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<channel>
	<title>Kristin LaVanway - The Sunny Side of Phoenix Real Estate</title>
	
	<link>http://hereinphoenix.com</link>
	<description>This Realtor Gal KNOWS Phoenix Real Estate!</description>
	<lastBuildDate>Mon, 14 Nov 2011 04:12:05 +0000</lastBuildDate>
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		<title>NaVloPoMo Day 6 – Word of the Day: Christmas</title>
		<link>http://hereinphoenix.com/2011/11/13/navlopomo-day-6-word-of-the-day-christmas/</link>
		<comments>http://hereinphoenix.com/2011/11/13/navlopomo-day-6-word-of-the-day-christmas/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 04:12:05 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[bah humbug]]></category>
		<category><![CDATA[Black Friday]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[joy]]></category>
		<category><![CDATA[kristin lavanway]]></category>
		<category><![CDATA[naVloPoMo]]></category>
		<category><![CDATA[Rl8rgal]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[Spirit]]></category>
		<category><![CDATA[VloMo2011]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1257</guid>
		<description><![CDATA[
Don&#8217;t get me wrong, I like the notion of a season of sharing, peace on earth, joy to the world, all that stuff&#8230;but do we really need to celebrate for 4 months&#8230;huh??
    More&#160;&#187;Powered by Bookmarkify&#8482;]]></description>
			<content:encoded><![CDATA[<p><iframe width="560" height="315" src="http://www.youtube.com/embed/10c7onQnmXk?rel=0" frameborder="0" allowfullscreen></iframe></p>
<p>Don&#8217;t get me wrong, I like the notion of a season of sharing, peace on earth, joy to the world, all that stuff&#8230;but do we really need to celebrate for 4 months&#8230;huh??</p>
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		<title>NaVloPoMo5 – Word of the Day: Brothers</title>
		<link>http://hereinphoenix.com/2011/11/13/navlopomo5-word-of-the-day-brothers/</link>
		<comments>http://hereinphoenix.com/2011/11/13/navlopomo5-word-of-the-day-brothers/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 04:08:01 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[2011]]></category>
		<category><![CDATA[AZ]]></category>
		<category><![CDATA[Bro Day]]></category>
		<category><![CDATA[Brohood]]></category>
		<category><![CDATA[brothers]]></category>
		<category><![CDATA[gilbert]]></category>
		<category><![CDATA[NoVloPoMo]]></category>
		<category><![CDATA[Rl8rgal]]></category>
		<category><![CDATA[VloMo2011]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1255</guid>
		<description><![CDATA[By day, a real estate agent, by night (well by day too for that matter) a  the house mom for a small fraternity of four. Kicking back on my Mo-Day  marveling at the marvels of brothers.]]></description>
			<content:encoded><![CDATA[<p><iframe width="420" height="315" src="http://www.youtube.com/embed/1aj0FAnBuuI?rel=0" frameborder="0" allowfullscreen></iframe><br />
By day, a real estate agent, by night (well by day too for that matter) a  the house mom for a small fraternity of four. Kicking back on my Mo-Day  marveling at the marvels of brothers.</p>
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		<title>NaVloPoMo4 – Word of the Day: Health Insurance</title>
		<link>http://hereinphoenix.com/2011/11/13/navlopomo4-word-of-the-day-health-insurance/</link>
		<comments>http://hereinphoenix.com/2011/11/13/navlopomo4-word-of-the-day-health-insurance/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 04:03:02 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[ehealthinsurance.com]]></category>
		<category><![CDATA[Golden Rule]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[kristin lavanway]]></category>
		<category><![CDATA[naVloPoMo]]></category>
		<category><![CDATA[Patient Protection and Affordable Haelthcare Act]]></category>
		<category><![CDATA[pre-existing conditions]]></category>
		<category><![CDATA[Rl8rgal]]></category>
		<category><![CDATA[United Healthcare]]></category>
		<category><![CDATA[VloMo2011]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1253</guid>
		<description><![CDATA[As a self-employed single mom, I have struggled to maintain health insurance for me and my family. I recently got a new health insurance policy and was quite surprised to find that I could get better benefits, a lower deductible and pay half the cost I was paying before.]]></description>
