Simply click on this link to register and start saving

Please note:

You are now leaving our website to enter a seperate third party website, we are not responsible for the contents or reliability of any other website to which we provide a link. Please be aware that the third party is not authorised and regulated by the Financial Conduct Authority.

This years Golf day was once again held at Batchworth Park on a gloriously hot July summer day. This year we dispensed withe the coaching format and I decided to also play instead of taking pictures out and about on the course.

See the team photos and the winning team photo’s below.

The winning team were Andrew Denham-Davis from Brooks Macdonald, Ben Jones from Darlingtons, Jacques Basson from Pro Cleaning Solutions and myself

Winning Stableford score was Ben Jones

The longest drive was by Sess Sigre of Turbervilles

The nearest the Pin was Mike Gibson

The shot of the day was Peter Smithson of Kingston Smith

and the Beat the Pro bottle of Champagne was won by Russell Hallam of Turbervilles

A big thank you to Darren Bragg of the North London Golf Academy for his brilliant on course help and company though out the day and for providing the shot of the day prize and also to Brooks Macdonald Asset Management for sponsoring the event.

Your Unique Skill

Here we will develop a concept that allows you to identify your unique talent and passion, and apply it to your most productive and satisfying activities and relationships.

How do we devlelop this?

Write a list of all the things you do whilst working in your business e.g answering the telephone, calling clients, meeting with staff be as specific and comprehensive as possible.

Then take each item and place them into one of the categories below:

Unique Skill Activities

Unique Skill is what you love to do and do best. Unique Skill activities have four characteristics:

1 – Superior Talent – You have a great skill that other people notice and rely on you for.

2 – Passion – You have great enthusiasm and love doing it, you feel in the zone.

3 – Energy – It provides you with energy and energises others.

4 – Continual improvement – You keep getting better at it and are continually finding new ways to grow.

Excellent Activities

These are the activities where you have a superior skill but do not have a passion for.

Competent Activities

These are the activities where you are adequate but do not excel, others can do these better than you.

Incompetent Activities

You hate doing these activities, they cause you stress, frustration and you often experience failure

Of course determining over time what your preferred modus of operandi are rather than just looking at tasks will help you to really get to the heart of your Unique Skill, for example look at the days that you feel you are in your element, where you are buzzing, ask yourself “what have I done today to cause this”

Knowing your Unique Skills will help you to redesign your business around you and will hopefully ensure that you remain enthusiastic and connected to your business.

Next time we will look at the next stages which are more business related, looking at a High Level Business plan and a Three Year Vision to set some goals. We will finish with some practical tips on structure, systems and processes.

About me

I started out life working at Midland Bank which then turned in to HSBC and after 10 years frustration I found my calling as a Financial Adviser for HSBC. After 3 years I set up my first “business”, a completely new team at HSBC that we started from scratch and built into one of HSBC’s most profitable advisory teams (£ per head). After six years of this the urge to start my own company proved too much and I founded Kubera Wealth.

We are a 7 person firm located on the old High St in Pinner and we provide Entrepreneurs and Families with coaching and Financial Planning advice.

I am married with three daughters and mini schnauzer, I play as much golf as I can, do the odd track day and enjoy photography, art and eating out.

Want to know my unique ability? Call me and I will tell you!

As widely predicted, today’s Autumn Statement by the Chancellor included an announcement that Capital Gains Tax (CGT) will be extended to non-UK residents owning UK residential property.

The details we have at present are limited, and there is likely to be a consultation early next year. We are told that the change will have effect from April 2015 and that it will only apply to “future gains”. This will probably mean that there will be some form of re-basing, so that the pre-April 2015 element of gain on a post-April 2015 sale will be exempt from CGT. It will be a major relief to non-residents that existing latent gains do not appear to be caught.

It is not yet clear whether the new CGT charge will apply to all UK residential property owned by non-residents. The new annual tax charge on high-value residential property owned by companies (which came into effect earlier this year) contained exemptions for development properties and properties which are let. In effect it usually only applies to property occupied by the beneficial owner or his family. Exempting development and let properties from the new CGT charge would significantly reduce its impact, as there is nothing to suggest that main residence relief will not be available where the property in question is (or has been elected to be) the owner’s main residence.

Nevertheless non-residents looking to invest in UK residential property will need to factor in the new CGT charge. It may reduce the return on their investment significantly. Those who own properties already will want to consider the options carefully before April 2015. In some cases they may wish to dispose of the property before that date to ensure their investment has been tax-free, and thus to avoid having to submit a tax return.

Your Ultimate Aim in Life

Here we discuss and create a personal plan, we will map out the things that are most important to you in your life, about your life, the purpose of your life, your commitment and passion. This will help you to understand what the real purpose of your life is and importantly how better to serve that purpose.

