<?xml version='1.0' encoding='UTF-8'?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/" xmlns:blogger="http://schemas.google.com/blogger/2008" xmlns:georss="http://www.georss.org/georss" xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr="http://purl.org/syndication/thread/1.0" version="2.0"><channel><atom:id>tag:blogger.com,1999:blog-3685418112108447984</atom:id><lastBuildDate>Mon, 13 Jan 2025 05:13:09 +0000</lastBuildDate><category>Financial Literacy</category><category>Kathy Belaja</category><category>Motherhood</category><category>Self-Enrichment</category><category>Competitions</category><category>Mommy&#39;s Crêpe Cake</category><category>Olivia Foo HuiXuan</category><title>Kathy Belaja</title><description>Living Healthy, Wealthy &amp;amp; Happy</description><link>http://kathybelaja.blogspot.com/</link><managingEditor>noreply@blogger.com (Unknown)</managingEditor><generator>Blogger</generator><openSearch:totalResults>8</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-4551032392960028607</guid><pubDate>Mon, 01 Aug 2011 14:17:00 +0000</pubDate><atom:updated>2011-08-01T07:32:39.339-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Mommy&#39;s Crêpe Cake</category><title>Mommy&#39;s Crêpe Cake</title><description>It&#39;s a very special Birthday to me this year, I started a home-business!&amp;nbsp;Mommy&#39;s Crêpe Cake was born because I just love to eat the cake! Hubby asked why do I want to do this cake (because it&#39;s really time consuming, 5 hours in making to produce the cakes!), I guess it&#39;s worth it when you see people surprised by the taste of it coz it ain&#39;t no normal cake with heavy icing on top. It&#39;s light and creamy with a twist of crunchyness from the chocolate chips. Even the older folks love this cake because it&#39;s not too sweet. This is my greatest achievement for now..&lt;br /&gt;
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&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKZGr4bkSz0zxBGGWhiF3bz2n1A15Q58EZHdDfn-XlWl00BGDXujo2QEazYcQmO8RyeCDFLTgXV8T44qVnZqiF5OkTNMporJpyrCSURFwprSbmIWQCb52_mReouza-fEcu79lM-p6Wwkc/s1600/DSC_1417.JPG&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;212&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKZGr4bkSz0zxBGGWhiF3bz2n1A15Q58EZHdDfn-XlWl00BGDXujo2QEazYcQmO8RyeCDFLTgXV8T44qVnZqiF5OkTNMporJpyrCSURFwprSbmIWQCb52_mReouza-fEcu79lM-p6Wwkc/s320/DSC_1417.JPG&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
Find&amp;nbsp;&lt;a href=&quot;http://www.facebook.com/pages/Mommys-Cr%C3%AApe-Cake/247219215297769&quot;&gt;Mommy&#39;s Crêpe Cake&lt;/a&gt; on Facebook ya!&lt;br /&gt;
&lt;br /&gt;
Sincerely&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2kxN6_eyTPr2tSU-TfgTmlwmL8_rRisTwvUKjifdBQp-tVer7MPt8SBzqI54GD0Z_aiNYl_Y20XDFpd3Ig6N3-HKP2xJ1Luh5i41-DAwk63K2zZyhwC4IN-orAG_39LPtwqyQ6GnTxDo/s1600/My+Signature.png&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2kxN6_eyTPr2tSU-TfgTmlwmL8_rRisTwvUKjifdBQp-tVer7MPt8SBzqI54GD0Z_aiNYl_Y20XDFpd3Ig6N3-HKP2xJ1Luh5i41-DAwk63K2zZyhwC4IN-orAG_39LPtwqyQ6GnTxDo/s1600/My+Signature.png&quot; /&gt;&lt;/a&gt;</description><link>http://kathybelaja.blogspot.com/2011/08/mommys-crepe-cake.html</link><author>noreply@blogger.com (Unknown)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKZGr4bkSz0zxBGGWhiF3bz2n1A15Q58EZHdDfn-XlWl00BGDXujo2QEazYcQmO8RyeCDFLTgXV8T44qVnZqiF5OkTNMporJpyrCSURFwprSbmIWQCb52_mReouza-fEcu79lM-p6Wwkc/s72-c/DSC_1417.JPG" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-3974307878255366358</guid><pubDate>Mon, 10 Jan 2011 06:40:00 +0000</pubDate><atom:updated>2011-01-09T22:40:57.839-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Competitions</category><title>Frisco Flaunt It Contest--- VOTE for Us!</title><description>There are bountiful opportunities swirling around us every day, it&#39;s a matter of opening our eyes and judging with a clear mind to take or not to take the opportunities. This week, I suddenly came across a competition and decided to join it, since I have wonderful photos with me^^&lt;br /&gt;
&lt;br /&gt;
Hence, we need your VOTES!!!&lt;br /&gt;
&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQ5KHHd3Hhtq9fMsXxa0jhlZ6Hs_H6AQVXdamfB7dmBkqf-6YPg-xsTzajPSYdjzsNYmjMyBL9T9aTKV4HHAyIV7sUVpwhiXiF7fLGVr5rkYRT30rweRu1zqh2STMuBwtVEua_qmt2GPA/s1600/Frisco.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;297&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQ5KHHd3Hhtq9fMsXxa0jhlZ6Hs_H6AQVXdamfB7dmBkqf-6YPg-xsTzajPSYdjzsNYmjMyBL9T9aTKV4HHAyIV7sUVpwhiXiF7fLGVr5rkYRT30rweRu1zqh2STMuBwtVEua_qmt2GPA/s400/Frisco.jpg&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
You can vote us at&amp;nbsp;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;span style=&quot;color: #3b5998; cursor: pointer; text-decoration: none;&quot;&gt;&lt;a href=&quot;http://www.facebook.com/FrisoGrowingUpTogether&quot; rel=&quot;nofollow&quot; style=&quot;color: #3b5998; cursor: pointer; text-decoration: none;&quot; target=&quot;_blank&quot;&gt;http://www.facebook.com/Fr&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;a href=&quot;http://www.facebook.com/FrisoGrowingUpTogether&quot; rel=&quot;nofollow&quot; style=&quot;color: #3b5998; cursor: pointer; text-decoration: none;&quot; target=&quot;_blank&quot;&gt;isoGrowingUpTogether&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;