			<content:encoded><![CDATA[<p><iframe width="560" height="315" src="http://www.youtube.com/embed/Jd3UZlsYPfA?rel=0" frameborder="0" allowfullscreen></iframe></p>
<p>As a self-employed single mom, I have struggled to maintain health insurance for me and my family. I recently got a new health insurance policy and was quite surprised to find that I could get better benefits, a lower deductible and pay half the cost I was paying before.</p>
<p>The Patient Protection and Affordable Care Act, passed in March 23, 2010, has provided some huge changes in health insurance. My policy calls out specific areas affected by the law, including the limitation of lifetime benefit limits, waiting periods in certain cases, access to health insurance for minors and dependents and even the availability of insurance for pre-existing conditions. More information available at <a href="http://healthcare.gov" target="_blank">WWW.Healthcare.gov</a>&#8230;</p>
<p>If you are in the same boat, I urge to visit this site and visits a site like <a href="http://ehealtinsurance.com" target="_blank">ehealthinsurance.com </a>and see if there are some options for you out there that you never thought you had. Trust me &#8211; you will sleep a lot better at night.</p>
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		<title>NaVloPoMo3 Word of the Day: Eleven(11)</title>
		<link>http://hereinphoenix.com/2011/11/13/navlopomo3-word-of-the-day-eleven11/</link>
		<comments>http://hereinphoenix.com/2011/11/13/navlopomo3-word-of-the-day-eleven11/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 03:56:48 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[11]]></category>
		<category><![CDATA[11-11-11]]></category>
		<category><![CDATA[Kristin]]></category>
		<category><![CDATA[LaVanway]]></category>
		<category><![CDATA[meditation]]></category>
		<category><![CDATA[naVloPoMo]]></category>
		<category><![CDATA[Rl8rgal]]></category>
		<category><![CDATA[VloMo2011]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1251</guid>
		<description><![CDATA[Word of the day is 11 or 11-11-11 to be exact. The inside scoop in the very symmetric and symbolic date...]]></description>
			<content:encoded><![CDATA[<p><iframe width="560" height="315" src="http://www.youtube.com/embed/h_V1zYSEMl8?rel=0" frameborder="0" allowfullscreen></iframe></p>
<p>Word of the day is 11 or 11-11-11 to be exact. The inside scoop in the very symmetric and symbolic date&#8230;</p>
<p>To join in the meditation magic, visit http://globalloveproject.com/11-11-11/ and scroll towards the bottom for details</p>
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		<title>NaVloPoMo2 – Word of the Day: Obligation</title>
		<link>http://hereinphoenix.com/2011/11/13/navlopomo2-word-of-the-day-obligation/</link>
		<comments>http://hereinphoenix.com/2011/11/13/navlopomo2-word-of-the-day-obligation/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 03:51:57 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[naVloPoMo]]></category>
		<category><![CDATA[Obligation]]></category>
		<category><![CDATA[refrigerator]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[VloMo2011]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1249</guid>
		<description><![CDATA[According to know-it-all Wikipedia: An obligation is a requirement to take some course of action, whether legal or moral...does that include stinky refrigerators?]]></description>
			<content:encoded><![CDATA[<p><iframe width="560" height="315" src="http://www.youtube.com/embed/jRWxj54S3Yo?rel=0" frameborder="0" allowfullscreen></iframe><br />
According to know-it-all Wikipedia: An obligation is a requirement to take some course of action, whether legal or moral.</p>
<p>There  are also obligations of etiquette, social obligations, and possibly in  terms of politics, where obligations are requirements which must be  fulfilled. These are generally legal obligations, which can incur a  penalty for unfulfilment, although certain people are obliged to carry  out certain actions for other reasons as well, whether as a tradition or  for social reasons.</p>
<p>Obligations vary from person to person: for  example, a person holding a political office will generally have far  more obligations than an average adult citizen, who themselves will have  more obligations than a child.[citation needed] Obligations are  generally granted in return for an increase in an individual&#8217;s rights or  power.</p>
<p>So when does the discovery of a smelly, toxic refrigerator invoke an obligation?</p>