What is ultimate aim?

First of all its about your life, and not your business!

It is the essence of your purpose in life

Your commitment and passion

With no idea of how you want your life to turn out, how can you start to live it?

Why do you need to understand your Ultimate Aim

Gives you the ability to live your life intentionally rather than accidentally, to shape your life rather than live randomly

Make conscious decisions and choices that are consistent with what is most important to you

Set you life’s REAL priorities and puts your business in its proper perspective

Enable you to understand where the real purpose of your life lies, and how better to serve that purpose

ULTIMATE AIM & YOUR BUSINESS

Your business is not the first thing that needs planning

YOU ARE!

Your business should not be “your life”, although it invariably does play a significantly important role in your life

Before you can determine what that role will be you have to understand what your Ultimate Aim is.

Having started out life in business in 2009 I quickly decided that I needed to educate myself as an entrepreneur in very much the same way as I educate myself in my profession, seeing myself not only as a Financial Adviser but also and primarily as an entrepreneur, a business owner.

Changing your mind-set in this way is the first step to achieving a greater understanding of where you are going, what your business needs to do to get there and importantly how to do it.

I have drawn my experience from a number of books that I have read and courses/programmes that I have attended and in the case of The Strategic Coach programme am still on, these are resources that I would recommend to you, in no particular order:

Books

The e-Myth revisited by Michael Gerber

Steve Jobs Autobiography – Walter Isaacson

Think and Grow Rich – Napoleon Hill

Industry Transformers – Dan Sullivan

Unique Ability – Catherine Nomura

The Behaviour Gap – Carl Richards

Courses/Programmes

Key Person of Influence – Daniel Priestley

Strategic Coach – Dan Sullivan

One of the key points I have taken away is the need to align your life, your values and your goals with that of your business. This should help ensure that you don’t lose motivation, that your business moves in the direction you are moving and that ultimately you will have the enthusiasm needed to get through the tough times.

The other main aspect that I see is to ensure that you are only doing the tasks and performing the roles that you excel at, that you love doing and importantly those that you have a passion for. Finding out what these roles and tasks are in not easy but is vital to ensure that you will continue to enjoy your business for years to come.

I have devised a five point plan that mirrors the process I have been through over the last 3 years and having implemented each and every part into my business and life I can truly say that it does work.

1. Your Ultimate Aim in Life
2. Your Unique Skill
3. A High Level Strategic Objective
4. A Three Year Vision
5. Action Planning and Ongoing Development

It is important to take time to complete each part and do them in order as each part flows into the next and completing the previous part makes that next step that much easier.

I will cover the first step today in “Part one” and then each step in future blogs every week through to the new year.

We returned once more to Sartoria for our October Jumbo lunch, with Keren Lerner from Top Left Design presenting on blogging!

Keren runs Top Left Design who are responsible for the design and management of our website and she also coaches and runs courses on blogging, social media and pretty much anything to do with digital media.

As usual the food was great and the wine flowed. The presentation topic created some lively debate amongst some of the attendees and ensured that the bar was quite noisy after.

If you are interested in coming to our next lunch please get in touch!

If you would like to talk to Keren you can reach her at www.topleftdesign.com

This weekend I flew to Istanbul to see long standing clients as they made their way home from a visit to Canada. I stayed at the very comfortable Hilton in Taksim Square which seems to have calmed down now following the riots earlier in the year.

I decided to stay on an extra night so that I could take my time to see Istanbul itself and sample the delights of the bazaars and mosques.

I hope you enjoy the photos, all taken on my iPhone 5 with an Olloclip which is alot easier to carry than my Nikon D700

August 28th saw Middlesex hosting Somerset in a county game and we took the opportunity to host a professional connection event with one of our Strategic Partners, Middlesex main sponsors Brooks Macdonald Asset Management

We invited eight guests from the Tax, Legal and Pension worlds to join us for a morning of presentations, lunch whilst we watched cricket and then a tour of the pavilion in the afternoon. We were accompanied all day by the ex England spinner and all round good bloke, John Emburey who took us on a tour of the pavilion, long room, changing rooms and committee dining room. I have to say he was on top form as always which is more than can be said for Middlesex on the day!

The picture above is from Brooks Macdonalds box where we hosted the event again taken in Panoramic mode on my iPhone5

What another great summer of sport, especially the Ashes series, being a big cricket fan I was delighted and lucky to be able to attend the Sunday at Lords where we saw England win in the last over and then the Friday and Sunday of the Oval Test, what a great last day we had which no-one had predicted. I have started taking panoramic shots with my iPhone 5 and here are a few of the grounds