Lansing Area Real Estate Blog

Hot Real Estate News for the Greater Lansing, Michigan Real Estate market on the Proposed New Home Buyer Tax Credit

Coldwell Banker Hubbell Briarwood — Wed, 28 Oct 2009 13:25:23 -0500

Here's some hot real estate news for the Greater Lansing, Michigan Real Estate market on the proposed new Home buyer Tax Credit. According to an article written by Bloomberg the U.S. Senate leaders moved closer to an agreement replacing an expiring $8,000 tax credit for first- time home buyers with a smaller one that would expand access to so-called step-up purchasers.

The Senate deal would reduce the size of the tax credit to 10 percent of the sale’s price, capped at $7,290. The credit would be available on home purchases that are under contract by April 30, 2010 and borrowers would have 60 days more to close the sale. The existing credit is due to end Nov. 30.

UPDATE: Move up buyers capped at $6500.00 Deal Sealed

The new agreement, which is still being negotiated and may change, would grant the credit to borrowers who have lived in their current home for at least five years. Lawmakers want to keep home sales from slipping as the economy struggles to recover from the worst drop in home prices since the Great Depression. Economists say a recovery in housing is a key to rebuilding the confidence and finances of American consumers, whose spending makes up 70 percent of the world’s largest economy.

The demand for new homes and condominiums may increase by “more than two times because you’re allowing step-up buyers into the equation,” said Andrew Parmentier, a managing partner at Height Analytics, a research firm in Washington. “ You just opened up a whole new pool of people who can buy into those empty homes and empty condos that were built out.”

The Bloomberg article went on to say:

The income eligibility for first-time home buyers would remain the same at $75,000 for individuals and $150,000 for couples. The income criteria for step-up buyers would be $125,000 for individuals and $250,000 for couples.

This is an opportunity for those sellers who have been sitting on the sidelines in the Greater Lansing real estate market to take advantage of selling their home, and moving up to more space for the growing family. Regardless of values coming down over the past 3 years, sellers who are moving up, should be able to pick up the loss on the new purchase, in addition to a tax credit if qualified. Keep in mind that if you have considered moving, now is the time to plan ahead.

Buying or selling a home in today's real estate market can be complicated without having the proper expertise and guidance throughout the process. Visit MikeBowler .com for additional tips to assist you.

“Expect the Best” Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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DropBox: Wonderful Advancement for the Real Estate Industry

Coldwell Banker Hubbell Briarwood — Sat, 24 Oct 2009 16:01:39 -0500

Dropbox, a cross-platform file-syncing tool, has now made it’s way to the iPhone and iPod touch, complete with offline file viewing for professionals who need access to files on the run. This will be a wonderful advancement for the real estate industry to use for documents and listing information.

Once installed on your device, Dropbox for iPhone provides access to all your Dropbox files, allows you to view any file supported by your iPhone (including documents, photos, music, and video), uploads any photo or video you’ve taken on your device to your Dropbox account, and lets you save any file as a favorite for offline viewing. If you want to share a file in your Dropbox with someone else, the application can generate an email with a link directly to the file.

I tested this on my iPhone last night with a sellers price change form and it worked fantastic. I can see how this will really be a benefit to Realtors who are already taking advantage to forms online. You can use it for sharing photos, forwarding a disclosure form, or line side to a prospective purchaser, and many, many other ways to go green and paperless.

Dropbox is revolutionizing the way that people think about and access their files. In particular, they make it easy to securely share files with other people, sync them across multiple computers, access them from anywhere, and keep them safe.

Drop Box has been featured in publications like the New York Times and TechCrunch, and have won awards from places like PC Magazine.

As you discover new ways for Realtors, and real estate ancillary businesses to use this program, send me your thoughts to share with others. I can see Dropbox for the iPhone being a great collaboration here for title companies, mortgage, and home inspectors, as well as appraisers and Realtors.

Worried about security? Dropbox uses secure servers. Put your files into your Dropbox on one computer, and they’ll be instantly available on any of your other computers that you’ve installed Dropbox on (Windows, Mac, and Linux too!) Because a copy of your files are stored on Dropbox’s secure servers, you can also access them from any computer or mobile device using the Dropbox website.

Well, I need to go organize my fies on my desktop, so I can start using this great new program on my iPhone today, while on the run.

“Expect the Best” Mike

Greater Lansing Real Estate Market Can Be Complex However Pending Home Sales Are Up

Coldwell Banker Hubbell Briarwood — Mon, 19 Oct 2009 21:23:31 -0500

The Greater Lansing Michigan real estate market showed a substantial increase in pending and closed sales for weekending October 13, 2009 over last year the same week according to GLAR.

Pending home sales have increased for seven straight months, the longest in the series of the index which began in 2001, according to the National Association of Realtors®.

It's nice to see positive news for buyers, sellers and Realtors. The 3rd quarter real estate market report does not exactly illustrate much good news with the exception of lower inventories and additional units sold. Pricing in the greater Lansing area is still coming down to reality and should begin to stabilize over the next few months. You can obtain the entire 14 page Coldwell Banker Hubbell Briarwood Quarterly report on my site at the 3rd Quarter Report Link.

I am prepared to employ the latest techniques and services for your benefit, just like you've grown to expect from a professional. Real estate transactions are complex, involve large assets and demand competent representation. Marketing properties, home selection and financing are just a few of the skills today's consumer looks for when they select a real estate professional. I am prepared to offer my clients the knowledge and expertise to counsel them in relocating, buying, investing or selling the family home.

In today's market, you need someone who knows what they're doing and will work hard to get the job done. My knowledge of the real estate market, negotiating skills, and ability to listen to clients' needs and desires keep me ahead of my competition.