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It&#39;s a Photo contest on pregnant mom-to-be, called &quot;Frisco Flaunt-It Contest&quot;. We have submitted the picture below and the top 10 most voted photos will win handsome prizes (grand prizes RM2000, 10 x RM 150 hampers)&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfiQLbCxOkX7XfjdaJEElFFoL-yWXq8kaMI0vYE8zvFVXlO4kzpLBOZOQGQOh9cyqmzWDBTuTCw5_SxSx1Tt6vby-P5zcGSRWOxOhnwuq3d7rd2LTbYA_U3u_M-1d0-Nfj_hou8tdbhMY/s1600/pic1.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;320&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfiQLbCxOkX7XfjdaJEElFFoL-yWXq8kaMI0vYE8zvFVXlO4kzpLBOZOQGQOh9cyqmzWDBTuTCw5_SxSx1Tt6vby-P5zcGSRWOxOhnwuq3d7rd2LTbYA_U3u_M-1d0-Nfj_hou8tdbhMY/s320/pic1.jpg&quot; width=&quot;213&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
This will surely help adding some fund for us to buy baby milk powder, toys &amp;amp; pampers for Olivia, hahahha! Hence, we really need all your help and support. You can also vote everyday (once every 24 hour period)!&lt;br /&gt;
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To view voting step, you may visit&amp;nbsp;&lt;a href=&quot;http://www.facebook.com/album.php?fbid=10150093036977356&amp;amp;id=591577355&amp;amp;aid=274183&quot;&gt;http://www.facebook.com/album.php?fbid=10150093036977356&amp;amp;id=591577355&amp;amp;aid=274183&lt;/a&gt;. My hubby prepared it specially to assist you if you do not know how to vote.&lt;br /&gt;
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Thank you very very much for your support!!&lt;br /&gt;
&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;--------------------------&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;wbr&gt;&lt;/wbr&gt;&lt;/span&gt;&lt;span class=&quot;word_break&quot; style=&quot;border-collapse: collapse; color: #333333; display: block; float: left; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px; margin-left: -10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;--------------------------&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;wbr&gt;&lt;/wbr&gt;&lt;/span&gt;&lt;span class=&quot;word_break&quot; style=&quot;border-collapse: collapse; color: #333333; display: block; float: left; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px; margin-left: -10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;--------------------------&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;wbr&gt;&lt;/wbr&gt;&lt;/span&gt;&lt;span class=&quot;word_break&quot; style=&quot;border-collapse: collapse; color: #333333; display: block; float: left; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px; margin-left: -10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;--------------------&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;Please vote for our photo at&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse; color: #333333; font-family: &#39;lucida grande&#39;, tahoma, verdana, arial, sans-serif; font-size: 11px;&quot;&gt;&lt;a href=&quot;http://www.facebook.com/FrisoGrowingUpTogether&quot; rel=&quot;nofollow&quot; style=&quot;color: #3b5998; cursor: pointer; text-decoration: none;&quot; target=&quot;_blank&quot;&gt;http://www.facebook.com/Fr&lt;wbr&gt;&lt;/wbr&gt;&lt;span class=&quot;word_break&quot; style=&quot;display: block; float: left; margin-left: -10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;&quot;&gt;&lt;/span&gt;isoGrowingUpTogether&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
Yours sincerely,&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizL4ThETqBDD7nG2gHy5ddWYsOXxUVYToUEIqelc5rPoYFUz89BBfeAsZFT3Er6ZTqqbzulaCmGzgFM_XX1lXXCfhK31jyATd8itEPlPEwgyNCuc8zOZp3Q_hJ9DJrlo78hSaTMi1JcP0/s1600/My+Signature.png&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizL4ThETqBDD7nG2gHy5ddWYsOXxUVYToUEIqelc5rPoYFUz89BBfeAsZFT3Er6ZTqqbzulaCmGzgFM_XX1lXXCfhK31jyATd8itEPlPEwgyNCuc8zOZp3Q_hJ9DJrlo78hSaTMi1JcP0/s1600/My+Signature.png&quot; /&gt;&lt;/a&gt;&lt;/div&gt;</description><link>http://kathybelaja.blogspot.com/2011/01/frisco-flaunt-it-contest-vote-for-us.html</link><author>noreply@blogger.com (Unknown)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQ5KHHd3Hhtq9fMsXxa0jhlZ6Hs_H6AQVXdamfB7dmBkqf-6YPg-xsTzajPSYdjzsNYmjMyBL9T9aTKV4HHAyIV7sUVpwhiXiF7fLGVr5rkYRT30rweRu1zqh2STMuBwtVEua_qmt2GPA/s72-c/Frisco.jpg" height="72" width="72"/><thr:total>1</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-2939006235840281110</guid><pubDate>Sun, 09 Jan 2011 15:17:00 +0000</pubDate><atom:updated>2011-01-09T07:52:36.697-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Motherhood</category><title>Tears of gratitude</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;My dearest mom had been with me for more than 2 months before she flew back to Sarawak last Tuesday on the 4th Jan. She arrived one month earlier form my expected due date to brew our traditional Foo-Chow red rice wine so that I could consume it during my confinement period. Even before the confinement period, she took care of me without complain, being patience with my all my cranky behaviour.. When Olivia arrives, mommy worked her best to make sure that I eat the best and that baby got the full attention.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;Well, honestly, the first week of baby-sitting is really draining all of us out (me, hubby and mom). I&#39;m not a person with much patient, I was tensed and pressured because I do not know what Olivia wants (this is indicated by her generousity in crying). but after I witness how patient and loving is my mom towards Oliviar, my heart melts and I do swear to myself that i would take care baby like how mommy took care of baby.