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	<title>Judy Miller 4 Homes Blog</title>
	
	<link>http://www.judymiller4homes.com</link>
	<description>Your inside track to the Jackson County Oregon Home Market</description>
	<lastBuildDate>Fri, 03 Feb 2012 03:34:00 +0000</lastBuildDate>
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		<title>You are Invited</title>
		<link>http://www.judymiller4homes.com/2012/02/you-are-invited/</link>
		<comments>http://www.judymiller4homes.com/2012/02/you-are-invited/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 22:01:12 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[aauw branch]]></category>
		<category><![CDATA[community]]></category>
		<category><![CDATA[geriatric care management]]></category>
		<category><![CDATA[judy miller]]></category>
		<category><![CDATA[masonic center]]></category>
		<category><![CDATA[panel moderator]]></category>
		<category><![CDATA[reverse mortgages]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=240</guid>
		<description><![CDATA[The AAUW Branch of Ashland is hosting a Community Forum where I will be one of their speakers. So Invite you to attend: Making Life Work for Seniors Saturday, February 11, 2012 9:30-10:00 Coffee and Conversation, 10:00-12:00 Forum Masonic Center, &#8230; <a href="http://www.judymiller4homes.com/2012/02/you-are-invited/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<item>
		<title>The Stress of Buying a New Home</title>
		<link>http://www.judymiller4homes.com/2012/02/the-stress-of-buying-a-new-home/</link>
		<comments>http://www.judymiller4homes.com/2012/02/the-stress-of-buying-a-new-home/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 12:00:35 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[home buying process]]></category>
		<category><![CDATA[improving your credit]]></category>
		<category><![CDATA[industry jargon]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[stressful experiences]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=243</guid>
		<description><![CDATA[Buying a home can be one of the more stressful experiences in life. It is often a long and sometimes intimidating process, lasting up to six months on average. The Real Estate market is huge and changes often with swings &#8230; <a href="http://www.judymiller4homes.com/2012/02/the-stress-of-buying-a-new-home/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		</item>
		<item>
		<title>The Worm is Turning — the Press Says So!</title>
		<link>http://www.judymiller4homes.com/2012/01/the-worm-is-turning-the-press-says-so/</link>
		<comments>http://www.judymiller4homes.com/2012/01/the-worm-is-turning-the-press-says-so/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 22:55:26 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=236</guid>
		<description><![CDATA[The Jackson County real estate market has been &#8220;hot&#8221; for some time.  Inventory  is so low that we are in a Sellers&#8217; Market; interest rates are the lowest ever.  A buyer with good credit can get a 30-year fixed for &#8230; <a href="http://www.judymiller4homes.com/2012/01/the-worm-is-turning-the-press-says-so/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Housing Goes “Green”</title>
		<link>http://www.judymiller4homes.com/2012/01/housing-goes-green/</link>
		<comments>http://www.judymiller4homes.com/2012/01/housing-goes-green/#comments</comments>
		<pubDate>Mon, 02 Jan 2012 19:16:38 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=232</guid>
		<description><![CDATA[Wherever you turn these days, it seems that someone is talking about &#8220;Green&#8221;, or &#8220;Leadership in Energy and Environmental Design (LEED&#8221;) certified buildings, and &#8220;Zero Energy Homes.&#8221; Each of these share a commitment to reduced energy consumption and the &#8220;re-use, &#8230; <a href="http://www.judymiller4homes.com/2012/01/housing-goes-green/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Good News for Medford Homeowners</title>
		<link>http://www.judymiller4homes.com/2011/12/good-news-for-medford-homeowners/</link>
		<comments>http://www.judymiller4homes.com/2011/12/good-news-for-medford-homeowners/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 03:11:41 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[business insider]]></category>
		<category><![CDATA[buyers and sellers]]></category>
		<category><![CDATA[low interest rates]]></category>
		<category><![CDATA[market segments]]></category>
		<category><![CDATA[market trends]]></category>
		<category><![CDATA[metropolitan areas]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[multiple listing service]]></category>
		<category><![CDATA[next five years]]></category>
		<category><![CDATA[prospective buyers]]></category>
		<category><![CDATA[selling a home]]></category>
		<category><![CDATA[southern oregon]]></category>
		<category><![CDATA[strong market]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=229</guid>
		<description><![CDATA[In The 15 Best Housing Markets For The Next Five Years, published recently by The Business Insider, Medford was named #2 out of fifteen metropolitan areas expected to see significant appreciation in home prices.  Annualized growth from 2011-2016 is projected to be 11.6% based &#8230; <a href="http://www.judymiller4homes.com/2011/12/good-news-for-medford-homeowners/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<item>
