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	<title>Kapnick Insurance Group</title>
	
	<link>http://www.kapnick.com</link>
	<description>Michigan Business Insurance | Southfield &amp; Ann Arbor</description>
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		<title>United Way of Washtenaw County – Annual National Day of Action</title>
		<link>http://www.kapnick.com/united-way-of-washtenaw-county-for-our-annual-national-day-of-action/</link>
		<comments>http://www.kapnick.com/united-way-of-washtenaw-county-for-our-annual-national-day-of-action/#comments</comments>
		<pubDate>Wed, 19 Jun 2013 16:36:27 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Kapnick Local Charity]]></category>
		<category><![CDATA[Ann Arbor]]></category>
		<category><![CDATA[Ann Arbor business]]></category>
		<category><![CDATA[United Way]]></category>
		<category><![CDATA[Washtenaw County local charities]]></category>

		<guid isPermaLink="false">http://www.kapnick.com/?p=6518</guid>
		<description><![CDATA[“Join the United Way of Washtenaw County for our annual National Day of Action on Friday June 21st, 2013! Are you an agency in need of a fresh paint job, summer landscaping, or have other projects that seem to be piling up? Or are you an individual or organization passionate about helping your community? We [...]<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Funited-way-of-washtenaw-county-for-our-annual-national-day-of-action%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></description>
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<p>“Join the United Way of Washtenaw County for our annual National Day of Action on Friday June 21st, 2013! Are you an agency in need of a fresh paint job, summer landscaping, or have other projects that seem to be piling up? Or are you an individual or organization passionate about helping your community? We are setting our sights on recruiting hundreds of new and returning volunteers that are excited about helping to make our community a better place.”</p>
<p>United Way of Washtenaw County Website</p>
<p>http://www.uwwashtenaw.org</p>
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		<title>Michigan No-Fault Insurance Reform Update</title>
		<link>http://www.kapnick.com/michigan-no-fault-insurance-reform-update/</link>
		<comments>http://www.kapnick.com/michigan-no-fault-insurance-reform-update/#comments</comments>
		<pubDate>Mon, 17 Jun 2013 15:55:33 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Personal Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[icomparrot]]></category>
		<category><![CDATA[Kapnick]]></category>
		<category><![CDATA[no-fault insurance michigan]]></category>
		<category><![CDATA[personal insurance]]></category>
		<category><![CDATA[reform]]></category>

		<guid isPermaLink="false">http://www.kapnick.com/?p=6502</guid>
		<description><![CDATA[Polly&#8217;s Nest Newsletter &#8211; June 2013 &#160; &#160; Welcome to the News from the Nest Tips, Articles, Videos, Advice About Personal Insurance &#38; FREE Quotes &#160; &#160; News from the Nest is an eLetter designed to bring awareness to Personal Insurance issues and topics. We would appreciate it if you would share this eLetter with [...]<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-no-fault-insurance-reform-update%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></description>
				<content:encoded><![CDATA[<p><meta http-equiv="Content-Type" content="text/html;charset=ISO-8859-1" />Polly&#8217;s Nest Newsletter &#8211; June 2013<script type="mce-text/javascript">// <![CDATA[
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<div style="margin-left: 90px;" align="justify"><a class="imgCaptionAnchor" href="http://www.icomparrot.com" target="_blank" rel="nofollow" shape="rect"><img style="display: block;" alt="" src="http://ih.constantcontact.com/fs129/1102102920083/img/556.jpg?a=1113699308031" width="428" height="142" name="ACCOUNT.IMAGE.556" border="0" /></a></div>
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<p>&nbsp;</p>
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<p>&nbsp;</p>
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<div style="font-family: Arial,Helvetica,sans-serif; color: #ffffff;"><span>Welcome to the News from the Nest</span></div>
<div style="color: #ffffac;"><span style="font-size: 12pt;">Tips, Articles, Videos, Advice About Personal Insurance &amp;</span> <span style="font-size: 12pt;">FREE Quotes</span></div>
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<p>&nbsp;</p>
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<p>&nbsp;</p>
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<div style="color: #9da24f; font-family: Arial,Helvetica,sans-serif; font-size: 10pt;"><a class="imgCaptionAnchor" href="http://icomparrot.com/" target="_blank" rel="nofollow" shape="rect"><img alt="" src="http://ih.constantcontact.com/fs129/1102102920083/img/551.jpg?a=1113699308031" width="170" height="150" name="ACCOUNT.IMAGE.551" align="left" border="0" hspace="20" vspace="20" /></a></div>
<div style="color: #000000;"><span style="color: #228cd8; font-size: 12pt;"><strong>News from the Nest</strong></span> is an eLetter designed to bring awareness to Personal Insurance issues and topics. We would appreciate it if you would share this eLetter with all of your employees.</div>
<div style="color: #000000;">
<p style="margin-top: 0px; margin-bottom: 0px;">We developed<strong> iComparrot</strong>,<em> a product of Kapnick Insurance Group</em>, as a way for individuals to go online 24/7, enter their information and get an insurance quote.<strong> iComparrot</strong></p>