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;There is an old saying that goes &quot;you&#39;ll never know how it feels like until you yourself being the parent&quot;. How true is that!&amp;nbsp;I cried a lot reflecting how forgetful I was on mommy&#39;s sacrifice towards raising us up. Mommy love us so much, just like how I saw her loving baby Olivia. I was a baby too... and I was so ashamed of myself for what I did before, not being patient with mom, hurting her with harsh words, not helping with housework etc. How could I be so ungrateful? And yet, Mommy is the one who is always forgiving, loving us without hoping for any return... All she wanted is to see us living happily...&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;Now that I&#39;m a mother, I finally understand things that I have never understood before as a child..and I swear to give the best to my mommy, just like my mommy giving the best to me!&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;I Love You Mommy, I miss you very much! Thanx for everything!&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4CfDIv6oINn1cNdwhCSl2cuTuZkghhWqMw7ehDZEvaT6_XtdC8_w4L73twByNrKGraDSWzVIfA8rFUTYke4_3aLvpZ4LlU33Baax__eJuQhpq-oIgAHx_hjlTIgxCTm3PoKJ2th_JDw8/s1600/1.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;212&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4CfDIv6oINn1cNdwhCSl2cuTuZkghhWqMw7ehDZEvaT6_XtdC8_w4L73twByNrKGraDSWzVIfA8rFUTYke4_3aLvpZ4LlU33Baax__eJuQhpq-oIgAHx_hjlTIgxCTm3PoKJ2th_JDw8/s320/1.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
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&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;Love,&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizL4ThETqBDD7nG2gHy5ddWYsOXxUVYToUEIqelc5rPoYFUz89BBfeAsZFT3Er6ZTqqbzulaCmGzgFM_XX1lXXCfhK31jyATd8itEPlPEwgyNCuc8zOZp3Q_hJ9DJrlo78hSaTMi1JcP0/s1600/My+Signature.png&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em; text-align: justify;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizL4ThETqBDD7nG2gHy5ddWYsOXxUVYToUEIqelc5rPoYFUz89BBfeAsZFT3Er6ZTqqbzulaCmGzgFM_XX1lXXCfhK31jyATd8itEPlPEwgyNCuc8zOZp3Q_hJ9DJrlo78hSaTMi1JcP0/s1600/My+Signature.png&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;</description><link>http://kathybelaja.blogspot.com/2011/01/tears-of-gratitude.html</link><author>noreply@blogger.com (Unknown)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4CfDIv6oINn1cNdwhCSl2cuTuZkghhWqMw7ehDZEvaT6_XtdC8_w4L73twByNrKGraDSWzVIfA8rFUTYke4_3aLvpZ4LlU33Baax__eJuQhpq-oIgAHx_hjlTIgxCTm3PoKJ2th_JDw8/s72-c/1.jpg" height="72" width="72"/><thr:total>2</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-6145819943138544846</guid><pubDate>Thu, 09 Dec 2010 03:13:00 +0000</pubDate><atom:updated>2010-12-08T20:08:44.574-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Olivia Foo HuiXuan</category><title>Happy Birthday, My Baby!</title><description>Finally, after 2 days of labour pain, Olivia was finally born on &lt;b&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: large;&quot;&gt;24 November 2010&lt;/span&gt;&lt;/b&gt;! All the process of pain and labour pays off when I saw her safely brought to the world! My hubby and I, and the rest of the crew laughed out loud when Olivia peed when she cried&amp;nbsp;right after&amp;nbsp;she was born! What a pleasant sound to the ear!&lt;br /&gt;
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I&#39;m lucky to have my hubby right beside me to support me for the whole process. Before this, we thought that the General Hospital would not allow the husband to go into the labour room with their wife, so it is quite a surprise and a blessed gift to be given the opportunity!&lt;br /&gt;
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I would like to take this opportunity to thank my hubby for being there with me and my mommy who was nervously cooking red wine chicken soup at home for me to eat after labour. I love both of you very very much! And special thanx to Wai Kit who brought my mom to the hospital and purposely bought NIKON DSLR to snap photos of Olivia. And also thanx to all my friends who are present and visits me at the hospital! THANK YOU!&lt;br /&gt;
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Here you are, some photos of newborn Olivia, in courtesy of the generous photographer - Uncle Wai Kit!&lt;br /&gt;
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Here&#39;s another more professional photographer - &lt;a href=&quot;http://gregemmanuel.wordpress.com/&quot;&gt;Geg Emmanuel&lt;/a&gt; for his photo shooting for Olivia @ 1 week young.&lt;br /&gt;
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&lt;br /&gt;