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		<title>National Vlog Posting Month (a few days late)</title>
		<link>http://hereinphoenix.com/2011/11/08/national-vlog-posting-month-a-few-days-late/</link>
		<comments>http://hereinphoenix.com/2011/11/08/national-vlog-posting-month-a-few-days-late/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 04:47:06 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[NaVloPoMo Kristin LaVanway Rl8rGal Vlomo11 Klavanway]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1247</guid>
		<description><![CDATA[Thx to YouTuber Clintus McGintus (visit his site at http://www.youtube.com/user/Clintus#p/u/2/Gk5vHoy3Agw) for the heads up on NaVloPoMo1. Shooting a vid a day for a month &#8211; super psyched&#8230;see them posted at my &#8220;fun site&#8221; at http://www.http://hereinphoenix.com/. It&#8217;s going to fun to play around for a month  &#8230;posting a short video everyday with (little to) no [...]]]></description>
			<content:encoded><![CDATA[<p><iframe width="560" height="315" src="http://www.youtube.com/embed/I8ymIZ2cbps?rel=0" frameborder="0" allowfullscreen></iframe><br />Thx to YouTuber Clintus McGintus (visit his site at http://www.youtube.com/user/Clintus#p/u/2/Gk5vHoy3Agw) for the heads up on NaVloPoMo1. Shooting a vid a day for a month &#8211; super psyched&#8230;see them posted at my &#8220;fun site&#8221; at http://www.http://hereinphoenix.com/. It&#8217;s going to fun to play around for a month <img src='http://hereinphoenix.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> &#8230;posting a short video everyday with (little to) no editing. </p>
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		<title>Landlord! Take My House Please!</title>
		<link>http://hereinphoenix.com/2011/06/27/landlord-take-my-house-please/</link>
		<comments>http://hereinphoenix.com/2011/06/27/landlord-take-my-house-please/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 07:04:00 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Phoenix Real Estate FAQs]]></category>
		<category><![CDATA[Real Estate Reality]]></category>
		<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[east valley team]]></category>
		<category><![CDATA[gilbert]]></category>
		<category><![CDATA[karma]]></category>
		<category><![CDATA[kristin lavanway]]></category>
		<category><![CDATA[landlord from hell]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[rental house]]></category>
		<category><![CDATA[Rl8rgal]]></category>
		<category><![CDATA[walk through]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1241</guid>
		<description><![CDATA[Talk about bad karma! This house is filled with it...no doubt about it as the lease draws to a close and I try to hand the keys back over the "Janet", the landlord's representative.]]></description>
			<content:encoded><![CDATA[<p><iframe width="560" height="349" src="http://www.youtube.com/embed/nHn8Z_-Iu94?rel=0" frameborder="0" allowfullscreen></iframe></p>
<p>I hate moving! But the worst part of this move was not loading the moving van, packing, unpacking, or even the fact that it&#8217;s a hot Arizona summer (the season I always move). No, the worst part of this move is turning the house back over to the landlord and realizing that he is planning to squeeze me for that security deposit.</p>
<p>Despite the fact that we have spent over $700 cleaning and sprucing, the landlord&#8217;s representative, &#8220;Janet&#8221;, nit-picksevery little thing she can in the final walk-through inspection.  Not only do I get to forfeit whatever &#8220;accounting&#8221; decides to deduct for dead light bulbs, a dead fly, a piece of paper that blew into the yard, and even water drops left by the approved carpet cleaner &#8211; yeah the one we were not only told to use but told we to produce a receipt to prove we used them.</p>
<p>Lucky me, I pay $50 for a &#8220;re-inspection&#8221; since the house didn&#8217;t pass muster and has to be re-inspected.</p>
<p>Please, Mr. Landlord, I just want to be done with this house.  This place has bad karma.</p>
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		<title>Who Needs Cable When You’ve Got a Real Estate License</title>
		<link>http://hereinphoenix.com/2011/02/28/who-needs-cable-when-youve-got-a-real-estate-license/</link>
		<comments>http://hereinphoenix.com/2011/02/28/who-needs-cable-when-youve-got-a-real-estate-license/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 05:54:47 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Real Estate Reality]]></category>