<div style="margin-left: 210px;">is the easy way of doing things on your own time, but still having an insurance agent to review &amp; make sure you have the proper coverage. Oh, and Polly C is our spokesperson (the parrot).<br />
We hope you enjoy!</div>
<p style="margin-top: 0px; margin-bottom: 0px; font-size: 11pt; text-align: left;" align="left">         <a style="color: #6ea24f; font-weight: bold; text-decoration: none;" href="http://www.icomparrot.com/" target="_blank" rel="nofollow" shape="rect">Click | Quote | Save</a></p>
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<div style="color: #ee5624; font-family: Arial,Helvetica,sans-serif; font-size: 12pt;">
<div><b><span style="color: #228cd8; font-size: 16pt;"><em>Articles of Interest</em></span><br />
</b></div>
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<div>
<div style="color: #000000; font-size: 12pt;"><strong>Michigan No-Fault Reform Update<br />
</strong></div>
<div style="color: #000000;">
<p>As Michigan&#8217;s legislature continues to debate and possibly change no-fault insurance, we encourage you to be informed and read the information presented by the Insurance Institute of Michigan.</p>
<div style="color: #ff0000;">
<p><a style="color: #6ea24f; font-weight: bold; text-decoration: underline;" href="http://www.iiminfo.org/CONSUMERS/UnderstandingPIP/tabid/5002/Default.aspx" target="_blank" rel="nofollow" shape="rect">READ More</a></p>
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<div>
<div><span style="color: #000000; font-size: 12pt;"><strong>RV Driving, Safety, &amp; Helpful Tips</strong></span><br />
Summer is upon us and if you are thinking of camping locally or far from home, take the time to review these tips and helpful websites.<br />
<a style="color: #87a53b; font-weight: bold; text-decoration: underline;" href="http://icomparrot.com/blog/43-tips-for-safe-driving-in-your-rv" target="_blank" rel="nofollow" shape="rect">READ More</a></div>
<p>&nbsp;</p>
<div style="color: #3366ff; font-size: 12pt;"><span style="color: #000000; font-size: 12pt;"><strong>How to Prepare for a Tornado</strong></span></div>
<p>With the recent tornadoes in Oklahoma, we have been asked how to prepare for a storm in our area.  Read about how to put together a survival kit, draft a family emergency plan, and a way to download even more help should a storm occur in your area.<br />
<a style="color: #6ea24f; font-weight: bold; text-decoration: underline;" href="http://icomparrot.com/blog/44-storm-season-is-here-are-you-prepared" target="_blank" rel="nofollow" shape="rect">READ More</a></p>
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		<title>What is Dinner Table Service?</title>
		<link>http://www.kapnick.com/what-is-dinner-table-service/</link>
		<comments>http://www.kapnick.com/what-is-dinner-table-service/#comments</comments>
		<pubDate>Fri, 14 Jun 2013 15:20:05 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
				<category><![CDATA[Business Insurance - Your Weekly Cup of Joe]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[business insurance]]></category>
		<category><![CDATA[commercial insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[insurance service]]></category>
		<category><![CDATA[Michigan Business Insurance]]></category>
		<category><![CDATA[Michigan Insurance]]></category>
		<category><![CDATA[personal insurance]]></category>

		<guid isPermaLink="false">http://www.kapnick.com/?p=6490</guid>
		<description><![CDATA[We will get to that at the end of this short blog. For this entry rather than elaborating about flood coverage, or replacement cost vs. actual cash value, I want to briefly talk about one of Kapnick’s 4 core values…. Stewardship, or “service”. Exceptional service is not just a core value, but it is a [...]<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Fwhat-is-dinner-table-service%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.kapnick.com/wp-content/uploads/2013/06/Fall-Family-2-e1371222891827.jpg"><img class="alignright size-full wp-image-6491" alt="Fall Family 2" src="http://www.kapnick.com/wp-content/uploads/2013/06/Fall-Family-2-e1371222891827.jpg" width="200" height="133" /></a>We will get to that at the end of this short blog.</p>
<p>For this entry rather than elaborating about flood coverage, or replacement cost vs. actual cash value, I want to briefly talk about one of Kapnick’s 4 core values…. Stewardship, or “service”. Exceptional service is not just a core value, but it is a daily goal. You do what you say, when you say it, no exceptions. Each team member should take personal responsibility for solving problems. For the record, this is easier when your team is built on a 4-1 (colleague count) service platform.</p>
<p>Think about business partners, internal colleagues, or even goods or services you buy personally. Why do you go back? Why do you go out of your way to buy from a certain person or business? I submit, it is because you get what you need, when you need it. You TRUST through <em>experience</em> that you are going to have a good <em>experience</em>. When this occurs, you do not focus on nickels and dimes, you focus on the convenience and getting the type of service you will tell others about. Normally we are telling business associates or close friends about these incidents so they can benefit from it. This is also called word of mouth, which is one of the best ways to build your business.</p>
<p>But when a service is so exceptional, so fabulous, you go out of your way to tell your closest and dearest network……… your family at the Dinner Table, that would be an example of Dinner Table Service!</p>