Happy, Grateful &amp;amp; Proud Mommy,&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizL4ThETqBDD7nG2gHy5ddWYsOXxUVYToUEIqelc5rPoYFUz89BBfeAsZFT3Er6ZTqqbzulaCmGzgFM_XX1lXXCfhK31jyATd8itEPlPEwgyNCuc8zOZp3Q_hJ9DJrlo78hSaTMi1JcP0/s1600/My+Signature.png&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizL4ThETqBDD7nG2gHy5ddWYsOXxUVYToUEIqelc5rPoYFUz89BBfeAsZFT3Er6ZTqqbzulaCmGzgFM_XX1lXXCfhK31jyATd8itEPlPEwgyNCuc8zOZp3Q_hJ9DJrlo78hSaTMi1JcP0/s1600/My+Signature.png&quot; /&gt;&lt;/a&gt;&lt;/div&gt;</description><link>http://kathybelaja.blogspot.com/2010/12/happy-birthday-my-baby.html</link><author>noreply@blogger.com (Unknown)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4CfDIv6oINn1cNdwhCSl2cuTuZkghhWqMw7ehDZEvaT6_XtdC8_w4L73twByNrKGraDSWzVIfA8rFUTYke4_3aLvpZ4LlU33Baax__eJuQhpq-oIgAHx_hjlTIgxCTm3PoKJ2th_JDw8/s72-c/1.jpg" height="72" width="72"/><thr:total>3</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-3933601918557785729</guid><pubDate>Fri, 19 Nov 2010 23:38:00 +0000</pubDate><atom:updated>2010-11-18T23:40:25.829-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Kathy Belaja</category><category domain="http://www.blogger.com/atom/ns#">Motherhood</category><title>Today is my expected due date!</title><description>Wow, I can still write post and facebooking! Olivia probably prefers to sit in my womb coz she can eat different types of food (I just had my mom&#39;s mee suah for lunch). She don&#39;t have other choices than Mommy&#39;s Fresh Milk when she come out^^ (and to Mei Yean, I&#39;ll save a bottle of my fresh milk to u everyday as you requested, haha!)&lt;br /&gt;
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Am I nervous? Umm, not yet actually... I will be when I&#39;m in the labour room, I&#39;m quite scared of the &#39;hospital&#39; smell (got the phobia since I last visited the dental clinic). I was hoping that Olivia will come out next Monday (22/11/10), which is on the same birthday as her cute Daddy! Well, we&#39;ll never knows..&lt;br /&gt;
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It&#39;s amazing to know a new life will be starting and I&#39;m going to be a Mommy! Hope everything goes smoothly!&lt;br /&gt;
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&lt;/i&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: left;&quot;&gt;&lt;i&gt;Dear Olivia,&lt;/i&gt;&lt;/div&gt;&lt;div style=&quot;margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;&quot;&gt;&lt;i&gt;Mommy &amp;amp; Daddy love you very much!!!&amp;nbsp;&lt;/i&gt;&lt;/div&gt;</description><link>http://kathybelaja.blogspot.com/2010/11/today-is-my-expected-due-date.html</link><author>noreply@blogger.com (Unknown)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfiQLbCxOkX7XfjdaJEElFFoL-yWXq8kaMI0vYE8zvFVXlO4kzpLBOZOQGQOh9cyqmzWDBTuTCw5_SxSx1Tt6vby-P5zcGSRWOxOhnwuq3d7rd2LTbYA_U3u_M-1d0-Nfj_hou8tdbhMY/s72-c/pic1.jpg" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-6214574414319204844</guid><pubDate>Thu, 11 Nov 2010 07:10:00 +0000</pubDate><atom:updated>2010-11-11T01:47:41.806-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Financial Literacy</category><category domain="http://www.blogger.com/atom/ns#">Self-Enrichment</category><title>Are You Financially Educated?</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;I have just finish reading &lt;a href=&quot;http://www.amazon.com/Rich-Dads-Increase-Your-Financial/dp/0446509361?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Rich Dad&#39;s Increase Your Financial IQ: Get Smarter with Your Money&lt;/a&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446509361&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;&amp;nbsp;from Robert earlier this month. Actually, I bought the book from Popular last 2 years for RM66.90 (USD21.66) and leave it on the shelf until today...shame on me.&amp;nbsp;Luckily, I pick up the book and read the whole book today at age 25 years.&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;The first encounter I have with Robert&#39;s book is&amp;nbsp;&lt;a href=&quot;http://www.amazon.com/Cashflow-Quadrant-Guide-Financial-Freedom/dp/0446677477?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Cashflow Quadrant: Rich Dad&#39;s Guide to Financial Freedom&lt;/a&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446677477&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;. I saw the book on the shelf back at my home and took it when I was in my 2nd year as undergraduate. The book belongs to my brother. I read the book and was informed about the different quadrants but didn&#39;t fully understand the concept. I was only 21 years old then, I guess I was being naive about life after uni-having to work for money. I shared the book with my husband (my boyfriend then) and the seed of wanting to be financially free was planted in our mind. On and on we&#39;ll buy books to improve our education on money. I&#39;m now reading &lt;a href=&quot;http://www.amazon.com/Rich-Dads-Guide-Investing-Invest/dp/0446677469?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Rich Dad&#39;s Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not!&lt;/a&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446677469&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;As I&#39;m going to deliver my baby in Penang, my mom came here far away from Sarawak to take care of me during my confinement period. She came one month before my expected due date to process our traditional Foo-Chow&#39;s red wine. So I gave my favourite book for her to read&amp;nbsp;&lt;a href=&quot;http://www.amazon.com/Cashflow-Quadrant-Guide-Financial-Freedom/dp/0446677477?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Cashflow Quadrant: Rich Dad&#39;s Guide to Financial Freedom&lt;/a&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446677477&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;. After she finished reading the book, she&amp;nbsp;said &quot;my life would have been different if I read Roberts&#39; book 30 years back!&quot; And I said to her, &quot;It&#39;s never too late to know now than for you to never realize what happen to your money for the rest of your life.