		<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[cable]]></category>
		<category><![CDATA[east valley team]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[glee]]></category>
		<category><![CDATA[HGTV]]></category>
		<category><![CDATA[housewives]]></category>
		<category><![CDATA[kristin lavanway]]></category>
		<category><![CDATA[Phoenix Real Estate]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[Rl8rgal]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1239</guid>
		<description><![CDATA[Trust me...the entertainment value of real estate is gravely underestimated!!]]></description>
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<p><b>Trust me&#8230;the entertainment value of real estate is gravely underestimated!!</b></p>
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		<title>Short Sale Buyers – Special Forces</title>
		<link>http://hereinphoenix.com/2011/02/28/short-sale-buyers-special-forces/</link>
		<comments>http://hereinphoenix.com/2011/02/28/short-sale-buyers-special-forces/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 03:14:48 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[For Home Buyers]]></category>
		<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[earnest money deposit]]></category>
		<category><![CDATA[namby pamby]]></category>
		<category><![CDATA[Phoenix Real Estate]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1237</guid>
		<description><![CDATA[Do you have the GUTS to make on offer on a short sale??]]></description>
			<content:encoded><![CDATA[<p><iframe title="YouTube video player" width="640" height="390" src="http://www.youtube.com/embed/nJCoGtZV5zA?rel=0" frameborder="0" allowfullscreen></iframe><br />
<b>Buying a short sale is not for namby pambies</b></p>
<p>The East Valley Team is taking a stand. When a buyer submits an offer on a short sale &#8211; it is hazardous to everyone&#8217;s health (financially speaking) if they do not intent to execute that contract fully.</p>
<p>Gone are the days of putting lots of short sale offers in to see what sticks, Banks are digging and making the process much harder so the message from the East Valley Team is this: You better be serious if you put an offer in on one of our short sale listings.</p>
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		<title>Real Estate Negotiation 101</title>
		<link>http://hereinphoenix.com/2011/02/24/real-estate-negotiation-101/</link>
		<comments>http://hereinphoenix.com/2011/02/24/real-estate-negotiation-101/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 02:58:12 +0000</pubDate>
		<dc:creator>Kristin LaVanway</dc:creator>
				<category><![CDATA[Real Estate Reality]]></category>
		<category><![CDATA[Video Blog]]></category>
		<category><![CDATA[east valley team]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Gilbert AZ]]></category>
		<category><![CDATA[kristin lavanway]]></category>
		<category><![CDATA[Phoenix Real Estate]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://hereinphoenix.com/?p=1234</guid>
		<description><![CDATA[Is it just me? It just doesn't seem like it's much fun any more to negotiate a real estate transaction. Short sales, REO's and homeowners who have have watched all the equity drain from the homes have taken all the pleasure out of the process.  ]]></description>
			<content:encoded><![CDATA[<p><iframe title="YouTube video player" width="640" height="390" src="http://www.youtube.com/embed/uX7ge7j0jxA?rel=0" frameborder="0" allowfullscreen></iframe><br />
<b>Negotiating real estate deals just ain&#8217;t the same anymore</b><br />
Is it just me? It just doesn&#8217;t seem like it&#8217;s much fun any more to negotiate a real estate transaction. Short sales, REO&#8217;s and homeowners who have have watched all the equity drain from the homes have taken all the pleasure out of the process.  </p>
<p>Remember the good old days, sitting around a table, playfully bantering counter offers around until everyone was happy? What do we have now?? Waiting months and months for that 50-50 chance that the short sale will be approved&#8230;working with the overworked REO lister, if you are lucky or the REO robot if you are not&#8230;or maybe it&#8217;s an equity sale with a seller that just saw the equity drain from his home faster than a pony keg at a frat party. </p>
<p>Welcome to Real Estate Negotiating 101.</p>
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