<p>Has your Insurance Partner provided Dinner Table Service?</p>
<p>Joe Buick, CIC, CRM<br />
Vice President</p>
<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Fwhat-is-dinner-table-service%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></content:encoded>
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		<title>A Case Study in Social Media Demographics</title>
		<link>http://www.kapnick.com/a-case-study-in-social-media-demographics/</link>
		<comments>http://www.kapnick.com/a-case-study-in-social-media-demographics/#comments</comments>
		<pubDate>Fri, 14 Jun 2013 14:13:54 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
				<category><![CDATA[Communications]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[communication]]></category>
		<category><![CDATA[demographics]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[linkedIn]]></category>
		<category><![CDATA[social media]]></category>

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		<title>Workplace Wellness – Yoga in the Workplace</title>
		<link>http://www.kapnick.com/yoga-in-the-workplace/</link>
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		<pubDate>Wed, 12 Jun 2013 17:01:31 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
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		<guid isPermaLink="false">http://www.kapnick.com/?p=6472</guid>
		<description><![CDATA[At first thought, &#8220;work&#8221; and &#8220;workouts&#8221; may seem like entirely separate spheres of life. However, thanks to employers who recognize the importance of wellness and physical fitness in their staff members, it&#8217;s not uncommon to find office buildings with fitness centers and employee fitness classes. Features:  You can participate in workplace yoga through formal classes, [...]<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Fyoga-in-the-workplace%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></description>
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<p>At first thought, &#8220;work&#8221; and &#8220;workouts&#8221; may seem like entirely separate spheres of life. However, thanks to employers who recognize the importance of wellness and physical fitness in their staff members, it&#8217;s not uncommon to find office buildings with fitness centers and employee fitness classes.</p>
<p><b>Features:  </b>You can participate in workplace yoga through formal classes, informal sessions or just by doing exercises at your desk every day. Dozens of yoga studios across the nation contract with companies and corporations to offer regular classes at lunchtime or before and after normal work hours. In such a class, an instructor will come to your company and lead instruction for a period that typically ranges from 30 minutes to an hour. If your workplace has a yoga instructor on staff or an employee with sufficient yoga experience, that person may wish to lead informal classes on site with the company&#8217;s blessing.<b></b></p>
<p><b>Benefits:  </b>Most forms of yoga offer a very mild, low-impact workout, but the gentle movements may bring about significant health benefits. According to the Mayo Clinic, yoga reduces stress, improves focus and concentration, boosts your fitness level and can help you manage chronic health conditions such as cancer, insomnia, high blood pressure or depression. Some research adds that regular workplace yoga sessions may reduce employees&#8217; sick days and absences and boost their productivity. Finally, yoga classes sometimes have additional perks for employees in the form of better health benefits or wellness program rewards.<b></b></p>
<p><b>Exercises:  </b>Regardless of whether your employer offers formal yoga classes, you can participate in simple yoga movements and exercises at your desk during short breaks throughout the work day. One of the most basic is deep abdominal breathing, which HealthandYoga.com recommends for relaxation and stress relief. To do it, sit up straight and lay your hands on your stomach. Inhale deeply through your nose and expand your abdomen, pushing it out as you draw in more air. As you exhale through your mouth, pull in your belly button and feel your abdomen contract. Other common and simple yoga exercises to do at work include neck stretches, spinal twists and the Child&#8217;s Pose.<b></b></p>
<p><b>Considerations:  </b>Yoga can be beneficial for stress relief and improved flexibility, but it may not work for weight loss. The Mayo Clinic states that yoga does not burn as many calories as most aerobic exercises, so it may not be effective in a weight loss plan. If you&#8217;re participating in workplace yoga in an effort to drop pounds, you will want to add regular aerobics (walking, running, biking, etc.) and reduce your daily calorie totals to increase your chances of success.</p>
<p>If you offer worksite fitness classes, you will also want to consider having employees sign a Waiver of Liability if they choose to participate in the classes.  This can protect the organization from injury claims and workers compensation claims.</p>
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		<title>Don’t take our word for it – look at what our clients say</title>
		<link>http://www.kapnick.com/dont-take-our-word-for-it-look-at-what-our-clients-say/</link>
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		<pubDate>Fri, 07 Jun 2013 20:06:01 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
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		<guid isPermaLink="false">http://www.kapnick.com/?p=6459</guid>
