we discuss retirement planning tips and strategies for retirement.]]></description>


            
            <pubDate>Sun, 09 Sep 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[401(k) During a Job Change]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3131</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3131</guid>
            <description><![CDATA[What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.]]></description>


            
            <pubDate>Sun, 16 Sep 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[10 Tips to Control Expenses in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3132</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3132</guid>
            <description><![CDATA[Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.]]></description>


            
            <pubDate>Sun, 23 Sep 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Financial Caddie and You]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3133</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3133</guid>
            <description><![CDATA[The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.]]></description>


            
            <pubDate>Sun, 30 Sep 18 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/180930-3133-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Market Performance with Jeremy Bryan]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode Herstle welcomes a special guest, Gradient Investments Portfolio Manager, Jeremy Bryan. They discuss the current market and investment trends. with information to help you with your portfolio.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode Herstle welcomes a special guest, Gradient Investments Portfolio Manager, Jeremy Bryan. They discuss the current market and investment trends. with information to help you with your portfolio.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/6010</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/6010</guid>
            <description><![CDATA[In this episode Herstle welcomes a special guest, Gradient Investments Portfolio Manager, Jeremy Bryan. They discuss the current market and investment trends. with information to help you with your portfolio.]]></description>


            
            <pubDate>Sun, 07 Oct 18 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/181007-6010-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How to Reset Retirement Plans to Weather a Downturn]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today's show.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today's show.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3134</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3134</guid>
            <description><![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today's show.]]></description>


            
            <pubDate>Sun, 28 Oct 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Surprising Ways to Boost Your Savings and Retirement Income]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Listen in to this episode for some great tips on how to help increase your savings and retirement income!]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Listen in to this episode for some great tips on how to help increase your savings and retirement income!]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3136</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3136</guid>
            <description><![CDATA[Listen in to this episode for some great tips on how to help increase your savings and retirement income!]]></description>


            
            <pubDate>Sun, 04 Nov 18 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[6 Downsizing Myths to be Aware of in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[When it comes to downsizing, there are a lot of options. In this show we discuss strategies and options and how downsizing can help you with your income in retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[When it comes to downsizing, there are a lot of options. In this show we discuss strategies and options and how downsizing can help you with your income in retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3137</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3137</guid>
            <description><![CDATA[When it comes to downsizing, there are a lot of options. In this show we discuss strategies and options and how downsizing can help you with your income in retirement.]]></description>


            
            <pubDate>Sun, 11 Nov 18 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[5 Steps to Prep for a Better Retirement in your Sixties]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Today we are going to talk about some steps to improve your retirement when you are 60 or older. We will work through each of the five tips and talk about how they can help and apply to you and your retirement plans.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Today we are going to talk about some steps to improve your retirement when you are 60 or older. We will work through each of the five tips and talk about how they can help and apply to you and your retirement plans.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3138</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3138</guid>
            <description><![CDATA[Today we are going to talk about some steps to improve your retirement when you are 60 or older. We will work through each of the five tips and talk about how they can help and apply to you and your retirement plans.]]></description>


            
            <pubDate>Sun, 18 Nov 18 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/181118-3138-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Celebrities Legacy Planning Mistakes]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3139</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3139</guid>
            <description><![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]></description>


            
            <pubDate>Sun, 25 Nov 18 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/181125-3139-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Solutions for Common Retirement Fears]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3040</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3040</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>


            
            <pubDate>Sun, 09 Dec 18 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/181209-3140-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What you Should Know about 529 Plans]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Student load debt is a serious problem for many people, including students, parents and even grand parents. In this show we talk about one possible solution.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Student load debt is a serious problem for many people, including students, parents and even grand parents. In this show we talk about one possible solution.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3142</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3142</guid>
            <description><![CDATA[Student load debt is a serious problem for many people, including students, parents and even grand parents. In this show we talk about one possible solution.]]></description>


            
            <pubDate>Sun, 16 Dec 18 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/181216-3142-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Rollover Precautions]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Today we are talking about IRA and 401k rollovers. We’ll walk you through a number of precautions that you should take to avoid pitfalls and excessive penalties, taxes and fees.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Today we are talking about IRA and 401k rollovers. We’ll walk you through a number of precautions that you should take to avoid pitfalls and excessive penalties, taxes and fees.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3143</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3143</guid>
            <description><![CDATA[Today we are talking about IRA and 401k rollovers. We’ll walk you through a number of precautions that you should take to avoid pitfalls and excessive penalties, taxes and fees.]]></description>


            
            <pubDate>Sun, 23 Dec 18 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/181223-3143-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Qualified vs. Non-Qualified Money]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3145</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3145</guid>
            <description><![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]></description>


            
            <pubDate>Sun, 20 Jan 19 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190120-3145-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Conversations for Couples]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to  talk about 5 Retirement Issues couples need to talk about,]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to  talk about 5 Retirement Issues couples need to talk about,]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3149</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3149</guid>
            <description><![CDATA[Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to  talk about 5 Retirement Issues couples need to talk about,]]></description>


            
            <pubDate>Sun, 27 Jan 19 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190127-3149-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Spending Less in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3150</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3150</guid>
            <description><![CDATA[Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..]]></description>


            
            <pubDate>Sun, 03 Feb 19 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190203-3150-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[All About Annuities]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3151</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3151</guid>
            <description><![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]></description>


            
            <pubDate>Sun, 17 Feb 19 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190217-3151-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Procrastination and Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3152</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3152</guid>
            <description><![CDATA[It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?]]></description>


            
            <pubDate>Sun, 24 Jan 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190224-3152-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What if You Never Plan to Retire?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3153</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3153</guid>
            <description><![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]></description>


            
            <pubDate>Sun, 10 Mar 19 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190310-3153-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Triathlon of Life]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3154</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3154</guid>
            <description><![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]></description>


            
            <pubDate>Sun, 17 Mar 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190317-3154-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[5 Traits of Successful Teams]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we talk about what makes teams successful and how you can use those traits to make sure your retirement strategy is set up to succeed and meet your long-term goals.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we talk about what makes teams successful and how you can use those traits to make sure your retirement strategy is set up to succeed and meet your long-term goals.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3140</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3140</guid>
            <description><![CDATA[In this episode we talk about what makes teams successful and how you can use those traits to make sure your retirement strategy is set up to succeed and meet your long-term goals.]]></description>


            
            <pubDate>Sun, 24 Mar 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/181209-3140-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Ways to Maximize Your Retirement Investments]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you'll have the income you need in retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you'll have the income you need in retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3155</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3155</guid>
            <description><![CDATA[Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you'll have the income you need in retirement.]]></description>