"Expect the Best" Mike

Greater Lansing Real Estate Real Estate Market Statistics Can Better Set Client Expectations

Coldwell Banker Hubbell Briarwood — Tue, 13 Oct 2009 19:06:50 -0500

Coldwell Banker Hubbell Briarwood released the 3rd Quarter 2009 Market Report today that showed some positive statistics and comparisons that will aid sellers in the greater Lansing real estate market with sound pricing decisions when it comes to marketing their home. This report also breaks down areas by school district to assist buyers and sellers. Here are some highlights of the 14-page report.

Units Sold increased 8% compared to 2009 3rd Quarter

• This has been the 6th consecutive quarter that Units Sold have increased since April 1, 2008

Sold Values

• The 4.16% decrease has been the slowest paced decrease since October 1 2005 when values decreased 2.9%

• Values began to fall in July 2005 with the market decrease was first reported in October 2005 at a minus 4.5% and the highest decrease reported in October 2006 at a minus 23.47%

Available Listings

• Listings have continuously decreased in availability since April 2008
Market Surplus

• The Market Surplus of 7 months has not been this low since October 2005 when there was a 6 month surplus. The highest peak since October 2005 was a 16 months surplus in April 2008

If the market shift continues, particularly with the increase of units sold and the decrease of available listings the Buyer’s Market may soon be over. You can get the complete report at here by selecting the 3rd Quarter Market Report Navigation Button on MikeBowler.com

More Good News for Michigan

The Michigan Association of Realtors reported today: In Michigan, the home buyer tax credit has brought in an additional 20,000 buyers into the market and 75,400 first-time buyers will be able to take advantage of the tax credit. Detailed, state-by-state information is not available on first-time buyers, but using national information from the 2009 Home Buyer and Seller Survey available in preliminary format, we can estimate the impact in a state.

According to NAR, Michigan existing home sales in the second half of 2008 were 151,200 at a seasonally adjusted annual rate. In the first half of 2009 they were 163,200. If sales continue this trajectory, as they are expected to do nationally, they could reach 173,600 for the year in Michigan in 2009. If the share of first time home buyers in the market is similar to the national share, first time buyers will have purchased 60,480 homes at a seasonally adjusted annual rate in the second half of 2008 and will purchase 76,704 for the year 2009. Because the tax credit is only in effect for 11 months out of the year, the estimated impact of the credit is an increase of 20,000 first-time buyers. 75,400 first-time buyers in the state of Michigan are expected to be able to take advantage of the credit.

Real estate transactions are complex, involve large assets and demand competent representation. Marketing properties, home selection and financing are just a few of the skills today's consumer looks for when they select a real estate professional. I am prepared to offer my clients the knowledge and expertise to counsel them in relocating, buying, investing or selling the family home.

“Expect the Best” Mike

REALTORS: What's Wrong With This Picture, Who's Responsible for YOUR Education

Coldwell Banker Hubbell Briarwood — Sun, 11 Oct 2009 19:01:15 -0500

As I look at this chart from a recent survey taken by NAR that was sent to 47,000 Realtors, and received 1,189 completed surveys back, I am shocked, yet not surprised. This number is large enough for overall responses to be considered statistically valid. I see some odd responses that tell me things could be out of whack when it comes to where we learn about Technology for real estate. Look it over and tell me your thoughts. I have made 6 observations below the chart.

1. First and foremost is it disappointing that only 1189 Realtors responded, however apathy and lack of getting with the program could be a topic for another day. I might just add that it shows how sick our industry is right now.

2. The purpose and responsibility of NAR and local Associations is not to educate our membership when it comes to sales skills, marketing, and tools of the trade, however, it is a welcomed service that has been provided for many years through designation courses and other means. It is really each real estate agents responsibilityy to continue their education and each brokers responsibility to make sure they do so. Franchises have looked to training and education as a profit center over the past 20+ years as they have continued to offer less value for the franchise fees being charged to companies affiliated.

3. Notice that 57% depend on colleagues and 38% Friends to educate them on technology. The true reason these numbers are there is that agents are light years ahead of brokers when it comes to changes in the tech world, however, in most cases, it's the blind leading the blind. Anyone who really has their head in the business would not be depending on the agent sitting next to them to teach them technology. They would be going to seminars, workshops, and Association sponsored events that would provide them the correct tools and education. However, since when is it the Associations responsibility to train agents? (Not saying it's wrong, just asking, who's really responsible?

4. Note that 59% get most of their information from real estate related websites. I am guessing that RISMedia, Inman News, Mashable, Real Trends, Trulia, BloodhoundBlog, and many other great resources make up the majority of this information. I wonder how many agents are getting to these sites as a result of Twitter, LinkedIn, and Facebook? I think most of them.

5. Real estate training has become big business and plenty of great resources are available. Note that Trade shows and State Associations rank toward the bottom of the chart. This tells me that as we begin to consolidate MLS systems throughout the states and local boards, more responsibility will depend on State Associations to offer more affordable state conventions, services, and affordable trade shows in the future. By getting rid of the fluff and entertainment and offering statewide MLS services with IDX they would be able to provide professional training at the 3-4 regions in each state. (Topic for another day) In other words reduce the 40+ local associations to 3-4 strong regional boards covering each state.

6. The fact is, agents are more independent, expect higher commission splits from their broker, and no longer can depend on the broker for services due to economic cuts and lack of expertise; would support Statewide Associations taking on the duty of providing top notch education for a profit, with the services of professional training companies that will attract additional revenue.