&quot; She agreed and continue reading the second book &lt;a href=&quot;http://www.amazon.com/Rich-Dads-Increase-Your-Financial/dp/0446509361?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Rich Dad&#39;s Increase Your Financial IQ: Get Smarter with Your Money&lt;/a&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446509361&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;&amp;nbsp;and now reaching out for the third book &lt;a href=&quot;http://www.amazon.com/Why-We-Want-You-Rich/dp/B0013MN78Q?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Why We Want You to be Rich: Two Men - One Message&lt;/a&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=B0013MN78Q&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;.&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;I didn&#39;t know Amazon is selling second hand books, now I can buy Robert&#39;s book at a cheaper bargain. I think being rich does not happen overnight, it requires the right education and practice to success. Robert&#39;s books are indeed a great start to educate ourself on money matters. Start your financial education as early as possible so that you won&#39;t regret it only when you are out of time and money. All the best!&lt;/div&gt;&lt;br /&gt;
&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=bil&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446509361&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;&amp;nbsp;&amp;nbsp;&lt;iframe align=&quot;left&quot; frameborder=&quot;0&quot; marginheight=&quot;0&quot; marginwidth=&quot;0&quot; scrolling=&quot;no&quot; src=&quot;http://rcm.amazon.com/e/cm?t=httpkathybela-20&amp;amp;o=1&amp;amp;p=8&amp;amp;l=bpl&amp;amp;asins=B0013MN78Q&amp;amp;fc1=000000&amp;amp;IS2=1&amp;amp;lt1=_blank&amp;amp;m=amazon&amp;amp;lc1=0000FF&amp;amp;bc1=000000&amp;amp;bg1=FFFFFF&amp;amp;f=ifr&quot; style=&quot;align: left; height: 245px; padding-right: 10px; padding-top: 5px; width: 131px;&quot;&gt;&lt;/iframe&gt; &amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;iframe align=&quot;left&quot; frameborder=&quot;0&quot; marginheight=&quot;0&quot; marginwidth=&quot;0&quot; scrolling=&quot;no&quot; src=&quot;http://rcm.amazon.com/e/cm?t=httpkathybela-20&amp;amp;o=1&amp;amp;p=8&amp;amp;l=bpl&amp;amp;asins=0446677477&amp;amp;fc1=000000&amp;amp;IS2=1&amp;amp;lt1=_blank&amp;amp;m=amazon&amp;amp;lc1=0000FF&amp;amp;bc1=000000&amp;amp;bg1=FFFFFF&amp;amp;f=ifr&quot; style=&quot;align: left; height: 245px; padding-right: 10px; padding-top: 5px; width: 131px;&quot;&gt;&lt;/iframe&gt;&amp;nbsp;&lt;iframe align=&quot;left&quot; frameborder=&quot;0&quot; marginheight=&quot;0&quot; marginwidth=&quot;0&quot; scrolling=&quot;no&quot; src=&quot;http://rcm.amazon.com/e/cm?t=httpkathybela-20&amp;amp;o=1&amp;amp;p=8&amp;amp;l=bpl&amp;amp;asins=0446509361&amp;amp;fc1=000000&amp;amp;IS2=1&amp;amp;lt1=_blank&amp;amp;m=amazon&amp;amp;lc1=0000FF&amp;amp;bc1=000000&amp;amp;bg1=FFFFFF&amp;amp;f=ifr&quot; style=&quot;align: left; height: 245px; padding-right: 10px; padding-top: 5px; width: 131px;&quot;&gt;&lt;/iframe&gt;&lt;iframe align=&quot;left&quot; frameborder=&quot;0&quot; marginheight=&quot;0&quot; marginwidth=&quot;0&quot; scrolling=&quot;no&quot; src=&quot;http://rcm.amazon.com/e/cm?t=httpkathybela-20&amp;amp;o=1&amp;amp;p=8&amp;amp;l=bpl&amp;amp;asins=0446677469&amp;amp;fc1=000000&amp;amp;IS2=1&amp;amp;lt1=_blank&amp;amp;m=amazon&amp;amp;lc1=0000FF&amp;amp;bc1=000000&amp;amp;bg1=FFFFFF&amp;amp;f=ifr&quot; style=&quot;align: left; height: 245px; padding-right: 10px; padding-top: 5px; width: 131px;&quot;&gt;&lt;/iframe&gt;&lt;br /&gt;
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Warmest Regards,&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguIuYtBxixUGHqS1aUF55a2Xjm45f5DmuJE4Z_bGnrxfLvhIgEOHAP7hTfmHrUoVURMDsoEDSnJqo-qK0fPiJ-NSZwE6lYMK-inXuNCi8TG4CPcwPJBCdxbsfD-rZYrHnvlIVntmLqDaY/s1600/My+Signature.png&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguIuYtBxixUGHqS1aUF55a2Xjm45f5DmuJE4Z_bGnrxfLvhIgEOHAP7hTfmHrUoVURMDsoEDSnJqo-qK0fPiJ-NSZwE6lYMK-inXuNCi8TG4CPcwPJBCdxbsfD-rZYrHnvlIVntmLqDaY/s1600/My+Signature.png&quot; /&gt;&lt;/a&gt;&lt;/div&gt;</description><link>http://kathybelaja.blogspot.com/2010/11/are-you-financially-educated.html</link><author>noreply@blogger.com (Unknown)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguIuYtBxixUGHqS1aUF55a2Xjm45f5DmuJE4Z_bGnrxfLvhIgEOHAP7hTfmHrUoVURMDsoEDSnJqo-qK0fPiJ-NSZwE6lYMK-inXuNCi8TG4CPcwPJBCdxbsfD-rZYrHnvlIVntmLqDaY/s72-c/My+Signature.png" height="72" width="72"/><thr:total>7</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-8091964689844336842</guid><pubDate>Tue, 02 Nov 2010 17:35:00 +0000</pubDate><atom:updated>2010-11-03T08:52:23.399-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Financial Literacy</category><category domain="http://www.blogger.com/atom/ns#">Self-Enrichment</category><title>Where should I start?</title><description>I came across a quote when I was reading a book at Borders today: &quot;We shouldn&#39;t let other people to determine how much we worth through the monthly paycheck&quot;. It suddenly strikes me really hard on my face when I reflect back what I&#39;ve been doing for the past 3 years-working as a contract staff under four projects at the university where I studied for 3 years. It was stated clearly in my resume under the Working Experience column:&lt;br /&gt;
&lt;br /&gt;