            
            <pubDate>Sun, 28 Apr 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190428-3155-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Financial Challenges for Women in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode talks about the financial challenges for women in retirement and options for addressing those challenges.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode talks about the financial challenges for women in retirement and options for addressing those challenges.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3156</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3156</guid>
            <description><![CDATA[This episode talks about the financial challenges for women in retirement and options for addressing those challenges.]]></description>


            
            <pubDate>Sun, 05 May 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190505-3156-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Questions about a Phased Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3160</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3160</guid>
            <description><![CDATA[A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?]]></description>


            
            <pubDate>Sun, 02 Jun 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190602-3160-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Creating a Retirement Plan]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3158</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3158</guid>
            <description><![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]></description>


            
            <pubDate>Sun, 09 Jun 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190609-3158-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Increase Happiness & Get Ahead at Work]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Your job is the engine of your wealth accumulation machine. This episode looks at ways to increase your happiness at work, to improve your productivity at work. And what to do with the pay increase that comes from being a happy and productive worker.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Your job is the engine of your wealth accumulation machine. This episode looks at ways to increase your happiness at work, to improve your productivity at work. And what to do with the pay increase that comes from being a happy and productive worker.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3161</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3161</guid>
            <description><![CDATA[Your job is the engine of your wealth accumulation machine. This episode looks at ways to increase your happiness at work, to improve your productivity at work. And what to do with the pay increase that comes from being a happy and productive worker.]]></description>


            
            <pubDate>Sun, 16 Jun 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190616-3161-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Seven Deadly Sins of Retirement Planning]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3162</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3162</guid>
            <description><![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]></description>


            
            <pubDate>Sun, 30 Jun 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190630-3162-Jones-Rev.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Cost of Financial Procrastination]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode examines some of the biggest dangers of putting off creating a financial strategy for retirement, including budgeting, long-term care and sharing your financial story with your beneficiaries.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode examines some of the biggest dangers of putting off creating a financial strategy for retirement, including budgeting, long-term care and sharing your financial story with your beneficiaries.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3163</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3163</guid>
            <description><![CDATA[This episode examines some of the biggest dangers of putting off creating a financial strategy for retirement, including budgeting, long-term care and sharing your financial story with your beneficiaries.]]></description>


            
            <pubDate>Sun, 07 Jul 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190707-3163-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3164</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3164</guid>
            <description><![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]></description>


            
            <pubDate>Sun, 14 Jul 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190714-3164-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Feelings and Finances]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3165</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3165</guid>
            <description><![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]></description>


            
            <pubDate>Sun, 21 Jul 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190721-3165-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Shocking Retirement Statistics and Mistakes]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3166</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3166</guid>
            <description><![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]></description>


            
            <pubDate>Sun, 28 Jul 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190728-3166-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Avoid Phone Scams/What are Tariffs?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3167</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3167</guid>
            <description><![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]></description>


            
            <pubDate>Sun, 04 Aug 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190804-3167-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Communities, Wealth Building & Budget]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3168</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3168</guid>
            <description><![CDATA[This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.]]></description>


            
            <pubDate>Sun, 08 Sep 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190908-3168-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Money and Relationships]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3169</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3169</guid>
            <description><![CDATA[Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?]]></description>


            
            <pubDate>Sun, 22 Sep 19 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/190922-3169-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Examining Retirement Realities]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode looks at some hard retirement facts that are often overlooked. Have you missed or ignored these uncomfortable truths?]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode looks at some hard retirement facts that are often overlooked. Have you missed or ignored these uncomfortable truths?]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3171</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3171</guid>
            <description><![CDATA[This episode looks at some hard retirement facts that are often overlooked. Have you missed or ignored these uncomfortable truths?]]></description>


            
            <pubDate>Sun, 06 Oct 19 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Tips to Reduce Spending and Avoid Wasteful Spending]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[How can you adjust your spending to save more to meet your financial goals? Are you spending money in a wasteful way?  In this show we talk about some helpful tips to help you accomplish that.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[How can you adjust your spending to save more to meet your financial goals? Are you spending money in a wasteful way?  In this show we talk about some helpful tips to help you accomplish that.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3173</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3173</guid>
            <description><![CDATA[How can you adjust your spending to save more to meet your financial goals? Are you spending money in a wasteful way?  In this show we talk about some helpful tips to help you accomplish that.]]></description>


            
            <pubDate>Sat, 19 Oct 19 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Market Watch and Forecast]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this show Herstle welcomes the president of Gradient Investments, Mike Binger. Mike and Herstle look at where the market has been and where it might be going in the future. They also talk about how the market is affected by politics and the economy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this show Herstle welcomes the president of Gradient Investments, Mike Binger. Mike and Herstle look at where the market has been and where it might be going in the future. They also talk about how the market is affected by politics and the economy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/6011</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/6011</guid>
            <description><![CDATA[In this show Herstle welcomes the president of Gradient Investments, Mike Binger. Mike and Herstle look at where the market has been and where it might be going in the future. They also talk about how the market is affected by politics and the economy.]]></description>


            
            <pubDate>Sun, 24 Nov 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Healthcare Costs and Strategies in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Healthcare in retirement is expensive. But there are strategies to deal with this and mistakes to avoid. In this episode we explore those and give helpful tips to deal with this and plan for it.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Healthcare in retirement is expensive. But there are strategies to deal with this and mistakes to avoid. In this episode we explore those and give helpful tips to deal with this and plan for it.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3176</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3176</guid>
            <description><![CDATA[Healthcare in retirement is expensive. But there are strategies to deal with this and mistakes to avoid. In this episode we explore those and give helpful tips to deal with this and plan for it.]]></description>


            
            <pubDate>Sun, 01 Dec 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Tips for the Unprepared Retiree]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Not everyone is prepared for retirement. How will you make up the difference? Do you have a plan? This episode looks at potential options, tips and tricks to address being unprepared.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Not everyone is prepared for retirement. How will you make up the difference? Do you have a plan? This episode looks at potential options, tips and tricks to address being unprepared.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3177</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3177</guid>
            <description><![CDATA[Not everyone is prepared for retirement. How will you make up the difference? Do you have a plan? This episode looks at potential options, tips and tricks to address being unprepared.]]></description>


            
            <pubDate>Sun, 08 Dec 19 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The SECURE Act: Changes to IRAs]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3185</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3185</guid>
            <description><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></description>


            
            <pubDate>Sun, 12 Jan 20 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Measuring Your Reaction to Market Volatility]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3205</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3205</guid>
            <description><![CDATA[Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?]]></description>