OK, I am thinking outside of the box here, however, that's my motive. To get you thinking. The world is getting smaller. We have what we need at our fingertips, we have webinars (web conferencing), Blog talk radio, Blogs, YouTube, Wikis, and many other resources. State Associations could offer larger group education with better attendance in regional locations. This is my opinion only, and not the conclusion of the report. It is only my conclusion, based on reading the report. You can read the NAR survey on the Realtor.org site. What's your thoughts?

"Expect the Best" Mike

Buying a Home Can be an Emotional, Time-Consuming, and Complex Process

Coldwell Banker Hubbell Briarwood — Sun, 04 Oct 2009 17:56:58 -0500

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible:

1. Check your credit.
Before you apply for a home loan, regardless of your credit, it’s a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it’s easier to address them before you have found a house, than after you have found a house and are trying to close your loan.

If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had extenuating circumstances - like a loss of a job or medical bills - let them know so that they understand that it is not likely to happen again in the future.

2. Get approved before you buy.
An approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you have found a home to purchase. As long as the home appraises for at least the purchase price, the loan should close.

Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified.

While getting pre-qualified may sound official, it is really just getting an idea of what you can afford. Its having a person plug in a few numbers that you give them - your monthly income and your monthly debt - and getting an approximate payment calculated. From the payment, the calculator can approximate the house price range that you can afford. No information is verified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.

3. Find a great buyer’s agent.
Traditionally real estate agents represent the sellers in a transaction. When you are not working with a buyer’s agent, they are less likely to negotiate the best price or contingencies for you.

A buyer’s agent’s job and fiduciary responsibility (meaning legal duty) is to you, the buyer. Before working with an agent, establish if they are a buyer’s agent or a seller’s agent. After spending a lot of time with a Realtor, it’s natural to feel like you’re a team. But if they are not negotiating for you, then they are not on your team.

For the remaining 3 steps, simply download the full report and they will be emailed to you !

“Expect the Best” Mike

Greater Lansing Renters BEWARE of Scams from Craigslist Con Artists

Coldwell Banker Hubbell Briarwood — Sun, 27 Sep 2009 15:31:10 -0500

There seems to be a surge of cons invading the Greater Lansing area lately with properties that are listed for sale by Realtors on Craigslist, being snatched up and re-advertised for rent by people overseas.

The Rent Scammers are attempting to get potential renters to make a deposit prior to even getting keys to see the property. Believe it or not, some people are falling for this con game. I recently had two of my listings that were being advertised, copied and offered for rent, including the pictures. Those who were suspicious of the London accent, poor email vocabulary, and idea of sending money were questionable enough to contact me directly after checking Google. The scumbag con artist is even using my name and setting up a fake email account to communicate with the potential victims.

Although Craigslist was very prompt in pulling the ads after we have reported, I must have received a dozen calls from people who were questioning the rent of $800.00, being so cheap for a home that was priced at $214,000.00. Craigslist also put warnings out to the public that have been displayed at the top of rental ads. What more could they do, you may ask? Craigslist is one of the most popular portals generating 20 billion page views per month by over 50 million people just in the USA. That's why Realtors like myself advertise and syndicate our listings to them.

The Craigslist Forum has also issued warnings for sometime on this old scam that has been taking place around the country for the past 2-3 years. Below you will find a list to think back on, if you plan to use Craigslist in the future, which I would highly recommend you do use, however, with the some caution as anything else on the Internet.

You can sidestep would-be scammers by following these common-sense rules:

DEAL LOCALLY WITH FOLKS YOU CAN MEET IN PERSON - follow this one simple rule and you will avoid 99% of the scam attempts on craigslist.

NEVER WIRE FUNDS VIA WESTERN UNION, MONEYGRAM or any other wire service - anyone who asks you to do so is a scammer.

FAKE CASHIER CHECKS & MONEY ORDERS ARE COMMON, and BANKS WILL CASH THEM AND THEN HOLD YOU RESPONSIBLE when the fake is discovered weeks later.

CRAIGSLIST IS NOT INVOLVED IN ANY TRANSACTION, and does not handle payments, guarantee transactions; provide escrow services, or offer "buyer protection" or "seller certification"

NEVER GIVE OUT FINANCIAL INFORMATION (bank account number, social security number, eBay/PayPal info, etc.)

AVOID DEALS INVOLVING SHIPPING OR ESCROW SERVICES and know that ONLY A SCAMMER WILL "GUARANTEE" YOUR TRANSACTION.

I know the people that I had an opportunity to talk with on the phone about this rental scam felt somewhat victimized and threatened by this incident as well as myself. It gives you a sick feeling to think that somebody is using your identity to con others and take advantage of people. I hope the Attorney general, FBI, and other agencies that have been notified and are well aware of these situations, figure out ways to capture them and do justice. Once they do, someone else will come along with another great deal, that's to good to be true. So, buyers beware and get professional help when needed.

"Expect the Best" Mike

Serving the Greater Lansing Real Estate Market for 31 Years

Buyers and Sellers Need Professional Consulting - Greater Lansing, Michigan Real Estate Market

Coldwell Banker Hubbell Briarwood — Wed, 16 Sep 2009 17:59:25 -0500

Buyers and Sellers need professional consulting in a challenging real estate market like we have experienced the past few years in the greater Lansing area. Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. There are many negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings.

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible. Number one is consulting with a Realtor to obtain all the tools and advice needed to make a smart purchase that will not have disappointing surprises prior to the closing. Attached here you will find four helpful reports on buying a home, which will give you some insight to get started.

Selling a home requires top notch marketing by qualified responsible professionals who understand syndication of properties, search engine optimization, and how to obtain additional exposure using social media, like Blogging, Twitter, and pinging.