&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;border-collapse: collapse;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;table border=&quot;1&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoTableGrid&quot; style=&quot;border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;&quot;&gt;&lt;tbody&gt;
&lt;tr style=&quot;height: 48.9pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;&quot;&gt;   &lt;td style=&quot;border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 77.4pt;&quot; valign=&quot;top&quot; width=&quot;103&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Sept 2010 –&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Oct 2010 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(2 months)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-left: none; border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 374.0pt;&quot; valign=&quot;top&quot; width=&quot;499&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Research   Officer &lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(School of Educational Studies)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: .6pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -.6pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project D&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: .6pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -.6pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;USD 775/month&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 48.9pt; mso-yfti-irow: 1;&quot;&gt;   &lt;td style=&quot;border-top: none; border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 77.4pt;&quot; valign=&quot;top&quot; width=&quot;103&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Aug 2010 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(1 month)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 374.0pt;&quot; valign=&quot;top&quot; width=&quot;499&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Research   Assistant &lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(School of Education Studies)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: .6pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -.6pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project D&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: .6pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -.6pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;USD 581/month&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: .6pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -.6pt; text-justify: inter-ideograph;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 48.9pt; mso-yfti-irow: 2;&quot;&gt;   &lt;td style=&quot;border-top: none; border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 77.4pt;&quot; valign=&quot;top&quot; width=&quot;103&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Feb 2010 –&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;July 2010&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(6 months)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 374.0pt;&quot; valign=&quot;top&quot; width=&quot;499&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Research   Officer &lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(School of Distance Education)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project C&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;USD 775/month&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 48.9pt; mso-yfti-irow: 3;&quot;&gt;   &lt;td style=&quot;border-top: none; border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 77.4pt;&quot; valign=&quot;top&quot; width=&quot;103&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Dec 2009 –&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Jan 2010&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(2 months)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 374.0pt;&quot; valign=&quot;top&quot; width=&quot;499&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Research   Assistant &lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(School of Distance Education)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project C&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;USD 420/month&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 48.9pt; mso-yfti-irow: 4;&quot;&gt;   &lt;td style=&quot;border-top: none; border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 77.4pt;&quot; valign=&quot;top&quot; width=&quot;103&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Aug 2009 -&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Nov 2009&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(4 months)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 374.0pt;&quot; valign=&quot;top&quot; width=&quot;499&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project   Assistant &lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(School of Distance Education)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project C&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;USD 202/month&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 48.9pt; mso-yfti-irow: 5;&quot;&gt;   &lt;td style=&quot;border-top: none; border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 77.4pt;&quot; valign=&quot;top&quot; width=&quot;103&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;July 2009 –&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Sept 2009&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(2   months)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 