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		<title>Google – How to Avoid a Fight with PENGUIN 2.0</title>
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		<pubDate>Thu, 06 Jun 2013 13:21:13 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
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		<title>Video: Re-think Your Drink</title>
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		<pubDate>Tue, 04 Jun 2013 10:00:31 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
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		<description><![CDATA[Health Coach Maria Hicks takes a look at some familiar beverages, and provides some &#8220;healthier&#8221; alternatives<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Fvideo-re-think-your-drink%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></description>
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Health Coach Maria Hicks takes a look at some familiar beverages, and provides some &#8220;healthier&#8221; alternatives</p>
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		<title>MAY 17 – KEEPING YOU IN THE KNOW – HEALTH CARE REFORM</title>
		<link>http://www.kapnick.com/may-17-keeping-you-in-the-know-health-care-reform/</link>
		<comments>http://www.kapnick.com/may-17-keeping-you-in-the-know-health-care-reform/#comments</comments>
		<pubDate>Mon, 03 Jun 2013 19:36:02 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
				<category><![CDATA[Health Care Reform]]></category>

		<guid isPermaLink="false">http://www.kapnick.com/?p=6436</guid>
		<description><![CDATA[Hot Health Care Reform Topics   DOL Releases Model Notice of Exchange The Department of Labor (DOL) has released guidance and model notice language for employers to use to meet the Affordable Care Act (ACA) employee exchange notice requirement. The Affordable Care Act (ACA) requires that employers must provide each employee with a written notice containing [...]<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Fmay-17-keeping-you-in-the-know-health-care-reform%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></description>
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<h4><span style="color: #3574e3;">DOL Releases Model Notice of Exchange</span></h4>
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<p style="margin-bottom: 1em;">The Department of Labor (DOL) has released guidance and model notice language for employers to use to meet the Affordable<br />
Care Act (ACA) employee exchange notice requirement. The Affordable Care Act (ACA) requires that employers must provide each employee with a written notice containing the information regarding exchanges, and possible subsidies when purchasing individual coverage through a public exchange&#8230;</p>
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<td style="text-align: right;" valign="top" bgcolor="#FFFFFF">Fri,<strong> 17 May</strong></td>
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<h4><span style="color: #3574e3;">Health Care Reform -</span><br />
<span style="color: #3574e3;">Kapnick Disclaimer</span></h4>
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<p style="margin-bottom: 1em;">The health care reform law—the Affordable Care Act (ACA)—has many complex requirements for employers and health plans. Please contact Kapnick Insurance Group with any questions about how you can prepare for any of the health care reform requirements. This Kapnick Insurance Group Update is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.</p>
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<td style="text-align: right;" valign="top" bgcolor="#FFFFFF">Fri,<strong> 17 May</strong></td>
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		<title>Try something NEW and get active in June!</title>
		<link>http://www.kapnick.com/try-something-new-and-get-active-in-june/</link>
		<comments>http://www.kapnick.com/try-something-new-and-get-active-in-june/#comments</comments>
		<pubDate>Mon, 03 Jun 2013 14:14:05 +0000</pubDate>
		<dc:creator>Kapnick Insurance Group</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Health and Wellness – Health Coach Corner]]></category>
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Are you getting bored with your current workouts?  Are you not seeing results and reaching a “fitness plateau”? We have three new ideas to spice up your exercise routine this summer!  Tabata, CrossFit &#38; Yoga – give them a try!<img src="http://track.hubspot.com/__ptq.gif?a=190206&k=14&bu=http%3A%2F%2Fwww.kapnick.com%2Fmichigan-insurance-blog%2F&r=http%3A%2F%2Fwww.kapnick.com%2Ftry-something-new-and-get-active-in-june%2F&bvt=rss&p=wordpress" style="float:left;" xml:base="http://www.kapnick.com/feed/" width="1" height="1" border="0" align="right"/>]]></description>
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<h1 style="text-align: center;"><a href="http://www.kapnick.com/wp-content/uploads/2013/06/tsn.png"><img class="wp-image-6390" alt="tsn" src="http://www.kapnick.com/wp-content/uploads/2013/06/tsn.png" width="560" height="374" /></a></h1>
<h4 style="text-align: center;"><span style="color: #e609e6;"><strong>Are you getting bored with your current workouts?  Are you not seeing results and reaching a “fitness plateau”?<br />
</strong></span><span style="color: #0e84eb;"><strong style="font-size: inherit;">We have three new ideas to spice up your exercise routine this summer!  Tabata, CrossFit &amp; Yoga – give them a try!</strong></span></h4>
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