In todays real estate market sellers should also expect a complete written report on recent market statistics, that include competiing properties, Solds, and those that did not sell. A Realtor can provide information on market current conditions ike mortgage interest rates, legal issues and year to date information on what is happening in the marketplace. These are key factors in getting your property sold at the best price, a shorter amount of time, and with minimum hassle.

Recommend repairs or cosmetic work will enhance the salability of your property. First and lasting impressions will net more money for sellers who have shown pride of ownership in their home with clean, spacious rooms, basements, and garage's.

By precreening, providing a pre-approval for a morgage, and consulting potential purchasers with what's involved to buy a home in advance, a professional real estate agent can help prevent unqualified buyers from putting sellers through the emotional roller coaster of time delays and surprises of unworthy credit. A Realtor can objectively help you resolve these issues and move the transaction to closing

Lastly it's important to have a real estate professional that has a positive attitude, has experienced tough times, knows the market, understands Internet technology, real estate law, has negotiation skills and someone who is not shy about being brutally honest with you about your real estate challenges. You can visit MikeBowler.com for additional ideas on selling your home or search all properties in the greater Lansing, Michigan area.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
Emailto:Mike@MikeBowler.com

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The Greater Lansing Area is a Great Place to Live, Work, and Play

Coldwell Banker Hubbell Briarwood — Thu, 10 Sep 2009 09:01:07 -0500

The Greater Lansing area is a great place to live, work, and play. Here's some events taking place you and your family may be interested in attending in September and October. It's a great way to get involved in our community and your neighborhoods. The real estate market is showing signs of increased sales over the past 2 months and will bring new neighbors into our community. Be sure to welcome your new neighbors, they will appreciate your kindness. Have a great week.

Lansing Riverfest - Riverbanks near Impressions 5 9/19/2009 3:00 PM - 12:00 AM

Michigan State University vs. Notre Dame in Notre Dame 9/19/2009 3:30 PM - 5:30 PM

Willie Nelson and Family Live In Concert Wharton Center for Performing Arts-Cobb Great Hall 9/24/2009 7:30 PM - 10:00 PM

Abrams Planetarium- The Little Star That Could 9/27/2009 2:30 PM - 2:30 PM

Fall Adopt-A-River Clean Up Project - Impression 5 Science Center 10/11/2009 8:00 AM - 3:00 PM

“Expect the Best” Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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Realtors, and Home Renters Beware, of Rental Scams Lansing, Michigan Area

Coldwell Banker Hubbell Briarwood — Sun, 30 Aug 2009 10:37:55 -0500

The scams and cons are out trying to rent out Realtors listings by running ads on CraigsList and who know where else. They tell the prospective tenant that they are out of the country right now and to fill out an application and send a deposit. I have one of my properties for sale right now that brought me a number of calls from people questioning the legitimacy of the ad. These frauds are dumb enough to only ask about half what the property would rent for, even if it was for lease. Here's an example of how they operate and what to do in the event you're interested.

To report fraud or a scam in the state of Michigan from Lansing to Detroit, contact the Attorney General, the Better Business Bureau or one of the Federal, state or local agencies listed.

Here's a list of safety precautions you can take from http://RentalScams.org who listed these in October of last year.

There are commonalities with all rental scam emails. Below are some tips when dissecting a rental scam email.

Does the email start out with Sir / Madam?
Are there misspellings in the email?
Are there character mistakes in the email? i.e Hello,my nameis Susie.
Is there excessive capitalization?
Does the email reference God, UK, Cashiers Check, Doctor, Nigeria, Reverend, etc.
Is the email from a free email provider. i.e gmail, yahoo, aol, hotmail.
Does the email refer to another person or agent?
Does the email reference wanting to move in site unseen?

If the email has a majority of these commonalities, then the chances are very good it is a scammer. If you are unsure, it is best to not reply to the email.

Remember to do business with those who are local, have a good reputation and who you can meet personally.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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Housing Affordability is at Highest Level in 18 years, Good News for Greater Lansing

Coldwell Banker Hubbell Briarwood — Mon, 24 Aug 2009 17:56:03 -0500

The National Association of Home Builders Organization released a new report recently that indicated housing affordability reaching an 18-year high due to low interest rates and pricing. Lansing - East Lansing Michigan was included as one of the most affordable areas topped by Indianapolis. That information comes with local good news that pending and closed sales are also up this week over last year at this time in the greater Lansing real estate market. (See Chart below)

The National Association of Realtors also had a press release last week indicating a strong gain in existing-home sales. These headlines and reports are very welcome and positive signs that there may be a light at the end of the tunnel. "A combination of first-time buyers taking advantage of the housing stimulus tax credit and greatly improved affordability conditions are contributing to higher sales," said Lawrence Yun, NAR chief economist.

The tax credit provides an outstanding opportunity for homebuyers. A tax credit of up to $8,000 is available for qualified first-time homebuyers purchasing a principal residence before December 1, 2009. Time is running out to meet the deadline for buyers on this program, which ends December 1, 2009, (unless extended.)

Buyers and sellers in the greater Lansing, Michigan real estate market have many new tools, programs and other options available to them, provided they seek the proper guidance before buying a home or marketing a home, and throughout the transaction. Real estate transactions are complex, involve large assets and demand competent representation. Marketing properties, home selection and financing are just a few of the skills today's consumer needs to expect when they select a real estate professional.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
Search Listings

Events for the Entire Family in the Greater Lansing, Michigan Area This September!

Coldwell Banker Hubbell Briarwood — Sat, 22 Aug 2009 05:58:46 -0500

Wow, we are heading for the autumn season already here in the greater Lansing, Michigan area and have had some great events taking place in our towns and suburban communities all summer. Here's a run down on what's coming up in September for you and your family to take part in. Hope to see you there.