            
            <pubDate>Sun, 28 Feb 21 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What to Do Instead of Worrying about COVID-19]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[The coronavirus disease has dominated the news cycle for the past few weeks and it’s not going away. Instead of letting that get you down, here are some things you can do to respond and prepare your retirement strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The coronavirus disease has dominated the news cycle for the past few weeks and it’s not going away. Instead of letting that get you down, here are some things you can do to respond and prepare your retirement strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3213</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3213</guid>
            <description><![CDATA[The coronavirus disease has dominated the news cycle for the past few weeks and it’s not going away. Instead of letting that get you down, here are some things you can do to respond and prepare your retirement strategy.]]></description>


            
            <pubDate>Sun, 07 Mar 21 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Your Guide to the CARES Act]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3216</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3216</guid>
            <description><![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]></description>


            
            <pubDate>Sun, 19 Apr 20 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[A Guide to Roth IRAs]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3217</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3217</guid>
            <description><![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]></description>


            
            <pubDate>Sun, 24 Jan 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/180812-3127-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Protect Your Retirement in the COVID-19 Economy]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3218</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3218</guid>
            <description><![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]></description>


            
            <pubDate>Sun, 03 May 20 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/200503-3218-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Avoid Common Retirement Strategy Mistakes]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3219</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3219</guid>
            <description><![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]></description>


            
            <pubDate>Sun, 24 Jan 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/200510-3219-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Protect Your Finances from Recessions]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3220</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3220</guid>
            <description><![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]></description>


            
            <pubDate>Sun, 24 Jan 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/200517-3220-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[COVID-19 financial strategies]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3221</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3221</guid>
            <description><![CDATA[While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.]]></description>


            
            <pubDate>Sun, 24 Jan 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/200531-3221-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Take the Time to Get Your Finances in Order]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[With millions of Americans currently working from home as the world deals with the coronavirus pandemic, it’s a good time to take control of our finances to better prepare for a strong financial future.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[With millions of Americans currently working from home as the world deals with the coronavirus pandemic, it’s a good time to take control of our finances to better prepare for a strong financial future.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3214</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3214</guid>
            <description><![CDATA[With millions of Americans currently working from home as the world deals with the coronavirus pandemic, it’s a good time to take control of our finances to better prepare for a strong financial future.]]></description>


            
            <pubDate>Sun, 07 Jun 20 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/200607-3214-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Don’t Fall for Financial Myths]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3223</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3223</guid>
            <description><![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]></description>


            
            <pubDate>Sun, 21 Jun 20 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/200621-3223-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Don’t Neglect Legacy Planning]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3224</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3224</guid>
            <description><![CDATA[For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.]]></description>


            
            <pubDate>Sun, 28 Jun 20 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/200628-3224-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Preparing for Retirement as a Couple]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3225</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3225</guid>
            <description><![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]></description>


            
            <pubDate>Sun, 16 Aug 20 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How to Stay Healthy and Enjoy Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can better position you to enjoy the kind of retirement you’ve always wanted.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can better position you to enjoy the kind of retirement you’ve always wanted.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3226</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3226</guid>
            <description><![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can better position you to enjoy the kind of retirement you’ve always wanted.]]></description>


            
            <pubDate>Sun, 20 Sep 20 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Your Guide to Medicare (2020-21 Update)]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B and gives you tips and strategies for your Medicare and healthcare planning.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B and gives you tips and strategies for your Medicare and healthcare planning.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3238</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3238</guid>
            <description><![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B and gives you tips and strategies for your Medicare and healthcare planning.]]></description>


            
            <pubDate>Sun, 04 Oct 20 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/201004-3238-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Pros and Cons of Retiring on the Road]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3237</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3237</guid>
            <description><![CDATA[During this episode, we discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks.]]></description>


            
            <pubDate>Sun, 08 Nov 20 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/201108-3237-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How to Get Over Your Retirement Fears]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3248</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3248</guid>
            <description><![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.]]></description>


            
            <pubDate>Sun, 17 Jan 21 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Surprising Retirement Facts You Probably Don’t Know]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3264</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3264</guid>
            <description><![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]></description>


            
            <pubDate>Sun, 11 Apr 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210411-3264-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What the American Rescue Plan Means for You]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3261</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3261</guid>
            <description><![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]></description>


            
            <pubDate>Sun, 25 Apr 21 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Breaking down the Biden tax plan]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3266</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3266</guid>
            <description><![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]></description>


            
            <pubDate>Sun, 25 Apr 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210425-3266-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Understanding 401(k)s]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3255</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3255</guid>
            <description><![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).]]></description>


            
            <pubDate>Sun, 02 May 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210502-3255-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Find YOUR Retirement Lifestyle]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3268</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3268</guid>
            <description><![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]></description>


            
            <pubDate>Sun, 09 May 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210509-3268-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Grow Your Financial Garden]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income while also stabilizing your finances long before you retire.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income while also stabilizing your finances long before you retire.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3269</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3269</guid>
            <description><![CDATA[During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income while also stabilizing your finances long before you retire.]]></description>


            
            <pubDate>Sun, 16 May 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210516-3269-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Are You Ready for Inflation?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3270</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3270</guid>
            <description><![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]></description>


            
            <pubDate>Sun, 23 May 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210523-3270-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Your Financial Time Machine Is Already Here]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3271</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3271</guid>
            <description><![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]></description>


            
            <pubDate>Sun, 30 May 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210530-3271-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Medicare Premiums and Your Retirement Strategy]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to examine some of the financial changes coming to Medicare in 2021, as well as some general insights and advice into this essential retirement tool.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to examine some of the financial changes coming to Medicare in 2021, as well as some general insights and advice into this essential retirement tool.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3246</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3246</guid>
            <description><![CDATA[During this episode, we’re going to examine some of the financial changes coming to Medicare in 2021, as well as some general insights and advice into this essential retirement tool.]]></description>


            
            <pubDate>Sun, 06 Jun 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210606-3246-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Eye-Popping Retirement Statistics]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3260</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3260</guid>
            <description><![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]></description>


            
            <pubDate>Sun, 13 Jun 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210613-3260-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Should I Buy a House?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3256</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3256</guid>
            <description><![CDATA[During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.]]></description>


            
            <pubDate>Sun, 20 Jun 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210620-3256-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[So, You Want to Retire Early]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3275</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3275</guid>
            <description><![CDATA[On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.]]></description>


            
            <pubDate>Sun, 27 Jun 21 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Yes, You Can Save Money on Healthcare]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3276</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3276</guid>
            <description><![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]></description>


            
            <pubDate>Sun, 04 Jul 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210704-3276-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Helping your parents with their finances]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3273</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3273</guid>
            <description><![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]></description>


            
            <pubDate>Sun, 11 Jul 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210711-3273-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement and Financial Steps at Important Ages]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3278</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3278</guid>
            <description><![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]></description>


