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	<description>Helping people accomplish far more than they ever thought possible with their personal finances.</description>
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	<itunes:explicit>no</itunes:explicit><itunes:subtitle>Helping people accomplish far more than they ever thought possible with their personal finances.</itunes:subtitle><itunes:owner><itunes:email>joe@iwasbrokenowimnot.com</itunes:email></itunes:owner><item>
		<title>Working Together To Win With Money</title>
		<link>https://www.josephsangl.com/working-together-to-win-with-money/</link>
					<comments>https://www.josephsangl.com/working-together-to-win-with-money/#respond</comments>
		
		
		<pubDate>Fri, 21 Aug 2020 12:00:05 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Hope]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Success stories]]></category>
		<category><![CDATA[Tools]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=9464</guid>

					<description><![CDATA[When my wife, Jenn, and I began our budgeting journey, we discovered a magical ingredient for achieving financial success: working together. I want to share the benefits we&#8217;ve enjoyed since we started &#8220;working together to win with money.&#8221; Benefit #1 – We BOTH know our financial situation. Before Jenn and I started working together on&#8230;]]></description>
		
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			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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		<title>Teach Your Kids About Money</title>
		<link>https://www.josephsangl.com/teach-your-kids-about-money/</link>
					<comments>https://www.josephsangl.com/teach-your-kids-about-money/#respond</comments>
		
		
		<pubDate>Wed, 19 Aug 2020 12:00:11 +0000</pubDate>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Kids & Money]]></category>
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					<description><![CDATA[It is so critically important for kids to have a sound platform of financial knowledge. Their knowledge of money (or lack of) will impact their spouse, their own children, their mental health, and their entire future. It can also affect you! Many parents are still being asked by their adult children for financial support because&#8230;]]></description>
		
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			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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		<title>Setting Financial Goals</title>
		<link>https://www.josephsangl.com/setting-financial-goals/</link>
					<comments>https://www.josephsangl.com/setting-financial-goals/#respond</comments>
		
		
		<pubDate>Wed, 12 Aug 2020 16:00:52 +0000</pubDate>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goal Setting]]></category>
		<category><![CDATA[Tools]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=9433</guid>

					<description><![CDATA[I am passionate about helping others accomplish far more than they ever thought possible with their personal finances.  I know that the number one way that folks will win with their personal finances is to have a well-written plan and clearly defined goals. Setting financial goals will help you stick to your budget, and ultimately&#8230;]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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		<title>Are You Stuck Financially?</title>
		<link>https://www.josephsangl.com/are-you-stuck-financially/</link>
					<comments>https://www.josephsangl.com/are-you-stuck-financially/#respond</comments>
		
		
		<pubDate>Fri, 07 Aug 2020 16:00:08 +0000</pubDate>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Hope]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=9446</guid>

					<description><![CDATA[Have you ever been stuck financially?  I mean STUCK.  Do you feel so stuck that you can&#8217;t even gain any traction to get control of your finances? Perhaps you have no income because you have lost your job.  Maybe you are in college and accumulating debt to pay for it.  Perhaps your spouse spends money&#8230;]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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		<title>5 Questions to Ask Before Spending Money</title>
		<link>https://www.josephsangl.com/before-you-spend/</link>
					<comments>https://www.josephsangl.com/before-you-spend/#respond</comments>
		
		
		<pubDate>Thu, 06 Aug 2020 16:00:06 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goal Setting]]></category>
		<category><![CDATA[Saving]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=9435</guid>

					<description><![CDATA[Do you ever get caught in the cycle of  &#8220;see it, want it, and buy it?&#8221; Before you spend you don&#8217;t stop to think through your purchase.  Now you not only have a new gadget that&#8217;s all yours, but you also have a high monthly payment to go with. It is my hope that this&#8230;]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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		<title>Back to School?</title>
		<link>https://www.josephsangl.com/school_supplies/</link>
					<comments>https://www.josephsangl.com/school_supplies/#comments</comments>
		
		
		<pubDate>Thu, 30 Jul 2020 16:00:18 +0000</pubDate>
				<category><![CDATA[Kids & Money]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Saving]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=9369</guid>

					<description><![CDATA[School supplies? What does school even look like this year? If you&#8217;re a parent, you are probably wondering what back-to-school will look like this year. &#160; Maybe you are waiting for your school district to announce their plans for the year, or possibly the year’s start has already been delayed. Parents are trying to decide&#8230;]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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		<title>Get Your Finances Organized!</title>
		<link>https://www.josephsangl.com/finances-organized/</link>
					<comments>https://www.josephsangl.com/finances-organized/#respond</comments>
		
		
		<pubDate>Fri, 24 Jul 2020 16:00:13 +0000</pubDate>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Tools]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=9309</guid>

					<description><![CDATA[It is extremely important to have your finances organized.   In fact, I believe that lack of organization is one of the top reasons that people do not reach the peak of their financial potential.   I am excited about this post, especially because we have a FREE tool to help! Some of you may&#8230;]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
		<item>
		<title>5 Ways to Save Money Without Selling Anything</title>
		<link>https://www.josephsangl.com/ways-to-save-money-2/</link>
					<comments>https://www.josephsangl.com/ways-to-save-money-2/#respond</comments>
		
		
		<pubDate>Wed, 22 Jul 2020 16:42:20 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Saving]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=8411</guid>

					<description><![CDATA[When the economy takes a down turn, one of the best ways to &#8220;weather the storm&#8221; is to save money!  In this post I will share the top five ways that we see people saving lots of money. I believe that if you apply these five items, you will save over $1,000 a year.  Don&#8217;t&#8230;]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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		<title>You Can Be Debt-Free</title>
		<link>https://www.josephsangl.com/debt-free/</link>
					<comments>https://www.josephsangl.com/debt-free/#respond</comments>
		
		
		<pubDate>Fri, 17 Jul 2020 16:00:36 +0000</pubDate>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goal Setting]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Tools]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=8420</guid>

					<description><![CDATA[I have found that a vast majority of those who sign up to attend the Financial Learning Experience are living paycheck-to-paycheck AND carrying debt.  In fact, statistics from surveys I have conducted show that 72% of those attending my classes are living paycheck-to-paycheck.  Of those 72% living paycheck-to-paycheck, 24% are BEHIND on payments. Only 3%&#8230;]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
		<item>
		<title>What Should I Do With My Tax Refund?</title>
		<link>https://www.josephsangl.com/tax-refund/</link>
					<comments>https://www.josephsangl.com/tax-refund/#respond</comments>
		
		
		<pubDate>Wed, 15 Jul 2020 21:00:27 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goal Setting]]></category>
		<category><![CDATA[Taxes]]></category>
		<guid isPermaLink="false">https://www.josephsangl.com/?p=9242</guid>

					<description><![CDATA[What are you going to do with your tax refund? While tax season may seem like a distance memory to some, others may been filing today.  2020 has brought about a lot of changes, one of which was an extension for tax filing from April 15th to July 15th. If you’re getting a refund what&#8230;]]></description>
		
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			<dc:creator>joe@iwasbrokenowimnot.com (jsangl)</dc:creator></item>
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