September 9-13 Frontier Days Charlotte
Pioneer-spirited guests will enjoy this annual event featuring one of mid-Michigan's largest parades, a championship rodeo, flea market, more than 250 arts and crafts exhibits, an old-fashioned saloon and more!

September 17-20 Down Home Days Mason
Check out fall colors and join Mason folks for an outdoor concert Thursday, family walk Friday, and Saturday's 150-vendor craft show on the historic Ingham County Courthouse Square and so much more!

September 18-19 Old Town BluesFest Old Town Lansing
Old Town BluesFest is a two-day free festival bringing regional and national blues acts to over 15,000 people. Located in Lansing's historic Old Town and offering galleries, boutiques and vendors of ethnic food, arts and crafts.

September 26 Capital City African American Parade and Heritage Festival
Lansing - The 10th annual parade will take place in downtown Lansing at 11 a.m., followed by a reunion picnic at Ferris Park. Enjoy ethnic foods, craft exhibits, games and more!

The greater Lansing area communities are a great place to live work, and play. I would encourage you to visit the Greater Lansing Convention and Visitors Bureau throughout the year for additional updated information on our neighborhood events. If you are new to the area and need information on our communities or real estate, feel free to visit my website below.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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Greater Lansing Michigan Home Sellers Have an Additional Tool Available

Coldwell Banker Hubbell Briarwood — Thu, 20 Aug 2009 15:31:51 -0500

Greater Lansing home sellers have an additional tool available that helps expose their property to more buyers using the iPhone on the go for searching properties. Here's an example of how the application works. In addition to having a Realtor who understands real estate syndication, Internet marketing, and search engine optimization, this should be a requirement sellers should add to their list of expectations when listing their house with an agent.

A Real Estate Professional must meet the needs and expectations of the Connected Consumer. The rules of business are changing in our industry, with nearly 90% of all buyers searching the Internet prior to contacting an agent. It is imperative that practitioners of our business become savvy on what is available to them for marketing real estate.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
Search Listings

10 Reasons Real Estate Agents Need to Meet the Needs and Expectations of the Connected Consumer

Coldwell Banker Hubbell Briarwood — Mon, 17 Aug 2009 08:21:33 -0500

I asked this question on LinkedIn a few weeks back: Do you think Real Estate Professionals are meeting the needs and expectations of the Connected Consumer.

Many comments that came back that set the tone for future educational goals and plans and are worth there weight in gold for real estate agents and all businesses to make a list, get on board, and begin your marketing plan when it comes to web2 marketing.

Here's the comments:
1. it is true that precious few real estate agents are embracing Web 2.0.

2. We need to match resources to consumer behavior in order to reach buyers and gain greater exposure for sellers.

3. I believe Brokers and Agents are definitely not doing enough to re-educated themselves and there is a large disconnect especially with First Time Buyers and older agents.

4. Clients want instant communication and functionality from their agents.

5. I don't think a Broker/Realtors challenge is as much to re-educate themselves as it is to KEEP UP with and provide the latest tools & technology to their team

6. I see a shake-out in this industry. The survivors will blend their traditional inter-person skills with the evolving technologies. Its a simple professional reality... one day at a time.

7. Change is constant in the housing industry, including in the mortgage arena, and if you embrace it with open arms good things will usually happen.

8. We are living in an era where we have at least five distinct generations in the workplace and in our customer base.

9. Those in the industry who learn to keep pace, to use technology as a tool to reach and serve some of the needs of our clientele, will be successful.

10. You must start understanding that E-consumers are your future, and necessary for your survival in such a volatile market. They are necessary for your business to be a success!

I could have listed several more comments here, but I'm sure you get the point or you would not be reading this. See the complete set of answers here on LinkedIn and forward this on to a few of your friends in the business, they will be grateful.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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Good Reason for Sellers in the Greater Lansing Real Estate Market to Prepare Well

Coldwell Banker Hubbell Briarwood — Sun, 09 Aug 2009 16:16:54 -0500

According to a recent article published by RISMedia; nearly half of brokers polled for a Coldwell Banker survey last year found that affordability was the No. 1 concern for first-time buyers, 81% said move-in conditions were very important to these buyers. Only 7% said first-time buyers were looking to purchase fixer-upper homes that they could buy on the cheap and renovate.

That's good reason for sellers in the greater Lansing real estate market to prepare wellto show your home off at it's best when selling. You can do that by making small cosmetic improvements, minor renovations, home staging, competitive pricing, ease of showings, and other small gestures that contribute to a more inviting home tour for potentially interested home buyers.

Fresh paint, chalking, clean fixtures, well landscaped yards and attractive odors go along way in selling a home in today's market. Your home is one of if not the biggest investment in a family's life and should not be taken lightly. Your motivation to sell usually drives everything in a good marketing plan. If you are motivated, then your cooperation increases, and as a result, your property can become much desired.

Home values in the greater Lansing real estate market are showing a lot of volatility in today's market, The key to success is to stand out from the competition. Being competitive includes staging your home to sell, pricing it better than the others, and offering the best value. Motivation usually drives everything.

Buying or selling a home in today's greater Lansing, Michigan real estate market can be complicated without having the proper expertise and guidance throughout the process. Community information - about services, restaurants, parks, things to do, tourist information, local government and issues, buildings, and development projects, are only a few of the many services you should expect from your Realtor. You can obtain additional information on buying and selling at my website.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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Classic Music, Real Estate and Twitter - Say What?

Coldwell Banker Hubbell Briarwood — Thu, 30 Jul 2009 09:25:22 -0500

Chopin, Nocturne, opus 27 #2, solo piano is a wonderful piece to listen to with my headphones on, as I write this post this morning. I like great music and this is very relaxing. You might be asking yourself, what all this has to do with real estate, Blogs, social networking for business, or anything else for that matter.