            
            <pubDate>Sun, 18 Jul 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210718-3278-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Lifestyle Trends]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll highlight some of the pluses and minuses of retiring abroad. In the final segment, we’ll examine another trend and what retirees should know about tiny house living.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll highlight some of the pluses and minuses of retiring abroad. In the final segment, we’ll examine another trend and what retirees should know about tiny house living.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3279</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3279</guid>
            <description><![CDATA[During this show, we’ll highlight some of the pluses and minuses of retiring abroad. In the final segment, we’ll examine another trend and what retirees should know about tiny house living.]]></description>


            
            <pubDate>Sun, 01 Aug 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210801-3279-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Changes — Past, Present, and Future]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3280</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3280</guid>
            <description><![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]></description>


            
            <pubDate>Sun, 08 Aug 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210808-3280-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Finding Money in Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3281</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3281</guid>
            <description><![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]></description>


            
            <pubDate>Sun, 15 Aug 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210815-3281-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What You Should Know About Buying or Selling a Home]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3282</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3282</guid>
            <description><![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]></description>


            
            <pubDate>Sun, 22 Aug 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210822-3282-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Financial Follies to Avoid]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans. In our final segment, we’ll shift gears a bit and look into some common retirement follies.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans. In our final segment, we’ll shift gears a bit and look into some common retirement follies.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3283</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3283</guid>
            <description><![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans. In our final segment, we’ll shift gears a bit and look into some common retirement follies.]]></description>


            
            <pubDate>Sun, 05 Sep 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210829-3283-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Simplify Your Life to Enjoy Your Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3284</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3284</guid>
            <description><![CDATA[During this episode we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]></description>


            
            <pubDate>Sun, 05 Sep 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210905-3284-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Yes, You Can Be Frugal AND Happy]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3286</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3286</guid>
            <description><![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]></description>


            
            <pubDate>Sun, 12 Sep 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210912-3286-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[When to Stop Saving for Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll examine eight scenarios when temporarily pausing saving for retirement may make broader financial sense.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll examine eight scenarios when temporarily pausing saving for retirement may make broader financial sense.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3244</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3244</guid>
            <description><![CDATA[During this episode, we’ll examine eight scenarios when temporarily pausing saving for retirement may make broader financial sense.]]></description>


            
            <pubDate>Sun, 26 Sep 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/210926-3244-2-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Legacy Planning During the Pandemic]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3243</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3243</guid>
            <description><![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]></description>


            
            <pubDate>Sun, 03 Oct 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211003-3243-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Strategy Steps to Take This Fall]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3289</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3289</guid>
            <description><![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]></description>


            
            <pubDate>Sun, 10 Oct 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211010-3289-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Protect yourself, and your money, from scams]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3291</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3291</guid>
            <description><![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]></description>


            
            <pubDate>Sun, 17 Oct 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211017-3291-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Strategy After a Divorce]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3232</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3232</guid>
            <description><![CDATA[During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.]]></description>


            
            <pubDate>Sun, 24 Oct 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211024-3232-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What You Need to Know About Annuities]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3230</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3230</guid>
            <description><![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]></description>


            
            <pubDate>Sun, 31 Oct 21 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211031-3230-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What You Should Know About Life Insurance]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3229</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3229</guid>
            <description><![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]></description>


            
            <pubDate>Sun, 14 Nov 21 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Social Security COLA is on the rise]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3293</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3293</guid>
            <description><![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]></description>


            
            <pubDate>Sun, 21 Nov 21 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[A guide to Roth IRAs]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60005</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60005</guid>
            <description><![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]></description>


            
            <pubDate>Sun, 28 Nov 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211128-60005-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Medicare insights and updates]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to share Medicare insights and updates that will be useful for people already enrolled in Medicare and for those approaching their enrollment window.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to share Medicare insights and updates that will be useful for people already enrolled in Medicare and for those approaching their enrollment window.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3297</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3297</guid>
            <description><![CDATA[During this episode, we’re going to share Medicare insights and updates that will be useful for people already enrolled in Medicare and for those approaching their enrollment window.]]></description>


            
            <pubDate>Sun, 05 Dec 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211205-3297-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Is a semi-retired life right for you?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3299</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3299</guid>
            <description><![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]></description>


            
            <pubDate>Sun, 12 Dec 21 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/211212-3299-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[All About 401(k) Rollovers]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3202</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3202</guid>
            <description><![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]></description>


            
            <pubDate>Sun, 19 Dec 21 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Preparing for taxes in retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3300</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3300</guid>
            <description><![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]></description>


            
            <pubDate>Sun, 09 Jan 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220109-3300-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Top Planning Tips for Your Retirement Strategy]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode Nick talks about the most important things to know to successfully plan for your retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode Nick talks about the most important things to know to successfully plan for your retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60006</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60006</guid>
            <description><![CDATA[In this episode Nick talks about the most important things to know to successfully plan for your retirement.]]></description>


            
            <pubDate>Sun, 16 Jan 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220116-60006-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What to do if you lose your job in your 50's]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode Nick details what you need to do if you lose or leave your job while in your 50's.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode Nick details what you need to do if you lose or leave your job while in your 50's.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60007</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60007</guid>
            <description><![CDATA[In this episode Nick details what you need to do if you lose or leave your job while in your 50's.]]></description>


            
            <pubDate>Sun, 23 Jan 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220123-60007-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Tax strategies and insights for 2022]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to look at tax issues to be aware of in 2022 as well as broader tax insights that apply anytime.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to look at tax issues to be aware of in 2022 as well as broader tax insights that apply anytime.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3304</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3304</guid>
            <description><![CDATA[During this episode, we’re going to look at tax issues to be aware of in 2022 as well as broader tax insights that apply anytime.]]></description>


            
            <pubDate>Sun, 30 Jan 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220130-3304-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How to Deal with Inflation]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[How can you deal with rising inflation? In this episode Nick covers key tips and strategies to help you hedge against inflation.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[How can you deal with rising inflation? In this episode Nick covers key tips and strategies to help you hedge against inflation.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60008</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60008</guid>
            <description><![CDATA[How can you deal with rising inflation? In this episode Nick covers key tips and strategies to help you hedge against inflation.]]></description>


            
            <pubDate>Sun, 06 Feb 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220206-60008-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Are you ready for RMDs?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3307</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3307</guid>
            <description><![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]></description>


            
            <pubDate>Sun, 20 Feb 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220220-3307-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Social Security: Myth Versus Reality]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3308</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3308</guid>
            <description><![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]></description>


            
            <pubDate>Sun, 27 Feb 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220227-3308-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Long-term Care Insurance and Preparing to be an Executor]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode we’ll spend time talking about preparing to be an executor of an estate and then we’ll pivot to discussing long-term care insurance.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode we’ll spend time talking about preparing to be an executor of an estate and then we’ll pivot to discussing long-term care insurance.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3305</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3305</guid>
            <description><![CDATA[During this episode we’ll spend time talking about preparing to be an executor of an estate and then we’ll pivot to discussing long-term care insurance.]]></description>