374.0pt;&quot; valign=&quot;top&quot; width=&quot;499&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Research   Assistant&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;   (USAINS Holdings Sdn Bhd)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project B&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;USD 420/month&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 48.9pt; mso-yfti-irow: 6; mso-yfti-lastrow: yes;&quot;&gt;   &lt;td style=&quot;border-top: none; border: solid windowtext 1.0pt; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 77.4pt;&quot; valign=&quot;top&quot; width=&quot;103&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Oct 2007 – &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;June 2009 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNoSpacing&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(20 months)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 48.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 374.0pt;&quot; valign=&quot;top&quot; width=&quot;499&quot;&gt;&lt;div class=&quot;MsoNoSpacing&quot; style=&quot;margin-left: -.9pt; text-align: justify; text-justify: inter-ideograph;&quot;&gt;&lt;b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Research Officer&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt; (School of   Distance Education)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Project A&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt; text-justify: inter-ideograph;&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;font-family: Arial, sans-serif;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;USD 775/month&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;
&lt;div&gt;&lt;br /&gt;
I could have write in a long article elaborating why my starting income were USD 775/month to USD 202/month and then back to the same amount which later I decided to quit my job. I could have drop dead feeling sorry for myself but that is just another story that anyone could have experience it the same way if not worse.&lt;br /&gt;
&lt;br /&gt;
The more important thing is, from these experience brings me a great lesson: Working really hard for money and begging for increment really sucks!!! At the end of the day, the worse part is: Where does all my money goes?&amp;nbsp;Sounding like a desperate housewife, I asked myself:&amp;nbsp;What should I do? Where should I start? How can I get out of this?&lt;br /&gt;
&lt;br /&gt;
For me, reading is a great start to gain knowledge! It all started to change when I read &lt;a href=&quot;http://www.amazon.com/Cashflow-Quadrant-Guide-Financial-Freedom/dp/0446677477?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Cashflow Quadrant: Rich Dad&#39;s Guide to Financial Freedom&lt;/a&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446677477&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;&amp;nbsp;by Robert Kiyosaki. Robert is a great educator and I&#39;m really grateful that he wrote this book and share his Rich Dad&#39;s way of thinking towards money. Since then, I bought most of his books for the food of my brain, now what I need to do is to execute what I learn from Robert&#39;s teaching.&lt;br /&gt;
&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;1&quot; src=&quot;http://www.assoc-amazon.com/e/ir?t=httpkathybela-20&amp;amp;l=btl&amp;amp;camp=213689&amp;amp;creative=392969&amp;amp;o=1&amp;amp;a=0446677469&quot; style=&quot;border: none !important; margin: 0px !important; padding: 0px !important;&quot; width=&quot;1&quot; /&gt;&lt;br /&gt;
&lt;br /&gt;
It is important to equip ourselves with knowledge and wisdom if we want to success in managing our money. Being ignorance is no more an option. You are in danger thinking that having a secure job will save you or make you happy for the rest of your life. I suggest you to start reading this book (&lt;a href=&quot;http://www.amazon.com/Cashflow-Quadrant-Guide-Financial-Freedom/dp/0446677477?ie=UTF8&amp;amp;tag=httpkathybela-20&amp;amp;link_code=btl&amp;amp;camp=213689&amp;amp;creative=392969&quot; target=&quot;_blank&quot;&gt;Cashflow Quadrant: Rich Dad&#39;s Guide to Financial Freedom&lt;/a&gt;) first and develop the right mindset &amp;nbsp;towards money. You can find all the books I read at the right hand side of my blog under Advertisement:&lt;br /&gt;
&lt;br /&gt;
&lt;i&gt;&lt;b&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;color: blue;&quot;&gt;&quot;Take the first step in faith. You do not have to see the whole staircase, just take the first step.&quot;&lt;/span&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;b&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;Dr. Martin Luther King Jr.&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/i&gt;&lt;i&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;(1929-1968)&lt;/span&gt;&lt;/i&gt;&lt;br /&gt;
&lt;br /&gt;
If you have read Robert Kiyosaki&#39;s book, feel free to drop your insights and opinions! I would love to hear from you!&lt;br /&gt;
&lt;br /&gt;
May you be blessed with Great Health, Wealth and Happiness!&lt;br /&gt;
&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguIuYtBxixUGHqS1aUF55a2Xjm45f5DmuJE4Z_bGnrxfLvhIgEOHAP7hTfmHrUoVURMDsoEDSnJqo-qK0fPiJ-NSZwE6lYMK-inXuNCi8TG4CPcwPJBCdxbsfD-rZYrHnvlIVntmLqDaY/s1600/My+Signature.png&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguIuYtBxixUGHqS1aUF55a2Xjm45f5DmuJE4Z_bGnrxfLvhIgEOHAP7hTfmHrUoVURMDsoEDSnJqo-qK0fPiJ-NSZwE6lYMK-inXuNCi8TG4CPcwPJBCdxbsfD-rZYrHnvlIVntmLqDaY/s1600/My+Signature.png&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