I would have never discovered this masterpiece without Twitter. You see, one of my tweets recommended listening to it, so I took a look and now, I have something I can bookmark to listen to again. (It's a small gift for someone I don't know for nothing in return. However, by thanking them for the link and recommendation, I have discovered that they were also interested in real estate investing, and their hometown happens to be East Lansing, Michigan (Home of the mighty MSU Spartans).

That's how Twitter, LinkedIn, Facebook, and many other social networking sites work. I have sent a tweet back, thanking this party for the wonderful link of beautiful music, told them I noticed they were from East Lansing, and included a link on the current real estate market for their information. I also took the time to RT (retweet their post to share with my followers).

Within five minutes, I had someone tweeting me back with a mention that they thought this was a beautiful piece of music, and thanks for sharing. They also indicated that while reading my profile, they discovered, I sell real estate. (Now isn't that cool)

Last month, about 45 Lansing area Tweeters had a Tweetup at Biggby's in East Lansing at 9 a.m. in the morning. It was kind of neat to put a face and personality to what we have normally pickup in 140 character or less on Twitter. This was only the 3rd event that I have taken time to attend in the greater Lansing area, however, I have met some womderful people from all walks of life.

Is Twitter a fad? Some people think so. I happen to believe it's the next dial tone of communication and will continue to evolve the way we exchange ideas, network, and develop friendships. By the way, it's a great marketing tool for real estate also in addition to the other tools, portals, websites and social networking sites I use for marketing homes.

"Expect the Best Mike

How's the Real Estate Market in Greater Lansing, Michigan?

Coldwell Banker Hubbell Briarwood — Mon, 27 Jul 2009 21:56:53 -0500

How's the Real Estate Market in Greater Lansing, Michigan?
I get asked that question almost everyday. It's unbelievable, I say. It is unbelievable. Now, you can take that either way, positive or negative. Being the eternal optimist that I am, I chose to be positive that things are getting better.

Homes are selling if priced correctly, prepared properly, and marketed throughout the Internet with plenty of syndication, active portals and websites, and promoted with plenty of photos.

Just look at what's happening in sales Year to Date compared to last year based on the latest GLAR stats:

Note: that Listings are down, and sales up, which means inventory will begin to drop as more and more buyers continue to take advantage of the lowest interest rates in years and attractive pricing.

Buying or selling a home in today's greater Lansing, Michigan real estate market can be complicated without having the proper expertise and guidance throughout the process. Community information - about service - restaurants, services, parks, things to do, tourist stuff, local government and issues, buildings, and development projects, are only a few of the many services you should expect from your Realtor. Visit http://mikebowler.com for tips that will assist you.

"Expect the Best" Mike

Ingham, Eaton, & Clinton Counties Events & Real Estate Highlight Central Michigan

Coldwell Banker Hubbell Briarwood — Fri, 03 Jul 2009 17:32:43 -0500

Grand Ledge, Lansing Old Town, East Lansing, Dewitt, and St. Johns all have some wonderful family events coming up in August for you to mark on your calendar to attend. July events can be obtained on Lansing.org which has a complete lineup for the entire year.

August 1 Island Art Fair Grand Ledge
The 36th annual Island Art Fair features 130 artists selling their works, food and live music on the Second Island in downtown Grand Ledge.

August 7-8 Lansing JazzFest Old Town Lansing
Lansing JazzFest is a two-day free festival bringing regional and national jazz acts to an audience of over 15,000. Located in Lansing's historic Old Town, offering galleries, shops and vendors of ethnic food, arts and crafts.

August 7-9 MSU Museum's Great Lakes Folk Festival East Lansing
The MSU Museum presents this three-day celebration of culture, tradition and community. Find music, dance, food and more with the roots, the rhythms and the richness of cultures across America and around the world.

August 21-23 DeWitt Ox RoastDowntown DeWitt
For over 60 years DeWitt has celebrated on the banks of the Looking Glass River with an arts and crafts show, food and beverage tents, a parade, classic car show, entertainment, fireworks at dusk and more!

August 14-16 St. Johns Mint Festival St. Johns
25th Anniversary festival in 2009 with arts and crafts, flea market, food concessions, parade, five sports tournaments, free entertainment, quilt show, car show and tons of activities for kids.

Buying or selling a home in today's greater Lansing, Michigan real estate market can be complicated without having the proper expertise and guidance throughout the process. Community information - about service - restaurants, services, parks, things to do, tourist stuff, local government and issues, buildings, and development projects, are only a few of the many services you should expect from your Realtor. You are welcome to visit my website for tips that will assist you.

"Expect the Best" and Have a Great Summer

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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Homeowners, Appraisers, Mortgage Brokers, and Realtors, Take Note of The Cap and Trade Bill

Coldwell Banker Hubbell Briarwood — Tue, 30 Jun 2009 16:50:41 -0500

The Cap and Trade Bill bill passed by a narrow margin of 219-212 only after 300 pages of amendments were added to satisfy members of Congress from agricultural and industrial areas at 3 a.m. in the morning.

Congressmen with constituents with rural electric coops, bio-fuel producers, farmers and ethanol producers secured a number of free credits for those folks to bring them around. That pushed the bill to more than 1,200 pages, think again, if you believe members of Congress had time to thoroughly examine the bill before a vote was called.

I see another nail in the coffin being placed for the housing industry with new regulations being placed on homeowners, appraisers, mortgages, and Realtors. The new home standards and bringing your existing house up to these new standards prior to selling is yet to be seen.

Here we go, back to school. Watch the video and tell me what you think! Representative John Boehner discusses this bill with regards to housing. It's Insane!