            
            <pubDate>Sun, 06 Mar 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220305-3305-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Market volatility and the future of Medicare]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3311</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3311</guid>
            <description><![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]></description>


            
            <pubDate>Sun, 13 Mar 22 00:00:00 -0600</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220312-3311-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Charitable trusts and retirement wealth gaps]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3312</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3312</guid>
            <description><![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]></description>


            
            <pubDate>Sun, 20 Mar 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220319-3312-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How to increase your Social Security payments]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to examine how you may be able to increase your Social Security payment as well as what you should know about 401(k) early withdrawal penalties.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to examine how you may be able to increase your Social Security payment as well as what you should know about 401(k) early withdrawal penalties.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3313</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3313</guid>
            <description><![CDATA[During this episode, we’re going to examine how you may be able to increase your Social Security payment as well as what you should know about 401(k) early withdrawal penalties.]]></description>


            
            <pubDate>Sun, 10 Apr 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220410-3313-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[401(k) Mistakes & Inflation]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we talk about mistakes to avoid with your 401(k) as well as tips to deal with rising inflation.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we talk about mistakes to avoid with your 401(k) as well as tips to deal with rising inflation.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60009</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60009</guid>
            <description><![CDATA[In this episode we talk about mistakes to avoid with your 401(k) as well as tips to deal with rising inflation.]]></description>


            
            <pubDate>Sun, 17 Apr 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220417-60009-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Finding a Financial Professional]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Do you need a financial planner? In this episode we talk about the importance of working with a financial services professional and how to find the right one.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Do you need a financial planner? In this episode we talk about the importance of working with a financial services professional and how to find the right one.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60010</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60010</guid>
            <description><![CDATA[Do you need a financial planner? In this episode we talk about the importance of working with a financial services professional and how to find the right one.]]></description>


            
            <pubDate>Sun, 24 Apr 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220424-60010-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Determining Your Risk Tolerance and Asset Allocation]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[How much risk to you have in your portfolio and retirement accounts? We look at ways to manage risk and the importance of asset allocation.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[How much risk to you have in your portfolio and retirement accounts? We look at ways to manage risk and the importance of asset allocation.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60011</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60011</guid>
            <description><![CDATA[How much risk to you have in your portfolio and retirement accounts? We look at ways to manage risk and the importance of asset allocation.]]></description>


            
            <pubDate>Sun, 01 May 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220430-60011-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Creating a Retirement Income Plan]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[You have to have a financial plan in place for income in retirement. In this episode we look at tips and strategies to help you have a successful and lasting income in retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[You have to have a financial plan in place for income in retirement. In this episode we look at tips and strategies to help you have a successful and lasting income in retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60012</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60012</guid>
            <description><![CDATA[You have to have a financial plan in place for income in retirement. In this episode we look at tips and strategies to help you have a successful and lasting income in retirement.]]></description>


            
            <pubDate>Sun, 08 May 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220508-60012-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Leaving a Legacy]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Legacy planning is important because you don't want to leave your loved ones in a bad situation. In this episode we look at tips and strategies to get a solid legacy plan in place.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Legacy planning is important because you don't want to leave your loved ones in a bad situation. In this episode we look at tips and strategies to get a solid legacy plan in place.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60013</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60013</guid>
            <description><![CDATA[Legacy planning is important because you don't want to leave your loved ones in a bad situation. In this episode we look at tips and strategies to get a solid legacy plan in place.]]></description>


            
            <pubDate>Sun, 15 May 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220515-60013-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Dealing with Market Volatility]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this show we discuss what can be done to help deal with the current market volatility and what it means.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this show we discuss what can be done to help deal with the current market volatility and what it means.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60014</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60014</guid>
            <description><![CDATA[In this show we discuss what can be done to help deal with the current market volatility and what it means.]]></description>


            
            <pubDate>Sun, 22 May 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220522-60014-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How to Handle a Bear Market]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[The possibility of a coming bear market has been in the news a lot lately, so during today’s episode we’re going to discuss what a bear market is and what you can do to help prepare yourself — and your assets — for one.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The possibility of a coming bear market has been in the news a lot lately, so during today’s episode we’re going to discuss what a bear market is and what you can do to help prepare yourself — and your assets — for one.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3323</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3323</guid>
            <description><![CDATA[The possibility of a coming bear market has been in the news a lot lately, so during today’s episode we’re going to discuss what a bear market is and what you can do to help prepare yourself — and your assets — for one.]]></description>


            
            <pubDate>Sun, 24 Jul 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220724-3323-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The benefits of saving for retirement with a Roth IRA]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll first examine some of the ways that Roth IRAs may be a good fit for certain financial strategies before pivoting to discussing some of the prominent financial scams that are currently making the rounds.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll first examine some of the ways that Roth IRAs may be a good fit for certain financial strategies before pivoting to discussing some of the prominent financial scams that are currently making the rounds.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3318</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3318</guid>
            <description><![CDATA[During this episode, we’ll first examine some of the ways that Roth IRAs may be a good fit for certain financial strategies before pivoting to discussing some of the prominent financial scams that are currently making the rounds.]]></description>


            
            <pubDate>Sun, 31 Jul 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220731-3318-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Are annuities right for you]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3328</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3328</guid>
            <description><![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]></description>


            
            <pubDate>Sun, 07 Aug 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220807-3328-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Social Security Facts and Misconceptions]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[There are a lot of misconceptions about Social Security. We talk about what those are and how to possibly maximize your Social Security.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[There are a lot of misconceptions about Social Security. We talk about what those are and how to possibly maximize your Social Security.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60015</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60015</guid>
            <description><![CDATA[There are a lot of misconceptions about Social Security. We talk about what those are and how to possibly maximize your Social Security.]]></description>


            
            <pubDate>Sun, 14 Aug 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220814-60015-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Don’t overlook these critical planning steps]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3333</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3333</guid>
            <description><![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]></description>


            
            <pubDate>Sun, 28 Aug 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220828-3333-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Five types of insurance you should consider]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3331</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3331</guid>
            <description><![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]></description>


            
            <pubDate>Sun, 04 Sep 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220904-3331-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Don’t rush into early retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3327</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3327</guid>
            <description><![CDATA[During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.]]></description>


            
            <pubDate>Sun, 11 Sep 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220911-3327-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What the Inflation Reduction Act means for you]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3335</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3335</guid>
            <description><![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]></description>


            
            <pubDate>Sun, 25 Sep 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/220925-3335-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Don’t make these legacy plan mistakes]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3337</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3337</guid>
            <description><![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]></description>