&lt;/div&gt;</description><link>http://kathybelaja.blogspot.com/2010/11/i-came-across-quote-when-i-was-reading.html</link><author>noreply@blogger.com (Unknown)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguIuYtBxixUGHqS1aUF55a2Xjm45f5DmuJE4Z_bGnrxfLvhIgEOHAP7hTfmHrUoVURMDsoEDSnJqo-qK0fPiJ-NSZwE6lYMK-inXuNCi8TG4CPcwPJBCdxbsfD-rZYrHnvlIVntmLqDaY/s72-c/My+Signature.png" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3685418112108447984.post-2276875602445749917</guid><pubDate>Mon, 01 Nov 2010 16:09:00 +0000</pubDate><atom:updated>2010-11-04T07:40:30.392-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Kathy Belaja</category><title>1st November 2010: I&#39;m finally Jobless!!!</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;Yes, today marks the end of my days being employed as a contract government staff since I graduated with a Degree in year 2007. I&#39;ve been working as a Research Officer for nearly 3 years, and now, I&#39;m finally jobless!!!&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;Well, the main reason I quit my job is because I&#39;m now 37 weeks of my pregnancy, as a contract staff, we don&#39;t get maternity leave like the permanent staff enjoys. I&#39;ll be a full time housewife to care for my baby when she&#39;s born.&amp;nbsp;This is my crossroad where I have to choose between career or family. Me and my husband had actually discussed about this during our 2 days 1 night pre-marriage seminar, which I&#39;m glad that we did attend the seminar. We decided that I&#39;ll look after our baby once he/she is born. We believe that a harmonious family is built with understanding and role playing as husband/wife, father/mother, children etc. You may call us outdated or typical Chinese family but there is a reason why our ancestors encourages the mother to look after the children at home while the father becomes the breadwinner of the family. I&#39;ll share with you more in coming posts.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoFMOvWff9wUHaPc-vzAeEu_09HwDqtEjpordJV7SVzczMAAFN6dcyn85I1WFNyiURHWPIMdaLfCjjsxhy5jrrc3Qb_CDSKG6d6aFNSjphn9R6XsdHajNzKb_RNqbTNnCxv6OLwIGjnmM/s1600/Kathy+&amp;amp;+Baby.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;311&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoFMOvWff9wUHaPc-vzAeEu_09HwDqtEjpordJV7SVzczMAAFN6dcyn85I1WFNyiURHWPIMdaLfCjjsxhy5jrrc3Qb_CDSKG6d6aFNSjphn9R6XsdHajNzKb_RNqbTNnCxv6OLwIGjnmM/s320/Kathy+&amp;amp;+Baby.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;&lt;i&gt;Me at week 34 of pregnancy&amp;nbsp;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: small;&quot;&gt;&lt;i&gt;Picture courtesy of &lt;a href=&quot;http://gregemmanuel.wordpress.com/&quot;&gt;Greg Emmanual&lt;/a&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;My family and friends were worried when I decided to be a full time housewife. Questions such as:&lt;/div&gt;&lt;div&gt;&lt;ul&gt;&lt;li&gt;Can you manage with single income from your husband?&lt;/li&gt;
&lt;li&gt;Are you able to take care of your children?&lt;/li&gt;
&lt;li&gt;What about your career, are you willing to give up everything?&lt;/li&gt;
&lt;li&gt;Will you become a 黄脸婆(represent typical housewife who doesn&#39;t really care about their outlook)?&lt;/li&gt;
&lt;/ul&gt;&lt;div&gt;Indeed, I did feel insecure at first for not having my own stream of income. I was never jobless. Like most people, I&#39;ll quickly look for another job to secure myself with a paycheck every month. Moreover, baby is coming in and a paycheck is indeed very tempting at this moment.&amp;nbsp;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;Well, what makes me decide NOT to have this paycheck? The second reason is that, this will be my time to build my Work-From-Home Business, which is what I always wanted to do. I want the flexibility, automated income using the internet to help me to generate a 24/7/365 unlimited income. This is my aim and I&#39;m taking the first step by creating this blog. I&#39;m an amateur and I&#39;m still learning to being a successful online marketer. There are so many things to learn and as I go along, I&#39;ll share with you my stories and experience.&amp;nbsp;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;Who says you can&#39;t be successful as a Housewife? Well, I&#39;m here to proof you WRONG!!!&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;Always remember that whenever someone says you can&#39;t, there are three fingers that is pointing towards themselves, which mean they themselves can&#39;t do so.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;Feel free to share Your experience or any comments that you like to help us become a better person!&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;Regards,&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDNstGcCIQPC6A7pLzyM6RlhgYVr8ltynISQ-vJ0-3IKk3hYo3A9CLatGUBDe4EIckHbzdPXDcEbLVK4KhuVvaVqPRpyKFi6VNaXJKDrxLmvwYkauOv-h-jrGTYSrLiDqUtj4T3ffh4h8/s1600/My+Signature.png&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDNstGcCIQPC6A7pLzyM6RlhgYVr8ltynISQ-vJ0-3IKk3hYo3A9CLatGUBDe4EIckHbzdPXDcEbLVK4KhuVvaVqPRpyKFi6VNaXJKDrxLmvwYkauOv-h-jrGTYSrLiDqUtj4T3ffh4h8/s1600/My+Signature.png&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
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&lt;/div&gt;&lt;div&gt;&lt;br /&gt;
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