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients
Search Listings

Optimistic Growth, Events, and Opportunity for Greater Lansing, Michigan

Coldwell Banker Hubbell Briarwood — Wed, 24 Jun 2009 18:57:14 -0500

There's new energy and enthusiasm in the Greater Lansing Regional area with businesses, events, and opportunity. Most homeowners like the Lansing area because it's a great place to live, work and play. With many projects in the works for future growth, I am optimistic that Central Michigan will begin to see light at the end of the tunnel for the challenging times we have experienced.

The housing market is beginning to bottom out with inventory continuing to shrink, pricing stabilizing, and pending sales beginning to exceed last years numbers. The residential market surplus was 9.2 months of inventory compared to 15.7 months last year at this time as of May 31, 2009. The average sale price is still down 19.2% over last year as of May 31, 2009 to offset the economic conditions and inflated market values of 2001 - 2006. Most real estate economists are beginning to think we have bottomed out. If that's the case, I believe we will see an increase in sales, gradually over the next 24 months. (That's promising)

Greater Lansing has many events, festivals and celebrations going on throughout the tri-county area this summer. Below, I listed three that you may want to mark on your calander to attend. The Greater Lansing Michigan Visitors Bureau has a complete list of all event and will allow you to get additional information.

June 21-27 Red Cedar Jubilee - Williamston
The Red Cedar Jubilee features parades as well as craft shows, a demolition derby, lawn mower races, a duck drop and a food and beverage tent with live music. While in town visit the antiques district.

June 27th 12-6 P.M. Delta Rocks! Family Festival - Delta Township
A free family festival featuring clowns, pony rides, inflatable attractions, games, kids' make-it and take-it crafts, music, live animals, super slingshot, face painting, turtle races, trackless train, concessions and more.

July 6-12 Common Ground Festival - Lansing
The Common Ground Music Festival is an annual celebration featuring an impressive array of headlining musical entertainment for seven nights! Be sure to bring a chair and enjoy the concerts under the stars!

If you're interested in learning more about the greater Lansing area real estate market, would like a more detailed report on market values, neighborhood sales or demographics, feel free to visit my site. Buying or selling a home in the greater Lansing, Michigan real estate market can be complicated without having the proper expertise and guidance throughout the process. Visit http://mikebowler.com for tips that will assist you.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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"Now's the Time to Make Your Move" Greater Lansing Michigan Home Buyers

Coldwell Banker Hubbell Briarwood — Mon, 22 Jun 2009 17:02:14 -0500

"Now's the Time to Make Your Move" Many people in the greater Lansing Michigan real estate market are concerned about how today's challenging economic environment might affect their ability to buy a home, or even whether they should become homeowners right now. Real estate remains a wonderful long-term investment compared to renting.

The greater Lansing real estate market will see an increase in home sales as a result of the Federal Housing Administration program to allow qualified home buyers to apply the $8,000 tax credit when purchasing a home. This true tax break is for first-time home buyers.

You can get Internal Revenue Information here and the Tax Credit Form here.

With This tax break, historically low interest rates, sellers willing to negotiate, and plenty of homes to choose from, I would advise anyone wanting the American dream of home ownership to begin the process by searching for homeson the Internet, becoming acquainted with the process of mortgage
pre-qualification and move forward.

Here is a place to obtain a copy of a FREE Home-buyers Guide Book with step by step guides for preparing your house hunting adventure.

As I mentioned above; Real estate is first and foremost an investment, that will sometimes perform well and sometimes not. However for those looking long term, it has almost always performed well. The key is buying with the intention to hold long term. Property ownership equity accounts for more than half the wealth in the United States. It is never a bad time to buy real estate. Start your search for homes here.

"Expect the Best" Mike

Many Greater Lansing Real Estate homes qualify - Here's One You Can Buy Sunday

Coldwell Banker Hubbell Briarwood — Tue, 09 Jun 2009 18:32:48 -0500

Many Greater Lansing Real Estate homes qualify for the additional home buying assistance program through MSHDA, in addition to the new federal tax credit. Here's an example of a wonderful opportunity that can be bought this Sunday, June 14th, between 1:00 p.m. and 3:00 p.m.

MAR reported today that The Michigan State Housing Development Authority has significantly expanded its down-payment assistance program that, when combined with the new federal tax credit, would provide more than $15,000 in help for first-time home buyers.

The loans - - which have zero interest and don't have to be paid back until the home is sold or the mortgage refinanced or paid in full - could be used for closing costs, expenses such as setting up escrow accounts, or down payments. The federal recovery package approved in February provides first time homebuyers with an $8,000 tax credit.

"MSHDA has raised its limits on the household income for buyers eligible for the $7,500 loan from $55,000 to nearly $95,000," said Mary Townley, MSHDA's director of homeownership. "We felt we just needed to provide more tools for home buyers."

For both the federal and state programs, buyers are eligible if they haven't owned a home in the past three years. The federal credit runs through Dec 1. The state loans can be used for homes worth up to $224,500. Income limits and other information can be found at MSHDA's Web Site.

The above property is located at 1132 Morris Ave. Lansing, MI 48917.Take Saginaw Hwy 3 blocks east of Waverly Road, go north on Morris Ave. Edgemont Park Sub, Waverly School District. A quaint red brick ranch with front porch great for rocking and back porch for grilling. This 3-bedroom home has hardwood floors throughout, refinished in 2008, beautiful kitchen with ceramic tile, updated hardware on cabinets, recessed lighting and spacious living room. Completely remodeled bathroom in 2006, (new tub/shower, toilet, sink, lighting, and medicine cabinet). All new light fixtures and modern paint throughout.