            
            <pubDate>Sun, 09 Oct 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/221009-3337-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Do you need a 401(k) tune up?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3338</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3338</guid>
            <description><![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]></description>


            
            <pubDate>Sun, 16 Oct 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/221016-3338-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Understanding Social Security survivor benefits]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3340</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3340</guid>
            <description><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be.]]></description>


            
            <pubDate>Sun, 23 Oct 22 00:00:00 -0500</pubDate>
            <enclosure length="0" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/221023-3340-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What to know about 2023 Medicare costs]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023 as well as what people need to know about the open enrollment period.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023 as well as what people need to know about the open enrollment period.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3342</link>
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            <description><![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023 as well as what people need to know about the open enrollment period.]]></description>


            
            <pubDate>Sun, 30 Oct 22 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Year-End Financial Planning]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[January seems to come around much sooner than we expect it to. To reach your financial goals, you’ll want to start the year strong. We talk about what you need to have on your year-end financial check list.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[January seems to come around much sooner than we expect it to. To reach your financial goals, you’ll want to start the year strong. We talk about what you need to have on your year-end financial check list.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60016</link>
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            <description><![CDATA[January seems to come around much sooner than we expect it to. To reach your financial goals, you’ll want to start the year strong. We talk about what you need to have on your year-end financial check list.]]></description>


            
            <pubDate>Sun, 20 Nov 22 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Social Security Increases and Strategies in a Down Market]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we discuss changes in Social Security in the new year and also tips and strategies to deal with the market.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we discuss changes in Social Security in the new year and also tips and strategies to deal with the market.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60017</link>
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            <description><![CDATA[In this episode we discuss changes in Social Security in the new year and also tips and strategies to deal with the market.]]></description>


            
            <pubDate>Sun, 25 Dec 22 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What you need to know about long-term care]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to take a deep dive into long-term care insurance — what it is, how important it is, and what it may cost.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to take a deep dive into long-term care insurance — what it is, how important it is, and what it may cost.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3346</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3346</guid>
            <description><![CDATA[During this episode, we’re going to take a deep dive into long-term care insurance — what it is, how important it is, and what it may cost.]]></description>


            
            <pubDate>Sun, 08 Jan 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Jones Financial Talk and The Big O Money Show Las Vegas Extravaganza]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60018</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60018</guid>
            <description><![CDATA[Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.]]></description>


            
            <pubDate>Sun, 15 Jan 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Secure Act 2.0 - Big Changes for Your Finances]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[The new Secure Act 2.0 has many changes that can and will affect your financial plans. We go over them in this week's show.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[The new Secure Act 2.0 has many changes that can and will affect your financial plans. We go over them in this week's show.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60019</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60019</guid>
            <description><![CDATA[The new Secure Act 2.0 has many changes that can and will affect your financial plans. We go over them in this week's show.]]></description>


            
            <pubDate>Sun, 29 Jan 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Tips for 2023]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3352</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3352</guid>
            <description><![CDATA[During this episode, we’re going to discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]></description>


            
            <pubDate>Sun, 05 Feb 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How to save on retirement withdrawals]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3354</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3354</guid>
            <description><![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]></description>


            
            <pubDate>Sun, 12 Feb 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Is the FIRE strategy right for you?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3356</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3356</guid>
            <description><![CDATA[This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.]]></description>


            
            <pubDate>Sun, 19 Feb 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What you need to know about Medicare in 2023]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show we discuss some of the things you should know about Medicare and many of the changes happening this year.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show we discuss some of the things you should know about Medicare and many of the changes happening this year.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3357</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3357</guid>
            <description><![CDATA[During this show we discuss some of the things you should know about Medicare and many of the changes happening this year.]]></description>


            
            <pubDate>Sun, 05 Mar 23 00:00:00 -0600</pubDate>
            <enclosure length="40321184" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/230305-3357-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Tax Breaks for Those 50 and Older]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3358</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3358</guid>
            <description><![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.]]></description>


            
            <pubDate>Sun, 12 Mar 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Maintain Family Harmony with Enhanced Planning]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3359</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3359</guid>
            <description><![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.]]></description>


            
            <pubDate>Sun, 19 Mar 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Banking Crisis and Debt]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we talk about the financial landscape with banks, the market and what it all means for you. We also talk about the importance of controlling debt.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we talk about the financial landscape with banks, the market and what it all means for you. We also talk about the importance of controlling debt.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60020</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60020</guid>
            <description><![CDATA[In this episode we talk about the financial landscape with banks, the market and what it all means for you. We also talk about the importance of controlling debt.]]></description>


            
            <pubDate>Sun, 26 Mar 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Personality Traits and Emotional Investing]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[We all have a different risk tolerance when it comes to our money, especially our retirement savings and investments. In this episode we discuss emotional investing and how to avoid it.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[We all have a different risk tolerance when it comes to our money, especially our retirement savings and investments. In this episode we discuss emotional investing and how to avoid it.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60021</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60021</guid>
            <description><![CDATA[We all have a different risk tolerance when it comes to our money, especially our retirement savings and investments. In this episode we discuss emotional investing and how to avoid it.]]></description>


            
            <pubDate>Sun, 02 Apr 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Ways to Help Reduce Taxes on Social Security]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Did you know Social Security can be taxed? It can even push you into a higher tax bracket. In this episode we talk about some important strategies to potentially reduce taxes on your Social Security.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Did you know Social Security can be taxed? It can even push you into a higher tax bracket. In this episode we talk about some important strategies to potentially reduce taxes on your Social Security.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60022</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60022</guid>
            <description><![CDATA[Did you know Social Security can be taxed? It can even push you into a higher tax bracket. In this episode we talk about some important strategies to potentially reduce taxes on your Social Security.]]></description>


            
            <pubDate>Sun, 16 Apr 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Interest Bearing Account Options]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[What options do you have if you want to make money on your money and yet still have some downside protection? We talk about this and more in this episode.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[What options do you have if you want to make money on your money and yet still have some downside protection? We talk about this and more in this episode.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60023</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60023</guid>
            <description><![CDATA[What options do you have if you want to make money on your money and yet still have some downside protection? We talk about this and more in this episode.]]></description>


            
            <pubDate>Sun, 23 Apr 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[HELOC vs. A Personal Loan]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[With interest rates continuing to climb, you need to look at every aspect of taking out a loan. We discuss the ins and outs as well as strategies to help you decide what is right for your personal situation.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[With interest rates continuing to climb, you need to look at every aspect of taking out a loan. We discuss the ins and outs as well as strategies to help you decide what is right for your personal situation.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60024</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60024</guid>
            <description><![CDATA[With interest rates continuing to climb, you need to look at every aspect of taking out a loan. We discuss the ins and outs as well as strategies to help you decide what is right for your personal situation.]]></description>