		<title>Should You Purchase or Rent?</title>
		<link>http://www.judymiller4homes.com/2011/12/should-you-purchase-or-rent/</link>
		<comments>http://www.judymiller4homes.com/2011/12/should-you-purchase-or-rent/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 17:18:07 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[decor]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[freedom]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[improve]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[living arrangement]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[pre purchase inspections]]></category>
		<category><![CDATA[property appreciation]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[remodel]]></category>
		<category><![CDATA[tenants]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=226</guid>
		<description><![CDATA[There are many factors to be considered when deciding to move to a new location with the first critical decision being whether to purchase some property or rent. Depending upon your circumstances, it may either be a clear-cut decision or &#8230; <a href="http://www.judymiller4homes.com/2011/12/should-you-purchase-or-rent/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Help Annie Win</title>
		<link>http://www.judymiller4homes.com/2011/09/help-annie-win/</link>
		<comments>http://www.judymiller4homes.com/2011/09/help-annie-win/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 00:55:12 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=220</guid>
		<description><![CDATA[Here is the email request I received from a good friend today.  I was amazed at her granddaughter&#8217;s wonderful voice, and so I&#8217;m asking you go to Google, Southern Oregons Got Talent, and vote for Annie Craven.  My friend writes: &#8220;I &#8230; <a href="http://www.judymiller4homes.com/2011/09/help-annie-win/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Will Upgrades to my Home Increase its Value?</title>
		<link>http://www.judymiller4homes.com/2011/09/will-upgrades-to-my-home-increase-its-value-2/</link>
		<comments>http://www.judymiller4homes.com/2011/09/will-upgrades-to-my-home-increase-its-value-2/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 17:19:26 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[improve]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[joy]]></category>
		<category><![CDATA[kitchen remodel]]></category>
		<category><![CDATA[kitchens]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[sellers]]></category>
		<category><![CDATA[upgrade]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=218</guid>
		<description><![CDATA[Not always.  And some housing upgrades may not be worth the expense.  When contemplating a major investment in your home, it is always wise to consult your Realtor® who will know what excites buyers and what doesn’t. Don’t over-improve your &#8230; <a href="http://www.judymiller4homes.com/2011/09/will-upgrades-to-my-home-increase-its-value-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selling Your Home</title>
		<link>http://www.judymiller4homes.com/2011/09/selling-your-home/</link>
		<comments>http://www.judymiller4homes.com/2011/09/selling-your-home/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 15:40:19 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[curb appeal]]></category>
		<category><![CDATA[fresh coat of paint]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[lights]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[plant shrubs]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[walkways]]></category>
		<category><![CDATA[windows]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=213</guid>
		<description><![CDATA[Detach yourself emotionally Buying real estate is an emotional decision, but the opposite needs to be true for selling real estate. Emotions can get in the way of selling your property. The more attached you are, the harder it will be &#8230; <a href="http://www.judymiller4homes.com/2011/09/selling-your-home/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will Upgrades to my Home Increase its Value?</title>
		<link>http://www.judymiller4homes.com/2011/08/will-upgrades-to-my-home-increase-its-value/</link>
		<comments>http://www.judymiller4homes.com/2011/08/will-upgrades-to-my-home-increase-its-value/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 14:42:14 +0000</pubDate>
		<dc:creator>Judy Miller</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[decor]]></category>
		<category><![CDATA[home improvements]]></category>
		<category><![CDATA[home remodeling]]></category>
		<category><![CDATA[home value]]></category>
		<category><![CDATA[improve]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[kitchen remodel]]></category>
		<category><![CDATA[remodel]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[upgrade]]></category>

		<guid isPermaLink="false">http://www.judymiller4homes.com/?p=208</guid>
		<description><![CDATA[Not always. And some housing upgrades may not be worth the expense. When contemplating a major investment in your home, it is always wise to consult your Realtor® who will know what excites buyers and what doesn’t. Don’t over-improve your &#8230; <a href="http://www.judymiller4homes.com/2011/08/will-upgrades-to-my-home-increase-its-value/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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