Other features include, high-efficiency furnace, central air, and replacement windows throughout, a partially finished and updated knotty pine basement. Enjoy the fenced in backyard, and garage. This home is a must to see.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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Buying & Selling Real Estate in the Greater Lansing Market, Contribute to Economy!!

Coldwell Banker Hubbell Briarwood — Sat, 06 Jun 2009 17:25:00 -0500

You have decided to purchase a home, or are thinking about buying one, in the Greater Lansing real estate market. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity as a long tern investment, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value. Although real estate values shot up about 89% from 2000-2006, they have declined in excess of 30% in some parts of the country over the past couple of years. My point is this: Real Estate is a long term investment, and is also important for the welfare of the entire economic picture.

The Bureau of Economic Analysis; NAR recently reportedthat the total economic impact of a typical home sale in Michigan created income of $38,512.00 on the median priced home of $118,600.00. That figure contributed to furniture, appliances etc to be purchased, and additional people to be put to work, as originators of mortgages, appraisers, home inspectors, and others. This is the key contributing factor to recovery and has been in other economic downturns.

A home is a financial asset and more: it's a place to live and raise children; it's a plan for the future; it's an investment in your community. FHA provides 100 questions and answers for the homebuyer to consider. These questions will help you sort things out and give you some ideas for preparing for the future. I hope you enjoy.

"Expect the Best" Mike

Golf & Real Estate, Lansing, Michigan Has Both & They Compare Sometimes

Coldwell Banker Hubbell Briarwood — Thu, 04 Jun 2009 06:48:22 -0500

I posted this a few years back, however it's worth another look in today's challenging real estate market. Golf and Real Estate are so much alike. Sometimes you just have to go golfing to clear your mind.

In golf, weather conditions change your game; in real estate market conditions change your approach to business.

In golf, if you want score well you have to have the right equipment. In real estate today the right equipment means being on top of the best technology to provide great pictures, websites, syndication, and communication.

In golf, if a golfer wants to score well, he or she needs to know the course. Do we know our market? The inventory of what's available, schools, amenities, tax rates, transportation etc.

In golf, they say your score depends on 75% mental attitude; you have to have a vision of how the shot is going to turn out or feel the swing. In real estate, we have to believe the results are going to be that new listing or sale. We have to picture the results. "Those who believe they can, and those who believe they can't, are both right.

In golf, you should always play the course, not your opponent. Sometimes we in real estate worry too much about our competition instead of focusing on the services we can provide each buyer or seller.

In golf, we have the drive, the approach, the chip and the putt. We call that activities in real estate, like leads, prospects, open houses, FSBO's, expired listings, relationships, and presentations.

In golf, sometimes the hazards like sand, woods and water can challenge our game. We in real estate experience that with slumps along the way, problem files, challenging sellers, buyers, co-op agents and vendors. However, by chipping out and getting back on course we keep our focus on the end results.

In golf, I know most pros have coaches who may assist the golfer on mental attitude, stroke improvements, and various segments of their game. It's also important in real estate that an agent has a support system. We have managers; staff, systems, tools and many agents today even hire a coach to boost their income and accountability.

In golf, most golf pros practice, drill and rehearse daily to perfect their game. Realtors who want to be pros are also subject to practicing their presentations, scripts and staying on top of marketing techniques to survive in today's world. How can we expect to win customers and clients over to our side if we don't practice, drill and rehearse?

In golf, they call it good edict to replace divots, fix ball marks, treat every player with respect, count all your strokes and use the proper amount of clubs. We in real estate have a great code of ethics provided by NAR that gives us the guidelines and rules to follow. The golden rule goes along way when working with other Realtors to compliment, communicate and look at them as true peers of our industry vs. just competition.

In golf, they keep score and have a handicap. Are you keeping score of your real estate career? What's your handicap? Vision, goals, objectives, strategies, and tactics are what Realtors need to succeed.

If a golfer wants to hit a great shot, they have to keep their head down. IN today's market, I say, Realtors, I say keep your head up.

Some practical things to think about as we prepare for an exciting summer this year in Lansing Michigan real estate, what do you think?

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
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You can visit other real estate agent and broker related articles at PRETEC

Real Estate Consumers in Greater Lansing Are Seeing Some Light

Coldwell Banker Hubbell Briarwood — Fri, 29 May 2009 20:35:14 -0500

Real estate consumers in the greater Lansing area and across the country can now take advantage of a Federal Housing Administration program to allow qualified home buyers to apply the $8,000 tax credit when purchasing a home, reported by NAR in a press release. FHA will now permit its lenders to provide a short-term bridge loan that will let qualified home buyers use the tax credit to either make a larger down payment above the FHA required 3.5 percent, cover closing costs, or buy down their interest rate.

Lansing has shown an increase in sales of 9.8% over last year compared to Michigan 8.55 % increase YTD compared to last year at this time, according to MAR.

A NAR practitioner survey in April showed first-time buyers declined to 40 percent of transactions, implying more repeat buyers are entering the traditional spring home-buying season. It also showed the number of buyers looking at homes has increased 14 percentage points from a year ago. Lawrence Yun, NAR chief economist said: "This is consistent with our forecast for home sales in the latter part of the year to be 10 to 20 percent higher than the second half of 2008,"

As a home buyer in the greater Lansing area, it's important to start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception. Here are 4 free reports I've provided, and I hope you learn a little more about what it takes to make your important purchase a great one.

"Expect the Best" Mike

Mike Bowler Sr. ePRO, CRB, GRI, SRES
Coldwell Banker Hubbell Briarwood
1020 S. Creyts Road, Lansing, MI 48917
Phone: 517-492-3400 Fax: 888-832-6203
email: Mike@MikeBowler.com
Website for Clients: MikeBowler.com
Search Listings