            
            <pubDate>Sun, 30 Apr 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Social Security Strategies]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3364</link>
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            <description><![CDATA[During this show, we’ll look at recent news from the Social Security trustees’ report before shifting into a more general conversation about Social Security.]]></description>


            
            <pubDate>Sun, 07 May 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Debt Ceiling and Your Portfolio]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we break down the debt ceiling...what it is, what's happening, and how it affects you.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we break down the debt ceiling...what it is, what's happening, and how it affects you.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60025</link>
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            <description><![CDATA[In this episode we break down the debt ceiling...what it is, what's happening, and how it affects you.]]></description>


            
            <pubDate>Sun, 28 May 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Alternative Investments with Zach Jones]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this special episode Nick welcomes Zach Jones from the timber industry to talk about alternative investments.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this special episode Nick welcomes Zach Jones from the timber industry to talk about alternative investments.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60026</link>
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            <description><![CDATA[In this special episode Nick welcomes Zach Jones from the timber industry to talk about alternative investments.]]></description>


            
            <pubDate>Sun, 04 Jun 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Steps During Three Key Phases]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’re going to discuss retirement steps you may want to take when you’re at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’re going to discuss retirement steps you may want to take when you’re at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3371</link>
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            <description><![CDATA[During this show, we’re going to discuss retirement steps you may want to take when you’re at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.]]></description>


            
            <pubDate>Sun, 11 Jun 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Changing Landscape of Healthcare]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[This episode features an examination of the rising hospital at home movement as well as long-term care insurance.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[This episode features an examination of the rising hospital at home movement as well as long-term care insurance.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3368</link>
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            <description><![CDATA[This episode features an examination of the rising hospital at home movement as well as long-term care insurance.]]></description>


            
            <pubDate>Sun, 18 Jun 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Saving After 50]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3374</link>
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            <description><![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]></description>


            
            <pubDate>Sun, 25 Jun 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Future of Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[On this show, we’re going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[On this show, we’re going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3372</link>
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            <description><![CDATA[On this show, we’re going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.]]></description>


            
            <pubDate>Sun, 02 Jul 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[How Your Retirement Will Be Taxed]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3381</link>
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            <description><![CDATA[During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.]]></description>


            
            <pubDate>Sun, 20 Aug 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[The Long-Term Care Crises]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we look at the cost of long-term care, how likely it is you will need it, and how to be prepared.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we look at the cost of long-term care, how likely it is you will need it, and how to be prepared.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60027</link>
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            <description><![CDATA[In this episode we look at the cost of long-term care, how likely it is you will need it, and how to be prepared.]]></description>


            
            <pubDate>Sun, 27 Aug 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Annuities? Here’s what you should know]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3375</link>
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            <description><![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]></description>


            
            <pubDate>Sun, 03 Sep 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Strategies for Transferring Your Wealth to Your Kids]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3388</link>
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            <description><![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]></description>


            
            <pubDate>Sun, 15 Oct 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Year-End Financial Checklist]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we talk about what you need to do to get your finances in order before the end of the year.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we talk about what you need to do to get your finances in order before the end of the year.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60028</link>
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            <description><![CDATA[In this episode we talk about what you need to do to get your finances in order before the end of the year.]]></description>


            
            <pubDate>Sun, 22 Oct 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Leave No Social Security Stone Unturned]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3389</link>
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            <description><![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]></description>


            
            <pubDate>Sun, 05 Nov 23 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Don’t Let Your Retirement Become A Horror Story]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3393</link>
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            <description><![CDATA[During this show, we’re going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.]]></description>


            
            <pubDate>Sun, 12 Nov 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Charitable Giving]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we talk about the importance of charitable giving and the tax benefits of Qualified Charitable Distributions from an IRA.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we talk about the importance of charitable giving and the tax benefits of Qualified Charitable Distributions from an IRA.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60029</link>
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            <description><![CDATA[In this episode we talk about the importance of charitable giving and the tax benefits of Qualified Charitable Distributions from an IRA.]]></description>


            
            <pubDate>Sun, 03 Dec 23 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Your Four Retirement Chapters]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3399</link>
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            <description><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]></description>


            
            <pubDate>Sun, 07 Jan 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Sensible Strategies For Retirement Account Withdrawals]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3400</link>
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            <description><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></description>


            
            <pubDate>Sun, 14 Jan 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Live From Nashville]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we are live from Nashville, where Nick talks about the big financial conference and things that can help you with your financial growth and retirement savings.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we are live from Nashville, where Nick talks about the big financial conference and things that can help you with your financial growth and retirement savings.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60030</link>
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            <description><![CDATA[In this episode we are live from Nashville, where Nick talks about the big financial conference and things that can help you with your financial growth and retirement savings.]]></description>


            
            <pubDate>Sun, 28 Jan 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Generational Vault And Enhanced Planning: A Powerful Combo]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[We discuss the importance of estate and legacy planning for you and your family. It's important to have the right documents and know where they are in order to keep family harmony.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[We discuss the importance of estate and legacy planning for you and your family. It's important to have the right documents and know where they are in order to keep family harmony.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3403</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3403</guid>
            <description><![CDATA[We discuss the importance of estate and legacy planning for you and your family. It's important to have the right documents and know where they are in order to keep family harmony.]]></description>


            
            <pubDate>Sun, 04 Feb 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What The 2024 Election Means for Your Finances]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3406</link>
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            <description><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></description>


            
            <pubDate>Sun, 18 Feb 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Flexible Protection for a Healthy Retirement]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3407</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3407</guid>
            <description><![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]></description>


            
            <pubDate>Sun, 25 Feb 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[IRA Mistakes to Avoid Part 1]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[There are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[There are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60031</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60031</guid>
            <description><![CDATA[There are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.]]></description>


            
            <pubDate>Sun, 17 Mar 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[IRA Mistakes to Avoid Part 2]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In part two of our IRA mistakes series, we'll dive deeper into hidden pitfalls you might encounter. We'll cover mismanaging required minimum distributions, navigating rollovers without penalty, and keeping your beneficiaries informed. Don't miss out on these crucial IRA tips for a secure retirement!]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In part two of our IRA mistakes series, we'll dive deeper into hidden pitfalls you might encounter. We'll cover mismanaging required minimum distributions, navigating rollovers without penalty, and keeping your beneficiaries informed. Don't miss out on these crucial IRA tips for a secure retirement!]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60032</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60032</guid>
            <description><![CDATA[In part two of our IRA mistakes series, we'll dive deeper into hidden pitfalls you might encounter. We'll cover mismanaging required minimum distributions, navigating rollovers without penalty, and keeping your beneficiaries informed. Don't miss out on these crucial IRA tips for a secure retirement!]]></description>


            
            <pubDate>Sun, 24 Mar 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Preparing for RMDs]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3409</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3409</guid>
            <description><![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]></description>


            
            <pubDate>Sun, 07 Apr 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[What To Do If You’re Named An Executor]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3415</link>
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            <description><![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]></description>


            
            <pubDate>Sun, 28 Apr 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Tax Strategies for Gifting]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode, we explore how gifting can be a powerful tool to reduce your estate tax burden. We'll discuss the annual exclusion amount, spousal gifting strategies, and how charitable giving can benefit both you and your favorite causes.  Tune in and learn how to make gifting work for your financial future!]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode, we explore how gifting can be a powerful tool to reduce your estate tax burden. We'll discuss the annual exclusion amount, spousal gifting strategies, and how charitable giving can benefit both you and your favorite causes.  Tune in and learn how to make gifting work for your financial future!]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60033</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60033</guid>
            <description><![CDATA[In this episode, we explore how gifting can be a powerful tool to reduce your estate tax burden. We'll discuss the annual exclusion amount, spousal gifting strategies, and how charitable giving can benefit both you and your favorite causes.  Tune in and learn how to make gifting work for your financial future!]]></description>


            
            <pubDate>Sun, 12 May 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Retirement Expenses Are Waiting. Are You Ready?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3417</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3417</guid>
            <description><![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]></description>


            
            <pubDate>Sun, 02 Jun 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Social Security survivor benefits 101]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3422</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3422</guid>
            <description><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]></description>


            
            <pubDate>Sun, 09 Jun 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Building a Resilient 401(K) Strategy]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3423</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3423</guid>
            <description><![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]></description>


            
            <pubDate>Sun, 23 Jun 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Taxes may rise soon, here’s what to do…]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3425</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3425</guid>
            <description><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]></description>


            
            <pubDate>Sun, 18 Aug 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Preparing Your Finances for Fall]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[As the leaves change and the air cools, it's time to give your finances a seasonal refresh. In this episode, we'll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[As the leaves change and the air cools, it's time to give your finances a seasonal refresh. In this episode, we'll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3433</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3433</guid>
            <description><![CDATA[As the leaves change and the air cools, it's time to give your finances a seasonal refresh. In this episode, we'll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]></description>


            
            <pubDate>Sun, 08 Sep 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Rollover or Stay Put?]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3435</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3435</guid>
            <description><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]></description>


            
            <pubDate>Sun, 15 Sep 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[More Retirement Account Strategies]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode we discuss more strategies and options for 401(k)s and other retirement accounts to help make sure you're doing everything right.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode we discuss more strategies and options for 401(k)s and other retirement accounts to help make sure you're doing everything right.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60034</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60034</guid>
            <description><![CDATA[In this episode we discuss more strategies and options for 401(k)s and other retirement accounts to help make sure you're doing everything right.]]></description>


            
            <pubDate>Sun, 22 Sep 24 00:00:00 -0500</pubDate>
            <enclosure length="40321184" type="audio/mpeg" url="https://s3-us-west-2.amazonaws.com/financiallytunedradio/radio-shows/240922-60034-Jones.mp3"/>
        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Moving Up Your Retirement Date]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/3431</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/3431</guid>
            <description><![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]></description>


            
            <pubDate>Sun, 29 Sep 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Your Guide to Enhanced Planning]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode, we dive deep into the world of enhanced planning strategies. Discover how you can optimize your financial future through personalized advice and tailored solutions. From retirement planning to estate management, we'll explore the tools and techniques that can help you achieve your financial goals with confidence.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode, we dive deep into the world of enhanced planning strategies. Discover how you can optimize your financial future through personalized advice and tailored solutions. From retirement planning to estate management, we'll explore the tools and techniques that can help you achieve your financial goals with confidence.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60035</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60035</guid>
            <description><![CDATA[In this episode, we dive deep into the world of enhanced planning strategies. Discover how you can optimize your financial future through personalized advice and tailored solutions. From retirement planning to estate management, we'll explore the tools and techniques that can help you achieve your financial goals with confidence.]]></description>


            
            <pubDate>Sun, 13 Oct 24 00:00:00 -0500</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Interest Rates and Investments with Tyler Ellegard]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[In this episode, we dive deep into the complex relationship between interest rates and investments. Tyler Ellegard, a seasoned portfolio manager at Gradient Investments, shares his insights on how rising interest rates impact various asset classes, from stocks to bonds and more. We also explore strategies to navigate this dynamic environment and protect your portfolio.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[In this episode, we dive deep into the complex relationship between interest rates and investments. Tyler Ellegard, a seasoned portfolio manager at Gradient Investments, shares his insights on how rising interest rates impact various asset classes, from stocks to bonds and more. We also explore strategies to navigate this dynamic environment and protect your portfolio.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60036</link>
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            <description><![CDATA[In this episode, we dive deep into the complex relationship between interest rates and investments. Tyler Ellegard, a seasoned portfolio manager at Gradient Investments, shares his insights on how rising interest rates impact various asset classes, from stocks to bonds and more. We also explore strategies to navigate this dynamic environment and protect your portfolio.]]></description>


            
            <pubDate>Sun, 10 Nov 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
        <item>
            <title><![CDATA[Markets and Bonds with Tyler Ellegard]]></title>
            <itunes:author><![CDATA[Nick Jones]]></itunes:author>
            <itunes:subtitle><![CDATA[Tyler Ellegard, portfolio manager at Gradient Investments, joins us to discuss the current state of the bond market. We'll delve into the impact of rising interest rates on fixed-income investments and explore strategies for navigating this dynamic environment. Tyler will also share his insights on the outlook for the broader economy and its implications for investors.]]></itunes:subtitle>
            <itunes:summary>
                <![CDATA[Tyler Ellegard, portfolio manager at Gradient Investments, joins us to discuss the current state of the bond market. We'll delve into the impact of rising interest rates on fixed-income investments and explore strategies for navigating this dynamic environment. Tyler will also share his insights on the outlook for the broader economy and its implications for investors.]]>
            </itunes:summary>
            <link>https://radio.financiallytuned.com/herstle-jones/60037</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/herstle-jones/60037</guid>
            <description><![CDATA[Tyler Ellegard, portfolio manager at Gradient Investments, joins us to discuss the current state of the bond market. We'll delve into the impact of rising interest rates on fixed-income investments and explore strategies for navigating this dynamic environment. Tyler will also share his insights on the outlook for the broader economy and its implications for investors.]]></description>


            
            <pubDate>Sun, 17 Nov 24 00:00:00 -0600</pubDate>
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        <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">radio@gradientps.com (Nick Jones)</dc:creator><itunes:explicit>no</itunes:explicit><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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